EX-13 8 ex13nyput2plus.txt PERFORMANCE DATA CALCULATIONS
Plus $ 1,040.00 Date 12/31/01 End 12/31/01 Putnam II - NY Plus Base The George Putnam Fund of Boston - ClasRange A 1 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 ------------------ Inception Date 12/10/99 10.396841 100.0304 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 10.589021 0.06296 98.214934 0.062958 0.062958 0 8 FEE 31-Dec-99 0.666667 10.379101 0.06423 0.064232 0.064232 0.064232 0.064232 9 FEE 31-Dec-00 0.666667 11.199153 0.05953 92.864166 0.059528 0.059528 0.059528 0.059528 10 FEE 31-Dec-01 0.666667 11.071649 0.06021 0.060214 0.060214 0.060214 0.060214 0.060214 ------------------ --------------------------------------------------------------- Units 92.803952 98.030960 #N/A #N/A 99.846410 $ Value 1027.4928 1085.3644 #N/A #N/A 1105.4644 1000*(1+T)= Surrender $ Value 955.2428 1021.6144 #N/A #N/A 1033.2144 Cumulative No Surrender 2.75% #N/A #N/A #N/A 10.55% T W/ Surrender -4.48% #N/A #N/A #N/A 3.32% Annualized No Surrender 2.75% #N/A #N/A #N/A 4.99% R W/ Surrender -4.48% #N/A #N/A #N/A 1.60% Global Asset Allocation - Class IB Range B 2 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 13.188323 78.8576 0 FEE 31-Dec-91 0.666667 5.794737 0.11505 179.473201 0 1 FEE 31-Dec-92 0.666667 6.052871 0.11014 0.110141 0 2 FEE 31-Dec-93 0.666667 6.988178 0.09540 0.095399 0 3 FEE 31-Dec-94 0.666667 6.696138 0.09956 0.099560 0 4 FEE 31-Dec-95 0.666667 8.206738 0.08123 0.081234 0 5 FEE 31-Dec-96 0.666667 9.325095 0.07149 111.527014 0.071492 0 6 FEE 31-Dec-97 0.666667 10.966912 0.06079 0.060789 0.060789 0 7 FEE 31-Dec-98 0.666667 12.248057 0.05443 84.911427 0.054430 0.054430 0 8 FEE 31-Dec-99 0.666667 13.473393 0.04948 0.049480 0.049480 0.049480 0.049480 9 FEE 31-Dec-00 0.666667 12.616888 0.05284 82.429201 0.052839 0.052839 0.052839 0.052839 10 FEE 31-Dec-01 0.666667 11.359697 0.05869 0.058687 0.058687 0.058687 0.058687 0.058687 --------------------------------------------------------------- Units 82.370514 84.750421 111.250788 178.739150 78.696631 $ Value 935.7041 962.7391 1263.7752 2030.4226 893.9699 Surrender $ Value 863.4541 898.9891 1217.0252 2030.4226 821.7199 Cumulative No Surrender -6.43% #N/A #N/A #N/A -10.60% W/ Surrender -13.65% #N/A #N/A #N/A -17.83% Annualized No Surrender -6.43% #N/A #N/A #N/A -5.29% W/ Surrender -13.65% #N/A #N/A #N/A -9.09% Growth and Income - Class IB Range CC 3 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 12.395321 83.9026 0 FEE 31-Dec-91 0.666667 4.663440 0.14296 223.011339 0 1 FEE 31-Dec-92 0.666667 5.029989 0.13254 0.132538 0 2 FEE 31-Dec-93 0.666667 5.648406 0.11803 0.118027 0 3 FEE 31-Dec-94 0.666667 5.570324 0.11968 0.119682 0 4 FEE 31-Dec-95 0.666667 7.484087 0.08908 0.089078 0 5 FEE 31-Dec-96 0.666667 8.967114 0.07435 115.979344 0.074346 0 6 FEE 31-Dec-97 0.666667 10.940641 0.06093 0.060935 0.060935 0 7 FEE 31-Dec-98 0.666667 12.414870 0.05370 83.770511 0.053699 0.053699 0 8 FEE 31-Dec-99 0.666667 12.397856 0.05377 0.053773 0.053773 0.053773 0.053773 9 FEE 31-Dec-00 0.666667 13.170389 0.05062 78.965018 0.050619 0.050619 0.050619 0.050619 10 FEE 31-Dec-01 0.666667 12.132879 0.05495 0.054947 0.054947 0.054947 0.054947 0.054947 -------------------------------------------------------------- Units 78.910071 83.611172 115.705372 222.203696 83.743289 $ Value 957.4063 1014.4442 1403.8393 2695.9706 1016.0472 Surrender $ Value 885.1563 950.6942 1357.0893 2695.9706 943.7972 Cumulative No Surrender -4.26% #N/A #N/A #N/A 1.60% W/ Surrender -11.48% #N/A #N/A #N/A -5.62% Annualized No Surrender -4.26% #N/A #N/A #N/A 0.78% W/ Surrender -11.48% #N/A #N/A #N/A -2.77% Health Sciences - Class IB Range D 4 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 10.740550 96.8293 0 FEE 31-Dec-91 0.666667 #N/A #N/A #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A #N/A #N/A 0 2 FEE 31-Dec-93 0.666667 #N/A #N/A #N/A 0 3 FEE 31-Dec-94 0.666667 #N/A #N/A #N/A 0 4 FEE 31-Dec-95 0.666667 #N/A #N/A #N/A 0 5 FEE 31-Dec-96 0.666667 #N/A #N/A #N/A #N/A 0 6 FEE 31-Dec-97 0.666667 #N/A #N/A #N/A #N/A 0 7 FEE 31-Dec-98 0.666667 12.098227 0.05510 85.963009 0.055104 0.055104 0 8 FEE 31-Dec-99 0.666667 11.432627 0.05831 0.058313 0.058313 0.058313 0.058313 9 FEE 31-Dec-00 0.666667 15.641070 0.04262 66.491615 0.042623 0.042623 0.042623 0.042623 10 FEE 31-Dec-01 0.666667 12.352251 0.05397 0.053971 0.053971 0.053971 0.053971 0.053971 --------------------------------------------------------------- Units 66.437643 85.808103 #N/A #N/A 96.674399 $ Value 820.6544 1059.9232 #N/A #N/A 1194.1464 Surrender $ Value 748.4044 996.1732 #N/A #N/A 1121.8964 Cumulative No Surrender -17.93% #N/A #N/A #N/A 19.41% W/ Surrender -25.16% #N/A #N/A #N/A 12.19% Annualized No Surrender -17.93% #N/A #N/A #N/A 8.99% W/ Surrender -25.16% #N/A #N/A #N/A 5.74% High Yield - Class IB Range E 5 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 10-Dec-99 11.603399 89.6289 0 FEE 31-Dec-91 0.666667 6.231415 0.10698 166.896283 0 1 FEE 31-Dec-92 0.666667 7.286328 0.09150 0.091496 0 2 FEE 31-Dec-93 0.666667 8.561887 0.07786 0.077864 0 3 FEE 31-Dec-94 0.666667 8.335401 0.07998 0.079980 0 4 FEE 31-Dec-95 0.666667 9.692379 0.06878 0.068783 0 5 FEE 31-Dec-96 0.666667 10.745240 0.06204 96.787042 0.062043 0 6 FEE 31-Dec-97 0.666667 12.074364 0.05521 0.055213 0.055213 0 7 FEE 31-Dec-98 0.666667 11.182291 0.05962 93.004197 0.059618 0.059618 0 8 FEE 31-Dec-99 0.666667 11.645345 0.05725 0.057247 0.057247 0.057247 0.057247 9 FEE 31-Dec-00 0.666667 10.487257 0.06357 99.167971 0.063569 0.063569 0.063569 0.063569 10 FEE 31-Dec-01 0.666667 10.697632 0.06232 0.062319 0.062319 0.062319 0.062319 0.062319 --------------------------------------------------------------- Units 99.105652 92.821062 96.489075 166.218150 89.445774 $ Value 1060.1958 992.9656 1032.2046 1778.1406 956.8580 Surrender $ Value 987.9458 929.2156 985.4546 1778.1406 884.6080 Cumulative No Surrender 6.02% #N/A #N/A #N/A -4.31% W/ Surrender -1.21% #N/A #N/A #N/A -11.54% Annualized No Surrender 6.02% #N/A #N/A #N/A -2.12% W/ Surrender -1.21% #N/A #N/A #N/A -5.78% Income - Class IB Range F 6 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/998.827145 117.8184 0 FEE 31-Dec-91 0.666667 6.070744 0.10982 171.313434 0 1 FEE 31-Dec-92 0.666667 6.412985 0.10396 0.103956 0 2 FEE 31-Dec-93 0.666667 7.013194 0.09506 0.095059 0 3 FEE 31-Dec-94 0.666667 6.665525 0.10002 0.100017 0 4 FEE 31-Dec-95 0.666667 7.889756 0.08450 0.084498 0 5 FEE 31-Dec-96 0.666667 7.940946 0.08395 130.966764 0.083953 0 6 FEE 31-Dec-97 0.666667 8.478164 0.07863 0.078633 0.078633 0 7 FEE 31-Dec-98 0.666667 9.028466 0.07384 115.191219 0.073841 0.073841 0 8 FEE 31-Dec-99 0.666667 8.693974 0.07668 0.076681 0.076681 0.076681 0.076681 9 FEE 31-Dec-00 0.666667 9.224327 0.07227 112.745353 0.072273 0.072273 0.072273 0.072273 10 FEE 31-Dec-01 0.666667 9.740455 0.06844 0.068443 0.068443 0.068443 0.068443 0.068443 --------------------------------------------------------------- Units 112.676910 114.973821 130.596893 170.476080 117.600991 $ Value 1097.5244 1119.8973 1272.0732 1660.5146 1145.4872 Surrender $ Value 1025.2744 1056.1473 1225.3232 1660.5146 1073.2372 Cumulative No Surrender 9.75% #N/A #N/A #N/A 14.55% W/ Surrender 2.53% #N/A #N/A #N/A 7.32% Annualized No Surrender 9.75% #N/A #N/A #N/A 6.81% W/ Surrender 2.53% #N/A #N/A #N/A 3.49% International Growth - Class IB Range G 7 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.500190 67.0960 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 9.187999 0.07256 0.072558 0.072558 0 7 FEE 31-Dec-98 0.666667 10.713806 0.06223 97.071013 0.062225 0.062225 0 8 FEE 31-Dec-99 0.666667 16.875477 0.03951 0.039505 0.039505 0.039505 0.039505 9 FEE 31-Dec-00 0.666667 15.021628 0.04438 69.233508 0.044380 0.044380 0.044380 0.044380 10 FEE 31-Dec-01 0.666667 11.735962 0.05681 0.056805 0.056805 0.056805 0.056805 0.056805 --------------------------------------------------------------- Units 69.176702 96.930322 #N/A #N/A 66.955261 $ Value 811.8552 1137.5706 #N/A #N/A 785.7844 Surrender $ Value 739.6052 1073.8206 #N/A #N/A 713.5344 Cumulative No Surrender -18.81% #N/A #N/A #N/A -21.42% W/ Surrender -26.04% #N/A #N/A #N/A -28.65% Annualized No Surrender -18.81% #N/A #N/A #N/A -11.04% W/ Surrender -26.04% #N/A #N/A #N/A -15.11% Investors - Class IB Range H 8 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 20.396533 50.9891 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 17.067746 0.03906 60.933646 0.039060 0.039060 0 8 FEE 31-Dec-99 0.666667 21.835588 0.03053 0.030531 0.030531 0.030531 0.030531 9 FEE 31-Dec-00 0.666667 17.486872 0.03812 59.473187 0.038124 0.038124 0.038124 0.038124 10 FEE 31-Dec-01 0.666667 12.945249 0.05150 0.051499 0.051499 0.051499 0.051499 0.051499 --------------------------------------------------------------- Units 59.421688 60.813492 #N/A #N/A 50.868904 $ Value 769.2285 787.2458 #N/A #N/A 658.5106 Surrender $ Value 696.9785 723.4958 #N/A #N/A 586.2606 Cumulative No Surrender -23.08% #N/A #N/A #N/A -34.15% W/ Surrender -30.30% #N/A #N/A #N/A -41.37% Annualized No Surrender -23.08% #N/A #N/A #N/A -18.35% W/ Surrender -30.30% #N/A #N/A #N/A -22.83% Money Market - Class IB Range I 9 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 9.400516 110.6322 0 FEE 31-Dec-91 0.666667 7.609263 0.08761 136.675523 0 1 FEE 31-Dec-92 0.666667 7.745058 0.08608 0.086076 0 2 FEE 31-Dec-93 0.666667 7.823867 0.08521 0.085209 0 3 FEE 31-Dec-94 0.666667 7.983012 0.08351 0.083511 0 4 FEE 31-Dec-95 0.666667 8.273790 0.08058 0.080576 0 5 FEE 31-Dec-96 0.666667 8.544501 0.07802 121.715709 0.078023 0 6 FEE 31-Dec-97 0.666667 8.835498 0.07545 0.075453 0.075453 0 7 FEE 31-Dec-98 0.666667 9.141397 0.07293 113.768169 0.072928 0.072928 0 8 FEE 31-Dec-99 0.666667 9.419903 0.07077 0.070772 0.070772 0.070772 0.070772 9 FEE 31-Dec-00 0.666667 9.806633 0.06798 106.050670 0.067981 0.067981 0.067981 0.067981 10 FEE 31-Dec-01 0.666667 10.019752 0.06654 0.066535 0.066535 0.066535 0.066535 0.066535 --------------------------------------------------------------- Units 105.984135 113.562881 121.362039 135.908458 110.426936 $ Value 1061.9347 1137.8719 1216.0175 1361.7690 1106.4505 Surrender $ Value 989.6847 1074.1219 1169.2675 1361.7690 1034.2005 Cumulative No Surrender 6.19% #N/A #N/A #N/A 10.65% W/ Surrender -1.03% #N/A #N/A #N/A 3.42% Annualized No Surrender 6.19% #N/A #N/A #N/A 5.03% W/ Surrender -1.03% #N/A #N/A #N/A 1.65% New Opportunities - Class IB Range J 10 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 25.154696 41.3442 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 7.395748 0.09014 0.090142 0 4 FEE 31-Dec-95 0.666667 10.529717 0.06331 0.063313 0 5 FEE 31-Dec-96 0.666667 11.400599 0.05848 91.223277 0.058476 0 6 FEE 31-Dec-97 0.666667 13.813028 0.04826 0.048264 0.048264 0 7 FEE 31-Dec-98 0.666667 16.888618 0.03947 61.579935 0.039474 0.039474 0 8 FEE 31-Dec-99 0.666667 28.108333 0.02372 0.023718 0.023718 0.023718 0.023718 9 FEE 31-Dec-00 0.666667 20.417213 0.03265 50.937412 0.032652 0.032652 0.032652 0.032652 10 FEE 31-Dec-01 0.666667 14.036953 0.04749 0.047494 0.047494 0.047494 0.047494 0.047494 --------------------------------------------------------------- Units 50.889919 61.476071 91.031675 #N/A 41.240305 $ Value 714.3394 862.9367 1277.8073 #N/A 578.8882 Surrender $ Value 642.0894 799.1867 1231.0573 #N/A 506.6382 Cumulative No Surrender -28.57% #N/A #N/A #N/A -42.11% W/ Surrender -35.79% #N/A #N/A #N/A -49.34% Annualized No Surrender -28.57% #N/A #N/A #N/A -23.30% W/ Surrender -35.79% #N/A #N/A #N/A -28.11% New Value - Class IB Range K 11 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 9.791243 106.2174 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 9.597824 0.06946 0.069460 0.069460 0 7 FEE 31-Dec-98 0.666667 10.023282 0.06651 103.758430 0.066512 0.066512 0 8 FEE 31-Dec-99 0.666667 9.890776 0.06740 0.067403 0.067403 0.067403 0.067403 9 FEE 31-Dec-00 0.666667 11.913982 0.05596 87.292393 0.055957 0.055957 0.055957 0.055957 10 FEE 31-Dec-01 0.666667 12.114010 0.05503 0.055033 0.055033 0.055033 0.055033 0.055033 --------------------------------------------------------------- Units 87.237360 103.580037 #N/A #N/A 106.038970 $ Value 1056.7943 1254.7696 #N/A #N/A 1284.5571 Surrender $ Value 984.5443 1191.0196 #N/A #N/A 1212.3071 Cumulative No Surrender 5.68% #N/A #N/A #N/A 28.46% W/ Surrender -1.55% #N/A #N/A #N/A 21.23% Annualized No Surrender 5.68% #N/A #N/A #N/A 12.92% W/ Surrender -1.55% #N/A #N/A #N/A 9.80% Research - Class IB Range L 12 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.872285 65.5230 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 13.442455 0.04959 77.366820 0.049594 0.049594 0 8 FEE 31-Dec-99 0.666667 16.894463 0.03946 0.039461 0.039461 0.039461 0.039461 9 FEE 31-Dec-00 0.666667 16.299741 0.04090 63.804695 0.040900 0.040900 0.040900 0.040900 10 FEE 31-Dec-01 0.666667 13.019754 0.05120 0.051204 0.051204 0.051204 0.051204 0.051204 --------------------------------------------------------------- Units 63.753491 77.235255 #N/A #N/A 65.391452 $ Value 830.0548 1005.5840 #N/A #N/A 851.3806 Surrender $ Value 757.8048 941.8340 #N/A #N/A 779.1306 Cumulative No Surrender -16.99% #N/A #N/A #N/A -14.86% W/ Surrender -24.22% #N/A #N/A #N/A -22.09% Annualized No Surrender -16.99% #N/A #N/A #N/A -7.51% W/ Surrender -24.22% #N/A #N/A #N/A -11.41% Utilities Growth and Income - Class IB Range M 13 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.290102 68.0179 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 7.379854 0.09034 0.090336 0 2 FEE 31-Dec-93 0.666667 8.227087 0.08103 0.081033 0 3 FEE 31-Dec-94 0.666667 7.517563 0.08868 0.088681 0 4 FEE 31-Dec-95 0.666667 9.684055 0.06884 0.068842 0 5 FEE 31-Dec-96 0.666667 11.020607 0.06049 94.368668 0.060493 0 6 FEE 31-Dec-97 0.666667 13.765433 0.04843 0.048430 0.048430 0 7 FEE 31-Dec-98 0.666667 15.561560 0.04284 66.831346 0.042841 0.042841 0 8 FEE 31-Dec-99 0.666667 15.195393 0.04387 0.043873 0.043873 0.043873 0.043873 9 FEE 31-Dec-00 0.666667 17.576459 0.03793 59.170052 0.037930 0.037930 0.037930 0.037930 10 FEE 31-Dec-01 0.666667 13.436583 0.04962 0.049616 0.049616 0.049616 0.049616 0.049616 --------------------------------------------------------------- Units 59.120437 66.699928 94.145978 #N/A 67.886441 $ Value 794.3767 896.2191 1265.0003 #N/A 912.1618 Surrender $ Value 722.1267 832.4691 1218.2503 #N/A 839.9118 Cumulative No Surrender -20.56% #N/A #N/A #N/A -8.78% W/ Surrender -27.79% #N/A #N/A #N/A -16.01% Annualized No Surrender -20.56% #N/A #N/A #N/A -4.36% W/ Surrender -27.79% #N/A #N/A #N/A -8.12% Vista - Class IB Range N 14 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 19.834054 52.4351 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 12.651155 0.05270 0.052696 0.052696 0 7 FEE 31-Dec-98 0.666667 14.880150 0.04480 69.891769 0.044802 0.044802 0 8 FEE 31-Dec-99 0.666667 22.347343 0.02983 0.029832 0.029832 0.029832 0.029832 9 FEE 31-Dec-00 0.666667 21.097611 0.03160 49.294681 0.031599 0.031599 0.031599 0.031599 10 FEE 31-Dec-01 0.666667 13.806386 0.04829 0.048287 0.048287 0.048287 0.048287 0.048287 --------------------------------------------------------------- Units 49.246394 69.782051 #N/A #N/A 52.325351 $ Value 679.9147 963.4379 #N/A #N/A 722.4240 Surrender $ Value 607.6647 899.6879 #N/A #N/A 650.1740 Cumulative No Surrender -32.01% #N/A #N/A #N/A -27.76% W/ Surrender -39.23% #N/A #N/A #N/A -34.98% Annualized No Surrender -32.01% #N/A #N/A #N/A -14.60% W/ Surrender -39.23% #N/A #N/A #N/A -18.86% Voyager - Class IB Range O 15 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 18.655794 55.7468 0 FEE 31-Dec-91 0.666667 4.556352 0.14632 228.252778 0 1 FEE 31-Dec-92 0.666667 4.941628 0.13491 0.134908 0 2 FEE 31-Dec-93 0.666667 5.764578 0.11565 0.115649 0 3 FEE 31-Dec-94 0.666667 5.723960 0.11647 0.116469 0 4 FEE 31-Dec-95 0.666667 7.913195 0.08425 0.084247 0 5 FEE 31-Dec-96 0.666667 8.785245 0.07588 118.380307 0.075885 0 6 FEE 31-Dec-97 0.666667 10.923020 0.06103 0.061033 0.061033 0 7 FEE 31-Dec-98 0.666667 13.351674 0.04993 77.892854 0.049931 0.049931 0 8 FEE 31-Dec-99 0.666667 20.765313 0.03210 0.032105 0.032105 0.032105 0.032105 9 FEE 31-Dec-00 0.666667 17.059114 0.03908 60.964479 0.039080 0.039080 0.039080 0.039080 10 FEE 31-Dec-01 0.666667 13.026085 0.05118 0.051179 0.051179 0.051179 0.051179 0.051179 --------------------------------------------------------------- Units 60.913300 77.770491 118.146979 227.492290 55.624392 $ Value 793.4618 1013.0450 1538.9926 2963.3339 724.5681 Surrender $ Value 721.2118 949.2950 1492.2426 2963.3339 652.3181 Cumulative No Surrender -20.65% #N/A #N/A #N/A -27.54% W/ Surrender -27.88% #N/A #N/A #N/A -34.77% Annualized No Surrender -20.65% #N/A #N/A #N/A -14.48% W/ Surrender -27.88% #N/A #N/A #N/A -18.73% Franklin Growth and Income Securities -Ranges 2 P 16 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 4.004548 0.16648 259.704716 0 1 FEE 31-Dec-92 0.666667 4.324885 0.15415 0.154147 0 2 FEE 31-Dec-93 0.666667 4.684119 0.14232 0.142325 0 3 FEE 31-Dec-94 0.666667 4.757410 0.14013 0.140132 0 4 FEE 31-Dec-95 0.666667 6.204164 0.10745 0.107455 0 5 FEE 31-Dec-96 0.666667 6.955676 0.09584 149.518178 0.095845 0 6 FEE 31-Dec-97 0.666667 8.724776 0.07641 0.076411 0.076411 0 7 FEE 31-Dec-98 0.666667 9.279386 0.07184 112.076381 0.071844 0.071844 0 8 FEE 31-Dec-99 0.666667 9.495232 0.07021 0.070211 0.070211 0.070211 0 9 FEE 31-Dec-00 0.666667 11.071102 0.06022 93.938255 0.060217 0.060217 0.060217 0 10 FEE 31-Dec-01 0.666667 11.418719 0.05838 0.058384 0.058384 0.058384 0.058384 0 --------------------------------------------------------------- Units 93.879871 111.887570 149.181112 258.727746 #DIV/0! $ Value 1071.9879 1277.6127 1703.4572 2954.3394 #DIV/0! Surrender $ Value 999.7379 1213.8627 1656.7072 2954.3394 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Franklin Small Cap - Class 2 Range Q 17 SubAccount Inception 9/19/00 NO. YEARS 1.282 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 21.311964 48.7989 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 7.336194 0.09087 0.090874 0 5 FEE 31-Dec-96 0.666667 9.296553 0.07171 111.869421 0.071711 0 6 FEE 31-Dec-97 0.666667 10.717515 0.06220 0.062203 0.062203 0 7 FEE 31-Dec-98 0.666667 10.418975 0.06399 99.817880 0.063986 0.063986 0 8 FEE 31-Dec-99 0.666667 20.135245 0.03311 0.033109 0.033109 0.033109 0 9 FEE 31-Dec-00 0.666667 16.888343 0.03947 61.580938 0.039475 0.039475 0.039475 0.039475 10 FEE 31-Dec-01 0.666667 14.085790 0.04733 0.047329 0.047329 0.047329 0.047329 0.047329 --------------------------------------------------------------- Units 61.533609 99.697967 111.623318 #N/A 48.712077 $ Value 866.7495 1404.3246 1572.3026 #N/A 686.1481 Surrender $ Value 794.4995 1340.5746 1525.5526 #N/A 613.8981 Cumulative No Surrender -13.33% #N/A #N/A #N/A -31.39% W/ Surrender -20.55% #N/A #N/A #N/A -38.61% Annualized No Surrender -13.33% #N/A #N/A #N/A -25.45% W/ Surrender -20.55% #N/A #N/A #N/A -31.65% Franklin Small Cap Value Securities - CRange2 RR 18 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 8.515646 0.07829 122.128139 0.078287 0.078287 0 8 FEE 31-Dec-99 0.666667 8.497772 0.07845 0.078452 0.078452 0.078452 0 9 FEE 31-Dec-00 0.666667 10.456146 0.06376 99.463034 0.063758 0.063758 0.063758 0 10 FEE 31-Dec-01 0.666667 11.710545 0.05693 0.056929 0.056929 0.056929 0.056929 0 --------------------------------------------------------------- Units 99.406105 121.929000 #N/A #N/A #DIV/0! $ Value 1164.0997 1427.8550 #N/A #N/A #DIV/0! Surrender $ Value 1091.8497 1364.1050 #N/A #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Mutual Shares Securities - Class II Range S 19 SubAccount Inception 9/19/00 NO. YEARS 1.282 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 10.028379 103.7057 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 7.523394 0.08861 138.235483 0.088612 0 6 FEE 31-Dec-97 0.666667 8.696124 0.07666 0.076663 0.076663 0 7 FEE 31-Dec-98 0.666667 8.545180 0.07802 121.706038 0.078017 0.078017 0 8 FEE 31-Dec-99 0.666667 9.537409 0.06990 0.069900 0.069900 0.069900 0 9 FEE 31-Dec-00 0.666667 10.651171 0.06259 97.641846 0.062591 0.062591 0.062591 0.062591 10 FEE 31-Dec-01 0.666667 11.220567 0.05941 0.059415 0.059415 0.059415 0.059415 0.059415 --------------------------------------------------------------- Units 97.582431 121.514132 137.888898 #N/A 103.583688 $ Value 1094.9302 1363.4575 1547.1916 #N/A 1162.2677 Surrender $ Value 1022.6802 1299.7075 1500.4416 #N/A 1090.0177 Cumulative No Surrender 9.49% #N/A #N/A #N/A 16.23% W/ Surrender 2.27% #N/A #N/A #N/A 9.00% Annualized No Surrender 9.49% #N/A #N/A #N/A 12.44% W/ Surrender 2.27% #N/A #N/A #N/A 6.95% Templeton Developing Markets SecuritiesRangeass 2T 20 SubAccount Inception 9/19/00 NO. YEARS 1.282 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 12.302298 84.5371 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 20.541627 0.03245 50.628901 0.032454 0 6 FEE 31-Dec-97 0.666667 14.277479 0.04669 0.046694 0.046694 0 7 FEE 31-Dec-98 0.666667 11.096508 0.06008 93.723178 0.060079 0.060079 0 8 FEE 31-Dec-99 0.666667 16.739740 0.03983 0.039825 0.039825 0.039825 0 9 FEE 31-Dec-00 0.666667 11.197273 0.05954 92.879757 0.059538 0.059538 0.059538 0.059538 10 FEE 31-Dec-01 0.666667 10.129153 0.06582 0.065817 0.065817 0.065817 0.065817 0.065817 ------------------------------------------------- Units 92.813941 93.557998 50.356948 #N/A 84.411697 $ Value 940.1266 947.6633 510.0732 #N/A 855.0190 Surrender $ Value 867.8766 883.9133 463.3232 #N/A 782.7690 Cumulative No Surrender -5.99% #N/A #N/A #N/A -14.50% W/ Surrender -13.21% #N/A #N/A #N/A -21.72% Annualized No Surrender -5.99% #N/A #N/A #N/A -11.50% W/ Surrender -13.21% #N/A #N/A #N/A -17.39% Templeton Foreign Securities - Class 2 Range U 21 SubAccount Inception 5/22/00 NO. YEARS 1.611 0.6110 YEAR YEAR YEAR YEAR 1.611 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 22-May-00 Inception Date 5/22/00 13.107378 79.3446 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 5.112922 0.13039 0.130389 0 2 FEE 31-Dec-93 0.666667 7.397430 0.09012 0.090121 0 3 FEE 31-Dec-94 0.666667 7.100857 0.09389 0.093885 0 4 FEE 31-Dec-95 0.666667 8.073076 0.08258 0.082579 0 5 FEE 31-Dec-96 0.666667 9.834565 0.06779 105.749466 0.067788 0 6 FEE 31-Dec-97 0.666667 11.000037 0.06061 0.060606 0.060606 0 7 FEE 31-Dec-98 0.666667 11.809048 0.05645 88.068064 0.056454 0.056454 0 8 FEE 31-Dec-99 0.666667 14.323233 0.04654 0.046544 0.046544 0.046544 0 9 FEE 31-Dec-00 0.666667 13.763609 0.04844 75.561577 0.048437 0.048437 0.048437 0.048437 10 FEE 31-Dec-01 0.666667 11.378583 0.05859 0.058590 0.058590 0.058590 0.058590 0.058590 --------------------------------------------------------------- Units 75.502987 87.914493 105.478836 #N/A 79.237599 $ Value 859.1170 1000.3424 1200.1997 #N/A 901.6116 Surrender $ Value 786.8670 936.5924 1153.4497 #N/A 829.3616 Cumulative No Surrender -14.09% #N/A #N/A #N/A -9.84% W/ Surrender -21.31% #N/A #N/A #N/A -17.06% Annualized No Surrender -14.09% #N/A #N/A #N/A -6.23% W/ Surrender -21.31% #N/A #N/A #N/A -10.97% Templeton Global Income Securities - ClRange V 22 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 7.274285 0.09165 142.969378 0 1 FEE 31-Dec-92 0.666667 7.113085 0.09372 0.093724 0 2 FEE 31-Dec-93 0.666667 8.148518 0.08181 0.081814 0 3 FEE 31-Dec-94 0.666667 7.601016 0.08771 0.087708 0 4 FEE 31-Dec-95 0.666667 8.557635 0.07790 0.077903 0 5 FEE 31-Dec-96 0.666667 9.211683 0.07237 112.900107 0.072372 0 6 FEE 31-Dec-97 0.666667 9.267555 0.07194 0.071936 0.071936 0 7 FEE 31-Dec-98 0.666667 9.742959 0.06843 106.743752 0.068425 0.068425 0 8 FEE 31-Dec-99 0.666667 9.004674 0.07404 0.074036 0.074036 0.074036 0 9 FEE 31-Dec-00 0.666667 9.230738 0.07222 112.667048 0.072222 0.072222 0.072222 0 10 FEE 31-Dec-01 0.666667 9.287729 0.07178 0.071779 0.071779 0.071779 0.071779 0 --------------------------------------------------------------- Units 112.595269 106.525715 112.541709 142.197458 #DIV/0! $ Value 1045.7543 989.3820 1045.2569 1320.6915 #DIV/0! Surrender $ Value 973.5043 925.6320 998.5069 1320.6915 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! LSA Aggressive Growth Range W 23 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 0.666667 #N/A -- -- -- -- 0 9 FEE 31-Dec-00 0.666667 #N/A -- #N/A -- -- -- 0 10 FEE 31-Dec-01 0.666667 13.568395 0.04913 0.049134 0.049134 0.049134 0.049134 0 --------------------------------------------------------------- Units #N/A #N/A #N/A #N/A #DIV/0! $ Value #N/A #N/A #N/A #N/A #DIV/0! Surrender $ Value #N/A #N/A #N/A #N/A #DIV/0! #N/A #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! LSA Focused Equity Range X 24 SubAccount Inception 6/21/02 NO. YEARS -0.471 0.5288 YEAR YEAR YEAR YEAR -0.471 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 21-Jun-02 Inception Date 6/21/02 10.973774 94.7714 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 0.666667 18.845292 0.03538 0.035376 0.035376 0.035376 0 9 FEE 31-Dec-00 0.666667 16.359418 0.04075 63.571944 0.040751 0.040751 0.040751 0 10 FEE 31-Dec-01 0.666667 13.615277 0.04896 0.048965 0.048965 0.048965 0.048965 0 --------------------------------------------------------------- Units 63.522979 #N/A #N/A #N/A 94.771407 $ Value 864.8830 #N/A #N/A #N/A 1290.3390 Surrender $ Value 792.6330 #N/A #N/A #N/A #N/A #N/A #N/A Cumulative No Surrender #N/A #N/A #N/A #N/A 29.03% W/ Surrender #N/A #N/A #N/A #N/A #N/A Annualized No Surrender #N/A #N/A #N/A #N/A 29.03% W/ Surrender #N/A #N/A #N/A #N/A #N/A LSA Mid Cap Value Range Y 25 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 0.666667 #N/A -- -- -- -- 0 9 FEE 31-Dec-00 0.666667 #N/A -- #N/A -- -- -- 0 10 FEE 31-Dec-01 0.666667 11.347886 0.05875 0.058748 0.058748 0.058748 0.058748 0 --------------------------------------------------------------- Units #N/A #N/A #N/A #N/A #DIV/0! $ Value #N/A #N/A #N/A #N/A #DIV/0! Surrender $ Value #N/A #N/A #N/A #N/A #DIV/0! #N/A #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Aggressive Growth - ServiceRanges Z 26 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 5.178478 0.12874 200.831209 0 1 FEE 31-Dec-92 0.666667 5.873998 0.11349 0.113495 0 2 FEE 31-Dec-93 0.666667 7.349893 0.09070 0.090704 0 3 FEE 31-Dec-94 0.666667 6.674972 0.09988 0.099876 0 4 FEE 31-Dec-95 0.666667 8.693771 0.07668 0.076683 0 5 FEE 31-Dec-96 0.666667 10.270778 0.06491 101.258152 0.064909 0 6 FEE 31-Dec-97 0.666667 11.278299 0.05911 0.059111 0.059111 0 7 FEE 31-Dec-98 0.666667 12.453751 0.05353 83.508977 0.053531 0.053531 0 8 FEE 31-Dec-99 0.666667 22.472147 0.02967 0.029666 0.029666 0.029666 0 9 FEE 31-Dec-00 0.666667 19.611210 0.03399 53.030894 0.033994 0.033994 0.033994 0 10 FEE 31-Dec-01 0.666667 13.255549 0.05029 0.050293 0.050293 0.050293 0.050293 0 --------------------------------------------------------------- Units 52.980601 83.395023 101.031556 200.158947 #DIV/0! $ Value 702.2869 1105.4468 1339.2287 2653.2167 #DIV/0! Surrender $ Value 630.0369 1041.6968 1292.4787 2653.2167 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Global Securities - ServiceRanges AA 27 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 3.975886 0.16768 261.576916 0 1 FEE 31-Dec-92 0.666667 3.629557 0.18368 0.183677 0 2 FEE 31-Dec-93 0.666667 6.075475 0.10973 0.109731 0 3 FEE 31-Dec-94 0.666667 5.629205 0.11843 0.118430 0 4 FEE 31-Dec-95 0.666667 5.656271 0.11786 0.117863 0 5 FEE 31-Dec-96 0.666667 6.547561 0.10182 158.837772 0.101819 0 6 FEE 31-Dec-97 0.666667 7.877611 0.08463 0.084628 0.084628 0 7 FEE 31-Dec-98 0.666667 8.833774 0.07547 117.729976 0.075468 0.075468 0 8 FEE 31-Dec-99 0.666667 13.759012 0.04845 0.048453 0.048453 0.048453 0 9 FEE 31-Dec-00 0.666667 14.212634 0.04691 73.174332 0.046907 0.046907 0.046907 0 10 FEE 31-Dec-01 0.666667 12.283492 0.05427 0.054273 0.054273 0.054273 0.054273 0 --------------------------------------------------------------- Units 73.120059 117.580343 158.528043 260.635667 #DIV/0! $ Value 898.1697 1444.2972 1947.2779 3201.5161 #DIV/0! Surrender $ Value 825.9197 1380.5472 1900.5279 3201.5161 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer High Income - Service ClassRange BB 28 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 6.217768 0.10722 167.262593 0 1 FEE 31-Dec-92 0.666667 7.184801 0.09279 0.092788 0 2 FEE 31-Dec-93 0.666667 8.920489 0.07473 0.074734 0 3 FEE 31-Dec-94 0.666667 8.488347 0.07854 0.078539 0 4 FEE 31-Dec-95 0.666667 10.041574 0.06639 0.066391 0 5 FEE 31-Dec-96 0.666667 11.372840 0.05862 91.445936 0.058619 0 6 FEE 31-Dec-97 0.666667 12.541938 0.05315 0.053155 0.053155 0 7 FEE 31-Dec-98 0.666667 12.363082 0.05392 84.121419 0.053924 0.053924 0 8 FEE 31-Dec-99 0.666667 12.670826 0.05261 0.052614 0.052614 0.052614 0 9 FEE 31-Dec-00 0.666667 10.768901 0.06191 96.574386 0.061907 0.061907 0.061907 0 10 FEE 31-Dec-01 0.666667 10.793648 0.06176 0.061765 0.061765 0.061765 0.061765 0 --------------------------------------------------------------- Units 96.512621 83.945133 91.162571 166.608157 #DIV/0! $ Value 1041.7233 906.0742 983.9767 1798.3098 #DIV/0! Surrender $ Value 969.4733 842.3242 937.2267 1798.3098 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Main Street Growth & IncomeRangervicCCClass29 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 7.130392 0.09350 0.093496 0 5 FEE 31-Dec-96 0.666667 9.284839 0.07180 112.010558 0.071802 0 6 FEE 31-Dec-97 0.666667 12.088402 0.05515 0.055149 0.055149 0 7 FEE 31-Dec-98 0.666667 12.438430 0.05360 83.611838 0.053597 0.053597 0 8 FEE 31-Dec-99 0.666667 14.877615 0.04481 0.044810 0.044810 0.044810 0 9 FEE 31-Dec-00 0.666667 13.342317 0.04997 77.947481 0.049966 0.049966 0.049966 0 10 FEE 31-Dec-01 0.666667 11.780386 0.05659 0.056591 0.056591 0.056591 0.056591 0 --------------------------------------------------------------- Units 77.890890 83.460471 111.750444 #N/A #DIV/0! $ Value 917.5847 983.1966 1316.4634 #N/A #DIV/0! Surrender $ Value 845.3347 919.4466 1269.7134 #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Main Street Small Cap - SerRangeClasDD 30 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 10.151504 0.06567 102.447874 0.065672 0.065672 0 8 FEE 31-Dec-99 0.666667 14.621890 0.04559 0.045594 0.045594 0.045594 0 9 FEE 31-Dec-00 0.666667 11.735025 0.05681 88.623586 0.056810 0.056810 0.056810 0 10 FEE 31-Dec-01 0.666667 11.497607 0.05798 0.057983 0.057983 0.057983 0.057983 0 --------------------------------------------------------------- Units 88.565603 102.287487 #N/A #N/A #DIV/0! $ Value 1018.2925 1176.0613 #N/A #N/A #DIV/0! Surrender $ Value 946.0425 1112.3113 #N/A #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Multiple Strategies - ServiRangeass EE 31 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 5.203906 0.12811 199.849882 0 1 FEE 31-Dec-92 0.666667 5.573245 0.11962 0.119619 0 2 FEE 31-Dec-93 0.666667 6.350679 0.10498 0.104976 0 3 FEE 31-Dec-94 0.666667 6.119922 0.10893 0.108934 0 4 FEE 31-Dec-95 0.666667 7.299372 0.09133 0.091332 0 5 FEE 31-Dec-96 0.666667 8.284334 0.08047 125.538154 0.080473 0 6 FEE 31-Dec-97 0.666667 9.543634 0.06985 0.069855 0.069855 0 7 FEE 31-Dec-98 0.666667 10.003125 0.06665 103.967510 0.066646 0.066646 0 8 FEE 31-Dec-99 0.666667 10.990444 0.06066 0.060659 0.060659 0.060659 0 9 FEE 31-Dec-00 0.666667 11.497305 0.05798 90.455981 0.057985 0.057985 0.057985 0 10 FEE 31-Dec-01 0.666667 11.548451 0.05773 0.057728 0.057728 0.057728 0.057728 0 --------------------------------------------------------------- Units 90.398253 103.791139 125.225283 199.031677 #DIV/0! $ Value 1043.9598 1198.6269 1446.1580 2298.5076 #DIV/0! Surrender $ Value 971.7098 1134.8769 1399.4080 2298.5076 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Strategic Bond - Service ClRange FF 32 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! EAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 7.479551 0.08913 0.089132 0 3 FEE 31-Dec-94 0.666667 7.073250 0.09425 0.094252 0 4 FEE 31-Dec-95 0.666667 8.017157 0.08315 0.083155 0 5 FEE 31-Dec-96 0.666667 8.828030 0.07552 117.806577 0.075517 0 6 FEE 31-Dec-97 0.666667 9.431046 0.07069 0.070689 0.070689 0 7 FEE 31-Dec-98 0.666667 9.536809 0.06990 109.051151 0.069905 0.069905 0 8 FEE 31-Dec-99 0.666667 9.637159 0.06918 0.069177 0.069177 0.069177 0 9 FEE 31-Dec-00 0.666667 9.721258 0.06858 106.982039 0.068578 0.068578 0.068578 0 10 FEE 31-Dec-01 0.666667 10.009504 0.06660 0.066603 0.066603 0.066603 0.066603 0 --------------------------------------------------------------- Units 106.915435 108.846793 117.461626 #N/A #DIV/0! $ Value 1070.1705 1089.5024 1175.7326 #N/A #DIV/0! Surrender $ Value 997.9205 1025.7524 1128.9826 #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Van Kampen LIT Emerging Growth - Class Range GG 33 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 6.263516 0.10644 0.106436 0 5 FEE 31-Dec-96 0.666667 7.172586 0.09295 144.996519 0.092946 0 6 FEE 31-Dec-97 0.666667 8.480128 0.07862 0.078615 0.078615 0 7 FEE 31-Dec-98 0.666667 11.452668 0.05821 90.808535 0.058211 0.058211 0 8 FEE 31-Dec-99 0.666667 22.981046 0.02901 0.029009 0.029009 0.029009 0 9 FEE 31-Dec-00 0.666667 20.270528 0.03289 51.306014 0.032888 0.032888 0.032888 0 10 FEE 31-Dec-01 0.666667 13.634175 0.04890 0.048897 0.048897 0.048897 0.048897 0 --------------------------------------------------------------- Units 51.257118 90.697740 144.748898 #N/A #DIV/0! $ Value 698.8485 1236.5889 1973.5318 #N/A #DIV/0! Surrender $ Value 626.5985 1172.8389 1926.7818 #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Van Kampen LIT Growth and Income - ClasRange HH 34 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 6.858360 0.09720 151.639751 0.097205 0 6 FEE 31-Dec-97 0.666667 8.227265 0.08103 0.081031 0.081031 0 7 FEE 31-Dec-98 0.666667 9.664462 0.06898 107.610750 0.068981 0.068981 0 8 FEE 31-Dec-99 0.666667 10.723471 0.06217 0.062169 0.062169 0.062169 0 9 FEE 31-Dec-00 0.666667 12.564043 0.05306 82.775903 0.053061 0.053061 0.053061 0 10 FEE 31-Dec-01 0.666667 11.537557 0.05778 0.057782 0.057782 0.057782 0.057782 0 --------------------------------------------------------------- Units 82.718120 107.437737 151.316725 #N/A #DIV/0! $ Value 954.3650 1239.5690 1745.8253 #N/A #DIV/0! Surrender $ Value 882.1150 1175.8190 1699.0753 #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Van Kampen UIF Active International AllRangeon -IIlass 35 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 0.666667 16.705472 0.03991 0.039907 0.039907 0.039907 0 9 FEE 31-Dec-00 0.666667 14.133778 0.04717 73.582591 0.047168 0.047168 0.047168 0 10 FEE 31-Dec-01 0.666667 11.115187 0.05998 0.059978 0.059978 0.059978 0.059978 0 -------------------------------------------------------------- Units 73.522613 #N/A #N/A #N/A #DIV/0! $ Value 817.2176 #N/A #N/A #N/A #DIV/0! Surrender $ Value 744.9676 #N/A #N/A #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Van Kampen UIF Emerging Markets Debt - Range II JJ 36 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 9.694752 0.06877 0.068766 0.068766 0 7 FEE 31-Dec-98 0.666667 6.816875 0.09780 152.562574 0.097797 0.097797 0 8 FEE 31-Dec-99 0.666667 8.658736 0.07699 0.076994 0.076994 0.076994 0 9 FEE 31-Dec-00 0.666667 9.468852 0.07041 109.833800 0.070406 0.070406 0.070406 0 10 FEE 31-Dec-01 0.666667 10.235141 0.06514 0.065135 0.065135 0.065135 0.065135 0 --------------------------------------------------------------- Units 109.768665 152.350040 #N/A #N/A #DIV/0! $ Value 1123.4978 1559.3241 #N/A #N/A #DIV/0! Surrender $ Value 1051.2478 1495.5741 #N/A #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Van Kampen UIF U.S. Real Estate - ClassRange KK 37 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 8.591138 0.07760 0.077599 0.077599 0 7 FEE 31-Dec-98 0.666667 7.518403 0.08867 138.327248 0.088671 0.088671 0 8 FEE 31-Dec-99 0.666667 7.272682 0.09167 0.091667 0.091667 0.091667 0 9 FEE 31-Dec-00 0.666667 9.230844 0.07222 112.665754 0.072222 0.072222 0.072222 0 10 FEE 31-Dec-01 0.666667 9.953565 0.06698 0.066978 0.066978 0.066978 0.066978 0 --------------------------------------------------------------- Units 112.598776 138.096382 #N/A #N/A #DIV/0! $ Value 1120.7592 1374.5513 #N/A #N/A #DIV/0! Surrender $ Value 1048.5092 1310.8013 #N/A #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Plus $ 1,000.00 Date 12/31/01 End 12/31/01 Putnam II - NY Plus Base The George Putnam Fund of Boston - ClasRange A 1 SubAccount Inception 12/10/99 4/30/98 Portfolio Inception NO. YEARS 2.06 3.67 SubAccount 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 ------------------ Inception Date 12/10/99 10.396841 96.1831 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 0.000000 10.589021 0.00000 94.437437 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 10.379101 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 11.199153 0.00000 89.292467 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 11.071649 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 ------------------ --------------------------------------------------------------- Units 89.292467 94.437437 #N/A #N/A 96.183062 $ Value 988.6149 1045.5782 #N/A #N/A 1064.9051 Cumulative SubAccount -1.14% #N/A #N/A #N/A 6.49% Portfolio -1.14% 4.56% #N/A #N/A Annualized SubAccount -1.14% #N/A #N/A #N/A 3.10% Portfolio -1.14% 1.50% #N/A #N/A Global Asset Allocation - Class IB Range B 2 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.06 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 13.188323 75.8247 0 EEDB Charge 31-Dec-91 0.000000 5.794737 0.00000 172.570386 0 1 EEDB Charge 31-Dec-92 0.000000 6.052871 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 6.988178 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 6.696138 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 8.206738 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 9.325095 0.00000 107.237513 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 10.966912 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 12.248057 0.00000 81.645603 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 13.473393 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 12.616888 0.00000 79.258847 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 11.359697 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 --------------------------------------------------------------- Units 79.258847 81.645603 107.237513 172.570386 75.824652 $ Value 900.3565 927.4693 1218.1857 1960.3473 861.3451 Cumulative SubAccount -9.96% #N/A #N/A #N/A -13.87% Portfolio -9.96% -7.25% 21.82% 96.03% Annualized SubAccount -9.96% #N/A #N/A #N/A -6.99% Portfolio -9.96% -2.48% 4.03% 6.96% Growth and Income - Class IB Range CC 3 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.06 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 12.395321 80.6756 0 EEDB Charge 31-Dec-91 0.000000 4.663440 0.00000 214.433980 0 1 EEDB Charge 31-Dec-92 0.000000 5.029989 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 5.648406 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 5.570324 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 7.484087 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 8.967114 0.00000 111.518600 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 10.940641 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 12.414870 0.00000 80.548568 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 12.397856 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 13.170389 0.00000 75.927902 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 12.132879 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 --------------------------------------------------------------- Units 75.927902 80.548568 111.518600 214.433980 80.675603 $ Value 921.2240 977.2860 1353.0417 2601.7015 978.8273 Cumulative SubAccount -7.88% #N/A #N/A #N/A -2.12% Portfolio -7.88% -2.27% 35.30% 160.17% Annualized SubAccount -7.88% #N/A #N/A #N/A -1.03% Portfolio -7.88% -0.76% 6.23% 10.03% Health Sciences - Class IB Range D 4 SubAccount Inception 12/10/99 4/30/98 Portfolio Inception NO. YEARS 2.06 3.67 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 10.740550 93.1051 0 EEDB Charge 31-Dec-91 0.000000 #N/A #N/A #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A #N/A #N/A 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A #N/A #N/A 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A #N/A #N/A 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A #N/A #N/A 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A #N/A #N/A #N/A 0 6 EEDB Charge 31-Dec-97 0.000000 #N/A #N/A #N/A #N/A 0 7 EEDB Charge 31-Dec-98 0.000000 12.098227 0.00000 82.656740 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 11.432627 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 15.641070 0.00000 63.934245 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 12.352251 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 --------------------------------------------------------------- Units 63.934245 82.656740 #N/A #N/A 93.105102 $ Value 789.7318 1020.9968 #N/A #N/A 1150.0576 Cumulative SubAccount -21.03% #N/A #N/A #N/A 15.01% Portfolio -21.03% 2.10% #N/A #N/A Annualized SubAccount -21.03% #N/A #N/A #N/A 7.02% Portfolio -21.03% 0.70% #N/A #N/A High Yield - Class IB Range E 5 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.060 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 10-Dec-99 11.603399 86.1816 0 EEDB Charge 31-Dec-91 0.000000 6.231415 0.00000 160.477195 0 1 EEDB Charge 31-Dec-92 0.000000 7.286328 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 8.561887 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 8.335401 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 9.692379 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 10.745240 0.00000 93.064464 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 12.074364 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 11.182291 0.00000 89.427113 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 11.645345 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 10.487257 0.00000 95.353818 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 10.697632 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 --------------------------------------------------------------- Units 95.353818 89.427113 93.064464 160.477195 86.181644 $ Value 1020.0601 956.6583 995.5694 1716.7260 921.9395 Cumulative SubAccount 2.01% #N/A #N/A #N/A -7.81% Portfolio 2.01% -4.33% -0.44% 71.67% Annualized SubAccount 2.01% #N/A #N/A #N/A -3.87% Portfolio 2.01% -1.47% -0.09% 5.55% Income - Class IB Range F 6 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.060 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 8.827145 113.2869 0 EEDB Charge 31-Dec-91 0.000000 6.070744 0.00000 164.724456 0 1 EEDB Charge 31-Dec-92 0.000000 6.412985 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 7.013194 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 6.665525 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 7.889756 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 7.940946 0.00000 125.929581 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 8.478164 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 9.028466 0.00000 110.760787 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 8.693974 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 9.224327 0.00000 108.408993 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 9.740455 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 --------------------------------------------------------------- Units 108.408993 110.760787 125.929581 164.724456 113.286912 $ Value 1055.9529 1078.8605 1226.6114 1604.4911 1103.4661 Cumulative SubAccount 5.60% #N/A #N/A #N/A 10.35% Portfolio 5.60% 7.89% 22.66% 60.45% Annualized SubAccount 5.60% #N/A #N/A #N/A 4.89% Portfolio 5.60% 2.56% 4.17% 4.84% International Growth - Class IB Range G 7 SubAccount Inception 12/10/99 1/2/97 Portfolio Inception NO. YEARS 2.060 5.00 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.500190 64.5153 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 9.187999 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 10.713806 0.00000 93.337512 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 16.875477 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 15.021628 0.00000 66.570681 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 11.735962 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 --------------------------------------------------------------- Units 66.570681 93.337512 #N/A #N/A 64.515338 $ Value 781.2710 1095.4055 #N/A #N/A 757.1496 Cumulative SubAccount -21.87% #N/A #N/A #N/A -24.29% Portfolio -21.87% 9.54% #N/A #N/A Annualized SubAccount -21.87% #N/A #N/A #N/A -12.63% Portfolio -21.87% 3.08% #N/A #N/A Investors - Class IB Range H 8 SubAccount Inception 12/10/99 4/30/98 Portfolio Inception NO. YEARS 2.060 3.67 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 20.396533 49.0279 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 0.000000 17.067746 0.00000 58.590045 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 21.835588 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 17.486872 0.00000 57.185756 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 12.945249 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 --------------------------------------------------------------- Units 57.185756 58.590045 #N/A #N/A 49.027940 $ Value 740.2839 758.4627 #N/A #N/A 634.6789 Cumulative SubAccount -25.97% #N/A #N/A #N/A -36.53% Portfolio -25.97% -24.15% #N/A #N/A Annualized SubAccount -25.97% #N/A #N/A #N/A -19.80% Portfolio -25.97% -8.80% #N/A #N/A Money Market - Class IB Range I 9 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.060 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 9.400516 106.3771 0 EEDB Charge 31-Dec-91 0.000000 7.609263 0.00000 131.418772 0 1 EEDB Charge 31-Dec-92 0.000000 7.745058 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 7.823867 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 7.983012 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 8.273790 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 8.544501 0.00000 117.034336 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 8.835498 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 9.141397 0.00000 109.392470 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 9.419903 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 9.806633 0.00000 101.971798 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 10.019752 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 --------------------------------------------------------------- Units 101.971798 109.392470 117.034336 131.418772 106.377139 $ Value 1021.7321 1096.0854 1172.6550 1316.7835 1065.8726 Cumulative SubAccount 2.17% #N/A #N/A #N/A 6.59% Portfolio 2.17% 9.61% 17.27% 31.68% Annualized SubAccount 2.17% #N/A #N/A #N/A 3.14% Portfolio 2.17% 3.11% 3.24% 2.79% New Opportunities - Class IB Range J 10 SubAccount Inception 12/10/99 5/2/94 Portfolio Inception NO. YEARS 2.060 7.67 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 25.154696 39.7540 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 7.395748 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 10.529717 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 11.400599 0.00000 87.714689 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 13.813028 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 16.888618 0.00000 59.211476 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 28.108333 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 20.417213 0.00000 48.978281 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 14.036953 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 --------------------------------------------------------------- Units 48.978281 59.211476 87.714689 #N/A 39.754009 $ Value 687.5058 831.1487 1231.2470 #N/A 558.0251 Cumulative SubAccount -31.25% #N/A #N/A #N/A -44.20% Portfolio -31.25% -16.89% 23.12% #N/A Annualized SubAccount -31.25% #N/A #N/A #N/A -24.66% Portfolio -31.25% -5.98% 4.25% #N/A New Value - Class IB Range K 11 SubAccount Inception 12/10/99 1/2/97 Portfolio Inception NO. YEARS 2.060 5.00 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 9.791243 102.1321 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 9.597824 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 10.023282 0.00000 99.767721 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 9.890776 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 11.913982 0.00000 83.934993 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 12.114010 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 --------------------------------------------------------------- Units 83.934993 99.767721 #N/A #N/A 102.132079 $ Value 1016.7893 1208.5872 #N/A #N/A 1237.2290 Cumulative SubAccount 1.68% #N/A #N/A #N/A 23.72% Portfolio 1.68% 20.86% #N/A #N/A Annualized SubAccount 1.68% #N/A #N/A #N/A 10.88% Portfolio 1.68% 6.52% #N/A #N/A Research - Class IB Range L 12 SubAccount Inception 12/10/99 9/29/98 Portfolio Inception NO. YEARS 2.060 3.26 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 nception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.872285 63.0029 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 0.000000 13.442455 0.00000 74.391173 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 16.894463 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 16.299741 0.00000 61.350668 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 13.019754 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 --------------------------------------------------------------- Units 61.350668 74.391173 #N/A #N/A 63.002901 $ Value 798.7706 968.5548 #N/A #N/A 820.2823 Cumulative SubAccount -20.12% #N/A #N/A #N/A -17.97% Portfolio -20.12% -3.14% #N/A #N/A Annualized SubAccount -20.12% #N/A #N/A #N/A -9.17% Portfolio -20.12% -1.06% #N/A #N/A Utilities Growth and Income - Class IB Range M 13 SubAccount Inception 12/10/99 5/1/92 Portfolio Inception NO. YEARS 2.060 9.67 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.290102 65.4018 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 7.379854 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 8.227087 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 7.517563 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 9.684055 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 11.020607 0.00000 90.739104 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 13.765433 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 15.561560 0.00000 64.260910 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 15.195393 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 17.576459 0.00000 56.894281 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 13.436583 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 --------------------------------------------------------------- Units 56.894281 64.260910 90.739104 #N/A 65.401787 $ Value 764.4647 863.4470 1219.2235 #N/A 878.7765 Cumulative SubAccount -23.55% #N/A #N/A #N/A -12.12% Portfolio -23.55% -13.66% 21.92% #N/A Annualized SubAccount -23.55% #N/A #N/A #N/A -6.08% Portfolio -23.55% -4.78% 4.04% #N/A Vista - Class IB Range N 14 SubAccount Inception 12/10/99 1/2/97 Portfolio Inception NO. YEARS 2.060 5.00 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 19.834054 50.4183 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 12.651155 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 14.880150 0.00000 67.203624 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 22.347343 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 21.097611 0.00000 47.398732 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 13.806386 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 --------------------------------------------------------------- Units 47.398732 67.203624 #N/A #N/A 50.418336 $ Value 654.4052 927.8392 #N/A #N/A 696.0950 Cumulative SubAccount -34.56% #N/A #N/A #N/A -30.39% Portfolio -34.56% -7.22% #N/A #N/A Annualized SubAccount -34.56% #N/A #N/A #N/A -16.12% Portfolio -34.56% -2.47% #N/A #N/A Voyager - Class IB Range O 15 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.060 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 18.655794 53.6027 0 EEDB Charge 31-Dec-91 0.000000 4.556352 0.00000 219.473825 0 1 EEDB Charge 31-Dec-92 0.000000 4.941628 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 5.764578 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 5.723960 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 7.913195 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 8.785245 0.00000 113.827218 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 10.923020 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 13.351674 0.00000 74.896975 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 20.765313 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 17.059114 0.00000 58.619692 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 13.026085 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 --------------------------------------------------------------- Units 58.619692 74.896975 113.827218 219.473825 53.602650 $ Value 763.5851 975.6144 1482.7230 2858.8847 698.2327 Cumulative SubAccount -23.64% #N/A #N/A #N/A -30.18% Portfolio -23.64% -2.44% 48.27% 185.89% Annualized SubAccount -23.64% #N/A #N/A #N/A -16.00% Portfolio -23.64% -0.82% 8.20% 11.08% Franklin Growth and Income Securities -Ranges 2 P 16 SubAccount Inception TBD 1/24/89 Portfolio Inception NO. YEARS #VALUE! 12.94 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 4.004548 0.00000 249.716073 0 1 EEDB Charge 31-Dec-92 0.000000 4.324885 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 4.684119 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 4.757410 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 6.204164 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 6.955676 0.00000 143.767479 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 8.724776 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 9.279386 0.00000 107.765751 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 9.495232 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 11.071102 0.00000 90.325245 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 11.418719 0.00000 0.000000 0.000000 0.000000 0.000000 0 --------------------------------------------------------------- Units 90.325245 107.765751 143.767479 249.716073 #DIV/0! $ Value 1031.3986 1230.5468 1641.6404 2851.4377 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 3.14% 23.05% 64.16% 185.14% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 3.14% 7.16% 10.42% 11.05% Franklin Small Cap - Class 2 Range Q 17 SubAccount Inception 9/19/00 10/31/95 Portfolio Inception NO. YEARS 1.282 6.17 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 21.311964 46.9220 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 7.336194 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 9.296553 0.00000 107.566751 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 10.717515 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 10.418975 0.00000 95.978731 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 20.135245 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 16.888343 0.00000 59.212440 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 14.085790 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 --------------------------------------------------------------- Units 59.212440 95.978731 107.566751 #N/A 46.922001 $ Value 834.0540 1351.9363 1515.1627 #N/A 660.9335 Cumulative SubAccount -16.59% #N/A #N/A #N/A -33.91% Portfolio -16.59% 35.19% 51.52% #N/A Annualized SubAccount -16.59% #N/A #N/A #N/A -27.60% Portfolio -16.59% 10.57% 8.67% #N/A Franklin Small Cap Value Securities - CRange2 RR 18 SubAccount Inception TBD 4/30/98 Portfolio Inception NO. YEARS #VALUE! 3.67 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 0.000000 8.515646 0.00000 117.430903 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 8.497772 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 10.456146 0.00000 95.637532 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 11.710545 0.00000 0.000000 0.000000 0.000000 0.000000 0 --------------------------------------------------------------- Units 95.637532 117.430903 #N/A #N/A #DIV/0! $ Value 1119.9676 1375.1799 #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 12.00% 37.52% #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 12.00% 11.20% #N/A #N/A Mutual Shares Securities - Class II Range S 19 SubAccount Inception 9/19/00 11/8/96 Portfolio Inception NO. YEARS 1.282 5.15 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 10.028379 99.7170 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 7.523394 0.00000 132.918733 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 8.696124 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 8.545180 0.00000 117.025036 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 9.537409 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 10.651171 0.00000 93.886391 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 11.220567 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 --------------------------------------------------------------- Units 93.886391 117.025036 132.918733 #N/A 99.717013 $ Value 1053.4585 1313.0873 1491.4236 #N/A 1118.8814 Cumulative SubAccount 5.35% #N/A #N/A #N/A 11.89% Portfolio 5.35% 31.31% 49.14% #N/A Annualized SubAccount 5.35% #N/A #N/A #N/A 9.16% Portfolio 5.35% 9.50% 8.32% #N/A Templeton Developing Markets SecuritiesRangeass 2T 20 SubAccount Inception 9/19/00 3/4/96 Portfolio Inception NO. YEARS 1.282 5.83 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 12.302298 81.2856 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 20.541627 0.00000 48.681636 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 14.277479 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 11.096508 0.00000 90.118441 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 16.739740 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 11.197273 0.00000 89.307459 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 10.129153 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 ---------------------------------------- Units 89.307459 90.118441 48.681636 #N/A 81.285626 $ Value 904.6089 912.8235 493.1037 #N/A 823.3545 Cumulative SubAccount -9.54% #N/A #N/A #N/A -17.66% Portfolio -9.54% -8.72% -50.69% #N/A Annualized SubAccount -9.54% #N/A #N/A #N/A -14.07% Portfolio -9.54% -2.99% -13.19% #N/A Templeton Foreign Securities - Class 2 Range U 21 SubAccount Inception 5/22/00 5/1/92 Portfolio Inception NO. YEARS 1.611 9.67 0.6110 YEAR YEAR YEAR YEAR 1.611 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 22-May-00 Inception Date 5/22/00 13.107378 76.2929 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 5.112922 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 7.397430 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 7.100857 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 8.073076 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 9.834565 0.00000 101.682179 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 11.000037 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 11.809048 0.00000 84.680831 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 14.323233 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 13.763609 0.00000 72.655362 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 11.378583 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 --------------------------------------------------------------- Units 72.655362 84.680831 101.682179 #N/A 76.292909 $ Value 826.7151 963.5479 1156.9991 #N/A 868.1052 Cumulative SubAccount -17.33% #N/A #N/A #N/A -13.19% Portfolio -17.33% -3.65% 15.70% #N/A Annualized SubAccount -17.33% #N/A #N/A #N/A -8.41% Portfolio -17.33% -1.23% 2.96% #N/A Templeton Global Income Securities - ClRange V 22 SubAccount Inception TBD 1/24/89 Portfolio Inception NO. YEARS #VALUE! 