The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AUTOMATIC DATA PROCESSING IN COM 053015103 2,412 14,144 SH   SOLE   14,144 0 0
AMERICAN INTL GROUP INC COM NEW 026874784 557 10,845 SH   SOLE   10,845 0 0
AK STL HLDG CORP COM 001547108 33 10,000 SH   SOLE   10,000 0 0
AT&T INC COM 00206r102 25,792 659,989 SH   SOLE   659,989 0 0
ABBVIE INC COM 00287y109 30,604 345,647 SH   SOLE   345,647 0 0
ABBOTT LABS COM 002824100 24,004 276,351 SH   SOLE   276,351 0 0
AFLAC INC COM 001055102 347 6,562 SH   SOLE   6,562 0 0
AIR PRODS & CHEMS INC COM 009158106 1,263 5,373 SH   SOLE   5,373 0 0
ALLERGAN PLC SHS g0177j108 693 3,627 SH   SOLE   3,627 0 0
ALPHABET INC CAP STK CL A 02079k305 832 621 SH   SOLE   621 0 0
ALPHABET INC CAP STK CL C 02079k107 894 669 SH   SOLE   669 0 0
ALTRIA GROUP INC COM 02209s103 2,427 48,637 SH   SOLE   48,637 0 0
AMAZON COM INC COM 023135106 2,766 1,497 SH   SOLE   1,497 0 0
AMERICAN ELEC PWR CO INC COM 025537101 2,538 26,854 SH   SOLE   26,854 0 0
AMERICAN EXPRESS CO COM 025816109 1,214 9,753 SH   SOLE   9,753 0 0
AMGEN INC COM 031162100 26,432 109,643 SH   SOLE   109,643 0 0
ANALOG DEVICES INC COM 032654105 287 2,419 SH   SOLE   2,419 0 0
ANTHEM INC COM 036752103 278 919 SH   SOLE   919 0 0
APPLE INC COM 037833100 6,804 23,172 SH   SOLE   23,172 0 0
AUTODESK INC COM 052769106 795 4,336 SH   SOLE   4,336 0 0
BP PLC SPONSORED ADR 055622104 18,730 496,301 SH   SOLE   496,301 0 0
BAKER HUGHES COMPANY CL A 05722g100 1,622 63,287 SH   SOLE   63,287 0 0
BANK AMER CORP COM 060505104 5,863 166,464 SH   SOLE   166,464 0 0
BANK MONTREAL QUE COM 063671101 12,068 155,722 SH   SOLE   155,722 0 0
BANK NEW YORK MELLON CORP COM 064058100 225 4,475 SH   SOLE   4,475 0 0
BECTON DICKINSON & CO COM 075887109 794 2,919 SH   SOLE   2,919 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 340 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,825 12,473 SH   SOLE   12,473 0 0
BIOGEN INC COM 09062x103 660 2,224 SH   SOLE   2,224 0 0
BLACKROCK INC COM 09247x101 363 722 SH   SOLE   722 0 0
BOEING CO COM 097023105 235 722 SH   SOLE   722 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 34,162 532,199 SH   SOLE   532,199 0 0
BROADCOM INC COM 11135F101 569 1,801 SH   SOLE   1,801 0 0
BROWN FORMAN CORP CL B 115637209 203 3,000 SH   SOLE   3,000 0 0
CME GROUP INC COM 12572q105 440 2,194 SH   SOLE   2,194 0 0
CVS HEALTH CORP COM 126650100 420 5,660 SH   SOLE   5,660 0 0
CAMPBELL SOUP CO COM 134429109 365 7,376 SH   SOLE   7,376 0 0
CHEVRON CORP NEW COM 166764100 22,843 189,553 SH   SOLE   189,553 0 0
CHUBB LIMITED COM h1467j104 17,806 114,387 SH   SOLE   114,387 0 0
CISCO SYS INC COM 17275r102 35,317 736,384 SH   SOLE   736,384 0 0
CITIGROUP INC COM NEW 172967424 11,413 142,865 SH   SOLE   142,865 0 0
CITIZENS FINL GROUP INC COM 174610105 237 5,840 SH   SOLE   5,840 0 0
CITRIX SYS INC COM 177376100 221 1,997 SH   SOLE   1,997 0 0
CLOROX CO DEL COM 189054109 267 1,740 SH   SOLE   1,740 0 0
COCA COLA CO COM 191216100 22,561 407,601 SH   SOLE   407,601 0 0
COLGATE PALMOLIVE CO COM 194162103 233 3,391 SH   SOLE   3,391 0 0
COMCAST CORP NEW CL A 20030n101 1,290 28,678 SH   SOLE   28,678 0 0
COMMUNITY BK SYS INC COM 203607106 1,455 20,513 SH   SOLE   20,513 0 0
CONOCOPHILLIPS COM 20825c104 2,057 31,631 SH   SOLE   31,631 0 0
DANAHER CORPORATION COM 235851102 241 1,570 SH   SOLE   1,570 0 0
DISNEY WALT CO COM DISNEY 254687106 8,394 58,040 SH   SOLE   58,040 0 0
DOLBY LABORATORIES INC COM CL A 25659t107 266 3,864 SH   SOLE   3,864 0 0
