The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott COM 002824100 16,458 274,663 SH   SOLE   274,663 0 0
AbbVie COM 00287y109 31,058 328,133 SH   SOLE   328,133 0 0
ADP COM 053015103 1,730 15,245 SH   SOLE   15,245 0 0
Aetna COM 00817y108 667 3,949 SH   SOLE   3,949 0 0
Aflac COM 001055102 664 15,174 SH   SOLE   15,174 0 0
AIG COM NEW 026874784 906 16,657 SH   SOLE   16,657 0 0
Air Products & Chemicals COM 009158106 919 5,778 SH   SOLE   5,778 0 0
AK Steel Holding COM 001547108 45 10,000 SH   SOLE   10,000 0 0
Allergan SHS g0177j108 523 3,108 SH   SOLE   3,108 0 0
Alphabet - A CAP STK CL A 02079K305 854 823 SH   SOLE   823 0 0
Alphabet - C CAP STK CL C 02079k107 4,989 4,835 SH   SOLE   4,835 0 0
Altria Group COM 02209s103 2,878 46,176 SH   SOLE   46,176 0 0
Amazon COM 023135106 2,293 1,584 SH   SOLE   1,584 0 0
American Elec Power COM 025537101 2,057 29,994 SH   SOLE   29,994 0 0
American Express COM 025816109 971 10,409 SH   SOLE   10,409 0 0
Amgen COM 031162100 22,072 129,468 SH   SOLE   129,468 0 0
Anadarko Petroleum COM 032511107 565 9,358 SH   SOLE   9,358 0 0
Analog Devices COM 032654105 235 2,574 SH   SOLE   2,574 0 0
Anthem COM 036752103 381 1,733 SH   SOLE   1,733 0 0
Apple Inc. COM 037833100 4,684 27,920 SH   SOLE   27,920 0 0
AT&T COM 00206r102 14,397 403,835 SH   SOLE   403,835 0 0
Autodesk COM 052769106 751 5,982 SH   SOLE   5,982 0 0
Baker Hughes CL A 05722g100 6,754 243,222 SH   SOLE   243,222 0 0
Bank of America COM 060505104 3,568 118,979 SH   SOLE   118,979 0 0
Bank of Montreal COM 063671101 9,508 125,821 SH   SOLE   125,821 0 0
Bank of NY Mellon COM 064058100 436 8,466 SH   SOLE   8,466 0 0
BB&T COM 054937107 201 3,857 SH   SOLE   3,857 0 0
Becton Dickinson COM 075887109 704 3,248 SH   SOLE   3,248 0 0
Berkshire Hathaway - A CL A 084670108 598 2 SH   SOLE   2 0 0
Berkshire Hathaway - B CL B NEW 084670702 7,728 38,742 SH   SOLE   38,742 0 0
Biogen Idec COM 09062x103 495 1,806 SH   SOLE   1,806 0 0
Blackrock COM 09247x101 478 883 SH   SOLE   883 0 0
Boeing COM 097023105 831 2,535 SH   SOLE   2,535 0 0
BP ADR SPONSORED ADR 055622104 20,430 503,955 SH   SOLE   503,955 0 0
Brighthouse Financial COM 10922n103 448 8,714 SH   SOLE   8,714 0 0
Bristol Myers SHS 110122108 328 5,181 SH   SOLE   5,181 0 0
Broadcom COM 11135F101 366 1,553 SH   SOLE   1,553 0 0
Campbell Soup COM 134429109 510 11,786 SH   SOLE   11,786 0 0
Caterpillar COM 149123101 260 1,762 SH   SOLE   1,762 0 0
CDK Global COM 12508e101 261 4,114 SH   SOLE   4,114 0 0
Celanese - A COM SER A 150870103 1,467 14,640 SH   SOLE   14,640 0 0
Chevron Texaco COM 166764100 3,276 28,724 SH   SOLE   28,724 0 0
Chubb Ltd COM h1467j104 13,906 101,673 SH   SOLE   101,673 0 0
Cisco COM 17275r102 36,126 842,286 SH   SOLE   842,286 0 0