12.94 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 7.274285 0.00000 137.470556 0 1 EEDB Charge 31-Dec-92 0.000000 7.113085 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 8.148518 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 7.601016 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 8.557635 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 9.211683 0.00000 108.557796 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 9.267555 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 9.742959 0.00000 102.638223 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 9.004674 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 9.230738 0.00000 108.333700 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 9.287729 0.00000 0.000000 0.000000 0.000000 0.000000 0 --------------------------------------------------------------- Units 108.333700 102.638223 108.557796 137.470556 #DIV/0! $ Value 1006.1740 953.2760 1008.2554 1276.7893 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 0.62% -4.67% 0.83% 27.68% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 0.62% -1.58% 0.16% 2.47% LSA Aggressive Growth Range W 23 SubAccount Inception TBD 8/14/01 Portfolio Inception NO. YEARS #VALUE! 0.38 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 0.000000 #N/A -- #N/A -- -- 0 8 EEDB Charge 31-Dec-99 0.000000 #N/A -- -- -- -- 0 9 EEDB Charge 31-Dec-00 0.000000 #N/A -- #N/A -- -- -- 0 10 EEDB Charge 31-Dec-01 0.000000 13.568395 0.00000 0.000000 0.000000 0.000000 0.000000 0 --------------------------------------------------------------- Units #N/A #N/A #N/A #N/A #DIV/0! $ Value #N/A #N/A #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio #N/A #N/A #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio #N/A #N/A #N/A #N/A LSA Focused Equity Range X 24 SubAccount Inception 6/21/02 10/1/99 Portfolio Inception NO. YEARS -0.471 2.25 0.5288 YEAR YEAR YEAR YEAR -0.471 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 21-Jun-02 Inception Date 6/21/02 10.973774 91.1264 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 0.000000 #N/A -- #N/A -- -- 0 8 EEDB Charge 31-Dec-99 0.000000 18.845292 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 16.359418 0.00000 61.126869 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 13.615277 0.00000 0.000000 0.000000 0.000000 0.000000 0 --------------------------------------------------------------- Units 61.126869 #N/A #N/A #N/A 91.126353 $ Value 832.2593 #N/A #N/A #N/A 1240.7105 Cumulative SubAccount #N/A #N/A #N/A #N/A 24.07% Portfolio -16.77% #N/A #N/A #N/A Annualized SubAccount #N/A #N/A #N/A #N/A 24.07% Portfolio -16.77% #N/A #N/A #N/A LSA Mid Cap Value Range Y 25 SubAccount Inception TBD 8/14/01 Portfolio Inception NO. YEARS #VALUE! 0.38 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 0.000000 #N/A -- #N/A -- -- 0 8 EEDB Charge 31-Dec-99 0.000000 #N/A -- -- -- -- 0 9 EEDB Charge 31-Dec-00 0.000000 #N/A -- #N/A -- -- -- 0 10 EEDB Charge 31-Dec-01 0.000000 11.347886 0.00000 0.000000 0.000000 0.000000 0.000000 0 --------------------------------------------------------------- Units #N/A #N/A #N/A #N/A #DIV/0! $ Value #N/A #N/A #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio #N/A #N/A #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio #N/A #N/A #N/A #N/A Oppenheimer Aggressive Growth - ServiceRanges Z 26 SubAccount Inception TBD 8/15/86 Portfolio Inception NO. YEARS #VALUE! 15.39 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 5.178478 0.00000 193.106932 0 1 EEDB Charge 31-Dec-92 0.000000 5.873998 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 7.349893 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 6.674972 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 8.693771 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 10.270778 0.00000 97.363608 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 11.278299 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 12.453751 0.00000 80.297093 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 22.472147 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 19.611210 0.00000 50.991244 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 13.255549 0.00000 0.000000 0.000000 0.000000 0.000000 0 --------------------------------------------------------------- Units 50.991244 80.297093 97.363608 193.106932 #DIV/0! $ Value 675.9169 1064.3820 1290.6081 2559.7384 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -32.41% 6.44% 29.06% 155.97% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -32.41% 2.10% 5.23% 9.85% Oppenheimer Global Securities - ServiceRanges AA 27 SubAccount Inception TBD 11/12/90 Portfolio Inception NO. YEARS #VALUE! 11.14 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 3.975886 0.00000 251.516266 0 1 EEDB Charge 31-Dec-92 0.000000 3.629557 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 6.075475 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 5.629205 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 5.656271 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 6.547561 0.00000 152.728627 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 7.877611 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 8.833774 0.00000 113.201900 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 13.759012 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 14.212634 0.00000 70.359935 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 12.283492 0.00000 0.000000 0.000000 0.000000 0.000000 0 --------------------------------------------------------------- Units 70.359935 113.201900 152.728627 251.516266 #DIV/0! $ Value 864.2657 1390.5146 1876.0409 3089.4980 #DIV/0! 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UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 6.217768 0.00000 160.829417 0 1 EEDB Charge 31-Dec-92 0.000000 7.184801 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 8.920489 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 8.488347 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 10.041574 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 11.372840 0.00000 87.928785 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 12.541938 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 12.363082 0.00000 80.885980 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 12.670826 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 10.768901 0.00000 92.859986 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 10.793648 0.00000 0.000000 0.000000 0.000000 0.000000 0 --------------------------------------------------------------- Units 92.859986 80.885980 87.928785 160.829417 #DIV/0! $ Value 1002.2980 873.0548 949.0724 1735.9361 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 0.23% -12.69% -5.09% 73.59% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 0.23% -4.42% -1.04% 5.67% Oppenheimer Main Street Growth & IncomeRangervicCCClass29 SubAccount Inception TBD 7/5/95 Portfolio Inception NO. YEARS #VALUE! 6.50 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 7.130392 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 9.284839 0.00000 107.702460 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 12.088402 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 12.438430 0.00000 80.395999 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 14.877615 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 13.342317 0.00000 74.949501 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 11.780386 0.00000 0.000000 0.000000 0.000000 0.000000 0 --------------------------------------------------------------- Units 74.949501 80.395999 107.702460 #N/A #DIV/0! $ Value 882.9341 947.0959 1268.7766 #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -11.71% -5.29% 26.88% #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -11.71% -1.80% 4.88% #N/A Oppenheimer Main Street Small Cap - SerRangeClasDD 30 SubAccount Inception TBD 5/1/98 Portfolio Inception NO. YEARS #VALUE! 3.67 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 0.000000 10.151504 0.00000 98.507571 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 14.621890 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 11.735025 0.00000 85.214987 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 11.497607 0.00000 0.000000 0.000000 0.000000 0.000000 0 --------------------------------------------------------------- Units 85.214987 98.507571 #N/A #N/A #DIV/0! $ Value 979.7684 1132.6013 #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! 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UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 5.203906 0.00000 192.163348 0 1 EEDB Charge 31-Dec-92 0.000000 5.573245 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 6.350679 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 6.119922 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 7.299372 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 8.284334 0.00000 120.709764 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 9.543634 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 10.003125 0.00000 99.968760 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 10.990444 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 11.497305 0.00000 86.976905 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 11.548451 0.00000 0.000000 0.000000 0.000000 0.000000 0 --------------------------------------------------------------- Units 86.976905 99.968760 120.709764 192.163348 #DIV/0! $ Value 1004.4485 1154.4843 1394.0108 2219.1890 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 0.44% 15.45% 39.40% 121.92% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 0.44% 4.90% 6.87% 8.30% Oppenheimer Strategic Bond - Service ClRange FF 32 SubAccount Inception TBD 5/3/93 Portfolio Inception NO. YEARS #VALUE! 8.67 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 7.479551 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 7.073250 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 8.017157 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 8.828030 0.00000 113.275555 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 9.431046 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 9.536809 0.00000 104.856876 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 9.637159 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 9.721258 0.00000 102.867345 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 10.009504 0.00000 0.000000 0.000000 0.000000 0.000000 0 --------------------------------------------------------------- Units 102.867345 104.856876 113.275555 #N/A #DIV/0! $ Value 1029.6511 1049.5653 1133.8321 #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 2.97% 4.96% 13.38% #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 2.97% 1.63% 2.54% #N/A Van Kampen LIT Emerging Growth - Class Range GG 33 SubAccount Inception TBD 7/3/95 Portfolio Inception NO. YEARS #VALUE! 6.50 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 6.263516 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 7.172586 0.00000 139.419730 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 8.480128 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 11.452668 0.00000 87.315899 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 22.981046 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 20.270528 0.00000 49.332706 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 13.634175 0.00000 0.000000 0.000000 0.000000 0.000000 0 --------------------------------------------------------------- Units 49.332706 87.315899 139.419730 #N/A #DIV/0! $ Value 672.6107 1190.4802 1900.8730 #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -32.74% 19.05% 90.09% #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -32.74% 5.98% 13.71% #N/A Van Kampen LIT Growth and Income - ClasRange HH 34 SubAccount Inception TBD 12/23/96 Portfolio Inception NO. YEARS #VALUE! 5.02 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 6.858360 0.00000 145.807453 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 8.227265 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 9.664462 0.00000 103.471875 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 10.723471 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 12.564043 0.00000 79.592214 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 11.537557 0.00000 0.000000 0.000000 0.000000 0.000000 0 --------------------------------------------------------------- Units 79.592214 103.471875 145.807453 #N/A #DIV/0! $ Value 918.2997 1193.8127 1682.2618 #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -8.17% 19.38% 68.23% #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -8.17% 6.08% 10.96% #N/A Van Kampen UIF Active International AllRangeon -IIlass 35 SubAccount Inception TBD 8/31/99 Portfolio Inception NO. YEARS #VALUE! 2.34 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 0.000000 #N/A -- #N/A -- -- 0 8 EEDB Charge 31-Dec-99 0.000000 16.705472 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 14.133778 0.00000 70.752491 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 11.115187 0.00000 0.000000 0.000000 0.000000 0.000000 0 --------------------------------------------------------------- Units 70.752491 #N/A #N/A #N/A #DIV/0! $ Value 786.4272 #N/A #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! 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UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 9.694752 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 6.816875 0.00000 146.694783 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 8.658736 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 9.468852 0.00000 105.609423 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 10.235141 0.00000 0.000000 0.000000 0.000000 0.000000 0 --------------------------------------------------------------- Units 105.609423 146.694783 #N/A #N/A #DIV/0! $ Value 1080.9273 1501.4418 #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 8.09% 50.14% #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 8.09% 14.51% #N/A #N/A Van Kampen UIF U.S. Real Estate - ClassRange KK 37 SubAccount Inception TBD 3/3/97 Portfolio Inception NO. YEARS #VALUE! 4.83 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 8.591138 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 7.518403 0.00000 133.006970 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 7.272682 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 9.230844 0.00000 108.332456 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 9.953565 0.00000 0.000000 0.000000 0.000000 0.000000 0 --------------------------------------------------------------- Units 108.332456 133.006970 #N/A #N/A #DIV/0! $ Value 1078.2941 1323.8935 #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 7.83% 32.39% #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 7.83% 9.80% #N/A #N/A Plus $ 1,040.00 Date 12/31/01 End 12/31/01 Putnam II - NY Plus Base The George Putnam Fund of Boston - ClasRange A 1 Portfolio Inception 4/30/98 NO. YEARS 3.674 0.6740 YEAR YEAR YEAR YEAR 3.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 30-Apr-98 ------------------ Inception Date 4/30/98 10.322279 96.8778 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 10.589021 0.06296 98.214934 0.062958 0.062958 0.062958 8 FEE 31-Dec-99 0.666667 10.379101 0.06423 0.064232 0.064232 0.064232 0.064232 9 FEE 31-Dec-00 0.666667 11.199153 0.05953 92.864166 0.059528 0.059528 0.059528 0.059528 10 FEE 31-Dec-01 0.666667 11.071649 0.06021 0.060214 0.060214 0.060214 0.060214 0.060214 ------------------ --------------------------------------------------------------- Units 92.803952 98.030960 #N/A #N/A 96.630899 $ Value 1027.4928 1085.3644 #N/A #N/A 1069.8634 1000*(1+T)= Surrender $ Value 955.2428 1021.6144 #N/A #N/A 1006.1134 Cumulative No Surrender 2.75% 8.54% #N/A #N/A 6.99% T W/ Surrender -4.48% 2.16% #N/A #N/A 0.61% Annualized No Surrender 2.75% 2.77% #N/A #N/A 1.86% R W/ Surrender -4.48% 0.72% #N/A #N/A 0.17% Global Asset Allocation - Class IB Range B 2 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 2/1/88 4.196447 238.2968 0 FEE 31-Dec-91 0.666667 5.794737 0.11505 179.473201 0.115047 1 FEE 31-Dec-92 0.666667 6.052871 0.11014 0.110141 0.110141 2 FEE 31-Dec-93 0.666667 6.988178 0.09540 0.095399 0.095399 3 FEE 31-Dec-94 0.666667 6.696138 0.09956 0.099560 0.099560 4 FEE 31-Dec-95 0.666667 8.206738 0.08123 0.081234 0.081234 5 FEE 31-Dec-96 0.666667 9.325095 0.07149 111.527014 0.071492 0.071492 6 FEE 31-Dec-97 0.666667 10.966912 0.06079 0.060789 0.060789 0.060789 7 FEE 31-Dec-98 0.666667 12.248057 0.05443 84.911427 0.054430 0.054430 0.054430 8 FEE 31-Dec-99 0.666667 13.473393 0.04948 0.049480 0.049480 0.049480 0.049480 9 FEE 31-Dec-00 0.666667 12.616888 0.05284 82.429201 0.052839 0.052839 0.052839 0.052839 10 FEE 31-Dec-01 0.666667 11.359697 0.05869 0.058687 0.058687 0.058687 0.058687 0.058687 --------------------------------------------------------------- Units 82.370514 84.750421 111.250788 178.739150 237.447728 $ Value 935.7041 962.7391 1263.7752 2030.4226 2697.3342 Surrender $ Value 863.4541 898.9891 1217.0252 2030.4226 2697.3342 Cumulative No Surrender -6.43% -3.73% 26.38% 103.04% 169.73% W/ Surrender -13.65% -10.10% 21.70% 103.04% 169.73% Annualized No Surrender -6.43% -1.26% 4.79% 7.34% 7.39% W/ Surrender -13.65% -3.49% 4.01% 7.34% 7.39% Growth and Income - Class IB Range CC 3 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 2/1/88 2.825225 353.9541 0 FEE 31-Dec-91 0.666667 4.663440 0.14296 223.011339 0.142956 1 FEE 31-Dec-92 0.666667 5.029989 0.13254 0.132538 0.132538 2 FEE 31-Dec-93 0.666667 5.648406 0.11803 0.118027 0.118027 3 FEE 31-Dec-94 0.666667 5.570324 0.11968 0.119682 0.119682 4 FEE 31-Dec-95 0.666667 7.484087 0.08908 0.089078 0.089078 5 FEE 31-Dec-96 0.666667 8.967114 0.07435 115.979344 0.074346 0.074346 6 FEE 31-Dec-97 0.666667 10.940641 0.06093 0.060935 0.060935 0.060935 7 FEE 31-Dec-98 0.666667 12.414870 0.05370 83.770511 0.053699 0.053699 0.053699 8 FEE 31-Dec-99 0.666667 12.397856 0.05377 0.053773 0.053773 0.053773 0.053773 9 FEE 31-Dec-00 0.666667 13.170389 0.05062 78.965018 0.050619 0.050619 0.050619 0.050619 10 FEE 31-Dec-01 0.666667 12.132879 0.05495 0.054947 0.054947 0.054947 0.054947 0.054947 --------------------------------------------------------------- Units 78.910071 83.611172 115.705372 222.203696 353.003510 $ Value 957.4063 1014.4442 1403.8393 2695.9706 4282.9489 Surrender $ Value 885.1563 950.6942 1357.0893 2695.9706 4282.9489 Cumulative No Surrender -4.26% 1.44% 40.38% 169.60% 328.29% W/ Surrender -11.48% -4.93% 35.71% 169.60% 328.29% Annualized No Surrender -4.26% 0.48% 7.02% 10.43% 11.01% W/ Surrender -11.48% -1.67% 6.30% 10.43% 11.01% Health Sciences - Class IB Range D 4 Portfolio Inception 4/30/98 NO. YEARS 3.674 0.6740 YEAR YEAR YEAR YEAR 3.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 30-Apr-98 Inception Date 4/30/98 11.177746 89.4635 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 12.098227 0.05510 85.963009 0.055104 0.055104 0.055104 8 FEE 31-Dec-99 0.666667 11.432627 0.05831 0.058313 0.058313 0.058313 0.058313 9 FEE 31-Dec-00 0.666667 15.641070 0.04262 66.491615 0.042623 0.042623 0.042623 0.042623 10 FEE 31-Dec-01 0.666667 12.352251 0.05397 0.053971 0.053971 0.053971 0.053971 0.053971 --------------------------------------------------------------- Units 66.437643 85.808103 #N/A #N/A 89.253464 $ Value 820.6544 1059.9232 #N/A #N/A 1102.4812 Surrender $ Value 748.4044 996.1732 #N/A #N/A 1038.7312 Cumulative No Surrender -17.93% 5.99% #N/A #N/A 10.25% W/ Surrender -25.16% -0.38% #N/A #N/A 3.87% Annualized No Surrender -17.93% 1.96% #N/A #N/A 2.69% W/ Surrender -25.16% -0.13% #N/A #N/A 1.04% High Yield - Class IB Range E 5 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 01-Feb-88 4.883982 204.7510 0 FEE 31-Dec-91 0.666667 6.231415 0.10698 166.896283 0.106985 1 FEE 31-Dec-92 0.666667 7.286328 0.09150 0.091496 0.091496 2 FEE 31-Dec-93 0.666667 8.561887 0.07786 0.077864 0.077864 3 FEE 31-Dec-94 0.666667 8.335401 0.07998 0.079980 0.079980 4 FEE 31-Dec-95 0.666667 9.692379 0.06878 0.068783 0.068783 5 FEE 31-Dec-96 0.666667 10.745240 0.06204 96.787042 0.062043 0.062043 6 FEE 31-Dec-97 0.666667 12.074364 0.05521 0.055213 0.055213 0.055213 7 FEE 31-Dec-98 0.666667 11.182291 0.05962 93.004197 0.059618 0.059618 0.059618 8 FEE 31-Dec-99 0.666667 11.645345 0.05725 0.057247 0.057247 0.057247 0.057247 9 FEE 31-Dec-00 0.666667 10.487257 0.06357 99.167971 0.063569 0.063569 0.063569 0.063569 10 FEE 31-Dec-01 0.666667 10.697632 0.06232 0.062319 0.062319 0.062319 0.062319 0.062319 --------------------------------------------------------------- Units 99.105652 92.821062 96.489075 166.218150 203.965842 $ Value 1060.1958 992.9656 1032.2046 1778.1406 2181.9515 Surrender $ Value 987.9458 929.2156 985.4546 1778.1406 2181.9515 Cumulative No Surrender 6.02% -0.70% 3.22% 77.81% 118.20% W/ Surrender -1.21% -7.08% -1.45% 77.81% 118.20% Annualized No Surrender 6.02% -0.24% 0.64% 5.92% 5.76% W/ Surrender -1.21% -2.42% -0.29% 5.92% 5.76% Income - Class IB Range F 6 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 2/1/88 4.395394 227.5109 0 FEE 31-Dec-91 0.666667 6.070744 0.10982 171.313434 0.109816 1 FEE 31-Dec-92 0.666667 6.412985 0.10396 0.103956 0.103956 2 FEE 31-Dec-93 0.666667 7.013194 0.09506 0.095059 0.095059 3 FEE 31-Dec-94 0.666667 6.665525 0.10002 0.100017 0.100017 4 FEE 31-Dec-95 0.666667 7.889756 0.08450 0.084498 0.084498 5 FEE 31-Dec-96 0.666667 7.940946 0.08395 130.966764 0.083953 0.083953 6 FEE 31-Dec-97 0.666667 8.478164 0.07863 0.078633 0.078633 0.078633 7 FEE 31-Dec-98 0.666667 9.028466 0.07384 115.191219 0.073841 0.073841 0.073841 8 FEE 31-Dec-99 0.666667 8.693974 0.07668 0.076681 0.076681 0.076681 0.076681 9 FEE 31-Dec-00 0.666667 9.224327 0.07227 112.745353 0.072273 0.072273 0.072273 0.072273 10 FEE 31-Dec-01 0.666667 9.740455 0.06844 0.068443 0.068443 0.068443 0.068443 0.068443 --------------------------------------------------------------- Units 112.676910 114.973821 130.596893 170.476080 226.563720 $ Value 1097.5244 1119.8973 1272.0732 1660.5146 2206.8337 Surrender $ Value 1025.2744 1056.1473 1225.3232 1660.5146 2206.8337 Cumulative No Surrender 9.75% 11.99% 27.21% 66.05% 120.68% W/ Surrender 2.53% 5.61% 22.53% 66.05% 120.68% Annualized No Surrender 9.75% 3.85% 4.93% 5.20% 5.85% W/ Surrender 2.53% 1.84% 4.15% 5.20% 5.85% International Growth - Class IB Range G 7 Portfolio Inception 1/2/97 NO. YEARS 4.997 0.9973 YEAR YEAR YEAR YEAR 4.997 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 02-Jan-97 Inception Date 1/2/97 8.050219 124.2202 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 9.187999 0.07256 0.072558 0.072558 0.072558 7 FEE 31-Dec-98 0.666667 10.713806 0.06223 97.071013 0.062225 0.062225 0.062225 8 FEE 31-Dec-99 0.666667 16.875477 0.03951 0.039505 0.039505 0.039505 0.039505 9 FEE 31-Dec-00 0.666667 15.021628 0.04438 69.233508 0.044380 0.044380 0.044380 0.044380 10 FEE 31-Dec-01 0.666667 11.735962 0.05681 0.056805 0.056805 0.056805 0.056805 0.056805 --------------------------------------------------------------- Units 69.176702 96.930322 #N/A #N/A 123.944749 $ Value 811.8552 1137.5706 #N/A #N/A 1454.6109 Surrender $ Value 739.6052 1073.8206 #N/A #N/A 1399.3609 Cumulative No Surrender -18.81% 13.76% #N/A #N/A 45.46% W/ Surrender -26.04% 7.38% #N/A #N/A 39.94% Annualized No Surrender -18.81% 4.39% #N/A #N/A 7.79% W/ Surrender -26.04% 2.40% #N/A #N/A 6.96% Investors - Class IB Range H 8 Portfolio Inception 4/30/98 NO. YEARS 3.674 0.6740 YEAR YEAR YEAR YEAR 3.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 30-Apr-98 Inception Date 4/30/98 14.802660 67.5554 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 17.067746 0.03906 60.933646 0.039060 0.039060 0.039060 8 FEE 31-Dec-99 0.666667 21.835588 0.03053 0.030531 0.030531 0.030531 0.030531 9 FEE 31-Dec-00 0.666667 17.486872 0.03812 59.473187 0.038124 0.038124 0.038124 0.038124 10 FEE 31-Dec-01 0.666667 12.945249 0.05150 0.051499 0.051499 0.051499 0.051499 0.051499 --------------------------------------------------------------- Units 59.421688 60.813492 #N/A #N/A 67.396212 $ Value 769.2285 787.2458 #N/A #N/A 872.4607 Surrender $ Value 696.9785 723.4958 #N/A #N/A 808.7107 Cumulative No Surrender -23.08% -21.28% #N/A #N/A -12.75% W/ Surrender -30.30% -27.65% #N/A #N/A -19.13% Annualized No Surrender -23.08% -7.66% #N/A #N/A -3.65% W/ Surrender -30.30% -10.23% #N/A #N/A -5.62% Money Market - Class IB Range I 9 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 2/1/88 6.178681 161.8468 0 FEE 31-Dec-91 0.666667 7.609263 0.08761 136.675523 0.087613 1 FEE 31-Dec-92 0.666667 7.745058 0.08608 0.086076 0.086076 2 FEE 31-Dec-93 0.666667 7.823867 0.08521 0.085209 0.085209 3 FEE 31-Dec-94 0.666667 7.983012 0.08351 0.083511 0.083511 4 FEE 31-Dec-95 0.666667 8.273790 0.08058 0.080576 0.080576 5 FEE 31-Dec-96 0.666667 8.544501 0.07802 121.715709 0.078023 0.078023 6 FEE 31-Dec-97 0.666667 8.835498 0.07545 0.075453 0.075453 0.075453 7 FEE 31-Dec-98 0.666667 9.141397 0.07293 113.768169 0.072928 0.072928 0.072928 8 FEE 31-Dec-99 0.666667 9.419903 0.07077 0.070772 0.070772 0.070772 0.070772 9 FEE 31-Dec-00 0.666667 9.806633 0.06798 106.050670 0.067981 0.067981 0.067981 0.067981 10 FEE 31-Dec-01 0.666667 10.019752 0.06654 0.066535 0.066535 0.066535 0.066535 0.066535 --------------------------------------------------------------- Units 105.984135 113.562881 121.362039 135.908458 160.992163 $ Value 1061.9347 1137.8719 1216.0175 1361.7690 1613.1015 Surrender $ Value 989.6847 1074.1219 1169.2675 1361.7690 1613.1015 Cumulative No Surrender 6.19% 13.79% 21.60% 36.18% 61.31% W/ Surrender -1.03% 7.41% 16.93% 36.18% 61.31% Annualized No Surrender 6.19% 4.40% 3.99% 3.14% 3.49% W/ Surrender -1.03% 2.41% 3.18% 3.14% 3.49% New Opportunities - Class IB Range J 10 Portfolio Inception 5/2/94 NO. YEARS 7.671 0.6712 YEAR YEAR YEAR YEAR 7.671 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 02-May-94 Inception Date 5/2/94 6.914874 144.6158 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 7.395748 0.09014 0.090142 0.090142 4 FEE 31-Dec-95 0.666667 10.529717 0.06331 0.063313 0.063313 5 FEE 31-Dec-96 0.666667 11.400599 0.05848 91.223277 0.058476 0.058476 6 FEE 31-Dec-97 0.666667 13.813028 0.04826 0.048264 0.048264 0.048264 7 FEE 31-Dec-98 0.666667 16.888618 0.03947 61.579935 0.039474 0.039474 0.039474 8 FEE 31-Dec-99 0.666667 28.108333 0.02372 0.023718 0.023718 0.023718 0.023718 9 FEE 31-Dec-00 0.666667 20.417213 0.03265 50.937412 0.032652 0.032652 0.032652 0.032652 10 FEE 31-Dec-01 0.666667 14.036953 0.04749 0.047494 0.047494 0.047494 0.047494 0.047494 --------------------------------------------------------------- Units 50.889919 61.476071 91.031675 #N/A 144.212262 $ Value 714.3394 862.9367 1277.8073 #N/A 2024.3007 Surrender $ Value 642.0894 799.1867 1231.0573 #N/A 2003.0507 Cumulative No Surrender -28.57% -13.71% 27.78% #N/A 102.43% W/ Surrender -35.79% -20.08% 23.11% #N/A 100.31% Annualized No Surrender -28.57% -4.80% 5.03% #N/A 9.63% W/ Surrender -35.79% -7.20% 4.25% #N/A 9.48% New Value - Class IB Range K 11 Portfolio Inception 1/2/97 NO. YEARS 4.997 0.9973 YEAR YEAR YEAR YEAR 4.997 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 02-Jan-97 Inception Date 1/2/97 8.303799 120.4268 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 9.597824 0.06946 0.069460 0.069460 0.069460 7 FEE 31-Dec-98 0.666667 10.023282 0.06651 103.758430 0.066512 0.066512 0.066512 8 FEE 31-Dec-99 0.666667 9.890776 0.06740 0.067403 0.067403 0.067403 0.067403 9 FEE 31-Dec-00 0.666667 11.913982 0.05596 87.292393 0.055957 0.055957 0.055957 0.055957 10 FEE 31-Dec-01 0.666667 12.114010 0.05503 0.055033 0.055033 0.055033 0.055033 0.055033 --------------------------------------------------------------- Units 87.237360 103.580037 #N/A #N/A 120.112443 $ Value 1056.7943 1254.7696 #N/A #N/A 1455.0433 Surrender $ Value 984.5443 1191.0196 #N/A #N/A 1399.7933 Cumulative No Surrender 5.68% 25.48% #N/A #N/A 45.50% W/ Surrender -1.55% 19.10% #N/A #N/A 39.98% Annualized No Surrender 5.68% 7.86% #N/A #N/A 7.79% W/ Surrender -1.55% 6.00% #N/A #N/A 6.96% Research - Class IB Range L 12 Portfolio Inception 9/29/98 NO. YEARS 3.258 0.2575 YEAR YEAR YEAR YEAR 3.258 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 29-Sep-98 Inception Date 9/29/98 11.324132 88.3070 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 13.442455 0.04959 77.366820 0.049594 0.049594 0.049594 8 FEE 31-Dec-99 0.666667 16.894463 0.03946 0.039461 0.039461 0.039461 0.039461 9 FEE 31-Dec-00 0.666667 16.299741 0.04090 63.804695 0.040900 0.040900 0.040900 0.040900 10 FEE 31-Dec-01 0.666667 13.019754 0.05120 0.051204 0.051204 0.051204 0.051204 0.051204 --------------------------------------------------------------- Units 63.753491 77.235255 #N/A #N/A 88.125830 $ Value 830.0548 1005.5840 #N/A #N/A 1147.3766 Surrender $ Value 757.8048 941.8340 #N/A #N/A 1083.6266 Cumulative No Surrender -16.99% 0.56% #N/A #N/A 14.74% W/ Surrender -24.22% -5.82% #N/A #N/A 8.36% Annualized No Surrender -16.99% 0.19% #N/A #N/A 4.31% W/ Surrender -24.22% -1.98% #N/A #N/A 2.50% Utilities Growth and Income - Class IB Range M 13 Portfolio Inception 5/1/92 NO. YEARS 9.674 0.6740 YEAR YEAR YEAR YEAR 9.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-May-92 Inception Date 5/1/92 6.970473 143.4623 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 7.379854 0.09034 0.090336 0.090336 2 FEE 31-Dec-93 0.666667 8.227087 0.08103 0.081033 0.081033 3 FEE 31-Dec-94 0.666667 7.517563 0.08868 0.088681 0.088681 4 FEE 31-Dec-95 0.666667 9.684055 0.06884 0.068842 0.068842 5 FEE 31-Dec-96 0.666667 11.020607 0.06049 94.368668 0.060493 0.060493 6 FEE 31-Dec-97 0.666667 13.765433 0.04843 0.048430 0.048430 0.048430 7 FEE 31-Dec-98 0.666667 15.561560 0.04284 66.831346 0.042841 0.042841 0.042841 8 FEE 31-Dec-99 0.666667 15.195393 0.04387 0.043873 0.043873 0.043873 0.043873 9 FEE 31-Dec-00 0.666667 17.576459 0.03793 59.170052 0.037930 0.037930 0.037930 0.037930 10 FEE 31-Dec-01 0.666667 13.436583 0.04962 0.049616 0.049616 0.049616 0.049616 0.049616 --------------------------------------------------------------- Units 59.120437 66.699928 94.145978 #N/A 142.850213 $ Value 794.3767 896.2191 1265.0003 #N/A 1919.4187 Surrender $ Value 722.1267 832.4691 1218.2503 #N/A 1919.4187 Cumulative No Surrender -20.56% -10.38% 26.50% #N/A 91.94% W/ Surrender -27.79% -16.75% 21.83% #N/A 91.94% Annualized No Surrender -20.56% -3.59% 4.81% #N/A 6.97% W/ Surrender -27.79% -5.93% 4.03% #N/A 6.97% Vista - Class IB Range N 14 Portfolio Inception 1/2/97 NO. YEARS 4.997 0.9973 YEAR YEAR YEAR YEAR 4.997 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 02-Jan-97 Inception Date 1/2/97 10.447116 95.7202 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 12.651155 0.05270 0.052696 0.052696 0.052696 7 FEE 31-Dec-98 0.666667 14.880150 0.04480 69.891769 0.044802 0.044802 0.044802 8 FEE 31-Dec-99 0.666667 22.347343 0.02983 0.029832 0.029832 0.029832 0.029832 9 FEE 31-Dec-00 0.666667 21.097611 0.03160 49.294681 0.031599 0.031599 0.031599 0.031599 10 FEE 31-Dec-01 0.666667 13.806386 0.04829 0.048287 0.048287 0.048287 0.048287 0.048287 --------------------------------------------------------------- Units 49.246394 69.782051 #N/A #N/A 95.512980 $ Value 679.9147 963.4379 #N/A #N/A 1318.6891 Surrender $ Value 607.6647 899.6879 #N/A #N/A 1263.4391 Cumulative No Surrender -32.01% -3.66% #N/A #N/A 31.87% W/ Surrender -39.23% -10.03% #N/A #N/A 26.34% Annualized No Surrender -32.01% -1.23% #N/A #N/A 5.69% W/ Surrender -39.23% -3.46% #N/A #N/A 4.79% Voyager - Class IB Range O 15 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 2/1/88 2.499220 400.1248 0 FEE 31-Dec-91 0.666667 4.556352 0.14632 228.252778 0.146316 1 FEE 31-Dec-92 0.666667 4.941628 0.13491 0.134908 0.134908 2 FEE 31-Dec-93 0.666667 5.764578 0.11565 0.115649 0.115649 3 FEE 31-Dec-94 0.666667 5.723960 0.11647 0.116469 0.116469 4 FEE 31-Dec-95 0.666667 7.913195 0.08425 0.084247 0.084247 5 FEE 31-Dec-96 0.666667 8.785245 0.07588 118.380307 0.075885 0.075885 6 FEE 31-Dec-97 0.666667 10.923020 0.06103 0.061033 0.061033 0.061033 7 FEE 31-Dec-98 0.666667 13.351674 0.04993 77.892854 0.049931 0.049931 0.049931 8 FEE 31-Dec-99 0.666667 20.765313 0.03210 0.032105 0.032105 0.032105 0.032105 9 FEE 31-Dec-00 0.666667 17.059114 0.03908 60.964479 0.039080 0.039080 0.039080 0.039080 10 FEE 31-Dec-01 0.666667 13.026085 0.05118 0.051179 0.051179 0.051179 0.051179 0.051179 --------------------------------------------------------------- Units 60.913300 77.770491 118.146979 227.492290 399.218036 $ Value 793.4618 1013.0450 1538.9926 2963.3339 5200.2481 Surrender $ Value 721.2118 949.2950 1492.2426 2963.3339 5200.2481 Cumulative No Surrender -20.65% 1.30% 53.90% 196.33% 420.02% W/ Surrender -27.88% -5.07% 49.22% 196.33% 420.02% Annualized No Surrender -20.65% 0.43% 9.01% 11.48% 12.57% W/ Surrender -27.88% -1.72% 8.33% 11.48% 12.57% Franklin Growth and Income Securities -Ranges 2 P 16 Portfolio Inception 1/24/89 NO. YEARS 12.942 0.9425 YEAR YEAR YEAR YEAR 12.942 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 24-Jan-89 Inception Date 1/24/89 3.272280 305.5973 0 FEE 31-Dec-91 0.666667 4.004548 0.16648 259.704716 0.166477 1 FEE 31-Dec-92 0.666667 4.324885 0.15415 0.154147 0.154147 2 FEE 31-Dec-93 0.666667 4.684119 0.14232 0.142325 0.142325 3 FEE 31-Dec-94 0.666667 4.757410 0.14013 0.140132 0.140132 4 FEE 31-Dec-95 0.666667 6.204164 0.10745 0.107455 0.107455 5 FEE 31-Dec-96 0.666667 6.955676 0.09584 149.518178 0.095845 0.095845 6 FEE 31-Dec-97 0.666667 8.724776 0.07641 0.076411 0.076411 0.076411 7 FEE 31-Dec-98 0.666667 9.279386 0.07184 112.076381 0.071844 0.071844 0.071844 8 FEE 31-Dec-99 0.666667 9.495232 0.07021 0.070211 0.070211 0.070211 0.070211 9 FEE 31-Dec-00 0.666667 11.071102 0.06022 93.938255 0.060217 0.060217 0.060217 0.060217 10 FEE 31-Dec-01 0.666667 11.418719 0.05838 0.058384 0.058384 0.058384 0.058384 0.058384 --------------------------------------------------------------- Units 93.879871 111.887570 149.181112 258.727746 304.453874 $ Value 1071.9879 1277.6127 1703.4572 2954.3394 3476.4732 Surrender $ Value 999.7379 1213.8627 1656.7072 2954.3394 3476.4732 Cumulative No Surrender 7.20% 27.76% 70.35% 195.43% 247.65% W/ Surrender -0.03% 21.39% 65.67% 195.43% 247.65% Annualized No Surrender 7.20% 8.51% 11.24% 11.44% 10.11% W/ Surrender -0.03% 6.67% 10.62% 11.44% 10.11% Franklin Small Cap - Class 2 Range Q 17 Portfolio Inception 10/31/95 NO. YEARS 6.173 0.1726 YEAR YEAR YEAR YEAR 6.173 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 31-Oct-95 Inception Date 10/31/95 7.193336 139.0176 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 7.336194 0.09087 0.090874 0.090874 5 FEE 31-Dec-96 0.666667 9.296553 0.07171 111.869421 0.071711 0.071711 6 FEE 31-Dec-97 0.666667 10.717515 0.06220 0.062203 0.062203 0.062203 7 FEE 31-Dec-98 0.666667 10.418975 0.06399 99.817880 0.063986 0.063986 0.063986 8 FEE 31-Dec-99 0.666667 20.135245 0.03311 0.033109 0.033109 0.033109 0.033109 9 FEE 31-Dec-00 0.666667 16.888343 0.03947 61.580938 0.039475 0.039475 0.039475 0.039475 10 FEE 31-Dec-01 0.666667 14.085790 0.04733 0.047329 0.047329 0.047329 0.047329 0.047329 --------------------------------------------------------------- Units 61.533609 99.697967 111.623318 #N/A 138.608870 $ Value 866.7495 1404.3246 1572.3026 #N/A 1952.4154 Surrender $ Value 794.4995 1340.5746 1525.5526 #N/A 1918.4154 Cumulative No Surrender -13.33% 40.43% 57.23% #N/A 95.24% W/ Surrender -20.55% 34.06% 52.56% #N/A 91.84% Annualized No Surrender -13.33% 11.98% 9.47% #N/A 11.45% W/ Surrender -20.55% 10.26% 8.81% #N/A 11.13% Franklin Small Cap Value Securities - CRange2 RR 18 Portfolio Inception 4/30/98 NO. YEARS 3.674 0.6740 YEAR YEAR YEAR YEAR 3.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 30-Apr-98 Inception Date 4/30/98 11.067504 90.3546 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 8.515646 0.07829 122.128139 0.078287 0.078287 0.078287 8 FEE 31-Dec-99 0.666667 8.497772 0.07845 0.078452 0.078452 0.078452 0.078452 9 FEE 31-Dec-00 0.666667 10.456146 0.06376 99.463034 0.063758 0.063758 0.063758 0.063758 10 FEE 31-Dec-01 0.666667 11.710545 0.05693 0.056929 0.056929 0.056929 0.056929 0.056929 --------------------------------------------------------------- Units 99.406105 121.929000 #N/A #N/A 90.077183 $ Value 1164.0997 1427.8550 #N/A #N/A 1054.8529 Surrender $ Value 1091.8497 1364.1050 #N/A #N/A 991.1029 Cumulative No Surrender 16.41% 42.79% #N/A #N/A 5.49% W/ Surrender 9.18% 36.41% #N/A #N/A -0.89% Annualized No Surrender 16.41% 12.61% #N/A #N/A 1.46% W/ Surrender 9.18% 10.90% #N/A #N/A -0.24% Mutual Shares Securities - Class II Range S 19 Portfolio Inception 11/8/96 NO. YEARS 5.148 0.1479 YEAR YEAR YEAR YEAR 5.148 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 08-Nov-96 Inception Date 11/8/96 7.288360 137.2051 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 7.523394 0.08861 138.235483 0.088612 0.088612 6 FEE 31-Dec-97 0.666667 8.696124 0.07666 0.076663 0.076663 0.076663 7 FEE 31-Dec-98 0.666667 8.545180 0.07802 121.706038 0.078017 0.078017 0.078017 8 FEE 31-Dec-99 0.666667 9.537409 0.06990 0.069900 0.069900 0.069900 0.069900 9 FEE 31-Dec-00 0.666667 10.651171 0.06259 97.641846 0.062591 0.062591 0.062591 0.062591 10 FEE 31-Dec-01 0.666667 11.220567 0.05941 0.059415 0.059415 0.059415 0.059415 0.059415 --------------------------------------------------------------- Units 97.582431 121.514132 137.888898 #N/A 136.769880 $ Value 1094.9302 1363.4575 1547.1916 #N/A 1534.6356 Surrender $ Value 1022.6802 1299.7075 1500.4416 #N/A 1487.8856 Cumulative No Surrender 9.49% 36.35% 54.72% #N/A 53.46% W/ Surrender 2.27% 29.97% 50.04% #N/A 48.79% Annualized No Surrender 9.49% 10.89% 9.12% #N/A 8.68% W/ Surrender 2.27% 9.13% 8.45% #N/A 8.02% Templeton Developing Markets SecuritiesRangeass 2T 20 Portfolio Inception 3/4/96 NO. YEARS 5.830 0.8301 YEAR YEAR YEAR YEAR 5.830 TRANSACTION DATE $ VALUE NIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 04-Mar-96 Inception Date 3/4/96 22.118938 45.2101 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 20.541627 0.03245 50.628901 0.032454 0.032454 6 FEE 31-Dec-97 0.666667 14.277479 0.04669 0.046694 0.046694 0.046694 7 FEE 31-Dec-98 0.666667 11.096508 0.06008 93.723178 0.060079 0.060079 0.060079 8 FEE 31-Dec-99 0.666667 16.739740 0.03983 0.039825 0.039825 0.039825 0.039825 9 FEE 31-Dec-00 0.666667 11.197273 0.05954 92.879757 0.059538 0.059538 0.059538 0.059538 10 FEE 31-Dec-01 0.666667 10.129153 0.06582 0.065817 0.065817 0.065817 0.065817 0.065817 ------------------------------------------------- Units 92.813941 93.557998 50.356948 #N/A 44.905720 $ Value 940.1266 947.6633 510.0732 #N/A 454.8569 Surrender $ Value 867.8766 883.9133 463.3232 #N/A 408.1069 Cumulative No Surrender -5.99% -5.23% -48.99% #N/A -54.51% W/ Surrender -13.21% -11.61% -53.67% #N/A -59.19% Annualized No Surrender -5.99% -1.78% -12.60% #N/A -12.64% W/ Surrender -13.21% -4.03% -14.26% #N/A -14.25% Templeton Foreign Securities - Class 2 Range U 21 Portfolio Inception 5/1/92 NO. YEARS 9.674 0.6740 YEAR YEAR YEAR YEAR 9.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-May-92 Inception Date 5/1/92 5.512864 181.3939 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 5.112922 0.13039 0.130389 0.130389 2 FEE 31-Dec-93 0.666667 7.397430 0.09012 0.090121 0.090121 3 FEE 31-Dec-94 0.666667 7.100857 0.09389 0.093885 0.093885 4 FEE 31-Dec-95 0.666667 8.073076 0.08258 0.082579 0.082579 5 FEE 31-Dec-96 0.666667 9.834565 0.06779 105.749466 0.067788 0.067788 6 FEE 31-Dec-97 0.666667 11.000037 0.06061 0.060606 0.060606 0.060606 7 FEE 31-Dec-98 0.666667 11.809048 0.05645 88.068064 0.056454 0.056454 0.056454 8 FEE 31-Dec-99 0.666667 14.323233 0.04654 0.046544 0.046544 0.046544 0.046544 9 FEE 31-Dec-00 0.666667 13.763609 0.04844 75.561577 0.048437 0.048437 0.048437 0.048437 10 FEE 31-Dec-01 0.666667 11.378583 0.05859 0.058590 0.058590 0.058590 0.058590 0.058590 --------------------------------------------------------------- Units 75.502987 87.914493 105.478836 #N/A 180.658525 $ Value 859.1170 1000.3424 1200.1997 #N/A 2055.6380 Surrender $ Value 786.8670 936.5924 1153.4497 #N/A 2055.6380 Cumulative No Surrender -14.09% 0.03% 20.02% #N/A 105.56% W/ Surrender -21.31% -6.34% 15.34% #N/A 105.56% Annualized No Surrender -14.09% 0.01% 3.72% #N/A 7.73% W/ Surrender -21.31% -2.16% 2.90% #N/A 7.73% Templeton Global Income Securities - ClRange V 22 Portfolio Inception 1/24/89 NO. YEARS 12.942 0.9425 YEAR YEAR YEAR YEAR 12.942 TRANSACTION DATE$ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 24-Jan-89 Inception Date 1/24/89 5.691151 175.7114 0 FEE 31-Dec-91 0.666667 7.274285 0.09165 142.969378 0.091647 1 FEE 31-Dec-92 0.666667 7.113085 0.09372 0.093724 0.093724 2 FEE 31-Dec-93 0.666667 8.148518 0.08181 0.081814 0.081814 3 FEE 31-Dec-94 0.666667 7.601016 0.08771 0.087708 0.087708 4 FEE 31-Dec-95 0.666667 8.557635 0.07790 0.077903 0.077903 5 FEE 31-Dec-96 0.666667 9.211683 0.07237 112.900107 0.072372 0.072372 6 FEE 31-Dec-97 0.666667 9.267555 0.07194 0.071936 0.071936 0.071936 7 FEE 31-Dec-98 0.666667 9.742959 0.06843 106.743752 0.068425 0.068425 0.068425 8 FEE 31-Dec-99 0.666667 9.004674 0.07404 0.074036 0.074036 0.074036 0.074036 9 FEE 31-Dec-00 0.666667 9.230738 0.07222 112.667048 0.072222 0.072222 0.072222 0.072222 10 FEE 31-Dec-01 0.666667 9.287729 0.07178 0.071779 0.071779 0.071779 0.071779 0.071779 --------------------------------------------------------------- Units 112.595269 106.525715 112.541709 142.197458 174.847814 $ Value 1045.7543 989.3820 1045.2569 1320.6915 1623.9391 Surrender $ Value 973.5043 925.6320 998.5069 1320.6915 1623.9391 Cumulative No Surrender 4.58% -1.06% 4.53% 32.07% 62.39% W/ Surrender -2.65% -7.44% -0.15% 32.07% 62.39% Annualized No Surrender 4.58% -0.36% 0.89% 2.82% 3.82% W/ Surrender -2.65% -2.54% -0.03% 2.82% 3.82% LSA Aggressive Growth Range W 23 Portfolio Inception 8/14/01 NO. YEARS 0.381 0.3808 YEAR YEAR YEAR YEAR 0.381 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 14-Aug-01 Inception Date 8/14/01 14.568732 68.6402 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 0.666667 #N/A -- -- -- -- 0 9 FEE 31-Dec-00 0.666667 #N/A -- #N/A -- -- -- 0 10 FEE 31-Dec-01 0.666667 13.568395 0.04913 0.049134 0.049134 0.049134 0.049134 0.049134 --------------------------------------------------------------- Units #N/A #N/A #N/A #N/A 68.591020 $ Value #N/A #N/A #N/A #N/A 930.6700 Surrender $ Value #N/A #N/A #N/A #N/A 858.4200 #N/A Cumulative No Surrender #N/A #N/A #N/A #N/A -6.93% W/ Surrender #N/A #N/A #N/A #N/A -14.16% Annualized No Surrender #N/A #N/A #N/A #N/A -6.93% W/ Surrender #N/A #N/A #N/A #N/A -14.16% LSA Focused Equity Range X 24 Portfolio Inception 10/1/99 NO. YEARS 2.252 0.2521 YEAR YEAR YEAR YEAR 2.252 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Oct-99 Inception Date 10/1/99 15.675228 63.7949 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 0.666667 18.845292 0.03538 0.035376 0.035376 0.035376 0.035376 9 FEE 31-Dec-00 0.666667 16.359418 0.04075 63.571944 0.040751 0.040751 0.040751 0.040751 10 FEE 31-Dec-01 0.666667 13.615277 0.04896 0.048965 0.048965 0.048965 0.048965 0.048965 --------------------------------------------------------------- Units 63.522979 #N/A #N/A #N/A 63.669834 $ Value 864.8830 #N/A #N/A #N/A 866.8824 Surrender $ Value 792.6330 #N/A #N/A #N/A 794.6324 Cumulative No Surrender -13.51% #N/A #N/A #N/A -13.31% W/ Surrender -20.74% #N/A #N/A #N/A -20.54% Annualized No Surrender -13.51% #N/A #N/A #N/A -6.15% W/ Surrender -20.74% #N/A #N/A #N/A -9.70% LSA Mid Cap Value Range Y 25 Portfolio Inception 8/14/01 NO. YEARS 0.381 0.3808 YEAR YEAR YEAR YEAR 0.381 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 14-Aug-01 Inception Date /14/01 10.662936 93.7828 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 0.666667 #N/A -- -- -- -- 0 9 FEE 31-Dec-00 0.666667 #N/A -- #N/A -- -- -- 0 10 FEE 31-Dec-01 0.666667 11.347886 0.05875 0.058748 0.058748 0.058748 0.058748 0.058748 --------------------------------------------------------------- Units #N/A #N/A #N/A #N/A 93.724052 $ Value #N/A #N/A #N/A #N/A 1063.5699 Surrender $ Value #N/A #N/A #N/A #N/A 991.3199 #N/A Cumulative No Surrender #N/A #N/A #N/A #N/A 6.36% W/ Surrender #N/A #N/A #N/A #N/A -0.87% Annualized No Surrender #N/A #N/A #N/A #N/A 6.36% W/ Surrender #N/A #N/A #N/A #N/A -0.87% Oppenheimer Aggressive Growth - ServiceRanges Z 26 Portfolio Inception 8/15/86 NO. YEARS 15.389 0.3890 YEAR YEAR YEAR YEAR 15.389 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 15-Aug-86 Inception Date 8/15/86 2.716030 368.1844 0 FEE 31-Dec-91 0.666667 5.178478 0.12874 200.831209 0.128738 1 FEE 31-Dec-92 0.666667 5.873998 0.11349 0.113495 0.113495 2 FEE 31-Dec-93 0.666667 7.349893 0.09070 0.090704 0.090704 3 FEE 31-Dec-94 0.666667 6.674972 0.09988 0.099876 0.099876 4 FEE 31-Dec-95 0.666667 8.693771 0.07668 0.076683 0.076683 5 FEE 31-Dec-96 0.666667 10.270778 0.06491 101.258152 0.064909 0.064909 6 FEE 31-Dec-97 0.666667 11.278299 0.05911 0.059111 0.059111 0.059111 7 FEE 31-Dec-98 0.666667 12.453751 0.05353 83.508977 0.053531 0.053531 0.053531 8 FEE 31-Dec-99 0.666667 22.472147 0.02967 0.029666 0.029666 0.029666 0.029666 9 FEE 31-Dec-00 0.666667 19.611210 0.03399 53.030894 0.033994 0.033994 0.033994 0.033994 10 FEE 31-Dec-01 0.666667 13.255549 0.05029 0.050293 0.050293 0.050293 0.050293 0.050293 --------------------------------------------------------------- Units 52.980601 83.395023 101.031556 200.158947 367.383445 $ Value 702.2869 1105.4468 1339.2287 2653.2167 4869.8693 Surrender $ Value 630.0369 1041.6968 1292.4787 2653.2167 4869.8693 Cumulative No Surrender -29.77% 10.54% 33.92% 165.32% 386.99% W/ Surrender -37.00% 4.17% 29.25% 165.32% 386.99% Annualized No Surrender -29.77% 3.40% 6.02% 10.25% 10.83% W/ Surrender -37.00% 1.37% 5.27% 10.25% 10.83% Oppenheimer Global Securities - ServiceRanges AA 27 Portfolio Inception 11/12/90 NO. YEARS 11.142 0.1425 YEAR YEAR YEAR YEAR 11.142 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 12-Nov-90 Inception Date 11/12/90 3.906719 255.9693 0 FEE 31-Dec-91 0.666667 3.975886 0.16768 261.576916 0.167678 1 FEE 31-Dec-92 0.666667 3.629557 0.18368 0.183677 0.183677 2 FEE 31-Dec-93 0.666667 6.075475 0.10973 0.109731 0.109731 3 FEE 31-Dec-94 0.666667 5.629205 0.11843 0.118430 0.118430 4 FEE 31-Dec-95 0.666667 5.656271 0.11786 0.117863 0.117863 5 FEE 31-Dec-96 0.666667 6.547561 0.10182 158.837772 0.101819 0.101819 6 FEE 31-Dec-97 0.666667 7.877611 0.08463 0.084628 0.084628 0.084628 7 FEE 31-Dec-98 0.666667 8.833774 0.07547 117.729976 0.075468 0.075468 0.075468 8 FEE 31-Dec-99 0.666667 13.759012 0.04845 0.048453 0.048453 0.048453 0.048453 9 FEE 31-Dec-00 0.666667 14.212634 0.04691 73.174332 0.046907 0.046907 0.046907 0.046907 10 FEE 31-Dec-01 0.666667 12.283492 0.05427 0.054273 0.054273 0.054273 0.054273 0.054273 --------------------------------------------------------------- Units 73.120059 117.580343 158.528043 260.635667 254.860340 $ Value 898.1697 1444.2972 1947.2779 3201.5161 3130.5750 Surrender $ Value 825.9197 1380.5472 1900.5279 3201.5161 3130.5750 Cumulative No Surrender -10.18% 44.43% 94.73% 220.15% 213.06% W/ Surrender -17.41% 38.05% 90.05% 220.15% 213.06% Annualized No Surrender -10.18% 13.04% 14.26% 12.34% 10.78% W/ Surrender -17.41% 11.35% 13.70% 12.34% 10.78% Oppenheimer High Income - Service ClassRange BB 28 Portfolio Inception 4/30/86 NO. YEARS 15.682 0.6822 YEAR YEAR YEAR YEAR 15.682 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 30-Apr-86 Inception Date 4/30/86 3.650289 273.9509 0 FEE 31-Dec-91 0.666667 6.217768 0.10722 167.262593 0.107220 1 FEE 31-Dec-92 0.666667 7.184801 0.09279 0.092788 0.092788 2 FEE 31-Dec-93 0.666667 8.920489 0.07473 0.074734 0.074734 3 FEE 31-Dec-94 0.666667 8.488347 0.07854 0.078539 0.078539 4 FEE 31-Dec-95 0.666667 10.041574 0.06639 0.066391 0.066391 5 FEE 31-Dec-96 0.666667 11.372840 0.05862 91.445936 0.058619 0.058619 6 FEE 31-Dec-97 0.666667 12.541938 0.05315 0.053155 0.053155 0.053155 7 FEE 31-Dec-98 0.666667 12.363082 0.05392 84.121419 0.053924 0.053924 0.053924 8 FEE 31-Dec-99 0.666667 12.670826 0.05261 0.052614 0.052614 0.052614 0.052614 9 FEE 31-Dec-00 0.666667 10.768901 0.06191 96.574386 0.061907 0.061907 0.061907 0.061907 10 FEE 31-Dec-01 0.666667 10.793648 0.06176 0.061765 0.061765 0.061765 0.061765 0.061765 --------------------------------------------------------------- Units 96.512621 83.945133 91.162571 166.608157 273.189256 $ Value 1041.7233 906.0742 983.9767 1798.3098 2948.7087 Surrender $ Value 969.4733 842.3242 937.2267 1798.3098 2948.7087 Cumulative No Surrender 4.17% -9.39% -1.60% 79.83% 194.87% W/ Surrender -3.05% -15.77% -6.28% 79.83% 194.87% Annualized No Surrender 4.17% -3.23% -0.32% 6.04% 7.14% W/ Surrender -3.05% -5.56% -1.29% 6.04% 7.14% Oppenheimer Main Street Growth & IncomeRangervicCCClass29 Portfolio Inception 7/5/95 NO. YEARS 6.496 0.4959 YEAR YEAR YEAR YEAR 6.496 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 05-Jul-95 Inception Date 7/5/95 5.740898 174.1888 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 7.130392 0.09350 0.093496 0.093496 5 FEE 31-Dec-96 0.666667 9.284839 0.07180 112.010558 0.071802 0.071802 6 FEE 31-Dec-97 0.666667 12.088402 0.05515 0.055149 0.055149 0.055149 7 FEE 31-Dec-98 0.666667 12.438430 0.05360 83.611838 0.053597 0.053597 0.053597 8 FEE 31-Dec-99 0.666667 14.877615 0.04481 0.044810 0.044810 0.044810 0.044810 9 FEE 31-Dec-00 0.666667 13.342317 0.04997 77.947481 0.049966 0.049966 0.049966 0.049966 10 FEE 31-Dec-01 0.666667 11.780386 0.05659 0.056591 0.056591 0.056591 0.056591 0.056591 --------------------------------------------------------------- Units 77.890890 83.460471 111.750444 #N/A 173.763364 $ Value 917.5847 983.1966 1316.4634 #N/A 2046.9995 Surrender $ Value 845.3347 919.4466 1269.7134 #N/A 2012.9995 Cumulative No Surrender -8.24% -1.68% 31.65% #N/A 104.70% W/ Surrender -15.47% -8.06% 26.97% #N/A 101.30% Annualized No Surrender -8.24% -0.56% 5.65% #N/A 11.66% W/ Surrender -15.47% -2.76% 4.89% #N/A 11.37% Oppenheimer Main Street Small Cap - SerRangeClasDD 30 Portfolio Inception 5/1/98 NO. YEARS 3.671 0.6712 YEAR YEAR YEAR YEAR 3.671 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-May-98 Inception Date 5/1/98 10.698235 93.4734 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 10.151504 0.06567 102.447874 0.065672 0.065672 0.065672 8 FEE 31-Dec-99 0.666667 14.621890 0.04559 0.045594 0.045594 0.045594 0.045594 9 FEE 31-Dec-00 0.666667 11.735025 0.05681 88.623586 0.056810 0.056810 0.056810 0.056810 10 FEE 31-Dec-01 0.666667 11.497607 0.05798 0.057983 0.057983 0.057983 0.057983 0.057983 --------------------------------------------------------------- Units 88.565603 102.287487 #N/A #N/A 93.247304 $ Value 1018.2925 1176.0613 #N/A #N/A 1072.1209 Surrender $ Value 946.0425 1112.3113 #N/A #N/A 1008.3709 Cumulative No Surrender 1.83% 17.61% #N/A #N/A 7.21% W/ Surrender -5.40% 11.23% #N/A #N/A 0.84% Annualized No Surrender 1.83% 5.55% #N/A #N/A 1.91% W/ Surrender -5.40% 3.61% #N/A #N/A 0.23% Oppenheimer Multiple Strategies - ServiRangeass EE 31 Portfolio Inception 2/9/87 NO. YEARS 14.901 0.9014 YEAR YEAR YEAR YEAR 14.901 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 09-Feb-87 Inception Date 2/9/87 3.344559 298.9931 0 FEE 31-Dec-91 0.666667 5.203906 0.12811 199.849882 0.128109 1 FEE 31-Dec-92 0.666667 5.573245 0.11962 0.119619 0.119619 2 FEE 31-Dec-93 0.666667 6.350679 0.10498 0.104976 0.104976 3 FEE 31-Dec-94 0.666667 6.119922 0.10893 0.108934 0.108934 4 FEE 31-Dec-95 0.666667 7.299372 0.09133 0.091332 0.091332 5 FEE 31-Dec-96 0.666667 8.284334 0.08047 125.538154 0.080473 0.080473 6 FEE 31-Dec-97 0.666667 9.543634 0.06985 0.069855 0.069855 0.069855 7 FEE 31-Dec-98 0.666667 10.003125 0.06665 103.967510 0.066646 0.066646 0.066646 8 FEE 31-Dec-99 0.666667 10.990444 0.06066 0.060659 0.060659 0.060659 0.060659 9 FEE 31-Dec-00 0.666667 11.497305 0.05798 90.455981 0.057985 0.057985 0.057985 0.057985 10 FEE 31-Dec-01 0.666667 11.548451 0.05773 0.057728 0.057728 0.057728 0.057728 0.057728 --------------------------------------------------------------- Units 90.398253 103.791139 125.225283 199.031677 298.046767 $ Value 1043.9598 1198.6269 1446.1580 2298.5076 3441.9785 Surrender $ Value 971.7098 1134.8769 1399.4080 2298.5076 3441.9785 Cumulative No Surrender 4.40% 19.86% 44.62% 129.85% 244.20% W/ Surrender -2.83% 13.49% 39.94% 129.85% 244.20% Annualized No Surrender 4.40% 6.23% 7.66% 8.68% 8.65% W/ Surrender -2.83% 4.31% 6.95% 8.68% 8.65% Oppenheimer Strategic Bond - Service ClRange FF 32 Portfolio Inception 5/3/93 NO. YEARS 8.668 0.6685 YEAR YEAR YEAR YEAR 8.668 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 03-May-93 Inception Date 5/3/93 7.257639 137.7859 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 7.479551 0.08913 0.089132 0.089132 3 FEE 31-Dec-94 0.666667 7.073250 0.09425 0.094252 0.094252 4 FEE 31-Dec-95 0.666667 8.017157 0.08315 0.083155 0.083155 5 FEE 31-Dec-96 0.666667 8.828030 0.07552 117.806577 0.075517 0.075517 6 FEE 31-Dec-97 0.666667 9.431046 0.07069 0.070689 0.070689 0.070689 7 FEE 31-Dec-98 0.666667 9.536809 0.06990 109.051151 0.069905 0.069905 0.069905 8 FEE 31-Dec-99 0.666667 9.637159 0.06918 0.069177 0.069177 0.069177 0.069177 9 FEE 31-Dec-00 0.666667 9.721258 0.06858 106.982039 0.068578 0.068578 0.068578 0.068578 10 FEE 31-Dec-01 0.666667 10.009504 0.06660 0.066603 0.066603 0.066603 0.066603 0.066603 --------------------------------------------------------------- Units 106.915435 108.846793 117.461626 #N/A 137.098849 $ Value 1070.1705 1089.5024 1175.7326 #N/A 1372.2915 Surrender $ Value 997.9205 1025.7524 1128.9826 #N/A 1372.2915 Cumulative No Surrender 7.02% 8.95% 17.57% #N/A 37.23% W/ Surrender -0.21% 2.58% 12.90% #N/A 37.23% Annualized No Surrender 7.02% 2.90% 3.29% #N/A 3.72% W/ Surrender -0.21% 0.85% 2.46% #N/A 3.72% Van Kampen LIT Emerging Growth - Class Range GG 33 Portfolio Inception 7/3/95 NO. YEARS 6.501 0.5014 YEAR YEAR YEAR YEAR 6.501 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 03-Jul-95 Inception Date 7/3/95 5.397301 185.2778 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 6.263516 0.10644 0.106436 0.106436 5 FEE 31-Dec-96 0.666667 7.172586 0.09295 144.996519 0.092946 0.092946 6 FEE 31-Dec-97 0.666667 8.480128 0.07862 0.078615 0.078615 0.078615 7 FEE 31-Dec-98 0.666667 11.452668 0.05821 90.808535 0.058211 0.058211 0.058211 8 FEE 31-Dec-99 0.666667 22.981046 0.02901 0.029009 0.029009 0.029009 0.029009 9 FEE 31-Dec-00 0.666667 20.270528 0.03289 51.306014 0.032888 0.032888 0.032888 0.032888 10 FEE 31-Dec-01 0.666667 13.634175 0.04890 0.048897 0.048897 0.048897 0.048897 0.048897 --------------------------------------------------------------- Units 51.257118 90.697740 144.748898 #N/A 184.830786 $ Value 698.8485 1236.5889 1973.5318 #N/A 2520.0153 Surrender $ Value 626.5985 1172.8389 1926.7818 #N/A 2486.0153 Cumulative No Surrender -30.12% 23.66% 97.35% #N/A 152.00% W/ Surrender -37.34% 17.28% 92.68% #N/A 148.60% Annualized No Surrender -30.12% 7.34% 14.56% #N/A 15.28% W/ Surrender -37.34% 5.46% 14.02% #N/A 15.04% Van Kampen LIT Growth and Income - ClasRange HH 34 Portfolio Inception 12/23/96 NO. YEARS 5.025 0.0247 YEAR YEAR YEAR YEAR 5.025 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 23-Dec-96 Inception Date 12/23/96 6.881766 145.3115 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 6.858360 0.09720 151.639751 0.097205 0.097205 6 FEE 31-Dec-97 0.666667 8.227265 0.08103 0.081031 0.081031 0.081031 7 FEE 31-Dec-98 0.666667 9.664462 0.06898 107.610750 0.068981 0.068981 0.068981 8 FEE 31-Dec-99 0.666667 10.723471 0.06217 0.062169 0.062169 0.062169 0.062169 9 FEE 31-Dec-00 0.666667 12.564043 0.05306 82.775903 0.053061 0.053061 0.053061 0.053061 10 FEE 31-Dec-01 0.666667 11.537557 0.05778 0.057782 0.057782 0.057782 0.057782 0.057782 --------------------------------------------------------------- Units 82.718120 107.437737 151.316725 #N/A 144.891307 $ Value 954.3650 1239.5690 1745.8253 #N/A 1671.6917 Surrender $ Value 882.1150 1175.8190 1699.0753 #N/A 1624.9417 Cumulative No Surrender -4.56% 23.96% 74.58% #N/A 67.17% W/ Surrender -11.79% 17.58% 69.91% #N/A 62.49% Annualized No Surrender -4.56% 7.42% 11.79% #N/A 10.77% W/ Surrender -11.79% 5.55% 11.18% #N/A 10.14% Van Kampen UIF Active International AllRangeon -IIlass 35 Portfolio Inception 8/31/99 NO. YEARS 2.337 0.3370 YEAR YEAR YEAR YEAR 2.337 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 31-Aug-99 Inception Date 8/31/99 14.287770 69.9899 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 0.666667 16.705472 0.03991 0.039907 0.039907 0.039907 0.039907 9 FEE 31-Dec-00 0.666667 14.133778 0.04717 73.582591 0.047168 0.047168 0.047168 0.047168 10 FEE 31-Dec-01 0.666667 11.115187 0.05998 0.059978 0.059978 0.059978 0.059978 0.059978 --------------------------------------------------------------- Units 73.522613 #N/A #N/A #N/A 69.842875 $ Value 817.2176 #N/A #N/A #N/A 776.3166 Surrender $ Value 744.9676 #N/A #N/A #N/A 704.0666 Cumulative No Surrender -18.28% #N/A #N/A #N/A -22.37% W/ Surrender -25.50% #N/A #N/A #N/A -29.59% Annualized No Surrender -18.28% #N/A #N/A #N/A -10.27% W/ Surrender -25.50% #N/A #N/A #N/A -13.94% Van Kampen UIF Emerging Markets Debt - Range II JJ 36 Portfolio Inception 6/16/97 NO. YEARS 4.545 0.5452 YEAR YEAR YEAR YEAR 4.545 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 16-Jun-97 Inception Date /16/97 9.719264 102.8884 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 9.694752 0.06877 0.068766 0.068766 0.068766 7 FEE 31-Dec-98 0.666667 6.816875 0.09780 152.562574 0.097797 0.097797 0.097797 8 FEE 31-Dec-99 0.666667 8.658736 0.07699 0.076994 0.076994 0.076994 0.076994 9 FEE 31-Dec-00 0.666667 9.468852 0.07041 109.833800 0.070406 0.070406 0.070406 0.070406 10 FEE 31-Dec-01 0.666667 10.235141 0.06514 0.065135 0.065135 0.065135 0.065135 0.065135 --------------------------------------------------------------- Units 109.768665 152.350040 #N/A #N/A 102.509352 $ Value 1123.4978 1559.3241 #N/A #N/A 1049.1977 Surrender $ Value 1051.2478 1495.5741 #N/A #N/A 993.9477 Cumulative No Surrender 12.35% 55.93% #N/A #N/A 4.92% W/ Surrender 5.12% 49.56% #N/A #N/A -0.61% Annualized No Surrender 12.35% 15.96% #N/A #N/A 1.06% W/ Surrender 5.12% 14.36% #N/A #N/A -0.13% Van Kampen UIF U.S. Real Estate - ClassRange KK 37 Portfolio Inception 3/3/97 NO. YEARS 4.833 0.8329 YEAR YEAR YEAR YEAR 4.833 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 03-Mar-97 Inception Date 3/3/97 7.393552 135.2530 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 8.591138 0.07760 0.077599 0.077599 0.077599 7 FEE 31-Dec-98 0.666667 7.518403 0.08867 138.327248 0.088671 0.088671 0.088671 8 FEE 31-Dec-99 0.666667 7.272682 0.09167 0.091667 0.091667 0.091667 0.091667 9 FEE 31-Dec-00 0.666667 9.230844 0.07222 112.665754 0.072222 0.072222 0.072222 0.072222 10 FEE 31-Dec-01 0.666667 9.953565 0.06698 0.066978 0.066978 0.066978 0.066978 0.066978 --------------------------------------------------------------- Units 112.598776 138.096382 #N/A #N/A 134.855851 $ Value 1120.7592 1374.5513 #N/A #N/A 1342.2965 Surrender $ Value 1048.5092 1310.8013 #N/A #N/A 1287.0465 Cumulative No Surrender 12.08% 37.46% #N/A #N/A 34.23% W/ Surrender 4.85% 31.08% #N/A #N/A 28.70% Annualized No Surrender 12.08% 11.19% #N/A #N/A 6.28% W/ Surrender 4.85% 9.44% #N/A #N/A 5.36% Plus $ 1,040.00 Date 12/31/01 End 12/31/01 Putnam II - NY Plus MAV The George Putnam Fund of Boston - ClasRange