DOW INC COM 260557103 293 5,354 SH   SOLE   5,354 0 0
DUPONT DE NEMOURS INC COM 26614n102 344 5,354 SH   SOLE   5,354 0 0
EMERSON ELEC CO COM 291011104 20,263 265,713 SH   SOLE   265,713 0 0
SELECT SECTOR SPDR TR ENERGY 81369y506 363 6,049 SH   SOLE   6,049 0 0
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 190 14,846 SH   SOLE   14,846 0 0
EQUITRANS MIDSTREAM CORPORAT COM 294600101 135 10,080 SH   SOLE   10,080 0 0
EVERSOURCE ENERGY COM 30040w108 240 2,826 SH   SOLE   2,826 0 0
EXXON MOBIL CORP COM 30231g102 17,817 255,331 SH   SOLE   255,331 0 0
FACEBOOK INC CL A 30303m102 564 2,746 SH   SOLE   2,746 0 0
FEDEX CORP COM 31428x106 310 2,052 SH   SOLE   2,052 0 0
FIFTH THIRD BANCORP COM 316773100 616 20,043 SH   SOLE   20,043 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369y605 339 11,000 SH   SOLE   11,000 0 0
FREEPORT-MCMORAN INC CL B 35671d857 269 20,514 SH   SOLE   20,514 0 0
GENERAC HLDGS INC COM 368736104 251 2,500 SH   SOLE   2,500 0 0
GENERAL DYNAMICS CORP COM 369550108 898 5,090 SH   SOLE   5,090 0 0
GENERAL ELECTRIC CO COM 369604103 606 54,261 SH   SOLE   54,261 0 0
GENERAL MLS INC COM 370334104 20,593 384,483 SH   SOLE   384,483 0 0
GOLDMAN SACHS GROUP INC COM 38141g104 230 1,000 SH   SOLE   1,000 0 0
HOME DEPOT INC COM 437076102 1,475 6,755 SH   SOLE   6,755 0 0
HONEYWELL INTL INC COM 438516106 25,286 142,861 SH   SOLE   142,861 0 0
HUNTINGTON BANCSHARES INC COM 446150104 275 18,243 SH   SOLE   18,243 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 573 4,273 SH   SOLE   4,273 0 0
ILLINOIS TOOL WKS INC COM 452308109 1,237 6,889 SH   SOLE   6,889 0 0
INTEL CORP COM 458140100 28,673 479,081 SH   SOLE   479,081 0 0
INVESCO QQQ TR UNIT SER 1 46090e103 322 1,515 SH   SOLE   1,515 0 0
IONIS PHARMACEUTICALS INC COM 462222100 212 3,509 SH   SOLE   3,509 0 0
JPMORGAN CHASE & CO COM 46625h100 53,497 383,769 SH   SOLE   383,769 0 0
JOHNSON & JOHNSON COM 478160104 31,265 214,338 SH   SOLE   214,338 0 0
JOHNSON CTLS INTL PLC SHS g51502105 292 7,161 SH   SOLE   7,161 0 0
KELLOGG CO COM 487836108 1,367 19,765 SH   SOLE   19,765 0 0
KIMBERLY CLARK CORP COM 494368103 14,950 108,689 SH   SOLE   108,689 0 0
KINDER MORGAN INC DEL COM 49456b101 23,607 1,115,108 SH   SOLE   1,115,108 0 0
KRAFT HEINZ CO COM 500754106 2,194 68,274 SH   SOLE   68,274 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 783 3,959 SH   SOLE   3,959 0 0
LEGGETT & PLATT INC COM 524660107 17,549 345,245 SH   SOLE   345,245 0 0
LILLY ELI & CO COM 532457108 524 3,990 SH   SOLE   3,990 0 0
LOCKHEED MARTIN CORP COM 539830109 23,683 60,823 SH   SOLE   60,823 0 0
LOWES COS INC COM 548661107 733 6,119 SH   SOLE   6,119 0 0
M & T BK CORP COM 55261F104 26,739 157,522 SH   SOLE   157,522 0 0
3M CO COM 88579Y101 1,743 9,880 SH   SOLE   9,880 0 0
MARATHON OIL CORP COM 565849106 346 25,472 SH   SOLE   25,472 0 0
MARRIOTT INTL INC NEW CL A 571903202 334 2,205 SH   SOLE   2,205 0 0
MCDONALDS CORP COM 580135101 21,075 106,650 SH   SOLE   106,650 0 0
MEDTRONIC PLC SHS g5960l103 9,008 79,399 SH   SOLE   79,399 0 0
MERCK & CO INC COM 58933Y105 23,691 260,483 SH   SOLE   260,483 0 0
METLIFE INC COM 59156r108 337 6,621 SH   SOLE   6,621 0 0
MICROSOFT CORP COM 594918104 38,778 245,899 SH   SOLE   245,899 0 0
MONDELEZ INTL INC CL A 609207105 11,138 202,215 SH   SOLE   202,215 0 0
MORGAN STANLEY COM NEW 617446448 216 4,232 SH   SOLE   4,232 0 0
NEXTERA ENERGY INC COM 65339f101 2,057 8,496 SH   SOLE   8,496 0 0
NORFOLK SOUTHERN CORP COM 655844108 22,909 118,008 SH   SOLE   118,008 0 0
