EX-4 12 contractdatapage.htm EX 4F CONTRACT DATA PG contractdatapage.htm - Generated by SEC Publisher for SEC Filing
DATA PAGE
Flexible Premium Deferred Variable Annuity 

 

CONTRACT DATA   
Contract Number:  [Sample] 
Annuitant/Age:  [John Doe/60] 
Owner:  [Jane Doe] 
Joint Annuitant/Age:  [Jane Doe/60] 
Joint Owner:  [John Doe] 
Contract Date:  [February 1, 2011] 
Maximum Annuitization Date:  [January 31, 2046] 
Initial Premium:  [$10,000.00] 
 
BENEFITS   
Fixed Account Guaranteed Minimum Interest Rate:  [1.00%-3.00%] 
 
Fixed Account Interest Rate for premium   
payments received on the Contract Date:  [3.50%] 
 
 
Fixed Dollar Cost Averaging (DCA) Account   
Guaranteed Minimum Interest Rate:  [1.00%-3.00%] 
 
Fixed DCA Account 6-Month DCA Term   
Interest Rate for premium payments received   
on the Contract Date:  [4.50%] 
Fixed DCA Account 12-Month DCA Term   
Interest Rate for premium payments received   
on the Contract Date:  [5.50%] 
 
 
CONTRACT CHARGES AND LIMITS   
 
Separate Account Administration Charge:  Currently [ 0.00% ], not to exceed 0.15% 
  annually 
Mortality & Expense Risks Charge:  1.25% annually 
Annual Fee:  Lesser of $30.00 or 2.00% of accumulated value 
Transaction Fee:  [Currently $00.00 ], or, for unscheduled Division 
  transfers after the first, such larger amount as is 
  required by law or by the underlying mutual fund 
  of the Division. 
Minimum Additional Premium:  $2,000.00 
Maximum Total Premium Contributions:  $2,000,000.00 
Minimum Unscheduled Partial Surrender:  $100.00 
Minimum Accumulated Value After   
A Partial Surrender:  $5,000.00 
Minimum Accumulated Value To Initiate A   
Scheduled Partial Surrender:  $5,000.00 
Minimum Transfer Amount:  $100.00 
Free Surrender Amount:   
The greater of (A.) and (B.) where:   
(A.) is 10% of premium payments decreased by any partial surrenders made since the last Contract 
       Anniversary; and   
(B.) is the accumulated value minus remaining premium payments as of the surrender date. 
[ Minimum Fixed DCA Account Premium Payment:  $1,000.00 ] 

 



SURRENDER CHARGES 
 
Completed Contract Years   
Since Each Premium  Surrender Charge 
Payment Was Made  Percentage 
0  6.00% 
1  6.00% 
2  6.00% 
3  5.00% 
4  4.00% 
5  3.00% 
6  2.00% 
7 and after  0.00% 

 



RIDER DATA   
 
 
Guaranteed Minimum Withdrawal Benefit Rider 
Effective Date:  [ February 1, 2011 ] 
Current Quarterly Rider Charge:  { 0.1825% } 
Maximum Quarterly Rider Charge:  0.4125% 
 
Table of For Life Withdrawal Benefit Payment Percentages – “Single Life”: 
 
Age of Covered Life at  For Life Withdrawal Benefit 
first Withdrawal  Payment Percentage 
45-49  3.50% 
50-54  4.00% 
55-59  4.50% 
60-64  5.00% 
65-69 5.25% 
70-74  5.50% 
75-79  6.00% 
 80+ 6.50% 
 
 

 



Table of For Life Withdrawal Benefit Payment Percentages – “Joint Life”: 
Age of youngest Covered Life   For Life Withdrawal Benefit
at first Withdrawal Payment Percentage
45-49  3.00% 
50-54  3.50% 
55-59 4.00% 
60-64 4.50% 
65-69  4.75% 
70-74  5.00% 
75-79  5.50% 
80+  6.00% 

 

GMWB Bonus is available for the years shown below and equals the total of all premium 
payments made multiplied by the applicable GMWB Bonus Percentage shown below: 
 
Contract Anniversary Following   
the Rider Effective Date GMWB Bonus Percentage 
 
1  5.00% 
2  5.00%