The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AUTOMATIC DATA PROCESSING IN COM 053015103   4,663,932 19,526 SH   SOLE   19,526 0 0
AT&T INC COM 00206r102   15,428,380 838,043 SH   SOLE   838,043 0 0
ABBVIE INC COM 00287y109   62,917,301 389,316 SH   SOLE   389,316 0 0
ABBOTT LABS COM 002824100   31,496,928 286,883 SH   SOLE   286,883 0 0
ALPHABET INC CAP STK CL A 02079k305   1,680,340 19,045 SH   SOLE   19,045 0 0
ALPHABET INC CAP STK CL C 02079k107   1,709,829 19,270 SH   SOLE   19,270 0 0
ALTRIA GROUP INC COM 02209s103   1,636,016 35,791 SH   SOLE   35,791 0 0
AMAZON COM INC COM 023135106   2,019,024 24,036 SH   SOLE   24,036 0 0
AMERICAN ELEC PWR CO INC COM 025537101   2,508,799 26,422 SH   SOLE   26,422 0 0
AMGEN INC COM 031162100   7,878,585 29,998 SH   SOLE   29,998 0 0
APPLE INC COM 037833100   35,252,852 271,322 SH   SOLE   271,322 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   716,307 10,565 SH   SOLE   10,565 0 0
BAKER HUGHES COMPANY CL A 05722g100   1,284,496 43,498 SH   SOLE   43,498 0 0
BANK AMERICA CORP COM 060505104   51,532,521 1,555,934 SH   SOLE   1,555,934 0 0
BAUSCH HEALTH COS INC COM 071734107   67,824 10,800 SH   SOLE   10,800 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   468,711 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   5,380,420 17,418 SH   SOLE   17,418 0 0
BLACKSTONE INC COM 09260D107   1,801,111 24,277 SH   SOLE   24,277 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   43,331,190 602,240 SH   SOLE   602,240 0 0
CAESARS ENTERTAINMENT INC NE COM 12769g100   424,320 10,200 SH   SOLE   10,200 0 0
CARNIVAL CORP COMMON STOCK 143658300   136,706 16,961 SH   SOLE   16,961 0 0
CHEVRON CORP NEW COM 166764100   68,382,678 380,983 SH   SOLE   380,983 0 0
CHUBB LIMITED COM h1467j104   27,894,451 126,448 SH   SOLE   126,448 0 0
CISCO SYS INC COM 17275r102   39,733,595 834,039 SH   SOLE   834,039 0 0
CITIGROUP INC COM NEW 172967424   4,977,788 110,055 SH   SOLE   110,055 0 0
COCA COLA CO COM 191216100   9,404,205 147,842 SH   SOLE   147,842 0 0
COMCAST CORP NEW CL A 20030n101   1,385,523 39,620 SH   SOLE   39,620 0 0
COMMUNITY BK SYS INC COM 203607106   1,488,264 23,642 SH   SOLE   23,642 0 0
CONOCOPHILLIPS COM 20825c104   13,162,471 111,546 SH   SOLE   111,546 0 0
DEERE & CO COM 244199105   24,053,495 56,100 SH   SOLE   56,100 0 0
DISNEY WALT CO COM 254687106   6,259,676 72,050 SH   SOLE   72,050 0 0
EOG RES INC COM 26875p101   1,471,736 11,363 SH   SOLE   11,363 0 0
EMERSON ELEC CO COM 291011104   30,126,106 313,618 SH   SOLE   313,618 0 0
SELECT SECTOR SPDR TR ENERGY 81369y506   489,570 5,597 SH   SOLE   5,597 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   410,453 34,579 SH   SOLE   34,579 0 0
EQUITRANS MIDSTREAM CORP COM 294600101   172,860 25,800 SH   SOLE   25,800 0 0
EXXON MOBIL CORP COM 30231g102   3,720,476 33,731 SH   SOLE   33,731 0 0
FNCB BANCORP INC COM 302578109   564,528 68,761 SH   SOLE   68,761 0 0
FIFTH THIRD BANCORP COM 316773100   678,282 20,673 SH   SOLE   20,673 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369y605   246,514 7,208 SH   SOLE   7,208 0 0
FLUOR CORP NEW COM 343412102   1,733,000 50,000 SH   SOLE   50,000 0 0
FORD MTR CO DEL COM 345370860   281,867 24,236 SH   SOLE   24,236 0 0
FREEPORT-MCMORAN INC CL B 35671d857   486,438 12,801 SH   SOLE   12,801 0 0
GENERAL ELECTRIC CO COM NEW 369604301   1,646,058 19,645 SH   SOLE   19,645 0 0
GENERAL MLS INC COM 370334104   35,823,616 427,235 SH   SOLE   427,235 0 0
HERTZ GLOBAL HLDGS INC COM NEW 42806j700   515,411 33,490 SH   SOLE   33,490 0 0
HONEYWELL INTL INC COM 438516106   32,662,685 152,416 SH   SOLE   152,416 0 0
HUNTINGTON BANCSHARES INC COM 446150104   157,215 11,150 SH   SOLE   11,150 0 0
