The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott COM 002824100 8,769 228,302 SH   SOLE   228,302 0 0
AbbVie COM 00287y109 17,951 286,670 SH   SOLE   286,670 0 0
ADP COM 053015103 6,651 64,710 SH   SOLE   64,710 0 0
Aetna COM 00817y108 500 4,033 SH   SOLE   4,033 0 0
Aflac Inc COM 001055102 426 6,119 SH   SOLE   6,119 0 0
AIG COM NEW 026874784 1,068 16,350 SH   SOLE   16,350 0 0
Air Products & Chemicals COM 009158106 744 5,174 SH   SOLE   5,174 0 0
AK Steel Holding COM 001547108 102 10,000 SH   SOLE   10,000 0 0
Allergan SHS g0177j108 391 1,860 SH   SOLE   1,860 0 0
Alphabet - A CAP STK CL A 02079K305 724 914 SH   SOLE   914 0 0
Alphabet - C CAP STK CL C 02079k107 3,562 4,615 SH   SOLE   4,615 0 0
Altria Group COM 02209s103 3,554 52,557 SH   SOLE   52,557 0 0
Amazon COM 023135106 1,340 1,787 SH   SOLE   1,787 0 0
American Elec Power COM 025537101 1,622 25,762 SH   SOLE   25,762 0 0
American Express COM 025816109 798 10,771 SH   SOLE   10,771 0 0
Amgen COM 031162100 16,292 111,428 SH   SOLE   111,428 0 0
Anadarko Petroleum COM 032511107 613 8,787 SH   SOLE   8,787 0 0
Anheuser-Busch InBev Spn ADR SPONSORED ADR 03524a108 202 1,920 SH   SOLE   1,920 0 0
Anthem COM 036752103 292 2,029 SH   SOLE   2,029 0 0
Apache Corp COM 037411105 251 3,950 SH   SOLE   3,950 0 0
Apple Computer COM 037833100 2,049 17,693 SH   SOLE   17,693 0 0
Archer-Daniels COM 039483102 214 4,696 SH   SOLE   4,696 0 0
AT&T COM 00206r102 14,231 334,616 SH   SOLE   334,616 0 0
Autodesk COM 052769106 617 8,330 SH   SOLE   8,330 0 0
Bank of America COM 060505104 3,267 147,836 SH   SOLE   147,836 0 0
Bank of Montreal COM 063671101 6,803 94,592 SH   SOLE   94,592 0 0
Bank of NY Mellon COM 064058100 341 7,190 SH   SOLE   7,190 0 0
Becton Dickinson COM 075887109 374 2,261 SH   SOLE   2,261 0 0
Berkshire Hathaway - A CL A 084670108 488 2 SH   SOLE   2 0 0
Berkshire Hathaway - B CL B NEW 084670702 6,502 39,895 SH   SOLE   39,895 0 0
Biogen Idec COM 09062x103 569 2,008 SH   SOLE   2,008 0 0
Blackrock COM 09247x101 263 690 SH   SOLE   690 0 0
BNC Bancorp COM 05566t101 253 7,943 SH   SOLE   7,943 0 0
Boeing COM 097023105 333 2,141 SH   SOLE   2,141 0 0
BP ADR SPONSORED ADR 055622104 13,482 360,664 SH   SOLE   360,664 0 0
Bristol Myers COM 110122108 306 5,238 SH   SOLE   5,238 0 0
Broadcom SHS y09827109 404 2,286 SH   SOLE   2,286 0 0
C R Bard COM 067383109 247 1,100 SH   SOLE   1,100 0 0
Campbell Soup COM 134429109 290 4,790 SH   SOLE   4,790 0 0
CDK Global COM 12508e101 304 5,093 SH   SOLE   5,093 0 0
Celanese - A COM SER A 150870103 1,153 14,640 SH   SOLE   14,640 0 0
Chevron Texaco COM 166764100 2,043 17,361 SH   SOLE   17,361 0 0
Chubb Ltd COM h1467j104 9,792 74,115 SH   SOLE   74,115 0 0
Cisco COM 17275r102 21,000 694,889 SH   SOLE   694,889 0 0
Citigroup COM NEW 172967424 10,198 171,599 SH   SOLE   171,599 0 0
Coca Cola COM 191216100 15,528 374,531 SH   SOLE   374,531 0 0
Comcast - A CL A 20030n101 4,387 63,535 SH   SOLE   63,535 0 0
