From: Amy Frisch
Sent: July 9, 2007
Subject: File No. 4-538

To whom it may concern:
I stand as a professional in this industry who works hard for my clients and to uphold the integrity of this industry. The recent reports on 12B-1 are really disturbing to myself, other NAIFA members, and members of many top firms in this industry. Please, please listen to the voice of passionate, intelligent and hard-working advisors across the United States, and to the voice of NAIFA. I urge you to consider the extreme value of 12B-1; a value to the client, and a value to the advisor.
Thank you for your time,
Amy Frisch

Amy Frisch
Branch Manager
Investment Advisor Representative
Woodbury Financial Services
member NASD, SIPC
7400 East Caley Avenue
Ste 150
Centennial, CO 80111