Exhibit-2



April 23, 2001

Kansas City Life Insurance Company
3520 Broadway
Kansas City, MO  64111-2565

Re: Registration Statement

To Whom It May Concern:

In connection with the proposed  registration  under the Securities Act of 1933,
as amended,  of individual  variable life insurance  contracts (the "Contracts")
and  interests  in the Kansas City Life  Variable  Life  Separate  Account  (the
"Separate   Account"  ),  I  have  examined  the   documents   relating  to  the
establishment  of the Separate  Account by the Board of Directors of Kansas City
Life  Insurance  Company  (the "  Company")  as a  separate  account  for assets
applicable to variable life  insurance  contracts,  pursuant to Section  376.309
RSMo.,  as  amended,   and  the  Registration   Statement,   on  Form  S-6  (the
"Registration Statement"), and I have examined such other documents and reviewed
such matters of law as I deem necessary for this opinion,  and I advise you that
in my opinion:

1.      The Separate  Account is a separate  account of the Company duly created
        and validly existing pursuant to the laws of the State of Missouri.

2.      The   Contracts,   when  issued  in  accordance   with  the   Prospectus
        constituting a part of the  Registration  Statement and upon  compliance
        with applicable local law, will be legal and binding  obligations of the
        Company in accordance with their respective terms.

3.      The portion of the assets held in the Separate Account equal to reserves
        and other contract  liabilities with respect to the Separate Account are
        not chargeable  with  liabilities  arising out of any other business the
        Company may conduct.

I consent  to the  filing of this  opinion  as an  exhibit  to the  Registration
Statement  and the use of my name  under  the  heading  "Legal  Matters"  in the
Prospectus  constituting  a  part  of  the  Registration  Statement  and  to the
references to me wherever appearing herein.

Yours very truly,

/s/C. John Malacarne
C. John Malacarne