The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AUTOMATIC DATA PROCESSING IN COM 053015103 3,852 19,267 SH   SOLE   19,267 0 0
AT&T INC COM 00206r102 19,143 708,753 SH   SOLE   708,753 0 0
ABBVIE INC COM 00287y109 41,332 383,167 SH   SOLE   383,167 0 0
ABBOTT LABS COM 002824100 32,191 272,506 SH   SOLE   272,506 0 0
AIR PRODS & CHEMS INC COM 009158106 1,761 6,876 SH   SOLE   6,876 0 0
ALPHABET INC CAP STK CL A 02079k305 1,802 674 SH   SOLE   674 0 0
ALPHABET INC CAP STK CL C 02079k107 2,359 885 SH   SOLE   885 0 0
ALTRIA GROUP INC COM 02209s103 1,784 39,194 SH   SOLE   39,194 0 0
AMAZON COM INC COM 023135106 3,538 1,077 SH   SOLE   1,077 0 0
AMERICAN ELEC PWR CO INC COM 025537101 2,178 26,823 SH   SOLE   26,823 0 0
AMERICAN EXPRESS CO COM 025816109 1,630 9,731 SH   SOLE   9,731 0 0
AMGEN INC COM 031162100 24,147 113,552 SH   SOLE   113,552 0 0
ANALOG DEVICES INC COM 032654105 526 3,138 SH   SOLE   3,138 0 0
ANTHEM INC COM 036752103 417 1,118 SH   SOLE   1,118 0 0
APPLE INC COM 037833100 34,253 242,071 SH   SOLE   242,071 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 228 3,793 SH   SOLE   3,793 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 635 10,565 SH   SOLE   10,565 0 0
AUTODESK INC COM 052769106 2,164 7,587 SH   SOLE   7,587 0 0
BP PLC SPONSORED ADR 055622104 594 21,743 SH   SOLE   21,743 0 0
BAKER HUGHES COMPANY CL A 05722g100 1,201 48,556 SH   SOLE   48,556 0 0
BK OF AMERICA CORP COM 060505104 60,180 1,417,674 SH   SOLE   1,417,674 0 0
BANK NEW YORK MELLON CORP COM 064058100 399 7,702 SH   SOLE   7,702 0 0
BECTON DICKINSON & CO COM 075887109 708 2,881 SH   SOLE   2,881 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,103 15,031 SH   SOLE   15,031 0 0
BIOGEN INC COM 09062x103 1,554 5,490 SH   SOLE   5,490 0 0
BLACKROCK INC COM 09247x101 703 838 SH   SOLE   838 0 0
BLACKSTONE INC COM 09260D107 2,880 24,751 SH   SOLE   24,751 0 0
BOEING CO COM 097023105 217 988 SH   SOLE   988 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 34,045 575,376 SH   SOLE   575,376 0 0
BROADCOM INC COM 11135F101 2,416 4,983 SH   SOLE   4,983 0 0
BROWN FORMAN CORP CL B 115637209 309 4,615 SH   SOLE   4,615 0 0
CVS HEALTH CORP COM 126650100 324 3,821 SH   SOLE   3,821 0 0
CAMPBELL SOUP CO COM 134429109 231 5,523 SH   SOLE   5,523 0 0
CARMAX INC COM 143130102 248 1,935 SH   SOLE   1,935 0 0
CARNIVAL CORP UNIT 99/99/9999 143658300 797 31,870 SH   SOLE   31,870 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 584 11,278 SH   SOLE   11,278 0 0
CERENCE INC COM 156727109 272 2,830 SH   SOLE   2,830 0 0
SCHWAB CHARLES CORP COM 808513105 394 5,405 SH   SOLE   5,405 0 0
CHEVRON CORP NEW COM 166764100 36,192 356,749 SH   SOLE   356,749 0 0
CHUBB LIMITED COM h1467j104 20,396 117,568 SH   SOLE   117,568 0 0
CISCO SYS INC COM 17275r102 42,722 784,896 SH   SOLE   784,896 0 0
