Subject: 265-31
From: Julie A. Preuitt
Affiliation:

Sep. 19, 2018

Require brokers and advisers to consider the costs of rolling out of employer-sponsored retirement accounts.  Current law as it exists, is interpreted, or applied does not generally require such an analysis or consideration.  As a result, many, if not most, retail investors pay significantly more in fees after a rollover, often with little benefit and without a full understanding of the effect on their retirement investments.  
 
Julie A. Preuitt | Senior Special Advisor
U.S. Securities and Exchange Commission | Office of International Affairs| 10960