Subject: File No. 3-11498
From: Timothy A Bancroft

August 5, 2009

It's been so long since this all began I almost forgot anything was being done about it.While I can understand the complexity of the situation, it is still hard to believe it took five years to figure it all out.Being that I'm a reasonable person,I will not be tempted to think another five years will be needed to distribute the settlement to the shareholders.