CITIGROUP INC COM NEW 172967424 10,948 155,998 SH   SOLE   155,998 0 0
CITIZENS FINL GROUP INC COM 174610105 477 10,162 SH   SOLE   10,162 0 0
CITRIX SYS INC COM 177376100 733 6,826 SH   SOLE   6,826 0 0
COCA COLA CO COM 191216100 7,887 150,315 SH   SOLE   150,315 0 0
COLGATE PALMOLIVE CO COM 194162103 242 3,208 SH   SOLE   3,208 0 0
COMCAST CORP NEW CL A 20030n101 3,257 58,237 SH   SOLE   58,237 0 0
COMMUNITY BK SYS INC COM 203607106 1,623 23,724 SH   SOLE   23,724 0 0
CONOCOPHILLIPS COM 20825c104 8,818 130,113 SH   SOLE   130,113 0 0
CORNING INC COM 219350105 237 6,501 SH   SOLE   6,501 0 0
CREE INC COM 225447101 797 9,870 SH   SOLE   9,870 0 0
CUMBERLAND PHARMACEUTICALS I COM 230770109 472 176,185 SH   SOLE   176,185 0 0
DANAHER CORPORATION COM 235851102 255 837 SH   SOLE   837 0 0
DARDEN RESTAURANTS INC COM 237194105 203 1,338 SH   SOLE   1,338 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 447 10,500 SH   SOLE   10,500 0 0
DISCOVERY INC COM SER A 25470f104 431 16,967 SH   SOLE   16,967 0 0
DISNEY WALT CO COM 254687106 13,317 78,720 SH   SOLE   78,720 0 0
DOCUSIGN INC COM 256163106 814 3,163 SH   SOLE   3,163 0 0
DOLBY LABORATORIES INC COM CL A 25659t107 636 7,224 SH   SOLE   7,224 0 0
DOMINION ENERGY INC COM 25746u109 224 3,064 SH   SOLE   3,064 0 0
DUPONT DE NEMOURS INC COM 26614n102 542 7,965 SH   SOLE   7,965 0 0
EOG RES INC COM 26875p101 878 10,936 SH   SOLE   10,936 0 0
EMERSON ELEC CO COM 291011104 25,987 275,870 SH   SOLE   275,870 0 0
SELECT SECTOR SPDR TR ENERGY 81369y506 679 13,039 SH   SOLE   13,039 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 235 24,579 SH   SOLE   24,579 0 0
EQUITRANS MIDSTREAM CORP COM 294600101 251 24,800 SH   SOLE   24,800 0 0
EVERSOURCE ENERGY COM 30040w108 292 3,576 SH   SOLE   3,576 0 0
EXPEDITORS INTL WASH INC COM 302130109 202 1,693 SH   SOLE   1,693 0 0
EXXON MOBIL CORP COM 30231g102 2,413 41,025 SH   SOLE   41,025 0 0
FNCB BANCORP INC COM 302578109 500 60,761 SH   SOLE   60,761 0 0
FASTENAL CO COM 311900104 269 5,203 SH   SOLE   5,203 0 0
FEDEX CORP COM 31428x106 537 2,447 SH   SOLE   2,447 0 0
FIDELITY D & D BANCORP INC COM 31609r100 332 6,587 SH   SOLE   6,587 0 0
FIDELITY NATL INFORMATION SV COM 31620m106 247 2,026 SH   SOLE   2,026 0 0
FIFTH THIRD BANCORP COM 316773100 849 20,012 SH   SOLE   20,012 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369y605 560 14,912 SH   SOLE   14,912 0 0
FIREEYE INC COM 31816q101 577 32,394 SH   SOLE   32,394 0 0
FLUOR CORP NEW COM 343412102 799 50,000 SH   SOLE   50,000 0 0
FORD MTR CO DEL COM 345370860 539 38,051 SH   SOLE   38,051 0 0
FREEPORT-MCMORAN INC CL B 35671d857 588 18,073 SH   SOLE   18,073 0 0
GENERAC HLDGS INC COM 368736104 1,023 2,503 SH   SOLE   2,503 0 0
GENERAL DYNAMICS CORP COM 369550108 632 3,222 SH   SOLE   3,222 0 0
GENERAL ELECTRIC CO COM NEW 369604301 1,822 17,689 SH   SOLE   17,689 0 0
