EXHIBIT k

                         Opinion and Consent of Counsel

                                 [The Union Central Life Insurance Company logo]




April 20, 2010

The Union Central Life Insurance Company
5900 "O" Street
Lincoln, Nebraska 68510


RE:      Carillon Life Account (1940 Act No. 811-09076)
         Excel Performance VUL Variable Universal Life Insurance (1933 Act No.
         333-151914)
         Post-Effective Amendment on Form N-6

Ladies and Gentlemen:

With reference to the Post-Effective Amendment No. 2 to Registration Statement
No. 333-151914 on Form N-6 filed by The Union Central Life Insurance Company and
Carillon Life Account with the Securities and Exchange Commission covering
individual flexible premium deferred variable life insurance policies (to be
marketed as Excel Performance VUL), I have examined such documents and such law
as I considered necessary and appropriate, and on the basis of such examination,
it is my opinion that:

     1.   The Union Central Life Insurance Company is duly organized and validly
          existing under the laws of the State of Nebraska and has been duly
          authorized to issue individual variable annuity contracts by the
          Department of Insurance of the State of Nebraska.

     2.   Carillon Life Account is a duly authorized and existing separate
          account established pursuant to the provisions of Section 44-402.01 of
          the Nebraska Revised Code.

     3.   The Excel Performance VUL Variable Universal Life Insurance contracts,
          as issued, will constitute legal, validly issued, and binding
          obligations of The Union Central Life Insurance Company.

I hereby consent to the filing of this opinion as an exhibit to said
Post-Effective Amendment to the Registration Statement.

Sincerely yours,

/s/ John M. Lucas

John M. Lucas
Vice President and General Counsel