Citigroup COM NEW 172967424 12,093 179,152 SH   SOLE   179,152 0 0
Clorox Company COM 189054109 337 2,534 SH   SOLE   2,534 0 0
CME Group COM 12572q105 353 2,184 SH   SOLE   2,184 0 0
Coca Cola COM 191216100 19,559 450,353 SH   SOLE   450,353 0 0
Colgate Palmolive COM 194162103 200 2,791 SH   SOLE   2,791 0 0
Comcast - A CL A 20030n101 4,252 124,447 SH   SOLE   124,447 0 0
Community Bank COM 203607106 9,486 177,115 SH   SOLE   177,115 0 0
ConocoPhillips COM 20825c104 1,615 27,242 SH   SOLE   27,242 0 0
CVS Health COM 126650100 375 6,029 SH   SOLE   6,029 0 0
Davita Healthcare COM SER A 23918k108 214 3,239 SH   SOLE   3,239 0 0
Disney COM DISNEY 254687106 6,129 61,017 SH   SOLE   61,017 0 0
Dolby Laboratories COM 25659t107 221 3,478 SH   SOLE   3,478 0 0
DowDuPont COM 26078j100 810 12,721 SH   SOLE   12,721 0 0
Duke Energy COM NEW 26441c204 267 3,443 SH   SOLE   3,443 0 0
Ebay COM 278642103 212 5,271 SH   SOLE   5,271 0 0
Emerson Electric COM 291011104 17,857 261,453 SH   SOLE   261,453 0 0
Energy Select Sector Spider ET SBI INT-ENERGY 81369y506 643 9,534 SH   SOLE   9,534 0 0
Energy Transfer COM UT LTD PTN 29273v100 212 14,944 SH   SOLE   14,944 0 0
Enterprise Products Partners COM 293792107 214 8,722 SH   SOLE   8,722 0 0
EOG Resources Inc. COM 26875p101 220 2,088 SH   SOLE   2,088 0 0
Eversource Energy COM 30040w108 211 3,585 SH   SOLE   3,585 0 0
Exxon Mobil COM 30231g102 24,856 333,148 SH   SOLE   333,148 0 0
Facebook CL A 30303m102 439 2,747 SH   SOLE   2,747 0 0
FedEx Corp COM 31428x106 745 3,102 SH   SOLE   3,102 0 0
Fifth Third Bancorp COM 316773100 687 21,624 SH   SOLE   21,624 0 0
Financial Sector Index Fund SBI INT-FINL 81369y605 217 7,883 SH   SOLE   7,883 0 0
Fluor COM 343412102 237 4,136 SH   SOLE   4,136 0 0
Freeport-McMoran CL B 35671d857 364 20,699 SH   SOLE   20,699 0 0
FVCBankcorp COM 36120q101 183 10,516 SH   SOLE   10,516 0 0
General Dynamics COM 369550108 1,446 6,546 SH   SOLE   6,546 0 0
General Electric COM 369604103 13,881 1,029,729 SH   SOLE   1,029,729 0 0
General Mills COM 370334104 17,821 395,502 SH   SOLE   395,502 0 0
Gilead Sciences COM 375558103 348 4,610 SH   SOLE   4,610 0 0
Goldman Sachs COM 38141g104 222 880 SH   SOLE   880 0 0
Guggenheim S&P 500 ETF GUG S&P500 EQ WT 78355w106 581 5,838 SH   SOLE   5,838 0 0
Halliburton COM 406216101 268 5,715 SH   SOLE   5,715 0 0
HARRIS CORP DEL COM COM 413875105 330 2,047 SH   SOLE   2,047 0 0
Home Depot COM 437076102 2,545 14,281 SH   SOLE   14,281 0 0
Honeywell COM 438516106 20,372 140,974 SH   SOLE   140,974 0 0
Huntington Bancshares COM 446150104 1,294 85,686 SH   SOLE   85,686 0 0
IBM COM 459200101 3,130 20,399 SH   SOLE   20,399 0 0
Illinois Tool Works COM 452308109 2,081 13,282 SH   SOLE   13,282 0 0
Intel COM 458140100 23,720 455,451 SH   SOLE   455,451 0 0
