Subject: File No. 4-538

July 9, 2007

From: Sent: Monday, July 09, 2007 3:53 PM To: Rule-Comments Subject: File No. 4-538 (sn#210) Attachments: File No.4-538.doc Please find attached my comments regarding 12-b-1 fees. thank you. Colin Fitzpatrick Smith The Retirement Company 5380 Mayfield Road Lyndhurst, Ohio 44124 (440) 995-1600 ________________________________ AOL now offers free email to everyone. Find out more about what's free from AOL at .