Community Bank COM 203607106 11,942 193,271 SH   SOLE   193,271 0 0
ConocoPhillips COM 20825c104 2,305 45,976 SH   SOLE   45,976 0 0
Costco COM 22160k105 284 1,775 SH   SOLE   1,775 0 0
CVS Health COM 126650100 440 5,573 SH   SOLE   5,573 0 0
Danaher Corp COM 235851102 487 6,258 SH   SOLE   6,258 0 0
Direxion S&P 500 Bear 3X Share DLY S&P 500 BEAR 25459y371 127 11,800 SH   SOLE   11,800 0 0
Discovery - C COM SER A 25470f302 1,368 51,080 SH   SOLE   51,080 0 0
Disney COM DISNEY 254687106 5,960 57,186 SH   SOLE   57,186 0 0
Duke Energy COM NEW 26441c204 260 3,344 SH   SOLE   3,344 0 0
Ebay COM 278642103 568 19,147 SH   SOLE   19,147 0 0
Emerson Electric COM 291011104 10,619 190,480 SH   SOLE   190,480 0 0
Energy Select Sector Spider ET SBI INT-ENERGY 81369y506 579 7,681 SH   SOLE   7,681 0 0
EOG Resources Inc. COM 26875p101 255 2,526 SH   SOLE   2,526 0 0
Essa Bancorp COM 29667d104 211 13,400 SH   SOLE   13,400 0 0
Exxon Mobil COM 30231g102 14,064 155,819 SH   SOLE   155,819 0 0
Facebook CL A 30303m102 465 4,039 SH   SOLE   4,039 0 0
FedEx Corp COM 31428x106 846 4,542 SH   SOLE   4,542 0 0
Fifth Third Bancorp COM 316773100 587 21,781 SH   SOLE   21,781 0 0
Fleetcor Technologies COM 339041105 448 3,165 SH   SOLE   3,165 0 0
Freeport-McMoran CL B 35671d857 287 21,748 SH   SOLE   21,748 0 0
General Dynamics COM 369550108 948 5,492 SH   SOLE   5,492 0 0
General Electric COM 369604103 18,846 596,395 SH   SOLE   596,395 0 0
General Mills COM 370334104 20,579 333,153 SH   SOLE   333,153 0 0
Genuine Parts COM 372460105 6,221 65,110 SH   SOLE   65,110 0 0
Goldcorp COM 380956409 680 50,000 SH   SOLE   50,000 0 0
Goldman Sachs COM 38141g104 336 1,403 SH   SOLE   1,403 0 0
Gramercy Property Trust COM 385002308 256 27,910 SH   SOLE   27,910 0 0
Halliburton COM 406216101 380 7,027 SH   SOLE   7,027 0 0
Home Depot COM 437076102 2,109 15,726 SH   SOLE   15,726 0 0
Honeywell COM 438516106 13,940 120,324 SH   SOLE   120,324 0 0
Huntington Bancshares COM 446150104 5,944 449,624 SH   SOLE   449,624 0 0
IBM COM 459200101 4,212 25,375 SH   SOLE   25,375 0 0
Illinois Tool Works COM 452308109 1,523 12,440 SH   SOLE   12,440 0 0
Intel COM 458140100 12,314 339,516 SH   SOLE   339,516 0 0
iShares Core Russell US Growth CORE RUSSELL GRW 464287671 410 9,551 SH   SOLE   9,551 0 0
iShares Dividend Index Fund SELECT DIVID ETF 464287168 1,009 11,396 SH   SOLE   11,396 0 0
iShares iBoxx Bond IBOXX INV CP ETF 464287242 410 3,500 SH   SOLE   3,500 0 0
iShares MSCE EAFE Index Fund MSCI EAFE ETF 464287465 736 12,751 SH   SOLE   12,751 0 0
iShares Russell 1000 Growth In RUS 1000 GRW ETF 464287614 2,567 24,472 SH   SOLE   24,472 0 0
iShares Russell 1000 Value RUS 1000 VAL ETF 464287598 3,375 30,125 SH   SOLE   30,125 0 0
iShares S&P 500 Growth Index S&P 500 GRWT ETF 464287309 382 3,136 SH   SOLE   3,136 0 0
IShares S&P National AMT-Free NATIONAL MUN ETF 464288414 406 3,750 SH   SOLE   3,750 0 0
iShares TR Russell 2000 RUSSELL 2000 ETF 464287655 1,052 7,804 SH   SOLE   7,804 0 0
