From: Daniel Ekblad
Sent: July 9, 2007
To: rule-comments@sec.gov
Subject: File No. 4-538


Dear SEC,

As far as File No.4-538 is concerned, 12b 1 fees save the consumers money. And by eliminating those fees instead of just a simple discloser would be wrong. After all, people understand that we as agents and financial professionals get paid for doing these services, people know we don’t do this for free. Otherwise, everyone would need a 65 or 66 license and charge a fee for doing anything for there clients.

Thanks,

Sincerely,

Daniel Ekblad
Principal Financial Group
Eau Claire, WI. 54701