A 1 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 ----------------- Inception Date 12/10/99 10.438080 99.6352 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 10.646065 0.06262 97.688677 0.062621 0.062621 0 8 FEE 31-Dec-99 0.666667 10.419369 0.06398 0.063983 0.063983 0.063983 0.063983 9 FEE 31-Dec-00 0.666667 11.225855 0.05939 92.643278 0.059387 0.059387 0.059387 0.059387 10 FEE 31-Dec-01 0.666667 11.081303 0.06016 0.060161 0.060161 0.060161 0.060161 0.060161 ------------------ ---------------------------------------------------------------- Units 92.583116 97.505145 #N/A #N/A 99.451650 $ Value 1025.9416 1080.4841 #N/A #N/A 1102.0539 1000*(1+T)= Surrender $ Value 953.6916 1016.7341 #N/A #N/A 1029.8039 Cumulative No Surrender 2.59% #N/A #N/A #N/A 10.21% T W/ Surrender -4.63% #N/A #N/A #N/A 2.98% Annualized No Surrender 2.59% #N/A #N/A #N/A 4.83% R W/ Surrender -4.63% #N/A #N/A #N/A 1.44% Global Asset Allocation - Class IB Range B 2 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 13.240671 78.5459 0 FEE 31-Dec-91 0.666667 5.887422 0.11324 176.647776 0 1 FEE 31-Dec-92 0.666667 6.140474 0.10857 0.108569 0 2 FEE 31-Dec-93 0.666667 7.078700 0.09418 0.094179 0 3 FEE 31-Dec-94 0.666667 6.772716 0.09843 0.098434 0 4 FEE 31-Dec-95 0.666667 8.288164 0.08044 0.080436 0 5 FEE 31-Dec-96 0.666667 9.403498 0.07090 110.597142 0.070896 0 6 FEE 31-Dec-97 0.666667 11.042553 0.06037 0.060373 0.060373 0 7 FEE 31-Dec-98 0.666667 12.314059 0.05414 84.456311 0.054139 0.054139 0 8 FEE 31-Dec-99 0.666667 13.525704 0.04929 0.049289 0.049289 0.049289 0.049289 9 FEE 31-Dec-00 0.666667 12.646973 0.05271 82.233116 0.052714 0.052714 0.052714 0.052714 10 FEE 31-Dec-01 0.666667 11.369605 0.05864 0.058636 0.058636 0.058636 0.058636 0.058636 ---------------------------------------------------------------- Units 82.174480 84.295673 110.321992 175.920112 78.385230 $ Value 934.2914 958.4085 1254.3175 2000.1422 891.2091 Surrender $ Value 862.0414 894.6585 1207.5675 2000.1422 818.9591 Cumulative No Surrender -6.57% #N/A #N/A #N/A -10.88% W/ Surrender -13.80% #N/A #N/A #N/A -18.10% Annualized No Surrender -6.57% #N/A #N/A #N/A -5.44% W/ Surrender -13.80% #N/A #N/A #N/A -9.24% Growth and Income - Class IB Range CC 3 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 12.444474 83.5712 0 FEE 31-Dec-91 0.666667 4.738026 0.14071 219.500695 0 1 FEE 31-Dec-92 0.666667 5.102766 0.13065 0.130648 0 2 FEE 31-Dec-93 0.666667 5.721547 0.11652 0.116519 0 3 FEE 31-Dec-94 0.666667 5.634002 0.11833 0.118329 0 4 FEE 31-Dec-95 0.666667 7.558308 0.08820 0.088203 0 5 FEE 31-Dec-96 0.666667 9.042478 0.07373 115.012721 0.073726 0 6 FEE 31-Dec-97 0.666667 11.016071 0.06052 0.060518 0.060518 0 7 FEE 31-Dec-98 0.666667 12.481738 0.05341 83.321730 0.053411 0.053411 0 8 FEE 31-Dec-99 0.666667 12.445942 0.05356 0.053565 0.053565 0.053565 0.053565 9 FEE 31-Dec-00 0.666667 13.201791 0.05050 78.777190 0.050498 0.050498 0.050498 0.050498 10 FEE 31-Dec-01 0.666667 12.143472 0.05490 0.054899 0.054899 0.054899 0.054899 0.054899 ---------------------------------------------------------------- Units 78.722291 83.162767 114.739830 218.700379 83.412268 $ Value 955.9619 1009.8847 1393.3399 2655.7819 1012.9145 Surrender $ Value 883.7119 946.1347 1346.5899 2655.7819 940.6645 Cumulative No Surrender -4.40% #N/A #N/A #N/A 1.29% W/ Surrender -11.63% #N/A #N/A #N/A -5.93% Annualized No Surrender -4.40% #N/A #N/A #N/A 0.62% W/ Surrender -11.63% #N/A #N/A #N/A -2.93% Health Sciences - Class IB Range D 4 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 10.783146 96.4468 0 FEE 31-Dec-91 0.666667 #N/A #N/A #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A #N/A #N/A 0 2 FEE 31-Dec-93 0.666667 #N/A #N/A #N/A 0 3 FEE 31-Dec-94 0.666667 #N/A #N/A #N/A 0 4 FEE 31-Dec-95 0.666667 #N/A #N/A #N/A 0 5 FEE 31-Dec-96 0.666667 #N/A #N/A #N/A #N/A 0 6 FEE 31-Dec-97 0.666667 #N/A #N/A #N/A #N/A 0 7 FEE 31-Dec-98 0.666667 12.163397 0.05481 85.502430 0.054809 0.054809 0 8 FEE 31-Dec-99 0.666667 11.476978 0.05809 0.058087 0.058087 0.058087 0.058087 9 FEE 31-Dec-00 0.666667 15.678359 0.04252 66.333473 0.042521 0.042521 0.042521 0.042521 10 FEE 31-Dec-01 0.666667 12.363036 0.05392 0.053924 0.053924 0.053924 0.053924 0.053924 ---------------------------------------------------------------- Units 66.279549 85.347897 #N/A #N/A 96.292274 $ Value 819.4164 1055.1591 #N/A #N/A 1190.4648 Surrender $ Value 747.1664 991.4091 #N/A #N/A 1118.2148 Cumulative No Surrender -18.06% #N/A #N/A #N/A 19.05% W/ Surrender -25.28% #N/A #N/A #N/A 11.82% Annualized No Surrender -18.06% #N/A #N/A #N/A 8.83% W/ Surrender -25.28% #N/A #N/A #N/A 5.57% High Yield - Class IB Range E 5 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 10-Dec-99 11.649426 89.2748 0 FEE 31-Dec-91 0.666667 6.331091 0.10530 164.268686 0 1 FEE 31-Dec-92 0.666667 7.391782 0.09019 0.090190 0 2 FEE 31-Dec-93 0.666667 8.672790 0.07687 0.076869 0 3 FEE 31-Dec-94 0.666667 8.430720 0.07908 0.079076 0 4 FEE 31-Dec-95 0.666667 9.788536 0.06811 0.068107 0 5 FEE 31-Dec-96 0.666667 10.835577 0.06153 95.980122 0.061526 0 6 FEE 31-Dec-97 0.666667 12.157625 0.05484 0.054835 0.054835 0 7 FEE 31-Dec-98 0.666667 11.242521 0.05930 92.505942 0.059299 0.059299 0 8 FEE 31-Dec-99 0.666667 11.690530 0.05703 0.057026 0.057026 0.057026 0.057026 9 FEE 31-Dec-00 0.666667 10.512242 0.06342 98.932273 0.063418 0.063418 0.063418 0.063418 10 FEE 31-Dec-01 0.666667 10.706962 0.06226 0.062265 0.062265 0.062265 0.062265 0.062265 ------------------------------------------------------ Units 98.870009 92.323233 95.683279 163.596075 89.092076 $ Value 1058.5974 988.5014 1024.4772 1751.6170 953.9055 Surrender $ Value 986.3474 924.7514 977.7272 1751.6170 881.6555 Cumulative No Surrender 5.86% #N/A #N/A #N/A -4.61% W/ Surrender -1.37% #N/A #N/A #N/A -11.83% Annualized No Surrender 5.86% #N/A #N/A #N/A -2.26% W/ Surrender -1.37% #N/A #N/A #N/A -5.93% Income - Class IB Range F 6 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 8.862127 117.3533 0 FEE 31-Dec-91 0.666667 6.167821 0.10809 168.617085 0 1 FEE 31-Dec-92 0.666667 6.505773 0.10247 0.102473 0 2 FEE 31-Dec-93 0.666667 7.104004 0.09384 0.093844 0 3 FEE 31-Dec-94 0.666667 6.741703 0.09889 0.098887 0 4 FEE 31-Dec-95 0.666667 7.967988 0.08367 0.083668 0 5 FEE 31-Dec-96 0.666667 8.007669 0.08325 129.875498 0.083254 0 6 FEE 31-Dec-97 0.666667 8.536592 0.07810 0.078095 0.078095 0 7 FEE 31-Dec-98 0.666667 9.077061 0.07345 114.574530 0.073445 0.073445 0 8 FEE 31-Dec-99 0.666667 8.727674 0.07639 0.076385 0.076385 0.076385 0.076385 9 FEE 31-Dec-00 0.666667 9.246286 0.07210 112.477594 0.072101 0.072101 0.072101 0.072101 10 FEE 31-Dec-01 0.666667 9.748940 0.06838 0.068384 0.068384 0.068384 0.068384 0.068384 ---------------------------------------------------------- Units 112.409210 114.357660 129.507088 167.786550 117.136447 $ Value 1095.8706 1114.8660 1262.5568 1635.7410 1141.9562 Surrender $ Value 1023.6206 1051.1160 1215.8068 1635.7410 1069.7062 Cumulative No Surrender 9.59% #N/A #N/A #N/A 14.20% W/ Surrender 2.36% #N/A #N/A #N/A 6.97% Annualized No Surrender 9.59% #N/A #N/A #N/A 6.66% W/ Surrender 2.36% #N/A #N/A #N/A 3.32% International Growth - Class IB Range G 7 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.561725 66.8306 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 9.251338 0.07206 0.072062 0.072062 0 7 FEE 31-Dec-98 0.666667 10.771520 0.06189 96.550905 0.061892 0.061892 0 8 FEE 31-Dec-99 0.666667 16.941017 0.03935 0.039352 0.039352 0.039352 0.039352 9 FEE 31-Dec-00 0.666667 15.057474 0.04427 69.068690 0.044275 0.044275 0.044275 0.044275 10 FEE 31-Dec-01 0.666667 11.746206 0.05676 0.056756 0.056756 0.056756 0.056756 0.056756 ---------------------------------------------------------------- Units 69.011934 96.410522 #N/A #N/A 66.690254 $ Value 810.6284 1132.4578 #N/A #N/A 783.3575 Surrender $ Value 738.3784 1068.7078 #N/A #N/A 711.1075 Cumulative No Surrender -18.94% #N/A #N/A #N/A -21.66% W/ Surrender -26.16% #N/A #N/A #N/A -28.89% Annualized No Surrender -18.94% #N/A #N/A #N/A -11.18% W/ Surrender -26.16% #N/A #N/A #N/A -15.25% Investors - Class IB Range H 8 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 20.477534 50.7874 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 17.159742 0.03885 60.606972 0.038851 0.038851 0 8 FEE 31-Dec-99 0.666667 21.920420 0.03041 0.030413 0.030413 0.030413 0.030413 9 FEE 31-Dec-00 0.666667 17.528617 0.03803 59.331549 0.038033 0.038033 0.038033 0.038033 10 FEE 31-Dec-01 0.666667 12.956558 0.05145 0.051454 0.051454 0.051454 0.051454 0.051454 ---------------------------------------------------------------- Units 59.280095 60.487072 #N/A #N/A 50.667465 $ Value 768.0660 783.7043 #N/A #N/A 656.4760 Surrender $ Value 695.8160 719.9543 #N/A #N/A 584.2260 Cumulative No Surrender -23.19% #N/A #N/A #N/A -34.35% W/ Surrender -30.42% #N/A #N/A #N/A -41.58% Annualized No Surrender -23.19% #N/A #N/A #N/A -18.48% W/ Surrender -30.42% #N/A #N/A #N/A -22.96% Money Market - Class IB Range I 9 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 9.437792 110.1953 0 FEE 31-Dec-91 0.666667 7.731019 0.08623 134.523017 0 1 FEE 31-Dec-92 0.666667 7.857186 0.08485 0.084848 0 2 FEE 31-Dec-93 0.666667 7.925226 0.08412 0.084120 0 3 FEE 31-Dec-94 0.666667 8.074312 0.08257 0.082566 0 4 FEE 31-Dec-95 0.666667 8.355877 0.07978 0.079784 0 5 FEE 31-Dec-96 0.666667 8.616335 0.07737 120.700971 0.077372 0 6 FEE 31-Dec-97 0.666667 8.896423 0.07494 0.074936 0.074936 0 7 FEE 31-Dec-98 0.666667 9.190631 0.07254 113.158716 0.072538 0.072538 0 8 FEE 31-Dec-99 0.666667 9.456438 0.07050 0.070499 0.070499 0.070499 0.070499 9 FEE 31-Dec-00 0.666667 9.829984 0.06782 105.798748 0.067820 0.067820 0.067820 0.067820 10 FEE 31-Dec-01 0.666667 10.028466 0.06648 0.066477 0.066477 0.066477 0.066477 0.066477 ---------------------------------------------------------------- Units 105.732271 112.953920 120.348701 133.762056 109.990470 $ Value 1060.3325 1132.7545 1206.9129 1341.4282 1103.0357 Surrender $ Value 988.0825 1069.0045 1160.1629 1341.4282 1030.7857 Cumulative No Surrender 6.03% #N/A #N/A #N/A 10.30% W/ Surrender -1.19% #N/A #N/A #N/A 3.08% Annualized No Surrender 6.03% #N/A #N/A #N/A 4.87% W/ Surrender -1.19% #N/A #N/A #N/A 1.48% New Opportunities - Class IB Range J 10 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 25.254701 41.1805 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 7.480368 0.08912 0.089122 0 4 FEE 31-Dec-95 0.666667 10.634252 0.06269 0.062691 0 5 FEE 31-Dec-96 0.666667 11.496524 0.05799 90.462126 0.057989 0 6 FEE 31-Dec-97 0.666667 13.908369 0.04793 0.047933 0.047933 0 7 FEE 31-Dec-98 0.666667 16.979715 0.03926 61.249556 0.039263 0.039263 0 8 FEE 31-Dec-99 0.666667 28.217664 0.02363 0.023626 0.023626 0.023626 0.023626 9 FEE 31-Dec-00 0.666667 20.466011 0.03257 50.815960 0.032574 0.032574 0.032574 0.032574 10 FEE 31-Dec-01 0.666667 14.049226 0.04745 0.047452 0.047452 0.047452 0.047452 0.047452 ---------------------------------------------------------------- Units 50.768508 61.145903 90.271278 #N/A 41.076800 $ Value 713.2582 859.0526 1268.2416 #N/A 577.0972 Surrender $ Value 641.0082 795.3026 1221.4916 #N/A 504.8472 Cumulative No Surrender -28.67% #N/A #N/A #N/A -42.29% W/ Surrender -35.90% #N/A #N/A #N/A -49.52% Annualized No Surrender -28.67% #N/A #N/A #N/A -23.42% W/ Surrender -35.90% #N/A #N/A #N/A -28.23% New Value - Class IB Range K 11 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 9.830071 105.7978 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 9.664001 0.06898 0.068985 0.068985 0 7 FEE 31-Dec-98 0.666667 10.077268 0.06616 103.202574 0.066155 0.066155 0 8 FEE 31-Dec-99 0.666667 9.929138 0.06714 0.067142 0.067142 0.067142 0.067142 9 FEE 31-Dec-00 0.666667 11.942382 0.05582 87.084804 0.055824 0.055824 0.055824 0.055824 10 FEE 31-Dec-01 0.666667 12.124587 0.05498 0.054985 0.054985 0.054985 0.054985 0.054985 ---------------------------------------------------------------- Units 87.029820 103.024624 #N/A #N/A 105.619861 $ Value 1055.2006 1249.1310 #N/A #N/A 1280.5972 Surrender $ Value 982.9506 1185.3810 #N/A #N/A 1208.3472 Cumulative No Surrender 5.52% #N/A #N/A #N/A 28.06% W/ Surrender -1.70% #N/A #N/A #N/A 20.83% Annualized No Surrender 5.52% #N/A #N/A #N/A 12.75% W/ Surrender -1.70% #N/A #N/A #N/A 9.62% Research - Class IB Range L 12 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.935284 65.2640 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 13.514876 0.04933 76.952241 0.049328 0.049328 0 8 FEE 31-Dec-99 0.666667 16.960060 0.03931 0.039308 0.039308 0.039308 0.039308 9 FEE 31-Dec-00 0.666667 16.338647 0.04080 63.652761 0.040803 0.040803 0.040803 0.040803 10 FEE 31-Dec-01 0.666667 13.031128 0.05116 0.051160 0.051160 0.051160 0.051160 0.051160 ---------------------------------------------------------------- Units 63.601602 76.820971 #N/A #N/A 65.132706 $ Value 828.8006 1001.0639 #N/A #N/A 848.7526 Surrender $ Value 756.5506 937.3139 #N/A #N/A 776.5026 Cumulative No Surrender -17.12% #N/A #N/A #N/A -15.12% W/ Surrender -24.34% #N/A #N/A #N/A -22.35% Annualized No Surrender -17.12% #N/A #N/A #N/A -7.65% W/ Surrender -24.34% #N/A #N/A #N/A -11.55% Utilities Growth and Income - Class IB Range M 13 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.350751 67.7491 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 7.486585 0.08905 0.089048 0 2 FEE 31-Dec-93 0.666667 8.333660 0.08000 0.079997 0 3 FEE 31-Dec-94 0.666667 7.603518 0.08768 0.087679 0 4 FEE 31-Dec-95 0.666667 9.780117 0.06817 0.068166 0 5 FEE 31-Dec-96 0.666667 11.113251 0.05999 93.581977 0.059988 0 6 FEE 31-Dec-97 0.666667 13.860356 0.04810 0.048099 0.048099 0 7 FEE 31-Dec-98 0.666667 15.645386 0.04261 66.473272 0.042611 0.042611 0 8 FEE 31-Dec-99 0.666667 15.254347 0.04370 0.043703 0.043703 0.043703 0.043703 9 FEE 31-Dec-00 0.666667 17.618386 0.03784 59.029244 0.037839 0.037839 0.037839 0.037839 10 FEE 31-Dec-01 0.666667 13.448328 0.04957 0.049572 0.049572 0.049572 0.049572 0.049572 ---------------------------------------------------------------- Units 58.979671 66.342157 93.360152 #N/A 67.618013 $ Value 793.1780 892.1911 1255.5379 #N/A 909.3492 Surrender $ Value 720.9280 828.4411 1208.7879 #N/A 837.0992 Cumulative No Surrender -20.68% #N/A #N/A #N/A -9.07% W/ Surrender -27.91% #N/A #N/A #N/A -16.29% Annualized No Surrender -20.68% #N/A #N/A #N/A -4.51% W/ Surrender -27.91% #N/A #N/A #N/A -8.27% Vista - Class IB Range N 14 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 19.912875 52.2275 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 12.738480 0.05233 0.052335 0.052335 0 7 FEE 31-Dec-98 0.666667 14.960399 0.04456 69.516862 0.044562 0.044562 0 8 FEE 31-Dec-99 0.666667 22.434227 0.02972 0.029716 0.029716 0.029716 0.029716 9 FEE 31-Dec-00 0.666667 21.148038 0.03152 49.177139 0.031524 0.031524 0.031524 0.031524 10 FEE 31-Dec-01 0.666667 13.818453 0.04824 0.048245 0.048245 0.048245 0.048245 0.048245 ---------------------------------------------------------------- Units 49.128894 69.407378 #N/A #N/A 52.118031 $ Value 678.8853 959.1026 #N/A #N/A 720.1906 Surrender $ Value 606.6353 895.3526 #N/A #N/A 647.9406 Cumulative No Surrender -32.11% #N/A #N/A #N/A -27.98% W/ Surrender -39.34% #N/A #N/A #N/A -35.21% Annualized No Surrender -32.11% #N/A #N/A #N/A -14.73% W/ Surrender -39.34% #N/A #N/A #N/A -18.99% Voyager - Class IB Range O 15 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 18.729870 55.5263 0 FEE 31-Dec-91 0.666667 4.629248 0.14401 224.658519 0 1 FEE 31-Dec-92 0.666667 5.013169 0.13298 0.132983 0 2 FEE 31-Dec-93 0.666667 5.839263 0.11417 0.114170 0 3 FEE 31-Dec-94 0.666667 5.789420 0.11515 0.115153 0 4 FEE 31-Dec-95 0.666667 7.991720 0.08342 0.083420 0 5 FEE 31-Dec-96 0.666667 8.859116 0.07525 117.393203 0.075252 0 6 FEE 31-Dec-97 0.666667 10.998361 0.06062 0.060615 0.060615 0 7 FEE 31-Dec-98 0.666667 13.423625 0.04966 77.475347 0.049664 0.049664 0 8 FEE 31-Dec-99 0.666667 20.845979 0.03198 0.031981 0.031981 0.031981 0.031981 9 FEE 31-Dec-00 0.666667 17.099834 0.03899 60.819304 0.038987 0.038987 0.038987 0.038987 10 FEE 31-Dec-01 0.666667 13.037468 0.05113 0.051135 0.051135 0.051135 0.051135 0.051135 ------------------------------------------------------------ Units 60.768169 77.353245 117.160822 223.905161 55.404178 $ Value 792.2631 1008.4905 1527.4805 2919.1564 722.3302 Surrender $ Value 720.0131 944.7405 1480.7305 2919.1564 650.0802 Cumulative No Surrender -20.77% #N/A #N/A #N/A -27.77% W/ Surrender -28.00% #N/A #N/A #N/A -34.99% Annualized No Surrender -20.77% #N/A #N/A #N/A -14.60% W/ Surrender -28.00% #N/A #N/A #N/A -18.86% Franklin Growth and Income Securities -Ranges 2 P 16 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 4.068684 0.16385 255.610905 0 1 FEE 31-Dec-92 0.666667 4.387569 0.15194 0.151944 0 2 FEE 31-Dec-93 0.666667 4.744883 0.14050 0.140502 0 3 FEE 31-Dec-94 0.666667 4.811890 0.13855 0.138546 0 4 FEE 31-Dec-95 0.666667 6.265806 0.10640 0.106398 0 5 FEE 31-Dec-96 0.666667 7.014255 0.09504 148.269488 0.095045 0 6 FEE 31-Dec-97 0.666667 8.785077 0.07589 0.075886 0.075886 0 7 FEE 31-Dec-98 0.666667 9.329533 0.07146 111.473961 0.071458 0.071458 0 8 FEE 31-Dec-99 0.666667 9.532244 0.06994 0.069938 0.069938 0.069938 0 9 FEE 31-Dec-00 0.666667 11.097625 0.06007 93.713745 0.060073 0.060073 0.060073 0 10 FEE 31-Dec-01 0.666667 11.428916 0.05833 0.058332 0.058332 0.058332 0.058332 0 ---------------------------------------------------------------- Units 93.655413 111.285619 147.933802 254.642784 #DIV/0! $ Value 1070.3799 1271.8740 1690.7230 2910.2910 #DIV/0! Surrender $ Value 998.1299 1208.1240 1643.9730 2910.2910 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Franklin Small Cap - Class 2 Range Q 17 SubAccount Inception 9/19/00 NO. YEARS 1.282 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 21.371740 48.6624 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 7.408978 0.08998 0.089981 0 5 FEE 31-Dec-96 0.666667 9.374728 0.07111 110.936552 0.071113 0 6 FEE 31-Dec-97 0.666667 10.791442 0.06178 0.061777 0.061777 0 7 FEE 31-Dec-98 0.666667 10.475132 0.06364 99.282758 0.063643 0.063643 0 8 FEE 31-Dec-99 0.666667 20.213492 0.03298 0.032981 0.032981 0.032981 0 9 FEE 31-Dec-00 0.666667 16.928674 0.03938 61.434227 0.039381 0.039381 0.039381 0.039381 10 FEE 31-Dec-01 0.666667 14.098098 0.04729 0.047288 0.047288 0.047288 0.047288 0.047288 ---------------------------------------------------------------- Units 61.386939 99.163109 110.691482 #N/A 48.575724 $ Value 865.4391 1398.0112 1560.5394 #N/A 684.8253 Surrender $ Value 793.1891 1334.2612 1513.7894 #N/A 612.5753 Cumulative No Surrender -13.46% #N/A #N/A #N/A -31.52% W/ Surrender -20.68% #N/A #N/A #N/A -38.74% Annualized No Surrender -13.46% #N/A #N/A #N/A -25.57% W/ Surrender -20.68% #N/A #N/A #N/A -31.77% Franklin Small Cap Value Securities - CRange2 RR 18 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 8.561688 0.07787 121.471373 0.077866 0.077866 0 8 FEE 31-Dec-99 0.666667 8.530913 0.07815 0.078147 0.078147 0.078147 0 9 FEE 31-Dec-00 0.666667 10.481195 0.06361 99.225327 0.063606 0.063606 0.063606 0 10 FEE 31-Dec-01 0.666667 11.720995 0.05688 0.056878 0.056878 0.056878 0.056878 0 ---------------------------------------------------------------- Units 99.168449 121.272742 #N/A #N/A #DIV/0! $ Value 1162.3529 1421.4372 #N/A #N/A #DIV/0! Surrender $ Value 1090.1029 1357.6872 #N/A #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Mutual Shares Securities - Class II Range S 19 SubAccount Inception 9/19/00 NO. YEARS 1.282 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 10.056435 103.4164 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 7.586608 0.08787 137.083661 0.087874 0 6 FEE 31-Dec-97 0.666667 8.756056 0.07614 0.076138 0.076138 0 7 FEE 31-Dec-98 0.666667 8.591178 0.07760 121.054412 0.077599 0.077599 0 8 FEE 31-Dec-99 0.666667 9.574381 0.06963 0.069630 0.069630 0.069630 0 9 FEE 31-Dec-00 0.666667 10.676557 0.06244 97.409680 0.062442 0.062442 0.062442 0.062442 10 FEE 31-Dec-01 0.666667 11.230359 0.05936 0.059363 0.059363 0.059363 0.059363 0.059363 ---------------------------------------------------------------- Units 97.350317 120.862977 136.738489 #N/A 103.294565 $ Value 1093.2790 1357.3346 1535.6223 #N/A 1160.0350 Surrender $ Value 1021.0290 1293.5846 1488.8723 #N/A 1087.7850 Cumulative No Surrender 9.33% #N/A #N/A #N/A 16.00% W/ Surrender 2.10% #N/A #N/A #N/A 8.78% Annualized No Surrender 9.33% #N/A #N/A #N/A 12.27% W/ Surrender 2.10% #N/A #N/A #N/A 6.78% Templeton Developing Markets SecuritiesRangeass 2T 20 SubAccount Inception 9/19/00 NO. YEARS 1.282 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 12.336742 84.3010 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 20.714300 0.03218 50.206862 0.032184 0 6 FEE 31-Dec-97 0.666667 14.375962 0.04637 0.046374 0.046374 0 7 FEE 31-Dec-98 0.666667 11.156283 0.05976 93.221013 0.059757 0.059757 0 8 FEE 31-Dec-99 0.666667 16.804741 0.03967 0.039671 0.039671 0.039671 0 9 FEE 31-Dec-00 0.666667 11.223966 0.05940 92.658869 0.059397 0.059397 0.059397 0.059397 10 FEE 31-Dec-01 0.666667 10.137981 0.06576 0.065759 0.065759 0.065759 0.065759 0.065759 -------------------------------------------------- Units 92.593110 93.056185 49.935904 #N/A 84.175869 $ Value 938.7072 943.4018 506.2492 #N/A 853.3734 Surrender $ Value 866.4572 879.6518 459.4992 #N/A 781.1234 Cumulative No Surrender -6.13% #N/A #N/A #N/A -14.66% W/ Surrender -13.35% #N/A #N/A #N/A -21.89% Annualized No Surrender -6.13% #N/A #N/A #N/A -11.63% W/ Surrender -13.35% #N/A #N/A #N/A -17.52% Templeton Foreign Securities - Class 2 Range U 21 SubAccount Inception 5/22/00 NO. YEARS 1.611 0.6110 YEAR YEAR YEAR YEAR 1.611 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 22-May-00 Inception Date 5/22/00 13.150545 79.0842 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 5.186485 0.12854 0.128539 0 2 FEE 31-Dec-93 0.666667 7.492949 0.08897 0.088973 0 3 FEE 31-Dec-94 0.666667 7.181741 0.09283 0.092828 0 4 FEE 31-Dec-95 0.666667 8.152919 0.08177 0.081770 0 5 FEE 31-Dec-96 0.666667 9.917181 0.06722 104.868511 0.067223 0 6 FEE 31-Dec-97 0.666667 11.075905 0.06019 0.060191 0.060191 0 7 FEE 31-Dec-98 0.666667 11.872682 0.05615 87.596046 0.056151 0.056151 0 8 FEE 31-Dec-99 0.666667 14.378836 0.04636 0.046364 0.046364 0.046364 0 9 FEE 31-Dec-00 0.666667 13.796433 0.04832 75.381803 0.048322 0.048322 0.048322 0.048322 10 FEE 31-Dec-01 0.666667 11.388504 0.05854 0.058539 0.058539 0.058539 0.058539 0.058539 ---------------------------------------------------------------- Units 75.323265 87.442821 104.598944 #N/A 78.977315 $ Value 857.8193 995.8429 1191.2255 #N/A 899.4335 Surrender $ Value 785.5693 932.0929 1144.4755 #N/A 827.1835 Cumulative No Surrender -14.22% #N/A #N/A #N/A -10.06% W/ Surrender -21.44% #N/A #N/A #N/A -17.28% Annualized No Surrender -14.22% #N/A #N/A #N/A -6.37% W/ Surrender -21.44% #N/A #N/A #N/A -11.11% Templeton Global Income Securities - ClRange V 22 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 7.390626 0.09020 140.718797 0 1 FEE 31-Dec-92 0.666667 7.216011 0.09239 0.092387 0 2 FEE 31-Dec-93 0.666667 8.254045 0.08077 0.080768 0 3 FEE 31-Dec-94 0.666667 7.687920 0.08672 0.086716 0 4 FEE 31-Dec-95 0.666667 8.642507 0.07714 0.077138 0 5 FEE 31-Dec-96 0.666667 9.289091 0.07177 111.959286 0.071769 0 6 FEE 31-Dec-97 0.666667 9.331430 0.07144 0.071443 0.071443 0 7 FEE 31-Dec-98 0.666667 9.795407 0.06806 106.172209 0.068059 0.068059 0 8 FEE 31-Dec-99 0.666667 9.039592 0.07375 0.073750 0.073750 0.073750 0 9 FEE 31-Dec-00 0.666667 9.252718 0.07205 112.399405 0.072051 0.072051 0.072051 0 10 FEE 31-Dec-01 0.666667 9.295814 0.07172 0.071717 0.071717 0.071717 0.071717 0 --------------------------------------------------------- Units 112.327688 105.954692 111.602267 139.952999 #DIV/0! $ Value 1044.1773 984.9351 1037.4339 1300.9770 #DIV/0! Surrender $ Value 971.9273 921.1851 990.6839 1300.9770 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! LSA Aggressive Growth Range W 23 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 0.666667 #N/A -- -- -- -- 0 9 FEE 31-Dec-00 0.666667 #N/A -- #N/A -- -- -- 0 10 FEE 31-Dec-01 0.666667 13.580254 0.04909 0.049091 0.049091 0.049091 0.049091 0 ---------------------------------------------------------------- Units #N/A #N/A #N/A #N/A #DIV/0! $ Value #N/A #N/A #N/A #N/A #DIV/0! Surrender $ Value #N/A #N/A #N/A #N/A #DIV/0! #N/A #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! LSA Focused Equity Range X 24 SubAccount Inception 6/21/02 NO. YEARS -0.471 0.5288 YEAR YEAR YEAR YEAR -0.471 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 21-Jun-02 Inception Date 6/21/02 10.975582 94.7558 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 0.666667 18.918481 0.03524 0.035239 0.035239 0.035239 0 9 FEE 31-Dec-00 0.666667 16.398336 0.04065 63.421069 0.040655 0.040655 0.040655 0 10 FEE 31-Dec-01 0.666667 13.627176 0.04892 0.048922 0.048922 0.048922 0.048922 0 ---------------------------------------------------------------- Units 63.372147 #N/A #N/A #N/A 94.755795 $ Value 863.5834 #N/A #N/A #N/A 1291.2539 Surrender $ Value 791.3334 #N/A #N/A #N/A #N/A #N/A #N/A Cumulative No Surrender #N/A #N/A #N/A #N/A 29.13% W/ Surrender #N/A #N/A #N/A #N/A #N/A Annualized No Surrender #N/A #N/A #N/A #N/A 29.13% W/ Surrender #N/A #N/A #N/A #N/A #N/A LSA Mid Cap Value Range Y 25 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 0.666667 #N/A -- -- -- -- 0 9 FEE 31-Dec-00 0.666667 #N/A -- #N/A -- -- -- 0 10 FEE 31-Dec-01 0.666667 11.357789 0.05870 0.058697 0.058697 0.058697 0.058697 0 ---------------------------------------------------------------- Units #N/A #N/A #N/A #N/A #DIV/0! $ Value #N/A #N/A #N/A #N/A #DIV/0! Surrender $ Value #N/A #N/A #N/A #N/A #DIV/0! #N/A #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Aggressive Growth - ServiceRanges Z 26 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 5.261339 0.12671 197.668312 0 1 FEE 31-Dec-92 0.666667 5.959047 0.11187 0.111875 0 2 FEE 31-Dec-93 0.666667 7.445142 0.08954 0.089544 0 3 FEE 31-Dec-94 0.666667 6.751373 0.09875 0.098745 0 4 FEE 31-Dec-95 0.666667 8.780144 0.07593 0.075929 0 5 FEE 31-Dec-96 0.666667 10.357178 0.06437 100.413452 0.064368 0 6 FEE 31-Dec-97 0.666667 11.356124 0.05871 0.058705 0.058705 0 7 FEE 31-Dec-98 0.666667 12.520898 0.05324 83.061135 0.053244 0.053244 0 8 FEE 31-Dec-99 0.666667 22.559495 0.02955 0.029551 0.029551 0.029551 0 9 FEE 31-Dec-00 0.666667 19.658053 0.03391 52.904527 0.033913 0.033913 0.033913 0 10 FEE 31-Dec-01 0.666667 13.267122 0.05025 0.050250 0.050250 0.050250 0.050250 0 ---------------------------------------------------------------- Units 52.854278 82.947421 100.187788 197.002188 #DIV/0! $ Value 701.2242 1100.4736 1329.2036 2613.6521 #DIV/0! Surrender $ Value 628.9742 1036.7236 1282.4536 2613.6521 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Global Securities - ServiceRanges AA 27 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 4.039473 0.16504 257.459327 0 1 FEE 31-Dec-92 0.666667 3.682079 0.18106 0.181057 0 2 FEE 31-Dec-93 0.666667 6.154167 0.10833 0.108328 0 3 FEE 31-Dec-94 0.666667 5.693588 0.11709 0.117091 0 4 FEE 31-Dec-95 0.666667 5.712400 0.11671 0.116705 0 5 FEE 31-Dec-96 0.666667 6.602577 0.10097 157.514255 0.100971 0 6 FEE 31-Dec-97 0.666667 7.931907 0.08405 0.084049 0.084049 0 7 FEE 31-Dec-98 0.666667 8.881345 0.07506 117.099381 0.075064 0.075064 0 8 FEE 31-Dec-99 0.666667 13.812418 0.04827 0.048266 0.048266 0.048266 0 9 FEE 31-Dec-00 0.666667 14.246543 0.04679 73.000166 0.046795 0.046795 0.046795 0 10 FEE 31-Dec-01 0.666667 12.294215 0.05423 0.054226 0.054226 0.054226 0.054226 0 ---------------------------------------------------------------- Units 72.945940 116.950094 157.205856 256.526776 #DIV/0! $ Value 896.8131 1437.8096 1932.7226 3153.7953 #DIV/0! Surrender $ Value 824.5631 1374.0596 1885.9726 3153.7953 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer High Income - Service ClassRange BB 28 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 6.317200 0.10553 164.629899 0 1 FEE 31-Dec-92 0.666667 7.288778 0.09146 0.091465 0 2 FEE 31-Dec-93 0.666667 9.036030 0.07378 0.073779 0 3 FEE 31-Dec-94 0.666667 8.585444 0.07765 0.077651 0 4 FEE 31-Dec-95 0.666667 10.141278 0.06574 0.065738 0 5 FEE 31-Dec-96 0.666667 11.468460 0.05813 90.683492 0.058130 0 6 FEE 31-Dec-97 0.666667 12.628443 0.05279 0.052791 0.052791 0 7 FEE 31-Dec-98 0.666667 12.429686 0.05364 83.670657 0.053635 0.053635 0 8 FEE 31-Dec-99 0.666667 12.719996 0.05241 0.052411 0.052411 0.052411 0 9 FEE 31-Dec-00 0.666667 10.794568 0.06176 96.344754 0.061759 0.061759 0.061759 0 10 FEE 31-Dec-01 0.666667 10.803060 0.06171 0.061711 0.061711 0.061711 0.061711 0 ---------------------------------------------------------------- Units 96.283043 83.494776 90.401185 163.980829 #DIV/0! $ Value 1040.1515 901.9991 976.6094 1771.4947 #DIV/0! Surrender $ Value 967.9015 838.2491 929.8594 1771.4947 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Main Street Growth & IncomeRangervicCCClass29 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 7.201195 0.09258 0.092577 0 5 FEE 31-Dec-96 0.666667 9.362895 0.07120 111.076756 0.071203 0 6 FEE 31-Dec-97 0.666667 12.171769 0.05477 0.054772 0.054772 0 7 FEE 31-Dec-98 0.666667 12.505430 0.05331 83.163874 0.053310 0.053310 0 8 FEE 31-Dec-99 0.666667 14.935354 0.04464 0.044637 0.044637 0.044637 0 9 FEE 31-Dec-00 0.666667 13.374133 0.04985 77.762050 0.049847 0.049847 0.049847 0 10 FEE 31-Dec-01 0.666667 11.790668 0.05654 0.056542 0.056542 0.056542 0.056542 0 ---------------------------------------------------------------- Units 77.705508 83.012847 110.817648 #N/A #DIV/0! $ Value 916.1998 978.7769 1306.6141 #N/A #DIV/0! Surrender $ Value 843.9498 915.0269 1259.8641 #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Main Street Small Cap - SerRangeClasDD 30 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 10.206246 0.06532 101.898387 0.065319 0.065319 0 8 FEE 31-Dec-99 0.666667 14.678716 0.04542 0.045417 0.045417 0.045417 0 9 FEE 31-Dec-00 0.666667 11.763025 0.05667 88.412632 0.056675 0.056675 0.056675 0 10 FEE 31-Dec-01 0.666667 11.507638 0.05793 0.057933 0.057933 0.057933 0.057933 0 ---------------------------------------------------------------- Units 88.354699 101.738362 #N/A #N/A #DIV/0! $ Value 1016.7539 1170.7682 #N/A #N/A #DIV/0! Surrender $ Value 944.5039 1107.0182 #N/A #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Multiple Strategies - ServiRangeass EE 31 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 5.287165 0.12609 196.702770 0 1 FEE 31-Dec-92 0.666667 5.653918 0.11791 0.117912 0 2 FEE 31-Dec-93 0.666667 6.432955 0.10363 0.103633 0 3 FEE 31-Dec-94 0.666667 6.189936 0.10770 0.107702 0 4 FEE 31-Dec-95 0.666667 7.371849 0.09043 0.090434 0 5 FEE 31-Dec-96 0.666667 8.353976 0.07980 124.491619 0.079802 0 6 FEE 31-Dec-97 0.666667 9.609446 0.06938 0.069376 0.069376 0 7 FEE 31-Dec-98 0.666667 10.057008 0.06629 103.410478 0.066289 0.066289 0 8 FEE 31-Dec-99 0.666667 11.033081 0.06042 0.060424 0.060424 0.060424 0 9 FEE 31-Dec-00 0.666667 11.524712 0.05785 90.240867 0.057847 0.057847 0.057847 0 10 FEE 31-Dec-01 0.666667 11.558516 0.05768 0.057678 0.057678 0.057678 0.057678 0 -------------------------------------------------------- Units 90.183189 103.234529 124.180006 195.891673 #DIV/0! $ Value 1042.3838 1193.2380 1435.3366 2264.2170 #DIV/0! Surrender $ Value 970.1338 1129.4880 1388.5866 2264.2170 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Strategic Bond - Service ClRange FF 32 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 7.576427 0.08799 0.087992 0 3 FEE 31-Dec-94 0.666667 7.154155 0.09319 0.093186 0 4 FEE 31-Dec-95 0.666667 8.096748 0.08234 0.082338 0 5 FEE 31-Dec-96 0.666667 8.902245 0.07489 116.824464 0.074887 0 6 FEE 31-Dec-97 0.666667 9.496074 0.07020 0.070204 0.070204 0 7 FEE 31-Dec-98 0.666667 9.588170 0.06953 108.466996 0.069530 0.069530 0 8 FEE 31-Dec-99 0.666667 9.674545 0.06891 0.068909 0.068909 0.068909 0 9 FEE 31-Dec-00 0.666667 9.744428 0.06842 106.727660 0.068415 0.068415 0.068415 0 10 FEE 31-Dec-01 0.666667 10.018232 0.06655 0.066545 0.066545 0.066545 0.066545 0 ----------------------------------------------------- Units 106.661115 108.263126 116.480859 #N/A #DIV/0! $ Value 1068.5558 1084.6051 1166.9323 #N/A #DIV/0! Surrender $ Value 996.3058 1020.8551 1120.1823 #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Van Kampen LIT Emerging Growth - Class Range GG 33 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 6.325695 0.10539 0.105390 0 5 FEE 31-Dec-96 0.666667 7.232865 0.09217 143.788112 0.092172 0 6 FEE 31-Dec-97 0.666667 8.538588 0.07808 0.078077 0.078077 0 7 FEE 31-Dec-98 0.666667 11.514355 0.05790 90.322037 0.057899 0.057899 0 8 FEE 31-Dec-99 0.666667 23.070291 0.02890 0.028897 0.028897 0.028897 0 9 FEE 31-Dec-00 0.666667 20.318724 0.03281 51.184316 0.032810 0.032810 0.032810 0 10 FEE 31-Dec-01 0.666667 13.646083 0.04885 0.048854 0.048854 0.048854 0.048854 0 ---------------------------------------------------------------- Units 51.135462 90.211475 143.541574 #N/A #DIV/0! $ Value 697.7988 1231.0333 1958.7802 #N/A #DIV/0! Surrender $ Value 625.5488 1167.2833 1912.0302 #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Van Kampen LIT Growth and Income - ClasRange HH 34 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 6.916009 0.09639 150.375744 0.096395 0 6 FEE 31-Dec-97 0.666667 8.283988 0.08048 0.080477 0.080477 0 7 FEE 31-Dec-98 0.666667 9.716526 0.06861 107.034140 0.068612 0.068612 0 8 FEE 31-Dec-99 0.666667 10.765074 0.06193 0.061929 0.061929 0.061929 0 9 FEE 31-Dec-00 0.666667 12.593880 0.05294 82.579793 0.052936 0.052936 0.052936 0 10 FEE 31-Dec-01 0.666667 11.547630 0.05773 0.057732 0.057732 0.057732 0.057732 0 ---------------------------------------------------------------- Units 82.522061 106.861543 150.054060 #N/A #DIV/0! $ Value 952.9342 1233.9976 1732.7688 #N/A #DIV/0! Surrender $ Value 880.6842 1170.2476 1686.0188 #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Van Kampen UIF Active International AllRangeon -IIlass 35 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 0.666667 16.771674 0.03975 0.039750 0.039750 0.039750 0 9 FEE 31-Dec-00 0.666667 14.168502 0.04705 73.402255 0.047053 0.047053 0.047053 0 10 FEE 31-Dec-01 0.666667 11.125758 0.05992 0.059921 0.059921 0.059921 0.059921 0 ---------------------------------------------------------------- Units 73.342334 #N/A #N/A #N/A #DIV/0! $ Value 815.9891 #N/A #N/A #N/A #DIV/0! Surrender $ Value 743.7391 #N/A #N/A #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Van Kampen UIF Emerging Markets Debt - Range II JJ 36 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 9.762327 0.06829 0.068290 0.068290 0 7 FEE 31-Dec-98 0.666667 6.854102 0.09727 151.733954 0.097265 0.097265 0 8 FEE 31-Dec-99 0.666667 8.692997 0.07669 0.076690 0.076690 0.076690 0 9 FEE 31-Dec-00 0.666667 9.492081 0.07023 109.565015 0.070234 0.070234 0.070234 0 10 FEE 31-Dec-01 0.666667 10.244869 0.06507 0.065073 0.065073 0.065073 0.065073 0 ---------------------------------------------------------------- Units 109.499942 151.521957 #N/A #N/A #DIV/0! $ Value 1121.8126 1552.3226 #N/A #N/A #DIV/0! Surrender $ Value 1049.5626 1488.5726 #N/A #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Van Kampen UIF U.S. Real Estate - ClassRange KK 37 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 8.651063 0.07706 0.077062 0.077062 0 7 FEE 31-Dec-98 0.666667 7.559489 0.08819 137.575437 0.088189 0.088189 0 8 FEE 31-Dec-99 0.666667 7.301459 0.09131 0.091306 0.091306 0.091306 0 9 FEE 31-Dec-00 0.666667 9.253560 0.07204 112.389178 0.072044 0.072044 0.072044 0 10 FEE 31-Dec-01 0.666667 9.963024 0.06691 0.066914 0.066914 0.066914 0.066914 0 ---------------------------------------------------------------- Units 112.322264 137.345172 #N/A #N/A #DIV/0! $ Value 1119.0694 1368.3732 #N/A #N/A #DIV/0! Surrender $ Value 1046.8194 1304.6232 #N/A #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Plus $ 1,000.00 Date 12/31/01 End 12/31/01 Putnam II - NY Plus MAV The George Putnam Fund of Boston - ClasRange A 1 SubAccount Inception 12/10/99 4/30/98 Portfolio Inception NO. YEARS 2.06 3.67 SubAccount 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 ----------------- Inception Date 12/10/99 10.438080 95.8031 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 0.000000 10.646065 0.00000 93.931420 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 10.419369 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 11.225855 0.00000 89.080075 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 11.081303 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 ------------------ ---------------------------------------------------------------- Units 89.080075 93.931420 #N/A #N/A 95.803060 $ Value 987.1233 1040.8825 #N/A #N/A 1061.6227 Cumulative SubAccount -1.29% #N/A #N/A #N/A 6.16% Portfolio -1.29% 4.09% #N/A #N/A Annualized SubAccount -1.29% #N/A #N/A #N/A 2.94% Portfolio -1.29% 1.34% #N/A #N/A Global Asset Allocation - Class IB Range B 2 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.06 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 13.240671 75.5249 0 EEDB Charge 31-Dec-91 0.000000 5.887422 0.00000 169.853630 0 1 EEDB Charge 31-Dec-92 0.000000 6.140474 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 7.078700 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 6.772716 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 8.288164 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 9.403498 0.00000 106.343405 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 11.042553 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 12.314059 0.00000 81.207992 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 13.525704 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 12.646973 0.00000 79.070304 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 11.369605 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 ---------------------------------------------------------------- Units 79.070304 81.207992 106.343405 169.853630 75.524873 $ Value 898.9981 923.3028 1209.0825 1931.1687 858.6880 Cumulative SubAccount -10.10% #N/A #N/A #N/A -14.13% Portfolio -10.10% -7.67% 20.91% 93.12% Annualized SubAccount -10.10% #N/A #N/A #N/A -7.13% Portfolio -10.10% -2.62% 3.87% 6.80% Growth and Income - Class IB Range CC 3 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.06 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 12.444474 80.3570 0 EEDB Charge 31-Dec-91 0.000000 4.738026 0.00000 211.058361 0 1 EEDB Charge 31-Dec-92 0.000000 5.102766 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 5.721547 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 5.634002 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 7.558308 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 9.042478 0.00000 110.589155 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 11.016071 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 12.481738 0.00000 80.117048 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 12.445942 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 13.201791 0.00000 75.747298 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 12.143472 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 ---------------------------------------------------------------- Units 75.747298 80.117048 110.589155 211.058361 80.356952 $ Value 919.8352 972.8991 1342.9363 2562.9813 975.8124 Cumulative SubAccount -8.02% #N/A #N/A #N/A -2.42% Portfolio -8.02% -2.71% 34.29% 156.30% Annualized SubAccount -8.02% #N/A #N/A #N/A -1.18% Portfolio -8.02% -0.91% 6.07% 9.87% Health Sciences - Class IB Range D 4 SubAccount Inception 12/10/99 4/30/98 Portfolio Inception NO. YEARS 2.06 3.67 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 10.783146 92.7373 0 EEDB Charge 31-Dec-91 0.000000 #N/A #N/A #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A #N/A #N/A 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A #N/A #N/A 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A #N/A #N/A 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A #N/A #N/A 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A #N/A #N/A #N/A 0 6 EEDB Charge 31-Dec-97 0.000000 #N/A #N/A #N/A #N/A 0 7 EEDB Charge 31-Dec-98 0.000000 12.163397 0.00000 82.213875 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 11.476978 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 15.678359 0.00000 63.782185 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 12.363036 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 ---------------------------------------------------------------- Units 63.782185 82.213875 #N/A #N/A 92.737314 $ Value 788.5415 1016.4131 #N/A #N/A 1146.5148 Cumulative SubAccount -21.15% #N/A #N/A #N/A 14.65% Portfolio -21.15% 1.64% #N/A #N/A Annualized SubAccount -21.15% #N/A #N/A #N/A 6.86% Portfolio -21.15% 0.54% #N/A #N/A High Yield - Class IB Range E 5 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.060 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 10-Dec-99 11.649426 85.8411 0 EEDB Charge 31-Dec-91 0.000000 6.331091 0.00000 157.950660 0 1 EEDB Charge 31-Dec-92 0.000000 7.391782 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 8.672790 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 8.430720 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 9.788536 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 10.835577 0.00000 92.288579 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 12.157625 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 11.242521 0.00000 88.948022 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 11.690530 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 10.512242 0.00000 95.127186 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 10.706962 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 ----------------------------------------------------- Units 95.127186 88.948022 92.288579 157.950660 85.841139 $ Value 1018.5232 952.3631 988.1303 1691.1717 919.0978 Cumulative SubAccount 1.85% #N/A #N/A #N/A -8.09% Portfolio 1.85% -4.76% -1.19% 69.12% Annualized SubAccount 1.85% #N/A #N/A #N/A -4.01% Portfolio 1.85% -1.61% -0.24% 5.39% Income - Class IB Range F 6 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.060 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 8.862127 112.8397 0 EEDB Charge 31-Dec-91 0.000000 6.167821 0.00000 162.131813 0 1 EEDB Charge 31-Dec-92 0.000000 6.505773 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 7.104004 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 6.741703 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 7.967988 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 8.007669 0.00000 124.880287 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 8.536592 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 9.077061 0.00000 110.167818 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 8.727674 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 9.246286 0.00000 108.151532 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 9.748940 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 ---------------------------------------------------------------- Units 108.151532 110.167818 124.880287 162.131813 112.839728 $ Value 1054.3628 1074.0194 1217.4504 1580.6133 1100.0677 Cumulative SubAccount 5.44% #N/A #N/A #N/A 10.01% Portfolio 5.44% 7.40% 21.75% 58.06% Annualized SubAccount 5.44% #N/A #N/A #N/A 4.74% Portfolio 5.44% 2.41% 4.01% 4.68% International Growth - Class IB Range G 7 SubAccount Inception 12/10/99 1/2/97 Portfolio Inception NO. YEARS 2.060 5.00 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.561725 64.2602 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 9.251338 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 10.771520 0.00000 92.837408 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 16.941017 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 15.057474 0.00000 66.412202 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 11.746206 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 ---------------------------------------------------------------- Units 66.412202 92.837408 #N/A #N/A 64.260228 $ Value 780.0914 1090.4873 #N/A #N/A 754.8139 Cumulative SubAccount -21.99% #N/A #N/A #N/A -24.52% Portfolio -21.99% 9.05% #N/A #N/A Annualized SubAccount -21.99% #N/A #N/A #N/A -12.76% Portfolio -21.99% 2.93% #N/A #N/A Investors - Class IB Range H 8 SubAccount Inception 12/10/99 4/30/98 Portfolio Inception NO. YEARS 2.060 3.67 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 20.477534 48.8340 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 0.000000 17.159742 0.00000 58.275934 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 21.920420 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 17.528617 0.00000 57.049566 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 12.956558 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 ---------------------------------------------------------------- Units 57.049566 58.275934 #N/A #N/A 48.834005 $ Value 739.1660 755.0555 #N/A #N/A 632.7206 Cumulative SubAccount -26.08% #N/A #N/A #N/A -36.73% Portfolio -26.08% -24.49% #N/A #N/A Annualized SubAccount -26.08% #N/A #N/A #N/A -19.92% Portfolio -26.08% -8.94% #N/A #N/A Money Market - Class IB Range I 9 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.060 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 9.437792 105.9570 0 EEDB Charge 31-Dec-91 0.000000 7.731019 0.00000 129.349055 0 1 EEDB Charge 31-Dec-92 0.000000 7.857186 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 7.925226 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 8.074312 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 8.355877 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 8.616335 0.00000 116.058626 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 8.896423 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 9.190631 0.00000 108.806457 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 9.456438 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 9.829984 0.00000 101.729565 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 10.028466 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 ---------------------------------------------------------------- Units 101.729565 108.806457 116.058626 129.349055 105.956987 $ Value 1020.1915 1091.1619 1163.8900 1297.1726 1062.5860 Cumulative SubAccount 2.02% #N/A #N/A #N/A 6.26% Portfolio 2.02% 9.12% 16.39% 29.72% Annualized SubAccount 2.02% #N/A #N/A #N/A 2.99% Portfolio 2.02% 2.95% 3.08% 2.64% New Opportunities - Class IB Range J 10 SubAccount Inception 12/10/99 5/2/94 Portfolio Inception NO. YEARS 2.060 7.67 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 25.254701 39.5966 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 7.480368 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 10.634252 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 11.496524 0.00000 86.982813 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 13.908369 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 16.979715 0.00000 58.893804 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 28.217664 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 20.466011 0.00000 48.861500 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 14.049226 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 ---------------------------------------------------------------- Units 48.861500 58.893804 86.982813 #N/A 39.596588 $ Value 686.4663 827.4124 1222.0412 #N/A 556.3014 Cumulative SubAccount -31.35% #N/A #N/A #N/A -44.37% Portfolio -31.35% -17.26% 22.20% #N/A Annualized SubAccount -31.35% #N/A #N/A #N/A -24.77% Portfolio -31.35% -6.12% 4.09% #N/A New Value - Class IB Range K 11 SubAccount Inception 12/10/99 1/2/97 Portfolio Inception NO. YEARS 2.060 5.00 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 9.830071 101.7287 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 9.664001 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 10.077268 0.00000 99.233245 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 9.929138 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 11.942382 0.00000 83.735389 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 12.124587 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 -------------------------------------------------------- Units 83.735389 99.233245 #N/A #N/A 101.728665 $ Value 1015.2570 1203.1621 #N/A #N/A 1233.4180 Cumulative SubAccount 1.53% #N/A #N/A #N/A 23.34% Portfolio 1.53% 20.32% #N/A #N/A Annualized SubAccount 1.53% #N/A #N/A #N/A 10.72% Portfolio 1.53% 6.36% #N/A #N/A Research - Class IB Range L 12 SubAccount Inception 12/10/99 9/29/98 Portfolio Inception NO. YEARS 2.060 3.26 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.935284 62.7538 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 0.000000 13.514876 0.00000 73.992540 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 16.960060 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 16.338647 0.00000 61.204578 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 13.031128 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 ---------------------------------------------------------------- Units 61.204578 73.992540 #N/A #N/A 62.753824 $ Value 797.5647 964.2063 #N/A #N/A 817.7531 Cumulative SubAccount -20.24% #N/A #N/A #N/A -18.22% Portfolio -20.24% -3.58% #N/A #N/A Annualized SubAccount -20.24% #N/A #N/A #N/A -9.30% Portfolio -20.24% -1.21% #N/A #N/A Utilities Growth and Income - Class IB Range M 13 SubAccount Inception 12/10/99 5/1/92 Portfolio Inception NO. YEARS 2.060 9.67 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.350751 65.1434 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 7.486585 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 8.333660 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 7.603518 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 9.780117 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 11.113251 0.00000 89.982670 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 13.860356 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 15.645386 0.00000 63.916608 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 15.254347 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 17.618386 0.00000 56.758888 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 13.448328 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 ---------------------------------------------------------------- Units 56.758888 63.916608 89.982670 #N/A 65.143393 $ Value 763.3121 859.5715 1210.1165 #N/A 876.0697 Cumulative SubAccount -23.67% #N/A #N/A #N/A -12.39% Portfolio -23.67% -14.04% 21.01% #N/A Annualized SubAccount -23.67% #N/A #N/A #N/A -6.22% Portfolio -23.67% -4.92% 3.89% #N/A Vista - Class IB Range N 14 SubAccount Inception 12/10/99 1/2/97 Portfolio Inception NO. YEARS 2.060 5.00 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 19.912875 50.2188 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 12.738480 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 14.960399 0.00000 66.843137 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 22.434227 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 21.148038 0.00000 47.285710 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 13.818453 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 ---------------------------------------------------------------- Units 47.285710 66.843137 #N/A #N/A 50.218765 $ Value 653.4154 923.6687 #N/A #N/A 693.9457 Cumulative SubAccount -34.66% #N/A #N/A #N/A -30.61% Portfolio -34.66% -7.63% #N/A #N/A Annualized SubAccount -34.66% #N/A #N/A #N/A -16.25% Portfolio -34.66% -2.61% #N/A #N/A Voyager - Class IB Range O 15 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.060 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 18.729870 53.3907 0 EEDB Charge 31-Dec-91 0.000000 4.629248 0.00000 216.017807 0 1 EEDB Charge 31-Dec-92 0.000000 5.013169 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 5.839263 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 5.789420 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 7.991720 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 8.859116 0.00000 112.878079 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 10.998361 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 13.423625 0.00000 74.495526 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 20.845979 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 17.099834 0.00000 58.480100 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 13.037468 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 ---------------------------------------------------------------- Units 58.480100 74.495526 112.878079 216.017807 53.390654 $ Value 762.4324 971.2330 1471.6443 2816.3252 696.0789 Cumulative SubAccount -23.76% #N/A #N/A #N/A -30.39% Portfolio -23.76% -2.88% 47.16% 181.63% Annualized SubAccount -23.76% #N/A #N/A #N/A -16.13% Portfolio -23.76% -0.97% 8.03% 10.91% Franklin Growth and Income Securities -Ranges 2 P 16 SubAccount Inception TBD 1/24/89 Portfolio Inception NO. YEARS #VALUE! 12.94 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 4.068684 0.00000 245.779716 0 1 EEDB Charge 31-Dec-92 0.000000 4.387569 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 4.744883 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 4.811890 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 6.265806 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 7.014255 0.00000 142.566816 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 8.785077 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 9.329533 0.00000 107.186501 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 9.532244 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 11.097625 0.00000 90.109370 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 11.428916 0.00000 0.000000 0.000000 0.000000 0.000000 0 ---------------------------------------------------------------- Units 90.109370 107.186501 142.566816 245.779716 #DIV/0! $ Value 1029.8524 1225.0255 1629.3842 2808.9957 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 2.99% 22.50% 62.94% 180.90% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 2.99% 7.00% 10.26% 10.88% Franklin Small Cap - Class 2 Range Q 17 SubAccount Inception 9/19/00 10/31/95 Portfolio Inception NO. YEARS 1.282 6.17 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 21.371740 46.7908 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 7.408978 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 9.374728 0.00000 106.669762 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 10.791442 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 10.475132 0.00000 95.464191 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 20.213492 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 16.928674 0.00000 59.071372 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 14.098098 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 ---------------------------------------------------------------- Units 59.071372 95.464191 106.669762 #N/A 46.790762 $ Value 832.7940 1345.8635 1503.8408 #N/A 659.6607 Cumulative SubAccount -16.72% #N/A #N/A #N/A -34.03% Portfolio -16.72% 34.59% 50.38% #N/A Annualized SubAccount -16.72% #N/A #N/A #N/A -27.71% Portfolio -16.72% 10.41% 8.50% #N/A Franklin Small Cap Value Securities - CRange2 RR 18 SubAccount Inception TBD 4/30/98 Portfolio Inception NO. YEARS #VALUE! 3.67 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 0.000000 8.561688 0.00000 116.799398 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 8.530913 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 10.481195 0.00000 95.408968 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 11.720995 0.00000 0.000000 0.000000 0.000000 0.000000 0 ---------------------------------------------------------------- Units 95.408968 116.799398 #N/A #N/A #DIV/0! $ Value 1118.2880 1369.0052 #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 11.83% 36.90% #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 11.83% 11.04% #N/A #N/A Mutual Shares Securities - Class II Range S 19 SubAccount Inception 9/19/00 11/8/96 Portfolio Inception NO. YEARS 1.282 5.15 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 10.056435 99.4388 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 7.586608 0.00000 131.811213 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 8.756056 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 8.591178 0.00000 116.398473 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 9.574381 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 10.676557 0.00000 93.663154 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 11.230359 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 ---------------------------------------------------------------- Units 93.663154 116.398473 131.811213 #N/A 99.438817 $ Value 1051.8708 1307.1966 1480.2872 #N/A 1116.7336 Cumulative SubAccount 5.19% #N/A #N/A #N/A 11.67% Portfolio 5.19% 30.72% 48.03% #N/A Annualized SubAccount 5.19% #N/A #N/A #N/A 8.99% Portfolio 5.19% 9.34% 8.16% #N/A Templeton Developing Markets SecuritiesRangeass 2T 20 SubAccount Inception 9/19/00 3/4/96 Portfolio Inception NO. YEARS 1.282 5.83 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 12.336742 81.0587 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 20.714300 0.00000 48.275829 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 14.375962 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 11.156283 0.00000 89.635589 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 16.804741 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 11.223966 0.00000 89.095067 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 10.137981 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 -------------------------------------------------- Units 89.095067 89.635589 48.275829 #N/A 81.058678 $ Value 903.2441 908.7239 489.4194 #N/A 821.7713 Cumulative SubAccount -9.68% #N/A #N/A #N/A -17.82% Portfolio -9.68% -9.13% -51.06% #N/A Annualized SubAccount -9.68% #N/A #N/A #N/A -14.19% Portfolio -9.68% -3.14% -13.32% #N/A Templeton Foreign Securities - Class 2 Range U 21 SubAccount Inception 5/22/00 5/1/92 Portfolio Inception NO. YEARS 1.611 9.67 0.6110 YEAR YEAR YEAR YEAR 1.611 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 22-May-00 Inception Date 5/22/00 13.150545 76.0425 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 5.186485 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 7.492949 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 7.181741 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 8.152919 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 9.917181 0.00000 100.835106 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 11.075905 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 11.872682 0.00000 84.226967 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 14.378836 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 13.796433 0.00000 72.482503 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 11.388504 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 ---------------------------------------------------------------- Units 72.482503 84.226967 100.835106 #N/A 76.042476 $ Value 825.4673 959.2192 1148.3610 #N/A 866.0100 Cumulative SubAccount -17.45% #N/A #N/A #N/A -13.40% Portfolio -17.45% -4.08% 14.84% #N/A Annualized SubAccount -17.45% #N/A #N/A #N/A -8.54% Portfolio -17.45% -1.38% 2.81% #N/A Templeton Global Income Securities - ClRange V 22 SubAccount Inception TBD 1/24/89 Portfolio Inception NO. YEARS #VALUE! 