INTEL CORP COM 458140100   18,868,613 713,909 SH   SOLE   713,909 0 0
JPMORGAN CHASE & CO COM 46625h100   60,860,064 453,841 SH   SOLE   453,841 0 0
JOHNSON & JOHNSON COM 478160104   44,403,868 251,366 SH   SOLE   251,366 0 0
KELLOGG CO COM 487836108   966,271 13,564 SH   SOLE   13,564 0 0
KIMBERLY-CLARK CORP COM 494368103   17,556,526 129,330 SH   SOLE   129,330 0 0
KINDER MORGAN INC DEL COM 49456b101   22,111,011 1,222,954 SH   SOLE   1,222,954 0 0
KRAFT HEINZ CO COM 500754106   7,709,101 189,366 SH   SOLE   189,366 0 0
LEGGETT & PLATT INC COM 524660107   26,883,272 834,107 SH   SOLE   834,107 0 0
LOCKHEED MARTIN CORP COM 539830109   40,908,982 84,090 SH   SOLE   84,090 0 0
M & T BK CORP COM 55261F104   26,319,444 181,438 SH   SOLE   181,438 0 0
MGM RESORTS INTERNATIONAL COM 552953101   841,603 25,100 SH   SOLE   25,100 0 0
MCDONALDS CORP COM 580135101   31,106,700 118,039 SH   SOLE   118,039 0 0
MEDTRONIC PLC SHS g5960l103   5,609,834 72,180 SH   SOLE   72,180 0 0
MERCK & CO INC COM 58933Y105   37,258,276 335,811 SH   SOLE   335,811 0 0
MICROSOFT CORP COM 594918104   52,378,466 218,407 SH   SOLE   218,407 0 0
MONDELEZ INTL INC CL A 609207105   12,825,665 192,433 SH   SOLE   192,433 0 0
MORGAN STANLEY COM NEW 617446448   1,009,698 11,876 SH   SOLE   11,876 0 0
NEXTERA ENERGY INC COM 65339f101   2,314,511 27,686 SH   SOLE   27,686 0 0
NORFOLK SOUTHN CORP COM 655844108   34,494,480 139,982 SH   SOLE   139,982 0 0
NUCOR CORP COM 670346105   46,711,854 354,388 SH   SOLE   354,388 0 0
ORACLE CORP COM 68389X105   1,866,124 22,830 SH   SOLE   22,830 0 0
PNC FINL SVCS GROUP INC COM 693475105   41,203,728 260,882 SH   SOLE   260,882 0 0
PPL CORP COM 69351T106   21,357,498 730,921 SH   SOLE   730,921 0 0
PENNS WOODS BANCORP INC COM 708430103   705,649 26,508 SH   SOLE   26,508 0 0
PEPSICO INC COM 713448108   28,954,685 160,272 SH   SOLE   160,272 0 0
PFIZER INC COM 717081103   36,156,041 705,621 SH   SOLE   705,621 0 0
PHILIP MORRIS INTL INC COM 718172109   2,036,640 20,123 SH   SOLE   20,123 0 0
PROCTER AND GAMBLE CO COM 742718109   33,303,884 219,741 SH   SOLE   219,741 0 0
PROFIRE ENERGY INC COM 74316X101   151,897 144,664 SH   SOLE   144,664 0 0
PULTE GROUP INC COM 745867101   9,652,406 212,001 SH   SOLE   212,001 0 0
QUALCOMM INC COM 747525103   31,823,403 289,462 SH   SOLE   289,462 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   2,143,844 21,243 SH   SOLE   21,243 0 0
RESIDEO TECHNOLOGIES INC COM 76118y104   1,065,138 64,750 SH   SOLE   64,750 0 0
SPDR S&P 500 ETF TR TR UNIT 78462f103   9,726,304 25,433 SH   SOLE   25,433 0 0
SPDR SER TR S&P 600 SML CAP 78464a813   7,636,158 92,886 SH   SOLE   92,886 0 0
SPDR SER TR S&P BK ETF 78464a797   294,062 6,513 SH   SOLE   6,513 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,564,739 108,354 SH   SOLE   108,354 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   9,269,007 287,768 SH   SOLE   287,768 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   5,013,303 90,232 SH   SOLE   90,232 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   2,975,061 66,393 SH   SOLE   66,393 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   2,635,028 34,883 SH   SOLE   34,883 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   3,568,234 79,031 SH   SOLE   79,031 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   4,641,998 70,312 SH   SOLE   70,312 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   8,452,405 128,828 SH   SOLE   128,828 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,664,191 41,081 SH   SOLE   41,081 0 0
SOUTHWEST AIRLS CO COM 844741108   2,287,169 67,929 SH   SOLE   67,929 0 0
SYSCO CORP COM 871829107   2,311,793 30,239 SH   SOLE   30,239 0 0
TE CONNECTIVITY LTD SHS H84989104   27,714,356 241,414 SH   SOLE   241,414 0 0
