Note 13. Income Taxes: Schedule of Effective Income Tax Rate Reconciliation (Tables)

12 Months Ended

Dec. 31, 2012

Tables/Schedules

Schedule of Effective Income Tax Rate Reconciliation

		2012		2011		2010
Tax computed at the statutory rate	$	1,996	$	1,330	$	1,117
Dividends received deduction and tax exempt interest		(53)		(59)		(55)
State and local income taxes, net of federal effect		53		32		21
Valuation allowance		(5,900)		-		-
Other, net		14		4		8
Income tax	$	(3,890)	$	1,307	$	1,091