12.94 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 7.390626 0.00000 135.306536 0 1 EEDB Charge 31-Dec-92 0.000000 7.216011 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 8.254045 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 7.687920 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 8.642507 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 9.289091 0.00000 107.653160 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 9.331430 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 9.795407 0.00000 102.088663 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 9.039592 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 9.252718 0.00000 108.076351 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 9.295814 0.00000 0.000000 0.000000 0.000000 0.000000 0 ------------------------------------------------------- Units 108.076351 102.088663 107.653160 135.306536 #DIV/0! $ Value 1004.6577 948.9972 1000.7238 1257.7844 #DIV/0! 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UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 0.000000 #N/A -- #N/A -- -- 0 8 EEDB Charge 31-Dec-99 0.000000 #N/A -- -- -- -- 0 9 EEDB Charge 31-Dec-00 0.000000 #N/A -- #N/A -- -- -- 0 10 EEDB Charge 31-Dec-01 0.000000 13.580254 0.00000 0.000000 0.000000 0.000000 0.000000 0 ---------------------------------------------------------------- Units #N/A #N/A #N/A #N/A #DIV/0! $ Value #N/A #N/A #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio #N/A #N/A #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio #N/A #N/A #N/A #N/A LSA Focused Equity Range X 24 SubAccount Inception 6/21/02 10/1/99 Portfolio Inception NO. YEARS -0.471 2.25 0.5288 YEAR YEAR YEAR YEAR -0.471 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 21-Jun-02 Inception Date 6/21/02 10.975582 91.1113 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 0.000000 #N/A -- #N/A -- -- 0 8 EEDB Charge 31-Dec-99 0.000000 18.918481 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 16.398336 0.00000 60.981797 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 13.627176 0.00000 0.000000 0.000000 0.000000 0.000000 0 ---------------------------------------------------------------- Units 60.981797 #N/A #N/A #N/A 91.111342 $ Value 831.0097 #N/A #N/A #N/A 1241.5903 Cumulative SubAccount #N/A #N/A #N/A #N/A 24.16% Portfolio -16.90% #N/A #N/A #N/A Annualized SubAccount #N/A #N/A #N/A #N/A 24.16% Portfolio -16.90% #N/A #N/A #N/A LSA Mid Cap Value Range Y 25 SubAccount Inception TBD 8/14/01 Portfolio Inception NO. YEARS #VALUE! 0.38 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 0.000000 #N/A -- #N/A -- -- 0 8 EEDB Charge 31-Dec-99 0.000000 #N/A -- -- -- -- 0 9 EEDB Charge 31-Dec-00 0.000000 #N/A -- #N/A -- -- -- 0 10 EEDB Charge 31-Dec-01 0.000000 11.357789 0.00000 0.000000 0.000000 0.000000 0.000000 0 ---------------------------------------------------------------- Units #N/A #N/A #N/A #N/A #DIV/0! $ Value #N/A #N/A #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio #N/A #N/A #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio #N/A #N/A #N/A #N/A Oppenheimer Aggressive Growth - ServiceRanges Z 26 SubAccount Inception TBD 8/15/86 Portfolio Inception NO. YEARS #VALUE! 15.39 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 5.261339 0.00000 190.065685 0 1 EEDB Charge 31-Dec-92 0.000000 5.959047 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 7.445142 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 6.751373 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 8.780144 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 10.357178 0.00000 96.551397 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 11.356124 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 12.520898 0.00000 79.866476 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 22.559495 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 19.658053 0.00000 50.869738 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 13.267122 0.00000 0.000000 0.000000 0.000000 0.000000 0 ---------------------------------------------------------------- Units 50.869738 79.866476 96.551397 190.065685 #DIV/0! $ Value 674.8950 1059.5983 1280.9592 2521.6246 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -32.51% 5.96% 28.10% 152.16% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -32.51% 1.95% 5.08% 9.69% Oppenheimer Global Securities - ServiceRanges AA 27 SubAccount Inception TBD 11/12/90 Portfolio Inception NO. YEARS #VALUE! 11.14 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 4.039473 0.00000 247.557045 0 1 EEDB Charge 31-Dec-92 0.000000 3.682079 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 6.154167 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 5.693588 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 5.712400 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 6.602577 0.00000 151.456015 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 7.931907 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 8.881345 0.00000 112.595558 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 13.812418 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 14.246543 0.00000 70.192467 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 12.294215 0.00000 0.000000 0.000000 0.000000 0.000000 0 ---------------------------------------------------------------- Units 70.192467 112.595558 151.456015 247.557045 #DIV/0! $ Value 862.9613 1384.2740 1862.0328 3043.5195 #DIV/0! 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UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 6.317200 0.00000 158.297980 0 1 EEDB Charge 31-Dec-92 0.000000 7.288778 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 9.036030 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 8.585444 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 10.141278 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 11.468460 0.00000 87.195665 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 12.628443 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 12.429686 0.00000 80.452555 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 12.719996 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 10.794568 0.00000 92.639187 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 10.803060 0.00000 0.000000 0.000000 0.000000 0.000000 0 ---------------------------------------------------------------- Units 92.639187 80.452555 87.195665 158.297980 #DIV/0! $ Value 1000.7867 869.1338 941.9800 1710.1026 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 0.08% -13.09% -5.80% 71.01% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 0.08% -4.57% -1.19% 5.51% Oppenheimer Main Street Growth & IncomeRangervicCCClass29 SubAccount Inception TBD 7/5/95 Portfolio Inception NO. YEARS #VALUE! 6.50 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 7.201195 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 9.362895 0.00000 106.804573 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 12.171769 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 12.505430 0.00000 79.965263 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 14.935354 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 13.374133 0.00000 74.771202 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 11.790668 0.00000 0.000000 0.000000 0.000000 0.000000 0 ---------------------------------------------------------------- Units 74.771202 79.965263 106.804573 #N/A #DIV/0! $ Value 881.6024 942.8439 1259.2973 #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -11.84% -5.72% 25.93% #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -11.84% -1.94% 4.72% #N/A Oppenheimer Main Street Small Cap - SerRangeClasDD 30 SubAccount Inception TBD 5/1/98 Portfolio Inception NO. YEARS #VALUE! 3.67 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 0.000000 10.206246 0.00000 97.979218 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 14.678716 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 11.763025 0.00000 85.012146 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 11.507638 0.00000 0.000000 0.000000 0.000000 0.000000 0 ---------------------------------------------------------------- Units 85.012146 97.979218 #N/A #N/A #DIV/0! $ Value 978.2890 1127.5094 #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! 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UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 5.287165 0.00000 189.137279 0 1 EEDB Charge 31-Dec-92 0.000000 5.653918 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 6.432955 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 6.189936 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 7.371849 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 8.353976 0.00000 119.703480 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 9.609446 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 10.057008 0.00000 99.433151 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 11.033081 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 11.524712 0.00000 86.770064 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 11.558516 0.00000 0.000000 0.000000 0.000000 0.000000 0 ---------------------------------------------------------------- Units 86.770064 99.433151 119.703480 189.137279 #DIV/0! $ Value 1002.9332 1149.2997 1383.5946 2186.1463 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 0.29% 14.93% 38.36% 118.61% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 0.29% 4.75% 6.71% 8.14% Oppenheimer Strategic Bond - Service ClRange FF 32 SubAccount Inception TBD 5/3/93 Portfolio Inception NO. YEARS #VALUE! 8.67 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 7.576427 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 7.154155 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 8.096748 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 8.902245 0.00000 112.331215 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 9.496074 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 9.588170 0.00000 104.295189 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 9.674545 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 9.744428 0.00000 102.622750 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 10.018232 0.00000 0.000000 0.000000 0.000000 0.000000 0 ---------------------------------------------------------------- Units 102.622750 104.295189 112.331215 #N/A #DIV/0! $ Value 1028.0985 1044.8534 1125.3602 #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 2.81% 4.49% 12.54% #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 2.81% 1.47% 2.39% #N/A Van Kampen LIT Emerging Growth - Class Range GG 33 SubAccount Inception TBD 7/3/95 Portfolio Inception NO. YEARS #VALUE! 6.50 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 6.325695 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 7.232865 0.00000 138.257800 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 8.538588 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 11.514355 0.00000 86.848113 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 23.070291 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 20.318724 0.00000 49.215689 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 13.646083 0.00000 0.000000 0.000000 0.000000 0.000000 0 ---------------------------------------------------------------- Units 49.215689 86.848113 138.257800 #N/A #DIV/0! $ Value 671.6014 1185.1366 1886.6774 #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -32.84% 18.51% 88.67% #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -32.84% 5.83% 13.54% #N/A Van Kampen LIT Growth and Income - ClasRange HH 34 SubAccount Inception TBD 12/23/96 Portfolio Inception NO. YEARS #VALUE! 5.02 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 6.916009 0.00000 144.592062 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 8.283988 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 9.716526 0.00000 102.917442 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 10.765074 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 12.593880 0.00000 79.403647 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 11.547630 0.00000 0.000000 0.000000 0.000000 0.000000 0 ---------------------------------------------------------------- Units 79.403647 102.917442 144.592062 #N/A #DIV/0! $ Value 916.9239 1188.4525 1669.6956 #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -8.31% 18.85% 66.97% #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -8.31% 5.92% 10.80% #N/A Van Kampen UIF Active International AllRangeon -IIlass 35 SubAccount Inception TBD 8/31/99 Portfolio Inception NO. YEARS #VALUE! 2.34 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 0.000000 #N/A -- #N/A -- -- 0 8 EEDB Charge 31-Dec-99 0.000000 16.771674 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 14.168502 0.00000 70.579092 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 11.125758 0.00000 0.000000 0.000000 0.000000 0.000000 0 ---------------------------------------------------------------- Units 70.579092 #N/A #N/A #N/A #DIV/0! $ Value 785.2459 #N/A #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -21.48% #N/A #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -21.48% #N/A #N/A #N/A Van Kampen UIF Emerging Markets Debt - Range II JJ 36 SubAccount Inception TBD 6/16/97 Portfolio Inception NO. YEARS #VALUE! 4.55 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 9.762327 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 6.854102 0.00000 145.898033 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 8.692997 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 9.492081 0.00000 105.350976 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 10.244869 0.00000 0.000000 0.000000 0.000000 0.000000 0 ---------------------------------------------------------------- Units 105.350976 145.898033 #N/A #N/A #DIV/0! $ Value 1079.3070 1494.7062 #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 7.93% 49.47% #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 7.93% 14.34% #N/A #N/A Van Kampen UIF U.S. Real Estate - ClassRange KK 37 SubAccount Inception TBD 3/3/97 Portfolio Inception NO. YEARS #VALUE! 4.83 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 8.651063 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 7.559489 0.00000 132.284074 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 7.301459 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 9.253560 0.00000 108.066517 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 9.963024 0.00000 0.000000 0.000000 0.000000 0.000000 0 ---------------------------------------------------------------- Units 108.066517 132.284074 #N/A #N/A #DIV/0! $ Value 1076.6693 1317.9494 #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 7.67% 31.79% #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 7.67% 9.64% #N/A #N/A Plus $ 1,040.00 Date 12/31/01 End 12/31/01 Putnam II - NY Plus MAV The George Putnam Fund of Boston - ClasRange A 1 Portfolio Inception 4/30/98 NO. YEARS 3.674 0.6740 YEAR YEAR YEAR YEAR 3.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 30-Apr-98 ---------------- Inception Date 4/30/98 10.388328 96.2619 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 10.646065 0.06262 97.688677 0.062621 0.062621 0.062621 8 FEE 31-Dec-99 0.666667 10.419369 0.06398 0.063983 0.063983 0.063983 0.063983 9 FEE 31-Dec-00 0.666667 11.225855 0.05939 92.643278 0.059387 0.059387 0.059387 0.059387 10 FEE 31-Dec-01 0.666667 11.081303 0.06016 0.060161 0.060161 0.060161 0.060161 0.060161 ------------------ ---------------------------------------------------------------- Units 92.583116 97.505145 #N/A #N/A 96.015729 $ Value 1025.9416 1080.4841 #N/A #N/A 1063.9794 1000*(1+T)= Surrender $ Value 953.6916 1016.7341 #N/A #N/A 1000.2294 Cumulative No Surrender 2.59% 8.05% #N/A #N/A 6.40% T W/ Surrender -4.63% 1.67% #N/A #N/A 0.02% Annualized No Surrender 2.59% 2.61% #N/A #N/A 1.70% R W/ Surrender -4.63% 0.55% #N/A #N/A 0.01% Global Asset Allocation - Class IB Range B 2 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 2/1/88 4.288677 233.1721 0 FEE 31-Dec-91 0.666667 5.887422 0.11324 176.647776 0.113236 1 FEE 31-Dec-92 0.666667 6.140474 0.10857 0.108569 0.108569 2 FEE 31-Dec-93 0.666667 7.078700 0.09418 0.094179 0.094179 3 FEE 31-Dec-94 0.666667 6.772716 0.09843 0.098434 0.098434 4 FEE 31-Dec-95 0.666667 8.288164 0.08044 0.080436 0.080436 5 FEE 31-Dec-96 0.666667 9.403498 0.07090 110.597142 0.070896 0.070896 6 FEE 31-Dec-97 0.666667 11.042553 0.06037 0.060373 0.060373 0.060373 7 FEE 31-Dec-98 0.666667 12.314059 0.05414 84.456311 0.054139 0.054139 0.054139 8 FEE 31-Dec-99 0.666667 13.525704 0.04929 0.049289 0.049289 0.049289 0.049289 9 FEE 31-Dec-00 0.666667 12.646973 0.05271 82.233116 0.052714 0.052714 0.052714 0.052714 10 FEE 31-Dec-01 0.666667 11.369605 0.05864 0.058636 0.058636 0.058636 0.058636 0.058636 ---------------------------------------------------------------- Units 82.174480 84.295673 110.321992 175.920112 232.331242 $ Value 934.2914 958.4085 1254.3175 2000.1422 2641.5145 Surrender $ Value 862.0414 894.6585 1207.5675 2000.1422 2641.5145 Cumulative No Surrender -6.57% -4.16% 25.43% 100.01% 164.15% W/ Surrender -13.80% -10.53% 20.76% 100.01% 164.15% Annualized No Surrender -6.57% -1.41% 4.64% 7.18% 7.23% W/ Surrender -13.80% -3.64% 3.84% 7.18% 7.23% Growth and Income - Class IB Range CC 3 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 2/1/88 2.887308 346.3434 0 FEE 31-Dec-91 0.666667 4.738026 0.14071 219.500695 0.140706 1 FEE 31-Dec-92 0.666667 5.102766 0.13065 0.130648 0.130648 2 FEE 31-Dec-93 0.666667 5.721547 0.11652 0.116519 0.116519 3 FEE 31-Dec-94 0.666667 5.634002 0.11833 0.118329 0.118329 4 FEE 31-Dec-95 0.666667 7.558308 0.08820 0.088203 0.088203 5 FEE 31-Dec-96 0.666667 9.042478 0.07373 115.012721 0.073726 0.073726 6 FEE 31-Dec-97 0.666667 11.016071 0.06052 0.060518 0.060518 0.060518 7 FEE 31-Dec-98 0.666667 12.481738 0.05341 83.321730 0.053411 0.053411 0.053411 8 FEE 31-Dec-99 0.666667 12.445942 0.05356 0.053565 0.053565 0.053565 0.053565 9 FEE 31-Dec-00 0.666667 13.201791 0.05050 78.777190 0.050498 0.050498 0.050498 0.050498 10 FEE 31-Dec-01 0.666667 12.143472 0.05490 0.054899 0.054899 0.054899 0.054899 0.054899 ---------------------------------------------------------------- Units 78.722291 83.162767 114.739830 218.700379 345.402354 $ Value 955.9619 1009.8847 1393.3399 2655.7819 4194.3838 Surrender $ Value 883.7119 946.1347 1346.5899 2655.7819 4194.3838 Cumulative No Surrender -4.40% 0.99% 39.33% 165.58% 319.44% W/ Surrender -11.63% -5.39% 34.66% 165.58% 319.44% Annualized No Surrender -4.40% 0.33% 6.86% 10.26% 10.85% W/ Surrender -11.63% -1.83% 6.13% 10.26% 10.85% Health Sciences - Class IB Range D 4 Portfolio Inception 4/30/98 NO. YEARS 3.674 0.6740 YEAR YEAR YEAR YEAR 3.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 30-Apr-98 Inception Date 4/30/98 11.249277 88.8946 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 12.163397 0.05481 85.502430 0.054809 0.054809 0.054809 8 FEE 31-Dec-99 0.666667 11.476978 0.05809 0.058087 0.058087 0.058087 0.058087 9 FEE 31-Dec-00 0.666667 15.678359 0.04252 66.333473 0.042521 0.042521 0.042521 0.042521 10 FEE 31-Dec-01 0.666667 12.363036 0.05392 0.053924 0.053924 0.053924 0.053924 0.053924 ---------------------------------------------------------------- Units 66.279549 85.347897 #N/A #N/A 88.685260 $ Value 819.4164 1055.1591 #N/A #N/A 1096.4191 Surrender $ Value 747.1664 991.4091 #N/A #N/A 1032.6691 Cumulative No Surrender -18.06% 5.52% #N/A #N/A 9.64% W/ Surrender -25.28% -0.86% #N/A #N/A 3.27% Annualized No Surrender -18.06% 1.81% #N/A #N/A 2.54% W/ Surrender -25.28% -0.29% #N/A #N/A 0.88% High Yield - Class IB Range E 5 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 01-Feb-88 4.991298 200.3487 0 FEE 31-Dec-91 0.666667 6.331091 0.10530 164.268686 0.105300 1 FEE 31-Dec-92 0.666667 7.391782 0.09019 0.090190 0.090190 2 FEE 31-Dec-93 0.666667 8.672790 0.07687 0.076869 0.076869 3 FEE 31-Dec-94 0.666667 8.430720 0.07908 0.079076 0.079076 4 FEE 31-Dec-95 0.666667 9.788536 0.06811 0.068107 0.068107 5 FEE 31-Dec-96 0.666667 10.835577 0.06153 95.980122 0.061526 0.061526 6 FEE 31-Dec-97 0.666667 12.157625 0.05484 0.054835 0.054835 0.054835 7 FEE 31-Dec-98 0.666667 11.242521 0.05930 92.505942 0.059299 0.059299 0.059299 8 FEE 31-Dec-99 0.666667 11.690530 0.05703 0.057026 0.057026 0.057026 0.057026 9 FEE 31-Dec-00 0.666667 10.512242 0.06342 98.932273 0.063418 0.063418 0.063418 0.063418 10 FEE 31-Dec-01 0.666667 10.706962 0.06226 0.062265 0.062265 0.062265 0.062265 0.062265 ---------------------------------------------------------------- Units 98.870009 92.323233 95.683279 163.596075 199.570776 $ Value 1058.5974 988.5014 1024.4772 1751.6170 2136.7967 Surrender $ Value 986.3474 924.7514 977.7272 1751.6170 2136.7967 Cumulative No Surrender 5.86% -1.15% 2.45% 75.16% 113.68% W/ Surrender -1.37% -7.52% -2.23% 75.16% 113.68% Annualized No Surrender 5.86% -0.38% 0.48% 5.77% 5.60% W/ Surrender -1.37% -2.57% -0.45% 5.77% 5.60% Income - Class IB Range F 6 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 2/1/88 4.491955 222.6202 0 FEE 31-Dec-91 0.666667 6.167821 0.10809 168.617085 0.108088 1 FEE 31-Dec-92 0.666667 6.505773 0.10247 0.102473 0.102473 2 FEE 31-Dec-93 0.666667 7.104004 0.09384 0.093844 0.093844 3 FEE 31-Dec-94 0.666667 6.741703 0.09889 0.098887 0.098887 4 FEE 31-Dec-95 0.666667 7.967988 0.08367 0.083668 0.083668 5 FEE 31-Dec-96 0.666667 8.007669 0.08325 129.875498 0.083254 0.083254 6 FEE 31-Dec-97 0.666667 8.536592 0.07810 0.078095 0.078095 0.078095 7 FEE 31-Dec-98 0.666667 9.077061 0.07345 114.574530 0.073445 0.073445 0.073445 8 FEE 31-Dec-99 0.666667 8.727674 0.07639 0.076385 0.076385 0.076385 0.076385 9 FEE 31-Dec-00 0.666667 9.246286 0.07210 112.477594 0.072101 0.072101 0.072101 0.072101 10 FEE 31-Dec-01 0.666667 9.748940 0.06838 0.068384 0.068384 0.068384 0.068384 0.068384 ---------------------------------------------------------------- Units 112.409210 114.357660 129.507088 167.786550 221.681594 $ Value 1095.8706 1114.8660 1262.5568 1635.7410 2161.1606 Surrender $ Value 1023.6206 1051.1160 1215.8068 1635.7410 2161.1606 Cumulative No Surrender 9.59% 11.49% 26.26% 63.57% 116.12% W/ Surrender 2.36% 5.11% 21.58% 63.57% 116.12% Annualized No Surrender 9.59% 3.69% 4.77% 5.04% 5.69% W/ Surrender 2.36% 1.68% 3.99% 5.04% 5.69% International Growth - Class IB Range G 7 Portfolio Inception 1/2/97 NO. YEARS 4.997 0.9973 YEAR YEAR YEAR YEAR 4.997 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 02-Jan-97 Inception Date 1/2/97 8.117813 123.1859 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 9.251338 0.07206 0.072062 0.072062 0.072062 7 FEE 31-Dec-98 0.666667 10.771520 0.06189 96.550905 0.061892 0.061892 0.061892 8 FEE 31-Dec-99 0.666667 16.941017 0.03935 0.039352 0.039352 0.039352 0.039352 9 FEE 31-Dec-00 0.666667 15.057474 0.04427 69.068690 0.044275 0.044275 0.044275 0.044275 10 FEE 31-Dec-01 0.666667 11.746206 0.05676 0.056756 0.056756 0.056756 0.056756 0.056756 ---------------------------------------------------------------- Units 69.011934 96.410522 #N/A #N/A 122.911551 $ Value 810.6284 1132.4578 #N/A #N/A 1443.7444 Surrender $ Value 738.3784 1068.7078 #N/A #N/A 1388.4944 Cumulative No Surrender -18.94% 13.25% #N/A #N/A 44.37% W/ Surrender -26.16% 6.87% #N/A #N/A 38.85% Annualized No Surrender -18.94% 4.23% #N/A #N/A 7.63% W/ Surrender -26.16% 2.24% #N/A #N/A 6.79% Investors - Class IB Range H 8 Portfolio Inception 4/30/98 NO. YEARS 3.674 0.6740 YEAR YEAR YEAR YEAR 3.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 30-Apr-98 Inception Date 4/30/98 14.897424 67.1257 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 17.159742 0.03885 60.606972 0.038851 0.038851 0.038851 8 FEE 31-Dec-99 0.666667 21.920420 0.03041 0.030413 0.030413 0.030413 0.030413 9 FEE 31-Dec-00 0.666667 17.528617 0.03803 59.331549 0.038033 0.038033 0.038033 0.038033 10 FEE 31-Dec-01 0.666667 12.956558 0.05145 0.051454 0.051454 0.051454 0.051454 0.051454 ---------------------------------------------------------------- Units 59.280095 60.487072 #N/A #N/A 66.966948 $ Value 768.0660 783.7043 #N/A #N/A 867.6612 Surrender $ Value 695.8160 719.9543 #N/A #N/A 803.9112 Cumulative No Surrender -23.19% -21.63% #N/A #N/A -13.23% W/ Surrender -30.42% -28.00% #N/A #N/A -19.61% Annualized No Surrender -23.19% -7.80% #N/A #N/A -3.79% W/ Surrender -30.42% -10.37% #N/A #N/A -5.77% Money Market - Class IB Range I 9 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 2/1/88 6.314487 158.3660 0 FEE 31-Dec-91 0.666667 7.731019 0.08623 134.523017 0.086233 1 FEE 31-Dec-92 0.666667 7.857186 0.08485 0.084848 0.084848 2 FEE 31-Dec-93 0.666667 7.925226 0.08412 0.084120 0.084120 3 FEE 31-Dec-94 0.666667 8.074312 0.08257 0.082566 0.082566 4 FEE 31-Dec-95 0.666667 8.355877 0.07978 0.079784 0.079784 5 FEE 31-Dec-96 0.666667 8.616335 0.07737 120.700971 0.077372 0.077372 6 FEE 31-Dec-97 0.666667 8.896423 0.07494 0.074936 0.074936 0.074936 7 FEE 31-Dec-98 0.666667 9.190631 0.07254 113.158716 0.072538 0.072538 0.072538 8 FEE 31-Dec-99 0.666667 9.456438 0.07050 0.070499 0.070499 0.070499 0.070499 9 FEE 31-Dec-00 0.666667 9.829984 0.06782 105.798748 0.067820 0.067820 0.067820 0.067820 10 FEE 31-Dec-01 0.666667 10.028466 0.06648 0.066477 0.066477 0.066477 0.066477 0.066477 ---------------------------------------------------------------- Units 105.732271 112.953920 120.348701 133.762056 157.518799 $ Value 1060.3325 1132.7545 1206.9129 1341.4282 1579.6719 Surrender $ Value 988.0825 1069.0045 1160.1629 1341.4282 1579.6719 Cumulative No Surrender 6.03% 13.28% 20.69% 34.14% 57.97% W/ Surrender -1.19% 6.90% 16.02% 34.14% 57.97% Annualized No Surrender 6.03% 4.24% 3.83% 2.98% 3.34% W/ Surrender -1.19% 2.25% 3.02% 2.98% 3.34% New Opportunities - Class IB Range J 10 Portfolio Inception 5/2/94 NO. YEARS 7.671 0.6712 YEAR YEAR YEAR YEAR 7.671 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 02-May-94 Inception Date 5/2/94 7.000980 142.8371 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 7.480368 0.08912 0.089122 0.089122 4 FEE 31-Dec-95 0.666667 10.634252 0.06269 0.062691 0.062691 5 FEE 31-Dec-96 0.666667 11.496524 0.05799 90.462126 0.057989 0.057989 6 FEE 31-Dec-97 0.666667 13.908369 0.04793 0.047933 0.047933 0.047933 7 FEE 31-Dec-98 0.666667 16.979715 0.03926 61.249556 0.039263 0.039263 0.039263 8 FEE 31-Dec-99 0.666667 28.217664 0.02363 0.023626 0.023626 0.023626 0.023626 9 FEE 31-Dec-00 0.666667 20.466011 0.03257 50.815960 0.032574 0.032574 0.032574 0.032574 10 FEE 31-Dec-01 0.666667 14.049226 0.04745 0.047452 0.047452 0.047452 0.047452 0.047452 ---------------------------------------------------------------- Units 50.768508 61.145903 90.271278 #N/A 142.436497 $ Value 713.2582 859.0526 1268.2416 #N/A 2001.1225 Surrender $ Value 641.0082 795.3026 1221.4916 #N/A 1979.8725 Cumulative No Surrender -28.67% -14.09% 26.82% #N/A 100.11% W/ Surrender -35.90% -20.47% 22.15% #N/A 97.99% Annualized No Surrender -28.67% -4.94% 4.87% #N/A 9.46% W/ Surrender -35.90% -7.35% 4.08% #N/A 9.31% New Value - Class IB Range K 11 Portfolio Inception 1/2/97 NO. YEARS 4.997 0.9973 YEAR YEAR YEAR YEAR 4.997 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 02-Jan-97 Inception Date 1/2/97 8.373539 119.4238 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 9.664001 0.06898 0.068985 0.068985 0.068985 7 FEE 31-Dec-98 0.666667 10.077268 0.06616 103.202574 0.066155 0.066155 0.066155 8 FEE 31-Dec-99 0.666667 9.929138 0.06714 0.067142 0.067142 0.067142 0.067142 9 FEE 31-Dec-00 0.666667 11.942382 0.05582 87.084804 0.055824 0.055824 0.055824 0.055824 10 FEE 31-Dec-01 0.666667 12.124587 0.05498 0.054985 0.054985 0.054985 0.054985 0.054985 ---------------------------------------------------------------- Units 87.029820 103.024624 #N/A #N/A 119.110728 $ Value 1055.2006 1249.1310 #N/A #N/A 1444.1684 Surrender $ Value 982.9506 1185.3810 #N/A #N/A 1388.9184 Cumulative No Surrender 5.52% 24.91% #N/A #N/A 44.42% W/ Surrender -1.70% 18.54% #N/A #N/A 38.89% Annualized No Surrender 5.52% 7.70% #N/A #N/A 7.63% W/ Surrender -1.70% 5.83% #N/A #N/A 6.80% Research - Class IB Range L 12 Portfolio Inception 9/29/98 NO. YEARS 3.258 0.2575 YEAR YEAR YEAR YEAR 3.258 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 29-Sep-98 Inception Date 9/29/98 11.389483 87.8003 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 13.514876 0.04933 76.952241 0.049328 0.049328 0.049328 8 FEE 31-Dec-99 0.666667 16.960060 0.03931 0.039308 0.039308 0.039308 0.039308 9 FEE 31-Dec-00 0.666667 16.338647 0.04080 63.652761 0.040803 0.040803 0.040803 0.040803 10 FEE 31-Dec-01 0.666667 13.031128 0.05116 0.051160 0.051160 0.051160 0.051160 0.051160 ---------------------------------------------------------------- Units 63.601602 76.820971 #N/A #N/A 87.619699 $ Value 828.8006 1001.0639 #N/A #N/A 1141.7835 Surrender $ Value 756.5506 937.3139 #N/A #N/A 1078.0335 Cumulative No Surrender -17.12% 0.11% #N/A #N/A 14.18% W/ Surrender -24.34% -6.27% #N/A #N/A 7.80% Annualized No Surrender -17.12% 0.04% #N/A #N/A 4.15% W/ Surrender -24.34% -2.13% #N/A #N/A 2.33% Utilities Growth and Income - Class IB Range M 13 Portfolio Inception 5/1/92 NO. YEARS 9.674 0.6740 YEAR YEAR YEAR YEAR 9.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-May-92 Inception Date 5/1/92 7.078310 141.2767 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 7.486585 0.08905 0.089048 0.089048 2 FEE 31-Dec-93 0.666667 8.333660 0.08000 0.079997 0.079997 3 FEE 31-Dec-94 0.666667 7.603518 0.08768 0.087679 0.087679 4 FEE 31-Dec-95 0.666667 9.780117 0.06817 0.068166 0.068166 5 FEE 31-Dec-96 0.666667 11.113251 0.05999 93.581977 0.059988 0.059988 6 FEE 31-Dec-97 0.666667 13.860356 0.04810 0.048099 0.048099 0.048099 7 FEE 31-Dec-98 0.666667 15.645386 0.04261 66.473272 0.042611 0.042611 0.042611 8 FEE 31-Dec-99 0.666667 15.254347 0.04370 0.043703 0.043703 0.043703 0.043703 9 FEE 31-Dec-00 0.666667 17.618386 0.03784 59.029244 0.037839 0.037839 0.037839 0.037839 10 FEE 31-Dec-01 0.666667 13.448328 0.04957 0.049572 0.049572 0.049572 0.049572 0.049572 ---------------------------------------------------------------- Units 58.979671 66.342157 93.360152 #N/A 140.669958 $ Value 793.1780 892.1911 1255.5379 #N/A 1891.7757 Surrender $ Value 720.9280 828.4411 1208.7879 #N/A 1891.7757 Cumulative No Surrender -20.68% -10.78% 25.55% #N/A 89.18% W/ Surrender -27.91% -17.16% 20.88% #N/A 89.18% Annualized No Surrender -20.68% -3.73% 4.66% #N/A 6.81% W/ Surrender -27.91% -6.08% 3.87% #N/A 6.81% Vista - Class IB Range N 14 Portfolio Inception 1/2/97 NO. YEARS 4.997 0.9973 YEAR YEAR YEAR YEAR 4.997 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 02-Jan-97 Inception Date 1/2/97 10.534919 94.9224 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 12.738480 0.05233 0.052335 0.052335 0.052335 7 FEE 31-Dec-98 0.666667 14.960399 0.04456 69.516862 0.044562 0.044562 0.044562 8 FEE 31-Dec-99 0.666667 22.434227 0.02972 0.029716 0.029716 0.029716 0.029716 9 FEE 31-Dec-00 0.666667 21.148038 0.03152 49.177139 0.031524 0.031524 0.031524 0.031524 10 FEE 31-Dec-01 0.666667 13.818453 0.04824 0.048245 0.048245 0.048245 0.048245 0.048245 ---------------------------------------------------------------- Units 49.128894 69.407378 #N/A #N/A 94.716038 $ Value 678.8853 959.1026 #N/A #N/A 1308.8291 Surrender $ Value 606.6353 895.3526 #N/A #N/A 1253.5791 Cumulative No Surrender -32.11% -4.09% #N/A #N/A 30.88% W/ Surrender -39.34% -10.46% #N/A #N/A 25.36% Annualized No Surrender -32.11% -1.38% #N/A #N/A 5.53% W/ Surrender -39.34% -3.62% #N/A #N/A 4.63% Voyager - Class IB Range O 15 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 2/1/88 2.554129 391.5229 0 FEE 31-Dec-91 0.666667 4.629248 0.14401 224.658519 0.144012 1 FEE 31-Dec-92 0.666667 5.013169 0.13298 0.132983 0.132983 2 FEE 31-Dec-93 0.666667 5.839263 0.11417 0.114170 0.114170 3 FEE 31-Dec-94 0.666667 5.789420 0.11515 0.115153 0.115153 4 FEE 31-Dec-95 0.666667 7.991720 0.08342 0.083420 0.083420 5 FEE 31-Dec-96 0.666667 8.859116 0.07525 117.393203 0.075252 0.075252 6 FEE 31-Dec-97 0.666667 10.998361 0.06062 0.060615 0.060615 0.060615 7 FEE 31-Dec-98 0.666667 13.423625 0.04966 77.475347 0.049664 0.049664 0.049664 8 FEE 31-Dec-99 0.666667 20.845979 0.03198 0.031981 0.031981 0.031981 0.031981 9 FEE 31-Dec-00 0.666667 17.099834 0.03899 60.819304 0.038987 0.038987 0.038987 0.038987 10 FEE 31-Dec-01 0.666667 13.037468 0.05113 0.051135 0.051135 0.051135 0.051135 0.051135 ---------------------------------------------------------------- Units 60.768169 77.353245 117.160822 223.905161 390.625533 $ Value 792.2631 1008.4905 1527.4805 2919.1564 5092.7679 Surrender $ Value 720.0131 944.7405 1480.7305 2919.1564 5092.7679 Cumulative No Surrender -20.77% 0.85% 52.75% 191.92% 409.28% W/ Surrender -28.00% -5.53% 48.07% 191.92% 409.28% Annualized No Surrender -20.77% 0.28% 8.84% 11.31% 12.40% W/ Surrender -28.00% -1.88% 8.17% 11.31% 12.40% Franklin Growth and Income Securities -Ranges 2 P 16 Portfolio Inception 1/24/89 NO. YEARS 12.942 0.9425 YEAR YEAR YEAR YEAR 12.942 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 24-Jan-89 Inception Date 1/24/89 3.339299 299.4640 0 FEE 31-Dec-91 0.666667 4.068684 0.16385 255.610905 0.163853 1 FEE 31-Dec-92 0.666667 4.387569 0.15194 0.151944 0.151944 2 FEE 31-Dec-93 0.666667 4.744883 0.14050 0.140502 0.140502 3 FEE 31-Dec-94 0.666667 4.811890 0.13855 0.138546 0.138546 4 FEE 31-Dec-95 0.666667 6.265806 0.10640 0.106398 0.106398 5 FEE 31-Dec-96 0.666667 7.014255 0.09504 148.269488 0.095045 0.095045 6 FEE 31-Dec-97 0.666667 8.785077 0.07589 0.075886 0.075886 0.075886 7 FEE 31-Dec-98 0.666667 9.329533 0.07146 111.473961 0.071458 0.071458 0.071458 8 FEE 31-Dec-99 0.666667 9.532244 0.06994 0.069938 0.069938 0.069938 0.069938 9 FEE 31-Dec-00 0.666667 11.097625 0.06007 93.713745 0.060073 0.060073 0.060073 0.060073 10 FEE 31-Dec-01 0.666667 11.428916 0.05833 0.058332 0.058332 0.058332 0.058332 0.058332 ---------------------------------------------------------------- Units 93.655413 111.285619 147.933802 254.642784 298.332075 $ Value 1070.3799 1271.8740 1690.7230 2910.2910 3409.6122 Surrender $ Value 998.1299 1208.1240 1643.9730 2910.2910 3409.6122 Cumulative No Surrender 7.04% 27.19% 69.07% 191.03% 240.96% W/ Surrender -0.19% 20.81% 64.40% 191.03% 240.96% Annualized No Surrender 7.04% 8.35% 11.07% 11.27% 9.94% W/ Surrender -0.19% 6.51% 10.45% 11.27% 9.94% Franklin Small Cap - Class 2 Range Q 17 Portfolio Inception 10/31/95 NO. YEARS 6.173 0.1726 YEAR YEAR YEAR YEAR 6.173 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 31-Oct-95 Inception Date 10/31/95 7.266522 137.6174 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 7.408978 0.08998 0.089981 0.089981 5 FEE 31-Dec-96 0.666667 9.374728 0.07111 110.936552 0.071113 0.071113 6 FEE 31-Dec-97 0.666667 10.791442 0.06178 0.061777 0.061777 0.061777 7 FEE 31-Dec-98 0.666667 10.475132 0.06364 99.282758 0.063643 0.063643 0.063643 8 FEE 31-Dec-99 0.666667 20.213492 0.03298 0.032981 0.032981 0.032981 0.032981 9 FEE 31-Dec-00 0.666667 16.928674 0.03938 61.434227 0.039381 0.039381 0.039381 0.039381 10 FEE 31-Dec-01 0.666667 14.098098 0.04729 0.047288 0.047288 0.047288 0.047288 0.047288 ---------------------------------------------------------------- Units 61.386939 99.163109 110.691482 #N/A 137.211254 $ Value 865.4391 1398.0112 1560.5394 #N/A 1934.4177 Surrender $ Value 793.1891 1334.2612 1513.7894 #N/A 1900.4177 Cumulative No Surrender -13.46% 39.80% 56.05% #N/A 93.44% W/ Surrender -20.68% 33.43% 51.38% #N/A 90.04% Annualized No Surrender -13.46% 11.82% 9.31% #N/A 11.28% W/ Surrender -20.68% 10.09% 8.65% #N/A 10.96% Franklin Small Cap Value Securities - CRange2 RR 18 Portfolio Inception 4/30/98 NO. YEARS 3.674 0.6740 YEAR YEAR YEAR YEAR 3.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 30-Apr-98 Inception Date 4/30/98 11.138566 89.7782 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 8.561688 0.07787 121.471373 0.077866 0.077866 0.077866 8 FEE 31-Dec-99 0.666667 8.530913 0.07815 0.078147 0.078147 0.078147 0.078147 9 FEE 31-Dec-00 0.666667 10.481195 0.06361 99.225327 0.063606 0.063606 0.063606 0.063606 10 FEE 31-Dec-01 0.666667 11.720995 0.05688 0.056878 0.056878 0.056878 0.056878 0.056878 ---------------------------------------------------------------- Units 99.168449 121.272742 #N/A #N/A 89.501666 $ Value 1162.3529 1421.4372 #N/A #N/A 1049.0486 Surrender $ Value 1090.1029 1357.6872 #N/A #N/A 985.2986 Cumulative No Surrender 16.24% 42.14% #N/A #N/A 4.90% W/ Surrender 9.01% 35.77% #N/A #N/A -1.47% Annualized No Surrender 16.24% 12.44% #N/A #N/A 1.31% W/ Surrender 9.01% 10.73% #N/A #N/A -0.40% Mutual Shares Securities - Class II Range S 19 Portfolio Inception 11/8/96 NO. YEARS 5.148 0.1479 YEAR YEAR YEAR YEAR 5.148 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 08-Nov-96 Inception Date 11/8/96 7.351197 136.0323 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 7.586608 0.08787 137.083661 0.087874 0.087874 6 FEE 31-Dec-97 0.666667 8.756056 0.07614 0.076138 0.076138 0.076138 7 FEE 31-Dec-98 0.666667 8.591178 0.07760 121.054412 0.077599 0.077599 0.077599 8 FEE 31-Dec-99 0.666667 9.574381 0.06963 0.069630 0.069630 0.069630 0.069630 9 FEE 31-Dec-00 0.666667 10.676557 0.06244 97.409680 0.062442 0.062442 0.062442 0.062442 10 FEE 31-Dec-01 0.666667 11.230359 0.05936 0.059363 0.059363 0.059363 0.059363 0.059363 ---------------------------------------------------------------- Units 97.350317 120.862977 136.738489 #N/A 135.599222 $ Value 1093.2790 1357.3346 1535.6223 #N/A 1522.8279 Surrender $ Value 1021.0290 1293.5846 1488.8723 #N/A 1476.0779 Cumulative No Surrender 9.33% 35.73% 53.56% #N/A 52.28% W/ Surrender 2.10% 29.36% 48.89% #N/A 47.61% Annualized No Surrender 9.33% 10.72% 8.96% #N/A 8.51% W/ Surrender 2.10% 8.96% 8.29% #N/A 7.86% Templeton Developing Markets SecuritiesRangeass 2T 20 Portfolio Inception 3/4/96 NO. YEARS 5.830 0.8301 YEAR YEAR YEAR YEAR 5.830 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 04-Mar-96 Inception Date 3/4/96 22.332717 44.7774 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 20.714300 0.03218 50.206862 0.032184 0.032184 6 FEE 31-Dec-97 0.666667 14.375962 0.04637 0.046374 0.046374 0.046374 7 FEE 31-Dec-98 0.666667 11.156283 0.05976 93.221013 0.059757 0.059757 0.059757 8 FEE 31-Dec-99 0.666667 16.804741 0.03967 0.039671 0.039671 0.039671 0.039671 9 FEE 31-Dec-00 0.666667 11.223966 0.05940 92.658869 0.059397 0.059397 0.059397 0.059397 10 FEE 31-Dec-01 0.666667 10.137981 0.06576 0.065759 0.065759 0.065759 0.065759 0.065759 -------------------------------------------------- Units 92.593110 93.056185 49.935904 #N/A 44.474213 $ Value 938.7072 943.4018 506.2492 #N/A 450.8787 Surrender $ Value 866.4572 879.6518 459.4992 #N/A 404.1287 Cumulative No Surrender -6.13% -5.66% -49.38% #N/A -54.91% W/ Surrender -13.35% -12.03% -54.05% #N/A -59.59% Annualized No Surrender -6.13% -1.92% -12.73% #N/A -12.77% W/ Surrender -13.35% -4.18% -14.40% #N/A -14.39% Templeton Foreign Securities - Class 2 Range U 21 Portfolio Inception 5/1/92 NO. YEARS 9.674 0.6740 YEAR YEAR YEAR YEAR 9.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-May-92 Inception Date 5/1/92 5.597833 178.6406 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 5.186485 0.12854 0.128539 0.128539 2 FEE 31-Dec-93 0.666667 7.492949 0.08897 0.088973 0.088973 3 FEE 31-Dec-94 0.666667 7.181741 0.09283 0.092828 0.092828 4 FEE 31-Dec-95 0.666667 8.152919 0.08177 0.081770 0.081770 5 FEE 31-Dec-96 0.666667 9.917181 0.06722 104.868511 0.067223 0.067223 6 FEE 31-Dec-97 0.666667 11.075905 0.06019 0.060191 0.060191 0.060191 7 FEE 31-Dec-98 0.666667 11.872682 0.05615 87.596046 0.056151 0.056151 0.056151 8 FEE 31-Dec-99 0.666667 14.378836 0.04636 0.046364 0.046364 0.046364 0.046364 9 FEE 31-Dec-00 0.666667 13.796433 0.04832 75.381803 0.048322 0.048322 0.048322 0.048322 10 FEE 31-Dec-01 0.666667 11.388504 0.05854 0.058539 0.058539 0.058539 0.058539 0.058539 ---------------------------------------------------------------- Units 75.323265 87.442821 104.598944 #N/A 177.911656 $ Value 857.8193 995.8429 1191.2255 #N/A 2026.1476 Surrender $ Value 785.5693 932.0929 1144.4755 #N/A 2026.1476 Cumulative No Surrender -14.22% -0.42% 19.12% #N/A 102.61% W/ Surrender -21.44% -6.79% 14.45% #N/A 102.61% Annualized No Surrender -14.22% -0.14% 3.56% #N/A 7.57% W/ Surrender -21.44% -2.32% 2.74% #N/A 7.57% Templeton Global Income Securities - ClRange V 22 Portfolio Inception 1/24/89 NO. YEARS 12.942 0.9425 YEAR YEAR YEAR YEAR 12.942 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 24-Jan-89 Inception Date 1/24/89 5.807515 172.1907 0 FEE 31-Dec-91 0.666667 7.390626 0.09020 140.718797 0.090204 1 FEE 31-Dec-92 0.666667 7.216011 0.09239 0.092387 0.092387 2 FEE 31-Dec-93 0.666667 8.254045 0.08077 0.080768 0.080768 3 FEE 31-Dec-94 0.666667 7.687920 0.08672 0.086716 0.086716 4 FEE 31-Dec-95 0.666667 8.642507 0.07714 0.077138 0.077138 5 FEE 31-Dec-96 0.666667 9.289091 0.07177 111.959286 0.071769 0.071769 6 FEE 31-Dec-97 0.666667 9.331430 0.07144 0.071443 0.071443 0.071443 7 FEE 31-Dec-98 0.666667 9.795407 0.06806 106.172209 0.068059 0.068059 0.068059 8 FEE 31-Dec-99 0.666667 9.039592 0.07375 0.073750 0.073750 0.073750 0.073750 9 FEE 31-Dec-00 0.666667 9.252718 0.07205 112.399405 0.072051 0.072051 0.072051 0.072051 10 FEE 31-Dec-01 0.666667 9.295814 0.07172 0.071717 0.071717 0.071717 0.071717 0.071717 ---------------------------------------------------------------- Units 112.327688 105.954692 111.602267 139.952999 171.334685 $ Value 1044.1773 984.9351 1037.4339 1300.9770 1592.6954 Surrender $ Value 971.9273 921.1851 990.6839 1300.9770 1592.6954 Cumulative No Surrender 4.42% -1.51% 3.74% 30.10% 59.27% W/ Surrender -2.81% -7.88% -0.93% 30.10% 59.27% Annualized No Surrender 4.42% -0.50% 0.74% 2.67% 3.66% W/ Surrender -2.81% -2.70% -0.19% 2.67% 3.66% LSA Aggressive Growth Range W 23 Portfolio Inception 8/14/01 NO. YEARS 0.381 0.3808 YEAR YEAR YEAR YEAR 0.381 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 14-Aug-01 Inception Date 8/14/01 14.589806 68.5410 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 0.666667 #N/A -- -- -- -- 0 9 FEE 31-Dec-00 0.666667 #N/A -- #N/A -- -- -- 0 10 FEE 31-Dec-01 0.666667 13.580254 0.04909 0.049091 0.049091 0.049091 0.049091 0.049091 ---------------------------------------------------------------- Units #N/A #N/A #N/A #N/A 68.491916 $ Value #N/A #N/A #N/A #N/A 930.1376 Surrender $ Value #N/A #N/A #N/A #N/A 857.8876 #N/A Cumulative No Surrender #N/A #N/A #N/A #N/A -6.99% W/ Surrender #N/A #N/A #N/A #N/A -14.21% Annualized No Surrender #N/A #N/A #N/A #N/A -6.99% W/ Surrender #N/A #N/A #N/A #N/A -14.21% LSA Focused Equity Range X 24 Portfolio Inception 10/1/99 NO. YEARS 2.252 0.2521 YEAR YEAR YEAR YEAR 2.252 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Oct-99 Inception Date 10/1/99 15.741977 63.5244 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 0.666667 18.918481 0.03524 0.035239 0.035239 0.035239 0.035239 9 FEE 31-Dec-00 0.666667 16.398336 0.04065 63.421069 0.040655 0.040655 0.040655 0.040655 10 FEE 31-Dec-01 0.666667 13.627176 0.04892 0.048922 0.048922 0.048922 0.048922 0.048922 ---------------------------------------------------------------- Units 63.372147 #N/A #N/A #N/A 63.399607 $ Value 863.5834 #N/A #N/A #N/A 863.9576 Surrender $ Value 791.3334 #N/A #N/A #N/A 791.7076 Cumulative No Surrender -13.64% #N/A #N/A #N/A -13.60% W/ Surrender -20.87% #N/A #N/A #N/A -20.83% Annualized No Surrender -13.64% #N/A #N/A #N/A -6.29% W/ Surrender -20.87% #N/A #N/A #N/A -9.85% LSA Mid Cap Value Range Y 25 Portfolio Inception 8/14/01 NO. YEARS 0.381 0.3808 YEAR YEAR YEAR YEAR 0.381 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 14-Aug-01 Inception Date 8/14/01 10.678333 93.6476 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 0.666667 #N/A -- -- -- -- 0 9 FEE 31-Dec-00 0.666667 #N/A -- #N/A -- -- -- 0 10 FEE 31-Dec-01 0.666667 11.357789 0.05870 0.058697 0.058697 0.058697 0.058697 0.058697 ---------------------------------------------------------------- Units #N/A #N/A #N/A #N/A 93.588879 $ Value #N/A #N/A #N/A #N/A 1062.9627 Surrender $ Value #N/A #N/A #N/A #N/A 990.7127 #N/A Cumulative No Surrender #N/A #N/A #N/A #N/A 6.30% W/ Surrender #N/A #N/A #N/A #N/A -0.93% Annualized No Surrender #N/A #N/A #N/A #N/A 6.30% W/ Surrender #N/A #N/A #N/A #N/A -0.93% Oppenheimer Aggressive Growth - ServiceRanges Portfolio Inception 8/15/86 NO. YEARS 15.389 0.3890 YEAR YEAR YEAR YEAR 15.389 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 15-Aug-86 Inception Date 8/15/86 2.781839 359.4744 0 FEE 31-Dec-91 0.666667 5.261339 0.12671 197.668312 0.126710 1 FEE 31-Dec-92 0.666667 5.959047 0.11187 0.111875 0.111875 2 FEE 31-Dec-93 0.666667 7.445142 0.08954 0.089544 0.089544 3 FEE 31-Dec-94 0.666667 6.751373 0.09875 0.098745 0.098745 4 FEE 31-Dec-95 0.666667 8.780144 0.07593 0.075929 0.075929 5 FEE 31-Dec-96 0.666667 10.357178 0.06437 100.413452 0.064368 0.064368 6 FEE 31-Dec-97 0.666667 11.356124 0.05871 0.058705 0.058705 0.058705 7 FEE 31-Dec-98 0.666667 12.520898 0.05324 83.061135 0.053244 0.053244 0.053244 8 FEE 31-Dec-99 0.666667 22.559495 0.02955 0.029551 0.029551 0.029551 0.029551 9 FEE 31-Dec-00 0.666667 19.658053 0.03391 52.904527 0.033913 0.033913 0.033913 0.033913 10 FEE 31-Dec-01 0.666667 13.267122 0.05025 0.050250 0.050250 0.050250 0.050250 0.050250 ---------------------------------------------------------------- Units 52.854278 82.947421 100.187788 197.002188 358.681599 $ Value 701.2242 1100.4736 1329.2036 2613.6521 4758.6725 Surrender $ Value 628.9742 1036.7236 1282.4536 2613.6521 4758.6725 Cumulative No Surrender -29.88% 10.05% 32.92% 161.37% 375.87% W/ Surrender -37.10% 3.67% 28.25% 161.37% 375.87% Annualized No Surrender -29.88% 3.24% 5.86% 10.08% 10.67% W/ Surrender -37.10% 1.21% 5.10% 10.08% 10.67% Oppenheimer Global Securities - ServiceRanges AA 27 Portfolio Inception 11/12/90 NO. YEARS 11.142 0.1425 YEAR YEAR YEAR YEAR 11.142 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 12-Nov-90 Inception Date 11/12/90 3.975947 251.5124 0 FEE 31-Dec-91 0.666667 4.039473 0.16504 257.459327 0.165038 1 FEE 31-Dec-92 0.666667 3.682079 0.18106 0.181057 0.181057 2 FEE 31-Dec-93 0.666667 6.154167 0.10833 0.108328 0.108328 3 FEE 31-Dec-94 0.666667 5.693588 0.11709 0.117091 0.117091 4 FEE 31-Dec-95 0.666667 5.712400 0.11671 0.116705 0.116705 5 FEE 31-Dec-96 0.666667 6.602577 0.10097 157.514255 0.100971 0.100971 6 FEE 31-Dec-97 0.666667 7.931907 0.08405 0.084049 0.084049 0.084049 7 FEE 31-Dec-98 0.666667 8.881345 0.07506 117.099381 0.075064 0.075064 0.075064 8 FEE 31-Dec-99 0.666667 13.812418 0.04827 0.048266 0.048266 0.048266 0.048266 9 FEE 31-Dec-00 0.666667 14.246543 0.04679 73.000166 0.046795 0.046795 0.046795 0.046795 10 FEE 31-Dec-01 0.666667 12.294215 0.05423 0.054226 0.054226 0.054226 0.054226 0.054226 ---------------------------------------------------------------- Units 72.945940 116.950094 157.205856 256.526776 250.414818 $ Value 896.8131 1437.8096 1932.7226 3153.7953 3078.6536 Surrender $ Value 824.5631 1374.0596 1885.9726 3153.7953 3078.6536 Cumulative No Surrender -10.32% 43.78% 93.27% 215.38% 207.87% W/ Surrender -17.54% 37.41% 88.60% 215.38% 207.87% Annualized No Surrender -10.32% 12.87% 14.09% 12.17% 10.62% W/ Surrender -17.54% 11.17% 13.53% 12.17% 10.62% Oppenheimer High Income - Service ClassRange BB 28 Portfolio Inception 4/30/86 NO. YEARS 15.682 0.6822 YEAR YEAR YEAR YEAR 15.682 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 30-Apr-86 Inception Date 4/30/86 3.740320 267.3568 0 FEE 31-Dec-91 0.666667 6.317200 0.10553 164.629899 0.105532 1 FEE 31-Dec-92 0.666667 7.288778 0.09146 0.091465 0.091465 2 FEE 31-Dec-93 0.666667 9.036030 0.07378 0.073779 0.073779 3 FEE 31-Dec-94 0.666667 8.585444 0.07765 0.077651 0.077651 4 FEE 31-Dec-95 0.666667 10.141278 0.06574 0.065738 0.065738 5 FEE 31-Dec-96 0.666667 11.468460 0.05813 90.683492 0.058130 0.058130 6 FEE 31-Dec-97 0.666667 12.628443 0.05279 0.052791 0.052791 0.052791 7 FEE 31-Dec-98 0.666667 12.429686 0.05364 83.670657 0.053635 0.053635 0.053635 8 FEE 31-Dec-99 0.666667 12.719996 0.05241 0.052411 0.052411 0.052411 0.052411 9 FEE 31-Dec-00 0.666667 10.794568 0.06176 96.344754 0.061759 0.061759 0.061759 0.061759 10 FEE 31-Dec-01 0.666667 10.803060 0.06171 0.061711 0.061711 0.061711 0.061711 0.061711 ---------------------------------------------------------------- Units 96.283043 83.494776 90.401185 163.980829 266.602202 $ Value 1040.1515 901.9991 976.6094 1771.4947 2880.1196 Surrender $ Value 967.9015 838.2491 929.8594 1771.4947 2880.1196 Cumulative No Surrender 4.02% -9.80% -2.34% 77.15% 188.01% W/ Surrender -3.21% -16.18% -7.01% 77.15% 188.01% Annualized No Surrender 4.02% -3.38% -0.47% 5.88% 6.98% W/ Surrender -3.21% -5.71% -1.44% 5.88% 6.98% Oppenheimer Main Street Growth & IncomeRangervicCCClass29 Portfolio Inception 7/5/95 NO. YEARS 6.496 0.4959 YEAR YEAR YEAR YEAR 6.496 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 05-Jul-95 Inception Date 7/5/95 5.802112 172.3510 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 7.201195 0.09258 0.092577 0.092577 5 FEE 31-Dec-96 0.666667 9.362895 0.07120 111.076756 0.071203 0.071203 6 FEE 31-Dec-97 0.666667 12.171769 0.05477 0.054772 0.054772 0.054772 7 FEE 31-Dec-98 0.666667 12.505430 0.05331 83.163874 0.053310 0.053310 0.053310 8 FEE 31-Dec-99 0.666667 14.935354 0.04464 0.044637 0.044637 0.044637 0.044637 9 FEE 31-Dec-00 0.666667 13.374133 0.04985 77.762050 0.049847 0.049847 0.049847 0.049847 10 FEE 31-Dec-01 0.666667 11.790668 0.05654 0.056542 0.056542 0.056542 0.056542 0.056542 ---------------------------------------------------------------- Units 77.705508 83.012847 110.817648 #N/A 171.928145 $ Value 916.1998 978.7769 1306.6141 #N/A 2027.1477 Surrender $ Value 843.9498 915.0269 1259.8641 #N/A 1993.1477 Cumulative No Surrender -8.38% -2.12% 30.66% #N/A 102.71% W/ Surrender -15.61% -8.50% 25.99% #N/A 99.31% Annualized No Surrender -8.38% -0.71% 5.49% #N/A 11.49% W/ Surrender -15.61% -2.92% 4.73% #N/A 11.20% Oppenheimer Main Street Small Cap - SerRangeClasDD 30 Portfolio Inception 5/1/98 NO. YEARS 3.671 0.6712 YEAR YEAR YEAR YEAR 3.671 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-May-98 Inception Date 5/1/98 10.766709 92.8789 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 10.206246 0.06532 101.898387 0.065319 0.065319 0.065319 8 FEE 31-Dec-99 0.666667 14.678716 0.04542 0.045417 0.045417 0.045417 0.045417 9 FEE 31-Dec-00 0.666667 11.763025 0.05667 88.412632 0.056675 0.056675 0.056675 0.056675 10 FEE 31-Dec-01 0.666667 11.507638 0.05793 0.057933 0.057933 0.057933 0.057933 0.057933 ---------------------------------------------------------------- Units 88.354699 101.738362 #N/A #N/A 92.653548 $ Value 1016.7539 1170.7682 #N/A #N/A 1066.2235 Surrender $ Value 944.5039 1107.0182 #N/A #N/A 1002.4735 Cumulative No Surrender 1.68% 17.08% #N/A #N/A 6.62% W/ Surrender -5.55% 10.70% #N/A #N/A 0.25% Annualized No Surrender 1.68% 5.40% #N/A #N/A 1.76% W/ Surrender -5.55% 3.45% #N/A #N/A 0.07% Oppenheimer Multiple Strategies - ServiRangeass EE 31 Portfolio Inception 2/9/87 NO. YEARS 14.901 0.9014 YEAR YEAR YEAR YEAR 14.901 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 09-Feb-87 Inception Date 2/9/87 3.423110 292.1320 0 FEE 31-Dec-91 0.666667 5.287165 0.12609 196.702770 0.126092 1 FEE 31-Dec-92 0.666667 5.653918 0.11791 0.117912 0.117912 2 FEE 31-Dec-93 0.666667 6.432955 0.10363 0.103633 0.103633 3 FEE 31-Dec-94 0.666667 6.189936 0.10770 0.107702 0.107702 4 FEE 31-Dec-95 0.666667 7.371849 0.09043 0.090434 0.090434 5 FEE 31-Dec-96 0.666667 8.353976 0.07980 124.491619 0.079802 0.079802 6 FEE 31-Dec-97 0.666667 9.609446 0.06938 0.069376 0.069376 0.069376 7 FEE 31-Dec-98 0.666667 10.057008 0.06629 103.410478 0.066289 0.066289 0.066289 8 FEE 31-Dec-99 0.666667 11.033081 0.06042 0.060424 0.060424 0.060424 0.060424 9 FEE 31-Dec-00 0.666667 11.524712 0.05785 90.240867 0.057847 0.057847 0.057847 0.057847 10 FEE 31-Dec-01 0.666667 11.558516 0.05768 0.057678 0.057678 0.057678 0.057678 0.057678 ---------------------------------------------------------------- Units 90.183189 103.234529 124.180006 195.891673 291.194820 $ Value 1042.3838 1193.2380 1435.3366 2264.2170 3365.7800 Surrender $ Value 970.1338 1129.4880 1388.5866 2264.2170 3365.7800 Cumulative No Surrender 4.24% 19.32% 43.53% 126.42% 236.58% W/ Surrender -2.99% 12.95% 38.86% 126.42% 236.58% Annualized No Surrender 4.24% 6.07% 7.50% 8.52% 8.49% W/ Surrender -2.99% 4.14% 6.79% 8.52% 8.49% Oppenheimer Strategic Bond - Service ClRange FF 32 Portfolio Inception 5/3/93 NO. YEARS 8.668 0.6685 YEAR YEAR YEAR YEAR 8.668 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 03-May-93 Inception Date 5/3/93 7.358957 135.8888 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 7.576427 0.08799 0.087992 0.087992 3 FEE 31-Dec-94 0.666667 7.154155 0.09319 0.093186 0.093186 4 FEE 31-Dec-95 0.666667 8.096748 0.08234 0.082338 0.082338 5 FEE 31-Dec-96 0.666667 8.902245 0.07489 116.824464 0.074887 0.074887 6 FEE 31-Dec-97 0.666667 9.496074 0.07020 0.070204 0.070204 0.070204 7 FEE 31-Dec-98 0.666667 9.588170 0.06953 108.466996 0.069530 0.069530 0.069530 8 FEE 31-Dec-99 0.666667 9.674545 0.06891 0.068909 0.068909 0.068909 0.068909 9 FEE 31-Dec-00 0.666667 9.744428 0.06842 106.727660 0.068415 0.068415 0.068415 0.068415 10 FEE 31-Dec-01 0.666667 10.018232 0.06655 0.066545 0.066545 0.066545 0.066545 0.066545 ---------------------------------------------------------------- Units 106.661115 108.263126 116.480859 #N/A 135.206815 $ Value 1068.5558 1084.6051 1166.9323 #N/A 1354.5332 Surrender $ Value 996.3058 1020.8551 1120.1823 #N/A 1354.5332 Cumulative No Surrender 6.86% 8.46% 16.69% #N/A 35.45% W/ Surrender -0.37% 2.09% 12.02% #N/A 35.45% Annualized No Surrender 6.86% 2.74% 3.14% #N/A 3.56% W/ Surrender -0.37% 0.69% 2.30% #N/A 3.56% Van Kampen LIT Emerging Growth - Class Range GG 33 Portfolio Inception 7/3/95 NO. YEARS 6.501 0.5014 YEAR YEAR YEAR YEAR 6.501 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 03-Jul-95 Inception Date 7/3/95 5.454892 183.3217 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 6.325695 0.10539 0.105390 0.105390 5 FEE 31-Dec-96 0.666667 7.232865 0.09217 143.788112 0.092172 0.092172 6 FEE 31-Dec-97 0.666667 8.538588 0.07808 0.078077 0.078077 0.078077 7 FEE 31-Dec-98 0.666667 11.514355 0.05790 90.322037 0.057899 0.057899 0.057899 8 FEE 31-Dec-99 0.666667 23.070291 0.02890 0.028897 0.028897 0.028897 0.028897 9 FEE 31-Dec-00 0.666667 20.318724 0.03281 51.184316 0.032810 0.032810 0.032810 0.032810 10 FEE 31-Dec-01 0.666667 13.646083 0.04885 0.048854 0.048854 0.048854 0.048854 0.048854 ---------------------------------------------------------------- Units 51.135462 90.211475 143.541574 #N/A 182.877587 $ Value 697.7988 1231.0333 1958.7802 #N/A 2495.5627 Surrender $ Value 625.5488 1167.2833 1912.0302 #N/A 2461.5627 Cumulative No Surrender -30.22% 23.10% 95.88% #N/A 149.56% W/ Surrender -37.45% 16.73% 91.20% #N/A 146.16% Annualized No Surrender -30.22% 7.17% 14.39% #N/A 15.10% W/ Surrender -37.45% 5.29% 13.84% #N/A 14.86% Van Kampen LIT Growth and Income - ClasRange HH 34 Portfolio Inception 12/23/96 NO. YEARS 5.025 0.0247 YEAR YEAR YEAR YEAR 5.025 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 23-Dec-96 Inception Date 12/23/96 6.939840 144.0955 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 6.916009 0.09639 150.375744 0.096395 0.096395 6 FEE 31-Dec-97 0.666667 8.283988 0.08048 0.080477 0.080477 0.080477 7 FEE 31-Dec-98 0.666667 9.716526 0.06861 107.034140 0.068612 0.068612 0.068612 8 FEE 31-Dec-99 0.666667 10.765074 0.06193 0.061929 0.061929 0.061929 0.061929 9 FEE 31-Dec-00 0.666667 12.593880 0.05294 82.579793 0.052936 0.052936 0.052936 0.052936 10 FEE 31-Dec-01 0.666667 11.547630 0.05773 0.057732 0.057732 0.057732 0.057732 0.057732 ---------------------------------------------------------------- Units 82.522061 106.861543 150.054060 #N/A 143.677462 $ Value 952.9342 1233.9976 1732.7688 #N/A 1659.1342 Surrender $ Value 880.6842 1170.2476 1686.0188 #N/A 1612.3842 Cumulative No Surrender -4.71% 23.40% 73.28% #N/A 65.91% W/ Surrender -11.93% 17.02% 68.60% #N/A 61.24% Annualized No Surrender -4.71% 7.26% 11.62% #N/A 10.60% W/ Surrender -11.93% 5.38% 11.01% #N/A 9.97% Van Kampen UIF Active International AllRangeon -IIlass 35 Portfolio Inception 8/31/99 NO. YEARS 2.337 0.3370 YEAR YEAR YEAR YEAR 2.337 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 31-Aug-99 Inception Date 8/31/99 14.351565 69.6788 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 0.666667 16.771674 0.03975 0.039750 0.039750 0.039750 0.039750 9 FEE 31-Dec-00 0.666667 14.168502 0.04705 73.402255 0.047053 0.047053 0.047053 0.047053 10 FEE 31-Dec-01 0.666667 11.125758 0.05992 0.059921 0.059921 0.059921 0.059921 0.059921 ---------------------------------------------------------------- Units 73.342334 #N/A #N/A #N/A 69.532089 $ Value 815.9891 #N/A #N/A #N/A 773.5972 Surrender $ Value 743.7391 #N/A #N/A #N/A 701.3472 Cumulative No Surrender -18.40% #N/A #N/A #N/A -22.64% W/ Surrender -25.63% #N/A #N/A #N/A -29.87% Annualized No Surrender -18.40% #N/A #N/A #N/A -10.40% W/ Surrender -25.63% #N/A #N/A #N/A -14.08% Van Kampen UIF Emerging Markets Debt - Range II JJ 36 Portfolio Inception 6/16/97 NO. YEARS 4.545 0.5452 YEAR YEAR YEAR YEAR 4.545 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 16-Jun-97 Inception Date 6/16/97 9.795058 102.0923 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 9.762327 0.06829 0.068290 0.068290 0.068290 7 FEE 31-Dec-98 0.666667 6.854102 0.09727 151.733954 0.097265 0.097265 0.097265 8 FEE 31-Dec-99 0.666667 8.692997 0.07669 0.076690 0.076690 0.076690 0.076690 9 FEE 31-Dec-00 0.666667 9.492081 0.07023 109.565015 0.070234 0.070234 0.070234 0.070234 10 FEE 31-Dec-01 0.666667 10.244869 0.06507 0.065073 0.065073 0.065073 0.065073 0.065073 ---------------------------------------------------------------- Units 109.499942 151.521957 #N/A #N/A 101.714748 $ Value 1121.8126 1552.3226 #N/A #N/A 1042.0543 Surrender $ Value 1049.5626 1488.5726 #N/A #N/A 986.8043 Cumulative No Surrender 12.18% 55.23% #N/A #N/A 4.21% W/ Surrender 4.96% 48.86% #N/A #N/A -1.32% Annualized No Surrender 12.18% 15.79% #N/A #N/A 0.91% W/ Surrender 4.96% 14.18% #N/A #N/A -0.29% Van Kampen UIF U.S. Real Estate - ClassRange KK 37 Portfolio Inception 3/3/97 NO. YEARS 4.833 0.8329 YEAR YEAR YEAR YEAR 4.833 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 03-Mar-97 Inception Date 3/3/97 7.454404 134.1489 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 8.651063 0.07706 0.077062 0.077062 0.077062 7 FEE 31-Dec-98 0.666667 7.559489 0.08819 137.575437 0.088189 0.088189 0.088189 8 FEE 31-Dec-99 0.666667 7.301459 0.09131 0.091306 0.091306 0.091306 0.091306 9 FEE 31-Dec-00 0.666667 9.253560 0.07204 112.389178 0.072044 0.072044 0.072044 0.072044 10 FEE 31-Dec-01 0.666667 9.963024 0.06691 0.066914 0.066914 0.066914 0.066914 0.066914 ---------------------------------------------------------------- Units 112.322264 137.345172 #N/A #N/A 133.753371 $ Value 1119.0694 1368.3732 #N/A #N/A 1332.5880 Surrender $ Value 1046.8194 1304.6232 #N/A #N/A 1277.3380 Cumulative No Surrender 11.91% 36.84% #N/A #N/A 33.26% W/ Surrender 4.68% 30.46% #N/A #N/A 27.73% Annualized No Surrender 11.91% 11.02% #N/A #N/A 6.12% W/ Surrender 4.68% 9.27% #N/A #N/A 5.20% Plus $ 1,040.00 Date 12/31/01 End 12/31/01 Putnam II - NY Plus Base w/ RIG The George Putnam Fund of Boston - ClasRange A 1 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 --------------- Inception Date 12/10/99 10.396841 100.0304 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 10.589021 0.34627 98.214934 0.346271 0.346271 0 8 FEE 31-Dec-99 3.666667 10.379101 0.35327 0.353274 0.353274 0.353274 0.353274 9 FEE 31-Dec-00 3.666667 