From: Todd J. Miller
To whom it may concern,
It is my strong belief that if 12b-1 fees were eliminated most small account will be left with no service and I would argue they probably need there advisors the most. The fees are needed to give ongoing service to all accounts and you would have a lot more clients that would be subject to the sale and run advisor-no followup service.
Todd J. Miller
Ameriprise Financial Services, Inc.