Description of business and significant accounting policies and practices (Tables)

9 Months Ended

Sep. 30, 2014

Organization, Consolidation and Presentation of Financial Statements [Abstract]

Computation and reconciliation of earnings per common share

Computation and reconciliation of earnings per common share are as follows (shares in millions):

	For Three Months Ended September 30, 2014						For Three Months Ended September 30, 2013
	Net Income			Shares	EPS		Net Income			Shares	EPS
Basic EPS:
Net income	$	826					$	629
Income allocated to RSUs	(13		)				(11		)
Income allocated to common stock for basic EPS calculation	$	813		1,060	$	.77	$	618		1,096	$	.56
Adjustment for dilutive shares:
Stock-based compensation plans				14						15
Diluted EPS:
Net income	$	826					$	629
Income allocated to RSUs	(13		)				(11		)
Income allocated to common stock for diluted EPS calculation	$	813		1,074	$	.76	$	618		1,111	$	.56

	For Nine Months Ended September 30, 2014						For Nine Months Ended September 30, 2013
	Net Income			Shares	EPS		Net Income			Shares	EPS
Basic EPS:
Net income	$	1,996					$	1,651
Income allocated to RSUs	(31		)				(29		)
Income allocated to common stock for basic EPS calculation	$	1,965		1,070	$	1.84	$	1,622		1,102	$	1.47
Adjustment for dilutive shares:
Stock-based compensation plans				15						15
Diluted EPS:
Net income	$	1,996					$	1,651
Income allocated to RSUs	(31		)				(28		)
Income allocated to common stock for diluted EPS calculation	$	1,965		1,085	$	1.81	$	1,623		1,117	$	1.45