11.199153 0.32741 92.864166 0.327406 0.327406 0.327406 0.327406 10 FEE 31-Dec-01 3.666667 11.071649 0.33118 0.331176 0.331176 0.331176 0.331176 0.331176 ------------------ ---------------------------------------------------------------- Units 92.532990 97.203078 #N/A #N/A 99.018528 $ Value 1024.4928 1076.1984 #N/A #N/A 1096.2984 1000*(1+T)= Surrender $ Value 952.2428 1012.4484 #N/A #N/A 1024.0484 Cumulative No Surrender 2.45% #N/A #N/A #N/A 9.63% T W/ Surrender -4.78% #N/A #N/A #N/A 2.40% Annualized No Surrender 2.45% #N/A #N/A #N/A 4.56% R W/ Surrender -4.78% #N/A #N/A #N/A 1.16% Global Asset Allocation - Class IB Range B 2 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 13.188323 78.8576 0 FEE 31-Dec-91 3.666667 5.794737 0.63276 179.473201 0 1 FEE 31-Dec-92 3.666667 6.052871 0.60577 0.605773 0 2 FEE 31-Dec-93 3.666667 6.988178 0.52470 0.524696 0 3 FEE 31-Dec-94 3.666667 6.696138 0.54758 0.547579 0 4 FEE 31-Dec-95 3.666667 8.206738 0.44679 0.446787 0 5 FEE 31-Dec-96 3.666667 9.325095 0.39320 111.527014 0.393204 0 6 FEE 31-Dec-97 3.666667 10.966912 0.33434 0.334339 0.334339 0 7 FEE 31-Dec-98 3.666667 12.248057 0.29937 84.911427 0.299367 0.299367 0 8 FEE 31-Dec-99 3.666667 13.473393 0.27214 0.272141 0.272141 0.272141 0.272141 9 FEE 31-Dec-00 3.666667 12.616888 0.29062 82.429201 0.290616 0.290616 0.290616 0.290616 10 FEE 31-Dec-01 3.666667 11.359697 0.32278 0.322779 0.322779 0.322779 0.322779 0.322779 ---------------------------------------------------------------- Units 82.106423 84.025892 110.007772 175.435920 77.972102 $ Value 932.7041 954.5087 1249.6550 1992.8989 885.7395 Surrender $ Value 860.4541 890.7587 1202.9050 1992.8989 813.4895 Cumulative No Surrender -6.73% #N/A #N/A #N/A -11.43% W/ Surrender -13.95% #N/A #N/A #N/A -18.65% Annualized No Surrender -6.73% #N/A #N/A #N/A -5.72% W/ Surrender -13.95% #N/A #N/A #N/A -9.53% Growth and Income - Class IB Range CC 3 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 12.395321 83.9026 0 FEE 31-Dec-91 3.666667 4.663440 0.78626 223.011339 0 1 FEE 31-Dec-92 3.666667 5.029989 0.72896 0.728961 0 2 FEE 31-Dec-93 3.666667 5.648406 0.64915 0.649151 0 3 FEE 31-Dec-94 3.666667 5.570324 0.65825 0.658250 0 4 FEE 31-Dec-95 3.666667 7.484087 0.48993 0.489928 0 5 FEE 31-Dec-96 3.666667 8.967114 0.40890 115.979344 0.408902 0 6 FEE 31-Dec-97 3.666667 10.940641 0.33514 0.335142 0.335142 0 7 FEE 31-Dec-98 3.666667 12.414870 0.29534 83.770511 0.295345 0.295345 0 8 FEE 31-Dec-99 3.666667 12.397856 0.29575 0.295750 0.295750 0.295750 0.295750 9 FEE 31-Dec-00 3.666667 13.170389 0.27840 78.965018 0.278402 0.278402 0.278402 0.278402 10 FEE 31-Dec-01 3.666667 12.132879 0.30221 0.302209 0.302209 0.302209 0.302209 0.302209 ---------------------------------------------------------------- Units 78.662809 82.894149 114.472496 218.569299 83.026266 $ Value 954.4063 1005.7447 1388.8809 2651.8749 1007.3476 Surrender $ Value 882.1563 941.9947 1342.1309 2651.8749 935.0976 Cumulative No Surrender -4.56% #N/A #N/A #N/A 0.73% W/ Surrender -11.78% #N/A #N/A #N/A -6.49% Annualized No Surrender -4.56% #N/A #N/A #N/A 0.36% W/ Surrender -11.78% #N/A #N/A #N/A -3.20% Health Sciences - Class IB Range D 4 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 10.740550 96.8293 0 FEE 31-Dec-91 3.666667 #N/A #N/A #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A #N/A #N/A 0 2 FEE 31-Dec-93 3.666667 #N/A #N/A #N/A 0 3 FEE 31-Dec-94 3.666667 #N/A #N/A #N/A 0 4 FEE 31-Dec-95 3.666667 #N/A #N/A #N/A 0 5 FEE 31-Dec-96 3.666667 #N/A #N/A #N/A #N/A 0 6 FEE 31-Dec-97 3.666667 #N/A #N/A #N/A #N/A 0 7 FEE 31-Dec-98 3.666667 12.098227 0.30307 85.963009 0.303075 0.303075 0 8 FEE 31-Dec-99 3.666667 11.432627 0.32072 0.320720 0.320720 0.320720 0.320720 9 FEE 31-Dec-00 3.666667 15.641070 0.23443 66.491615 0.234426 0.234426 0.234426 0.234426 10 FEE 31-Dec-01 3.666667 12.352251 0.29684 0.296842 0.296842 0.296842 0.296842 0.296842 ---------------------------------------------------------------- Units 66.194773 85.111022 #N/A #N/A 95.977319 $ Value 817.6544 1051.3127 #N/A #N/A 1185.5359 Surrender $ Value 745.4044 987.5627 #N/A #N/A 1113.2859 Cumulative No Surrender -18.23% #N/A #N/A #N/A 18.55% W/ Surrender -25.46% #N/A #N/A #N/A 11.33% Annualized No Surrender -18.23% #N/A #N/A #N/A 8.61% W/ Surrender -25.46% #N/A #N/A #N/A 5.35% High Yield - Class IB Range E 5 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 10-Dec-99 11.603399 89.6289 0 FEE 31-Dec-91 3.666667 6.231415 0.58842 166.896283 0 1 FEE 31-Dec-92 3.666667 7.286328 0.50323 0.503226 0 2 FEE 31-Dec-93 3.666667 8.561887 0.42825 0.428255 0 3 FEE 31-Dec-94 3.666667 8.335401 0.43989 0.439891 0 4 FEE 31-Dec-95 3.666667 9.692379 0.37830 0.378304 0 5 FEE 31-Dec-96 3.666667 10.745240 0.34124 96.787042 0.341236 0 6 FEE 31-Dec-97 3.666667 12.074364 0.30367 0.303674 0.303674 0 7 FEE 31-Dec-98 3.666667 11.182291 0.32790 93.004197 0.327899 0.327899 0 8 FEE 31-Dec-99 3.666667 11.645345 0.31486 0.314861 0.314861 0.314861 0.314861 9 FEE 31-Dec-00 3.666667 10.487257 0.34963 99.167971 0.349631 0.349631 0.349631 0.349631 10 FEE 31-Dec-01 3.666667 10.697632 0.34275 0.342755 0.342755 0.342755 0.342755 0.342755 ---------------------------------------------------------------- Units 98.825216 91.996951 95.148223 163.166551 88.621663 $ Value 1057.1958 984.1495 1017.8607 1745.4957 948.0419 Surrender $ Value 984.9458 920.3995 971.1107 1745.4957 875.7919 Cumulative No Surrender 5.72% #N/A #N/A #N/A -5.20% W/ Surrender -1.51% #N/A #N/A #N/A -12.42% Annualized No Surrender 5.72% #N/A #N/A #N/A -2.56% W/ Surrender -1.51% #N/A #N/A #N/A -6.23% Income - Class IB Range F 6 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 8.827145 117.8184 0 FEE 31-Dec-91 3.666667 6.070744 0.60399 171.313434 0 1 FEE 31-Dec-92 3.666667 6.412985 0.57176 0.571757 0 2 FEE 31-Dec-93 3.666667 7.013194 0.52282 0.522824 0 3 FEE 31-Dec-94 3.666667 6.665525 0.55009 0.550094 0 4 FEE 31-Dec-95 3.666667 7.889756 0.46474 0.464738 0 5 FEE 31-Dec-96 3.666667 7.940946 0.46174 130.966764 0.461742 0 6 FEE 31-Dec-97 3.666667 8.478164 0.43248 0.432484 0.432484 0 7 FEE 31-Dec-98 3.666667 9.028466 0.40612 115.191219 0.406123 0.406123 0 8 FEE 31-Dec-99 3.666667 8.693974 0.42175 0.421748 0.421748 0.421748 0.421748 9 FEE 31-Dec-00 3.666667 9.224327 0.39750 112.745353 0.397500 0.397500 0.397500 0.397500 10 FEE 31-Dec-01 3.666667 9.740455 0.37644 0.376437 0.376437 0.376437 0.376437 0.376437 --------------------------------------------------- Units 112.368916 113.995534 128.932473 166.707988 116.622704 $ Value 1094.5244 1110.3684 1255.8609 1623.8117 1135.9582 Surrender $ Value 1022.2744 1046.6184 1209.1109 1623.8117 1063.7082 Cumulative No Surrender 9.45% #N/A #N/A #N/A 13.60% W/ Surrender 2.23% #N/A #N/A #N/A 6.37% Annualized No Surrender 9.45% #N/A #N/A #N/A 6.38% W/ Surrender 2.23% #N/A #N/A #N/A 3.04% International Growth - Class IB Range G 7 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.500190 67.0960 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 9.187999 0.39907 0.399071 0.399071 0 7 FEE 31-Dec-98 3.666667 10.713806 0.34224 97.071013 0.342238 0.342238 0 8 FEE 31-Dec-99 3.666667 16.875477 0.21728 0.217278 0.217278 0.217278 0.217278 9 FEE 31-Dec-00 3.666667 15.021628 0.24409 69.233508 0.244092 0.244092 0.244092 0.244092 10 FEE 31-Dec-01 3.666667 11.735962 0.31243 0.312430 0.312430 0.312430 0.312430 0.312430 ---------------------------------------------------------------- Units 68.921078 96.297213 #N/A #N/A 66.322151 $ Value 808.8552 1130.1404 #N/A #N/A 778.3542 Surrender $ Value 736.6052 1066.3904 #N/A #N/A 706.1042 Cumulative No Surrender -19.11% #N/A #N/A #N/A -22.16% W/ Surrender -26.34% #N/A #N/A #N/A -29.39% Annualized No Surrender -19.11% #N/A #N/A #N/A -11.45% W/ Surrender -26.34% #N/A #N/A #N/A -15.54% Investors - Class IB Range H 8 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 20.396533 50.9891 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 17.067746 0.21483 60.933646 0.214830 0.214830 0 8 FEE 31-Dec-99 3.666667 21.835588 0.16792 0.167922 0.167922 0.167922 0.167922 9 FEE 31-Dec-00 3.666667 17.486872 0.20968 59.473187 0.209681 0.209681 0.209681 0.209681 10 FEE 31-Dec-01 3.666667 12.945249 0.28324 0.283244 0.283244 0.283244 0.283244 0.283244 ---------------------------------------------------------------- Units 59.189942 60.272800 #N/A #N/A 50.328211 $ Value 766.2285 780.2464 #N/A #N/A 651.5112 Surrender $ Value 693.9785 716.4964 #N/A #N/A 579.2612 Cumulative No Surrender -23.38% #N/A #N/A #N/A -34.85% W/ Surrender -30.60% #N/A #N/A #N/A -42.07% Annualized No Surrender -23.38% #N/A #N/A #N/A -18.78% W/ Surrender -30.60% #N/A #N/A #N/A -23.28% Money Market - Class IB Range I 9 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 9.400516 110.6322 0 FEE 31-Dec-91 3.666667 7.609263 0.48187 136.675523 0 1 FEE 31-Dec-92 3.666667 7.745058 0.47342 0.473420 0 2 FEE 31-Dec-93 3.666667 7.823867 0.46865 0.468651 0 3 FEE 31-Dec-94 3.666667 7.983012 0.45931 0.459309 0 4 FEE 31-Dec-95 3.666667 8.273790 0.44317 0.443167 0 5 FEE 31-Dec-96 3.666667 8.544501 0.42913 121.715709 0.429126 0 6 FEE 31-Dec-97 3.666667 8.835498 0.41499 0.414993 0.414993 0 7 FEE 31-Dec-98 3.666667 9.141397 0.40111 113.768169 0.401106 0.401106 0 8 FEE 31-Dec-99 3.666667 9.419903 0.38925 0.389247 0.389247 0.389247 0.389247 9 FEE 31-Dec-00 3.666667 9.806633 0.37390 106.050670 0.373897 0.373897 0.373897 0.373897 10 FEE 31-Dec-01 3.666667 10.019752 0.36594 0.365944 0.365944 0.365944 0.365944 0.365944 ---------------------------------------------------------------- Units 105.684726 112.639082 119.770524 132.456665 109.503138 $ Value 1058.9347 1128.6157 1200.0709 1327.1829 1097.1943 Surrender $ Value 986.6847 1064.8657 1153.3209 1327.1829 1024.9443 Cumulative No Surrender 5.89% #N/A #N/A #N/A 9.72% W/ Surrender -1.33% #N/A #N/A #N/A 2.49% Annualized No Surrender 5.89% #N/A #N/A #N/A 4.61% W/ Surrender -1.33% #N/A #N/A #N/A 1.20% New Opportunities - Class IB Range J 10 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 25.154696 41.3442 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 7.395748 0.49578 0.495780 0 4 FEE 31-Dec-95 3.666667 10.529717 0.34822 0.348221 0 5 FEE 31-Dec-96 3.666667 11.400599 0.32162 91.223277 0.321621 0 6 FEE 31-Dec-97 3.666667 13.813028 0.26545 0.265450 0.265450 0 7 FEE 31-Dec-98 3.666667 16.888618 0.21711 61.579935 0.217109 0.217109 0 8 FEE 31-Dec-99 3.666667 28.108333 0.13045 0.130448 0.130448 0.130448 0.130448 9 FEE 31-Dec-00 3.666667 20.417213 0.17959 50.937412 0.179587 0.179587 0.179587 0.179587 10 FEE 31-Dec-01 3.666667 14.036953 0.26122 0.261215 0.261215 0.261215 0.261215 0.261215 ---------------------------------------------------------------- Units 50.676197 61.008685 90.169468 #N/A 40.772919 $ Value 711.3394 856.3760 1265.7046 #N/A 572.3275 Surrender $ Value 639.0894 792.6260 1218.9546 #N/A 500.0775 Cumulative No Surrender -28.87% #N/A #N/A #N/A -42.77% W/ Surrender -36.09% #N/A #N/A #N/A -49.99% Annualized No Surrender -28.87% #N/A #N/A #N/A -23.73% W/ Surrender -36.09% #N/A #N/A #N/A -28.56% New Value - Class IB Range K 11 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 9.791243 106.2174 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 9.597824 0.38203 0.382031 0.382031 0 7 FEE 31-Dec-98 3.666667 10.023282 0.36581 103.758430 0.365815 0.365815 0 8 FEE 31-Dec-99 3.666667 9.890776 0.37072 0.370716 0.370716 0.370716 0.370716 9 FEE 31-Dec-00 3.666667 11.913982 0.30776 87.292393 0.307762 0.307762 0.307762 0.307762 10 FEE 31-Dec-01 3.666667 12.114010 0.30268 0.302680 0.302680 0.302680 0.302680 0.302680 ---------------------------------------------------------------- Units 86.989713 102.777272 #N/A #N/A 105.236205 $ Value 1053.7943 1245.0449 #N/A #N/A 1274.8324 Surrender $ Value 981.5443 1181.2949 #N/A #N/A 1202.5824 Cumulative No Surrender 5.38% #N/A #N/A #N/A 27.48% W/ Surrender -1.85% #N/A #N/A #N/A 20.26% Annualized No Surrender 5.38% #N/A #N/A #N/A 12.51% W/ Surrender -1.85% #N/A #N/A #N/A 9.37% Research - Class IB Range L 12 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.872285 65.5230 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 13.442455 0.27277 77.366820 0.272768 0.272768 0 8 FEE 31-Dec-99 3.666667 16.894463 0.21703 0.217034 0.217034 0.217034 0.217034 9 FEE 31-Dec-00 3.666667 16.299741 0.22495 63.804695 0.224952 0.224952 0.224952 0.224952 10 FEE 31-Dec-01 3.666667 13.019754 0.28162 0.281623 0.281623 0.281623 0.281623 0.281623 ---------------------------------------------------------------- Units 63.523071 76.643211 #N/A #N/A 64.799408 $ Value 827.0548 997.8758 #N/A #N/A 843.6723 Surrender $ Value 754.8048 934.1258 #N/A #N/A 771.4223 Cumulative No Surrender -17.29% #N/A #N/A #N/A -15.63% W/ Surrender -24.52% #N/A #N/A #N/A -22.86% Annualized No Surrender -17.29% #N/A #N/A #N/A -7.92% W/ Surrender -24.52% #N/A #N/A #N/A -11.84% Utilities Growth and Income - Class IB Range M 13 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.290102 68.0179 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 7.379854 0.49685 0.496848 0 2 FEE 31-Dec-93 3.666667 8.227087 0.44568 0.445682 0 3 FEE 31-Dec-94 3.666667 7.517563 0.48775 0.487747 0 4 FEE 31-Dec-95 3.666667 9.684055 0.37863 0.378629 0 5 FEE 31-Dec-96 3.666667 11.020607 0.33271 94.368668 0.332710 0 6 FEE 31-Dec-97 3.666667 13.765433 0.26637 0.266368 0.266368 0 7 FEE 31-Dec-98 3.666667 15.561560 0.23562 66.831346 0.235623 0.235623 0 8 FEE 31-Dec-99 3.666667 15.195393 0.24130 0.241301 0.241301 0.241301 0.241301 9 FEE 31-Dec-00 3.666667 17.576459 0.20861 59.170052 0.208612 0.208612 0.208612 0.208612 10 FEE 31-Dec-01 3.666667 13.436583 0.27289 0.272887 0.272887 0.272887 0.272887 0.272887 ---------------------------------------------------------------- Units 58.897166 66.108546 93.143876 #N/A 67.295058 $ Value 791.3767 888.2730 1251.5354 #N/A 904.2156 Surrender $ Value 719.1267 824.5230 1204.7854 #N/A 831.9656 Cumulative No Surrender -20.86% #N/A #N/A #N/A -9.58% W/ Surrender -28.09% #N/A #N/A #N/A -16.80% Annualized No Surrender -20.86% #N/A #N/A #N/A -4.77% W/ Surrender -28.09% #N/A #N/A #N/A -8.54% Vista - Class IB Range N 14 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 19.834054 52.4351 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 12.651155 0.28983 0.289829 0.289829 0 7 FEE 31-Dec-98 3.666667 14.880150 0.24641 69.891769 0.246413 0.246413 0 8 FEE 31-Dec-99 3.666667 22.347343 0.16408 0.164076 0.164076 0.164076 0.164076 9 FEE 31-Dec-00 3.666667 21.097611 0.17380 49.294681 0.173795 0.173795 0.173795 0.173795 10 FEE 31-Dec-01 3.666667 13.806386 0.26558 0.265578 0.265578 0.265578 0.265578 0.265578 ----------------------------------------------------- Units 49.029103 69.288319 #N/A #N/A 51.831620 $ Value 676.9147 956.6213 #N/A #N/A 715.6074 Surrender $ Value 604.6647 892.8713 #N/A #N/A 643.3574 Cumulative No Surrender -32.31% #N/A #N/A #N/A -28.44% W/ Surrender -39.53% #N/A #N/A #N/A -35.66% Annualized No Surrender -32.31% #N/A #N/A #N/A -14.99% W/ Surrender -39.53% #N/A #N/A #N/A -19.27% Voyager - Class IB Range O 15 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 18.655794 55.7468 0 FEE 31-Dec-91 3.666667 4.556352 0.80474 228.252778 0 1 FEE 31-Dec-92 3.666667 4.941628 0.74200 0.741996 0 2 FEE 31-Dec-93 3.666667 5.764578 0.63607 0.636069 0 3 FEE 31-Dec-94 3.666667 5.723960 0.64058 0.640582 0 4 FEE 31-Dec-95 3.666667 7.913195 0.46336 0.463361 0 5 FEE 31-Dec-96 3.666667 8.785245 0.41737 118.380307 0.417366 0 6 FEE 31-Dec-97 3.666667 10.923020 0.33568 0.335683 0.335683 0 7 FEE 31-Dec-98 3.666667 13.351674 0.27462 77.892854 0.274622 0.274622 0 8 FEE 31-Dec-99 3.666667 20.765313 0.17658 0.176577 0.176577 0.176577 0.176577 9 FEE 31-Dec-00 3.666667 17.059114 0.21494 60.964479 0.214939 0.214939 0.214939 0.214939 10 FEE 31-Dec-01 3.666667 13.026085 0.28149 0.281486 0.281486 0.281486 0.281486 0.281486 ---------------------------------------------------------------- Units 60.682993 77.219853 117.097000 224.070097 55.073754 $ Value 790.4618 1005.8724 1525.3155 2918.7561 717.3954 Surrender $ Value 718.2118 942.1224 1478.5655 2918.7561 645.1454 Cumulative No Surrender -20.95% #N/A #N/A #N/A -28.26% W/ Surrender -28.18% #N/A #N/A #N/A -35.49% Annualized No Surrender -20.95% #N/A #N/A #N/A -14.89% W/ Surrender -28.18% #N/A #N/A #N/A -19.16% Franklin Growth and Income Securities -Ranges 2 P 16 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 4.004548 0.91563 259.704716 0 1 FEE 31-Dec-92 3.666667 4.324885 0.84781 0.847807 0 2 FEE 31-Dec-93 3.666667 4.684119 0.78279 0.782787 0 3 FEE 31-Dec-94 3.666667 4.757410 0.77073 0.770727 0 4 FEE 31-Dec-95 3.666667 6.204164 0.59100 0.591001 0 5 FEE 31-Dec-96 3.666667 6.955676 0.52715 149.518178 0.527147 0 6 FEE 31-Dec-97 3.666667 8.724776 0.42026 0.420259 0.420259 0 7 FEE 31-Dec-98 3.666667 9.279386 0.39514 112.076381 0.395141 0.395141 0 8 FEE 31-Dec-99 3.666667 9.495232 0.38616 0.386159 0.386159 0.386159 0 9 FEE 31-Dec-00 3.666667 11.071102 0.33119 93.938255 0.331193 0.331193 0.331193 0 10 FEE 31-Dec-01 3.666667 11.418719 0.32111 0.321110 0.321110 0.321110 0.321110 0 ---------------------------------------------------------------- Units 93.617145 111.037919 147.664316 254.331385 #DIV/0! $ Value 1068.9879 1267.9108 1686.1373 2904.1386 #DIV/0! Surrender $ Value 996.7379 1204.1608 1639.3873 2904.1386 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Franklin Small Cap - Class 2 Range Q 17 SubAccount Inception 9/19/00 NO. YEARS 1.282 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 21.311964 48.7989 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 7.336194 0.49981 0.499805 0 5 FEE 31-Dec-96 3.666667 9.296553 0.39441 111.869421 0.394411 0 6 FEE 31-Dec-97 3.666667 10.717515 0.34212 0.342119 0.342119 0 7 FEE 31-Dec-98 3.666667 10.418975 0.35192 99.817880 0.351922 0.351922 0 8 FEE 31-Dec-99 3.666667 20.135245 0.18210 0.182102 0.182102 0.182102 0 9 FEE 31-Dec-00 3.666667 16.888343 0.21711 61.580938 0.217112 0.217112 0.217112 0.217112 10 FEE 31-Dec-01 3.666667 14.085790 0.26031 0.260310 0.260310 0.260310 0.260310 0.260310 ---------------------------------------------------------------- Units 61.320628 99.158357 110.515856 #N/A 48.321459 $ Value 863.7495 1396.7238 1556.7031 #N/A 680.6459 Surrender $ Value 791.4995 1332.9738 1509.9531 #N/A 608.3959 Cumulative No Surrender -13.63% #N/A #N/A #N/A -31.94% W/ Surrender -20.85% #N/A #N/A #N/A -39.16% Annualized No Surrender -13.63% #N/A #N/A #N/A -25.92% W/ Surrender -20.85% #N/A #N/A #N/A -32.13% Franklin Small Cap Value Securities - CRange2 RR 18 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 8.515646 0.43058 122.128139 0.430580 0.430580 0 8 FEE 31-Dec-99 3.666667 8.497772 0.43149 0.431486 0.431486 0.431486 0 9 FEE 31-Dec-00 3.666667 10.456146 0.35067 99.463034 0.350671 0.350671 0.350671 0 10 FEE 31-Dec-01 3.666667 11.710545 0.31311 0.313108 0.313108 0.313108 0.313108 0 ---------------------------------------------------------------- Units 99.149925 121.032874 #N/A #N/A #DIV/0! $ Value 1161.0997 1417.3609 #N/A #N/A #DIV/0! Surrender $ Value 1088.8497 1353.6109 #N/A #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Mutual Shares Securities - Class II Range S 19 SubAccount Inception 9/19/00 NO. YEARS 1.282 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 10.028379 103.7057 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 7.523394 0.48737 138.235483 0.487369 0 6 FEE 31-Dec-97 3.666667 8.696124 0.42164 0.421644 0.421644 0 7 FEE 31-Dec-98 3.666667 8.545180 0.42909 121.706038 0.429092 0.429092 0 8 FEE 31-Dec-99 3.666667 9.537409 0.38445 0.384451 0.384451 0.384451 0 9 FEE 31-Dec-00 3.666667 10.651171 0.34425 97.641846 0.344250 0.344250 0.344250 0.344250 10 FEE 31-Dec-01 3.666667 11.220567 0.32678 0.326781 0.326781 0.326781 0.326781 0.326781 ---------------------------------------------------------------- Units 97.315065 120.650556 136.329265 #N/A 103.034663 $ Value 1091.9302 1353.7676 1529.6917 #N/A 1156.1073 Surrender $ Value 1019.6802 1290.0176 1482.9417 #N/A 1083.8573 Cumulative No Surrender 9.19% #N/A #N/A #N/A 15.61% W/ Surrender 1.97% #N/A #N/A #N/A 8.39% Annualized No Surrender 9.19% #N/A #N/A #N/A 11.98% W/ Surrender 1.97% #N/A #N/A #N/A 6.48% Templeton Developing Markets SecuritiesRangeass 2T 20 SubAccount Inception 9/19/00 NO. YEARS 1.282 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 12.302298 84.5371 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 20.541627 0.17850 50.628901 0.178499 0 6 FEE 31-Dec-97 3.666667 14.277479 0.25681 0.256815 0.256815 0 7 FEE 31-Dec-98 3.666667 11.096508 0.33043 93.723178 0.330434 0.330434 0 8 FEE 31-Dec-99 3.666667 16.739740 0.21904 0.219040 0.219040 0.219040 0 9 FEE 31-Dec-00 3.666667 11.197273 0.32746 92.879757 0.327461 0.327461 0.327461 0.327461 10 FEE 31-Dec-01 3.666667 10.129153 0.36199 0.361991 0.361991 0.361991 0.361991 0.361991 ------------------------------------------------- Units 92.517766 92.814687 49.133160 #N/A 83.847599 $ Value 937.1266 940.1342 497.6773 #N/A 849.3052 Surrender $ Value 864.8766 876.3842 450.9273 #N/A 777.0552 Cumulative No Surrender -6.29% #N/A #N/A #N/A -15.07% W/ Surrender -13.51% #N/A #N/A #N/A -22.29% Annualized No Surrender -6.29% #N/A #N/A #N/A -11.96% W/ Surrender -13.51% #N/A #N/A #N/A -17.86% Templeton Foreign Securities - Class 2 Range U 21 SubAccount Inception 5/22/00 NO. YEARS 1.611 0.6110 YEAR YEAR YEAR YEAR 1.611 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 22-May-00 Inception Date 5/22/00 13.107378 79.3446 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 5.112922 0.71714 0.717137 0 2 FEE 31-Dec-93 3.666667 7.397430 0.49567 0.495668 0 3 FEE 31-Dec-94 3.666667 7.100857 0.51637 0.516370 0 4 FEE 31-Dec-95 3.666667 8.073076 0.45418 0.454185 0 5 FEE 31-Dec-96 3.666667 9.834565 0.37283 105.749466 0.372835 0 6 FEE 31-Dec-97 3.666667 11.000037 0.33333 0.333332 0.333332 0 7 FEE 31-Dec-98 3.666667 11.809048 0.31050 88.068064 0.310496 0.310496 0 8 FEE 31-Dec-99 3.666667 14.323233 0.25599 0.255994 0.255994 0.255994 0 9 FEE 31-Dec-00 3.666667 13.763609 0.26640 75.561577 0.266403 0.266403 0.266403 0.266403 10 FEE 31-Dec-01 3.666667 11.378583 0.32224 0.322243 0.322243 0.322243 0.322243 0.322243 ---------------------------------------------------------------- Units 75.239334 87.223424 104.260998 #N/A 78.755980 $ Value 856.1170 992.4790 1186.3424 #N/A 896.1315 Surrender $ Value 783.8670 928.7290 1139.5924 #N/A 823.8815 Cumulative No Surrender -14.39% #N/A #N/A #N/A -10.39% W/ Surrender -21.61% #N/A #N/A #N/A -17.61% Annualized No Surrender -14.39% #N/A #N/A #N/A -6.58% W/ Surrender -21.61% #N/A #N/A #N/A -11.33% Templeton Global Income Securities - ClRange V 22 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 7.274285 0.50406 142.969378 0 1 FEE 31-Dec-92 3.666667 7.113085 0.51548 0.515482 0 2 FEE 31-Dec-93 3.666667 8.148518 0.44998 0.449980 0 3 FEE 31-Dec-94 3.666667 7.601016 0.48239 0.482392 0 4 FEE 31-Dec-95 3.666667 8.557635 0.42847 0.428467 0 5 FEE 31-Dec-96 3.666667 9.211683 0.39805 112.900107 0.398045 0 6 FEE 31-Dec-97 3.666667 9.267555 0.39565 0.395646 0.395646 0 7 FEE 31-Dec-98 3.666667 9.742959 0.37634 106.743752 0.376340 0.376340 0 8 FEE 31-Dec-99 3.666667 9.004674 0.40720 0.407196 0.407196 0.407196 0 9 FEE 31-Dec-00 3.666667 9.230738 0.39722 112.667048 0.397224 0.397224 0.397224 0 10 FEE 31-Dec-01 3.666667 9.287729 0.39479 0.394786 0.394786 0.394786 0.394786 0 ---------------------------------------------------------------- Units 112.272262 105.544546 110.928916 138.723821 #DIV/0! $ Value 1042.7543 980.2691 1030.2777 1288.4293 #DIV/0! Surrender $ Value 970.5043 916.5191 983.5277 1288.4293 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! LSA Aggressive Growth Range W 23 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 3.666667 #N/A -- -- -- -- 0 9 FEE 31-Dec-00 3.666667 #N/A -- #N/A -- -- -- 0 10 FEE 31-Dec-01 3.666667 13.568395 0.27024 0.270236 0.270236 0.270236 0.270236 0 ---------------------------------------------------------------- Units #N/A #N/A #N/A #N/A #DIV/0! $ Value #N/A #N/A #N/A #N/A #DIV/0! Surrender $ Value #N/A #N/A #N/A #N/A #DIV/0! #N/A #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! LSA Focused Equity Range X 24 SubAccount Inception 6/21/02 NO. YEARS -0.471 0.5288 YEAR YEAR YEAR YEAR -0.471 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 21-Jun-02 Inception Date 6/21/02 10.973774 94.7714 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 3.666667 18.845292 0.19457 0.194567 0.194567 0.194567 0 9 FEE 31-Dec-00 3.666667 16.359418 0.22413 63.571944 0.224132 0.224132 0.224132 0 10 FEE 31-Dec-01 3.666667 13.615277 0.26931 0.269305 0.269305 0.269305 0.269305 0 ---------------------------------------------------------------- Units 63.302638 #N/A #N/A #N/A 94.771407 $ Value 861.8830 #N/A #N/A #N/A 1290.3390 Surrender $ Value 789.6330 #N/A #N/A #N/A #N/A #N/A #N/A Cumulative No Surrender #N/A #N/A #N/A #N/A 29.03% W/ Surrender #N/A #N/A #N/A #N/A #N/A Annualized No Surrender #N/A #N/A #N/A #N/A 29.03% W/ Surrender #N/A #N/A #N/A #N/A #N/A LSA Mid Cap Value Range Y 25 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 3.666667 #N/A -- -- -- -- 0 9 FEE 31-Dec-00 3.666667 #N/A -- #N/A -- -- -- 0 10 FEE 31-Dec-01 3.666667 11.347886 0.32311 0.323115 0.323115 0.323115 0.323115 0 ---------------------------------------------------------------- Units #N/A #N/A #N/A #N/A #DIV/0! $ Value #N/A #N/A #N/A #N/A #DIV/0! Surrender $ Value #N/A #N/A #N/A #N/A #DIV/0! #N/A #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Aggressive Growth - ServiceRanges Z 26 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 5.178478 0.70806 200.831209 0 1 FEE 31-Dec-92 3.666667 5.873998 0.62422 0.624220 0 2 FEE 31-Dec-93 3.666667 7.349893 0.49887 0.498873 0 3 FEE 31-Dec-94 3.666667 6.674972 0.54932 0.549316 0 4 FEE 31-Dec-95 3.666667 8.693771 0.42176 0.421758 0 5 FEE 31-Dec-96 3.666667 10.270778 0.35700 101.258152 0.357000 0 6 FEE 31-Dec-97 3.666667 11.278299 0.32511 0.325108 0.325108 0 7 FEE 31-Dec-98 3.666667 12.453751 0.29442 83.508977 0.294423 0.294423 0 8 FEE 31-Dec-99 3.666667 22.472147 0.16316 0.163165 0.163165 0.163165 0 9 FEE 31-Dec-00 3.666667 19.611210 0.18697 53.030894 0.186968 0.186968 0.186968 0 10 FEE 31-Dec-01 3.666667 13.255549 0.27661 0.276614 0.276614 0.276614 0.276614 0 ---------------------------------------------------------------- Units 52.754280 82.882230 100.011875 197.133765 #DIV/0! $ Value 699.2869 1098.6495 1325.7123 2613.1163 #DIV/0! Surrender $ Value 627.0369 1034.8995 1278.9623 2613.1163 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Global Securities - ServiceRanges AA 27 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 3.975886 0.92223 261.576916 0 1 FEE 31-Dec-92 3.666667 3.629557 1.01022 1.010224 0 2 FEE 31-Dec-93 3.666667 6.075475 0.60352 0.603519 0 3 FEE 31-Dec-94 3.666667 5.629205 0.65136 0.651365 0 4 FEE 31-Dec-95 3.666667 5.656271 0.64825 0.648248 0 5 FEE 31-Dec-96 3.666667 6.547561 0.56000 158.837772 0.560005 0 6 FEE 31-Dec-97 3.666667 7.877611 0.46545 0.465454 0.465454 0 7 FEE 31-Dec-98 3.666667 8.833774 0.41507 117.729976 0.415074 0.415074 0 8 FEE 31-Dec-99 3.666667 13.759012 0.26649 0.266492 0.266492 0.266492 0 9 FEE 31-Dec-00 3.666667 14.212634 0.25799 73.174332 0.257986 0.257986 0.257986 0 10 FEE 31-Dec-01 3.666667 12.283492 0.29850 0.298504 0.298504 0.298504 0.298504 0 ---------------------------------------------------------------- Units 72.875828 116.906994 157.134262 256.400045 #DIV/0! $ Value 895.1697 1436.0261 1930.1575 3149.4879 #DIV/0! Surrender $ Value 822.9197 1372.2761 1883.4075 3149.4879 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer High Income - Service ClassRange BB 28 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 6.217768 0.58971 167.262593 0 1 FEE 31-Dec-92 3.666667 7.184801 0.51034 0.510337 0 2 FEE 31-Dec-93 3.666667 8.920489 0.41104 0.411039 0 3 FEE 31-Dec-94 3.666667 8.488347 0.43196 0.431965 0 4 FEE 31-Dec-95 3.666667 10.041574 0.36515 0.365149 0 5 FEE 31-Dec-96 3.666667 11.372840 0.32241 91.445936 0.322406 0 6 FEE 31-Dec-97 3.666667 12.541938 0.29235 0.292352 0.292352 0 7 FEE 31-Dec-98 3.666667 12.363082 0.29658 84.121419 0.296582 0.296582 0 8 FEE 31-Dec-99 3.666667 12.670826 0.28938 0.289379 0.289379 0.289379 0 9 FEE 31-Dec-00 3.666667 10.768901 0.34049 96.574386 0.340487 0.340487 0.340487 0 10 FEE 31-Dec-01 3.666667 10.793648 0.33971 0.339706 0.339706 0.339706 0.339706 0 ---------------------------------------------------------------- Units 96.234680 83.151848 89.887430 163.663193 #DIV/0! $ Value 1038.7233 897.5118 970.2133 1766.5229 #DIV/0! Surrender $ Value 966.4733 833.7618 923.4633 1766.5229 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Main Street Growth & IncomeRangervicCCClass29 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 7.130392 0.51423 0.514231 0 5 FEE 31-Dec-96 3.666667 9.284839 0.39491 112.010558 0.394909 0 6 FEE 31-Dec-97 3.666667 12.088402 0.30332 0.303321 0.303321 0 7 FEE 31-Dec-98 3.666667 12.438430 0.29479 83.611838 0.294785 0.294785 0 8 FEE 31-Dec-99 3.666667 14.877615 0.24646 0.246455 0.246455 0.246455 0 9 FEE 31-Dec-00 3.666667 13.342317 0.27481 77.947481 0.274815 0.274815 0.274815 0 10 FEE 31-Dec-01 3.666667 11.780386 0.31125 0.311252 0.311252 0.311252 0.311252 0 ---------------------------------------------------------------- Units 77.636229 82.779317 110.579930 #N/A #DIV/0! $ Value 914.5847 975.1723 1302.6743 #N/A #DIV/0! Surrender $ Value 842.3347 911.4223 1255.9243 #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Main Street Small Cap - SerRangeClasDD 30 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 10.151504 0.36119 102.447874 0.361194 0.361194 0 8 FEE 31-Dec-99 3.666667 14.621890 0.25077 0.250766 0.250766 0.250766 0 9 FEE 31-Dec-00 3.666667 11.735025 0.31245 88.623586 0.312455 0.312455 0.312455 0 10 FEE 31-Dec-01 3.666667 11.497607 0.31891 0.318907 0.318907 0.318907 0.318907 0 ---------------------------------------------------------------- Units 88.304679 101.565746 #N/A #N/A #DIV/0! $ Value 1015.2925 1167.7630 #N/A #N/A #DIV/0! Surrender $ Value 943.0425 1104.0130 #N/A #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Multiple Strategies - ServiRangeass EE 31 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 5.203906 0.70460 199.849882 0 1 FEE 31-Dec-92 3.666667 5.573245 0.65791 0.657905 0 2 FEE 31-Dec-93 3.666667 6.350679 0.57737 0.577366 0 3 FEE 31-Dec-94 3.666667 6.119922 0.59914 0.599136 0 4 FEE 31-Dec-95 3.666667 7.299372 0.50233 0.502326 0 5 FEE 31-Dec-96 3.666667 8.284334 0.44260 125.538154 0.442602 0 6 FEE 31-Dec-97 3.666667 9.543634 0.38420 0.384200 0.384200 0 7 FEE 31-Dec-98 3.666667 10.003125 0.36655 103.967510 0.366552 0.366552 0 8 FEE 31-Dec-99 3.666667 10.990444 0.33362 0.333623 0.333623 0.333623 0 9 FEE 31-Dec-00 3.666667 11.497305 0.31892 90.455981 0.318915 0.318915 0.318915 0 10 FEE 31-Dec-01 3.666667 11.548451 0.31750 0.317503 0.317503 0.317503 0.317503 0 ---------------------------------------------------------------- Units 90.138478 102.997469 123.817361 195.349752 #DIV/0! $ Value 1040.9598 1189.4612 1429.8987 2255.9870 #DIV/0! Surrender $ Value 968.7098 1125.7112 1383.1487 2255.9870 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Strategic Bond - Service ClRange FF 32 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 7.479551 0.49023 0.490226 0 3 FEE 31-Dec-94 3.666667 7.073250 0.51838 0.518385 0 4 FEE 31-Dec-95 3.666667 8.017157 0.45735 0.457352 0 5 FEE 31-Dec-96 3.666667 8.828030 0.41534 117.806577 0.415344 0 6 FEE 31-Dec-97 3.666667 9.431046 0.38879 0.388787 0.388787 0 7 FEE 31-Dec-98 3.666667 9.536809 0.38448 109.051151 0.384475 0.384475 0 8 FEE 31-Dec-99 3.666667 9.637159 0.38047 0.380472 0.380472 0.380472 0 9 FEE 31-Dec-00 3.666667 9.721258 0.37718 106.982039 0.377180 0.377180 0.377180 0 10 FEE 31-Dec-01 3.666667 10.009504 0.36632 0.366319 0.366319 0.366319 0.366319 0 ---------------------------------------------------------------- Units 106.615720 107.927181 115.909345 #N/A #DIV/0! $ Value 1067.1705 1080.2975 1160.1951 #N/A #DIV/0! Surrender $ Value 994.9205 1016.5475 1113.4451 #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Van Kampen LIT Emerging Growth - Class Range GG 33 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 6.263516 0.58540 0.585401 0 5 FEE 31-Dec-96 3.666667 7.172586 0.51121 144.996519 0.511206 0 6 FEE 31-Dec-97 3.666667 8.480128 0.43238 0.432383 0.432383 0 7 FEE 31-Dec-98 3.666667 11.452668 0.32016 90.808535 0.320158 0.320158 0 8 FEE 31-Dec-99 3.666667 22.981046 0.15955 0.159552 0.159552 0.159552 0 9 FEE 31-Dec-00 3.666667 20.270528 0.18089 51.306014 0.180887 0.180887 0.180887 0 10 FEE 31-Dec-01 3.666667 13.634175 0.26893 0.268932 0.268932 0.268932 0.268932 0 ---------------------------------------------------------------- Units 51.037082 90.199164 143.634607 #N/A #DIV/0! $ Value 695.8485 1229.7912 1958.3394 #N/A #DIV/0! Surrender $ Value 623.5985 1166.0412 1911.5894 #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Van Kampen LIT Growth and Income - ClasRange HH 34 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 6.858360 0.53463 151.639751 0.534627 0 6 FEE 31-Dec-97 3.666667 8.227265 0.44567 0.445673 0.445673 0 7 FEE 31-Dec-98 3.666667 9.664462 0.37940 107.610750 0.379397 0.379397 0 8 FEE 31-Dec-99 3.666667 10.723471 0.34193 0.341929 0.341929 0.341929 0 9 FEE 31-Dec-00 3.666667 12.564043 0.29184 82.775903 0.291838 0.291838 0.291838 0 10 FEE 31-Dec-01 3.666667 11.537557 0.31780 0.317803 0.317803 0.317803 0.317803 0 ---------------------------------------------------------------- Units 82.458100 106.659180 149.863111 #N/A #DIV/0! $ Value 951.3650 1230.5864 1729.0542 #N/A #DIV/0! Surrender $ Value 879.1150 1166.8364 1682.3042 #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Van Kampen UIF Active International AllRangeon -IIlass 35 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 3.666667 16.705472 0.21949 0.219489 0.219489 0.219489 0 9 FEE 31-Dec-00 3.666667 14.133778 0.25943 73.582591 0.259426 0.259426 0.259426 0 10 FEE 31-Dec-01 3.666667 11.115187 0.32988 0.329879 0.329879 0.329879 0.329879 0 ---------------------------------------------------------------- Units 73.252712 #N/A #N/A #N/A #DIV/0! $ Value 814.2176 #N/A #N/A #N/A #DIV/0! Surrender $ Value 741.9676 #N/A #N/A #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Van Kampen UIF Emerging Markets Debt - Range II JJ 36 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 9.694752 0.37821 0.378211 0.378211 0 7 FEE 31-Dec-98 3.666667 6.816875 0.53788 152.562574 0.537881 0.537881 0 8 FEE 31-Dec-99 3.666667 8.658736 0.42346 0.423464 0.423464 0.423464 0 9 FEE 31-Dec-00 3.666667 9.468852 0.38723 109.833800 0.387235 0.387235 0.387235 0 10 FEE 31-Dec-01 3.666667 10.235141 0.35824 0.358243 0.358243 0.358243 0.358243 0 ---------------------------------------------------------------- Units 109.475557 151.393633 #N/A #N/A #DIV/0! $ Value 1120.4978 1549.5352 #N/A #N/A #DIV/0! Surrender $ Value 1048.2478 1485.7852 #N/A #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Van Kampen UIF U.S. Real Estate - ClassRange KK 37 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 8.591138 0.42680 0.426796 0.426796 0 7 FEE 31-Dec-98 3.666667 7.518403 0.48769 138.327248 0.487692 0.487692 0 8 FEE 31-Dec-99 3.666667 7.272682 0.50417 0.504170 0.504170 0.504170 0 9 FEE 31-Dec-00 3.666667 9.230844 0.39722 112.665754 0.397219 0.397219 0.397219 0 10 FEE 31-Dec-01 3.666667 9.953565 0.36838 0.368377 0.368377 0.368377 0.368377 0 ---------------------------------------------------------------- Units 112.297377 137.057482 #N/A #N/A #DIV/0! $ Value 1117.7592 1364.2106 #N/A #N/A #DIV/0! Surrender $ Value 1045.5092 1300.4606 #N/A #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Plus $ 1,000.00 Date 12/31/01 End 12/31/01 Putnam II - NY Plus Base w/ RIG The George Putnam Fund of Boston - ClasRange A 1 SubAccount Inception 12/10/99 4/30/98 Portfolio Inception NO. YEARS 2.06 3.67 SubAccount 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 ---------------- Inception Date 12/10/99 10.396841 96.1831 0EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6EEDB Charge 31-Dec-97 3.000000 #N/A -- -- -- 0 7EEDB Charge 31-Dec-98 3.000000 10.589021 0.28331 94.437437 0.283312 0.283312 0 8EEDB Charge 31-Dec-99 3.000000 10.379101 0.28904 0.289042 0.289042 0.289042 0.289042 9EEDB Charge 31-Dec-00 3.000000 11.199153 0.26788 89.292467 0.267877 0.267877 0.267877 0.267877 10EEDB Charge 31-Dec-01 3.000000 11.071649 0.27096 0.270962 0.270962 0.270962 0.270962 0.270962 ------------------ ---------------------------------------------------------------- Units 89.021505 93.609555 #N/A #N/A 95.355180 $ Value 985.6149 1036.4121 #N/A #N/A 1055.7391 Cumulative SubAccount -1.44% #N/A #N/A #N/A 5.57% Portfolio -1.44% 3.64% #N/A #N/A Annualized SubAccount -1.44% #N/A #N/A #N/A 2.67% Portfolio -1.44% 1.20% #N/A #N/A Global Asset Allocation - Class IB Range B 2 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.06 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 13.188323 75.8247 0EEDB Charge 31-Dec-91 3.000000 5.794737 0.51771 172.570386 0 1EEDB Charge 31-Dec-92 3.000000 6.052871 0.49563 0.495633 0 2EEDB Charge 31-Dec-93 3.000000 6.988178 0.42930 0.429296 0 3EEDB Charge 31-Dec-94 3.000000 6.696138 0.44802 0.448019 0 4EEDB Charge 31-Dec-95 3.000000 8.206738 0.36555 0.365553 0 5EEDB Charge 31-Dec-96 3.000000 9.325095 0.32171 107.237513 0.321713 0 6EEDB Charge 31-Dec-97 3.000000 10.966912 0.27355 0.273550 0.273550 0 7EEDB Charge 31-Dec-98 3.000000 12.248057 0.24494 81.645603 0.244937 0.244937 0 8EEDB Charge 31-Dec-99 3.000000 13.473393 0.22266 0.222661 0.222661 0.222661 0.222661 9EEDB Charge 31-Dec-00 3.000000 12.616888 0.23778 79.258847 0.237777 0.237777 0.237777 0.237777 10EEDB Charge 31-Dec-01 3.000000 11.359697 0.26409 0.264092 0.264092 0.264092 0.264092 0.264092 ---------------------------------------------------------------- Units 78.994756 80.921074 105.994497 169.267155 75.100123 $ Value 897.3565 919.2389 1204.0654 1922.8236 853.1146 Cumulative SubAccount -10.26% #N/A #N/A #N/A -14.69% Portfolio -10.26% -8.08% 20.41% 92.28% Annualized SubAccount -10.26% #N/A #N/A #N/A -7.42% Portfolio -10.26% -2.77% 3.78% 6.76% Growth and Income - Class IB Range CC 3 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.06 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 12.395321 80.6756 0 EEDB Charge 31-Dec-91 3.000000 4.663440 0.64330 214.433980 0 1 EEDB Charge 31-Dec-92 3.000000 5.029989 0.59642 0.596423 0 2 EEDB Charge 31-Dec-93 3.000000 5.648406 0.53112 0.531123 0 3 EEDB Charge 31-Dec-94 3.000000 5.570324 0.53857 0.538568 0 4 EEDB Charge 31-Dec-95 3.000000 7.484087 0.40085 0.400850 0 5 EEDB Charge 31-Dec-96 3.000000 8.967114 0.33456 111.518600 0.334556 0 6 EEDB Charge 31-Dec-97 3.000000 10.940641 0.27421 0.274207 0.274207 0 7 EEDB Charge 31-Dec-98 3.000000 12.414870 0.24165 80.548568 0.241646 0.241646 0 8 EEDB Charge 31-Dec-99 3.000000 12.397856 0.24198 0.241977 0.241977 0.241977 0.241977 9 EEDB Charge 31-Dec-00 3.000000 13.170389 0.22778 75.927902 0.227784 0.227784 0.227784 0.227784 10 EEDB Charge 31-Dec-01 3.000000 12.132879 0.24726 0.247262 0.247262 0.247262 0.247262 0.247262 ---------------------------------------------------------------- Units 75.680640 79.831545 110.285724 210.799584 79.958580 $ Value 918.2240 968.5865 1338.0833 2557.6058 970.1278 Cumulative SubAccount -8.18% #N/A #N/A #N/A -2.99% Portfolio -8.18% -3.14% 33.81% 155.76% Annualized SubAccount -8.18% #N/A #N/A #N/A -1.46% Portfolio -8.18% -1.06% 6.00% 9.85% Health Sciences - Class IB Range D 4 SubAccount Inception 12/10/99 4/30/98 Portfolio Inception NO. YEARS 2.06 3.67 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 10.740550 93.1051 0 EEDB Charge 31-Dec-91 3.000000 #N/A #N/A #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A #N/A #N/A 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A #N/A #N/A 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A #N/A #N/A 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A #N/A #N/A 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A #N/A #N/A #N/A 0 6 EEDB Charge 31-Dec-97 3.000000 #N/A #N/A #N/A #N/A 0 7 EEDB Charge 31-Dec-98 3.000000 12.098227 0.24797 82.656740 0.247970 0.247970 0 8 EEDB Charge 31-Dec-99 3.000000 11.432627 0.26241 0.262407 0.262407 0.262407 0.262407 9 EEDB Charge 31-Dec-00 3.000000 15.641070 0.19180 63.934245 0.191803 0.191803 0.191803 0.191803 10 EEDB Charge 31-Dec-01 3.000000 12.352251 0.24287 0.242871 0.242871 0.242871 0.242871 0.242871 ---------------------------------------------------------------- Units 63.691374 81.959659 #N/A #N/A 92.408021 $ Value 786.7318 1012.3863 #N/A #N/A 1141.4471 Cumulative SubAccount -21.33% #N/A #N/A #N/A 14.14% Portfolio -21.33% 1.24% #N/A #N/A Annualized SubAccount -21.33% #N/A #N/A #N/A 6.63% Portfolio -21.33% 0.41% #N/A #N/A High Yield - Class IB Range E 5 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.060 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 10-Dec-99 11.603399 86.1816 0 EEDB Charge 31-Dec-91 3.000000 6.231415 0.48143 160.477195 0 1 EEDB Charge 31-Dec-92 3.000000 7.286328 0.41173 0.411730 0 2 EEDB Charge 31-Dec-93 3.000000 8.561887 0.35039 0.350390 0 3 EEDB Charge 31-Dec-94 3.000000 8.335401 0.35991 0.359911 0 4 EEDB Charge 31-Dec-95 3.000000 9.692379 0.30952 0.309522 0 5 EEDB Charge 31-Dec-96 3.000000 10.745240 0.27919 93.064464 0.279193 0 6 EEDB Charge 31-Dec-97 3.000000 12.074364 0.24846 0.248460 0.248460 0 7 EEDB Charge 31-Dec-98 3.000000 11.182291 0.26828 89.427113 0.268281 0.268281 0 8 EEDB Charge 31-Dec-99 3.000000 11.645345 0.25761 0.257614 0.257614 0.257614 0.257614 9 EEDB Charge 31-Dec-00 3.000000 10.487257 0.28606 95.353818 0.286061 0.286061 0.286061 0.286061 10 EEDB Charge 31-Dec-01 3.000000 10.697632 0.28044 0.280436 0.280436 0.280436 0.280436 0.280436 ---------------------------------------------------------------- Units 95.073383 88.603002 91.723611 157.425597 85.357533 $ Value 1017.0601 947.8423 981.2254 1684.0811 913.1235 Cumulative SubAccount 1.71% #N/A #N/A #N/A -8.69% Portfolio 1.71% -5.22% -1.88% 68.41% Annualized SubAccount 1.71% #N/A #N/A #N/A -4.32% Portfolio 1.71% -1.77% -0.38% 5.35% Income - Class IB Range F 6 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.060 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Dat 12/10/99 8.827145 113.2869 0 EEDB Charge 31-Dec-91 3.000000 6.070744 0.49417 164.724456 0 1 EEDB Charge 31-Dec-92 3.000000 6.412985 0.46780 0.467801 0 2 EEDB Charge 31-Dec-93 3.000000 7.013194 0.42777 0.427765 0 3 EEDB Charge 31-Dec-94 3.000000 6.665525 0.45008 0.450077 0 4 EEDB Charge 31-Dec-95 3.000000 7.889756 0.38024 0.380240 0 5 EEDB Charge 31-Dec-96 3.000000 7.940946 0.37779 125.929581 0.377789 0 6 EEDB Charge 31-Dec-97 3.000000 8.478164 0.35385 0.353850 0.353850 0 7 EEDB Charge 31-Dec-98 3.000000 9.028466 0.33228 110.760787 0.332282 0.332282 0 8 EEDB Charge 31-Dec-99 3.000000 8.693974 0.34507 0.345067 0.345067 0.345067 0.345067 9 EEDB Charge 31-Dec-00 3.000000 9.224327 0.32523 108.408993 0.325227 0.325227 0.325227 0.325227 10 EEDB Charge 31-Dec-01 3.000000 9.740455 0.30799 0.307994 0.307994 0.307994 0.307994 0.307994 ---------------------------------------------------------------- Units 108.100999 109.782500 124.265161 160.956364 112.308625 $ Value 1052.9529 1069.3315 1210.3992 1567.7882 1093.9371 Cumulative SubAccount 5.30% #N/A #N/A #N/A 9.39% Portfolio 5.30% 6.93% 21.04% 56.78% Annualized SubAccount 5.30% #N/A #N/A #N/A 4.45% Portfolio 5.30% 2.26% 3.89% 4.60% International Growth - Class IB Range G 7 SubAccount Inception 12/10/99 1/2/97 Portfolio Inception NO. YEARS 2.060 5.00 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.500190 64.5153 0EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6EEDB Charge 31-Dec-97 3.000000 9.187999 0.32651 0.326513 0.326513 0 7EEDB Charge 31-Dec-98 3.000000 10.713806 0.28001 93.337512 0.280013 0.280013 0 8EEDB Charge 31-Dec-99 3.000000 16.875477 0.17777 0.177773 0.177773 0.177773 0.177773 9EEDB Charge 31-Dec-00 3.000000 15.021628 0.19971 66.570681 0.199712 0.199712 0.199712 0.199712 10EEDB Charge 31-Dec-01 3.000000 11.735962 0.25562 0.255625 0.255625 0.255625 0.255625 0.255625 ---------------------------------------------------------------- Units 66.315056 92.704403 #N/A #N/A 63.882229 $ Value 778.2710 1087.9754 #N/A #N/A 749.7194 Cumulative SubAccount -22.17% #N/A #N/A #N/A -25.03% Portfolio -22.17% 8.80% #N/A #N/A Annualized SubAccount -22.17% #N/A #N/A #N/A -13.05% Portfolio -22.17% 2.85% #N/A #N/A Investors - Class IB Range H 8 SubAccount Inception 12/10/99 4/30/98 Portfolio Inception NO. YEARS 2.060 3.67 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 20.396533 49.0279 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 3.000000 17.067746 0.17577 58.590045 0.175770 0.175770 0 8 EEDB Charge 31-Dec-99 3.000000 21.835588 0.13739 0.137390 0.137390 0.137390 0.137390 9 EEDB Charge 31-Dec-00 3.000000 17.486872 0.17156 57.185756 0.171557 0.171557 0.171557 0.171557 10 EEDB Charge 31-Dec-01 3.000000 12.945249 0.23175 0.231745 0.231745 0.231745 0.231745 0.231745 ---------------------------------------------------------------- Units 56.954011 58.049352 #N/A #N/A 48.487247 $ Value 737.2839 751.4633 #N/A #N/A 627.6795 Cumulative SubAccount -26.27% #N/A #N/A #N/A -37.23% Portfolio -26.27% -24.85% #N/A #N/A Annualized SubAccount -26.27% #N/A #N/A #N/A -20.23% Portfolio -26.27% -9.08% #N/A #N/A Money Market - Class IB Range I 9 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.060 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 9.400516 106.3771 0 EEDB Charge 31-Dec-91 3.000000 7.609263 0.39426 131.418772 0 1 EEDB Charge 31-Dec-92 3.000000 7.745058 0.38734 0.387344 0 2 EEDB Charge 31-Dec-93 3.000000 7.823867 0.38344 0.383442 0 3 EEDB Charge 31-Dec-94 3.000000 7.983012 0.37580 0.375798 0 4 EEDB Charge 31-Dec-95 3.000000 8.273790 0.36259 0.362591 0 5 EEDB Charge 31-Dec-96 3.000000 8.544501 0.35110 117.034336 0.351103 0 6 EEDB Charge 31-Dec-97 3.000000 8.835498 0.33954 0.339539 0.339539 0 7 EEDB Charge 31-Dec-98 3.000000 9.141397 0.32818 109.392470 0.328177 0.328177 0 8 EEDB Charge 31-Dec-99 3.000000 9.419903 0.31847 0.318475 0.318475 0.318475 0.318475 9 EEDB Charge 31-Dec-00 3.000000 9.806633 0.30592 101.971798 0.305915 0.305915 0.305915 0.305915 10 EEDB Charge 31-Dec-01 3.000000 10.019752 0.29941 0.299409 0.299409 0.299409 0.299409 0.299409 ---------------------------------------------------------------- Units 101.672389 108.468672 115.442820 127.966979 105.453341 $ Value 1018.7321 1086.8292 1156.7084 1282.1974 1056.6163 Cumulative SubAccount 1.87% #N/A #N/A #N/A 5.66% Portfolio 1.87% 8.68% 15.67% 28.22% Annualized SubAccount 1.87% #N/A #N/A #N/A 2.71% Portfolio 1.87% 2.81% 2.95% 2.52% New Opportunities - Class IB Range J 10 SubAccount Inception 12/10/99 5/2/94 Portfolio Inception NO. YEARS 2.060 7.67 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 25.154696 39.7540 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 7.395748 0.40564 0.405638 0 4 EEDB Charge 31-Dec-95 3.000000 10.529717 0.28491 0.284908 0 5 EEDB Charge 31-Dec-96 3.000000 11.400599 0.26314 87.714689 0.263144 0 6 EEDB Charge 31-Dec-97 3.000000 13.813028 0.21719 0.217186 0.217186 0 7 EEDB Charge 31-Dec-98 3.000000 16.888618 0.17763 59.211476 0.177634 0.177634 0 8 EEDB Charge 31-Dec-99 3.000000 28.108333 0.10673 0.106730 0.106730 0.106730 0.106730 9 EEDB Charge 31-Dec-00 3.000000 20.417213 0.14693 48.978281 0.146935 0.146935 0.146935 0.146935 10 EEDB Charge 31-Dec-01 3.000000 14.036953 0.21372 0.213722 0.213722 0.213722 0.213722 0.213722 ---------------------------------------------------------------- Units 48.764560 58.744090 86.852482 #N/A 39.286622 $ Value 684.5058 824.5880 1219.1442 #N/A 551.4645 Cumulative SubAccount -31.55% #N/A #N/A #N/A -44.85% Portfolio -31.55% -17.54% 21.91% #N/A Annualized SubAccount -31.55% #N/A #N/A #N/A -25.09% Portfolio -31.55% -6.23% 4.04% #N/A New Value - Class IB Range K 11 SubAccount Inception 12/10/99 1/2/97 Portfolio Inception NO. YEARS 2.060 5.00 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 9.791243 102.1321 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 9.597824 0.31257 0.312571 0.312571 0 7 EEDB Charge 31-Dec-98 3.000000 10.023282 0.29930 99.767721 0.299303 0.299303 0 8 EEDB Charge 31-Dec-99 3.000000 9.890776 0.30331 0.303313 0.303313 0.303313 0.303313 9 EEDB Charge 31-Dec-00 3.000000 11.913982 0.25180 83.934993 0.251805 0.251805 0.251805 0.251805 10 EEDB Charge 31-Dec-01 3.000000 12.114010 0.24765 0.247647 0.247647 0.247647 0.247647 0.247647 ---------------------------------------------------------------- Units 83.687346 98.964956 #N/A #N/A 101.329314 $ Value 1013.7893 1198.8625 #N/A #N/A 1227.5043 Cumulative SubAccount 1.38% #N/A #N/A #N/A 22.75% Portfolio 1.38% 19.89% #N/A #N/A Annualized SubAccount 1.38% #N/A #N/A #N/A 10.46% Portfolio 1.38% 6.23% #N/A #N/A Research - Class IB Range L 12 SubAccount Inception 12/10/99 9/29/98 Portfolio Inception NO. YEARS 2.060 3.26 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.872285 63.0029 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 3.000000 13.442455 0.22317 74.391173 0.223174 0.223174 0 8 EEDB Charge 31-Dec-99 3.000000 16.894463 0.17757 0.177573 0.177573 0.177573 0.177573 9 EEDB Charge 31-Dec-00 3.000000 16.299741 0.18405 61.350668 0.184052 0.184052 0.184052 0.184052 10 EEDB Charge 31-Dec-01 3.000000 13.019754 0.23042 0.230419 0.230419 0.230419 0.230419 0.230419 ---------------------------------------------------------------- Units 61.120249 73.799129 #N/A #N/A 62.410857 $ Value 795.7706 960.8465 #N/A #N/A 812.5740 Cumulative SubAccount -20.42% #N/A #N/A #N/A -18.74% Portfolio -20.42% -3.92% #N/A #N/A Annualized SubAccount -20.42% #N/A #N/A #N/A -9.58% Portfolio -20.42% -1.32% #N/A #N/A Utilities Growth and Income - Class IB Range M 13 SubAccount Inception 12/10/99 5/1/92 Portfolio Inception NO. YEARS 2.060 9.67 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.290102 65.4018 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 7.379854 0.40651 0.406512 0 2 EEDB Charge 31-Dec-93 3.000000 8.227087 0.36465 0.364649 0 3 EEDB Charge 31-Dec-94 3.000000 7.517563 0.39907 0.399065 0 4 EEDB Charge 31-Dec-95 3.000000 9.684055 0.30979 0.309788 0 5 EEDB Charge 31-Dec-96 3.000000 11.020607 0.27222 90.739104 0.272217 0 6 EEDB Charge 31-Dec-97 3.000000 13.765433 0.21794 0.217937 0.217937 0 7 EEDB Charge 31-Dec-98 3.000000 15.561560 0.19278 64.260910 0.192783 0.192783 0 8 EEDB Charge 31-Dec-99 3.000000 15.195393 0.19743 0.197428 0.197428 0.197428 0.197428 9 EEDB Charge 31-Dec-00 3.000000 17.576459 0.17068 56.894281 0.170683 0.170683 0.170683 0.170683 10 EEDB Charge 31-Dec-01 3.000000 13.436583 0.22327 0.223271 0.223271 0.223271 0.223271 0.223271 ---------------------------------------------------------------- Units 56.671010 63.669527 89.737001 #N/A 64.810405 $ Value 761.4647 855.5009 1205.7587 #N/A 870.8304 Cumulative SubAccount -23.85% #N/A #N/A #N/A -12.92% Portfolio -23.85% -14.45% 20.58% #N/A Annualized SubAccount -23.85% #N/A #N/A #N/A -6.49% Portfolio -23.85% -5.07% 3.81% #N/A Vista - Class IB Range N 14 SubAccount Inception 12/10/99 1/2/97 Portfolio Inception NO. YEARS 2.060 5.00 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 19.834054 50.4183 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 12.651155 0.23713 0.237132 0.237132 0 7 EEDB Charge 31-Dec-98 3.000000 14.880150 0.20161 67.203624 0.201611 0.201611 0 8 EEDB Charge 31-Dec-99 3.000000 22.347343 0.13424 0.134244 0.134244 0.134244 0.134244 9 EEDB Charge 31-Dec-00 3.000000 21.097611 0.14220 47.398732 0.142196 0.142196 0.142196 0.142196 10 EEDB Charge 31-Dec-01 3.000000 13.806386 0.21729 0.217291 0.217291 0.217291 0.217291 0.217291 ---------------------------------------------------------------- Units 47.181441 66.709893 #N/A #N/A 49.924605 $ Value 651.4052 921.0225 #N/A #N/A 689.2784 Cumulative SubAccount -34.86% #N/A #N/A #N/A -31.07% Portfolio -34.86% -7.90% #N/A #N/A Annualized SubAccount -34.86% #N/A #N/A #N/A -16.52% Portfolio -34.86% -2.71% #N/A #N/A Voyager - Class IB Range O 15 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.060 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 18.655794 53.6027 0 EEDB Charge 31-Dec-91 3.000000 4.556352 0.65842 219.473825 0 1 EEDB Charge 31-Dec-92 3.000000 4.941628 0.60709 0.607087 0 2 EEDB Charge 31-Dec-93 3.000000 5.764578 0.52042 0.520420 0 3 EEDB Charge 31-Dec-94 3.000000 5.723960 0.52411 0.524113 0 4 EEDB Charge 31-Dec-95 3.000000 7.913195 0.37911 0.379114 0 5 EEDB Charge 31-Dec-96 3.000000 8.785245 0.34148 113.827218 0.341482 0 6 EEDB Charge 31-Dec-97 3.000000 10.923020 0.27465 0.274649 0.274649 0 7 EEDB Charge 31-Dec-98 3.000000 13.351674 0.22469 74.896975 0.224691 0.224691 0 8 EEDB Charge 31-Dec-99 3.000000 20.765313 0.14447 0.144472 0.144472 0.144472 0.144472 9 EEDB Charge 31-Dec-00 3.000000 17.059114 0.17586 58.619692 0.175859 0.175859 0.175859 0.175859 10 EEDB Charge 31-Dec-01 3.000000 13.026085 0.23031 0.230307 0.230307 0.230307 0.230307 0.230307 ---------------------------------------------------------------- Units 58.389384 74.346338 112.777240 216.051632 53.052012 $ Value 760.5851 968.4417 1469.0459 2814.3069 691.0600 Cumulative SubAccount -23.94% #N/A #N/A #N/A -30.89% Portfolio -23.94% -3.16% 46.90% 181.43% Annualized SubAccount -23.94% #N/A #N/A #N/A -16.42% Portfolio -23.94% -1.06% 8.00% 10.90% Franklin Growth and Income Securities -Ranges 2 P 16 SubAccount Inception TBD 1/24/89 Portfolio Inception NO. YEARS #VALUE! 12.94 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 4.004548 0.74915 249.716073 0 1 EEDB Charge 31-Dec-92 3.000000 4.324885 0.69366 0.693660 0 2 EEDB Charge 31-Dec-93 3.000000 4.684119 0.64046 0.640462 0 3 EEDB Charge 31-Dec-94 3.000000 4.757410 0.63060 0.630595 0 4 EEDB Charge 31-Dec-95 3.000000 6.204164 0.48355 0.483546 0 5 EEDB Charge 31-Dec-96 3.000000 6.955676 0.43130 143.767479 0.431302 0 6 EEDB Charge 31-Dec-97 3.000000 8.724776 0.34385 0.343848 0.343848 0 7 EEDB Charge 31-Dec-98 3.000000 9.279386 0.32330 107.765751 0.323297 0.323297 0 8 EEDB Charge 31-Dec-99 3.000000 9.495232 0.31595 0.315948 0.315948 0.315948 0 9 EEDB Charge 31-Dec-00 3.000000 11.071102 0.27098 90.325245 0.270976 0.270976 0.270976 0 10 EEDB Charge 31-Dec-01 3.000000 11.418719 0.26273 0.262726 0.262726 0.262726 0.262726 0 ---------------------------------------------------------------- Units 90.062518 106.916101 142.250683 245.319711 #DIV/0! $ Value 1028.3986 1220.8449 1624.3206 2801.2368 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 2.84% 22.08% 62.43% 180.12% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 2.84% 6.88% 10.19% 10.85% Franklin Small Cap - Class 2 Range Q 17 SubAccount Inception 9/19/00 10/31/95 Portfolio Inception NO. YEARS 1.282 6.17 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 21.311964 46.9220 0EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4EEDB Charge 31-Dec-95 3.000000 7.336194 0.40893 0.408931 0 5EEDB Charge 31-Dec-96 3.000000 9.296553 0.32270 107.566751 0.322700 0 6EEDB Charge 31-Dec-97 3.000000 10.717515 0.27992 0.279916 0.279916 0 7EEDB Charge 31-Dec-98 3.000000 10.418975 0.28794 95.978731 0.287936 0.287936 0 8EEDB Charge 31-Dec-99 3.000000 20.135245 0.14899 0.148992 0.148992 0.148992 0 9EEDB Charge 31-Dec-00 3.000000 16.888343 0.17764 59.212440 0.177637 0.177637 0.177637 0.177637 10EEDB Charge 31-Dec-01 3.000000 14.085790 0.21298 0.212981 0.212981 0.212981 0.212981 0.212981 ---------------------------------------------------------------- Units 58.999460 95.439121 106.459289 #N/A 46.531383 $ Value 831.0540 1344.3354 1499.5632 #N/A 655.4313 Cumulative SubAccount -16.89% #N/A #N/A #N/A -34.46% Portfolio -16.89% 34.43% 49.96% #N/A Annualized SubAccount -16.89% #N/A #N/A #N/A -28.07% Portfolio -16.89% 10.37% 8.44% #N/A Franklin Small Cap Value Securities - CRange2 RR 18 SubAccount Inception TBD 4/30/98 Portfolio Inception NO. YEARS #VALUE! 3.67 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 3.000000 8.515646 0.35229 117.430903 0.352293 0.352293 0 8 EEDB Charge 31-Dec-99 3.000000 8.497772 0.35303 0.353034 0.353034 0.353034 0 9 EEDB Charge 31-Dec-00 3.000000 10.456146 0.28691 95.637532 0.286913 0.286913 0.286913 0 10 EEDB Charge 31-Dec-01 3.000000 11.710545 0.25618 0.256179 0.256179 0.256179 0.256179 0 ---------------------------------------------------------------- Units 95.381353 116.534777 #N/A #N/A #DIV/0! $ Value 1116.9676 1364.6858 #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 11.70% 36.47% #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 11.70% 10.92% #N/A #N/A Mutual Shares Securities - Class II Range S 19 SubAccount Inception 9/19/00 11/8/96 Portfolio Inception NO. YEARS 1.282 5.15 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 10.028379 99.7170 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 7.523394 0.39876 132.918733 0.398756 0 6 EEDB Charge 31-Dec-97 3.000000 8.696124 0.34498 0.344981 0.344981 0 7 EEDB Charge 31-Dec-98 3.000000 8.545180 0.35108 117.025036 0.351075 0.351075 0 8 EEDB Charge 31-Dec-99 3.000000 9.537409 0.31455 0.314551 0.314551 0.314551 0 9 EEDB Charge 31-Dec-00 3.000000 10.651171 0.28166 93.886391 0.281659 0.281659 0.281659 0.281659 10 EEDB Charge 31-Dec-01 3.000000 11.220567 0.26737 0.267366 0.267366 0.267366 0.267366 0.267366 ---------------------------------------------------------------- Units 93.619024 116.161460 131.359101 #N/A 99.167988 $ Value 1050.4585 1303.3974 1473.9236 #N/A 1112.7211 Cumulative SubAccount 5.05% #N/A #N/A #N/A 11.27% Portfolio 5.05% 30.34% 47.39% #N/A Annualized SubAccount 5.05% #N/A #N/A #N/A 8.69% Portfolio 5.05% 9.23% 8.07% #N/A Templeton Developing Markets SecuritiesRangeass 2T 20 SubAccount Inception 9/19/00 3/4/96 Portfolio Inception NO. YEARS 1.282 5.83 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 12.302298 81.2856 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 20.541627 0.14604 48.681636 0.146045 0 6 EEDB Charge 31-Dec-97 3.000000 14.277479 0.21012 0.210121 0.210121 0 7 EEDB Charge 31-Dec-98 3.000000 11.096508 0.27036 90.118441 0.270355 0.270355 0 8 EEDB Charge 31-Dec-99 3.000000 16.739740 0.17921 0.179214 0.179214 0.179214 0 9 EEDB Charge 31-Dec-00 3.000000 11.197273 0.26792 89.307459 0.267922 0.267922 0.267922 0.267922 10 EEDB Charge 31-Dec-01 3.000000 10.129153 0.29617 0.296175 0.296175 0.296175 0.296175 0.296175 ------------------------------------------------- Units 89.011284 89.375129 47.457848 #N/A 80.721529 $ Value 901.6089 905.2944 480.7078 #N/A 817.6407 Cumulative SubAccount -9.84% #N/A #N/A #N/A -18.24% Portfolio -9.84% -9.47% -51.93% #N/A Annualized SubAccount -9.84% #N/A #N/A #N/A -14.53% Portfolio -9.84% -3.26% -13.63% #N/A Templeton Foreign Securities - Class 2 Range U 21 SubAccount Inception 5/22/00 5/1/92 Portfolio Inception NO. YEARS 1.611 9.67 0.6110 YEAR YEAR YEAR YEAR 1.611 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 22-May-00 Inception Date 5/22/00 13.107378 76.2929 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 5.112922 0.58675 0.586749 0 2 EEDB Charge 31-Dec-93 3.000000 7.397430 0.40555 0.405546 0 3 EEDB Charge 31-Dec-94 3.000000 7.100857 0.42248 0.422484 0 4 EEDB Charge 31-Dec-95 3.000000 8.073076 0.37161 0.371606 0 5 EEDB Charge 31-Dec-96 3.000000 9.834565 0.30505 101.682179 0.305047 0 6 EEDB Charge 31-Dec-97 3.000000 11.000037 0.27273 0.272726 0.272726 0 7 EEDB Charge 31-Dec-98 3.000000 11.809048 0.25404 84.680831 0.254042 0.254042 0 8 EEDB Charge 31-Dec-99 3.000000 14.323233 0.20945 0.209450 0.209450 0.209450 0 9 EEDB Charge 31-Dec-00 3.000000 13.763609 0.21797 72.655362 0.217966 0.217966 0.217966 0.217966 10 EEDB Charge 31-Dec-01 3.000000 11.378583 0.26365 0.263653 0.263653 0.263653 0.263653 0.263653 --------------------------------------------------- Units 72.391709 83.989762 100.464341 #N/A 75.811290 $ Value 823.7151 955.6845 1143.1418 #N/A 862.6251 Cumulative SubAccount -17.63% #N/A #N/A #N/A -13.74% Portfolio -17.63% -4.43% 14.31% #N/A Annualized SubAccount -17.63% #N/A #N/A #N/A -8.76% Portfolio -17.63% -1.50% 2.71% #N/A Templeton Global Income Securities - ClRange V 22 SubAccount Inception TBD 1/24/89 Portfolio Inception NO. YEARS #VALUE! 