STOCK COMPENSATION - RESTRICTED STOCK AND PERFORMANCE SHARE GRANTS (Tables)

12 Months Ended

Dec. 31, 2024

Share-Based Payment Arrangement [Abstract]

Schedule of Performance Share Grants with Performance Conditions

The following is a summary of the Company's performance share grants with performance conditions as of the year ended December 31, 2024:

Performance Share Grants with Performance Conditions
Target performance	242,905
Maximum performance	333,640

Schedule of Stock Grant Activity

The following is a summary of the Company’s stock grant activity, both time and performance unit grants, assuming target achievement for outstanding performance grants for the following twelve-month periods ended:

	December 31, 2024	December 31, 2023	December 31, 2022
Stock Grants Outstanding Beginning of the Year at Target Achievement	248,768	234,899	683,645
New Stock Grants/Additional shares due to achievement in excess of target	386,956	321,026	180,034
Vested Grants	(179,082)	(260,070)	(384,112)
Expired/Forfeited Grants	(144,078)	(47,087)	(244,668)
Stock Grants Outstanding End of Period at Target Achievement	312,564	248,768	234,899

Schedule of Assumptions Used to Determine The Price of Market-Based Performance Condition Grants

The following is a summary of the assumptions used to determine the fair value of the Company's market-based Performance Condition Grants outstanding for the year ended December 31, 2024:

($ in thousands except for share prices)
Grant date	03/17/2022	12/14/2022	06/16/2023
Vesting end	03/17/2025	12/14/2025	12/31/2025
Share price at target achievement	$20.43	$21.99	$20.72
Expected volatility	31.54%	32.14%	26.58%
Risk-free interest rate	2.13%	3.84%	4.38%
Simulated Monte Carlo share price	$21.75	$26.00	$20.24
Shares granted at target achievement	13,338	4,613	9,515
Total fair value of award	$290	$120	$193

($ in thousands except for share prices)
Grant date	08/21/2023	12/16/2023	03/13/2024
Vesting end	12/31/2025	12/31/2026	03/22/2027
Share price at target achievement	$19.20	$19.65	$18.93
Expected volatility	25.55%	25.91%	25.56%
Risk-free interest rate	4.74%	4.02%	4.31%
Simulated Monte Carlo share price	$17.88	$19.74	$18.36
Shares granted at target achievement	1,650	4,828	15,225
Total fair value of award	$30	$95	$280

Schedule of Stock Compensation Costs for Employee and NDSI Plans

The following table summarizes stock compensation costs for the Company's 1998 Stock Incentive Plan, or the Employee 1998 Plan, and NDSI Plan for the following periods:

Employee 1998 Plan ($ in thousands):	December 31, 2024		December 31, 2023		December 31, 2022
Expensed	$	3,592	$	2,731	$	2,281
Capitalized	769		482		335
	4,361		3,213		2,616
NDSI Plan	590		521		596
Total	$	4,951	$	3,734	$	3,212