Intl Aggregate Bond CORE INTL AGGR 46435g672 2,649 50,299 SH   SOLE   50,299 0 0
iShares Core Dividend Growth F CORE DIV GRWTH 46434v621 314 9,270 SH   SOLE   9,270 0 0
iShares Dividend Index Fund SELECT DIVID ETF 464287168 1,212 12,743 SH   SOLE   12,743 0 0
iShares iBoxx Bond IBOXX INV CP ETF 464287242 501 4,265 SH   SOLE   4,265 0 0
iShares MSCE EAFE Index Fund MSCI EAFE ETF 464287465 1,099 15,772 SH   SOLE   15,772 0 0
iShares Russell 1000 Growth In RUS 1000 GRW ETF 464287614 3,342 24,557 SH   SOLE   24,557 0 0
iShares Russell 1000 Value RUS 1000 VAL ETF 464287598 4,020 33,513 SH   SOLE   33,513 0 0
iShares Russell 2000 Value Ind S&P 500 GRWT ETF 464287630 382 3,132 SH   SOLE   3,132 0 0
IShares S&P National AMT-Free NATIONAL MUN ETF 464288414 408 3,750 SH   SOLE   3,750 0 0
iShares TR Russell 2000 RUSSELL 2000 ETF 464287655 1,136 7,485 SH   SOLE   7,485 0 0
iShares TR Russell MCP GR RUS MD CP GR ETF 464287481 253 2,057 SH   SOLE   2,057 0 0
iShares TR Russell MCP VL RUS MDCP VAL ETF 464287473 378 4,379 SH   SOLE   4,379 0 0
Johnson & Johnson COM 478160104 28,361 221,307 SH   SOLE   221,307 0 0
Johnson Controls COM g51502105 252 7,152 SH   SOLE   7,152 0 0
JPMorgan COM 46625h100 44,853 407,866 SH   SOLE   407,866 0 0
Kellogg COM 487836108 1,711 26,315 SH   SOLE   26,315 0 0
Kimberly-Clark COM 494368103 9,696 88,037 SH   SOLE   88,037 0 0
KLA-Tencor COM 482480100 322 2,950 SH   SOLE   2,950 0 0
Kraft Heinz COM 500754106 15,764 253,068 SH   SOLE   253,068 0 0
L-3 Technologies COM 502413107 483 2,324 SH   SOLE   2,324 0 0
Leggett & Platt COM 524660107 21,967 495,189 SH   SOLE   495,189 0 0
Lilly COM 532457108 1,184 15,300 SH   SOLE   15,300 0 0
Lockheed Martin COM 539830109 17,640 52,199 SH   SOLE   52,199 0 0
Lowe's Companies COM 548661107 565 6,437 SH   SOLE   6,437 0 0
M & T Bank COM 55261F104 26,175 141,980 SH   SOLE   141,980 0 0
Marathon Oil COM 565849106 424 26,304 SH   SOLE   26,304 0 0
Master Card Cl A CL A 57636q104 890 5,081 SH   SOLE   5,081 0 0
McDonald's COM 580135101 18,723 119,729 SH   SOLE   119,729 0 0
Medtronic SHS g5960l103 6,714 83,689 SH   SOLE   83,689 0 0
Merck COM 58933Y105 12,783 234,685 SH   SOLE   234,685 0 0
Metlife COM 59156r108 279 6,084 SH   SOLE   6,084 0 0
Microsoft COM 594918104 40,101 439,367 SH   SOLE   439,367 0 0
MMM COM 88579Y101 2,469 11,248 SH   SOLE   11,248 0 0
Mondelez CL A 609207105 9,085 217,711 SH   SOLE   217,711 0 0
Moody's COM 615369105 306 1,900 SH   SOLE   1,900 0 0
Morgan Stanley COM 617446448 284 5,254 SH   SOLE   5,254 0 0
NextEra Energy COM 65339f101 1,637 10,023 SH   SOLE   10,023 0 0
Norfolk Southern COM 655844108 15,469 113,928 SH   SOLE   113,928 0 0
Novartis AG ADR SPONSORED ADR 66987V109 237 2,936 SH   SOLE   2,936 0 0