12.94 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 7.274285 0.41241 137.470556 0 1 EEDB Charge 31-Dec-92 3.000000 7.113085 0.42176 0.421758 0 2 EEDB Charge 31-Dec-93 3.000000 8.148518 0.36817 0.368165 0 3 EEDB Charge 31-Dec-94 3.000000 7.601016 0.39468 0.394684 0 4 EEDB Charge 31-Dec-95 3.000000 8.557635 0.35056 0.350564 0 5 EEDB Charge 31-Dec-96 3.000000 9.211683 0.32567 108.557796 0.325673 0 6 EEDB Charge 31-Dec-97 3.000000 9.267555 0.32371 0.323710 0.323710 0 7 EEDB Charge 31-Dec-98 3.000000 9.742959 0.30791 102.638223 0.307915 0.307915 0 8 EEDB Charge 31-Dec-99 3.000000 9.004674 0.33316 0.333160 0.333160 0.333160 0 9 EEDB Charge 31-Dec-00 3.000000 9.230738 0.32500 108.333700 0.325001 0.325001 0.325001 0 10 EEDB Charge 31-Dec-01 3.000000 9.287729 0.32301 0.323007 0.323007 0.323007 0.323007 0 ---------------------------------------------------------------- Units 108.010693 101.657055 106.945003 133.996918 #DIV/0! $ Value 1003.1740 944.1632 993.2762 1244.5271 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 0.32% -5.58% -0.67% 24.45% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 0.32% -1.90% -0.13% 2.21% LSA Aggressive Growth Range W 23 SubAccount Inception TBD 8/14/01 Portfolio Inception NO. YEARS #VALUE! 0.38 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 3.000000 #N/A -- #N/A -- -- 0 8 EEDB Charge 31-Dec-99 3.000000 #N/A -- -- -- -- 0 9 EEDB Charge 31-Dec-00 3.000000 #N/A -- #N/A -- -- -- 0 10 EEDB Charge 31-Dec-01 3.000000 13.568395 0.22110 0.221102 0.221102 0.221102 0.221102 0 ---------------------------------------------------------------- Units #N/A #N/A #N/A #N/A #DIV/0! $ Value #N/A #N/A #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio #N/A #N/A #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio #N/A #N/A #N/A #N/A LSA Focused Equity Range X 24 SubAccount Inception 6/21/02 10/1/99 Portfolio Inception NO. YEARS -0.471 2.25 0.5288 YEAR YEAR YEAR YEAR -0.471 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 21-Jun-02 Inception Date 6/21/02 10.973774 91.1264 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 3.000000 #N/A -- #N/A -- -- 0 8 EEDB Charge 31-Dec-99 3.000000 18.845292 0.15919 0.159191 0.159191 0.159191 0 9 EEDB Charge 31-Dec-00 3.000000 16.359418 0.18338 61.126869 0.183381 0.183381 0.183381 0 10 EEDB Charge 31-Dec-01 3.000000 13.615277 0.22034 0.220341 0.220341 0.220341 0.220341 0 ---------------------------------------------------------------- Units 60.906528 #N/A #N/A #N/A 91.126353 $ Value 829.2593 #N/A #N/A #N/A 1240.7105 Cumulative SubAccount #N/A #N/A #N/A #N/A 24.07% Portfolio -17.07% #N/A #N/A #N/A Annualized SubAccount #N/A #N/A #N/A #N/A 24.07% Portfolio -17.07% #N/A #N/A #N/A LSA Mid Cap Value Range Y 25 SubAccount Inception TBD 8/14/01 Portfolio Inception NO. YEARS #VALUE! 0.38 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 3.000000 #N/A -- #N/A -- -- 0 8 EEDB Charge 31-Dec-99 3.000000 #N/A -- -- -- -- 0 9 EEDB Charge 31-Dec-00 3.000000 #N/A -- #N/A -- -- -- 0 10 EEDB Charge 31-Dec-01 3.000000 11.347886 0.26437 0.264366 0.264366 0.264366 0.264366 0 ---------------------------------------------------------------- Units #N/A #N/A #N/A #N/A #DIV/0! $ Value #N/A #N/A #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio #N/A #N/A #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio #N/A #N/A #N/A #N/A Oppenheimer Aggressive Growth - ServiceRanges Z 26 SubAccount Inception TBD 8/15/86 Portfolio Inception NO. YEARS #VALUE! 15.39 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 5.178478 0.57932 193.106932 0 1 EEDB Charge 31-Dec-92 3.000000 5.873998 0.51073 0.510725 0 2 EEDB Charge 31-Dec-93 3.000000 7.349893 0.40817 0.408169 0 3 EEDB Charge 31-Dec-94 3.000000 6.674972 0.44944 0.449440 0 4 EEDB Charge 31-Dec-95 3.000000 8.693771 0.34507 0.345075 0 5 EEDB Charge 31-Dec-96 3.000000 10.270778 0.29209 97.363608 0.292091 0 6 EEDB Charge 31-Dec-97 3.000000 11.278299 0.26600 0.265998 0.265998 0 7 EEDB Charge 31-Dec-98 3.000000 12.453751 0.24089 80.297093 0.240891 0.240891 0 8 EEDB Charge 31-Dec-99 3.000000 22.472147 0.13350 0.133499 0.133499 0.133499 0 9 EEDB Charge 31-Dec-00 3.000000 19.611210 0.15297 50.991244 0.152974 0.152974 0.152974 0 10 EEDB Charge 31-Dec-01 3.000000 13.255549 0.22632 0.226320 0.226320 0.226320 0.226320 0 ---------------------------------------------------------------- Units 50.764924 79.784300 96.343926 190.081751 #DIV/0! $ Value 672.9169 1057.5847 1277.0916 2519.6380 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -32.71% 5.76% 27.71% 151.96% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -32.71% 1.88% 5.01% 9.68% Oppenheimer Global Securities - ServiceRanges AA 27 SubAccount Inception TBD 11/12/90 Portfolio Inception NO. YEARS #VALUE! 11.14 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 3.975886 0.75455 251.516266 0 1 EEDB Charge 31-Dec-92 3.000000 3.629557 0.82655 0.826547 0 2 EEDB Charge 31-Dec-93 3.000000 6.075475 0.49379 0.493789 0 3 EEDB Charge 31-Dec-94 3.000000 5.629205 0.53293 0.532935 0 4 EEDB Charge 31-Dec-95 3.000000 5.656271 0.53038 0.530385 0 5 EEDB Charge 31-Dec-96 3.000000 6.547561 0.45819 152.728627 0.458186 0 6 EEDB Charge 31-Dec-97 3.000000 7.877611 0.38083 0.380826 0.380826 0 7 EEDB Charge 31-Dec-98 3.000000 8.833774 0.33961 113.201900 0.339606 0.339606 0 8 EEDB Charge 31-Dec-99 3.000000 13.759012 0.21804 0.218039 0.218039 0.218039 0 9 EEDB Charge 31-Dec-00 3.000000 14.212634 0.21108 70.359935 0.211080 0.211080 0.211080 0 10 EEDB Charge 31-Dec-01 3.000000 12.283492 0.24423 0.244230 0.244230 0.244230 0.244230 0 ---------------------------------------------------------------- Units 70.115704 112.528551 151.334846 247.280644 #DIV/0! $ Value 861.2657 1382.2436 1858.9204 3037.4698 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -13.87% 38.22% 85.89% 203.75% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -13.87% 11.39% 13.20% 11.75% Oppenheimer High Income - Service ClassRange BB 28 SubAccount Inception TBD 4/30/86 Portfolio Inception NO. YEARS #VALUE! 15.68 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 6.217768 0.48249 160.829417 0 1 EEDB Charge 31-Dec-92 3.000000 7.184801 0.41755 0.417548 0 2 EEDB Charge 31-Dec-93 3.000000 8.920489 0.33630 0.336304 0 3 EEDB Charge 31-Dec-94 3.000000 8.488347 0.35343 0.353426 0 4 EEDB Charge 31-Dec-95 3.000000 10.041574 0.29876 0.298758 0 5 EEDB Charge 31-Dec-96 3.000000 11.372840 0.26379 87.928785 0.263786 0 6 EEDB Charge 31-Dec-97 3.000000 12.541938 0.23920 0.239197 0.239197 0 7 EEDB Charge 31-Dec-98 3.000000 12.363082 0.24266 80.885980 0.242658 0.242658 0 8 EEDB Charge 31-Dec-99 3.000000 12.670826 0.23676 0.236764 0.236764 0.236764 0 9 EEDB Charge 31-Dec-00 3.000000 10.768901 0.27858 92.859986 0.278580 0.278580 0.278580 0 10 EEDB Charge 31-Dec-01 3.000000 10.793648 0.27794 0.277941 0.277941 0.277941 0.277941 0 ---------------------------------------------------------------- Units 92.582045 80.092694 86.653644 157.884453 #DIV/0! $ Value 999.2980 864.4923 935.3089 1704.1492 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -0.07% -13.55% -6.47% 70.41% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -0.07% -4.74% -1.33% 5.48% Oppenheimer Main Street Growth & IncomeRangervicCCClass29 SubAccount Inception TBD 7/5/95 Portfolio Inception NO. YEARS #VALUE! 6.50 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 7.130392 0.42073 0.420734 0 5 EEDB Charge 31-Dec-96 3.000000 9.284839 0.32311 107.702460 0.323107 0 6 EEDB Charge 31-Dec-97 3.000000 12.088402 0.24817 0.248172 0.248172 0 7 EEDB Charge 31-Dec-98 3.000000 12.438430 0.24119 80.395999 0.241188 0.241188 0 8 EEDB Charge 31-Dec-99 3.000000 14.877615 0.20165 0.201645 0.201645 0.201645 0 9 EEDB Charge 31-Dec-00 3.000000 13.342317 0.22485 74.949501 0.224849 0.224849 0.224849 0 10 EEDB Charge 31-Dec-01 3.000000 11.780386 0.25466 0.254661 0.254661 0.254661 0.254661 0 ---------------------------------------------------------------- Units 74.694840 79.714844 106.531946 #N/A #DIV/0! $ Value 879.9341 939.0716 1254.9874 #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -12.01% -6.09% 25.50% #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -12.01% -2.07% 4.65% #N/A Oppenheimer Main Street Small Cap - SerRangeClasDD 30 SubAccount Inception TBD 5/1/98 Portfolio Inception NO. YEARS #VALUE! 3.67 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 3.000000 10.151504 0.29552 98.507571 0.295523 0.295523 0 8 EEDB Charge 31-Dec-99 3.000000 14.621890 0.20517 0.205172 0.205172 0.205172 0 9 EEDB Charge 31-Dec-00 3.000000 11.735025 0.25564 85.214987 0.255645 0.255645 0.255645 0 10 EEDB Charge 31-Dec-01 3.000000 11.497607 0.26092 0.260924 0.260924 0.260924 0.260924 0 ---------------------------------------------------------------- Units 84.954063 97.785830 #N/A #N/A #DIV/0! $ Value 976.7684 1124.3030 #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -2.32% 12.43% #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -2.32% 3.98% #N/A #N/A Oppenheimer Multiple Strategies - ServiRangeass EE 31 SubAccount Inception TBD 2/9/87 Portfolio Inception NO. YEARS #VALUE! 14.90 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 5.203906 0.57649 192.163348 0 1 EEDB Charge 31-Dec-92 3.000000 5.573245 0.53829 0.538286 0 2 EEDB Charge 31-Dec-93 3.000000 6.350679 0.47239 0.472390 0 3 EEDB Charge 31-Dec-94 3.000000 6.119922 0.49020 0.490202 0 4 EEDB Charge 31-Dec-95 3.000000 7.299372 0.41099 0.410994 0 5 EEDB Charge 31-Dec-96 3.000000 8.284334 0.36213 120.709764 0.362129 0 6 EEDB Charge 31-Dec-97 3.000000 9.543634 0.31435 0.314346 0.314346 0 7 EEDB Charge 31-Dec-98 3.000000 10.003125 0.29991 99.968760 0.299906 0.299906 0 8 EEDB Charge 31-Dec-99 3.000000 10.990444 0.27296 0.272964 0.272964 0.272964 0 9 EEDB Charge 31-Dec-00 3.000000 11.497305 0.26093 86.976905 0.260931 0.260931 0.260931 0 10 EEDB Charge 31-Dec-01 3.000000 11.548451 0.25978 0.259775 0.259775 0.259775 0.259775 0 ---------------------------------------------------------------- Units 86.717129 99.175090 119.301842 188.481424 #DIV/0! $ Value 1001.4485 1145.3187 1377.7515 2176.6685 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 0.14% 14.53% 37.78% 117.67% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 0.14% 4.63% 6.62% 8.09% Oppenheimer Strategic Bond - Service ClRange FF 32 SubAccount Inception TBD 5/3/93 Portfolio Inception NO. YEARS #VALUE! 8.67 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 7.479551 0.40109 0.401094 0 3 EEDB Charge 31-Dec-94 3.000000 7.073250 0.42413 0.424133 0 4 EEDB Charge 31-Dec-95 3.000000 8.017157 0.37420 0.374197 0 5 EEDB Charge 31-Dec-96 3.000000 8.828030 0.33983 113.275555 0.339827 0 6 EEDB Charge 31-Dec-97 3.000000 9.431046 0.31810 0.318098 0.318098 0 7 EEDB Charge 31-Dec-98 3.000000 9.536809 0.31457 104.856876 0.314571 0.314571 0 8 EEDB Charge 31-Dec-99 3.000000 9.637159 0.31130 0.311295 0.311295 0.311295 0 9 EEDB Charge 31-Dec-00 3.000000 9.721258 0.30860 102.867345 0.308602 0.308602 0.308602 0 10 EEDB Charge 31-Dec-01 3.000000 10.009504 0.29972 0.299715 0.299715 0.299715 0.299715 0 ---------------------------------------------------------------- Units 102.567630 103.937264 111.723274 #N/A #DIV/0! $ Value 1026.6511 1040.3605 1118.2946 #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 2.67% 4.04% 11.83% #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 2.67% 1.33% 2.26% #N/A Van Kampen LIT Emerging Growth - Class Range GG 33 SubAccount Inception TBD 7/3/95 Portfolio Inception NO. YEARS #VALUE! 6.50 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 6.263516 0.47896 0.478964 0 5 EEDB Charge 31-Dec-96 3.000000 7.172586 0.41826 139.419730 0.418259 0 6 EEDB Charge 31-Dec-97 3.000000 8.480128 0.35377 0.353768 0.353768 0 7 EEDB Charge 31-Dec-98 3.000000 11.452668 0.26195 87.315899 0.261948 0.261948 0 8 EEDB Charge 31-Dec-99 3.000000 22.981046 0.13054 0.130542 0.130542 0.130542 0 9 EEDB Charge 31-Dec-00 3.000000 20.270528 0.14800 49.332706 0.147998 0.147998 0.147998 0 10 EEDB Charge 31-Dec-01 3.000000 13.634175 0.22004 0.220035 0.220035 0.220035 0.220035 0 ---------------------------------------------------------------- Units 49.112671 86.817323 138.305438 #N/A #DIV/0! $ Value 669.6107 1183.6826 1885.6805 #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -33.04% 18.37% 88.57% #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -33.04% 5.78% 13.53% #N/A Van Kampen LIT Growth and Income - ClasRange HH 34 SubAccount Inception TBD 12/23/96 Portfolio Inception NO. YEARS #VALUE! 5.02 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 6.858360 0.43742 145.807453 0.437422 0 6 EEDB Charge 31-Dec-97 3.000000 8.227265 0.36464 0.364641 0.364641 0 7 EEDB Charge 31-Dec-98 3.000000 9.664462 0.31042 103.471875 0.310416 0.310416 0 8 EEDB Charge 31-Dec-99 3.000000 10.723471 0.27976 0.279760 0.279760 0.279760 0 9 EEDB Charge 31-Dec-00 3.000000 12.564043 0.23878 79.592214 0.238777 0.238777 0.238777 0 10 EEDB Charge 31-Dec-01 3.000000 11.537557 0.26002 0.260020 0.260020 0.260020 0.260020 0 ---------------------------------------------------------------- Units 79.332194 102.693317 144.353838 #N/A #DIV/0! $ Value 915.2997 1184.8300 1665.4906 #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -8.47% 18.48% 66.55% #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -8.47% 5.82% 10.74% #N/A Van Kampen UIF Active International AllRangeon -IIlass 35 SubAccount Inception TBD 8/31/99 Portfolio Inception NO. YEARS #VALUE! 2.34 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 3.000000 #N/A -- #N/A -- -- 0 8 EEDB Charge 31-Dec-99 3.000000 16.705472 0.17958 0.179582 0.179582 0.179582 0 9 EEDB Charge 31-Dec-00 3.000000 14.133778 0.21226 70.752491 0.212257 0.212257 0.212257 0 10 EEDB Charge 31-Dec-01 3.000000 11.115187 0.26990 0.269901 0.269901 0.269901 0.269901 0 ---------------------------------------------------------------- Units 70.482590 #N/A #N/A #N/A #DIV/0! $ Value 783.4272 #N/A #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -21.66% #N/A #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -21.66% #N/A #N/A #N/A Van Kampen UIF Emerging Markets Debt - Range II JJ 36 SubAccount Inception TBD 6/16/97 Portfolio Inception NO. YEARS #VALUE! 4.55 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 9.694752 0.30945 0.309446 0.309446 0 7 EEDB Charge 31-Dec-98 3.000000 6.816875 0.44008 146.694783 0.440084 0.440084 0 8 EEDB Charge 31-Dec-99 3.000000 8.658736 0.34647 0.346471 0.346471 0.346471 0 9 EEDB Charge 31-Dec-00 3.000000 9.468852 0.31683 105.609423 0.316828 0.316828 0.316828 0 10 EEDB Charge 31-Dec-01 3.000000 10.235141 0.29311 0.293108 0.293108 0.293108 0.293108 0 ---------------------------------------------------------------- Units 105.316316 145.738376 #N/A #N/A #DIV/0! $ Value 1077.9273 1491.6528 #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 7.79% 49.17% #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 7.79% 14.26% #N/A #N/A Van Kampen UIF U.S. Real Estate - ClassRange KK 37 SubAccount Inception TBD 3/3/97 Portfolio Inception NO. YEARS #VALUE! 4.83 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 8.591138 0.34920 0.349197 0.349197 0 7 EEDB Charge 31-Dec-98 3.000000 7.518403 0.39902 133.006970 0.399021 0.399021 0 8 EEDB Charge 31-Dec-99 3.000000 7.272682 0.41250 0.412503 0.412503 0.412503 0 9 EEDB Charge 31-Dec-00 3.000000 9.230844 0.32500 108.332456 0.324997 0.324997 0.324997 0 10 EEDB Charge 31-Dec-01 3.000000 9.953565 0.30140 0.301400 0.301400 0.301400 0.301400 0 ---------------------------------------------------------------- Units 108.031056 131.968070 #N/A #N/A #DIV/0! $ Value 1075.2941 1313.5528 #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 7.53% 31.36% #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 7.53% 9.52% #N/A #N/A Plus $ 1,040.00 Date 12/31/01 End 12/31/01 Putnam II - NY Plus Base w/ RIG The George Putnam Fund of Boston - ClasRange A 1 Portfolio Inception 4/30/98 NO. YEARS 3.674 0.6740 YEAR YEAR YEAR YEAR 3.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 30-Apr-98 ---------------- Inception Date 4/30/98 10.322279 96.8778 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 10.589021 0.34627 98.214934 0.346271 0.346271 0.346271 8 FEE 31-Dec-99 3.666667 10.379101 0.35327 0.353274 0.353274 0.353274 0.353274 9 FEE 31-Dec-00 3.666667 11.199153 0.32741 92.864166 0.327406 0.327406 0.327406 0.327406 10 FEE 31-Dec-01 3.666667 11.071649 0.33118 0.331176 0.331176 0.331176 0.331176 0.331176 ------------------ ---------------------------------------------------------- Units 92.532990 97.203078 #N/A #N/A 95.519704 $ Value 1024.4928 1076.1984 #N/A #N/A 1057.5606 1000*(1+T)= Surrender $ Value 952.2428 1012.4484 #N/A #N/A 993.8106 Cumulative No Surrender 2.45% 7.62% #N/A #N/A 5.76% T W/ Surrender -4.78% 1.24% #N/A #N/A -0.62% Annualized No Surrender 2.45% 2.48% #N/A #N/A 1.53% R W/ Surrender -4.78% 0.41% #N/A #N/A -0.17% Global Asset Allocation - Class IB Range B 2 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 2/1/88 4.196447 238.2968 0 FEE 31-Dec-91 3.666667 5.794737 0.63276 179.473201 0.632758 1 FEE 31-Dec-92 3.666667 6.052871 0.60577 0.605773 0.605773 2 FEE 31-Dec-93 3.666667 6.988178 0.52470 0.524696 0.524696 3 FEE 31-Dec-94 3.666667 6.696138 0.54758 0.547579 0.547579 4 FEE 31-Dec-95 3.666667 8.206738 0.44679 0.446787 0.446787 5 FEE 31-Dec-96 3.666667 9.325095 0.39320 111.527014 0.393204 0.393204 6 FEE 31-Dec-97 3.666667 10.966912 0.33434 0.334339 0.334339 0.334339 7 FEE 31-Dec-98 3.666667 12.248057 0.29937 84.911427 0.299367 0.299367 0.299367 8 FEE 31-Dec-99 3.666667 13.473393 0.27214 0.272141 0.272141 0.272141 0.272141 9 FEE 31-Dec-00 3.666667 12.616888 0.29062 82.429201 0.290616 0.290616 0.290616 0.290616 10 FEE 31-Dec-01 3.666667 11.359697 0.32278 0.322779 0.322779 0.322779 0.322779 0.322779 ---------------------------------------------------------------- Units 82.106423 84.025892 110.007772 175.435920 233.626786 $ Value 932.7041 954.5087 1249.6550 1992.8989 2653.9295 Surrender $ Value 860.4541 890.7587 1202.9050 1992.8989 2653.9295 Cumulative No Surrender -6.73% -4.55% 24.97% 99.29% 165.39% W/ Surrender -13.95% -10.92% 20.29% 99.29% 165.39% Annualized No Surrender -6.73% -1.54% 4.56% 7.14% 7.26% W/ Surrender -13.95% -3.78% 3.76% 7.14% 7.26% Growth and Income - Class IB Range CC 3 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 2/1/88 2.825225 353.9541 0 FEE 31-Dec-91 3.666667 4.663440 0.78626 223.011339 0.786258 1 FEE 31-Dec-92 3.666667 5.029989 0.72896 0.728961 0.728961 2 FEE 31-Dec-93 3.666667 5.648406 0.64915 0.649151 0.649151 3 FEE 31-Dec-94 3.666667 5.570324 0.65825 0.658250 0.658250 4 FEE 31-Dec-95 3.666667 7.484087 0.48993 0.489928 0.489928 5 FEE 31-Dec-96 3.666667 8.967114 0.40890 115.979344 0.408902 0.408902 6 FEE 31-Dec-97 3.666667 10.940641 0.33514 0.335142 0.335142 0.335142 7 FEE 31-Dec-98 3.666667 12.414870 0.29534 83.770511 0.295345 0.295345 0.295345 8 FEE 31-Dec-99 3.666667 12.397856 0.29575 0.295750 0.295750 0.295750 0.295750 9 FEE 31-Dec-00 3.666667 13.170389 0.27840 78.965018 0.278402 0.278402 0.278402 0.278402 10 FEE 31-Dec-01 3.666667 12.132879 0.30221 0.302209 0.302209 0.302209 0.302209 0.302209 ---------------------------------------------------------------- Units 78.662809 82.894149 114.472496 218.569299 348.725812 $ Value 954.4063 1005.7447 1388.8809 2651.8749 4231.0481 Surrender $ Value 882.1563 941.9947 1342.1309 2651.8749 4231.0481 Cumulative No Surrender -4.56% 0.57% 38.89% 165.19% 323.10% W/ Surrender -11.78% -5.80% 34.21% 165.19% 323.10% Annualized No Surrender -4.56% 0.19% 6.79% 10.24% 10.92% W/ Surrender -11.78% -1.97% 6.06% 10.24% 10.92% Health Sciences - Class IB Range D 4 Portfolio Inception 4/30/98 NO. YEARS 3.674 0.6740 YEAR YEAR YEAR YEAR 3.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 30-Apr-98 Inception Date 4/30/98 11.177746 89.4635 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 12.098227 0.30307 85.963009 0.303075 0.303075 0.303075 8 FEE 31-Dec-99 3.666667 11.432627 0.32072 0.320720 0.320720 0.320720 0.320720 9 FEE 31-Dec-00 3.666667 15.641070 0.23443 66.491615 0.234426 0.234426 0.234426 0.234426 10 FEE 31-Dec-01 3.666667 12.352251 0.29684 0.296842 0.296842 0.296842 0.296842 0.296842 ---------------------------------------------------------------- Units 66.194773 85.111022 #N/A #N/A 88.308413 $ Value 817.6544 1051.3127 #N/A #N/A 1090.8077 Surrender $ Value 745.4044 987.5627 #N/A #N/A 1027.0577 Cumulative No Surrender -18.23% 5.13% #N/A #N/A 9.08% W/ Surrender -25.46% -1.24% #N/A #N/A 2.71% Annualized No Surrender -18.23% 1.68% #N/A #N/A 2.39% W/ Surrender -25.46% -0.42% #N/A #N/A 0.73% High Yield - Class IB Range E 5 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 01-Feb-88 4.883982 204.7510 0 FEE 31-Dec-91 3.666667 6.231415 0.58842 166.896283 0.588416 1 FEE 31-Dec-92 3.666667 7.286328 0.50323 0.503226 0.503226 2 FEE 31-Dec-93 3.666667 8.561887 0.42825 0.428255 0.428255 3 FEE 31-Dec-94 3.666667 8.335401 0.43989 0.439891 0.439891 4 FEE 31-Dec-95 3.666667 9.692379 0.37830 0.378304 0.378304 5 FEE 31-Dec-96 3.666667 10.745240 0.34124 96.787042 0.341236 0.341236 6 FEE 31-Dec-97 3.666667 12.074364 0.30367 0.303674 0.303674 0.303674 7 FEE 31-Dec-98 3.666667 11.182291 0.32790 93.004197 0.327899 0.327899 0.327899 8 FEE 31-Dec-99 3.666667 11.645345 0.31486 0.314861 0.314861 0.314861 0.314861 9 FEE 31-Dec-00 3.666667 10.487257 0.34963 99.167971 0.349631 0.349631 0.349631 0.349631 10 FEE 31-Dec-01 3.666667 10.697632 0.34275 0.342755 0.342755 0.342755 0.342755 0.342755 ---------------------------------------------------------- Units 98.825216 91.996951 95.148223 163.166551 200.432812 $ Value 1057.1958 984.1495 1017.8607 1745.4957 2144.1565 Surrender $ Value 984.9458 920.3995 971.1107 1745.4957 2144.1565 Cumulative No Surrender 5.72% -1.59% 1.79% 74.55% 114.42% W/ Surrender -1.51% -7.96% -2.89% 74.55% 114.42% Annualized No Surrender 5.72% -0.53% 0.35% 5.73% 5.63% W/ Surrender -1.51% -2.73% -0.58% 5.73% 5.63% Income - Class IB Range F 6 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 2/1/88 4.395394 227.5109 0 FEE 31-Dec-91 3.666667 6.070744 0.60399 171.313434 0.603990 1 FEE 31-Dec-92 3.666667 6.412985 0.57176 0.571757 0.571757 2 FEE 31-Dec-93 3.666667 7.013194 0.52282 0.522824 0.522824 3 FEE 31-Dec-94 3.666667 6.665525 0.55009 0.550094 0.550094 4 FEE 31-Dec-95 3.666667 7.889756 0.46474 0.464738 0.464738 5 FEE 31-Dec-96 3.666667 7.940946 0.46174 130.966764 0.461742 0.461742 6 FEE 31-Dec-97 3.666667 8.478164 0.43248 0.432484 0.432484 0.432484 7 FEE 31-Dec-98 3.666667 9.028466 0.40612 115.191219 0.406123 0.406123 0.406123 8 FEE 31-Dec-99 3.666667 8.693974 0.42175 0.421748 0.421748 0.421748 0.421748 9 FEE 31-Dec-00 3.666667 9.224327 0.39750 112.745353 0.397500 0.397500 0.397500 0.397500 10 FEE 31-Dec-01 3.666667 9.740455 0.37644 0.376437 0.376437 0.376437 0.376437 0.376437 ---------------------------------------------------------------- Units 112.368916 113.995534 128.932473 166.707988 222.301455 $ Value 1094.5244 1110.3684 1255.8609 1623.8117 2165.3173 Surrender $ Value 1022.2744 1046.6184 1209.1109 1623.8117 2165.3173 Cumulative No Surrender 9.45% 11.04% 25.59% 62.38% 116.53% W/ Surrender 2.23% 4.66% 20.91% 62.38% 116.53% Annualized No Surrender 9.45% 3.55% 4.66% 4.97% 5.71% W/ Surrender 2.23% 1.53% 3.87% 4.97% 5.71% International Growth - Class IB Range G 7 Portfolio Inception 1/2/97 NO. YEARS 4.997 0.9973 YEAR YEAR YEAR YEAR 4.997 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 02-Jan-97 Inception Date 1/2/97 8.050219 124.2202 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 9.187999 0.39907 0.399071 0.399071 0.399071 7 FEE 31-Dec-98 3.666667 10.713806 0.34224 97.071013 0.342238 0.342238 0.342238 8 FEE 31-Dec-99 3.666667 16.875477 0.21728 0.217278 0.217278 0.217278 0.217278 9 FEE 31-Dec-00 3.666667 15.021628 0.24409 69.233508 0.244092 0.244092 0.244092 0.244092 10 FEE 31-Dec-01 3.666667 11.735962 0.31243 0.312430 0.312430 0.312430 0.312430 0.312430 ---------------------------------------------------------------- Units 68.921078 96.297213 #N/A #N/A 122.705114 $ Value 808.8552 1130.1404 #N/A #N/A 1440.0626 Surrender $ Value 736.6052 1066.3904 #N/A #N/A 1384.8126 Cumulative No Surrender -19.11% 13.01% #N/A #N/A 44.01% W/ Surrender -26.34% 6.64% #N/A #N/A 38.48% Annualized No Surrender -19.11% 4.16% #N/A #N/A 7.57% W/ Surrender -26.34% 2.17% #N/A #N/A 6.73% Investors - Class IB Range H 8 Portfolio Inception 4/30/98 NO. YEARS 3.674 0.6740 YEAR YEAR YEAR YEAR 3.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 30-Apr-98 Inception Date 4/30/98 14.802660 67.5554 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 17.067746 0.21483 60.933646 0.214830 0.214830 0.214830 8 FEE 31-Dec-99 3.666667 21.835588 0.16792 0.167922 0.167922 0.167922 0.167922 9 FEE 31-Dec-00 3.666667 17.486872 0.20968 59.473187 0.209681 0.209681 0.209681 0.209681 10 FEE 31-Dec-01 3.666667 12.945249 0.28324 0.283244 0.283244 0.283244 0.283244 0.283244 ---------------------------------------------------------------- Units 59.189942 60.272800 #N/A #N/A 66.679749 $ Value 766.2285 780.2464 #N/A #N/A 863.1860 Surrender $ Value 693.9785 716.4964 #N/A #N/A 799.4360 Cumulative No Surrender -23.38% -21.98% #N/A #N/A -13.68% W/ Surrender -30.60% -28.35% #N/A #N/A -20.06% Annualized No Surrender -23.38% -7.94% #N/A #N/A -3.93% W/ Surrender -30.60% -10.52% #N/A #N/A -5.91% Money Market - Class IB Range I 9 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 2/1/88 6.178681 161.8468 0 FEE 31-Dec-91 3.666667 7.609263 0.48187 136.675523 0.481869 1 FEE 31-Dec-92 3.666667 7.745058 0.47342 0.473420 0.473420 2 FEE 31-Dec-93 3.666667 7.823867 0.46865 0.468651 0.468651 3 FEE 31-Dec-94 3.666667 7.983012 0.45931 0.459309 0.459309 4 FEE 31-Dec-95 3.666667 8.273790 0.44317 0.443167 0.443167 5 FEE 31-Dec-96 3.666667 8.544501 0.42913 121.715709 0.429126 0.429126 6 FEE 31-Dec-97 3.666667 8.835498 0.41499 0.414993 0.414993 0.414993 7 FEE 31-Dec-98 3.666667 9.141397 0.40111 113.768169 0.401106 0.401106 0.401106 8 FEE 31-Dec-99 3.666667 9.419903 0.38925 0.389247 0.389247 0.389247 0.389247 9 FEE 31-Dec-00 3.666667 9.806633 0.37390 106.050670 0.373897 0.373897 0.373897 0.373897 10 FEE 31-Dec-01 3.666667 10.019752 0.36594 0.365944 0.365944 0.365944 0.365944 0.365944 ---------------------------------------------------------------- Units 105.684726 112.639082 119.770524 132.456665 157.146114 $ Value 1058.9347 1128.6157 1200.0709 1327.1829 1574.5651 Surrender $ Value 986.6847 1064.8657 1153.3209 1327.1829 1574.5651 Cumulative No Surrender 5.89% 12.86% 20.01% 32.72% 57.46% W/ Surrender -1.33% 6.49% 15.33% 32.72% 57.46% Annualized No Surrender 5.89% 4.12% 3.71% 2.87% 3.31% W/ Surrender -1.33% 2.12% 2.89% 2.87% 3.31% New Opportunities - Class IB Range J 10 Portfolio Inception 5/2/94 NO. YEARS 7.671 0.6712 YEAR YEAR YEAR YEAR 7.671 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 02-May-94 Inception Date 5/2/94 6.914874 144.6158 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 7.395748 0.49578 0.495780 0.495780 4 FEE 31-Dec-95 3.666667 10.529717 0.34822 0.348221 0.348221 5 FEE 31-Dec-96 3.666667 11.400599 0.32162 91.223277 0.321621 0.321621 6 FEE 31-Dec-97 3.666667 13.813028 0.26545 0.265450 0.265450 0.265450 7 FEE 31-Dec-98 3.666667 16.888618 0.21711 61.579935 0.217109 0.217109 0.217109 8 FEE 31-Dec-99 3.666667 28.108333 0.13045 0.130448 0.130448 0.130448 0.130448 9 FEE 31-Dec-00 3.666667 20.417213 0.17959 50.937412 0.179587 0.179587 0.179587 0.179587 10 FEE 31-Dec-01 3.666667 14.036953 0.26122 0.261215 0.261215 0.261215 0.261215 0.261215 ---------------------------------------------------------------- Units 50.676197 61.008685 90.169468 #N/A 142.396365 $ Value 711.3394 856.3760 1265.7046 #N/A 1998.8111 Surrender $ Value 639.0894 792.6260 1218.9546 #N/A 1977.5611 Cumulative No Surrender -28.87% -14.36% 26.57% #N/A 99.88% W/ Surrender -36.09% -20.74% 21.90% #N/A 97.76% Annualized No Surrender -28.87% -5.04% 4.83% #N/A 9.45% W/ Surrender -36.09% -7.45% 4.04% #N/A 9.30% New Value - Class IB Range K 11 Portfolio Inception 1/2/97 NO. YEARS 4.997 0.9973 YEAR YEAR YEAR YEAR 4.997 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 02-Jan-97 Inception Date 1/2/97 8.303799 120.4268 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 9.597824 0.38203 0.382031 0.382031 0.382031 7 FEE 31-Dec-98 3.666667 10.023282 0.36581 103.758430 0.365815 0.365815 0.365815 8 FEE 31-Dec-99 3.666667 9.890776 0.37072 0.370716 0.370716 0.370716 0.370716 9 FEE 31-Dec-00 3.666667 11.913982 0.30776 87.292393 0.307762 0.307762 0.307762 0.307762 10 FEE 31-Dec-01 3.666667 12.114010 0.30268 0.302680 0.302680 0.302680 0.302680 0.302680 ----------------------------------------- Units 86.989713 102.777272 #N/A #N/A 118.697804 $ Value 1053.7943 1245.0449 #N/A #N/A 1437.9064 Surrender $ Value 981.5443 1181.2949 #N/A #N/A 1382.6564 Cumulative No Surrender 5.38% 24.50% #N/A #N/A 43.79% W/ Surrender -1.85% 18.13% #N/A #N/A 38.27% Annualized No Surrender 5.38% 7.58% #N/A #N/A 7.54% W/ Surrender -1.85% 5.71% #N/A #N/A 6.70% Research - Class IB Range L 12 Portfolio Inception 9/29/98 NO. YEARS 3.258 0.2575 YEAR YEAR YEAR YEAR 3.258 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 29-Sep-98 Inception Date 9/29/98 11.324132 88.3070 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 13.442455 0.27277 77.366820 0.272768 0.272768 0.272768 8 FEE 31-Dec-99 3.666667 16.894463 0.21703 0.217034 0.217034 0.217034 0.217034 9 FEE 31-Dec-00 3.666667 16.299741 0.22495 63.804695 0.224952 0.224952 0.224952 0.224952 10 FEE 31-Dec-01 3.666667 13.019754 0.28162 0.281623 0.281623 0.281623 0.281623 0.281623 ---------------------------------------------------------------- Units 63.523071 76.643211 #N/A #N/A 87.310612 $ Value 827.0548 997.8758 #N/A #N/A 1136.7627 Surrender $ Value 754.8048 934.1258 #N/A #N/A 1073.0127 Cumulative No Surrender -17.29% -0.21% #N/A #N/A 13.68% W/ Surrender -24.52% -6.59% #N/A #N/A 7.30% Annualized No Surrender -17.29% -0.07% #N/A #N/A 4.01% W/ Surrender -24.52% -2.25% #N/A #N/A 2.19% Utilities Growth and Income - Class IB Range M 13 Portfolio Inception 5/1/92 NO. YEARS 9.674 0.6740 YEAR YEAR YEAR YEAR 9.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-May-92 Inception Date 5/1/92 6.970473 143.4623 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 7.379854 0.49685 0.496848 0.496848 2 FEE 31-Dec-93 3.666667 8.227087 0.44568 0.445682 0.445682 3 FEE 31-Dec-94 3.666667 7.517563 0.48775 0.487747 0.487747 4 FEE 31-Dec-95 3.666667 9.684055 0.37863 0.378629 0.378629 5 FEE 31-Dec-96 3.666667 11.020607 0.33271 94.368668 0.332710 0.332710 6 FEE 31-Dec-97 3.666667 13.765433 0.26637 0.266368 0.266368 0.266368 7 FEE 31-Dec-98 3.666667 15.561560 0.23562 66.831346 0.235623 0.235623 0.235623 8 FEE 31-Dec-99 3.666667 15.195393 0.24130 0.241301 0.241301 0.241301 0.241301 9 FEE 31-Dec-00 3.666667 17.576459 0.20861 59.170052 0.208612 0.208612 0.208612 0.208612 10 FEE 31-Dec-01 3.666667 13.436583 0.27289 0.272887 0.272887 0.272887 0.272887 0.272887 ---------------------------------------------------------------- Units 58.897166 66.108546 93.143876 #N/A 140.095879 $ Value 791.3767 888.2730 1251.5354 #N/A 1882.4099 Surrender $ Value 719.1267 824.5230 1204.7854 #N/A 1882.4099 Cumulative No Surrender -20.86% -11.17% 25.15% #N/A 88.24% W/ Surrender -28.09% -17.55% 20.48% #N/A 88.24% Annualized No Surrender -20.86% -3.87% 4.59% #N/A 6.76% W/ Surrender -28.09% -6.23% 3.80% #N/A 6.76% Vista - Class IB Range N 14 Portfolio Inception 1/2/97 NO. YEARS 4.997 0.9973 YEAR YEAR YEAR YEAR 4.997 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 02-Jan-97 Inception Date 1/2/97 10.447116 95.7202 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 12.651155 0.28983 0.289829 0.289829 0.289829 7 FEE 31-Dec-98 3.666667 14.880150 0.24641 69.891769 0.246413 0.246413 0.246413 8 FEE 31-Dec-99 3.666667 22.347343 0.16408 0.164076 0.164076 0.164076 0.164076 9 FEE 31-Dec-00 3.666667 21.097611 0.17380 49.294681 0.173795 0.173795 0.173795 0.173795 10 FEE 31-Dec-01 3.666667 13.806386 0.26558 0.265578 0.265578 0.265578 0.265578 0.265578 ---------------------------------------------------------------- Units 49.029103 69.288319 #N/A #N/A 94.580506 $ Value 676.9147 956.6213 #N/A #N/A 1305.8150 Surrender $ Value 604.6647 892.8713 #N/A #N/A 1250.5650 Cumulative No Surrender -32.31% -4.34% #N/A #N/A 30.58% W/ Surrender -39.53% -10.71% #N/A #N/A 25.06% Annualized No Surrender -32.31% -1.47% #N/A #N/A 5.48% W/ Surrender -39.53% -3.71% #N/A #N/A 4.58% Voyager - Class IB Range O 15 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 2/1/88 2.499220 400.1248 0 FEE 31-Dec-91 3.666667 4.556352 0.80474 228.252778 0.804737 1 FEE 31-Dec-92 3.666667 4.941628 0.74200 0.741996 0.741996 2 FEE 31-Dec-93 3.666667 5.764578 0.63607 0.636069 0.636069 3 FEE 31-Dec-94 3.666667 5.723960 0.64058 0.640582 0.640582 4 FEE 31-Dec-95 3.666667 7.913195 0.46336 0.463361 0.463361 5 FEE 31-Dec-96 3.666667 8.785245 0.41737 118.380307 0.417366 0.417366 6 FEE 31-Dec-97 3.666667 10.923020 0.33568 0.335683 0.335683 0.335683 7 FEE 31-Dec-98 3.666667 13.351674 0.27462 77.892854 0.274622 0.274622 0.274622 8 FEE 31-Dec-99 3.666667 20.765313 0.17658 0.176577 0.176577 0.176577 0.176577 9 FEE 31-Dec-00 3.666667 17.059114 0.21494 60.964479 0.214939 0.214939 0.214939 0.214939 10 FEE 31-Dec-01 3.666667 13.026085 0.28149 0.281486 0.281486 0.281486 0.281486 0.281486 ---------------------------------------------------------------- Units 60.682993 77.219853 117.097000 224.070097 395.137421 $ Value 790.4618 1005.8724 1525.3155 2918.7561 5147.0936 Surrender $ Value 718.2118 942.1224 1478.5655 2918.7561 5147.0936 Cumulative No Surrender -20.95% 0.59% 52.53% 191.88% 414.71% W/ Surrender -28.18% -5.79% 47.86% 191.88% 414.71% Annualized No Surrender -20.95% 0.20% 8.81% 11.31% 12.49% W/ Surrender -28.18% -1.97% 8.14% 11.31% 12.49% Franklin Growth and Income Securities -Ranges 2 P 16 Portfolio Inception 1/24/89 NO. YEARS 12.942 0.9425 YEAR YEAR YEAR YEAR 12.942 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 24-Jan-89 Inception Date 1/24/89 3.272280 305.5973 0 FEE 31-Dec-91 3.666667 4.004548 0.91563 259.704716 0.915626 1 FEE 31-Dec-92 3.666667 4.324885 0.84781 0.847807 0.847807 2 FEE 31-Dec-93 3.666667 4.684119 0.78279 0.782787 0.782787 3 FEE 31-Dec-94 3.666667 4.757410 0.77073 0.770727 0.770727 4 FEE 31-Dec-95 3.666667 6.204164 0.59100 0.591001 0.591001 5 FEE 31-Dec-96 3.666667 6.955676 0.52715 149.518178 0.527147 0.527147 6 FEE 31-Dec-97 3.666667 8.724776 0.42026 0.420259 0.420259 0.420259 7 FEE 31-Dec-98 3.666667 9.279386 0.39514 112.076381 0.395141 0.395141 0.395141 8 FEE 31-Dec-99 3.666667 9.495232 0.38616 0.386159 0.386159 0.386159 0.386159 9 FEE 31-Dec-00 3.666667 11.071102 0.33119 93.938255 0.331193 0.331193 0.331193 0.331193 10 FEE 31-Dec-01 3.666667 11.418719 0.32111 0.321110 0.321110 0.321110 0.321110 0.321110 ---------------------------------------------------------------- Units 93.617145 111.037919 147.664316 254.331385 299.308364 $ Value 1068.9879 1267.9108 1686.1373 2904.1386 3417.7181 Surrender $ Value 996.7379 1204.1608 1639.3873 2904.1386 3417.7181 Cumulative No Surrender 6.90% 26.79% 68.61% 190.41% 241.77% W/ Surrender -0.33% 20.42% 63.94% 190.41% 241.77% Annualized No Surrender 6.90% 8.23% 11.01% 11.25% 9.96% W/ Surrender -0.33% 6.39% 10.39% 11.25% 9.96% Franklin Small Cap - Class 2 Range Q 17 Portfolio Inception 10/31/95 NO. YEARS 6.173 0.1726 YEAR YEAR YEAR YEAR 6.173 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 31-Oct-95 Inception Date 10/31/95 7.193336 139.0176 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 7.336194 0.49981 0.499805 0.499805 5 FEE 31-Dec-96 3.666667 9.296553 0.39441 111.869421 0.394411 0.394411 6 FEE 31-Dec-97 3.666667 10.717515 0.34212 0.342119 0.342119 0.342119 7 FEE 31-Dec-98 3.666667 10.418975 0.35192 99.817880 0.351922 0.351922 0.351922 8 FEE 31-Dec-99 3.666667 20.135245 0.18210 0.182102 0.182102 0.182102 0.182102 9 FEE 31-Dec-00 3.666667 16.888343 0.21711 61.580938 0.217112 0.217112 0.217112 0.217112 10 FEE 31-Dec-01 3.666667 14.085790 0.26031 0.260310 0.260310 0.260310 0.260310 0.260310 ---------------------------------------------------------------- Units 61.320628 99.158357 110.515856 #N/A 136.769776 $ Value 863.7495 1396.7238 1556.7031 #N/A 1926.5103 Surrender $ Value 791.4995 1332.9738 1509.9531 #N/A 1892.5103 Cumulative No Surrender -13.63% 39.67% 55.67% #N/A 92.65% W/ Surrender -20.85% 33.30% 51.00% #N/A 89.25% Annualized No Surrender -13.63% 11.78% 9.25% #N/A 11.21% W/ Surrender -20.85% 10.05% 8.59% #N/A 10.89% Franklin Small Cap Value Securities - CRange2 RR 18 Portfolio Inception 4/30/98 NO. YEARS 3.674 0.6740 YEAR YEAR YEAR YEAR 3.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 30-Apr-98 Inception Date 4/30/98 11.067504 90.3546 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 8.515646 0.43058 122.128139 0.430580 0.430580 0.430580 8 FEE 31-Dec-99 3.666667 8.497772 0.43149 0.431486 0.431486 0.431486 0.431486 9 FEE 31-Dec-00 3.666667 10.456146 0.35067 99.463034 0.350671 0.350671 0.350671 0.350671 10 FEE 31-Dec-01 3.666667 11.710545 0.31311 0.313108 0.313108 0.313108 0.313108 0.313108 ---------------------------------------------------------------- Units 99.149925 121.032874 #N/A #N/A 88.828765 $ Value 1161.0997 1417.3609 #N/A #N/A 1040.2332 Surrender $ Value 1088.8497 1353.6109 #N/A #N/A 976.4832 Cumulative No Surrender 16.11% 41.74% #N/A #N/A 4.02% W/ Surrender 8.88% 35.36% #N/A #N/A -2.35% Annualized No Surrender 16.11% 12.33% #N/A #N/A 1.08% W/ Surrender 8.88% 10.62% #N/A #N/A -0.65% Mutual Shares Securities - Class II Range S 19 Portfolio Inception 11/8/96 NO. YEARS 5.148 0.1479 YEAR YEAR YEAR YEAR 5.148 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 08-Nov-96 Inception Date 11/8/96 7.288360 137.2051 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 7.523394 0.48737 138.235483 0.487369 0.487369 6 FEE 31-Dec-97 3.666667 8.696124 0.42164 0.421644 0.421644 0.421644 7 FEE 31-Dec-98 3.666667 8.545180 0.42909 121.706038 0.429092 0.429092 0.429092 8 FEE 31-Dec-99 3.666667 9.537409 0.38445 0.384451 0.384451 0.384451 0.384451 9 FEE 31-Dec-00 3.666667 10.651171 0.34425 97.641846 0.344250 0.344250 0.344250 0.344250 10 FEE 31-Dec-01 3.666667 11.220567 0.32678 0.326781 0.326781 0.326781 0.326781 0.326781 ---------------------------------------------------------------- Units 97.315065 120.650556 136.329265 #N/A 134.811491 $ Value 1091.9302 1353.7676 1529.6917 #N/A 1512.6614 Surrender $ Value 1019.6802 1290.0176 1482.9417 #N/A 1465.9114 Cumulative No Surrender 9.19% 35.38% 52.97% #N/A 51.27% W/ Surrender 1.97% 29.00% 48.29% #N/A 46.59% Annualized No Surrender 9.19% 10.62% 8.87% #N/A 8.37% W/ Surrender 1.97% 8.86% 8.20% #N/A 7.71% Templeton Developing Markets SecuritiesRangeass 2T 20 Portfolio Inception 3/4/96 NO. YEARS 5.830 0.8301 YEAR YEAR YEAR YEAR 5.830 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 04-Mar-96 Inception Date 3/4/96 22.118938 45.2101 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 20.541627 0.17850 50.628901 0.178499 0.178499 6 FEE 31-Dec-97 3.666667 14.277479 0.25681 0.256815 0.256815 0.256815 7 FEE 31-Dec-98 3.666667 11.096508 0.33043 93.723178 0.330434 0.330434 0.330434 8 FEE 31-Dec-99 3.666667 16.739740 0.21904 0.219040 0.219040 0.219040 0.219040 9 FEE 31-Dec-00 3.666667 11.197273 0.32746 92.879757 0.327461 0.327461 0.327461 0.327461 10 FEE 31-Dec-01 3.666667 10.129153 0.36199 0.361991 0.361991 0.361991 0.361991 0.361991 ------------------------------------------------- Units 92.517766 92.814687 49.133160 #N/A 43.535887 $ Value 937.1266 940.1342 497.6773 #N/A 440.9817 Surrender $ Value 864.8766 876.3842 450.9273 #N/A 394.2317 Cumulative No Surrender -6.29% -5.99% -50.23% #N/A -55.90% W/ Surrender -13.51% -12.36% -54.91% #N/A -60.58% Annualized No Surrender -6.29% -2.04% -13.03% #N/A -13.10% W/ Surrender -13.51% -4.30% -14.73% #N/A -14.76% Templeton Foreign Securities - Class 2 Range U 21 Portfolio Inception 5/1/92 NO. YEARS 9.674 0.6740 YEAR YEAR YEAR YEAR 9.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-May-92 Inception Date 5/1/92 5.512864 181.3939 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 5.112922 0.71714 0.717137 0.717137 2 FEE 31-Dec-93 3.666667 7.397430 0.49567 0.495668 0.495668 3 FEE 31-Dec-94 3.666667 7.100857 0.51637 0.516370 0.516370 4 FEE 31-Dec-95 3.666667 8.073076 0.45418 0.454185 0.454185 5 FEE 31-Dec-96 3.666667 9.834565 0.37283 105.749466 0.372835 0.372835 6 FEE 31-Dec-97 3.666667 11.000037 0.33333 0.333332 0.333332 0.333332 7 FEE 31-Dec-98 3.666667 11.809048 0.31050 88.068064 0.310496 0.310496 0.310496 8 FEE 31-Dec-99 3.666667 14.323233 0.25599 0.255994 0.255994 0.255994 0.255994 9 FEE 31-Dec-00 3.666667 13.763609 0.26640 75.561577 0.266403 0.266403 0.266403 0.266403 10 FEE 31-Dec-01 3.666667 11.378583 0.32224 0.322243 0.322243 0.322243 0.322243 0.322243 --------------------------------------------------------------- Units 75.239334 87.223424 104.260998 #N/A 177.349255 $ Value 856.1170 992.4790 1186.3424 #N/A 2017.9832 Surrender $ Value 783.8670 928.7290 1139.5924 #N/A 2017.9832 Cumulative No Surrender -14.39% -0.75% 18.63% #N/A 101.80% W/ Surrender -21.61% -7.13% 13.96% #N/A 101.80% Annualized No Surrender -14.39% -0.25% 3.48% #N/A 7.53% W/ Surrender -21.61% -2.43% 2.65% #N/A 7.53% Templeton Global Income Securities - ClRange V 22 Portfolio Inception 1/24/89 NO. YEARS 12.942 0.9425 YEAR YEAR YEAR YEAR 12.942 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 24-Jan-89 Inception Date 1/24/89 5.691151 175.7114 0 FEE 31-Dec-91 3.666667 7.274285 0.50406 142.969378 0.504059 1 FEE 31-Dec-92 3.666667 7.113085 0.51548 0.515482 0.515482 2 FEE 31-Dec-93 3.666667 8.148518 0.44998 0.449980 0.449980 3 FEE 31-Dec-94 3.666667 7.601016 0.48239 0.482392 0.482392 4 FEE 31-Dec-95 3.666667 8.557635 0.42847 0.428467 0.428467 5 FEE 31-Dec-96 3.666667 9.211683 0.39805 112.900107 0.398045 0.398045 6 FEE 31-Dec-97 3.666667 9.267555 0.39565 0.395646 0.395646 0.395646 7 FEE 31-Dec-98 3.666667 9.742959 0.37634 106.743752 0.376340 0.376340 0.376340 8 FEE 31-Dec-99 3.666667 9.004674 0.40720 0.407196 0.407196 0.407196 0.407196 9 FEE 31-Dec-00 3.666667 9.230738 0.39722 112.667048 0.397224 0.397224 0.397224 0.397224 10 FEE 31-Dec-01 3.666667 9.287729 0.39479 0.394786 0.394786 0.394786 0.394786 0.394786 ---------------------------------------------------------------- Units 112.272262 105.544546 110.928916 138.723821 170.961765 $ Value 1042.7543 980.2691 1030.2777 1288.4293 1587.8465 Surrender $ Value 970.5043 916.5191 983.5277 1288.4293 1587.8465 Cumulative No Surrender 4.28% -1.97% 3.03% 28.84% 58.78% W/ Surrender -2.95% -8.35% -1.65% 28.84% 58.78% Annualized No Surrender 4.28% -0.66% 0.60% 2.57% 3.64% W/ Surrender -2.95% -2.86% -0.33% 2.57% 3.64% LSA Aggressive Growth Range W 23 Portfolio Inception 8/14/01 NO. YEARS 0.381 0.3808 YEAR YEAR YEAR YEAR 0.381 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 14-Aug-01 Inception Date 8/14/01 14.568732 68.6402 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 3.666667 #N/A -- -- -- -- 0 9 FEE 31-Dec-00 3.666667 #N/A -- #N/A -- -- -- 0 10 FEE 31-Dec-01 3.666667 13.568395 0.27024 0.270236 0.270236 0.270236 0.270236 0.270236 ---------------------------------------------------------------- Units #N/A #N/A #N/A #N/A 68.369918 $ Value #N/A #N/A #N/A #N/A 927.6700 Surrender $ Value #N/A #N/A #N/A #N/A 855.4200 #N/A Cumulative No Surrender #N/A #N/A #N/A #N/A -7.23% W/ Surrender #N/A #N/A #N/A #N/A -14.46% Annualized No Surrender #N/A #N/A #N/A #N/A -7.23% W/ Surrender #N/A #N/A #N/A #N/A -14.46% LSA Focused Equity Range X 24 Portfolio Inception 10/1/99 NO. YEARS 2.252 0.2521 YEAR YEAR YEAR YEAR 2.252 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Oct-99 Inception Date 10/1/99 15.675228 63.7949 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 3.666667 18.845292 0.19457 0.194567 0.194567 0.194567 0.194567 9 FEE 31-Dec-00 3.666667 16.359418 0.22413 63.571944 0.224132 0.224132 0.224132 0.224132 10 FEE 31-Dec-01 3.666667 13.615277 0.26931 0.269305 0.269305 0.269305 0.269305 0.269305 ---------------------------------------------------------------- Units 63.302638 #N/A #N/A #N/A 63.106921 $ Value 861.8830 #N/A #N/A #N/A 859.2182 Surrender $ Value 789.6330 #N/A #N/A #N/A 786.9682 Cumulative No Surrender -13.81% #N/A #N/A #N/A -14.08% W/ Surrender -21.04% #N/A #N/A #N/A -21.30% Annualized No Surrender -13.81% #N/A #N/A #N/A -6.52% W/ Surrender -21.04% #N/A #N/A #N/A -10.09% LSA Mid Cap Value Range Y 25 Portfolio Inception 8/14/01 NO. YEARS 0.381 0.3808 YEAR YEAR YEAR YEAR 0.381 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 14-Aug-01 Inception Date 8/14/01 10.662936 93.7828 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 3.666667 #N/A -- -- -- -- 0 9 FEE 31-Dec-00 3.666667 #N/A -- #N/A -- -- -- 0 10 FEE 31-Dec-01 3.666667 11.347886 0.32311 0.323115 0.323115 0.323115 0.323115 0.323115 ---------------------------------------------------------------- Units #N/A #N/A #N/A #N/A 93.459686 $ Value #N/A #N/A #N/A #N/A 1060.5699 Surrender $ Value #N/A #N/A #N/A #N/A 988.3199 #N/A Cumulative No Surrender #N/A #N/A #N/A #N/A 6.06% W/ Surrender #N/A #N/A #N/A #N/A -1.17% Annualized No Surrender #N/A #N/A #N/A #N/A 6.06% W/ Surrender #N/A #N/A #N/A #N/A -1.17% Oppenheimer Aggressive Growth - ServiceRanges Z 26 Portfolio Inception 8/15/86 NO. YEARS 15.389 0.3890 YEAR YEAR YEAR YEAR 15.389 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 15-Aug-86 Inception Date 8/15/86 2.716030 368.1844 0 FEE 31-Dec-91 3.666667 5.178478 0.70806 200.831209 0.708059 1 FEE 31-Dec-92 3.666667 5.873998 0.62422 0.624220 0.624220 2 FEE 31-Dec-93 3.666667 7.349893 0.49887 0.498873 0.498873 3 FEE 31-Dec-94 3.666667 6.674972 0.54932 0.549316 0.549316 4 FEE 31-Dec-95 3.666667 8.693771 0.42176 0.421758 0.421758 5 FEE 31-Dec-96 3.666667 10.270778 0.35700 101.258152 0.357000 0.357000 6 FEE 31-Dec-97 3.666667 11.278299 0.32511 0.325108 0.325108 0.325108 7 FEE 31-Dec-98 3.666667 12.453751 0.29442 83.508977 0.294423 0.294423 0.294423 8 FEE 31-Dec-99 3.666667 22.472147 0.16316 0.163165 0.163165 0.163165 0.163165 9 FEE 31-Dec-00 3.666667 19.611210 0.18697 53.030894 0.186968 0.186968 0.186968 0.186968 10 FEE 31-Dec-01 3.666667 13.255549 0.27661 0.276614 0.276614 0.276614 0.276614 0.276614 ---------------------------------------------------------------- Units 52.754280 82.882230 100.011875 197.133765 363.778943 $ Value 699.2869 1098.6495 1325.7123 2613.1163 4822.0896 Surrender $ Value 627.0369 1034.8995 1278.9623 2613.1163 4822.0896 Cumulative No Surrender -30.07% 9.86% 32.57% 161.31% 382.21% W/ Surrender -37.30% 3.49% 27.90% 161.31% 382.21% Annualized No Surrender -30.07% 3.19% 5.80% 10.08% 10.76% W/ Surrender -37.30% 1.15% 5.04% 10.08% 10.76% Oppenheimer Global Securities - ServiceRanges AA 27 Portfolio Inception 11/12/90 NO. YEARS 11.142 0.1425 YEAR YEAR YEAR YEAR 11.142 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 12-Nov-90 Inception Date 11/12/90 3.906719 255.9693 0 FEE 31-Dec-91 3.666667 3.975886 0.92223 261.576916 0.922226 1 FEE 31-Dec-92 3.666667 3.629557 1.01022 1.010224 1.010224 2 FEE 31-Dec-93 3.666667 6.075475 0.60352 0.603519 0.603519 3 FEE 31-Dec-94 3.666667 5.629205 0.65136 0.651365 0.651365 4 FEE 31-Dec-95 3.666667 5.656271 0.64825 0.648248 0.648248 5 FEE 31-Dec-96 3.666667 6.547561 0.56000 158.837772 0.560005 0.560005 6 FEE 31-Dec-97 3.666667 7.877611 0.46545 0.465454 0.465454 0.465454 7 FEE 31-Dec-98 3.666667 8.833774 0.41507 117.729976 0.415074 0.415074 0.415074 8 FEE 31-Dec-99 3.666667 13.759012 0.26649 0.266492 0.266492 0.266492 0.266492 9 FEE 31-Dec-00 3.666667 14.212634 0.25799 73.174332 0.257986 0.257986 0.257986 0.257986 10 FEE 31-Dec-01 3.666667 12.283492 0.29850 0.298504 0.298504 0.298504 0.298504 0.298504 ---------------------------------------------------------------- Units 72.875828 116.906994 157.134262 256.400045 249.870170 $ Value 895.1697 1436.0261 1930.1575 3149.4879 3069.2782 Surrender $ Value 822.9197 1372.2761 1883.4075 3149.4879 3069.2782 Cumulative No Surrender -10.48% 43.60% 93.02% 214.95% 206.93% W/ Surrender -17.71% 37.23% 88.34% 214.95% 206.93% Annualized No Surrender -10.48% 12.82% 14.06% 12.16% 10.59% W/ Surrender -17.71% 11.13% 13.50% 12.16% 10.59% Oppenheimer High Income - Service ClassRange BB 28 Portfolio Inception 4/30/86 NO. YEARS 15.682 0.6822 YEAR YEAR YEAR YEAR 15.682 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 30-Apr-86 Inception Date 4/30/86 3.650289 273.9509 0 FEE 31-Dec-91 3.666667 6.217768 0.58971 167.262593 0.589708 1 FEE 31-Dec-92 3.666667 7.184801 0.51034 0.510337 0.510337 2 FEE 31-Dec-93 3.666667 8.920489 0.41104 0.411039 0.411039 3 FEE 31-Dec-94 3.666667 8.488347 0.43196 0.431965 0.431965 4 FEE 31-Dec-95 3.666667 10.041574 0.36515 0.365149 0.365149 5 FEE 31-Dec-96 3.666667 11.372840 0.32241 91.445936 0.322406 0.322406 6 FEE 31-Dec-97 3.666667 12.541938 0.29235 0.292352 0.292352 0.292352 7 FEE 31-Dec-98 3.666667 12.363082 0.29658 84.121419 0.296582 0.296582 0.296582 8 FEE 31-Dec-99 3.666667 12.670826 0.28938 0.289379 0.289379 0.289379 0.289379 9 FEE 31-Dec-00 3.666667 10.768901 0.34049 96.574386 0.340487 0.340487 0.340487 0.340487 10 FEE 31-Dec-01 3.666667 10.793648 0.33971 0.339706 0.339706 0.339706 0.339706 0.339706 ---------------------------------------------------------------- Units 96.234680 83.151848 89.887430 163.663193 269.761804 $ Value 1038.7233 897.5118 970.2133 1766.5229 2911.7140 Surrender $ Value 966.4733 833.7618 923.4633 1766.5229 2911.7140 Cumulative No Surrender 3.87% -10.25% -2.98% 76.65% 191.17% W/ Surrender -3.35% -16.62% -7.65% 76.65% 191.17% Annualized No Surrender 3.87% -3.54% -0.60% 5.86% 7.05% W/ Surrender -3.35% -5.88% -1.58% 5.86% 7.05% Oppenheimer Main Street Growth & IncomeRangervicCCClass29 Portfolio Inception 7/5/95 NO. YEARS 6.496 0.4959 YEAR YEAR YEAR YEAR 6.496 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 05-Jul-95 Inception Date 7/5/95 5.740898 174.1888 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 7.130392 0.51423 0.514231 0.514231 5 FEE 31-Dec-96 3.666667 9.284839 0.39491 112.010558 0.394909 0.394909 6 FEE 31-Dec-97 3.666667 12.088402 0.30332 0.303321 0.303321 0.303321 7 FEE 31-Dec-98 3.666667 12.438430 0.29479 83.611838 0.294785 0.294785 0.294785 8 FEE 31-Dec-99 3.666667 14.877615 0.24646 0.246455 0.246455 0.246455 0.246455 9 FEE 31-Dec-00 3.666667 13.342317 0.27481 77.947481 0.274815 0.274815 0.274815 0.274815 10 FEE 31-Dec-01 3.666667 11.780386 0.31125 0.311252 0.311252 0.311252 0.311252 0.311252 ---------------------------------------------------------------- Units 77.636229 82.779317 110.579930 #N/A 171.849009 $ Value 914.5847 975.1723 1302.6743 #N/A 2024.4477 Surrender $ Value 842.3347 911.4223 1255.9243 #N/A 1990.4477 Cumulative No Surrender -8.54% -2.48% 30.27% #N/A 102.44% W/ Surrender -15.77% -8.86% 25.59% #N/A 99.04% Annualized No Surrender -8.54% -0.83% 5.43% #N/A 11.47% W/ Surrender -15.77% -3.04% 4.66% #N/A 11.18% Oppenheimer Main Street Small Cap - SerRangeClasDD 30 Portfolio Inception 5/1/98 NO. YEARS 3.671 0.6712 YEAR YEAR YEAR YEAR 3.671 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-May-98 Inception Date 5/1/98 10.698235 93.4734 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 10.151504 0.36119 102.447874 0.361194 0.361194 0.361194 8 FEE 31-Dec-99 3.666667 14.621890 0.25077 0.250766 0.250766 0.250766 0.250766 9 FEE 31-Dec-00 3.666667 11.735025 0.31245 88.623586 0.312455 0.312455 0.312455 0.312455 10 FEE 31-Dec-01 3.666667 11.497607 0.31891 0.318907 0.318907 0.318907 0.318907 0.318907 ---------------------------------------------------------------- Units 88.304679 101.565746 #N/A #N/A 92.230041 $ Value 1015.2925 1167.7630 #N/A #N/A 1060.4248 Surrender $ Value 943.0425 1104.0130 #N/A #N/A 996.6748 Cumulative No Surrender 1.53% 16.78% #N/A #N/A 6.04% W/ Surrender -5.70% 10.40% #N/A #N/A -0.33% Annualized No Surrender 1.53% 5.31% #N/A #N/A 1.61% W/ Surrender -5.70% 3.35% #N/A #N/A -0.09% Oppenheimer Multiple Strategies - ServiRangeass EE 31 Portfolio Inception 2/9/87 NO. YEARS 14.901 0.9014 YEAR YEAR YEAR YEAR 14.901 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 09-Feb-87 Inception Date 2/9/87 3.344559 298.9931 0 FEE 31-Dec-91 3.666667 5.203906 0.70460 199.849882 0.704599 1 FEE 31-Dec-92 3.666667 5.573245 0.65791 0.657905 0.657905 2 FEE 31-Dec-93 3.666667 6.350679 0.57737 0.577366 0.577366 3 FEE 31-Dec-94 3.666667 6.119922 0.59914 0.599136 0.599136 4 FEE 31-Dec-95 3.666667 7.299372 0.50233 0.502326 0.502326 5 FEE 31-Dec-96 3.666667 8.284334 0.44260 125.538154 0.442602 0.442602 6 FEE 31-Dec-97 3.666667 9.543634 0.38420 0.384200 0.384200 0.384200 7 FEE 31-Dec-98 3.666667 10.003125 0.36655 103.967510 0.366552 0.366552 0.366552 8 FEE 31-Dec-99 3.666667 10.990444 0.33362 0.333623 0.333623 0.333623 0.333623 9 FEE 31-Dec-00 3.666667 11.497305 0.31892 90.455981 0.318915 0.318915 0.318915 0.318915 10 FEE 31-Dec-01 3.666667 11.548451 0.31750 0.317503 0.317503 0.317503 0.317503 0.317503 ---------------------------------------------------------------- Units 90.138478 102.997469 123.817361 195.349752 293.788352 $ Value 1040.9598 1189.4612 1429.8987 2255.9870 3392.8004 Surrender $ Value 968.7098 1125.7112 1383.1487 2255.9870 3392.8004 Cumulative No Surrender 4.10% 18.95% 42.99% 125.60% 239.28% W/ Surrender -3.13% 12.57% 38.31% 125.60% 239.28% Annualized No Surrender 4.10% 5.95% 7.41% 8.48% 8.54% W/ Surrender -3.13% 4.03% 6.70% 8.48% 8.54% Oppenheimer Strategic Bond - Service ClRange FF 32 Portfolio Inception 5/3/93 NO. YEARS 8.668 0.6685 YEAR YEAR YEAR YEAR 8.668 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 03-May-93 Inception Date 5/3/93 7.257639 137.7859 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 7.479551 0.49023 0.490226 0.490226 3 FEE 31-Dec-94 3.666667 7.073250 0.51838 0.518385 0.518385 4 FEE 31-Dec-95 3.666667 8.017157 0.45735 0.457352 0.457352 5 FEE 31-Dec-96 3.666667 8.828030 0.41534 117.806577 0.415344 0.415344 6 FEE 31-Dec-97 3.666667 9.431046 0.38879 0.388787 0.388787 0.388787 7 FEE 31-Dec-98 3.666667 9.536809 0.38448 109.051151 0.384475 0.384475 0.384475 8 FEE 31-Dec-99 3.666667 9.637159 0.38047 0.380472 0.380472 0.380472 0.380472 9 FEE 31-Dec-00 3.666667 9.721258 0.37718 106.982039 0.377180 0.377180 0.377180 0.377180 10 FEE 31-Dec-01 3.666667 10.009504 0.36632 0.366319 0.366319 0.366319 0.366319 0.366319 ---------------------------------------------------------------- Units 106.615720 107.927181 115.909345 #N/A 134.007316 $ Value 1067.1705 1080.2975 1160.1951 #N/A 1341.3468 Surrender $ Value 994.9205 1016.5475 1113.4451 #N/A 1341.3468 Cumulative No Surrender 6.72% 8.03% 16.02% #N/A 34.13% W/ Surrender -0.51% 1.65% 11.34% #N/A 34.13% Annualized No Surrender 6.72% 2.61% 3.02% #N/A 3.45% W/ Surrender -0.51% 0.55% 2.17% #N/A 3.45% Van Kampen LIT Emerging Growth - Class Range GG 33 Portfolio Inception 7/3/95 NO. YEARS 6.501 0.5014 YEAR YEAR YEAR YEAR 6.501 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 03-Jul-95 Inception Date 7/3/95 5.397301 185.2778 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 6.263516 0.58540 0.585401 0.585401 5 FEE 31-Dec-96 3.666667 7.172586 0.51121 144.996519 0.511206 0.511206 6 FEE 31-Dec-97 3.666667 8.480128 0.43238 0.432383 0.432383 0.432383 7 FEE 31-Dec-98 3.666667 11.452668 0.32016 90.808535 0.320158 0.320158 0.320158 8 FEE 31-Dec-99 3.666667 22.981046 0.15955 0.159552 0.159552 0.159552 0.159552 9 FEE 31-Dec-00 3.666667 20.270528 0.18089 51.306014 0.180887 0.180887 0.180887 0.180887 10 FEE 31-Dec-01 3.666667 13.634175 0.26893 0.268932 0.268932 0.268932 0.268932 0.268932 ---------------------------------------------------------------- Units 51.037082 90.199164 143.634607 #N/A 182.819271 $ Value 695.8485 1229.7912 1958.3394 #N/A 2492.5899 Surrender $ Value 623.5985 1166.0412 1911.5894 #N/A 2458.5899 Cumulative No Surrender -30.42% 22.98% 95.83% #N/A 149.26% W/ Surrender -37.64% 16.60% 91.16% #N/A 145.86% Annualized No Surrender -30.42% 7.14% 14.39% #N/A 15.08% W/ Surrender -37.64% 5.25% 13.84% #N/A 14.84% Van Kampen LIT Growth and Income - ClasRange HH 34 Portfolio Inception 12/23/96 NO. YEARS 5.025 0.0247 YEAR YEAR YEAR YEAR 5.025 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 23-Dec-96 Inception Date 12/23/96 6.881766 145.3115 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 6.858360 0.53463 151.639751 0.534627 0.534627 6 FEE 31-Dec-97 3.666667 8.227265 0.44567 0.445673 0.445673 0.445673 7 FEE 31-Dec-98 3.666667 9.664462 0.37940 107.610750 0.379397 0.379397 0.379397 8 FEE 31-Dec-99 3.666667 10.723471 0.34193 0.341929 0.341929 0.341929 0.341929 9 FEE 31-Dec-00 3.666667 12.564043 0.29184 82.775903 0.291838 0.291838 0.291838 0.291838 10 FEE 31-Dec-01 3.666667 11.537557 0.31780 0.317803 0.317803 0.317803 0.317803 0.317803 ---------------------------------------------------------------- Units 82.458100 106.659180 149.863111 #N/A 143.000271 $ Value 951.3650 1230.5864 1729.0542 #N/A 1649.8738 Surrender $ Value 879.1150 1166.8364 1682.3042 #N/A 1603.1238 Cumulative No Surrender -4.86% 23.06% 72.91% #N/A 64.99% W/ Surrender -12.09% 16.68% 68.23% #N/A 60.31% Annualized No Surrender -4.86% 7.16% 11.57% #N/A 10.48% W/ Surrender -12.09% 5.28% 10.96% #N/A 9.85% Van Kampen UIF Active International AllRangeon -IIlass 35 Portfolio Inception 8/31/99 NO. YEARS 2.337 0.3370 YEAR YEAR YEAR YEAR 2.337 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 31-Aug-99 Inception Date 8/31/99 14.287770 69.9899 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 3.666667 16.705472 0.21949 0.219489 0.219489 0.219489 0.219489 9 FEE 31-Dec-00 3.666667 14.133778 0.25943 73.582591 0.259426 0.259426 0.259426 0.259426 10 FEE 31-Dec-01 3.666667 11.115187 0.32988 0.329879 0.329879 0.329879 0.329879 0.329879 ---------------------------------------------------------------- Units 73.252712 #N/A #N/A #N/A 69.181135 $ Value 814.2176 #N/A #N/A #N/A 768.9612 Surrender $ Value 741.9676 #N/A #N/A #N/A 696.7112 Cumulative No Surrender -18.58% #N/A #N/A #N/A -23.10% W/ Surrender -25.80% #N/A #N/A #N/A -30.33% Annualized No Surrender -18.58% #N/A #N/A #N/A -10.63% W/ Surrender -25.80% #N/A #N/A #N/A -14.33% Van Kampen UIF Emerging Markets Debt - Range II JJ 36 Portfolio Inception 6/16/97 NO. YEARS 4.545 0.545 YEAR YEAR YEAR YEAR 4.545 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 16-Jun-97 Inception Date 6/16/97 9.719264 102.8884 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 9.694752 0.37821 0.378211 0.378211 0.378211 7 FEE 31-Dec-98 3.666667 6.816875 0.53788 152.562574 0.537881 0.537881 0.537881 8 FEE 31-Dec-99 3.666667 8.658736 0.42346 0.423464 0.423464 0.423464 0.423464 9 FEE 31-Dec-00 3.666667 9.468852 0.38723 109.833800 0.387235 0.387235 0.387235 0.387235 10 FEE 31-Dec-01 3.666667 10.235141 0.35824 0.358243 0.358243 0.358243 0.358243 0.358243 ---------------------------------------------------------------- Units 109.475557 151.393633 #N/A #N/A 100.803415 $ Value 1120.4978 1549.5352 #N/A #N/A 1031.7372 Surrender $ Value 1048.2478 1485.7852 #N/A #N/A 976.4872 Cumulative No Surrender 12.05% 54.95% #N/A #N/A 3.17% W/ Surrender 4.82% 48.58% #N/A #N/A -2.35% Annualized No Surrender 12.05% 15.72% #N/A #N/A 0.69% W/ Surrender 4.82% 14.11% #N/A #N/A -0.52% Van Kampen UIF U.S. Real Estate - ClassRange KK 37 Portfolio Inception 3/3/97 NO. YEARS 4.833 0.8329 YEAR YEAR YEAR YEAR 4.833 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 03-Mar-97 Inception Date 3/3/97 