XML 246 R194.htm IDEA: XBRL DOCUMENT v3.25.3
Operating Segments - Summary of Bank's Financial Results by Geographic Region (Detail) - CAD ($)
$ in Millions
 12 Months Ended
Oct. 31, 2025
Oct. 31, 2024
Disclosure of geographical areas [line items]    
Net interest income [1] $ 21,522 $ 19,252
Non-interest income [2] 16,219 [3] 14,418 [4]
Total revenues 37,741 33,670
Non-interest expenses 22,518 19,695
Income tax expense 2,751 2,032
Net income 7,758 7,892
Net income attributable to non-controlling interests in subsidiaries (31) 134
Net income attributable to equity holders of the Bank 7,789 7,758
Total average assets 1,465,000 1,419,000
Total average liabilities 1,379,000 1,338,000
Operating segments [member]    
Disclosure of geographical areas [line items]    
Net interest income 21,522 19,252 [5]
Non-interest income 16,219 [6] 14,418 [5],[7]
Total revenues [8] 37,741 33,670 [5]
Provision for credit losses 4,714 4,051 [5]
Non-interest expenses 22,518 19,695 [5]
Income tax expense 2,751 2,032 [5]
Net income 7,758 7,892 [5]
Net income attributable to non-controlling interests in subsidiaries (31) 134 [5]
Net income attributable to equity holders of the Bank 7,789 7,758 [5]
Total average assets 1,465,000 1,419,000 [5]
Total average liabilities 1,379,000 1,338,000 [5]
Canada [member] | Operating segments [member]    
Disclosure of geographical areas [line items]    
Net interest income 11,378 9,207 [5]
Non-interest income 9,352 [6] 8,535 [5],[7]
Total revenues [8] 20,730 17,742 [5]
Provision for credit losses 2,338 1,701 [5]
Non-interest expenses 13,660 11,207 [5]
Income tax expense 1,532 1,002 [5]
Net income 3,200 3,832 [5]
Net income attributable to non-controlling interests in subsidiaries (200)  
Net income attributable to equity holders of the Bank 3,400 3,832 [5]
Total average assets 899,000 874,000 [5]
Total average liabilities 889,000 854,000 [5]
United States [member] | Operating segments [member]    
Disclosure of geographical areas [line items]    
Net interest income 799 664 [5]
Non-interest income 2,165 [6] 1,578 [5],[7]
Total revenues [8] 2,964 2,242 [5]
Provision for credit losses 67 28 [5]
Non-interest expenses 1,591 1,309 [5]
Income tax expense 189 146 [5]
Net income 1,117 759 [5]
Net income attributable to equity holders of the Bank 1,117 759 [5]
Total average assets 237,000 218,000 [5]
Total average liabilities 187,000 189,000 [5]
Mexico [member] | Operating segments [member]    
Disclosure of geographical areas [line items]    
Net interest income 2,405 2,397 [5]
Non-interest income 1,014 [6] 1,032 [5],[7]
Total revenues [8] 3,419 3,429 [5]
Provision for credit losses 552 380 [5]
Non-interest expenses 1,822 1,867 [5]
Income tax expense 264 280 [5]
Net income 781 902 [5]
Net income attributable to non-controlling interests in subsidiaries 23 24 [5]
Net income attributable to equity holders of the Bank 758 878 [5]
Total average assets 60,000 64,000 [5]
Total average liabilities 55,000 59,000 [5]
Peru [member] | Operating segments [member]    
Disclosure of geographical areas [line items]    
Net interest income 1,334 1,422 [5]
Non-interest income 588 [6] 546 [5],[7]
Total revenues [8] 1,922 1,968 [5]
Provision for credit losses 368 501 [5]
Non-interest expenses 885 869 [5]
Income tax expense 126 140 [5]
Net income 543 458 [5]
Net income attributable to non-controlling interests in subsidiaries 7 3 [5]
Net income attributable to equity holders of the Bank 536 455 [5]
Total average assets 29,000 27,000 [5]
Total average liabilities 22,000 21,000 [5]
Chile [member] | Operating segments [member]    
Disclosure of geographical areas [line items]    
Net interest income 1,993 2,020 [5]
Non-interest income 571 [6] 455 [5],[7]