GENERAL MLS INC COM 370334104 25,420 424,946 SH   SOLE   424,946 0 0
GOLDMAN SACHS GROUP INC COM 38141g104 326 862 SH   SOLE   862 0 0
GUARDANT HEALTH INC COM 40131m109 902 7,219 SH   SOLE   7,219 0 0
HOME DEPOT INC COM 437076102 2,652 8,079 SH   SOLE   8,079 0 0
HONEYWELL INTL INC COM 438516106 30,841 145,283 SH   SOLE   145,283 0 0
HUBSPOT INC COM 443573100 603 892 SH   SOLE   892 0 0
HUNTINGTON BANCSHARES INC COM 446150104 173 11,213 SH   SOLE   11,213 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 674 4,852 SH   SOLE   4,852 0 0
ILLINOIS TOOL WKS INC COM 452308109 1,348 6,525 SH   SOLE   6,525 0 0
IMMUNITYBIO INC COM 45256x103 195 20,000 SH   SOLE   20,000 0 0
IMMUNOGEN INC COM 45253h101 66 11,556 SH   SOLE   11,556 0 0
INTEL CORP COM 458140100 38,281 718,482 SH   SOLE   718,482 0 0
INVESCO QQQ TR UNIT SER 1 46090e103 876 2,446 SH   SOLE   2,446 0 0
IONIS PHARMACEUTICALS INC COM 462222100 438 13,060 SH   SOLE   13,060 0 0
JPMORGAN CHASE & CO COM 46625h100 71,620 437,537 SH   SOLE   437,537 0 0
JOHNSON & JOHNSON COM 478160104 38,773 240,078 SH   SOLE   240,078 0 0
JOHNSON CTLS INTL PLC SHS g51502105 894 13,128 SH   SOLE   13,128 0 0
KLA CORP COM NEW 482480100 243 726 SH   SOLE   726 0 0
KELLOGG CO COM 487836108 686 10,727 SH   SOLE   10,727 0 0
KIMBERLY-CLARK CORP COM 494368103 16,018 120,943 SH   SOLE   120,943 0 0
KINDER MORGAN INC DEL COM 49456b101 19,700 1,177,506 SH   SOLE   1,177,506 0 0
KRAFT HEINZ CO COM 500754106 7,352 199,669 SH   SOLE   199,669 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 1,608 7,300 SH   SOLE   7,300 0 0
LKQ CORP COM 501889208 201 4,000 SH   SOLE   4,000 0 0
LEGGETT & PLATT INC COM 524660107 23,077 514,646 SH   SOLE   514,646 0 0
LIBERTY BROADBAND CORP COM SER C 530307305 517 2,991 SH   SOLE   2,991 0 0
LIBERTY MEDIA CORP DEL COM A SIRIUSXM 531229409 228 4,843 SH   SOLE   4,843 0 0
LIBERTY MEDIA CORP DEL COM C SIRIUSXM 531229607 462 9,732 SH   SOLE   9,732 0 0
LILLY ELI & CO COM 532457108 869 3,760 SH   SOLE   3,760 0 0
LINDE PLC SHS g5494j103 273 930 SH   SOLE   930 0 0
LOCKHEED MARTIN CORP COM 539830109 25,756 74,632 SH   SOLE   74,632 0 0
LOWES COS INC COM 548661107 1,544 7,613 SH   SOLE   7,613 0 0
LYFT INC CL A COM 55087P104 393 7,340 SH   SOLE   7,340 0 0
M & T BK CORP COM 55261F104 25,941 173,707 SH   SOLE   173,707 0 0
MGM RESORTS INTERNATIONAL COM 552953101 1,553 36,000 SH   SOLE   36,000 0 0
3M CO COM 88579Y101 1,555 8,867 SH   SOLE   8,867 0 0
MADISON SQUARE GRDN ENTERTNM CL A 55826t102 773 10,637 SH   SOLE   10,637 0 0
MASTERCARD INCORPORATED CL A 57636q104 247 710 SH   SOLE   710 0 0
MATCH GROUP INC NEW COM 57667l107 625 3,978 SH   SOLE   3,978 0 0
MCDONALDS CORP COM 580135101 25,864 107,272 SH   SOLE   107,272 0 0
MEDTRONIC PLC SHS g5960l103 9,133 72,856 SH   SOLE   72,856 0 0
MERCK & CO INC COM 58933Y105 23,322 310,499 SH   SOLE   310,499 0 0
