Computation and reconciliation of earnings per common share are as follows:



	For Three Months Ended Sept. 30, 2011						For Three Months Ended Sept. 30, 2010
	Income			Shares	EPS		Income			Shares	EPS
Basic EPS:
Net income	$	601					$	859
Less income allocated to RSUs	(10		)				(13		)
Income allocated to common stock for basic EPS calculation	$	591		1,144	$	.52	$	846		1,184	$	.71

Adjustment for dilutive shares:
Stock-based compensation plans				13						12

Diluted EPS:
Net income	$	601					$	859
Less income allocated to RSUs	(10		)				(13		)
Income allocated to common stock for diluted EPS calculation	$	591		1,157	$	.51	$	846		1,196	$	.71



	For Nine Months Ended Sept. 30, 2011						For Nine Months Ended Sept. 30, 2010
	Income			Shares	EPS		Income			Shares	EPS
Basic EPS:
Net income	$	1,938					$	2,286
Less income allocated to RSUs	(30		)				(32		)
Income allocated to common stock for basic EPS calculation	$	1,908		1,156	$	1.65	$	2,254		1,208	$	1.87

Adjustment for dilutive shares:
Stock-based compensation plans				21						13

Diluted EPS:
Net income	$	1,938					$	2,286
Less income allocated to RSUs	(29		)				(31		)
Income allocated to common stock for diluted EPS calculation	$	1,909		1,177	$	1.62	$	2,255		1,221	$	1.85