Nucor COM 670346105 16,339 267,451 SH   SOLE   267,451 0 0
Nvidia COM 67066g104 301 1,300 SH   SOLE   1,300 0 0
Oneok, Inc. COM 682680103 302 5,300 SH   SOLE   5,300 0 0
Oracle COM 68389X105 1,414 30,901 SH   SOLE   30,901 0 0
Paychex COM 704326107 352 5,720 SH   SOLE   5,720 0 0
PayPal Holdings COM 70450y103 2,771 36,524 SH   SOLE   36,524 0 0
Penns Woods Bancorp COM 708430103 1,085 25,648 SH   SOLE   25,648 0 0
Peoples Financial Services COM 711040105 812 17,791 SH   SOLE   17,791 0 0
Pepsico COM 713448108 1,799 16,486 SH   SOLE   16,486 0 0
Pfizer COM 717081103 21,783 613,783 SH   SOLE   613,783 0 0
Philip Morris COM 718172109 2,755 27,719 SH   SOLE   27,719 0 0
Phillips 66 COM 718546104 507 5,284 SH   SOLE   5,284 0 0
Pinnacle Financial Partners COM 72346q104 374 5,821 SH   SOLE   5,821 0 0
Pioneer Natural Resources COM 723787107 452 2,631 SH   SOLE   2,631 0 0
PNC COM 693475105 25,568 169,058 SH   SOLE   169,058 0 0
Powershares QQQ Trust UNIT SER 1 73935a104 243 1,515 SH   SOLE   1,515 0 0
PPL COM 69351T106 10,614 375,188 SH   SOLE   375,188 0 0
Procter & Gamble COM 742718109 17,363 219,011 SH   SOLE   219,011 0 0
Progressive COM 743315103 2,748 45,100 SH   SOLE   45,100 0 0
Provident Financial COM 74386t105 531 20,738 SH   SOLE   20,738 0 0
Prudential Financial COM 744320102 530 5,123 SH   SOLE   5,123 0 0
PulteGroup COM 745867101 7,476 253,508 SH   SOLE   253,508 0 0
Qualcomm COM 747525103 12,714 229,456 SH   SOLE   229,456 0 0
Raytheon COM NEW 755111507 2,805 12,997 SH   SOLE   12,997 0 0
Royal Dutch Shell ADR B SPONSORED ADR B 780259107 1,759 26,842 SH   SOLE   26,842 0 0
S&P 500 Spiders TR UNIT 78462f103 5,358 20,360 SH   SOLE   20,360 0 0
Schwab EM Equity EMRG MKTEQ ETF 808524706 2,478 86,326 SH   SOLE   86,326 0 0
Schwab Intl Equity INTL EQTY ETF 808524805 9,170 272,027 SH   SOLE   272,027 0 0
Schwab Short-Term US Treasury SHT TM US TRES 808524862 306 6,141 SH   SOLE   6,141 0 0
Schwab US Broad Market ETF US LCAP BRD MKT ETF 808524102 432 6,772 SH   SOLE   6,772 0 0
Schwab US Large-Cap Value ETF US LCAP VA ETF 808524409 606 11,471 SH   SOLE   11,471 0 0
Schwab US Mid Cap US MID-CAP ETF 808524508 5,657 106,975 SH   SOLE   106,975 0 0
Schwab US REIT US REIT ETF 808524847 1,826 47,744 SH   SOLE   47,744 0 0
Schwab US Small Cap US SML CAP ETF 808524607 3,494 50,539 SH   SOLE   50,539 0 0
Seagate Technology SHS g7945m107 500 8,538 SH   SOLE   8,538 0 0
Sony Corp ADR ADR NEW 835699307 531 10,990 SH   SOLE   10,990 0 0
Synovus Financial COM NEW 87161c501 953 19,091 SH   SOLE   19,091 0 0
Sysco COM 871829107 2,462 41,053 SH   SOLE   41,053 0 0
Tabula Rasa HealthCare COM 873379101 225 5,787 SH   SOLE   5,787 0 0
Taiwan Semiconductor SPON ADR 874039100 1,156 26,418 SH   SOLE   26,418 0 0
Tapestry,Inc. COM 876030107 297 5,649 SH   SOLE   5,649 0 0