FACEBOOK INC CL A 30303m102 1,141 3,361 SH   SOLE   3,361 0 0
MICRON TECHNOLOGY INC COM 595112103 536 7,548 SH   SOLE   7,548 0 0
MICROSOFT CORP COM 594918104 57,810 205,058 SH   SOLE   205,058 0 0
MONDELEZ INTL INC CL A 609207105 11,907 204,655 SH   SOLE   204,655 0 0
MORGAN STANLEY COM NEW 617446448 1,241 12,758 SH   SOLE   12,758 0 0
NOW INC COM 67011p100 104 13,606 SH   SOLE   13,606 0 0
NEXTERA ENERGY INC COM 65339f101 2,507 31,933 SH   SOLE   31,933 0 0
NORFOLK SOUTHN CORP COM 655844108 29,935 125,119 SH   SOLE   125,119 0 0
NORTHROP GRUMMAN CORP COM 666807102 203 563 SH   SOLE   563 0 0
NORWEGIAN CRUISE LINE HLDG L SHS g66721104 211 7,902 SH   SOLE   7,902 0 0
NUANCE COMMUNICATIONS INC COM 67020Y100 353 6,409 SH   SOLE   6,409 0 0
NUCOR CORP COM 670346105 30,731 312,021 SH   SOLE   312,021 0 0
NVIDIA CORPORATION COM 67066g104 1,298 6,267 SH   SOLE   6,267 0 0
OREILLY AUTOMOTIVE INC COM 67103h107 326 534 SH   SOLE   534 0 0
OMNICOM GROUP INC COM 681919106 297 4,098 SH   SOLE   4,098 0 0
ORACLE CORP COM 68389X105 2,122 24,352 SH   SOLE   24,352 0 0
PNC FINL SVCS GROUP INC COM 693475105 47,970 245,196 SH   SOLE   245,196 0 0
PPL CORP COM 69351T106 18,997 681,376 SH   SOLE   681,376 0 0
PAYPAL HLDGS INC COM 70450y103 295 1,132 SH   SOLE   1,132 0 0
PAYCHEX INC COM 704326107 472 4,201 SH   SOLE   4,201 0 0
PENNS WOODS BANCORP INC COM 708430103 513 21,608 SH   SOLE   21,608 0 0
PENTAIR PLC SHS g7s00t104 278 3,829 SH   SOLE   3,829 0 0
PEPSICO INC COM 713448108 22,396 148,902 SH   SOLE   148,902 0 0
PFIZER INC COM 717081103 29,550 687,041 SH   SOLE   687,041 0 0
PHILIP MORRIS INTL INC COM 718172109 1,924 20,296 SH   SOLE   20,296 0 0
PINNACLE FINL PARTNERS INC COM 72346q104 548 5,821 SH   SOLE   5,821 0 0
PIONEER NAT RES CO COM 723787107 594 3,569 SH   SOLE   3,569 0 0
PROCTER AND GAMBLE CO COM 742718109 30,092 215,251 SH   SOLE   215,251 0 0
PROGRESSIVE CORP COM 743315103 537 5,940 SH   SOLE   5,940 0 0
PULTE GROUP INC COM 745867101 10,585 230,505 SH   SOLE   230,505 0 0
QUALCOMM INC COM 747525103 33,387 258,855 SH   SOLE   258,855 0 0
QUEST DIAGNOSTICS INC COM 74834l100 416 2,860 SH   SOLE   2,860 0 0
QURATE RETAIL INC COM SER A 74915m100 170 16,729 SH   SOLE   16,729 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,924 22,384 SH   SOLE   22,384 0 0
RELIANCE STEEL & ALUMINUM CO COM 759509102 270 1,899 SH   SOLE   1,899 0 0
RESIDEO TECHNOLOGIES INC COM 76118y104 1,207 48,675 SH   SOLE   48,675 0 0
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 318 7,193 SH   SOLE   7,193 0 0
SPDR S&P 500 ETF TR TR UNIT 78462f103 9,294 21,658 SH   SOLE   21,658 0 0
SPDR GOLD TR GOLD SHS 78463v107 259 1,579 SH   SOLE   1,579 0 0
SPDR SER TR S&P 600 SML CAP 78464a813 3,718 39,243 SH   SOLE   39,243 0 0
