Fixed maturities with a carrying value of $6,152,000 are on deposit with various state insurance departments at December 31, 2013.

The Company has operating leases for office space and certain other office equipment. These operating leases provide for minimum rents and generally include options to renew for additional periods.

The approximate minimum annual rental payments under operating leases that have remaining non-cancelable lease terms in excess of one year at December 31, 2013 are as follows (in thousands):

Year Ending		Net Operating
December 31,		Leases
2014	$	503
2015		436
2016		269
2017		114
2018		105
2019 and thereafter		-
Total	$	1,427

The Company's net rent expense for years 2013, 2012, and 2011 were $403,000, $276,000, and $222,000, respectively.

The Company is involved in legal proceedings and claims that arise in the ordinary course of its businesses. The Company has established reserves that it believes are sufficient given information presently available relating to its outstanding legal proceedings and claims. The Company does not anticipate that the result of any pending legal proceeding or claim will have a material adverse effect on its financial condition or cash flows, although there could be such an effect on its results of operations for any particular period.