NOVARTIS A G SPONSORED ADR 66987V109 204 2,153 SH   SOLE   2,153 0 0
NUCOR CORP COM 670346105 17,023 302,469 SH   SOLE   302,469 0 0
NVIDIA CORP COM 67066g104 306 1,300 SH   SOLE   1,300 0 0
ORACLE CORP COM 68389X105 1,160 21,899 SH   SOLE   21,899 0 0
PNC FINL SVCS GROUP INC COM 693475105 32,718 204,960 SH   SOLE   204,960 0 0
PPL CORP COM 69351T106 22,787 635,101 SH   SOLE   635,101 0 0
PACKAGING CORP AMER COM 695156109 455 4,067 SH   SOLE   4,067 0 0
PAYCHEX INC COM 704326107 326 3,827 SH   SOLE   3,827 0 0
PEPSICO INC COM 713448108 1,817 13,296 SH   SOLE   13,296 0 0
PFIZER INC COM 717081103 25,015 638,464 SH   SOLE   638,464 0 0
PHILIP MORRIS INTL INC COM 718172109 1,817 21,354 SH   SOLE   21,354 0 0
PHILLIPS 66 COM 718546104 554 4,969 SH   SOLE   4,969 0 0
PINNACLE FINL PARTNERS INC COM 72346q104 373 5,821 SH   SOLE   5,821 0 0
PIONEER NAT RES CO COM 723787107 294 1,942 SH   SOLE   1,942 0 0
PROCTER & GAMBLE CO COM 742718109 27,473 219,958 SH   SOLE   219,958 0 0
PROGRESSIVE CORP OHIO COM 743315103 237 3,273 SH   SOLE   3,273 0 0
PRUDENTIAL FINL INC COM 744320102 269 2,868 SH   SOLE   2,868 0 0
PULTE GROUP INC COM 745867101 8,498 219,013 SH   SOLE   219,013 0 0
QUALCOMM INC COM 747525103 17,856 202,375 SH   SOLE   202,375 0 0
RAYTHEON CO COM NEW 755111507 1,761 8,015 SH   SOLE   8,015 0 0
RELIANCE STEEL & ALUMINUM CO COM 759509102 227 1,899 SH   SOLE   1,899 0 0
ROBERT HALF INTL INC COM 770323103 807 12,776 SH   SOLE   12,776 0 0
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 2,203 36,741 SH   SOLE   36,741 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137v357 659 5,693 SH   SOLE   5,693 0 0
SPDR S&P 500 ETF TR TR UNIT 78462f103 5,702 17,717 SH   SOLE   17,717 0 0
SPDR SERIES TRUST S&P 600 SML CAP 78464a813 1,650 22,776 SH   SOLE   22,776 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 3,166 115,688 SH   SOLE   115,688 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 13,918 413,860 SH   SOLE   413,860 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 722 7,768 SH   SOLE   7,768 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,521 19,778 SH   SOLE   19,778 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,375 17,904 SH   SOLE   17,904 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 4,275 71,107 SH   SOLE   71,107 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3,391 56,382 SH   SOLE   56,382 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,570 34,171 SH   SOLE   34,171 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,288 17,027 SH   SOLE   17,027 0 0
SEAGATE TECHNOLOGY PLC SHS g7945m107 473 7,955 SH   SOLE   7,955 0 0
SITEONE LANDSCAPE SUPPLY INC COM 82982l103 246 2,710 SH   SOLE   2,710 0 0
SONY CORP SPONSORED ADR 835699307 407 5,980 SH   SOLE   5,980 0 0
SYNOVUS FINL CORP COM NEW 87161c501 341 8,693 SH   SOLE   8,693 0 0
SYSCO CORP COM 871829107 2,834 33,127 SH   SOLE   33,127 0 0
TE CONNECTIVITY LTD REG SHS H84989104 8,936 93,236 SH   SOLE   93,236 0 0
TJX COS INC NEW COM 872540109 235 3,842 SH   SOLE   3,842 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 501 8,620 SH   SOLE   8,620 0 0
TARGET CORP COM 87612e106 392 3,060 SH   SOLE   3,060 0 0
TETRA TECHNOLOGIES INC DEL COM 88162f105 196 100,000 SH   SOLE   100,000 0 0
TEXAS INSTRS INC COM 882508104 1,712 13,348 SH   SOLE   13,348 0 0
BLACKSTONE GROUP INC COM CL A 09260D107 466 8,337 SH   SOLE   8,337 0 0
TIFFANY & CO NEW COM 886547108 1,144 8,563 SH   SOLE   8,563 0 0