SPDR SER TR S&P BK ETF 78464a797 608 11,487 SH   SOLE   11,487 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,152 70,619 SH   SOLE   70,619 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 6,271 162,049 SH   SOLE   162,049 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2,412 16,291 SH   SOLE   16,291 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3,154 30,367 SH   SOLE   30,367 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 287 3,864 SH   SOLE   3,864 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,158 30,353 SH   SOLE   30,353 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 3,689 54,663 SH   SOLE   54,663 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 5,114 66,709 SH   SOLE   66,709 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,739 17,370 SH   SOLE   17,370 0 0
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS g7997r103 1,600 19,384 SH   SOLE   19,384 0 0
SONY GROUP CORPORATION SPONSORED ADR 835699307 216 1,950 SH   SOLE   1,950 0 0
SONY GROUP CORPORATION SPONSORED ADR 835699307 616 5,570 SH   SOLE   5,570 0 0
SOUTHWEST AIRLS CO COM 844741108 4,731 91,998 SH   SOLE   91,998 0 0
SOUTHWESTERN ENERGY CO COM 845467109 60 10,850 SH   SOLE   10,850 0 0
STARBUCKS CORP COM 855244109 205 1,856 SH   SOLE   1,856 0 0
SYNOVUS FINL CORP COM NEW 87161c501 223 5,085 SH   SOLE   5,085 0 0
SYSCO CORP COM 871829107 2,418 30,803 SH   SOLE   30,803 0 0
TE CONNECTIVITY LTD REG SHS H84989104 14,245 103,815 SH   SOLE   103,815 0 0
TJX COS INC NEW COM 872540109 351 5,320 SH   SOLE   5,320 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 455 4,073 SH   SOLE   4,073 0 0
TARGET CORP COM 87612e106 1,332 5,821 SH   SOLE   5,821 0 0
TETRA TECHNOLOGIES INC DEL COM 88162f105 1,983 635,625 SH   SOLE   635,625 0 0
TEXAS INSTRS INC COM 882508104 2,148 11,177 SH   SOLE   11,177 0 0
TOTALENERGIES SE SPONSORED ADS 89151e109 737 15,379 SH   SOLE   15,379 0 0
TRUIST FINL CORP COM 89832q109 244 4,156 SH   SOLE   4,156 0 0
TWITTER INC COM 90184l102 2,429 40,227 SH   SOLE   40,227 0 0
US BANCORP DEL COM NEW 902973304 871 14,650 SH   SOLE   14,650 0 0
PROSHARES TR PSHS ULT S&P 500 74347r107 481 4,012 SH   SOLE   4,012 0 0
PROSHARES TR ULTRASHRT S&P500 74347b383 110 12,462 SH   SOLE   12,462 0 0
UNILEVER PLC SPON ADR NEW 904767704 411 7,580 SH   SOLE   7,580 0 0
UNION PAC CORP COM 907818108 726 3,703 SH   SOLE   3,703 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,123 6,169 SH   SOLE   6,169 0 0
UNITEDHEALTH GROUP INC COM 91324p102 5,142 13,160 SH   SOLE   13,160 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 428 2,789 SH   SOLE   2,789 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,594 51,878 SH   SOLE   51,878 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 3,134 62,078 SH   SOLE   62,078 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 3,047 46,440 SH   SOLE   46,440 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 