TETRA TECHNOLOGIES INC DEL COM 88162f105   1,455,363 420,625 SH   SOLE   420,625 0 0
TEXAS INSTRS INC COM 882508104   1,826,364 11,054 SH   SOLE   11,054 0 0
TOLL BROTHERS INC COM 889478103   831,268 16,652 SH   SOLE   16,652 0 0
TOTALENERGIES SE SPONSORED ADS 89151e109   755,389 12,168 SH   SOLE   12,168 0 0
US BANCORP DEL COM NEW 902973304   494,363 11,336 SH   SOLE   11,336 0 0
UNITED SEC BANCSHARES CALIF COM 911460103   90,717 12,410 SH   SOLE   12,410 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369y886   377,528 5,355 SH   SOLE   5,355 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   391,166 2,576 SH   SOLE   2,576 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,074,204 78,866 SH   SOLE   78,866 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   3,931,876 93,683 SH   SOLE   93,683 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   2,523,851 45,524 SH   SOLE   45,524 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   435,597 2,044 SH   SOLE   2,044 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   315,108 2,912 SH   SOLE   2,912 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816   413,656 2,404 SH   SOLE   2,404 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   14,744,023 72,342 SH   SOLE   72,342 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   260,939 4,055 SH   SOLE   4,055 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   397,719 4,822 SH   SOLE   4,822 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206c680   258,403 4,688 SH   SOLE   4,688 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206c714   486,433 7,306 SH   SOLE   7,306 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206c649   1,281,142 10,521 SH   SOLE   10,521 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   358,278 1,020 SH   SOLE   1,020 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   15,019,445 81,832 SH   SOLE   81,832 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   9,287,758 185,236 SH   SOLE   185,236 0 0
VERIZON COMMUNICATIONS INC COM 92343v104   2,384,567 60,522 SH   SOLE   60,522 0 0
VIATRIS INC COM 92556v106   1,139,745 102,403 SH   SOLE   102,403 0 0
WP CAREY INC COM 92936u109   23,989,688 306,970 SH   SOLE   306,970 0 0
WALMART INC COM 931142103   27,997,075 197,455 SH   SOLE   197,455 0 0
WASTE MGMT INC DEL COM 94106L109   38,128,940 243,045 SH   SOLE   243,045 0 0
WELLS FARGO CO NEW COM 949746101   10,860,344 263,026 SH   SOLE   263,026 0 0
ZIONS BANCORPORATION N A COM 989701107   1,007,092 20,486 SH   SOLE   20,486 0 0
ISHARES TR CORE S&P MCP ETF 464287507   1,204,612 4,980 SH   SOLE   4,980 0 0
ISHARES TR SELECT DIVID ETF 464287168   1,198,643 9,939 SH   SOLE   9,939 0 0
ISHARES TR INTL DIV GRWTH 46435g524   2,288,969 39,718 SH   SOLE   39,718 0 0
ISHARES TR MSCI ACWI ETF 464288257   895,993 10,556 SH   SOLE   10,556 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,526,105 23,250 SH   SOLE   23,250 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   6,559,010 30,615 SH   SOLE   30,615 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   3,582,443 23,623 SH   SOLE   23,623 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   2,357,347 13,520 SH   SOLE   13,520 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   1,177,308 8,490 SH   SOLE   8,490 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   236,790 1,073 SH   SOLE   1,073 0 0
ISHARES TR RUS MD CP GR ETF 464287481   332,572 3,978 SH   SOLE   3,978 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   326,679 3,101 SH   SOLE   3,101 0 0
ISHARES TR CORE S&P SCP ETF 464287804   509,447 5,383 SH   SOLE   5,383 0 0
HERTZ GLOBAL HLDGS INC *W EXP 06/30/205 42806j148   0 25,000 SH   SOLE   25,000 0 0