Target COM 87612e106 311 4,475 SH   SOLE   4,475 0 0
TE Connectivity REG SHS H84989104 10,161 101,714 SH   SOLE   101,714 0 0
Tetra Technologies COM 88162f105 375 100,000 SH   SOLE   100,000 0 0
Texas Instruments COM 882508104 1,726 16,612 SH   SOLE   16,612 0 0
The Blackstone Group COM UNIT LTD 09253u108 1,029 32,222 SH   SOLE   32,222 0 0
Total SA-Spon ADR SPON ADR 89151e109 996 17,268 SH   SOLE   17,268 0 0
Twitter COM 90184l102 359 12,389 SH   SOLE   12,389 0 0
Ultra S&P 500 ProShares PSHS ULTSH 20YRS 74347r107 208 1,974 SH   SOLE   1,974 0 0
Unilever N.V. ADR N Y SHS NEW 904784709 911 16,157 SH   SOLE   16,157 0 0
Unilever PLC ADR SPON ADR NEW 904767704 3,272 58,899 SH   SOLE   58,899 0 0
United Parcel Service CL B 911312106 1,122 10,717 SH   SOLE   10,717 0 0
United Technologies COM 913017109 758 6,021 SH   SOLE   6,021 0 0
Unitedhealth Group COM 91324p102 2,502 11,693 SH   SOLE   11,693 0 0
US Bancorp COM NEW 902973304 3,528 69,852 SH   SOLE   69,852 0 0
Valero Energy COM 91913y100 364 3,925 SH   SOLE   3,925 0 0
Vanguard Dividend DIV APP ETF 921908844 1,520 15,041 SH   SOLE   15,041 0 0
Vanguard Emerging FTSE EMR MKT ETF 922042858 1,414 30,088 SH   SOLE   30,088 0 0
Vanguard FTSE Developed FTSE DEV MKT ETF 921943858 1,978 44,690 SH   SOLE   44,690 0 0
Vanguard FTSE Europe FTSE EUROPE ETF 922042874 4,229 72,720 SH   SOLE   72,720 0 0
Vanguard FTSE World ex-US ALLWRLD EX US 922042775 555 10,201 SH   SOLE   10,201 0 0
Vanguard High Dvd Yield HIGH DIV YLD 921946406 250 3,029 SH   SOLE   3,029 0 0
Vanguard Mid Cap MID CAP ETF 922908629 9,119 59,135 SH   SOLE   59,135 0 0
Vanguard Russell 1000 Value VNG RUS1000VAL 92206c714 384 3,653 SH   SOLE   3,653 0 0
Vanguard Short-Term Corp SHRT TRM CORP BD 92206c409 241 3,070 SH   SOLE   3,070 0 0
Vanguard Small Cap SM CAP ETF 922908751 9,164 62,375 SH   SOLE   62,375 0 0
Vanguard SP 500 S&P 500 ETF SHS 922908363 322 1,332 SH   SOLE   1,332 0 0
Verizon COM 92343v104 1,203 25,150 SH   SOLE   25,150 0 0
Vertex Pharmaceuticals COM 92532f100 304 1,863 SH   SOLE   1,863 0 0
Viacom Cl A CL A 92553p102 230 5,800 SH   SOLE   5,800 0 0
Viacom Cl B CL B 92553p201 6,639 213,751 SH   SOLE   213,751 0 0
Visa COM CL A 92826c839 745 6,232 SH   SOLE   6,232 0 0
Walgreens COM 931427108 527 8,057 SH   SOLE   8,057 0 0
Walmart COM 931142103 15,240 171,296 SH   SOLE   171,296 0 0
Waste Management COM PAR $0.01 94106L109 27,826 330,784 SH   SOLE   330,784 0 0
Weatherford PLC ORD SHS g48833100 93 40,541 SH   SOLE   40,541 0 0
Wells Fargo COM 949746101 25,312 482,962 SH   SOLE   482,962 0 0
Western Digital COM 958102105 232 2,511 SH   SOLE   2,511 0 0
WP Carey COM 92936u109 19,235 310,288 SH   SOLE   310,288 0 0
Zoetis CL A 98978v103 2,750 32,936 SH   SOLE   32,936 0 0