iShares TR Russell MCP VL RUS MDCP VAL ETF 464287473 219 2,727 SH   SOLE   2,727 0 0
Johnson & Johnson COM 478160104 21,037 182,597 SH   SOLE   182,597 0 0
JPMorgan COM 46625h100 30,101 348,830 SH   SOLE   348,830 0 0
Kellogg COM 487836108 1,976 26,809 SH   SOLE   26,809 0 0
Kimberly-Clark COM 494368103 7,439 65,186 SH   SOLE   65,186 0 0
Kohls COM 500255104 3,495 70,770 SH   SOLE   70,770 0 0
Kraft Heinz COM 500754106 17,978 205,888 SH   SOLE   205,888 0 0
L-3 Technologies COM 502413107 300 1,974 SH   SOLE   1,974 0 0
Leggett & Platt COM 524660107 21,798 445,941 SH   SOLE   445,941 0 0
Lilly SHS 532457108 338 4,595 SH   SOLE   4,595 0 0
Lockheed Martin COM 539830109 11,453 45,824 SH   SOLE   45,824 0 0
Lowe's Companies COM 548661107 213 3,000 SH   SOLE   3,000 0 0
M&T Bank COM 55261f104 19,853 126,914 SH   SOLE   126,914 0 0
Marathon Oil COM 565849106 874 50,472 SH   SOLE   50,472 0 0
Master Card Cl A CL A 57636q104 664 6,430 SH   SOLE   6,430 0 0
McDonald's COM 580135101 11,241 92,351 SH   SOLE   92,351 0 0
Medtronic SHS g5960l103 5,657 79,420 SH   SOLE   79,420 0 0
Merck COM 58933Y105 10,422 177,026 SH   SOLE   177,026 0 0
Metlife COM 59156r108 438 8,133 SH   SOLE   8,133 0 0
Microsoft COM 594918104 23,350 375,767 SH   SOLE   375,767 0 0
MMM COM 88579Y101 1,072 6,002 SH   SOLE   6,002 0 0
Mondelez CL A 609207105 9,893 223,158 SH   SOLE   223,158 0 0
Morgan Stanley COM NEW 617446448 224 5,304 SH   SOLE   5,304 0 0
NextEra Energy COM 65339f101 210 1,760 SH   SOLE   1,760 0 0
Norfolk Southern COM 655844108 9,415 87,116 SH   SOLE   87,116 0 0
Nucor COM 670346105 8,649 145,317 SH   SOLE   145,317 0 0
Oracle COM 68389X105 982 25,529 SH   SOLE   25,529 0 0
PayPal Holdings COM 70450y103 1,465 37,117 SH   SOLE   37,117 0 0
Penns Woods Bancorp COM 708430103 1,070 21,196 SH   SOLE   21,196 0 0
Peoples Financial Services COM 711040105 799 16,408 SH   SOLE   16,408 0 0
Pepsico COM 713448108 1,138 10,881 SH   SOLE   10,881 0 0
Pfizer COM 717081103 17,963 553,034 SH   SOLE   553,034 0 0
Philip Morris COM 718172109 2,760 30,165 SH   SOLE   30,165 0 0
Phillips 66 COM 718546104 326 3,772 SH   SOLE   3,772 0 0
Pioneer Natural Resources COM 723787107 564 3,130 SH   SOLE   3,130 0 0
PNC COM 693475105 16,248 138,922 SH   SOLE   138,922 0 0
PP&L Corp COM 69351t106 8,901 261,423 SH   SOLE   261,423 0 0
Procter & Gamble COM 742718109 14,802 176,051 SH   SOLE   176,051 0 0
Progressive COM 743315103 1,601 45,100 SH   SOLE   45,100 0 0
Provident Financial Services COM 74386t105 743 26,238 SH   SOLE   26,238 0 0
Prudential Financial COM 744320102 251 2,410 SH   SOLE   2,410 0 0
PulteGroup COM 745867101 5,169 281,205 SH   SOLE   281,205 0 0
Qualcomm COM 747525103 10,674 163,706 SH   SOLE   163,706 0 0
Raytheon COM NEW 755111507 1,420 10,003 SH   SOLE   10,003 0 0
Reynolds American COM 761713106 227 4,046 SH   SOLE   4,046 0 0
Royal Dutch Shell ADR B SPON ADR B 780259107 1,761 30,375 SH   SOLE   30,375 0 0
S&P 500 Spiders TR UNIT 78462f103 5,009 22,408 SH   SOLE   22,408 0 0
