Property and Equipment

12 Months Ended

Oct. 31, 2025

Text Block [Abstract]

Property and Equipment

 

15 Property and Equipment

($ millions)	Land & Building			Equipment			Technology Assets			Leasehold Improvements			Right-of-use Assets			Total
Cost
Balance as at October 31, 2023	$	1,813		$	1,809		$	705		$	1,854		$	4,336		$	10,517
Additions		120			232			73			134			125			684
Disposals/Retirements		(149	)		(183	)		(155	)		(67	)		(77	)		(631	)
Foreign currency adjustments and other		(48	)		(78	)		10			(44	)		(43	)		(203	)
Balance as at October 31, 2024	$	1,736		$	1,780		$	633		$	1,877		$	4,341		$	10,367
Additions		194			144			88			117			210			753
Disposals/Retirements(1)		(481	)		(82	)		(25	)		(92	)		(118	)		(798	)
Foreign currency adjustments and other		(129	)		44			126			112			80			233
Balance as at October 31, 2025	$	1,320		$	1,886		$	822		$	2,014		$	4,513		$	10,555
Accumulated depreciation
Balance as at October 31, 2023	$	686		$	1,268		$	381		$	1,152		$	1,388		$	4,875
Depreciation		49			94			140			116			331			730
Disposals/Retirements		(50	)		(75	)		(145	)		(40	)		(62	)		(372	)
Foreign currency adjustments and other		(22	)		(26	)		(14	)		(40	)		(16	)		(118	)
Balance as at October 31, 2024	$	663		$	1,261		$	362		$	1,188		$	1,641		$	5,115
Depreciation		36			83			133			113			318			683
Disposals/Retirements		(44	)		(67	)		(17	)		(71	)		(107	)		(306	)
Foreign currency adjustments and other		28			1			77			40			36			182
Balance as at October 31, 2025	$	683		$	1,278		$	555		$	1,270		$	1,888		$	5,674
Net book value
Balance as at October 31, 2024	$	1,073		$	519		$	271		$	689		$	2,700		$	5,252	(2)
Balance as at October 31, 2025	$	637		$	608		$	267		$	744		$	2,625		$	4,881	(2)

(1) Includes a net impairment loss recorded in Q1 2025 related to the agreement to sell the banking operations in Colombia, Costa Rica and Panama. Refer to Note 35 for details.

(2) Includes $39 (2024 – $36) of investment property.