7.393552 135.2530 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 8.591138 0.42680 0.426796 0.426796 0.426796 7 FEE 31-Dec-98 3.666667 7.518403 0.48769 138.327248 0.487692 0.487692 0.487692 8 FEE 31-Dec-99 3.666667 7.272682 0.50417 0.504170 0.504170 0.504170 0.504170 9 FEE 31-Dec-00 3.666667 9.230844 0.39722 112.665754 0.397219 0.397219 0.397219 0.397219 10 FEE 31-Dec-01 3.666667 9.953565 0.36838 0.368377 0.368377 0.368377 0.368377 0.368377 ---------------------------------------------------------------- Units 112.297377 137.057482 #N/A #N/A 133.068733 $ Value 1117.7592 1364.2106 #N/A #N/A 1324.5083 Surrender $ Value 1045.5092 1300.4606 #N/A #N/A 1269.2583 Cumulative No Surrender 11.78% 36.42% #N/A #N/A 32.45% W/ Surrender 4.55% 30.05% #N/A #N/A 26.93% Annualized No Surrender 11.78% 10.91% #N/A #N/A 5.99% W/ Surrender 4.55% 9.15% #N/A #N/A 5.06% Plus $ 1,040.00 Date 12/31/01 End 12/31/01 Putnam II - NY Plus MAV w/ RIG The George Putnam Fund of Boston - ClasRange A 1 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 ------------------ Inception Date 12/10/99 10.438080 99.6352 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 10.646065 0.34442 97.688677 0.344415 0.344415 0 8 FEE 31-Dec-99 3.666667 10.419369 0.35191 0.351909 0.351909 0.351909 0.351909 9 FEE 31-Dec-00 3.666667 11.225855 0.32663 92.643278 0.326627 0.326627 0.326627 0.326627 10 FEE 31-Dec-01 3.666667 11.081303 0.33089 0.330888 0.330888 0.330888 0.330888 0.330888 ----------------- --------------------------------------------------------------- Units 92.312390 96.679253 #N/A #N/A 98.625759 $ Value 1022.9416 1071.3321 #N/A #N/A 1092.9019 1000*(1+T)= Surrender $ Value 950.6916 1007.5821 #N/A #N/A 1020.6519 Cumulative No Surrender 2.29% #N/A #N/A #N/A 9.29% T W/ Surrender -4.93% #N/A #N/A #N/A 2.07% Annualized No Surrender 2.29% #N/A #N/A #N/A 4.41% R W/ Surrender -4.93% #N/A #N/A #N/A 1.00% Global Asset Allocation - Class IB Range B 2 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 13.240671 78.5459 0 FEE 31-Dec-91 3.666667 5.887422 0.62280 176.647776 0 1 FEE 31-Dec-92 3.666667 6.140474 0.59713 0.597131 0 2 FEE 31-Dec-93 3.666667 7.078700 0.51799 0.517986 0 3 FEE 31-Dec-94 3.666667 6.772716 0.54139 0.541388 0 4 FEE 31-Dec-95 3.666667 8.288164 0.44240 0.442398 0 5 FEE 31-Dec-96 3.666667 9.403498 0.38993 110.597142 0.389926 0 6 FEE 31-Dec-97 3.666667 11.042553 0.33205 0.332049 0.332049 0 7 FEE 31-Dec-98 3.666667 12.314059 0.29776 84.456311 0.297763 0.297763 0 8 FEE 31-Dec-99 3.666667 13.525704 0.27109 0.271089 0.271089 0.271089 0.271089 9 FEE 31-Dec-00 3.666667 12.646973 0.28992 82.233116 0.289924 0.289924 0.289924 0.289924 10 FEE 31-Dec-01 3.666667 11.369605 0.32250 0.322497 0.322497 0.322497 0.322497 0.322497 --------------------------------------------------------------- Units 81.910619 83.572801 109.083820 172.645625 77.662358 $ Value 931.2914 950.1897 1240.2399 1962.9126 882.9903 Surrender $ Value 859.0414 886.4397 1193.4899 1962.9126 810.7403 Cumulative No Surrender -6.87% #N/A #N/A #N/A -11.70% W/ Surrender -14.10% #N/A #N/A #N/A -18.93% Annualized No Surrender -6.87% #N/A #N/A #N/A -5.86% W/ Surrender -14.10% #N/A #N/A #N/A -9.68% Growth and Income - Class IB Range CC 3 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 12.444474 83.5712 0 FEE 31-Dec-91 3.666667 4.738026 0.77388 219.500695 0 1 FEE 31-Dec-92 3.666667 5.102766 0.71856 0.718565 0 2 FEE 31-Dec-93 3.666667 5.721547 0.64085 0.640852 0 3 FEE 31-Dec-94 3.666667 5.634002 0.65081 0.650810 0 4 FEE 31-Dec-95 3.666667 7.558308 0.48512 0.485117 0 5 FEE 31-Dec-96 3.666667 9.042478 0.40549 115.012721 0.405494 0 6 FEE 31-Dec-97 3.666667 11.016071 0.33285 0.332847 0.332847 0 7 FEE 31-Dec-98 3.666667 12.481738 0.29376 83.321730 0.293763 0.293763 0 8 FEE 31-Dec-99 3.666667 12.445942 0.29461 0.294607 0.294607 0.294607 0.294607 9 FEE 31-Dec-00 3.666667 13.201791 0.27774 78.777190 0.277740 0.277740 0.277740 0.277740 10 FEE 31-Dec-01 3.666667 12.143472 0.30195 0.301945 0.301945 0.301945 0.301945 0.301945 --------------------------------------------------------------- Units 78.475245 82.447437 113.511819 215.098954 82.696937 $ Value 952.9619 1001.1981 1378.4276 2612.0481 1004.2279 Surrender $ Value 880.7119 937.4481 1331.6776 2612.0481 931.9779 Cumulative No Surrender -4.70% #N/A #N/A #N/A 0.42% W/ Surrender -11.93% #N/A #N/A #N/A -6.80% Annualized No Surrender -4.70% #N/A #N/A #N/A 0.20% W/ Surrender -11.93% #N/A #N/A #N/A -3.36% Health Sciences - Class IB Range D 4 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 10.783146 96.4468 0 FEE 31-Dec-91 3.666667 #N/A #N/A #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A #N/A #N/A 0 2 FEE 31-Dec-93 3.666667 #N/A #N/A #N/A 0 3 FEE 31-Dec-94 3.666667 #N/A #N/A #N/A 0 4 FEE 31-Dec-95 3.666667 #N/A #N/A #N/A 0 5 FEE 31-Dec-96 3.666667 #N/A #N/A #N/A #N/A 0 6 FEE 31-Dec-97 3.666667 #N/A #N/A #N/A #N/A 0 7 FEE 31-Dec-98 3.666667 12.163397 0.30145 85.502430 0.301451 0.301451 0 8 FEE 31-Dec-99 3.666667 11.476978 0.31948 0.319480 0.319480 0.319480 0.319480 9 FEE 31-Dec-00 3.666667 15.678359 0.23387 66.333473 0.233868 0.233868 0.233868 0.233868 10 FEE 31-Dec-01 3.666667 12.363036 0.29658 0.296583 0.296583 0.296583 0.296583 0.296583 --------------------------------------------------------------- Units 66.036890 84.652499 #N/A #N/A 95.596876 $ Value 816.4164 1046.5619 #N/A #N/A 1181.8676 Surrender $ Value 744.1664 982.8119 #N/A #N/A 1109.6176 Cumulative No Surrender -18.36% #N/A #N/A #N/A 18.19% W/ Surrender -25.58% #N/A #N/A #N/A 10.96% Annualized No Surrender -18.36% #N/A #N/A #N/A 8.45% W/ Surrender -25.58% #N/A #N/A #N/A 5.18% High Yield - Class IB Range E 5 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 10-Dec-99 11.649426 89.2748 0 FEE 31-Dec-91 3.666667 6.331091 0.57915 164.268686 0 1 FEE 31-Dec-92 3.666667 7.391782 0.49605 0.496046 0 2 FEE 31-Dec-93 3.666667 8.672790 0.42278 0.422778 0 3 FEE 31-Dec-94 3.666667 8.430720 0.43492 0.434917 0 4 FEE 31-Dec-95 3.666667 9.788536 0.37459 0.374588 0 5 FEE 31-Dec-96 3.666667 10.835577 0.33839 95.980122 0.338391 0 6 FEE 31-Dec-97 3.666667 12.157625 0.30159 0.301594 0.301594 0 7 FEE 31-Dec-98 3.666667 11.242521 0.32614 92.505942 0.326143 0.326143 0 8 FEE 31-Dec-99 3.666667 11.690530 0.31364 0.313644 0.313644 0.313644 0.313644 9 FEE 31-Dec-00 3.666667 10.512242 0.34880 98.932273 0.348800 0.348800 0.348800 0.348800 10 FEE 31-Dec-01 3.666667 10.706962 0.34246 0.342456 0.342456 0.342456 0.342456 0.342456 --------------------------------------------------------------- Units 98.589817 91.501042 94.347485 160.569328 88.269885 $ Value 1055.5974 979.6982 1010.1749 1719.2097 945.1023 Surrender $ Value 983.3474 915.9482 963.4249 1719.2097 872.8523 Cumulative No Surrender 5.56% #N/A #N/A #N/A -5.49% W/ Surrender -1.67% #N/A #N/A #N/A -12.71% Annualized No Surrender 5.56% #N/A #N/A #N/A -2.70% W/ Surrender -1.67% #N/A #N/A #N/A -6.39% Income - Class IB Range F 6 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 8.862127 117.3533 0 FEE 31-Dec-91 3.666667 6.167821 0.59448 168.617085 0 1 FEE 31-Dec-92 3.666667 6.505773 0.56360 0.563602 0 2 FEE 31-Dec-93 3.666667 7.104004 0.51614 0.516141 0 3 FEE 31-Dec-94 3.666667 6.741703 0.54388 0.543878 0 4 FEE 31-Dec-95 3.666667 7.967988 0.46017 0.460175 0 5 FEE 31-Dec-96 3.666667 8.007669 0.45789 129.875498 0.457894 0 6 FEE 31-Dec-97 3.666667 8.536592 0.42952 0.429523 0.429523 0 7 FEE 31-Dec-98 3.666667 9.077061 0.40395 114.574530 0.403949 0.403949 0 8 FEE 31-Dec-99 3.666667 8.727674 0.42012 0.420120 0.420120 0.420120 0.420120 9 FEE 31-Dec-00 3.666667 9.246286 0.39656 112.477594 0.396556 0.396556 0.396556 0.396556 10 FEE 31-Dec-01 3.666667 9.748940 0.37611 0.376109 0.376109 0.376109 0.376109 0.376109 --------------------------------------------------------------- Units 112.101484 113.381746 127.849242 164.049138 116.160533 $ Value 1092.8706 1105.3518 1246.3946 1599.3052 1132.4421 Surrender $ Value 1020.6206 1041.6018 1199.6446 1599.3052 1060.1921 Cumulative No Surrender 9.29% #N/A #N/A #N/A 13.24% W/ Surrender 2.06% #N/A #N/A #N/A 6.02% Annualized No Surrender 9.29% #N/A #N/A #N/A 6.22% W/ Surrender 2.06% #N/A #N/A #N/A 2.88% International Growth - Class IB Range G 7 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.561725 66.8306 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 9.251338 0.39634 0.396339 0.396339 0 7 FEE 31-Dec-98 3.666667 10.771520 0.34040 96.550905 0.340404 0.340404 0 8 FEE 31-Dec-99 3.666667 16.941017 0.21644 0.216437 0.216437 0.216437 0.216437 9 FEE 31-Dec-00 3.666667 15.057474 0.24351 69.068690 0.243511 0.243511 0.243511 0.243511 10 FEE 31-Dec-01 3.666667 11.746206 0.31216 0.312158 0.312158 0.312158 0.312158 0.312158 --------------------------------------------------------------- Units 68.756532 95.778798 #N/A #N/A 66.058531 $ Value 807.6284 1125.0375 #N/A #N/A 775.9371 Surrender $ Value 735.3784 1061.2875 #N/A #N/A 703.6871 Cumulative No Surrender -19.24% #N/A #N/A #N/A -22.41% W/ Surrender -26.46% #N/A #N/A #N/A -29.63% Annualized No Surrender -19.24% #N/A #N/A #N/A -11.59% W/ Surrender -26.46% #N/A #N/A #N/A -15.68% Investors - Class IB Range H 8 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 20.477534 50.7874 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 17.159742 0.21368 60.606972 0.213678 0.213678 0 8 FEE 31-Dec-99 3.666667 21.920420 0.16727 0.167272 0.167272 0.167272 0.167272 9 FEE 31-Dec-00 3.666667 17.528617 0.20918 59.331549 0.209182 0.209182 0.209182 0.209182 10 FEE 31-Dec-01 3.666667 12.956558 0.28300 0.282997 0.282997 0.282997 0.282997 0.282997 --------------------------------------------------------------- Units 59.048552 59.947521 #N/A #N/A 50.127915 $ Value 765.0660 776.7135 #N/A #N/A 649.4852 Surrender $ Value 692.8160 712.9635 #N/A #N/A 577.2352 Cumulative No Surrender -23.49% #N/A #N/A #N/A -35.05% W/ Surrender -30.72% #N/A #N/A #N/A -42.28% Annualized No Surrender -23.49% #N/A #N/A #N/A -18.90% W/ Surrender -30.72% #N/A #N/A #N/A -23.41% Money Market - Class IB Range I 9 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 9.437792 110.1953 0 FEE 31-Dec-91 3.666667 7.731019 0.47428 134.523017 0 1 FEE 31-Dec-92 3.666667 7.857186 0.46666 0.466664 0 2 FEE 31-Dec-93 3.666667 7.925226 0.46266 0.462658 0 3 FEE 31-Dec-94 3.666667 8.074312 0.45412 0.454115 0 4 FEE 31-Dec-95 3.666667 8.355877 0.43881 0.438813 0 5 FEE 31-Dec-96 3.666667 8.616335 0.42555 120.700971 0.425548 0 6 FEE 31-Dec-97 3.666667 8.896423 0.41215 0.412151 0.412151 0 7 FEE 31-Dec-98 3.666667 9.190631 0.39896 113.158716 0.398957 0.398957 0 8 FEE 31-Dec-99 3.666667 9.456438 0.38774 0.387743 0.387743 0.387743 0.387743 9 FEE 31-Dec-00 3.666667 9.829984 0.37301 105.798748 0.373008 0.373008 0.373008 0.373008 10 FEE 31-Dec-01 3.666667 10.028466 0.36563 0.365626 0.365626 0.365626 0.365626 0.365626 --------------------------------------------------------------- Units 105.433122 112.032338 118.763486 130.337734 109.068889 $ Value 1057.3325 1123.5125 1191.0156 1307.0875 1093.7936 Surrender $ Value 985.0825 1059.7625 1144.2656 1307.0875 1021.5436 Cumulative No Surrender 5.73% #N/A #N/A #N/A 9.38% W/ Surrender -1.49% #N/A #N/A #N/A 2.15% Annualized No Surrender 5.73% #N/A #N/A #N/A 4.45% W/ Surrender -1.49% #N/A #N/A #N/A 1.04% New Opportunities - Class IB Range J 10 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 25.254701 41.1805 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 7.480368 0.49017 0.490172 0 4 FEE 31-Dec-95 3.666667 10.634252 0.34480 0.344798 0 5 FEE 31-Dec-96 3.666667 11.496524 0.31894 90.462126 0.318937 0 6 FEE 31-Dec-97 3.666667 13.908369 0.26363 0.263630 0.263630 0 7 FEE 31-Dec-98 3.666667 16.979715 0.21594 61.249556 0.215944 0.215944 0 8 FEE 31-Dec-99 3.666667 28.217664 0.12994 0.129942 0.129942 0.129942 0.129942 9 FEE 31-Dec-00 3.666667 20.466011 0.17916 50.815960 0.179159 0.179159 0.179159 0.179159 10 FEE 31-Dec-01 3.666667 14.049226 0.26099 0.260987 0.260987 0.260987 0.260987 0.260987 --------------------------------------------------------------- Units 50.554973 60.679468 89.412463 #N/A 40.610364 $ Value 710.2582 852.4996 1256.1759 #N/A 570.5442 Surrender $ Value 638.0082 788.7496 1209.4259 #N/A 498.2942 Cumulative No Surrender -28.97% #N/A #N/A #N/A -42.95% W/ Surrender -36.20% #N/A #N/A #N/A -50.17% Annualized No Surrender -28.97% #N/A #N/A #N/A -23.84% W/ Surrender -36.20% #N/A #N/A #N/A -28.69% New Value - Class IB Range K 11 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 9.830071 105.7978 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 9.664001 0.37941 0.379415 0.379415 0 7 FEE 31-Dec-98 3.666667 10.077268 0.36386 103.202574 0.363855 0.363855 0 8 FEE 31-Dec-99 3.666667 9.929138 0.36928 0.369283 0.369283 0.369283 0.369283 9 FEE 31-Dec-00 3.666667 11.942382 0.30703 87.084804 0.307030 0.307030 0.307030 0.307030 10 FEE 31-Dec-01 3.666667 12.124587 0.30242 0.302416 0.302416 0.302416 0.302416 0.302416 --------------------------------------------------------------- Units 86.782389 102.223845 #N/A #N/A 104.819083 $ Value 1052.2006 1239.4219 #N/A #N/A 1270.8881 Surrender $ Value 979.9506 1175.6719 #N/A #N/A 1198.6381 Cumulative No Surrender 5.22% #N/A #N/A #N/A 27.09% W/ Surrender -2.00% #N/A #N/A #N/A 19.86% Annualized No Surrender 5.22% #N/A #N/A #N/A 12.34% W/ Surrender -2.00% #N/A #N/A #N/A 9.19% Research - Class IB Range L 12 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.935284 65.2640 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 13.514876 0.27131 76.952241 0.271306 0.271306 0 8 FEE 31-Dec-99 3.666667 16.960060 0.21619 0.216194 0.216194 0.216194 0.216194 9 FEE 31-Dec-00 3.666667 16.338647 0.22442 63.652761 0.224417 0.224417 0.224417 0.224417 10 FEE 31-Dec-01 3.666667 13.031128 0.28138 0.281378 0.281378 0.281378 0.281378 0.281378 --------------------------------------------------------------- Units 63.371384 76.230253 #N/A #N/A 64.541988 $ Value 825.8006 993.3662 #N/A #N/A 841.0549 Surrender $ Value 753.5506 929.6162 #N/A #N/A 768.8049 Cumulative No Surrender -17.42% #N/A #N/A #N/A -15.89% W/ Surrender -24.64% #N/A #N/A #N/A -23.12% Annualized No Surrender -17.42% #N/A #N/A #N/A -8.06% W/ Surrender -24.64% #N/A #N/A #N/A -11.98% U SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.350751 67.7491 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 7.486585 0.48976 0.489765 0 2 FEE 31-Dec-93 3.666667 8.333660 0.43998 0.439983 0 3 FEE 31-Dec-94 3.666667 7.603518 0.48223 0.482233 0 4 FEE 31-Dec-95 3.666667 9.780117 0.37491 0.374910 0 5 FEE 31-Dec-96 3.666667 11.113251 0.32994 93.581977 0.329936 0 6 FEE 31-Dec-97 3.666667 13.860356 0.26454 0.264543 0.264543 0 7 FEE 31-Dec-98 3.666667 15.645386 0.23436 66.473272 0.234361 0.234361 0 8 FEE 31-Dec-99 3.666667 15.254347 0.24037 0.240369 0.240369 0.240369 0.240369 9 FEE 31-Dec-00 3.666667 17.618386 0.20812 59.029244 0.208116 0.208116 0.208116 0.208116 10 FEE 31-Dec-01 3.666667 13.448328 0.27265 0.272649 0.272649 0.272649 0.272649 0.272649 --------------------------------------------------------------- Units 58.756595 65.752139 92.361940 #N/A 67.027995 $ Value 790.1780 884.2563 1242.1137 #N/A 901.4145 Surrender $ Value 717.9280 820.5063 1195.3637 #N/A 829.1645 Cumulative No Surrender -20.98% #N/A #N/A #N/A -9.86% W/ Surrender -28.21% #N/A #N/A #N/A -17.08% Annualized No Surrender -20.98% #N/A #N/A #N/A -4.91% W/ Surrender -28.21% #N/A #N/A #N/A -8.69% Vista - Class IB Range N 14 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 19.912875 52.2275 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 12.738480 0.28784 0.287842 0.287842 0 7 FEE 31-Dec-98 3.666667 14.960399 0.24509 69.516862 0.245092 0.245092 0 8 FEE 31-Dec-99 3.666667 22.434227 0.16344 0.163441 0.163441 0.163441 0.163441 9 FEE 31-Dec-00 3.666667 21.148038 0.17338 49.177139 0.173381 0.173381 0.173381 0.173381 10 FEE 31-Dec-01 3.666667 13.818453 0.26535 0.265346 0.265346 0.265346 0.265346 0.265346 --------------------------------------------------------------- Units 48.911793 68.914695 #N/A #N/A 51.625349 $ Value 675.8853 952.2945 #N/A #N/A 713.3825 Surrender $ Value 603.6353 888.5445 #N/A #N/A 641.1325 Cumulative No Surrender -32.41% #N/A #N/A #N/A -28.66% W/ Surrender -39.64% #N/A #N/A #N/A -35.89% Annualized No Surrender -32.41% #N/A #N/A #N/A -15.12% W/ Surrender -39.64% #N/A #N/A #N/A -19.41% Voyager - Class IB Range O 15 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 18.729870 55.5263 0 FEE 31-Dec-91 3.666667 4.629248 0.79207 224.658519 0 1 FEE 31-Dec-92 3.666667 5.013169 0.73141 0.731407 0 2 FEE 31-Dec-93 3.666667 5.839263 0.62793 0.627933 0 3 FEE 31-Dec-94 3.666667 5.789420 0.63334 0.633339 0 4 FEE 31-Dec-95 3.666667 7.991720 0.45881 0.458808 0 5 FEE 31-Dec-96 3.666667 8.859116 0.41389 117.393203 0.413886 0 6 FEE 31-Dec-97 3.666667 10.998361 0.33338 0.333383 0.333383 0 7 FEE 31-Dec-98 3.666667 13.423625 0.27315 77.475347 0.273150 0.273150 0 8 FEE 31-Dec-99 3.666667 20.845979 0.17589 0.175893 0.175893 0.175893 0.175893 9 FEE 31-Dec-00 3.666667 17.099834 0.21443 60.819304 0.214427 0.214427 0.214427 0.214427 10 FEE 31-Dec-01 3.666667 13.037468 0.28124 0.281241 0.281241 0.281241 0.281241 0.281241 --------------------------------------------------------------- Units 60.538063 76.803786 116.115108 220.515051 54.854719 $ Value 789.2631 1001.3269 1513.8470 2874.9579 715.1666 Surrender $ Value 717.0131 937.5769 1467.0970 2874.9579 642.9166 Cumulative No Surrender -21.07% #N/A #N/A #N/A -28.48% W/ Surrender -28.30% #N/A #N/A #N/A -35.71% Annualized No Surrender -21.07% #N/A #N/A #N/A -15.02% W/ Surrender -28.30% #N/A #N/A #N/A -19.30% Franklin Growth and Income Securities -Ranges 2 P 16 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 4.068684 0.90119 255.610905 0 1 FEE 31-Dec-92 3.666667 4.387569 0.83569 0.835694 0 2 FEE 31-Dec-93 3.666667 4.744883 0.77276 0.772762 0 3 FEE 31-Dec-94 3.666667 4.811890 0.76200 0.762001 0 4 FEE 31-Dec-95 3.666667 6.265806 0.58519 0.585187 0 5 FEE 31-Dec-96 3.666667 7.014255 0.52274 148.269488 0.522745 0 6 FEE 31-Dec-97 3.666667 8.785077 0.41737 0.417374 0.417374 0 7 FEE 31-Dec-98 3.666667 9.329533 0.39302 111.473961 0.393017 0.393017 0 8 FEE 31-Dec-99 3.666667 9.532244 0.38466 0.384659 0.384659 0.384659 0 9 FEE 31-Dec-00 3.666667 11.097625 0.33040 93.713745 0.330401 0.330401 0.330401 0 10 FEE 31-Dec-01 3.666667 11.428916 0.32082 0.320824 0.320824 0.320824 0.320824 0 --------------------------------------------------------------- Units 93.392921 110.438077 146.423213 250.286240 #DIV/0! $ Value 1067.3799 1262.1875 1673.4586 2860.5004 #DIV/0! Surrender $ Value 995.1299 1198.4375 1626.7086 2860.5004 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Franklin Small Cap - Class 2 Range Q 17 SubAccount Inception 9/19/00 NO. YEARS 1.282 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 21.371740 48.6624 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 7.408978 0.49490 0.494895 0 5 FEE 31-Dec-96 3.666667 9.374728 0.39112 110.936552 0.391122 0 6 FEE 31-Dec-97 3.666667 10.791442 0.33978 0.339775 0.339775 0 7 FEE 31-Dec-98 3.666667 10.475132 0.35004 99.282758 0.350035 0.350035 0 8 FEE 31-Dec-99 3.666667 20.213492 0.18140 0.181397 0.181397 0.181397 0 9 FEE 31-Dec-00 3.666667 16.928674 0.21660 61.434227 0.216595 0.216595 0.216595 0.216595 10 FEE 31-Dec-01 3.666667 14.098098 0.26008 0.260082 0.260082 0.260082 0.260082 0.260082 --------------------------------------------------------------- Units 61.174145 98.624684 109.588667 #N/A 48.185715 $ Value 862.4391 1390.4205 1544.9918 #N/A 679.3269 Surrender $ Value 790.1891 1326.6705 1498.2418 #N/A 607.0769 Cumulative No Surrender -13.76% #N/A #N/A #N/A -32.07% W/ Surrender -20.98% #N/A #N/A #N/A -39.29% Annualized No Surrender -13.76% #N/A #N/A #N/A -26.03% W/ Surrender -20.98% #N/A #N/A #N/A -32.24% Franklin Small Cap Value Securities - CRange2 RR 18 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 8.561688 0.42826 121.471373 0.428264 0.428264 0 8 FEE 31-Dec-99 3.666667 8.530913 0.42981 0.429809 0.429809 0.429809 0 9 FEE 31-Dec-00 3.666667 10.481195 0.34983 99.225327 0.349833 0.349833 0.349833 0 10 FEE 31-Dec-01 3.666667 11.720995 0.31283 0.312829 0.312829 0.312829 0.312829 0 --------------------------------------------------------------- Units 98.912498 120.378902 #N/A #N/A #DIV/0! $ Value 1159.3529 1410.9605 #N/A #N/A #DIV/0! Surrender $ Value 1087.1029 1347.2105 #N/A #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Mutual Shares Securities - Class II Range S 19 SubAccount Inception 9/19/00 NO. YEARS 1.282 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 10.056435 103.4164 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 7.586608 0.48331 137.083661 0.483308 0 6 FEE 31-Dec-97 3.666667 8.756056 0.41876 0.418758 0.418758 0 7 FEE 31-Dec-98 3.666667 8.591178 0.42679 121.054412 0.426794 0.426794 0 8 FEE 31-Dec-99 3.666667 9.574381 0.38297 0.382966 0.382966 0.382966 0 9 FEE 31-Dec-00 3.666667 10.676557 0.34343 97.409680 0.343432 0.343432 0.343432 0.343432 10 FEE 31-Dec-01 3.666667 11.230359 0.32650 0.326496 0.326496 0.326496 0.326496 0.326496 --------------------------------------------------------------- Units 97.083184 120.001518 135.185215 #N/A 102.746442 $ Value 1090.2790 1347.6601 1518.1785 #N/A 1153.8794 Surrender $ Value 1018.0290 1283.9101 1471.4285 #N/A 1081.6294 Cumulative No Surrender 9.03% #N/A #N/A #N/A 15.39% W/ Surrender 1.80% #N/A #N/A #N/A 8.16% Annualized No Surrender 9.03% #N/A #N/A #N/A 11.81% W/ Surrender 1.80% #N/A #N/A #N/A 6.31% Templeton Developing Markets SecuritiesRangeass 2T 20 SubAccount Inception 9/19/00 NO. YEARS 1.282 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 12.336742 84.3010 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 20.714300 0.17701 50.206862 0.177011 0 6 FEE 31-Dec-97 3.666667 14.375962 0.25506 0.255055 0.255055 0 7 FEE 31-Dec-98 3.666667 11.156283 0.32866 93.221013 0.328664 0.328664 0 8 FEE 31-Dec-99 3.666667 16.804741 0.21819 0.218192 0.218192 0.218192 0 9 FEE 31-Dec-00 3.666667 11.223966 0.32668 92.658869 0.326682 0.326682 0.326682 0.326682 10 FEE 31-Dec-01 3.666667 10.137981 0.36168 0.361676 0.361676 0.361676 0.361676 0.361676 ------------------------------------------------- Units 92.297193 92.314462 48.716592 #N/A 83.612667 $ Value 935.7072 935.8823 493.8879 #N/A 847.6636 Surrender $ Value 863.4572 872.1323 447.1379 #N/A 775.4136 Cumulative No Surrender -6.43% #N/A #N/A #N/A -15.23% W/ Surrender -13.65% #N/A #N/A #N/A -22.46% Annualized No Surrender -6.43% #N/A #N/A #N/A -12.09% W/ Surrender -13.65% #N/A #N/A #N/A -17.99% Templeton Foreign Securities - Class 2 Range U 21 SubAccount Inception 5/22/00 NO. YEARS 1.611 0.6110 YEAR YEAR YEAR YEAR 1.611 TRANSACTION DATE VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 22-May-00 Inception Date 5/22/00 13.150545 79.0842 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 5.186485 0.70697 0.706966 0 2 FEE 31-Dec-93 3.666667 7.492949 0.48935 0.489349 0 3 FEE 31-Dec-94 3.666667 7.181741 0.51055 0.510554 0 4 FEE 31-Dec-95 3.666667 8.152919 0.44974 0.449737 0 5 FEE 31-Dec-96 3.666667 9.917181 0.36973 104.868511 0.369729 0 6 FEE 31-Dec-97 3.666667 11.075905 0.33105 0.331049 0.331049 0 7 FEE 31-Dec-98 3.666667 11.872682 0.30883 87.596046 0.308832 0.308832 0 8 FEE 31-Dec-99 3.666667 14.378836 0.25500 0.255004 0.255004 0.255004 0 9 FEE 31-Dec-00 3.666667 13.796433 0.26577 75.381803 0.265769 0.265769 0.265769 0.265769 10 FEE 31-Dec-01 3.666667 11.388504 0.32196 0.321962 0.321962 0.321962 0.321962 0.321962 --------------------------------------------------------------- Units 75.059841 86.753310 103.385894 #N/A 78.496444 $ Value 854.8193 987.9904 1177.4107 #N/A 893.9571 Surrender $ Value 782.5693 924.2404 1130.6607 #N/A 821.7071 Cumulative No Surrender -14.52% #N/A #N/A #N/A -10.60% W/ Surrender -21.74% #N/A #N/A #N/A -17.83% Annualized No Surrender -14.52% #N/A #N/A #N/A -6.72% W/ Surrender -21.74% #N/A #N/A #N/A -11.48% Templeton Global Income Securities - ClRange V 22 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 7.390626 0.49612 140.718797 0 1 FEE 31-Dec-92 3.666667 7.216011 0.50813 0.508129 0 2 FEE 31-Dec-93 3.666667 8.254045 0.44423 0.444227 0 3 FEE 31-Dec-94 3.666667 7.687920 0.47694 0.476939 0 4 FEE 31-Dec-95 3.666667 8.642507 0.42426 0.424260 0 5 FEE 31-Dec-96 3.666667 9.289091 0.39473 111.959286 0.394728 0 6 FEE 31-Dec-97 3.666667 9.331430 0.39294 0.392937 0.392937 0 7 FEE 31-Dec-98 3.666667 9.795407 0.37433 106.172209 0.374325 0.374325 0 8 FEE 31-Dec-99 3.666667 9.039592 0.40562 0.405623 0.405623 0.405623 0 9 FEE 31-Dec-00 3.666667 9.252718 0.39628 112.399405 0.396280 0.396280 0.396280 0 10 FEE 31-Dec-01 3.666667 9.295814 0.39444 0.394443 0.394443 0.394443 0.394443 0 --------------------------------------------------------------- Units 112.004962 104.975863 109.995678 136.506906 #DIV/0! $ Value 1041.1773 975.8361 1022.4994 1268.9428 #DIV/0! Surrender $ Value 968.9273 912.0861 975.7494 1268.9428 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! LSA Aggressive Growth Range W 23 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 3.666667 #N/A -- -- -- -- 0 9 FEE 31-Dec-00 3.666667 #N/A -- #N/A -- -- -- 0 10 FEE 31-Dec-01 3.666667 13.580254 0.27000 0.270000 0.270000 0.270000 0.270000 0 --------------------------------------------------------------- Units #N/A #N/A #N/A #N/A #DIV/0! $ Value #N/A #N/A #N/A #N/A #DIV/0! Surrender $ Value #N/A #N/A #N/A #N/A #DIV/0! #N/A #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! LSA Focused Equity Range X 24 SubAccount Inception 6/21/02 NO. YEARS -0.471 0.5288 YEAR YEAR YEAR YEAR -0.471 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 21-Jun-02 Inception Date 6/21/02 10.975582 94.7558 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 3.666667 18.918481 0.19381 0.193814 0.193814 0.193814 0 9 FEE 31-Dec-00 3.666667 16.398336 0.22360 63.421069 0.223600 0.223600 0.223600 0 10 FEE 31-Dec-01 3.666667 13.627176 0.26907 0.269070 0.269070 0.269070 0.269070 0 --------------------------------------------------------------- Units 63.151999 #N/A #N/A #N/A 94.755795 $ Value 860.5834 #N/A #N/A #N/A 1291.2539 Surrender $ Value 788.3334 #N/A #N/A #N/A #N/A #N/A #N/A Cumulative No Surrender #N/A #N/A #N/A #N/A 29.13% W/ Surrender #N/A #N/A #N/A #N/A #N/A Annualized No Surrender #N/A #N/A #N/A #N/A 29.13% W/ Surrender #N/A #N/A #N/A #N/A #N/A LSA Mid Cap Value Range Y 25 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 3.666667 #N/A -- -- -- -- 0 9 FEE 31-Dec-00 3.666667 #N/A -- #N/A -- -- -- 0 10 FEE 31-Dec-01 3.666667 11.357789 0.32283 0.322833 0.322833 0.322833 0.322833 0 --------------------------------------------------------------- Units #N/A #N/A #N/A #N/A #DIV/0! $ Value #N/A #N/A #N/A #N/A #DIV/0! Surrender $ Value #N/A #N/A #N/A #N/A #DIV/0! #N/A #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Aggressive Growth - ServiceRanges Z 26 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 5.261339 0.69691 197.668312 0 1 FEE 31-Dec-92 3.666667 5.959047 0.61531 0.615311 0 2 FEE 31-Dec-93 3.666667 7.445142 0.49249 0.492491 0 3 FEE 31-Dec-94 3.666667 6.751373 0.54310 0.543099 0 4 FEE 31-Dec-95 3.666667 8.780144 0.41761 0.417609 0 5 FEE 31-Dec-96 3.666667 10.357178 0.35402 100.413452 0.354022 0 6 FEE 31-Dec-97 3.666667 11.356124 0.32288 0.322880 0.322880 0 7 FEE 31-Dec-98 3.666667 12.520898 0.29284 83.061135 0.292844 0.292844 0 8 FEE 31-Dec-99 3.666667 22.559495 0.16253 0.162533 0.162533 0.162533 0 9 FEE 31-Dec-00 3.666667 19.658053 0.18652 52.904527 0.186522 0.186522 0.186522 0 10 FEE 31-Dec-01 3.666667 13.267122 0.27637 0.276372 0.276372 0.276372 0.276372 0 --------------------------------------------------------------- Units 52.628155 82.435707 99.172301 194.004628 #DIV/0! $ Value 698.2242 1093.6846 1315.7310 2573.8831 #DIV/0! Surrender $ Value 625.9742 1029.9346 1268.9810 2573.8831 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Global Securities - ServiceRanges AA 27 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 4.039473 0.90771 257.459327 0 1 FEE 31-Dec-92 3.666667 3.682079 0.99581 0.995814 0 2 FEE 31-Dec-93 3.666667 6.154167 0.59580 0.595802 0 3 FEE 31-Dec-94 3.666667 5.693588 0.64400 0.643999 0 4 FEE 31-Dec-95 3.666667 5.712400 0.64188 0.641878 0 5 FEE 31-Dec-96 3.666667 6.602577 0.55534 157.514255 0.555339 0 6 FEE 31-Dec-97 3.666667 7.931907 0.46227 0.462268 0.462268 0 7 FEE 31-Dec-98 3.666667 8.881345 0.41285 117.099381 0.412850 0.412850 0 8 FEE 31-Dec-99 3.666667 13.812418 0.26546 0.265462 0.265462 0.265462 0 9 FEE 31-Dec-00 3.666667 14.246543 0.25737 73.000166 0.257372 0.257372 0.257372 0 10 FEE 31-Dec-01 3.666667 12.294215 0.29824 0.298243 0.298243 0.298243 0.298243 0 --------------------------------------------------------------- Units 72.701922 116.278304 155.818060 252.330298 #DIV/0! $ Value 893.8131 1429.5505 1915.6607 3102.2029 #DIV/0! Surrender $ Value 821.5631 1365.8005 1868.9107 3102.2029 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer High Income - Service ClassRange BB 28 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 6.317200 0.58043 164.629899 0 1 FEE 31-Dec-92 3.666667 7.288778 0.50306 0.503056 0 2 FEE 31-Dec-93 3.666667 9.036030 0.40578 0.405783 0 3 FEE 31-Dec-94 3.666667 8.585444 0.42708 0.427079 0 4 FEE 31-Dec-95 3.666667 10.141278 0.36156 0.361559 0 5 FEE 31-Dec-96 3.666667 11.468460 0.31972 90.683492 0.319717 0 6 FEE 31-Dec-97 3.666667 12.628443 0.29035 0.290350 0.290350 0 7 FEE 31-Dec-98 3.666667 12.429686 0.29499 83.670657 0.294993 0.294993 0 8 FEE 31-Dec-99 3.666667 12.719996 0.28826 0.288260 0.288260 0.288260 0 9 FEE 31-Dec-00 3.666667 10.794568 0.33968 96.344754 0.339677 0.339677 0.339677 0 10 FEE 31-Dec-01 3.666667 10.803060 0.33941 0.339410 0.339410 0.339410 0.339410 0 --------------------------------------------------------------- Units 96.005344 82.703310 89.130802 161.060015 #DIV/0! $ Value 1037.1515 893.4488 962.8854 1739.9410 #DIV/0! Surrender $ Value 964.9015 829.6988 916.1354 1739.9410 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Main Street Growth & IncomeRangervicCCClass29 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 7.201195 0.50917 0.509175 0 5 FEE 31-Dec-96 3.666667 9.362895 0.39162 111.076756 0.391617 0 6 FEE 31-Dec-97 3.666667 12.171769 0.30124 0.301244 0.301244 0 7 FEE 31-Dec-98 3.666667 12.505430 0.29321 83.163874 0.293206 0.293206 0 8 FEE 31-Dec-99 3.666667 14.935354 0.24550 0.245502 0.245502 0.245502 0 9 FEE 31-Dec-00 3.666667 13.374133 0.27416 77.762050 0.274161 0.274161 0.274161 0 10 FEE 31-Dec-01 3.666667 11.790668 0.31098 0.310980 0.310980 0.310980 0.310980 0 --------------------------------------------------------------- Units 77.451070 82.333230 109.651662 #N/A #DIV/0! $ Value 913.1998 970.7638 1292.8663 #N/A #DIV/0! Surrender $ Value 840.9498 907.0138 1246.1163 #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Main Street Small Cap - SerRangeClasDD 30 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 10.206246 0.35926 101.898387 0.359257 0.359257 0 8 FEE 31-Dec-99 3.666667 14.678716 0.24979 0.249795 0.249795 0.249795 0 9 FEE 31-Dec-00 3.666667 11.763025 0.31171 88.412632 0.311711 0.311711 0.311711 0 10 FEE 31-Dec-01 3.666667 11.507638 0.31863 0.318629 0.318629 0.318629 0.318629 0 ------------------------------------------------ Units 88.094003 101.018252 #N/A #N/A #DIV/0! $ Value 1013.7539 1162.4815 #N/A #N/A #DIV/0! Surrender $ Value 941.5039 1098.7315 #N/A #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Multiple Strategies - ServiRangeass EE 31 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 5.287165 0.69350 196.702770 0 1 FEE 31-Dec-92 3.666667 5.653918 0.64852 0.648518 0 2 FEE 31-Dec-93 3.666667 6.432955 0.56998 0.569982 0 3 FEE 31-Dec-94 3.666667 6.189936 0.59236 0.592359 0 4 FEE 31-Dec-95 3.666667 7.371849 0.49739 0.497388 0 5 FEE 31-Dec-96 3.666667 8.353976 0.43891 124.491619 0.438913 0 6 FEE 31-Dec-97 3.666667 9.609446 0.38157 0.381569 0.381569 0 7 FEE 31-Dec-98 3.666667 10.057008 0.36459 103.410478 0.364588 0.364588 0 8 FEE 31-Dec-99 3.666667 11.033081 0.33233 0.332334 0.332334 0.332334 0 9 FEE 31-Dec-00 3.666667 11.524712 0.31816 90.240867 0.318157 0.318157 0.318157 0 10 FEE 31-Dec-01 3.666667 11.558516 0.31723 0.317226 0.317226 0.317226 0.317226 0 --------------------------------------------------------------- Units 89.923640 102.442760 122.777745 192.241736 #DIV/0! $ Value 1039.3838 1184.0863 1419.1285 2222.0292 #DIV/0! Surrender $ Value 967.1338 1120.3363 1372.3785 2222.0292 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Strategic Bond - Service ClRange FF 32 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 7.576427 0.48396 0.483957 0 3 FEE 31-Dec-94 3.666667 7.154155 0.51252 0.512523 0 4 FEE 31-Dec-95 3.666667 8.096748 0.45286 0.452857 0 5 FEE 31-Dec-96 3.666667 8.902245 0.41188 116.824464 0.411881 0 6 FEE 31-Dec-97 3.666667 9.496074 0.38612 0.386124 0.386124 0 7 FEE 31-Dec-98 3.666667 9.588170 0.38242 108.466996 0.382416 0.382416 0 8 FEE 31-Dec-99 3.666667 9.674545 0.37900 0.379001 0.379001 0.379001 0 9 FEE 31-Dec-00 3.666667 9.744428 0.37628 106.727660 0.376283 0.376283 0.376283 0 10 FEE 31-Dec-01 3.666667 10.018232 0.36600 0.365999 0.365999 0.365999 0.365999 0 --------------------------------------------------------------- Units 106.361661 107.345712 114.934640 #N/A #DIV/0! $ Value 1065.5558 1075.4142 1151.4419 #N/A #DIV/0! Surrender $ Value 993.3058 1011.6642 1104.6919 #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Van Kampen LIT Emerging Growth - Class Range GG 33 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 6.325695 0.57965 0.579646 0 5 FEE 31-Dec-96 3.666667 7.232865 0.50695 143.788112 0.506945 0 6 FEE 31-Dec-97 3.666667 8.538588 0.42942 0.429423 0.429423 0 7 FEE 31-Dec-98 3.666667 11.514355 0.31844 90.322037 0.318443 0.318443 0 8 FEE 31-Dec-99 3.666667 23.070291 0.15893 0.158935 0.158935 0.158935 0 9 FEE 31-Dec-00 3.666667 20.318724 0.18046 51.184316 0.180458 0.180458 0.180458 0 10 FEE 31-Dec-01 3.666667 13.646083 0.26870 0.268697 0.268697 0.268697 0.268697 0 --------------------------------------------------------------- Units 50.915619 89.713948 142.432156 #N/A #DIV/0! $ Value 694.7988 1224.2440 1943.6410 #N/A #DIV/0! Surrender $ Value 622.5488 1160.4940 1896.8910 #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Van Kampen LIT Growth and Income - ClasRange HH 34 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 6.916009 0.53017 150.375744 0.530171 0 6 FEE 31-Dec-97 3.666667 8.283988 0.44262 0.442621 0.442621 0 7 FEE 31-Dec-98 3.666667 9.716526 0.37736 107.034140 0.377364 0.377364 0 8 FEE 31-Dec-99 3.666667 10.765074 0.34061 0.340608 0.340608 0.340608 0 9 FEE 31-Dec-00 3.666667 12.593880 0.29115 82.579793 0.291147 0.291147 0.291147 0 10 FEE 31-Dec-01 3.666667 11.547630 0.31753 0.317525 0.317525 0.317525 0.317525 0 --------------------------------------------------------------- Units 82.262267 106.084860 148.606479 #N/A #DIV/0! $ Value 949.9342 1225.0287 1716.0526 #N/A #DIV/0! Surrender $ Value 877.6842 1161.2787 1669.3026 #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Van Kampen UIF Active International AllRangeon -IIlass 35 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 3.666667 16.771674 0.21862 0.218623 0.218623 0.218623 0 9 FEE 31-Dec-00 3.666667 14.168502 0.25879 73.402255 0.258790 0.258790 0.258790 0 10 FEE 31-Dec-01 3.666667 11.125758 0.32957 0.329566 0.329566 0.329566 0.329566 0 --------------------------------------------------------------- Units 73.072690 #N/A #N/A #N/A #DIV/0! $ Value 812.9891 #N/A #N/A #N/A #DIV/0! Surrender $ Value 740.7391 #N/A #N/A #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Van Kampen UIF Emerging Markets Debt - Range II JJ 36 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DAT $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 9.762327 0.37559 0.375594 0.375594 0 7 FEE 31-Dec-98 3.666667 6.854102 0.53496 151.733954 0.534959 0.534959 0 8 FEE 31-Dec-99 3.666667 8.692997 0.42180 0.421795 0.421795 0.421795 0 9 FEE 31-Dec-00 3.666667 9.492081 0.38629 109.565015 0.386287 0.386287 0.386287 0 10 FEE 31-Dec-01 3.666667 10.244869 0.35790 0.357903 0.357903 0.357903 0.357903 0 --------------------------------------------------------------- Units 109.207113 150.567969 #N/A #N/A #DIV/0! $ Value 1118.8126 1542.5491 #N/A #N/A #DIV/0! Surrender $ Value 1046.5626 1478.7991 #N/A #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Van Kampen UIF U.S. Real Estate - ClassRange KK 37 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 8.651063 0.42384 0.423840 0.423840 0 7 FEE 31-Dec-98 3.666667 7.559489 0.48504 137.575437 0.485042 0.485042 0 8 FEE 31-Dec-99 3.666667 7.301459 0.50218 0.502183 0.502183 0.502183 0 9 FEE 31-Dec-00 3.666667 9.253560 0.39624 112.389178 0.396244 0.396244 0.396244 0 10 FEE 31-Dec-01 3.666667 9.963024 0.36803 0.368027 0.368027 0.368027 0.368027 0 --------------------------------------------------------------- Units 112.021150 136.308983 #N/A #N/A #DIV/0! $ Value 1116.0694 1358.0497 #N/A #N/A #DIV/0! Surrender $ Value 1043.8194 1294.2997 #N/A #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Plus $ 1,000.00 Date 12/31/01 End 12/31/01 Putnam II - NY Plus MAV w/ RIG The George Putnam Fund of Boston - ClasRange A 1 SubAccount Inception 12/10/99 4/30/98 Portfolio Inception NO. YEARS 2.06 3.67 SubAccount 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 ---------------- Inception Date 12/10/99 10.438080 95.8031 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 3.000000 10.646065 0.28179 93.931420 0.281794 0.281794 8 EEDB Charge 31-Dec-99 3.000000 10.419369 0.28793 0.287925 0.287925 0.287925 0.287925 9 EEDB Charge 31-Dec-00 3.000000 11.225855 0.26724 89.080075 0.267240 0.267240 0.267240 0.267240 10 EEDB Charge 31-Dec-01 3.000000 11.081303 0.27073 0.270726 0.270726 0.270726 0.270726 0.270726 ------------------ -------------------------------------------------------------- Units 88.809348 93.105528 #N/A #N/A 94.977168 $ Value 984.1233 1031.7306 #N/A #N/A 1052.4708 Cumulative SubAccount -1.59% #N/A #N/A #N/A 5.25% Portfolio -1.59% 3.17% #N/A #N/A Annualized SubAccount -1.59% #N/A #N/A #N/A 2.51% Portfolio -1.59% 1.05% #N/A #N/A Global Asset Allocation - Class IB Range B 2 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.06 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 13.240671 75.5249 0 EEDB Charge 31-Dec-91 3.000000 5.887422 0.50956 169.853630 0 1 EEDB Charge 31-Dec-92 3.000000 6.140474 0.48856 0.488562 0 2 EEDB Charge 31-Dec-93 3.000000 7.078700 0.42381 0.423807 0 3 EEDB Charge 31-Dec-94 3.000000 6.772716 0.44295 0.442954 0 4 EEDB Charge 31-Dec-95 3.000000 8.288164 0.36196 0.361962 0 5 EEDB Charge 31-Dec-96 3.000000 9.403498 0.31903 106.343405 0.319030 0 6 EEDB Charge 31-Dec-97 3.000000 11.042553 0.27168 0.271676 0.271676 0 7 EEDB Charge 31-Dec-98 3.000000 12.314059 0.24362 81.207992 0.243624 0.243624 0 8 EEDB Charge 31-Dec-99 3.000000 13.525704 0.22180 0.221800 0.221800 0.221800 0.221800 9 EEDB Charge 31-Dec-00 3.000000 12.646973 0.23721 79.070304 0.237211 0.237211 0.237211 0.237211 10 EEDB Charge 31-Dec-01 3.000000 11.369605 0.26386 0.263861 0.263861 0.263861 0.263861 0.263861 --------------------------------------------------------------- Units 78.806443 80.485119 105.105233 166.579144 74.802001 $ Value 895.9981 915.0840 1195.0050 1893.9391 850.4692 Cumulative SubAccount -10.40% #N/A #N/A #N/A -14.95% Portfolio -10.40% -8.49% 19.50% 89.39% Annualized SubAccount -10.40% #N/A #N/A #N/A -7.56% Portfolio -10.40% -2.91% 3.63% 6.59% Growth and Income - Class IB Range CC 3 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.06 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 12.444474 80.3570 0 EEDB Charge 31-Dec-91 3.000000 4.738026 0.63318 211.058361 0 1 EEDB Charge 31-Dec-92 3.000000 5.102766 0.58792 0.587916 0 2 EEDB Charge 31-Dec-93 3.000000 5.721547 0.52433 0.524334 0 3 EEDB Charge 31-Dec-94 3.000000 5.634002 0.53248 0.532481 0 4 EEDB Charge 31-Dec-95 3.000000 7.558308 0.39691 0.396914 0 5 EEDB Charge 31-Dec-96 3.000000 9.042478 0.33177 110.589155 0.331767 0 6 EEDB Charge 31-Dec-97 3.000000 11.016071 0.27233 0.272329 0.272329 0 7 EEDB Charge 31-Dec-98 3.000000 12.481738 0.24035 80.117048 0.240351 0.240351 0 8 EEDB Charge 31-Dec-99 3.000000 12.445942 0.24104 0.241042 0.241042 0.241042 0.241042 9 EEDB Charge 31-Dec-00 3.000000 13.201791 0.22724 75.747298 0.227242 0.227242 0.227242 0.227242 10 EEDB Charge 31-Dec-01 3.000000 12.143472 0.24705 0.247046 0.247046 0.247046 0.247046 0.247046 --------------------------------------------------------------- Units 75.500252 79.401717 109.361144 207.456936 79.641621 $ Value 916.8352 964.2125 1328.0240 2519.2475 967.1258 Cumulative SubAccount -8.32% #N/A #N/A #N/A -3.29% Portfolio -8.32% -3.58% 32.80% 151.92% Annualized SubAccount -8.32% #N/A #N/A #N/A -1.61% Portfolio -8.32% -1.21% 5.84% 9.68% Health Sciences - Class IB Range D 4 SubAccount Inception 12/10/99 4/30/98 Portfolio Inception NO. YEARS 2.06 3.67 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 10.783146 92.7373 0 EEDB Charge 31-Dec-91 3.000000 #N/A #N/A #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A #N/A #N/A 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A #N/A #N/A 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A #N/A #N/A 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A #N/A #N/A 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A #N/A #N/A #N/A 0 6 EEDB Charge 31-Dec-97 3.000000 #N/A #N/A #N/A #N/A 0 7 EEDB Charge 31-Dec-98 3.000000 12.163397 0.24664 82.213875 0.246642 0.246642 0 8 EEDB Charge 31-Dec-99 3.000000 11.476978 0.26139 0.261393 0.261393 0.261393 0.261393 9 EEDB Charge 31-Dec-00 3.000000 15.678359 0.19135 63.782185 0.191347 0.191347 0.191347 0.191347 10 EEDB Charge 31-Dec-01 3.000000 12.363036 0.24266 0.242659 0.242659 0.242659 0.242659 0.242659 --------------------------------------------------------------- Units 63.539527 81.518477 #N/A #N/A 92.041916 $ Value 785.5415 1007.8159 #N/A #N/A 1137.9175 Cumulative SubAccount -21.45% #N/A #N/A #N/A 13.79% Portfolio -21.45% 0.78% #N/A #N/A Annualized SubAccount -21.45% #N/A #N/A #N/A 6.47% Portfolio -21.45% 0.26% #N/A #N/A High Yield - Class IB Range E 5 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.060 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 10-Dec-99 11.649426 85.8411 0 EEDB Charge 31-Dec-91 3.000000 6.331091 0.47385 157.950660 0 1 EEDB Charge 31-Dec-92 3.000000 7.391782 0.40586 0.405856 0 2 EEDB Charge 31-Dec-93 3.000000 8.672790 0.34591 0.345909 0 3 EEDB Charge 31-Dec-94 3.000000 8.430720 0.35584 0.355841 0 4 EEDB Charge 31-Dec-95 3.000000 9.788536 0.30648 0.306481 0 5 EEDB Charge 31-Dec-96 3.000000 10.835577 0.27687 92.288579 0.276866 0 6 EEDB Charge 31-Dec-97 3.000000 12.157625 0.24676 0.246759 0.246759 0 7 EEDB Charge 31-Dec-98 3.000000 11.242521 0.26684 88.948022 0.266844 0.266844 0 8 EEDB Charge 31-Dec-99 3.000000 11.690530 0.25662 0.256618 0.256618 0.256618 0.256618 9 EEDB Charge 31-Dec-00 3.000000 10.512242 0.28538 95.127186 0.285382 0.285382 0.285382 0.285382 10 EEDB Charge 31-Dec-01 3.000000 10.706962 0.28019 0.280192 0.280192 0.280192 0.280192 0.280192 --------------------------------------------------------------- Units 94.846994 88.125830 90.952785 154.923912 85.018948 $ Value 1015.5232 943.5599 973.8280 1658.7644 910.2946 Cumulative SubAccount 1.55% #N/A #N/A #N/A -8.97% Portfolio 1.55% -5.64% -2.62% 65.88% Annualized SubAccount 1.55% #N/A #N/A #N/A -4.46% Portfolio 1.55% -1.92% -0.53% 5.19% Income - Class IB Range F 6 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.060 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 8.862127 112.8397 0 EEDB Charge 31-Dec-91 3.000000 6.167821 0.48640 162.131813 0 1 EEDB Charge 31-Dec-92 3.000000 6.505773 0.46113 0.461129 0 2 EEDB Charge 31-Dec-93 3.000000 7.104004 0.42230 0.422297 0 3 EEDB Charge 31-Dec-94 3.000000 6.741703 0.44499 0.444991 0 4 EEDB Charge 31-Dec-95 3.000000 7.967988 0.37651 0.376507 0 5 EEDB Charge 31-Dec-96 3.000000 8.007669 0.37464 124.880287 0.374641 0 6 EEDB Charge 31-Dec-97 3.000000 8.536592 0.35143 0.351428 0.351428 0 7 EEDB Charge 31-Dec-98 3.000000 9.077061 0.33050 110.167818 0.330503 0.330503 0 8 EEDB Charge 31-Dec-99 3.000000 8.727674 0.34373 0.343734 0.343734 0.343734 0.343734 9 EEDB Charge 31-Dec-00 3.000000 9.246286 0.32445 108.151532 0.324455 0.324455 0.324455 0.324455 10 EEDB Charge 31-Dec-01 3.000000 9.748940 0.30773 0.307726 0.307726 0.307726 0.307726 0.307726 --------------------------------------------------------------- Units 107.843807 109.191903 123.222440 158.394402 111.863813 $ Value 1051.3628 1064.5053 1201.2882 1544.1775 1090.5536 Cumulative SubAccount 5.14% #N/A #N/A #N/A 9.06% Portfolio 5.14% 6.45% 20.13% 54.42% Annualized SubAccount 5.14% #N/A #N/A #N/A 4.30% Portfolio 5.14% 2.11% 3.74% 4.44% International Growth - Class IB Range G 7 SubAccount Inception 12/10/99 1/2/97 Portfolio Inception NO. YEARS 2.060 5.00 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.561725 64.2602 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 9.251338 0.32428 0.324277 0.324277 0 7 EEDB Charge 31-Dec-98 3.000000 10.771520 0.27851 92.837408 0.278512 0.278512 0 8 EEDB Charge 31-Dec-99 3.000000 16.941017 0.17709 0.177085 0.177085 0.177085 0.177085 9 EEDB Charge 31-Dec-00 3.000000 15.057474 0.19924 66.412202 0.199237 0.199237 0.199237 0.199237 10 EEDB Charge 31-Dec-01 3.000000 11.746206 0.25540 0.255402 0.255402 0.255402 0.255402 0.255402 --------------------------------------------------------------- Units 66.156800 92.205685 #N/A #N/A 63.628505 $ Value 777.0914 1083.0670 #N/A #N/A 747.3935 Cumulative SubAccount -22.29% #N/A #N/A #N/A -25.26% Portfolio -22.29% 8.31% #N/A #N/A Annualized SubAccount -22.29% #N/A #N/A #N/A -13.18% Portfolio -22.29% 2.70% #N/A #N/A Investors - Class IB Range H 8 SubAccount Inception 12/10/99 4/30/98 Portfolio Inception NO. YEARS 2.060 3.67 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 20.477534 48.8340 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 3.000000 17.159742 0.17483 58.275934 0.174828 0.174828 0 8 EEDB Charge 31-Dec-99 3.000000 21.920420 0.13686 0.136859 0.136859 0.136859 0.136859 9 EEDB Charge 31-Dec-00 3.000000 17.528617 0.17115 57.049566 0.171149 0.171149 0.171149 0.171149 10 EEDB Charge 31-Dec-01 3.000000 12.956558 0.23154 0.231543 0.231543 0.231543 0.231543 0.231543 --------------------------------------------------------------- Units 56.818023 57.736384 #N/A #N/A 48.294455 $ Value 736.1660 748.0648 #N/A #N/A 625.7299 Cumulative SubAccount -26.38% #N/A #N/A #N/A -37.43% Portfolio -26.38% -25.19% #N/A #N/A Annualized SubAccount -26.38% #N/A #N/A #N/A -20.35% Portfolio -26.38% -9.22% #N/A #N/A Money Market - Class IB Range I 9 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.060 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 9.437792 105.9570 0 EEDB Charge 31-Dec-91 3.000000 7.731019 0.38805 129.349055 0 1 EEDB Charge 31-Dec-92 3.000000 7.857186 0.38182 0.381816 0 2 EEDB Charge 31-Dec-93 3.000000 7.925226 0.37854 0.378538 0 3 EEDB Charge 31-Dec-94 3.000000 8.074312 0.37155 0.371549 0 4 EEDB Charge 31-Dec-95 3.000000 8.355877 0.35903 0.359029 0 5 EEDB Charge 31-Dec-96 3.000000 8.616335 0.34818 116.058626 0.348176 0 6 EEDB Charge 31-Dec-97 3.000000 8.896423 0.33721 0.337214 0.337214 0 7 EEDB Charge 31-Dec-98 3.000000 9.190631 0.32642 108.806457 0.326419 0.326419 0 8 EEDB Charge 31-Dec-99 3.000000 9.456438 0.31724 0.317244 0.317244 0.317244 0.317244 9 EEDB Charge 31-Dec-00 3.000000 9.829984 0.30519 101.729565 0.305189 0.305189 0.305189 0.305189 10 EEDB Charge 31-Dec-01 3.000000 10.028466 0.29915 0.299148 0.299148 0.299148 0.299148 0.299148 --------------------------------------------------------------- Units 101.430417 107.884876 114.473411 125.924732 105.035405 $ Value 1017.1915 1081.9198 1147.9927 1262.8319 1053.3440 Cumulative SubAccount 1.72% #N/A #N/A #N/A 5.33% Portfolio 1.72% 8.19% 14.80% 26.28% Annualized SubAccount 1.72% #N/A #N/A #N/A 2.55% Portfolio 1.72% 2.66% 2.80% 2.36% New Opportunities - Class IB Range J 10 SubAccount Inception 12/10/99 5/2/94 Portfolio Inception NO. YEARS 2.060 7.67 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 25.254701 39.5966 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 7.480368 0.40105 0.401050 0 4 EEDB Charge 31-Dec-95 3.000000 10.634252 0.28211 0.282107 0 5 EEDB Charge 31-Dec-96 3.000000 11.496524 0.26095 86.982813 0.260948 0 6 EEDB Charge 31-Dec-97 3.000000 13.908369 0.21570 0.215697 0.215697 0 7 EEDB Charge 31-Dec-98 3.000000 16.979715 0.17668 58.893804 0.176681 0.176681 0 8 EEDB Charge 31-Dec-99 3.000000 28.217664 0.10632 0.106316 0.106316 0.106316 0.106316 9 EEDB Charge 31-Dec-00 3.000000 20.466011 0.14658 48.861500 0.146585 0.146585 0.146585 0.146585 10 EEDB Charge 31-Dec-01 3.000000 14.049226 0.21353 0.213535 0.213535 0.213535 0.213535 0.213535 --------------------------------------------------------------- Units 48.647965 58.427368 86.123999 #N/A 39.130153 $ Value 683.4663 820.8593 1209.9755 #N/A 549.7484 Cumulative SubAccount -31.65% #N/A #N/A #N/A -45.03% Portfolio -31.65% -17.91% 21.00% #N/A Annualized SubAccount -31.65% #N/A #N/A #N/A -25.20% Portfolio -31.65% -6.37% 3.89% #N/A New Value - Class IB Range K 11 SubAccount Inception 12/10/99 1/2/97 Portfolio Inception NO. YEARS 2.060 5.00 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 9.830071 101.7287 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 9.664001 0.31043 0.310430 0.310430 0 7 EEDB Charge 31-Dec-98 3.000000 10.077268 0.29770 99.233245 0.297700 0.297700 0 8 EEDB Charge 31-Dec-99 3.000000 9.929138 0.30214 0.302141 0.302141 0.302141 0.302141 9 EEDB Charge 31-Dec-00 3.000000 11.942382 0.25121 83.735389 0.251206 0.251206 0.251206 0.251206 10 EEDB Charge 31-Dec-01 3.000000 12.124587 0.24743 0.247431 0.247431 0.247431 0.247431 0.247431 --------------------------------------------------------------- Units 83.487958 98.432466 #N/A #N/A 100.927887 $ Value 1012.2570 1193.4530 #N/A #N/A 1223.7089 Cumulative SubAccount 1.23% #N/A #N/A #N/A 22.37% Portfolio 1.23% 19.35% #N/A #N/A Annualized SubAccount 1.23% #N/A #N/A #N/A 10.30% Portfolio 1.23% 6.07% #N/A #N/A Research - Class IB Range L 12 SubAccount Inception 12/10/99 9/29/98 Portfolio Inception NO. YEARS 2.060 3.26 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.935284 62.7538 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 3.000000 13.514876 0.22198 73.992540 0.221978 0.221978 0 8 EEDB Charge 31-Dec-99 3.000000 16.960060 0.17689 0.176886 0.176886 0.176886 0.176886 9 EEDB Charge 31-Dec-00 3.000000 16.338647 0.18361 61.204578 0.183614 0.183614 0.183614 0.183614 10 EEDB Charge 31-Dec-01 3.000000 13.031128 0.23022 0.230218 0.230218 0.230218 0.230218 0.230218 --------------------------------------------------------------- Units 60.974360 73.401822 #N/A #N/A 62.163106 $ Value 794.5647 956.5085 #N/A #N/A 810.0554 Cumulative SubAccount -20.54% #N/A #N/A #N/A -18.99% Portfolio -20.54% -4.35% #N/A #N/A Annualized SubAccount -20.54% #N/A #N/A #N/A -9.72% Portfolio -20.54% -1.47% #N/A #N/A Utilities Growth and Income - Class IB Range M 13 SubAccount Inception 12/10/99 5/1/92 Portfolio Inception NO. YEARS 2.060 9.67 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.350751 65.1434 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 7.486585 0.40072 0.400717 0 2 EEDB Charge 31-Dec-93 3.000000 8.333660 0.35999 0.359986 0 3 EEDB Charge 31-Dec-94 3.000000 7.603518 0.39455 0.394554 0 4 EEDB Charge 31-Dec-95 3.000000 9.780117 0.30674 0.306745 0 5 EEDB Charge 31-Dec-96 3.000000 11.113251 0.26995 89.982670 0.269948 0 6 EEDB Charge 31-Dec-97 3.000000 13.860356 0.21644 0.216445 0.216445 0 7 EEDB Charge 31-Dec-98 3.000000 15.645386 0.19175 63.916608 0.191750 0.191750 0 8 EEDB Charge 31-Dec-99 3.000000 15.254347 0.19667 0.196665 0.196665 0.196665 0.196665 9 EEDB Charge 31-Dec-00 3.000000 17.618386 0.17028 56.758888 0.170277 0.170277 0.170277 0.170277 10 EEDB Charge 31-Dec-01 3.000000 13.448328 0.22308 0.223076 0.223076 0.223076 0.223076 0.223076 --------------------------------------------------------------- Units 56.535812 63.326590 88.984458 #N/A 64.553375 $ Value 760.3121 851.6368 1196.6922 #N/A 868.1350 Cumulative SubAccount -23.97% #N/A #N/A #N/A -13.19% Portfolio -23.97% -14.84% 19.67% #N/A Annualized SubAccount -23.97% #N/A #N/A #N/A -6.63% Portfolio -23.97% -5.21% 3.66% #N/A Vista - Class IB Range N 14 SubAccount Inception 12/10/99 1/2/97 Portfolio Inception NO. YEARS 2.060 5.00 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 19.912875 50.2188 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 12.738480 0.23551 0.235507 0.235507 0 7 EEDB Charge 31-Dec-98 3.000000 14.960399 0.20053 66.843137 0.200529 0.200529 0 8 EEDB Charge 31-Dec-99 3.000000 22.434227 0.13372 0.133724 0.133724 0.133724 0.133724 9 EEDB Charge 31-Dec-00 3.000000 21.148038 0.14186 47.285710 0.141857 0.141857 0.141857 0.141857 10 EEDB Charge 31-Dec-01 3.000000 13.818453 0.21710 0.217101 0.217101 0.217101 0.217101 0.217101 --------------------------------------------------------------- Units 47.068609 66.350455 #N/A #N/A 49.726083 $ Value 650.4154 916.8606 #N/A #N/A 687.1375 Cumulative SubAccount -34.96% #N/A #N/A #N/A -31.29% Portfolio -34.96% -8.31% #N/A #N/A Annualized SubAccount -34.96% #N/A #N/A #N/A -16.65% Portfolio -34.96% -2.85% #N/A #N/A Voyager - Class IB Range O 15 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.060 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 18.729870 53.3907 0 EEDB Charge 31-Dec-91 3.000000 4.629248 0.64805 216.017807 0 1 EEDB Charge 31-Dec-92 3.000000 5.013169 0.59842 0.598424 0 2 EEDB Charge 31-Dec-93 3.000000 5.839263 0.51376 0.513763 0 3 EEDB Charge 31-Dec-94 3.000000 5.789420 0.51819 0.518187 0 4 EEDB Charge 31-Dec-95 3.000000 7.991720 0.37539 0.375389 0 5 EEDB Charge 31-Dec-96 3.000000 8.859116 0.33863 112.878079 0.338634 0 6 EEDB Charge 31-Dec-97 3.000000 10.998361 0.27277 0.272768 0.272768 0 7 EEDB Charge 31-Dec-98 3.000000 13.423625 0.22349 74.495526 0.223487 0.223487 0 8 EEDB Charge 31-Dec-99 3.000000 20.845979 0.14391 0.143913 0.143913 0.143913 0.143913 9 EEDB Charge 31-Dec-00 3.000000 17.099834 0.17544 58.480100 0.175440 0.175440 0.175440 0.175440 10 EEDB Charge 31-Dec-01 3.000000 13.037468 0.23011 0.230106 0.230106 0.230106 0.230106 0.230106 --------------------------------------------------------------- Units 58.249994 73.946067 111.832366 212.627697 52.841195 $ Value 759.4324 964.0695 1458.0109 2772.1268 688.9154 Cumulative SubAccount -24.06% #N/A #N/A #N/A -31.11% Portfolio -24.06% -3.59% 45.80% 177.21% Annualized SubAccount -24.06% #N/A #N/A #N/A -16.55% Portfolio -24.06% -1.21% 7.83% 10.73% Franklin Growth and Income Securities -Ranges 2 P 16 SubAccount Inception TBD 1/24/89 Portfolio Inception NO. YEARS #VALUE! 12.94 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 4.068684 0.73734 245.779716 0 1 EEDB Charge 31-Dec-92 3.000000 4.387569 0.68375 0.683750 0 2 EEDB Charge 31-Dec-93 3.000000 4.744883 0.63226 0.632260 0 3 EEDB Charge 31-Dec-94 3.000000 4.811890 0.62346 0.623456 0 4 EEDB Charge 31-Dec-95 3.000000 6.265806 0.47879 0.478789 0 5 EEDB Charge 31-Dec-96 3.000000 7.014255 0.42770 142.566816 0.427700 0 6 EEDB Charge 31-Dec-97 3.000000 8.785077 0.34149 0.341488 0.341488 0 7 EEDB Charge 31-Dec-98 3.000000 9.329533 0.32156 107.186501 0.321560 0.321560 0 8 EEDB Charge 31-Dec-99 3.000000 9.532244 0.31472 0.314721 0.314721 0.314721 0 9 EEDB Charge 31-Dec-00 3.000000 11.097625 0.27033 90.109370 0.270328 0.270328 0.270328 0 10 EEDB Charge 31-Dec-01 3.000000 11.428916 0.26249 0.262492 0.262492 0.262492 0.262492 0 --------------------------------------------------------------- Units 89.846878 106.338960 141.056227 241.423172 #DIV/0! $ Value 1026.8524 1215.3390 1612.1198 2759.2052 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 2.69% 21.53% 61.21% 175.92% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 2.69% 6.72% 10.02% 10.68% Franklin Small Cap - Class 2 Range Q 17 SubAccount Inception 9/19/00 10/31/95 Portfolio Inception NO. YEARS 1.282 6.17 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 21.371740 46.7908 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 7.408978 0.40491 0.404914 0 5 EEDB Charge 31-Dec-96 3.000000 9.374728 0.32001 106.669762 0.320009 0 6 EEDB Charge 31-Dec-97 3.000000 10.791442 0.27800 0.277998 0.277998 0 7 EEDB Charge 31-Dec-98 3.000000 10.475132 0.28639 95.464191 0.286393 0.286393 0 8 EEDB Charge 31-Dec-99 3.000000 20.213492 0.14842 0.148416 0.148416 0.148416 0 9 EEDB Charge 31-Dec-00 3.000000 16.928674 0.17721 59.071372 0.177214 0.177214 0.177214 0.177214 10 EEDB Charge 31-Dec-01 3.000000 14.098098 0.21279 0.212795 0.212795 0.212795 0.212795 0.212795 --------------------------------------------------------------- Units 58.858577 94.925766 105.566946 #N/A 46.400753 $ Value 829.7940 1338.2728 1488.2932 #N/A 654.1624 Cumulative SubAccount -17.02% #N/A #N/A #N/A -34.58% Portfolio -17.02% 33.83% 48.83% #N/A Annualized SubAccount -17.02% #N/A #N/A #N/A -28.18% Portfolio -17.02% 10.20% 8.28% #N/A Franklin Small Cap Value Securities - CRange2 RR 18 SubAccount Inception TBD 4/30/98 Portfolio Inception NO. YEARS #VALUE! 3.67 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 3.000000 8.561688 0.35040 116.799398 0.350398 0.350398 0 8 EEDB Charge 31-Dec-99 3.000000 8.530913 0.35166 0.351662 0.351662 0.351662 0 9 EEDB Charge 31-Dec-00 3.000000 10.481195 0.28623 95.408968 0.286227 0.286227 0.286227 0 10 EEDB Charge 31-Dec-01 3.000000 11.720995 0.25595 0.255951 0.255951 0.255951 0.255951 0 --------------------------------------------------------------- Units 95.153017 115.905557 #N/A #N/A #DIV/0! $ Value 1115.2880 1358.5285 #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 11.53% 35.85% #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 11.53% 10.75% #N/A #N/A Mutual Shares Securities - Class II Range S 19 SubAccount Inception 9/19/00 11/8/96 Portfolio Inception NO. YEARS 1.282 5.15 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 10.056435 99.4388 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 7.586608 0.39543 131.811213 0.395434 0 6 EEDB Charge 31-Dec-97 3.000000 8.756056 0.34262 0.342620 0.342620 0 7 EEDB Charge 31-Dec-98 3.000000 8.591178 0.34920 116.398473 0.349195 0.349195 0 8 EEDB Charge 31-Dec-99 3.000000 9.574381 0.31334 0.313336 0.313336 0.313336 0 9 EEDB Charge 31-Dec-00 3.000000 10.676557 0.28099 93.663154 0.280989 0.280989 0.280989 0.280989 10 EEDB Charge 31-Dec-01 3.000000 11.230359 0.26713 0.267133 0.267133 0.267133 0.267133 0.267133 --------------------------------------------------------------- Units 93.396021 115.537014 130.257938 #N/A 98.890695 $ Value 1048.8708 1297.5221 1462.8434 #N/A 1110.5780 Cumulative SubAccount 4.89% #N/A #N/A #N/A 11.06% Portfolio 4.89% 29.75% 46.28% #N/A Annualized SubAccount 4.89% #N/A #N/A #N/A 8.52% Portfolio 4.89% 9.07% 7.90% #N/A Templeton Developing Markets SecuritiesRangeass 2T 20 SubAccount Inception 9/19/00 3/4/96 Portfolio Inception NO. YEARS 1.282 5.83 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 12.336742 81.0587 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 20.714300 0.14483 48.275829 0.144827 0 6 EEDB Charge 31-Dec-97 3.000000 14.375962 0.20868 0.208682 0.208682 0 7 EEDB Charge 31-Dec-98 3.000000 11.156283 0.26891 89.635589 0.268907 0.268907 0 8 EEDB Charge 31-Dec-99 3.000000 16.804741 0.17852 0.178521 0.178521 0.178521 0 9 EEDB Charge 31-Dec-00 3.000000 11.223966 0.26729 89.095067 0.267285 0.267285 0.267285 0.267285 10 EEDB Charge 31-Dec-01 3.000000 10.137981 0.29592 0.295917 0.295917 0.295917 0.295917 0.295917 ------------------------------------------------- Units 88.799150 88.893866 47.056517 #N/A 80.495476 $ Value 900.2441 901.2043 477.0581 #N/A 816.0616 Cumulative SubAccount -9.98% #N/A #N/A #N/A -18.39% Portfolio -9.98% -9.88% -52.29% #N/A Annualized SubAccount -9.98% #N/A #N/A #N/A -14.66% Portfolio -9.98% -3.41% -13.76% #N/A Templeton Foreign Securities - Class 2 Range U 21 SubAccount Inception 5/22/00 5/1/92 Portfolio Inception NO. YEARS 1.611 9.67 0.6110 YEAR YEAR YEAR YEAR 1.611 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 22-May-00 Inception Date 5/22/00 13.150545 76.0425 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 5.186485 0.57843 0.578426 0 2 EEDB Charge 31-Dec-93 3.000000 7.492949 0.40038 0.400376 0 3 EEDB Charge 31-Dec-94 3.000000 7.181741 0.41773 0.417726 0 4 EEDB Charge 31-Dec-95 3.000000 8.152919 0.36797 0.367966 0 5 EEDB Charge 31-Dec-96 3.000000 9.917181 0.30251 100.835106 0.302505 0 6 EEDB Charge 31-Dec-97 3.000000 11.075905 0.27086 0.270858 0.270858 0 7 EEDB Charge 31-Dec-98 3.000000 11.872682 0.25268 84.226967 0.252681 0.252681 0 8 EEDB Charge 31-Dec-99 3.000000 14.378836 0.20864 0.208640 0.208640 0.208640 0 9 EEDB Charge 31-Dec-00 3.000000 13.796433 0.21745 72.482503 0.217448 0.217448 0.217448 0.217448 10 EEDB Charge 31-Dec-01 3.000000 11.388504 0.26342 0.263424 0.263424 0.263424 0.263424 0.263424 --------------------------------------------------------------- Units 72.219080 83.537456 99.622056 #N/A 75.561605 $ Value 822.4673 951.3667 1134.5462 #N/A 860.5336 Cumulative SubAccount -17.75% #N/A #N/A #N/A -13.95% Portfolio -17.75% -4.86% 13.45% #N/A Annualized SubAccount -17.75% #N/A #N/A #N/A -8.90% Portfolio -17.75% -1.65% 2.56% #N/A Templeton Global Income Securities - ClRange V 22 SubAccount Inception TBD 1/24/89 Portfolio Inception NO. YEARS #VALUE! 