594 2,048 SH   SOLE   2,048 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 311 3,012 SH   SOLE   3,012 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 15,948 67,359 SH   SOLE   67,359 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206c680 330 4,688 SH   SOLE   4,688 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206c714 502 7,306 SH   SOLE   7,306 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206c649 773 5,500 SH   SOLE   5,500 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 331 839 SH   SOLE   839 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 15,863 72,545 SH   SOLE   72,545 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 207 931 SH   SOLE   931 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 5,388 88,388 SH   SOLE   88,388 0 0
VERIZON COMMUNICATIONS INC COM 92343v104 1,825 33,794 SH   SOLE   33,794 0 0
VERTEX PHARMACEUTICALS INC COM 92532f100 1,848 10,187 SH   SOLE   10,187 0 0
VIATRIS INC COM 92556v106 13,139 969,648 SH   SOLE   969,648 0 0
VISA INC COM CL A 92826c839 1,091 4,898 SH   SOLE   4,898 0 0
WP CAREY INC COM 92936u109 20,510 280,801 SH   SOLE   280,801 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 339 7,206 SH   SOLE   7,206 0 0
WALMART INC COM 931142103 23,437 168,153 SH   SOLE   168,153 0 0
WASTE MGMT INC DEL COM 94106L109 34,111 228,384 SH   SOLE   228,384 0 0
WELLS FARGO CO NEW COM 949746101 13,589 292,801 SH   SOLE   292,801 0 0
WESTERN DIGITAL CORP. COM 958102105 836 14,818 SH   SOLE   14,818 0 0
ZIONS BANCORPORATION N A COM 989701107 1,268 20,486 SH   SOLE   20,486 0 0
ZOETIS INC CL A 98978v103 368 1,897 SH   SOLE   1,897 0 0
ISHARES TR CORE S&P US GWT 464287671 301 2,939 SH   SOLE   2,939 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,222 4,645 SH   SOLE   4,645 0 0
ISHARES TR SELECT DIVID ETF 464287168 1,218 10,614 SH   SOLE   10,614 0 0
ISHARES TR INTL DIV GRWTH 46435g524 2,733 41,872 SH   SOLE   41,872 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,899 24,339 SH   SOLE   24,339 0 0
ISHARES TR MSCI ACWI ETF 464288257 1,055 10,556 SH   SOLE   10,556 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 6,664 24,316 SH   SOLE   24,316 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 3,491 22,304 SH   SOLE   22,304 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 2,911 13,307 SH   SOLE   13,307 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 207 705 SH   SOLE   705 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 917 5,720 SH   SOLE   5,720 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 1,182 4,639 SH   SOLE   4,639 0 0
ISHARES TR RUS MD CP GR ETF 464287481 383 3,418 SH   SOLE   3,418 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 288 2,539 SH   SOLE   2,539 0 0
ISHARES TR CORE S&P SCP ETF 464287804 521 4,773 SH   SOLE   4,773 0 0