Capital Management (Tables)

3 Months Ended

Jan. 31, 2026

Summary of Regulatory Capital and Capital Ratios

The Bank’s regulatory capital, total loss absorbing capacity and leverage measures were as follows:


	As at
($ millions)	January 31 2026			October 31 2025
Capital (1)
Common Equity Tier 1 capital	$	62,972		$	62,752
Net Tier 1 capital		72,956			72,790
Total regulatory capital		80,797			80,908
Total loss absorbing capacity (TLAC) (2)		135,635			138,049
Risk-weighted assets/exposures used in calculation of capital ratios
Risk-weighted assets (1)	$	474,253		$	474,453
Leverage exposures (3)		1,642,918			1,622,415
Regulatory ratios (1)
Common Equity Tier 1 capital ratio		13.3	%		13.2	%
Tier 1 capital ratio		15.4	%		15.3	%
Total capital ratio		17.0	%		17.1	%
Total loss absorbing capacity ratio (2)		28.6	%		29.1	%
Leverage ratio (3)		4.4	%		4.5	%
Total loss absorbing capacity leverage ratio (2)		8.3	%		8.5	%

(1)

The Q1 2026 regulatory capital ratios are based on Basel III requirements as determined in accordance with OSFI Guideline – Capital Adequacy Requirements (November 2025). The prior period regulatory capital ratios were based on Basel III requirements as determined in accordance with OSFI Guideline – Capital Adequacy Requirements (November 2023).

(2)

This measure has been disclosed in this document in accordance with OSFI Guideline – Total Loss Absorbing Capacity (September 2018).

(3)

The leverage ratios are based on Basel III requirements as determined in accordance with OSFI Guideline – Leverage Requirements (February 2023).