Total revenues [8] 2,564 2,475 [5]
Provision for credit losses 748 626 [5]
Non-interest expenses 1,168 1,143 [5]
Income tax expense 79 119 [5]
Net income 569 587 [5]
Net income attributable to non-controlling interests in subsidiaries 7 42 [5]
Net income attributable to equity holders of the Bank 562 545 [5]
Total average assets 55,000 56,000 [5]
Total average liabilities 50,000 53,000 [5]
Colombia [member] | Operating segments [member]    
Disclosure of geographical areas [line items]    
Net interest income 717 690 [5]
Non-interest income 479 [6] 486 [5],[7]
Total revenues [8] 1,196 1,176 [5]
Provision for credit losses 378 561 [5]
Non-interest expenses 750 794 [5]
Income tax expense 38 (49) [5]
Net income 30 (130) [5]
Net income attributable to non-controlling interests in subsidiaries 9 (50) [5]
Net income attributable to equity holders of the Bank 21 (80) [5]
Total average assets 14,000 14,000 [5]
Total average liabilities 14,000 14,000 [5]
Caribbean And Central America [Member] | Operating segments [member]    
Disclosure of geographical areas [line items]    
Net interest income 1,931 1,842 [5]
Non-interest income 1,295 [6] 1,180 [5],[7]
Total revenues [8] 3,226 3,022 [5]
Provision for credit losses 196 150 [5]
Non-interest expenses 1,508 1,454 [5]
Income tax expense 450 303 [5]
Net income 1,072 1,115 [5]
Net income attributable to non-controlling interests in subsidiaries 123 115 [5]
Net income attributable to equity holders of the Bank 949 1,000 [5]
Total average assets 38,000 35,000 [5]
Total average liabilities 35,000 32,000 [5]
Other International [member] | Operating segments [member]    
Disclosure of geographical areas [line items]    
Net interest income 965 1,010 [5]
Non-interest income 755 [6] 606 [5],[7]
Total revenues [8] 1,720 1,616 [5]
Provision for credit losses 67 104 [5]
Non-interest expenses 1,134 1,052 [5]
Income tax expense 73 91 [5]
Net income 446 369 [5]
Net income attributable to equity holders of the Bank 446 369 [5]
Total average assets 133,000 131,000 [5]
Total average liabilities $ 127,000 $ 116,000 [5]
[1] Interest income is reported net of interest expense as management relies primarily on net interest income as a performance measure.
[2] Card revenues and Banking services fees are mainly earned in Canadian and International Banking. Mutual fund, Brokerage fees and Investment management and trust fees are primarily earned in Global Wealth Management. Underwriting and other advisory fees are predominantly earned in Global Banking and Markets.
[3] Includes net income (on a taxable equivalent basis) from investments in associated corporations for Canadian Banking – $19; International Banking – $152; Global Banking and Markets – $1; and Other – $436.
[4] Includes net income (on a taxable equivalent basis) from investments in associated corporations for Canadian Banking – $(9); International Banking – $130; and Other – $77.
[5] Effective Q1 2025, changes were made to the methodology used to allocate certain income, expenses and balance sheet items between business segments. Prior period results for each segment have been reclassified to conform with the current period’s methodology.
[6] Includes net income from investments in associated corporations for Canada – $(12), United States – $362, Mexico – $9, Peru – $4, Chile – $7, Caribbean and Central America – $132, and Other International – $106.
[7] Includes net income from investments in associated corporations for Canada – $(68), Mexico – $11, Peru – $4, Chile – $6, Caribbean and Central America – $109, and Other International – $136.
[8] Revenues are attributed to countries based on where services are performed or assets are recorded.