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Consolidated Statement of Financial Position - CAD ($)
$ in Millions
Oct. 31, 2025
Oct. 31, 2024
Assets    
Cash and deposits with financial institutions [1] $ 65,967 $ 63,860
Precious metals 5,156 2,540
Trading assets    
Securities 140,844 119,912
Loans [2],[3] 8,487 7,649
Other 2,892 2,166
Total trading assets 152,223 129,727
Securities purchased under resale agreements and securities borrowed 203,008 200,543
Derivative financial instruments 46,531 44,379
Investment securities 149,948 152,832
Loans    
Residential mortgages 370,191 350,941
Personal loans 110,567 106,379
Credit cards 18,045 17,374
Business and government 279,705 292,671
Total loans gross [4] 778,508 767,365
Allowance for credit losses 7,463 6,536
Total loans net 771,045 760,829
Other    
Customers' liability under acceptances, net of allowance [4],[5] 177 148
Property and equipment [6] 4,881 5,252
Investments in associates 6,317 1,821
Goodwill and other intangible assets 16,169 16,853
Deferred tax assets 3,253 2,942
Other assets 35,367 30,301
Total other 66,164 57,317
Total assets 1,460,042 1,412,027
Deposits    
Personal 301,718 298,821
Business and government 627,667 600,114
Financial institutions 36,894 44,914
Total deposits [7] 966,279 943,849
Financial instruments designated at fair value through profit or loss 47,165 36,341
Other    
Acceptances 178 149
Obligations related to securities sold short 38,104 35,042
Derivative financial instruments 56,031 51,260
Obligations related to securities sold under repurchase agreements and securities lent 189,144 190,449
Subordinated debentures 7,692 7,833
Other liabilities 66,862 63,028
Total other 358,011 347,761
Total liabilities 1,371,455 1,327,951
Equity    
Common shares 22,067 22,054
Retained earnings 58,916 57,751
Accumulated other comprehensive income (loss) (3,826) (6,147)
Other reserves (230) (68)
Total common equity 76,927 73,590
Preferred shares and other equity instruments 9,939 8,779
Total equity attributable to equity holders of the Bank 86,866 82,369
Non-controlling interests in subsidiaries 1,721 1,707
Total equity 88,587 84,076
Total liabilities and equity $ 1,460,042 $ 1,412,027
[1] Net of allowances of $4 (2024 – $3).
[2] Geographic segmentation of trading loans is based upon the location of the ultimate risk of the underlying asset.
[3] Loans are primarily denominated in U.S. dollars.
[4] Geographic segmentation is based on the location of the property for residential mortgages; otherwise, the residence of the borrower.
[5] 98.8% of acceptances reside outside Canada (October 31, 2024 – 96.5%).
[6] Includes $39 (2024 – $36) of investment property.
[7] Deposits denominated in U.S. dollars amount to $297,065 (2024 – $295,316), deposits denominated in Chilean pesos amount to $20,053 (2024 – $19,271), deposits denominated in Mexican pesos amount to $35,941 (2024 – $34,416) and deposits denominated in other foreign currencies amount to $117,530 (2024 – $109,683).