Subject: File No. 4-538
From: Sal Rodriguez
Affiliation: Bank Of America Investments

June 13, 2007

If the SEC does away with 12b-1 fees, my clients will suffer. All mutial fund investors across the nation would fing themselves in wrap fee accounts and instead of 25 basis points, they would see al least 50 basis points. Advisors need to have a trail payment to survive.