Schwab US Broad Market ETF US BRD MKT ETF 808524102 209 3,865 SH   SOLE   3,865 0 0
Seagate Technology SHS g7945m107 303 7,931 SH   SOLE   7,931 0 0
Sony Corp ADR ADR NEW 835699307 360 12,840 SH   SOLE   12,840 0 0
Southwestern Energy COM 845467109 706 65,250 SH   SOLE   65,250 0 0
Synovus Financial COM NEW 87161c501 836 20,362 SH   SOLE   20,362 0 0
Sysco COM 871829107 2,249 40,620 SH   SOLE   40,620 0 0
TE Connectivity REG SHS H84989104 7,298 105,339 SH   SOLE   105,339 0 0
Tetra Technologies COM 88162f105 502 100,000 SH   SOLE   100,000 0 0
Texas Instruments COM 882508104 745 10,212 SH   SOLE   10,212 0 0
The Blackstone Group COM UNIT LTD 09253u108 698 25,808 SH   SOLE   25,808 0 0
TJX Companies COM 872540109 327 4,352 SH   SOLE   4,352 0 0
Toll Brothers COM 889478103 396 12,789 SH   SOLE   12,789 0 0
Ultra S&P 500 ProShares PSHS ULT S&P 500 74347r107 218 2,868 SH   SOLE   2,868 0 0
Unilever N.V. ADR N Y SHS NEW 904784709 645 15,708 SH   SOLE   15,708 0 0
Unilever PLC ADR SPON ADR NEW 904767704 2,370 58,241 SH   SOLE   58,241 0 0
United Parcel Service CL B 911312106 1,204 10,507 SH   SOLE   10,507 0 0
United Technologies COM 913017109 698 6,370 SH   SOLE   6,370 0 0
Unitedhealth Group COM 91324p102 1,249 7,805 SH   SOLE   7,805 0 0
US Bancorp COM NEW 902973304 3,517 68,469 SH   SOLE   68,469 0 0
Valero Energy COM 91913y100 305 4,465 SH   SOLE   4,465 0 0
Vanguard Dividend Appreciation DIV APP ETF 921908844 1,254 14,723 SH   SOLE   14,723 0 0
Vanguard Emerging Markets FTSE EMR MKT ETF 922042858 527 14,716 SH   SOLE   14,716 0 0
Vanguard FTSE Developed FTSE DEV MKT ETF 921943858 1,395 38,190 SH   SOLE   38,190 0 0
Vanguard FTSE Europe FTSE EUROPE ETF 922042874 2,390 49,852 SH   SOLE   49,852 0 0
Vanguard FTSE World ex-US ALLWRLD EX US 922042775 447 10,126 SH   SOLE   10,126 0 0
Vanguard High Dvd Yield HIGH DIV YLD 921946406 230 3,029 SH   SOLE   3,029 0 0
Vanguard Mid Cap MID CAP ETF 922908629 8,089 61,455 SH   SOLE   61,455 0 0
Vanguard Mid Cap Growth MCAP GR IDXVIP 922908538 370 3,500 SH   SOLE   3,500 0 0
Vanguard Russell 1000 Value VNG RUS1000VAL 92206c714 357 3,653 SH   SOLE   3,653 0 0
Vanguard Short-Term Corp SHTRM GVT BD ETF 92206c409 244 3,070 SH   SOLE   3,070 0 0
Vanguard Small Cap SM CAP ETF 922908751 8,874 68,811 SH   SOLE   68,811 0 0
Verizon COM 92343v104 1,357 25,424 SH   SOLE   25,424 0 0
Viacom Cl A CL A 92553p102 368 9,550 SH   SOLE   9,550 0 0
Viacom Cl B CL B 92553p201 4,627 131,831 SH   SOLE   131,831 0 0
Wal-Mart COM 931142103 8,684 125,630 SH   SOLE   125,630 0 0
Waste Management COM 94106l109 20,064 282,944 SH   SOLE   282,944 0 0
WCI Communities COM PAR $0.01 92923c807 1,275 54,372 SH   SOLE   54,372 0 0
Weatherford PLC ORD SHS g48833100 175 35,097 SH   SOLE   35,097 0 0
Wells Fargo COM 949746101 23,645 429,052 SH   SOLE   429,052 0 0
Western Digital COM 958102105 210 3,092 SH   SOLE   3,092 0 0
WP Carey COM 92936u109 18,788 317,948 SH   SOLE   317,948 0 0
Zoetis CL A 98978v103 2,060 38,485 SH   SOLE   38,485 0 0