TOTAL S A SPONSORED ADS 89151e109 895 16,176 SH   SOLE   16,176 0 0
TWITTER INC COM 90184l102 545 17,018 SH   SOLE   17,018 0 0
US BANCORP DEL COM NEW 902973304 506 8,528 SH   SOLE   8,528 0 0
PROSHARES TR PSHS ULT S&P 500 74347r107 207 1,374 SH   SOLE   1,374 0 0
UNILEVER N V N Y SHS NEW 904784709 269 4,674 SH   SOLE   4,674 0 0
UNION PACIFIC CORP COM 907818108 528 2,918 SH   SOLE   2,918 0 0
UNITED PARCEL SERVICE INC CL B 911312106 864 7,380 SH   SOLE   7,380 0 0
UNITED TECHNOLOGIES CORP COM 913017109 872 5,825 SH   SOLE   5,825 0 0
UNITEDHEALTH GROUP INC COM 91324p102 2,927 9,958 SH   SOLE   9,958 0 0
V F CORP COM 918204108 212 2,129 SH   SOLE   2,129 0 0
VALERO ENERGY CORP NEW COM 91913y100 374 3,996 SH   SOLE   3,996 0 0
VANGUARD GROUP DIV APP ETF 921908844 1,794 14,394 SH   SOLE   14,394 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,366 30,709 SH   SOLE   30,709 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,078 47,161 SH   SOLE   47,161 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 3,629 61,930 SH   SOLE   61,930 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 269 2,875 SH   SOLE   2,875 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 11,198 62,848 SH   SOLE   62,848 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 216 1,809 SH   SOLE   1,809 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 227 3,263 SH   SOLE   3,263 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206c680 220 1,217 SH   SOLE   1,217 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206c714 438 3,653 SH   SOLE   3,653 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 10,811 65,265 SH   SOLE   65,265 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 312 2,602 SH   SOLE   2,602 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,601 29,788 SH   SOLE   29,788 0 0
VERIZON COMMUNICATIONS INC COM 92343v104 1,762 28,699 SH   SOLE   28,699 0 0
VERTEX PHARMACEUTICALS INC COM 92532f100 386 1,765 SH   SOLE   1,765 0 0
VIACOMCBS INC CL B 92556h206 1,945 46,350 SH   SOLE   46,350 0 0
VISA INC COM CL A 92826c839 799 4,251 SH   SOLE   4,251 0 0
WEC ENERGY GROUP INC COM 92939U106 218 2,368 SH   SOLE   2,368 0 0
W P CAREY INC COM 92936u109 21,377 267,083 SH   SOLE   267,083 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 492 8,338 SH   SOLE   8,338 0 0
WALMART INC COM 931142103 20,117 169,275 SH   SOLE   169,275 0 0
WASTE MGMT INC DEL COM 94106L109 24,761 217,274 SH   SOLE   217,274 0 0
WELLS FARGO CO NEW COM 949746101 31,349 582,695 SH   SOLE   582,695 0 0
WESTERN DIGITAL CORP COM 958102105 317 4,995 SH   SOLE   4,995 0 0
ISHARES TR CORE DIV GRWTH 46434v621 388 9,228 SH   SOLE   9,228 0 0
ISHARES TR CORE S&P MCP ETF 464287507 553 2,689 SH   SOLE   2,689 0 0
ISHARES TR SELECT DIVID ETF 464287168 864 8,180 SH   SOLE   8,180 0 0
ISHARES TR MIN VOL EAFE ETF 46429b689 5,267 70,663 SH   SOLE   70,663 0 0
ISHARES TR MSCI EAFE ETF 464287465 2,084 30,007 SH   SOLE   30,007 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 4,088 23,238 SH   SOLE   23,238 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 3,495 25,610 SH   SOLE   25,610 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 1,418 8,557 SH   SOLE   8,557 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 270 2,100 SH   SOLE   2,100 0 0
ISHARES TR CORE S&P SCP ETF 464287804 3,594 42,862 SH   SOLE   42,862 0 0
ISHARES TR RUS MD CP GR ETF 464287481 249 1,629 SH   SOLE   1,629 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 387 4,080 SH   SOLE   4,080 0 0