Interest Income and Expense

12 Months Ended

Oct. 31, 2025

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Interest Income and Expense

31 Interest Income and Expense

For the year ended October 31 ($ millions)	2025						2024
	Interest income			Interest expense			Interest income			Interest expense
Measured at amortized cost(1)	$	50,819		$	35,831		$	53,966		$	42,177
Measured at FVOCI(1)		5,585			–			5,905			–
		56,404			35,831			59,871			42,177
Other		1,198	(2)		249	(3)		1,788	(2)		230	(3)
Total	$	57,602		$	36,080		$	61,659		$	42,407

(1) The interest income/expense on financial assets/liabilities are calculated using the effective interest method.

(2) Includes dividend income on equity securities.

(3) Includes interest on lease liabilities of $125 (2024 – $119) and insurance finance expense of $33 (2024 – $30).