Computation and reconciliation of earnings per common share are as follows:



	For Three Months Ended June 30, 2011						For Three Months Ended June 30, 2010
	Income			Shares	EPS		Income			Shares	EPS

Basic EPS:
Net income	$	672					$	769
Less income allocated to RSUs	(11		)				(11		)
Income allocated to common stock for basic EPS calculation	$	661		1,156	$	.57	$	758		1,208	$	.63

Adjustment for dilutive shares:
Stock-based compensation plans				24						13

Diluted EPS:
Net income	$	672					$	769
Less income allocated to RSUs	(10		)				(11		)
Income allocated to common stock for diluted EPS calculation	$	662		1,180	$	.56	$	758		1,221	$	.62



	For Six Months Ended June 30, 2011						For Six Months Ended June 30, 2010
	Income			Shares	EPS		Income			Shares	EPS

Basic EPS:
Net income	$	1,338					$	1,427
Less income allocated to RSUs	(21		)				(19		)
Income allocated to common stock for basic EPS calculation	$	1,317		1,161	$	1.13	$	1,408		1,221	$	1.15

Adjustment for dilutive shares:
Stock-based compensation plans				26						13

Diluted EPS:
Net income	$	1,338					$	1,427
Less income allocated to RSUs	(21		)				(19		)
Income allocated to common stock for diluted EPS calculation	$	1,317		1,187	$	1.11	$	1,408		1,234	$	1.14