12.94 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 7.390626 0.40592 135.306536 0 1 EEDB Charge 31-Dec-92 3.000000 7.216011 0.41574 0.415742 0 2 EEDB Charge 31-Dec-93 3.000000 8.254045 0.36346 0.363458 0 3 EEDB Charge 31-Dec-94 3.000000 7.687920 0.39022 0.390223 0 4 EEDB Charge 31-Dec-95 3.000000 8.642507 0.34712 0.347122 0 5 EEDB Charge 31-Dec-96 3.000000 9.289091 0.32296 107.653160 0.322959 0 6 EEDB Charge 31-Dec-97 3.000000 9.331430 0.32149 0.321494 0.321494 0 7 EEDB Charge 31-Dec-98 3.000000 9.795407 0.30627 102.088663 0.306266 0.306266 0 8 EEDB Charge 31-Dec-99 3.000000 9.039592 0.33187 0.331873 0.331873 0.331873 0 9 EEDB Charge 31-Dec-00 3.000000 9.252718 0.32423 108.076351 0.324229 0.324229 0.324229 0 10 EEDB Charge 31-Dec-01 3.000000 9.295814 0.32273 0.322726 0.322726 0.322726 0.322726 0 --------------------------------------------------------------- Units 107.753625 101.109834 106.046572 131.860443 #DIV/0! $ Value 1001.6577 939.8982 985.7892 1225.7502 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 0.17% -6.01% -1.42% 22.58% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 0.17% -2.04% -0.29% 2.06% LSA Aggressive Growth Range W 23 SubAccount Inception TBD 8/14/01 Portfolio Inception NO. YEARS #VALUE! 0.38 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 3.000000 #N/A -- #N/A -- -- 0 8 EEDB Charge 31-Dec-99 3.000000 #N/A -- -- -- -- 0 9 EEDB Charge 31-Dec-00 3.000000 #N/A -- #N/A -- -- -- 0 10 EEDB Charge 31-Dec-01 3.000000 13.580254 0.22091 0.220909 0.220909 0.220909 0.220909 0 --------------------------------------------------------------- Units #N/A #N/A #N/A #N/A #DIV/0! $ Value #N/A #N/A #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio #N/A #N/A #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio #N/A #N/A #N/A #N/A LSA Focused Equity Range X 24 SubAccount Inception 6/21/02 10/1/99 Portfolio Inception NO. YEARS -0.471 2.25 0.5288 YEAR YEAR YEAR YEAR -0.471 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 21-Jun-02 Inception Date 6/21/02 10.975582 91.1113 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 3.000000 #N/A -- #N/A -- -- 0 8 EEDB Charge 31-Dec-99 3.000000 18.918481 0.15858 0.158575 0.158575 0.158575 0 9 EEDB Charge 31-Dec-00 3.000000 16.398336 0.18295 60.981797 0.182945 0.182945 0.182945 0 10 EEDB Charge 31-Dec-01 3.000000 13.627176 0.22015 0.220148 0.220148 0.220148 0.220148 0 --------------------------------------------------------------- Units 60.761649 #N/A #N/A #N/A 91.111342 $ Value 828.0097 #N/A #N/A #N/A 1241.5903 Cumulative SubAccount #N/A #N/A #N/A #N/A 24.16% Portfolio -17.20% #N/A #N/A #N/A Annualized SubAccount #N/A #N/A #N/A #N/A 24.16% Portfolio -17.20% #N/A #N/A #N/A LSA Mid Cap Value Range Y 25 SubAccount Inception TBD 8/14/01 Portfolio Inception NO. YEARS #VALUE! 0.38 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 3.000000 #N/A -- #N/A -- -- 0 8 EEDB Charge 31-Dec-99 3.000000 #N/A -- -- -- -- 0 9 EEDB Charge 31-Dec-00 3.000000 #N/A -- #N/A -- -- -- 0 10 EEDB Charge 31-Dec-01 3.000000 11.357789 0.26414 0.264136 0.264136 0.264136 0.264136 0 --------------------------------------------------------------- Units #N/A #N/A #N/A #N/A #DIV/0! $ Value #N/A #N/A #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio #N/A #N/A #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio #N/A #N/A #N/A #N/A Oppenheimer Aggressive Growth - ServiceRanges Z 26 SubAccount Inception TBD 8/15/86 Portfolio Inception NO. YEARS #VALUE! 15.39 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 5.261339 0.57020 190.065685 0 1 EEDB Charge 31-Dec-92 3.000000 5.959047 0.50344 0.503436 0 2 EEDB Charge 31-Dec-93 3.000000 7.445142 0.40295 0.402947 0 3 EEDB Charge 31-Dec-94 3.000000 6.751373 0.44435 0.444354 0 4 EEDB Charge 31-Dec-95 3.000000 8.780144 0.34168 0.341680 0 5 EEDB Charge 31-Dec-96 3.000000 10.357178 0.28965 96.551397 0.289654 0 6 EEDB Charge 31-Dec-97 3.000000 11.356124 0.26417 0.264175 0.264175 0 7 EEDB Charge 31-Dec-98 3.000000 12.520898 0.23960 79.866476 0.239599 0.239599 0 8 EEDB Charge 31-Dec-99 3.000000 22.559495 0.13298 0.132982 0.132982 0.132982 0 9 EEDB Charge 31-Dec-00 3.000000 19.658053 0.15261 50.869738 0.152609 0.152609 0.152609 0 10 EEDB Charge 31-Dec-01 3.000000 13.267122 0.22612 0.226123 0.226123 0.226123 0.226123 0 --------------------------------------------------------------- Units 50.643615 79.354762 95.535909 187.068125 #DIV/0! $ Value 671.8950 1052.8093 1267.4866 2481.8556 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -32.81% 5.28% 26.75% 148.19% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -32.81% 1.73% 4.85% 9.52% Oppenheimer Global Securities - ServiceRanges AA 27 SubAccount Inception TBD 11/12/90 Portfolio Inception NO. YEARS #VALUE! 11.14 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 4.039473 0.74267 247.557045 0 1 EEDB Charge 31-Dec-92 3.000000 3.682079 0.81476 0.814757 0 2 EEDB Charge 31-Dec-93 3.000000 6.154167 0.48747 0.487475 0 3 EEDB Charge 31-Dec-94 3.000000 5.693588 0.52691 0.526909 0 4 EEDB Charge 31-Dec-95 3.000000 5.712400 0.52517 0.525173 0 5 EEDB Charge 31-Dec-96 3.000000 6.602577 0.45437 151.456015 0.454368 0 6 EEDB Charge 31-Dec-97 3.000000 7.931907 0.37822 0.378219 0.378219 0 7 EEDB Charge 31-Dec-98 3.000000 8.881345 0.33779 112.595558 0.337787 0.337787 0 8 EEDB Charge 31-Dec-99 3.000000 13.812418 0.21720 0.217196 0.217196 0.217196 0 9 EEDB Charge 31-Dec-00 3.000000 14.246543 0.21058 70.192467 0.210577 0.210577 0.210577 0 10 EEDB Charge 31-Dec-01 3.000000 12.294215 0.24402 0.244017 0.244017 0.244017 0.244017 0 --------------------------------------------------------------- Units 69.948450 111.923768 150.068218 243.360567 #DIV/0! $ Value 859.9613 1376.0149 1844.9709 2991.9271 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -14.00% 37.60% 84.50% 199.19% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -14.00% 11.23% 13.03% 11.58% Oppenheimer High Income - Service ClassRange BB 28 SubAccount Inception TBD 4/30/86 Portfolio Inception NO. YEARS #VALUE! 15.68 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 6.317200 0.47489 158.297980 0 1 EEDB Charge 31-Dec-92 3.000000 7.288778 0.41159 0.411592 0 2 EEDB Charge 31-Dec-93 3.000000 9.036030 0.33200 0.332004 0 3 EEDB Charge 31-Dec-94 3.000000 8.585444 0.34943 0.349429 0 4 EEDB Charge 31-Dec-95 3.000000 10.141278 0.29582 0.295821 0 5 EEDB Charge 31-Dec-96 3.000000 11.468460 0.26159 87.195665 0.261587 0 6 EEDB Charge 31-Dec-97 3.000000 12.628443 0.23756 0.237559 0.237559 0 7 EEDB Charge 31-Dec-98 3.000000 12.429686 0.24136 80.452555 0.241358 0.241358 0 8 EEDB Charge 31-Dec-99 3.000000 12.719996 0.23585 0.235849 0.235849 0.235849 0 9 EEDB Charge 31-Dec-00 3.000000 10.794568 0.27792 92.639187 0.277918 0.277918 0.277918 0 10 EEDB Charge 31-Dec-01 3.000000 10.803060 0.27770 0.277699 0.277699 0.277699 0.277699 0 --------------------------------------------------------------- Units 92.361488 79.661089 85.925283 155.377166 #DIV/0! $ Value 997.7867 860.5835 928.2560 1678.5488 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -0.22% -13.94% -7.17% 67.85% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -0.22% -4.88% -1.48% 5.32% Oppenheimer Main Street Growth & IncomeRangervicCCClass29 SubAccount Inception TBD 7/5/95 Portfolio Inception NO. YEARS #VALUE! 6.50 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 7.201195 0.41660 0.416598 0 5 EEDB Charge 31-Dec-96 3.000000 9.362895 0.32041 106.804573 0.320414 0 6 EEDB Charge 31-Dec-97 3.000000 12.171769 0.24647 0.246472 0.246472 0 7 EEDB Charge 31-Dec-98 3.000000 12.505430 0.23990 79.965263 0.239896 0.239896 0 8 EEDB Charge 31-Dec-99 3.000000 14.935354 0.20087 0.200866 0.200866 0.200866 0 9 EEDB Charge 31-Dec-00 3.000000 13.374133 0.22431 74.771202 0.224314 0.224314 0.224314 0 10 EEDB Charge 31-Dec-01 3.000000 11.790668 0.25444 0.254439 0.254439 0.254439 0.254439 0 --------------------------------------------------- Units 74.516763 79.285645 105.638587 #N/A #DIV/0! $ Value 878.6024 934.8307 1245.5495 #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -12.14% -6.52% 24.55% #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -12.14% -2.22% 4.49% #N/A Oppenheimer Main Street Small Cap - SerRangeClasDD 30 SubAccount Inception TBD 5/1/98 Portfolio Inception NO. YEARS #VALUE! 3.67 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 3.000000 10.206246 0.29394 97.979218 0.293938 0.293938 0 8 EEDB Charge 31-Dec-99 3.000000 14.678716 0.20438 0.204378 0.204378 0.204378 0 9 EEDB Charge 31-Dec-00 3.000000 11.763025 0.25504 85.012146 0.255036 0.255036 0.255036 0 10 EEDB Charge 31-Dec-01 3.000000 11.507638 0.26070 0.260696 0.260696 0.260696 0.260696 0 --------------------------------------------------------------- Units 84.751450 97.259107 #N/A #N/A #DIV/0! $ Value 975.2890 1119.2226 #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -2.47% 11.92% #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -2.47% 3.83% #N/A #N/A Oppenheimer Multiple Strategies - ServiRangeass EE 31 SubAccount Inception TBD 2/9/87 Portfolio Inception NO. YEARS #VALUE! 14.90 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 5.287165 0.56741 189.137279 0 1 EEDB Charge 31-Dec-92 3.000000 5.653918 0.53061 0.530606 0 2 EEDB Charge 31-Dec-93 3.000000 6.432955 0.46635 0.466349 0 3 EEDB Charge 31-Dec-94 3.000000 6.189936 0.48466 0.484658 0 4 EEDB Charge 31-Dec-95 3.000000 7.371849 0.40695 0.406954 0 5 EEDB Charge 31-Dec-96 3.000000 8.353976 0.35911 119.703480 0.359110 0 6 EEDB Charge 31-Dec-97 3.000000 9.609446 0.31219 0.312193 0.312193 0 7 EEDB Charge 31-Dec-98 3.000000 10.057008 0.29830 99.433151 0.298299 0.298299 0 8 EEDB Charge 31-Dec-99 3.000000 11.033081 0.27191 0.271910 0.271910 0.271910 0 9 EEDB Charge 31-Dec-00 3.000000 11.524712 0.26031 86.770064 0.260310 0.260310 0.260310 0 10 EEDB Charge 31-Dec-01 3.000000 11.558516 0.25955 0.259549 0.259549 0.259549 0.259549 0 -------------------------------------------------- Units 86.510515 98.641383 118.301219 185.487342 #DIV/0! $ Value 999.9332 1140.1480 1367.3865 2143.9584 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -0.01% 14.01% 36.74% 114.40% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -0.01% 4.47% 6.46% 7.92% Oppenheimer Strategic Bond - Service ClRange FF 32 SubAccount Inception TBD 5/3/93 Portfolio Inception NO. YEARS #VALUE! 8.67 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 7.576427 0.39597 0.395965 0 3 EEDB Charge 31-Dec-94 3.000000 7.154155 0.41934 0.419337 0 4 EEDB Charge 31-Dec-95 3.000000 8.096748 0.37052 0.370519 0 5 EEDB Charge 31-Dec-96 3.000000 8.902245 0.33699 112.331215 0.336994 0 6 EEDB Charge 31-Dec-97 3.000000 9.496074 0.31592 0.315920 0.315920 0 7 EEDB Charge 31-Dec-98 3.000000 9.588170 0.31289 104.295189 0.312886 0.312886 0 8 EEDB Charge 31-Dec-99 3.000000 9.674545 0.31009 0.310092 0.310092 0.310092 0 9 EEDB Charge 31-Dec-00 3.000000 9.744428 0.30787 102.622750 0.307868 0.307868 0.307868 0 10 EEDB Charge 31-Dec-01 3.000000 10.018232 0.29945 0.299454 0.299454 0.299454 0.299454 0 --------------------------------------------------------------- Units 102.323296 103.377774 110.784995 #N/A #DIV/0! $ Value 1025.0985 1035.6625 1109.8698 #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 2.51% 3.57% 10.99% #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 2.51% 1.17% 2.11% #N/A Van Kampen LIT Emerging Growth - Class Range GG 33 SubAccount Inception TBD 7/3/95 Portfolio Inception NO. YEARS #VALUE! 6.50 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 6.325695 0.47426 0.474256 0 5 EEDB Charge 31-Dec-96 3.000000 7.232865 0.41477 138.257800 0.414773 0 6 EEDB Charge 31-Dec-97 3.000000 8.538588 0.35135 0.351346 0.351346 0 7 EEDB Charge 31-Dec-98 3.000000 11.514355 0.26054 86.848113 0.260544 0.260544 0 8 EEDB Charge 31-Dec-99 3.000000 23.070291 0.13004 0.130037 0.130037 0.130037 0 9 EEDB Charge 31-Dec-00 3.000000 20.318724 0.14765 49.215689 0.147647 0.147647 0.147647 0 10 EEDB Charge 31-Dec-01 3.000000 13.646083 0.21984 0.219843 0.219843 0.219843 0.219843 0 --------------------------------------------------------------- Units 48.995846 86.350585 137.148381 #N/A #DIV/0! $ Value 668.6014 1178.3472 1871.5382 #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -33.14% 17.83% 87.15% #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -33.14% 5.62% 13.35% #N/A Van Kampen LIT Growth and Income - ClasRange HH 34 SubAccount Inception TBD 12/23/96 Portfolio Inception NO. YEARS #VALUE! 5.02 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 6.916009 0.43378 144.592062 0.433776 0 6 EEDB Charge 31-Dec-97 3.000000 8.283988 0.36214 0.362144 0.362144 0 7 EEDB Charge 31-Dec-98 3.000000 9.716526 0.30875 102.917442 0.308752 0.308752 0 8 EEDB Charge 31-Dec-99 3.000000 10.765074 0.27868 0.278679 0.278679 0.278679 0 9 EEDB Charge 31-Dec-00 3.000000 12.593880 0.23821 79.403647 0.238211 0.238211 0.238211 0 10 EEDB Charge 31-Dec-01 3.000000 11.547630 0.25979 0.259794 0.259794 0.259794 0.259794 0 --------------------------------------------------------------- Units 79.143853 102.140758 143.144481 #N/A #DIV/0! $ Value 913.9239 1179.4837 1652.9795 #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -8.61% 17.95% 65.30% #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -8.61% 5.66% 10.57% #N/A Van Kampen UIF Active International AllRangeon -IIlass 35 SubAccount Inception TBD 8/31/99 Portfolio Inception NO. YEARS #VALUE! 2.34 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 3.000000 #N/A -- #N/A -- -- 0 8 EEDB Charge 31-Dec-99 3.000000 16.771674 0.17887 0.178873 0.178873 0.178873 0 9 EEDB Charge 31-Dec-00 3.000000 14.168502 0.21174 70.579092 0.211737 0.211737 0.211737 0 10 EEDB Charge 31-Dec-01 3.000000 11.125758 0.26964 0.269645 0.269645 0.269645 0.269645 0 --------------------------------------------------- Units 70.309447 #N/A #N/A #N/A #DIV/0! $ Value 782.2459 #N/A #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -21.78% #N/A #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -21.78% #N/A #N/A #N/A Van Kampen UIF Emerging Markets Debt - Range II JJ 36 SubAccount Inception TBD 6/16/97 Portfolio Inception NO. YEARS #VALUE! 4.55 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 9.762327 0.30730 0.307304 0.307304 0 7 EEDB Charge 31-Dec-98 3.000000 6.854102 0.43769 145.898033 0.437694 0.437694 0 8 EEDB Charge 31-Dec-99 3.000000 8.692997 0.34511 0.345105 0.345105 0.345105 0 9 EEDB Charge 31-Dec-00 3.000000 9.492081 0.31605 105.350976 0.316053 0.316053 0.316053 0 10 EEDB Charge 31-Dec-01 3.000000 10.244869 0.29283 0.292830 0.292830 0.292830 0.292830 0 --------------------------------------------------------------- Units 105.058147 144.944045 #N/A #N/A #DIV/0! $ Value 1076.3070 1484.9328 #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 7.63% 48.49% #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 7.63% 14.09% #N/A #N/A Van Kampen UIF U.S. Real Estate - ClassRange KK 37 SubAccount Inception TBD 3/3/97 Portfolio Inception NO. YEARS #VALUE! 4.83 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 8.651063 0.34678 0.346778 0.346778 0 7 EEDB Charge 31-Dec-98 3.000000 7.559489 0.39685 132.284074 0.396852 0.396852 0 8 EEDB Charge 31-Dec-99 3.000000 7.301459 0.41088 0.410877 0.410877 0.410877 0 9 EEDB Charge 31-Dec-00 3.000000 9.253560 0.32420 108.066517 0.324200 0.324200 0.324200 0 10 EEDB Charge 31-Dec-01 3.000000 9.963024 0.30111 0.301113 0.301113 0.301113 0.301113 0 --------------------------------------------------------------- Units 107.765404 131.247884 #N/A #N/A #DIV/0! $ Value 1073.6693 1307.6258 #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 7.37% 30.76% #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 7.37% 9.35% #N/A #N/A Plus $ 1,040.00 Date 12/31/01 End 12/31/01 Putnam II - NY Plus MAV w/ RIG The George Putnam Fund of Boston - ClasRange A 1 Portfolio Inception 4/30/98 NO. YEARS 3.674 0.6740 YEAR YEAR YEAR YEAR 3.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 30-Apr-98 -------------- Inception Date 4/30/98 10.388328 96.2619 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 10.646065 0.34442 97.688677 0.344415 0.344415 0.344415 8 FEE 31-Dec-99 3.666667 10.419369 0.35191 0.351909 0.351909 0.351909 0.351909 9 FEE 31-Dec-00 3.666667 11.225855 0.32663 92.643278 0.326627 0.326627 0.326627 0.326627 10 FEE 31-Dec-01 3.666667 11.081303 0.33089 0.330888 0.330888 0.330888 0.330888 0.330888 ----------------- --------------------------------------------------------------- Units 92.312390 96.679253 #N/A #N/A 94.908043 $ Value 1022.9416 1071.3321 #N/A #N/A 1051.7048 1000*(1+T)= Surrender $ Value 950.6916 1007.5821 #N/A #N/A 987.9548 Cumulative No Surrender 2.29% 7.13% #N/A #N/A 5.17% T W/ Surrender -4.93% 0.76% #N/A #N/A -1.20% Annualized No Surrender 2.29% 2.32% #N/A #N/A 1.38% R W/ Surrender -4.93% 0.25% #N/A #N/A -0.33% Global Asset Allocation - Class IB Range B 2 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 2/1/88 4.288677 233.1721 0 FEE 31-Dec-91 3.666667 5.887422 0.62280 176.647776 0.622797 1 FEE 31-Dec-92 3.666667 6.140474 0.59713 0.597131 0.597131 2 FEE 31-Dec-93 3.666667 7.078700 0.51799 0.517986 0.517986 3 FEE 31-Dec-94 3.666667 6.772716 0.54139 0.541388 0.541388 4 FEE 31-Dec-95 3.666667 8.288164 0.44240 0.442398 0.442398 5 FEE 31-Dec-96 3.666667 9.403498 0.38993 110.597142 0.389926 0.389926 6 FEE 31-Dec-97 3.666667 11.042553 0.33205 0.332049 0.332049 0.332049 7 FEE 31-Dec-98 3.666667 12.314059 0.29776 84.456311 0.297763 0.297763 0.297763 8 FEE 31-Dec-99 3.666667 13.525704 0.27109 0.271089 0.271089 0.271089 0.271089 9 FEE 31-Dec-00 3.666667 12.646973 0.28992 82.233116 0.289924 0.289924 0.289924 0.289924 10 FEE 31-Dec-01 3.666667 11.369605 0.32250 0.322497 0.322497 0.322497 0.322497 0.322497 --------------------------------------------------------------- Units 81.910619 83.572801 109.083820 172.645625 228.547194 $ Value 931.2914 950.1897 1240.2399 1962.9126 2598.4913 Surrender $ Value 859.0414 886.4397 1193.4899 1962.9126 2598.4913 Cumulative No Surrender -6.87% -4.98% 24.02% 96.29% 159.85% W/ Surrender -14.10% -11.36% 19.35% 96.29% 159.85% Annualized No Surrender -6.87% -1.69% 4.40% 6.98% 7.10% W/ Surrender -14.10% -3.94% 3.60% 6.98% 7.10% Growth and Income - Class IB Range CC 3 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 2/1/88 2.887308 346.3434 0 FEE 31-Dec-91 3.666667 4.738026 0.77388 219.500695 0.773881 1 FEE 31-Dec-92 3.666667 5.102766 0.71856 0.718565 0.718565 2 FEE 31-Dec-93 3.666667 5.721547 0.64085 0.640852 0.640852 3 FEE 31-Dec-94 3.666667 5.634002 0.65081 0.650810 0.650810 4 FEE 31-Dec-95 3.666667 7.558308 0.48512 0.485117 0.485117 5 FEE 31-Dec-96 3.666667 9.042478 0.40549 115.012721 0.405494 0.405494 6 FEE 31-Dec-97 3.666667 11.016071 0.33285 0.332847 0.332847 0.332847 7 FEE 31-Dec-98 3.666667 12.481738 0.29376 83.321730 0.293763 0.293763 0.293763 8 FEE 31-Dec-99 3.666667 12.445942 0.29461 0.294607 0.294607 0.294607 0.294607 9 FEE 31-Dec-00 3.666667 13.201791 0.27774 78.777190 0.277740 0.277740 0.277740 0.277740 10 FEE 31-Dec-01 3.666667 12.143472 0.30195 0.301945 0.301945 0.301945 0.301945 0.301945 --------------------------------------------------------------- Units 78.475245 82.447437 113.511819 215.098954 341.167755 $ Value 952.9619 1001.1981 1378.4276 2612.0481 4142.9611 Surrender $ Value 880.7119 937.4481 1331.6776 2612.0481 4142.9611 Cumulative No Surrender -4.70% 0.12% 37.84% 161.20% 314.30% W/ Surrender -11.93% -6.26% 33.17% 161.20% 314.30% Annualized No Surrender -4.70% 0.04% 6.63% 10.08% 10.75% W/ Surrender -11.93% -2.13% 5.90% 10.08% 10.75% Health Sciences - Class IB Range D 4 Portfolio Inception 4/30/98 NO. YEARS 3.674 0.6740 YEAR YEAR YEAR YEAR 3.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 30-Apr-98 Inception Date 4/30/98 11.249277 88.8946 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 12.163397 0.30145 85.502430 0.301451 0.301451 0.301451 8 FEE 31-Dec-99 3.666667 11.476978 0.31948 0.319480 0.319480 0.319480 0.319480 9 FEE 31-Dec-00 3.666667 15.678359 0.23387 66.333473 0.233868 0.233868 0.233868 0.233868 10 FEE 31-Dec-01 3.666667 12.363036 0.29658 0.296583 0.296583 0.296583 0.296583 0.296583 --------------------------------------------------------------- Units 66.036890 84.652499 #N/A #N/A 87.743220 $ Value 816.4164 1046.5619 #N/A #N/A 1084.7726 Surrender $ Value 744.1664 982.8119 #N/A #N/A 1021.0226 Cumulative No Surrender -18.36% 4.66% #N/A #N/A 8.48% W/ Surrender -25.58% -1.72% #N/A #N/A 2.10% Annualized No Surrender -18.36% 1.53% #N/A #N/A 2.24% W/ Surrender -25.58% -0.58% #N/A #N/A 0.57% High Yield - Class IB Range E 5 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 01-Feb-88 4.991298 200.3487 0 FEE 31-Dec-91 3.666667 6.331091 0.57915 164.268686 0.579152 1 FEE 31-Dec-92 3.666667 7.391782 0.49605 0.496046 0.496046 2 FEE 31-Dec-93 3.666667 8.672790 0.42278 0.422778 0.422778 3 FEE 31-Dec-94 3.666667 8.430720 0.43492 0.434917 0.434917 4 FEE 31-Dec-95 3.666667 9.788536 0.37459 0.374588 0.374588 5 FEE 31-Dec-96 3.666667 10.835577 0.33839 95.980122 0.338391 0.338391 6 FEE 31-Dec-97 3.666667 12.157625 0.30159 0.301594 0.301594 0.301594 7 FEE 31-Dec-98 3.666667 11.242521 0.32614 92.505942 0.326143 0.326143 0.326143 8 FEE 31-Dec-99 3.666667 11.690530 0.31364 0.313644 0.313644 0.313644 0.313644 9 FEE 31-Dec-00 3.666667 10.512242 0.34880 98.932273 0.348800 0.348800 0.348800 0.348800 10 FEE 31-Dec-01 3.666667 10.706962 0.34246 0.342456 0.342456 0.342456 0.342456 0.342456 --------------------------------------------------------------- Units 98.589817 91.501042 94.347485 160.569328 196.070176 $ Value 1055.5974 979.6982 1010.1749 1719.2097 2099.3159 Surrender $ Value 983.3474 915.9482 963.4249 1719.2097 2099.3159 Cumulative No Surrender 5.56% -2.03% 1.02% 71.92% 109.93% W/ Surrender -1.67% -8.41% -3.66% 71.92% 109.93% Annualized No Surrender 5.56% -0.68% 0.20% 5.57% 5.47% W/ Surrender -1.67% -2.88% -0.74% 5.57% 5.47% Income - Class IB Range F 6 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 2/1/88 4.491955 222.6202 0 FEE 31-Dec-91 3.666667 6.167821 0.59448 168.617085 0.594483 1 FEE 31-Dec-92 3.666667 6.505773 0.56360 0.563602 0.563602 2 FEE 31-Dec-93 3.666667 7.104004 0.51614 0.516141 0.516141 3 FEE 31-Dec-94 3.666667 6.741703 0.54388 0.543878 0.543878 4 FEE 31-Dec-95 3.666667 7.967988 0.46017 0.460175 0.460175 5 FEE 31-Dec-96 3.666667 8.007669 0.45789 129.875498 0.457894 0.457894 6 FEE 31-Dec-97 3.666667 8.536592 0.42952 0.429523 0.429523 0.429523 7 FEE 31-Dec-98 3.666667 9.077061 0.40395 114.574530 0.403949 0.403949 0.403949 8 FEE 31-Dec-99 3.666667 8.727674 0.42012 0.420120 0.420120 0.420120 0.420120 9 FEE 31-Dec-00 3.666667 9.246286 0.39656 112.477594 0.396556 0.396556 0.396556 0.396556 10 FEE 31-Dec-01 3.666667 9.748940 0.37611 0.376109 0.376109 0.376109 0.376109 0.376109 --------------------------------------------------------------- Units 112.101484 113.381746 127.849242 164.049138 217.457787 $ Value 1092.8706 1105.3518 1246.3946 1599.3052 2119.9829 Surrender $ Value 1020.6206 1041.6018 1199.6446 1599.3052 2119.9829 Cumulative No Surrender 9.29% 10.54% 24.64% 59.93% 112.00% W/ Surrender 2.06% 4.16% 19.96% 59.93% 112.00% Annualized No Surrender 9.29% 3.40% 4.50% 4.81% 5.55% W/ Surrender 2.06% 1.37% 3.71% 4.81% 5.55% International Growth - Class IB Range G 7 Portfolio Inception 1/2/97 NO. YEARS 4.997 0.9973 YEAR YEAR YEAR YEAR 4.997 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 02-Jan-97 Inception Date 1/2/97 8.117813 123.1859 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 9.251338 0.39634 0.396339 0.396339 0.396339 7 FEE 31-Dec-98 3.666667 10.771520 0.34040 96.550905 0.340404 0.340404 0.340404 8 FEE 31-Dec-99 3.666667 16.941017 0.21644 0.216437 0.216437 0.216437 0.216437 9 FEE 31-Dec-00 3.666667 15.057474 0.24351 69.068690 0.243511 0.243511 0.243511 0.243511 10 FEE 31-Dec-01 3.666667 11.746206 0.31216 0.312158 0.312158 0.312158 0.312158 0.312158 --------------------------------------------------------------- Units 68.756532 95.778798 #N/A #N/A 121.677039 $ Value 807.6284 1125.0375 #N/A #N/A 1429.2436 Surrender $ Value 735.3784 1061.2875 #N/A #N/A 1373.9936 Cumulative No Surrender -19.24% 12.50% #N/A #N/A 42.92% W/ Surrender -26.46% 6.13% #N/A #N/A 37.40% Annualized No Surrender -19.24% 4.01% #N/A #N/A 7.41% W/ Surrender -26.46% 2.00% #N/A #N/A 6.56% Investors - Class IB Range H 8 Portfolio Inception 4/30/98 NO. YEARS 3.674 0.6740 YEAR YEAR YEAR YEAR 3.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 30-Apr-98 Inception Date 4/30/98 14.897424 67.1257 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 17.159742 0.21368 60.606972 0.213678 0.213678 0.213678 8 FEE 31-Dec-99 3.666667 21.920420 0.16727 0.167272 0.167272 0.167272 0.167272 9 FEE 31-Dec-00 3.666667 17.528617 0.20918 59.331549 0.209182 0.209182 0.209182 0.209182 10 FEE 31-Dec-01 3.666667 12.956558 0.28300 0.282997 0.282997 0.282997 0.282997 0.282997 --------------------------------------------------------------- Units 59.048552 59.947521 #N/A #N/A 66.252570 $ Value 765.0660 776.7135 #N/A #N/A 858.4053 Surrender $ Value 692.8160 712.9635 #N/A #N/A 794.6553 Cumulative No Surrender -23.49% -22.33% #N/A #N/A -14.16% W/ Surrender -30.72% -28.70% #N/A #N/A -20.53% Annualized No Surrender -23.49% -8.08% #N/A #N/A -4.07% W/ Surrender -30.72% -10.66% #N/A #N/A -6.06% Money Market - Class IB Range I 9 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 2/1/88 6.314487 158.3660 0 FEE 31-Dec-91 3.666667 7.731019 0.47428 134.523017 0.474280 1 FEE 31-Dec-92 3.666667 7.857186 0.46666 0.466664 0.466664 2 FEE 31-Dec-93 3.666667 7.925226 0.46266 0.462658 0.462658 3 FEE 31-Dec-94 3.666667 8.074312 0.45412 0.454115 0.454115 4 FEE 31-Dec-95 3.666667 8.355877 0.43881 0.438813 0.438813 5 FEE 31-Dec-96 3.666667 8.616335 0.42555 120.700971 0.425548 0.425548 6 FEE 31-Dec-97 3.666667 8.896423 0.41215 0.412151 0.412151 0.412151 7 FEE 31-Dec-98 3.666667 9.190631 0.39896 113.158716 0.398957 0.398957 0.398957 8 FEE 31-Dec-99 3.666667 9.456438 0.38774 0.387743 0.387743 0.387743 0.387743 9 FEE 31-Dec-00 3.666667 9.829984 0.37301 105.798748 0.373008 0.373008 0.373008 0.373008 10 FEE 31-Dec-01 3.666667 10.028466 0.36563 0.365626 0.365626 0.365626 0.365626 0.365626 --------------------------------------------------------------- Units 105.433122 112.032338 118.763486 130.337734 153.706430 $ Value 1057.3325 1123.5125 1191.0156 1307.0875 1541.4397 Surrender $ Value 985.0825 1059.7625 1144.2656 1307.0875 1541.4397 Cumulative No Surrender 5.73% 12.35% 19.10% 30.71% 54.14% W/ Surrender -1.49% 5.98% 14.43% 30.71% 54.14% Annualized No Surrender 5.73% 3.96% 3.56% 2.71% 3.16% W/ Surrender -1.49% 1.95% 2.73% 2.71% 3.16% New Opportunities - Class IB Range J 10 Portfolio Inception 5/2/94 NO. YEARS 7.671 0.6712 YEAR YEAR YEAR YEAR 7.671 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 02-May-94 Inception Date 5/2/94 7.000980 142.8371 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 7.480368 0.49017 0.490172 0.490172 4 FEE 31-Dec-95 3.666667 10.634252 0.34480 0.344798 0.344798 5 FEE 31-Dec-96 3.666667 11.496524 0.31894 90.462126 0.318937 0.318937 6 FEE 31-Dec-97 3.666667 13.908369 0.26363 0.263630 0.263630 0.263630 7 FEE 31-Dec-98 3.666667 16.979715 0.21594 61.249556 0.215944 0.215944 0.215944 8 FEE 31-Dec-99 3.666667 28.217664 0.12994 0.129942 0.129942 0.129942 0.129942 9 FEE 31-Dec-00 3.666667 20.466011 0.17916 50.815960 0.179159 0.179159 0.179159 0.179159 10 FEE 31-Dec-01 3.666667 14.049226 0.26099 0.260987 0.260987 0.260987 0.260987 0.260987 --------------------------------------------------------------- Units 50.554973 60.679468 89.412463 #N/A 140.633577 $ Value 710.2582 852.4996 1256.1759 #N/A 1975.7929 Surrender $ Value 638.0082 788.7496 1209.4259 #N/A 1954.5429 Cumulative No Surrender -28.97% -14.75% 25.62% #N/A 97.58% W/ Surrender -36.20% -21.13% 20.94% #N/A 95.45% Annualized No Surrender -28.97% -5.18% 4.67% #N/A 9.28% W/ Surrender -36.20% -7.61% 3.88% #N/A 9.13% New Value - Class IB Range K 11 Portfolio Inception 1/2/97 NO. YEARS 4.997 0.9973 YEAR YEAR YEAR YEAR 4.997 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 02-Jan-97 Inception Date 1/2/97 8.373539 119.4238 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 9.664001 0.37941 0.379415 0.379415 0.379415 7 FEE 31-Dec-98 3.666667 10.077268 0.36386 103.202574 0.363855 0.363855 0.363855 8 FEE 31-Dec-99 3.666667 9.929138 0.36928 0.369283 0.369283 0.369283 0.369283 9 FEE 31-Dec-00 3.666667 11.942382 0.30703 87.084804 0.307030 0.307030 0.307030 0.307030 10 FEE 31-Dec-01 3.666667 12.124587 0.30242 0.302416 0.302416 0.302416 0.302416 0.302416 --------------------------------------------------------------- Units 86.782389 102.223845 #N/A #N/A 117.701819 $ Value 1052.2006 1239.4219 #N/A #N/A 1427.0859 Surrender $ Value 979.9506 1175.6719 #N/A #N/A 1371.8359 Cumulative No Surrender 5.22% 23.94% #N/A #N/A 42.71% W/ Surrender -2.00% 17.57% #N/A #N/A 37.18% Annualized No Surrender 5.22% 7.42% #N/A #N/A 7.38% W/ Surrender -2.00% 5.54% #N/A #N/A 6.53% Research - Class IB Range L 12 Portfolio Inception 9/29/98 NO. YEARS 3.258 0.2575 YEAR YEAR YEAR YEAR 3.258 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 29-Sep-98 Inception Date 9/29/98 11.389483 87.8003 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 13.514876 0.27131 76.952241 0.271306 0.271306 0.271306 8 FEE 31-Dec-99 3.666667 16.960060 0.21619 0.216194 0.216194 0.216194 0.216194 9 FEE 31-Dec-00 3.666667 16.338647 0.22442 63.652761 0.224417 0.224417 0.224417 0.224417 10 FEE 31-Dec-01 3.666667 13.031128 0.28138 0.281378 0.281378 0.281378 0.281378 0.281378 --------------------------------------------------------------- Units 63.371384 76.230253 #N/A #N/A 86.807003 $ Value 825.8006 993.3662 #N/A #N/A 1131.1932 Surrender $ Value 753.5506 929.6162 #N/A #N/A 1067.4432 Cumulative No Surrender -17.42% -0.66% #N/A #N/A 13.12% W/ Surrender -24.64% -7.04% #N/A #N/A 6.74% Annualized No Surrender -17.42% -0.22% #N/A #N/A 3.86% W/ Surrender -24.64% -2.40% #N/A #N/A 2.02% Utilities Growth and Income - Class IB Range M 13 Portfolio Inception 5/1/92 NO. YEARS 9.674 0.6740 YEAR YEAR YEAR YEAR 9.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-May-92 Inception Date 5/1/92 7.078310 141.2767 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 7.486585 0.48976 0.489765 0.489765 2 FEE 31-Dec-93 3.666667 8.333660 0.43998 0.439983 0.439983 3 FEE 31-Dec-94 3.666667 7.603518 0.48223 0.482233 0.482233 4 FEE 31-Dec-95 3.666667 9.780117 0.37491 0.374910 0.374910 5 FEE 31-Dec-96 3.666667 11.113251 0.32994 93.581977 0.329936 0.329936 6 FEE 31-Dec-97 3.666667 13.860356 0.26454 0.264543 0.264543 0.264543 7 FEE 31-Dec-98 3.666667 15.645386 0.23436 66.473272 0.234361 0.234361 0.234361 8 FEE 31-Dec-99 3.666667 15.254347 0.24037 0.240369 0.240369 0.240369 0.240369 9 FEE 31-Dec-00 3.666667 17.618386 0.20812 59.029244 0.208116 0.208116 0.208116 0.208116 10 FEE 31-Dec-01 3.666667 13.448328 0.27265 0.272649 0.272649 0.272649 0.272649 0.272649 --------------------------------------------------------------- Units 58.756595 65.752139 92.361940 #N/A 137.939796 $ Value 790.1780 884.2563 1242.1137 #N/A 1855.0596 Surrender $ Value 717.9280 820.5063 1195.3637 #N/A 1855.0596 Cumulative No Surrender -20.98% -11.57% 24.21% #N/A 85.51% W/ Surrender -28.21% -17.95% 19.54% #N/A 85.51% Annualized No Surrender -20.98% -4.02% 4.43% #N/A 6.60% W/ Surrender -28.21% -6.38% 3.63% #N/A 6.60% Vista - Class IB Range N 14 Portfolio Inception 1/2/97 NO. YEARS 4.997 0.9973 YEAR YEAR YEAR YEAR 4.997 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 02-Jan-97 Inception Date 1/2/97 10.534919 94.9224 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 12.738480 0.28784 0.287842 0.287842 0.287842 7 FEE 31-Dec-98 3.666667 14.960399 0.24509 69.516862 0.245092 0.245092 0.245092 8 FEE 31-Dec-99 3.666667 22.434227 0.16344 0.163441 0.163441 0.163441 0.163441 9 FEE 31-Dec-00 3.666667 21.148038 0.17338 49.177139 0.173381 0.173381 0.173381 0.173381 10 FEE 31-Dec-01 3.666667 13.818453 0.26535 0.265346 0.265346 0.265346 0.265346 0.265346 --------------------------------------------------------------- Units 48.911793 68.914695 #N/A #N/A 93.787319 $ Value 675.8853 952.2945 #N/A #N/A 1295.9957 Surrender $ Value 603.6353 888.5445 #N/A #N/A 1240.7457 Cumulative No Surrender -32.41% -4.77% #N/A #N/A 29.60% W/ Surrender -39.64% -11.15% #N/A #N/A 24.07% Annualized No Surrender -32.41% -1.62% #N/A #N/A 5.33% W/ Surrender -39.64% -3.86% #N/A #N/A 4.41% Voyager - Class IB Range O 15 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 2/1/88 2.554129 391.5229 0 FEE 31-Dec-91 3.666667 4.629248 0.79207 224.658519 0.792065 1 FEE 31-Dec-92 3.666667 5.013169 0.73141 0.731407 0.731407 2 FEE 31-Dec-93 3.666667 5.839263 0.62793 0.627933 0.627933 3 FEE 31-Dec-94 3.666667 5.789420 0.63334 0.633339 0.633339 4 FEE 31-Dec-95 3.666667 7.991720 0.45881 0.458808 0.458808 5 FEE 31-Dec-96 3.666667 8.859116 0.41389 117.393203 0.413886 0.413886 6 FEE 31-Dec-97 3.666667 10.998361 0.33338 0.333383 0.333383 0.333383 7 FEE 31-Dec-98 3.666667 13.423625 0.27315 77.475347 0.273150 0.273150 0.273150 8 FEE 31-Dec-99 3.666667 20.845979 0.17589 0.175893 0.175893 0.175893 0.175893 9 FEE 31-Dec-00 3.666667 17.099834 0.21443 60.819304 0.214427 0.214427 0.214427 0.214427 10 FEE 31-Dec-01 3.666667 13.037468 0.28124 0.281241 0.281241 0.281241 0.281241 0.281241 --------------------------------------------------------------- Units 60.538063 76.803786 116.115108 220.515051 386.587369 $ Value 789.2631 1001.3269 1513.8470 2874.9579 5040.1205 Surrender $ Value 717.0131 937.5769 1467.0970 2874.9579 5040.1205 Cumulative No Surrender -21.07% 0.13% 51.38% 187.50% 404.01% W/ Surrender -28.30% -6.24% 46.71% 187.50% 404.01% Annualized No Surrender -21.07% 0.04% 8.65% 11.14% 12.32% W/ Surrender -28.30% -2.13% 7.97% 11.14% 12.32% Franklin Growth and Income Securities -Ranges 2 P 16 Portfolio Inception 1/24/89 NO. YEARS 12.942 0.9425 YEAR YEAR YEAR YEAR 12.942 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 24-Jan-89 Inception Date 1/24/89 3.339299 299.4640 0 FEE 31-Dec-91 3.666667 4.068684 0.90119 255.610905 0.901192 1 FEE 31-Dec-92 3.666667 4.387569 0.83569 0.835694 0.835694 2 FEE 31-Dec-93 3.666667 4.744883 0.77276 0.772762 0.772762 3 FEE 31-Dec-94 3.666667 4.811890 0.76200 0.762001 0.762001 4 FEE 31-Dec-95 3.666667 6.265806 0.58519 0.585187 0.585187 5 FEE 31-Dec-96 3.666667 7.014255 0.52274 148.269488 0.522745 0.522745 6 FEE 31-Dec-97 3.666667 8.785077 0.41737 0.417374 0.417374 0.417374 7 FEE 31-Dec-98 3.666667 9.329533 0.39302 111.473961 0.393017 0.393017 0.393017 8 FEE 31-Dec-99 3.666667 9.532244 0.38466 0.384659 0.384659 0.384659 0.384659 9 FEE 31-Dec-00 3.666667 11.097625 0.33040 93.713745 0.330401 0.330401 0.330401 0.330401 10 FEE 31-Dec-01 3.666667 11.428916 0.32082 0.320824 0.320824 0.320824 0.320824 0.320824 --------------------------------------------------------------- Units 93.392921 110.438077 146.423213 250.286240 293.238192 $ Value 1067.3799 1262.1875 1673.4586 2860.5004 3351.3947 Surrender $ Value 995.1299 1198.4375 1626.7086 2860.5004 3351.3947 Cumulative No Surrender 6.74% 26.22% 67.35% 186.05% 235.14% W/ Surrender -0.49% 19.84% 62.67% 186.05% 235.14% Annualized No Surrender 6.74% 8.07% 10.85% 11.08% 9.79% W/ Surrender -0.49% 6.22% 10.22% 11.08% 9.79% Franklin Small Cap - Class 2 Range Q 17 Portfolio Inception 10/31/95 NO. YEARS 6.173 0.1726 YEAR YEAR YEAR YEAR 6.173 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 31-Oct-95 Inception Date 10/31/95 7.266522 137.6174 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 7.408978 0.49490 0.494895 0.494895 5 FEE 31-Dec-96 3.666667 9.374728 0.39112 110.936552 0.391122 0.391122 6 FEE 31-Dec-97 3.666667 10.791442 0.33978 0.339775 0.339775 0.339775 7 FEE 31-Dec-98 3.666667 10.475132 0.35004 99.282758 0.350035 0.350035 0.350035 8 FEE 31-Dec-99 3.666667 20.213492 0.18140 0.181397 0.181397 0.181397 0.181397 9 FEE 31-Dec-00 3.666667 16.928674 0.21660 61.434227 0.216595 0.216595 0.216595 0.216595 10 FEE 31-Dec-01 3.666667 14.098098 0.26008 0.260082 0.260082 0.260082 0.260082 0.260082 --------------------------------------------------------------- Units 61.174145 98.624684 109.588667 #N/A 135.383516 $ Value 862.4391 1390.4205 1544.9918 #N/A 1908.6501 Surrender $ Value 790.1891 1326.6705 1498.2418 #N/A 1874.6501 Cumulative No Surrender -13.76% 39.04% 54.50% #N/A 90.87% W/ Surrender -20.98% 32.67% 49.82% #N/A 87.47% Annualized No Surrender -13.76% 11.61% 9.09% #N/A 11.04% W/ Surrender -20.98% 9.88% 8.42% #N/A 10.72% Franklin Small Cap Value Securities - CRange2 RR 18 Portfolio Inception 4/30/98 NO. YEARS 3.674 0.6740 YEAR YEAR YEAR YEAR 3.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 30-Apr-98 Inception Date 4/30/98 11.138566 89.7782 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 8.561688 0.42826 121.471373 0.428264 0.428264 0.428264 8 FEE 31-Dec-99 3.666667 8.530913 0.42981 0.429809 0.429809 0.429809 0.429809 9 FEE 31-Dec-00 3.666667 10.481195 0.34983 99.225327 0.349833 0.349833 0.349833 0.349833 10 FEE 31-Dec-01 3.666667 11.720995 0.31283 0.312829 0.312829 0.312829 0.312829 0.312829 --------------------------------------------------------------- Units 98.912498 120.378902 #N/A #N/A 88.257428 $ Value 1159.3529 1410.9605 #N/A #N/A 1034.4649 Surrender $ Value 1087.1029 1347.2105 #N/A #N/A 970.7149 Cumulative No Surrender 15.94% 41.10% #N/A #N/A 3.45% W/ Surrender 8.71% 34.72% #N/A #N/A -2.93% Annualized No Surrender 15.94% 12.16% #N/A #N/A 0.93% W/ Surrender 8.71% 10.44% #N/A #N/A -0.81% Mutual Shares Securities - Class II Range S 19 Portfolio Inception 11/8/96 NO. YEARS 5.148 0.1479 YEAR YEAR YEAR YEAR 5.148 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 08-Nov-96 Inception Date 11/8/96 7.351197 136.0323 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 7.586608 0.48331 137.083661 0.483308 0.483308 6 FEE 31-Dec-97 3.666667 8.756056 0.41876 0.418758 0.418758 0.418758 7 FEE 31-Dec-98 3.666667 8.591178 0.42679 121.054412 0.426794 0.426794 0.426794 8 FEE 31-Dec-99 3.666667 9.574381 0.38297 0.382966 0.382966 0.382966 0.382966 9 FEE 31-Dec-00 3.666667 10.676557 0.34343 97.409680 0.343432 0.343432 0.343432 0.343432 10 FEE 31-Dec-01 3.666667 11.230359 0.32650 0.326496 0.326496 0.326496 0.326496 0.326496 --------------------------------------------------------------- Units 97.083184 120.001518 135.185215 #N/A 133.650514 $ Value 1090.2790 1347.6601 1518.1785 #N/A 1500.9433 Surrender $ Value 1018.0290 1283.9101 1471.4285 #N/A 1454.1933 Cumulative No Surrender 9.03% 34.77% 51.82% #N/A 50.09% W/ Surrender 1.80% 28.39% 47.14% #N/A 45.42% Annualized No Surrender 9.03% 10.46% 8.71% #N/A 8.21% W/ Surrender 1.80% 8.69% 8.03% #N/A 7.54% Templeton Developing Markets SecuritiesRangeass 2T 20 Portfolio Inception 3/4/96 NO. YEARS 5.830 0.8301 YEAR YEAR YEAR YEAR 5.830 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 04-Mar-96 Inception Date 3/4/96 22.332717 44.7774 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 20.714300 0.17701 50.206862 0.177011 0.177011 6 FEE 31-Dec-97 3.666667 14.375962 0.25506 0.255055 0.255055 0.255055 7 FEE 31-Dec-98 3.666667 11.156283 0.32866 93.221013 0.328664 0.328664 0.328664 8 FEE 31-Dec-99 3.666667 16.804741 0.21819 0.218192 0.218192 0.218192 0.218192 9 FEE 31-Dec-00 3.666667 11.223966 0.32668 92.658869 0.326682 0.326682 0.326682 0.326682 10 FEE 31-Dec-01 3.666667 10.137981 0.36168 0.361676 0.361676 0.361676 0.361676 0.361676 ------------------------------------------------- Units 92.297193 92.314462 48.716592 #N/A 43.110074 $ Value 935.7072 935.8823 493.8879 #N/A 437.0491 Surrender $ Value 863.4572 872.1323 447.1379 #N/A 390.2991 Cumulative No Surrender -6.43% -6.41% -50.61% #N/A -56.30% W/ Surrender -13.65% -12.79% -55.29% #N/A -60.97% Annualized No Surrender -6.43% -2.18% -13.16% #N/A -13.24% W/ Surrender -13.65% -4.46% -14.87% #N/A -14.90% Templeton Foreign Securities - Class 2 Range U 21 Portfolio Inception 5/1/92 NO. YEARS 9.674 0.6740 YEAR YEAR YEAR YEAR 9.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-May-92 Inception Date 5/1/92 5.597833 178.6406 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 5.186485 0.70697 0.706966 0.706966 2 FEE 31-Dec-93 3.666667 7.492949 0.48935 0.489349 0.489349 3 FEE 31-Dec-94 3.666667 7.181741 0.51055 0.510554 0.510554 4 FEE 31-Dec-95 3.666667 8.152919 0.44974 0.449737 0.449737 5 FEE 31-Dec-96 3.666667 9.917181 0.36973 104.868511 0.369729 0.369729 6 FEE 31-Dec-97 3.666667 11.075905 0.33105 0.331049 0.331049 0.331049 7 FEE 31-Dec-98 3.666667 11.872682 0.30883 87.596046 0.308832 0.308832 0.308832 8 FEE 31-Dec-99 3.666667 14.378836 0.25500 0.255004 0.255004 0.255004 0.255004 9 FEE 31-Dec-00 3.666667 13.796433 0.26577 75.381803 0.265769 0.265769 0.265769 0.265769 10 FEE 31-Dec-01 3.666667 11.388504 0.32196 0.321962 0.321962 0.321962 0.321962 0.321962 --------------------------------------------------------------- Units 75.059841 86.753310 103.385894 #N/A 174.631605 $ Value 854.8193 987.9904 1177.4107 #N/A 1988.7927 Surrender $ Value 782.5693 924.2404 1130.6607 #N/A 1988.7927 Cumulative No Surrender -14.52% -1.20% 17.74% #N/A 98.88% W/ Surrender -21.74% -7.58% 13.07% #N/A 98.88% Annualized No Surrender -14.52% -0.40% 3.32% #N/A 7.37% W/ Surrender -21.74% -2.59% 2.49% #N/A 7.37% Templeton Global Income Securities - ClRange V 22 Portfolio Inception 1/24/89 NO. YEARS 12.942 0.9425 YEAR YEAR YEAR YEAR 12.942 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 24-Jan-89 Inception Date 1/24/89 5.807515 172.1907 0 FEE 31-Dec-91 3.666667 7.390626 0.49612 140.718797 0.496124 1 FEE 31-Dec-92 3.666667 7.216011 0.50813 0.508129 0.508129 2 FEE 31-Dec-93 3.666667 8.254045 0.44423 0.444227 0.444227 3 FEE 31-Dec-94 3.666667 7.687920 0.47694 0.476939 0.476939 4 FEE 31-Dec-95 3.666667 8.642507 0.42426 0.424260 0.424260 5 FEE 31-Dec-96 3.666667 9.289091 0.39473 111.959286 0.394728 0.394728 6 FEE 31-Dec-97 3.666667 9.331430 0.39294 0.392937 0.392937 0.392937 7 FEE 31-Dec-98 3.666667 9.795407 0.37433 106.172209 0.374325 0.374325 0.374325 8 FEE 31-Dec-99 3.666667 9.039592 0.40562 0.405623 0.405623 0.405623 0.405623 9 FEE 31-Dec-00 3.666667 9.252718 0.39628 112.399405 0.396280 0.396280 0.396280 0.396280 10 FEE 31-Dec-01 3.666667 9.295814 0.39444 0.394443 0.394443 0.394443 0.394443 0.394443 --------------------------------------------------------------- Units 112.004962 104.975863 109.995678 136.506906 167.482673 $ Value 1041.1773 975.8361 1022.4994 1268.9428 1556.8878 Surrender $ Value 968.9273 912.0861 975.7494 1268.9428 1556.8878 Cumulative No Surrender 4.12% -2.42% 2.25% 26.89% 55.69% W/ Surrender -3.11% -8.79% -2.43% 26.89% 55.69% Annualized No Surrender 4.12% -0.81% 0.45% 2.41% 3.48% W/ Surrender -3.11% -3.02% -0.49% 2.41% 3.48% LSA Aggressive Growth Range W 23 Portfolio Inception 8/14/01 NO. YEARS 0.381 0.3808 YEAR YEAR YEAR YEAR 0.381 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 14-Aug-01 Inception Date 8/14/01 14.589806 68.5410 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 3.666667 #N/A -- -- -- -- 0 9 FEE 31-Dec-00 3.666667 #N/A -- #N/A -- -- -- 0 10 FEE 31-Dec-01 3.666667 13.580254 0.27000 0.270000 0.270000 0.270000 0.270000 0.270000 --------------------------------------------------------------- Units #N/A #N/A #N/A #N/A 68.271007 $ Value #N/A #N/A #N/A #N/A 927.1376 Surrender $ Value #N/A #N/A #N/A #N/A 854.8876 #N/A Cumulative No Surrender #N/A #N/A #N/A #N/A -7.29% W/ Surrender #N/A #N/A #N/A #N/A -14.51% Annualized No Surrender #N/A #N/A #N/A #N/A -7.29% W/ Surrender #N/A #N/A #N/A #N/A -14.51% LSA Focused Equity Range X 24 Portfolio Inception 10/1/99 NO. YEARS 2.252 0.2521 YEAR YEAR YEAR YEAR 2.252 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Oct-99 Inception Date 10/1/99 15.741977 63.5244 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 3.666667 18.918481 0.19381 0.193814 0.193814 0.193814 0.193814 9 FEE 31-Dec-00 3.666667 16.398336 0.22360 63.421069 0.223600 0.223600 0.223600 0.223600 10 FEE 31-Dec-01 3.666667 13.627176 0.26907 0.269070 0.269070 0.269070 0.269070 0.269070 --------------------------------------------------------------- Units 63.151999 #N/A #N/A #N/A 62.837939 $ Value 860.5834 #N/A #N/A #N/A 856.3036 Surrender $ Value 788.3334 #N/A #N/A #N/A 784.0536 Cumulative No Surrender -13.94% #N/A #N/A #N/A -14.37% W/ Surrender -21.17% #N/A #N/A #N/A -21.59% Annualized No Surrender -13.94% #N/A #N/A #N/A -6.66% W/ Surrender -21.17% #N/A #N/A #N/A -10.24% LSA Mid Cap Value Range Y 25 Portfolio Inception 8/14/01 NO. YEARS 0.381 0.3808 YEAR YEAR YEAR YEAR 0.381 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 14-Aug-01 Inception Date 8/14/01 10.678333 93.6476 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 3.666667 #N/A -- -- -- -- 0 9 FEE 31-Dec-00 3.666667 #N/A -- #N/A -- -- -- 0 10 FEE 31-Dec-01 3.666667 11.357789 0.32283 0.322833 0.322833 0.322833 0.322833 0.322833 --------------------------------------------------------------- Units #N/A #N/A #N/A #N/A 93.324743 $ Value #N/A #N/A #N/A #N/A 1059.9627 Surrender $ Value #N/A #N/A #N/A #N/A 987.7127 #N/A Cumulative No Surrender #N/A #N/A #N/A #N/A 6.00% W/ Surrender #N/A #N/A #N/A #N/A -1.23% Annualized No Surrender #N/A #N/A #N/A #N/A 6.00% W/ Surrender #N/A #N/A #N/A #N/A -1.23% Oppenheimer Aggressive Growth - ServiceRanges Z 26 Portfolio Inception 8/15/86 NO. YEARS 15.389 0.3890 YEAR YEAR YEAR YEAR 15.389 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 15-Aug-86 Inception Date 8/15/86 2.781839 359.4744 0 FEE 31-Dec-91 3.666667 5.261339 0.69691 197.668312 0.696908 1 FEE 31-Dec-92 3.666667 5.959047 0.61531 0.615311 0.615311 2 FEE 31-Dec-93 3.666667 7.445142 0.49249 0.492491 0.492491 3 FEE 31-Dec-94 3.666667 6.751373 0.54310 0.543099 0.543099 4 FEE 31-Dec-95 3.666667 8.780144 0.41761 0.417609 0.417609 5 FEE 31-Dec-96 3.666667 10.357178 0.35402 100.413452 0.354022 0.354022 6 FEE 31-Dec-97 3.666667 11.356124 0.32288 0.322880 0.322880 0.322880 7 FEE 31-Dec-98 3.666667 12.520898 0.29284 83.061135 0.292844 0.292844 0.292844 8 FEE 31-Dec-99 3.666667 22.559495 0.16253 0.162533 0.162533 0.162533 0.162533 9 FEE 31-Dec-00 3.666667 19.658053 0.18652 52.904527 0.186522 0.186522 0.186522 0.186522 10 FEE 31-Dec-01 3.666667 13.267122 0.27637 0.276372 0.276372 0.276372 0.276372 0.276372 --------------------------------------------------------------- Units 52.628155 82.435707 99.172301 194.004628 355.113842 $ Value 698.2242 1093.6846 1315.7310 2573.8831 4711.3387 Surrender $ Value 625.9742 1029.9346 1268.9810 2573.8831 4711.3387 Cumulative No Surrender -30.18% 9.37% 31.57% 157.39% 371.13% W/ Surrender -37.40% 2.99% 26.90% 157.39% 371.13% Annualized No Surrender -30.18% 3.03% 5.64% 9.92% 10.60% W/ Surrender -37.40% 0.99% 4.88% 9.92% 10.60% Oppenheimer Global Securities - ServiceRanges AA 27 Portfolio Inception 11/12/90 NO. YEARS 11.142 0.1425 YEAR YEAR YEAR YEAR 11.142 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 12-Nov-90 Inception Date 11/12/90 3.975947 251.5124 0 FEE 31-Dec-91 3.666667 4.039473 0.90771 257.459327 0.907709 1 FEE 31-Dec-92 3.666667 3.682079 0.99581 0.995814 0.995814 2 FEE 31-Dec-93 3.666667 6.154167 0.59580 0.595802 0.595802 3 FEE 31-Dec-94 3.666667 5.693588 0.64400 0.643999 0.643999 4 FEE 31-Dec-95 3.666667 5.712400 0.64188 0.641878 0.641878 5 FEE 31-Dec-96 3.666667 6.602577 0.55534 157.514255 0.555339 0.555339 6 FEE 31-Dec-97 3.666667 7.931907 0.46227 0.462268 0.462268 0.462268 7 FEE 31-Dec-98 3.666667 8.881345 0.41285 117.099381 0.412850 0.412850 0.412850 8 FEE 31-Dec-99 3.666667 13.812418 0.26546 0.265462 0.265462 0.265462 0.265462 9 FEE 31-Dec-00 3.666667 14.246543 0.25737 73.000166 0.257372 0.257372 0.257372 0.257372 10 FEE 31-Dec-01 3.666667 12.294215 0.29824 0.298243 0.298243 0.298243 0.298243 0.298243 --------------------------------------------------------------- Units 72.701922 116.278304 155.818060 252.330298 245.475669 $ Value 893.8131 1429.5505 1915.6607 3102.2029 3017.9307 Surrender $ Value 821.5631 1365.8005 1868.9107 3102.2029 3017.9307 Cumulative No Surrender -10.62% 42.96% 91.57% 210.22% 201.79% W/ Surrender -17.84% 36.58% 86.89% 210.22% 201.79% Annualized No Surrender -10.62% 12.65% 13.88% 11.99% 10.42% W/ Surrender -17.84% 10.95% 13.32% 11.99% 10.42% Oppenheimer High Income - Service ClassRange BB 28 Portfolio Inception 4/30/86 NO. YEARS 15.682 0.6822 YEAR YEAR YEAR YEAR 15.68 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 30-Apr-86 nception Date 4/30/86 3.740320 267.3568 0 FEE 31-Dec-91 3.666667 6.317200 0.58043 164.629899 0.580426 1 FEE 31-Dec-92 3.666667 7.288778 0.50306 0.503056 0.503056 2 FEE 31-Dec-93 3.666667 9.036030 0.40578 0.405783 0.405783 3 FEE 31-Dec-94 3.666667 8.585444 0.42708 0.427079 0.427079 4 FEE 31-Dec-95 3.666667 10.141278 0.36156 0.361559 0.361559 5 FEE 31-Dec-96 3.666667 11.468460 0.31972 90.683492 0.319717 0.319717 6 FEE 31-Dec-97 3.666667 12.628443 0.29035 0.290350 0.290350 0.290350 7 FEE 31-Dec-98 3.666667 12.429686 0.29499 83.670657 0.294993 0.294993 0.294993 8 FEE 31-Dec-99 3.666667 12.719996 0.28826 0.288260 0.288260 0.288260 0.288260 9 FEE 31-Dec-00 3.666667 10.794568 0.33968 96.344754 0.339677 0.339677 0.339677 0.339677 10 FEE 31-Dec-01 3.666667 10.803060 0.33941 0.339410 0.339410 0.339410 0.339410 0.339410 --------------------------------------------------------------- Units 96.005344 82.703310 89.130802 161.060015 263.206493 $ Value 1037.1515 893.4488 962.8854 1739.9410 2843.4355 Surrender $ Value 964.9015 829.6988 916.1354 1739.9410 2843.4355 Cumulative No Surrender 3.72% -10.66% -3.71% 73.99% 184.34% W/ Surrender -3.51% -17.03% -8.39% 73.99% 184.34% Annualized No Surrender 3.72% -3.69% -0.75% 5.69% 6.89% W/ Surrender -3.51% -6.03% -1.74% 5.69% 6.89% Oppenheimer Main Street Growth & IncomeRangervicCCClass29 Portfolio Inception 7/5/95 NO. YEARS 6.496 0.4959 YEAR YEAR YEAR YEAR 6.496 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 05-Jul-95 Inception Date 7/5/95 5.802112 172.3510 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 7.201195 0.50917 0.509175 0.509175 5 FEE 31-Dec-96 3.666667 9.362895 0.39162 111.076756 0.391617 0.391617 6 FEE 31-Dec-97 3.666667 12.171769 0.30124 0.301244 0.301244 0.301244 7 FEE 31-Dec-98 3.666667 12.505430 0.29321 83.163874 0.293206 0.293206 0.293206 8 FEE 31-Dec-99 3.666667 14.935354 0.24550 0.245502 0.245502 0.245502 0.245502 9 FEE 31-Dec-00 3.666667 13.374133 0.27416 77.762050 0.274161 0.274161 0.274161 0.274161 10 FEE 31-Dec-01 3.666667 11.790668 0.31098 0.310980 0.310980 0.310980 0.310980 0.310980 ------------------------------------------------- Units 77.451070 82.333230 109.651662 #N/A 170.025149 $ Value 913.1998 970.7638 1292.8663 #N/A 2004.7101 Surrender $ Value 840.9498 907.0138 1246.1163 #N/A 1970.7101 Cumulative No Surrender -8.68% -2.92% 29.29% #N/A 100.47% W/ Surrender -15.91% -9.30% 24.61% #N/A 97.07% Annualized No Surrender -8.68% -0.98% 5.27% #N/A 11.30% W/ Surrender -15.91% -3.20% 4.50% #N/A 11.01% Oppenheimer Main Street Small Cap - SerRangeClasDD 30 Portfolio Inception 5/1/98 NO. YEARS 3.671 0.6712 YEAR YEAR YEAR YEAR 3.671 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-May-98 Inception Date 5/1/98 10.766709 92.8789 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 10.206246 0.35926 101.898387 0.359257 0.359257 0.359257 8 FEE 31-Dec-99 3.666667 14.678716 0.24979 0.249795 0.249795 0.249795 0.249795 9 FEE 31-Dec-00 3.666667 11.763025 0.31171 88.412632 0.311711 0.311711 0.311711 0.311711 10 FEE 31-Dec-01 3.666667 11.507638 0.31863 0.318629 0.318629 0.318629 0.318629 0.318629 --------------------------------------------------------------- Units 88.094003 101.018252 #N/A #N/A 91.639500 $ Value 1013.7539 1162.4815 #N/A #N/A 1054.5542 Surrender $ Value 941.5039 1098.7315 #N/A #N/A 990.8042 Cumulative No Surrender 1.38% 16.25% #N/A #N/A 5.46% W/ Surrender -5.85% 9.87% #N/A #N/A -0.92% Annualized No Surrender 1.38% 5.15% #N/A #N/A 1.46% W/ Surrender -5.85% 3.19% #N/A #N/A -0.25% Oppenheimer Multiple Strategies - ServiRangeass EE 31 Portfolio Inception 2/9/87 NO. YEARS 14.901 0.9014 YEAR YEAR YEAR YEAR 14.901 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 09-Feb-87 Inception Date 2/9/87 3.423110 292.1320 0 FEE 31-Dec-91 3.666667 5.287165 0.69350 196.702770 0.693503 1 FEE 31-Dec-92 3.666667 5.653918 0.64852 0.648518 0.648518 2 FEE 31-Dec-93 3.666667 6.432955 0.56998 0.569982 0.569982 3 FEE 31-Dec-94 3.666667 6.189936 0.59236 0.592359 0.592359 4 FEE 31-Dec-95 3.666667 7.371849 0.49739 0.497388 0.497388 5 FEE 31-Dec-96 3.666667 8.353976 0.43891 124.491619 0.438913 0.438913 6 FEE 31-Dec-97 3.666667 9.609446 0.38157 0.381569 0.381569 0.381569 7 FEE 31-Dec-98 3.666667 10.057008 0.36459 103.410478 0.364588 0.364588 0.364588 8 FEE 31-Dec-99 3.666667 11.033081 0.33233 0.332334 0.332334 0.332334 0.332334 9 FEE 31-Dec-00 3.666667 11.524712 0.31816 90.240867 0.318157 0.318157 0.318157 0.318157 10 FEE 31-Dec-01 3.666667 11.558516 0.31723 0.317226 0.317226 0.317226 0.317226 0.317226 --------------------------------------------------------------- Units 89.923640 102.442760 122.777745 192.241736 286.977471 $ Value 1039.3838 1184.0863 1419.1285 2222.0292 3317.0337 Surrender $ Value 967.1338 1120.3363 1372.3785 2222.0292 3317.0337 Cumulative No Surrender 3.94% 18.41% 41.91% 122.20% 231.70% W/ Surrender -3.29% 12.03% 37.24% 122.20% 231.70% Annualized No Surrender 3.94% 5.79% 7.25% 8.31% 8.38% W/ Surrender -3.29% 3.86% 6.54% 8.31% 8.38% Oppenheimer Strategic Bond - Service ClRange FF 32 Portfolio Inception 5/3/93 NO. YEARS 8.668 0.6685 YEAR YEAR YEAR YEAR 8.668 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 03-May-93 Inception Date 5/3/93 7.358957 135.8888 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 7.576427 0.48396 0.483957 0.483957 3 FEE 31-Dec-94 3.666667 7.154155 0.51252 0.512523 0.512523 4 FEE 31-Dec-95 3.666667 8.096748 0.45286 0.452857 0.452857 5 FEE 31-Dec-96 3.666667 8.902245 0.41188 116.824464 0.411881 0.411881 6 FEE 31-Dec-97 3.666667 9.496074 0.38612 0.386124 0.386124 0.386124 7 FEE 31-Dec-98 3.666667 9.588170 0.38242 108.466996 0.382416 0.382416 0.382416 8 FEE 31-Dec-99 3.666667 9.674545 0.37900 0.379001 0.379001 0.379001 0.379001 9 FEE 31-Dec-00 3.666667 9.744428 0.37628 106.727660 0.376283 0.376283 0.376283 0.376283 10 FEE 31-Dec-01 3.666667 10.018232 0.36600 0.365999 0.365999 0.365999 0.365999 0.365999 --------------------------------------------------------------- Units 106.361661 107.345712 114.934640 #N/A 132.137780 $ Value 1065.5558 1075.4142 1151.4419 #N/A 1323.7869 Surrender $ Value 993.3058 1011.6642 1104.6919 #N/A 1323.7869 Cumulative No Surrender 6.56% 7.54% 15.14% #N/A 32.38% W/ Surrender -0.67% 1.17% 10.47% #N/A 32.38% Annualized No Surrender 6.56% 2.45% 2.86% #N/A 3.29% W/ Surrender -0.67% 0.39% 2.01% #N/A 3.29% Van Kampen LIT Emerging Growth - Class Range GG 33 Portfolio Inception 7/3/95 NO. YEARS 6.501 0.5014 YEAR YEAR YEAR YEAR 6.501 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 03-Jul-95 Inception Date 7/3/95 5.454892 183.3217 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 6.325695 0.57965 0.579646 0.579646 5 FEE 31-Dec-96 3.666667 7.232865 0.50695 143.788112 0.506945 0.506945 6 FEE 31-Dec-97 3.666667 8.538588 0.42942 0.429423 0.429423 0.429423 7 FEE 31-Dec-98 3.666667 11.514355 0.31844 90.322037 0.318443 0.318443 0.318443 8 FEE 31-Dec-99 3.666667 23.070291 0.15893 0.158935 0.158935 0.158935 0.158935 9 FEE 31-Dec-00 3.666667 20.318724 0.18046 51.184316 0.180458 0.180458 0.180458 0.180458 10 FEE 31-Dec-01 3.666667 13.646083 0.26870 0.268697 0.268697 0.268697 0.268697 0.268697 --------------------------------------------------------------- Units 50.915619 89.713948 142.432156 #N/A 180.879139 $ Value 694.7988 1224.2440 1943.6410 #N/A 2468.2917 Surrender $ Value 622.5488 1160.4940 1896.8910 #N/A 2434.2917 Cumulative No Surrender -30.52% 22.42% 94.36% #N/A 146.83% W/ Surrender -37.75% 16.05% 89.69% #N/A 143.43% Annualized No Surrender -30.52% 6.98% 14.22% #N/A 14.91% W/ Surrender -37.75% 5.09% 13.66% #N/A 14.66% Van Kampen LIT Growth and Income - ClasRange HH 34 Portfolio Inception 12/23/96 NO. YEARS 5.025 0.0247 YEAR YEAR YEAR YEAR 5.025 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 23-Dec-96 Inception Date 12/23/96 6.939840 144.0955 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 6.916009 0.53017 150.375744 0.530171 0.530171 6 FEE 31-Dec-97 3.666667 8.283988 0.44262 0.442621 0.442621 0.442621 7 FEE 31-Dec-98 3.666667 9.716526 0.37736 107.034140 0.377364 0.377364 0.377364 8 FEE 31-Dec-99 3.666667 10.765074 0.34061 0.340608 0.340608 0.340608 0.340608 9 FEE 31-Dec-00 3.666667 12.593880 0.29115 82.579793 0.291147 0.291147 0.291147 0.291147 10 FEE 31-Dec-01 3.666667 11.547630 0.31753 0.317525 0.317525 0.317525 0.317525 0.317525 --------------------------------------------------------------- Units 82.262267 106.084860 148.606479 #N/A 141.796105 $ Value 949.9342 1225.0287 1716.0526 #N/A 1637.4090 Surrender $ Value 877.6842 1161.2787 1669.3026 #N/A 1590.6590 Cumulative No Surrender -5.01% 22.50% 71.61% #N/A 63.74% W/ Surrender -12.23% 16.13% 66.93% #N/A 59.07% Annualized No Surrender -5.01% 7.00% 11.41% #N/A 10.31% W/ Surrender -12.23% 5.11% 10.79% #N/A 9.68% Van Kampen UIF Active International AllRangeon -IIlass 35 Portfolio Inception 8/31/99 NO. YEARS 2.337 0.3370 YEAR YEAR YEAR YEAR 2.337 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 31-Aug-99 Inception Date 8/31/99 14.351565 69.6788 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 3.666667 16.771674 0.21862 0.218623 0.218623 0.218623 0.218623 9 FEE 31-Dec-00 3.666667 14.168502 0.25879 73.402255 0.258790 0.258790 0.258790 0.258790 10 FEE 31-Dec-01 3.666667 11.125758 0.32957 0.329566 0.329566 0.329566 0.329566 0.329566 --------------------------------------------------------------- Units 73.072690 #N/A #N/A #N/A 68.871834 $ Value 812.9891 #N/A #N/A #N/A 766.2514 Surrender $ Value 740.7391 #N/A #N/A #N/A 694.0014 Cumulative No Surrender -18.70% #N/A #N/A #N/A -23.37% W/ Surrender -25.93% #N/A #N/A #N/A -30.60% Annualized No Surrender -18.70% #N/A #N/A #N/A -10.77% W/ Surrender -25.93% #N/A #N/A #N/A -14.47% Van Kampen UIF Emerging Markets Debt - Range II JJ 36 Portfolio Inception 6/16/97 NO. YEARS 4.545 0.5452 YEAR YEAR YEAR YEAR 4.545 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 16-Jun-97 Inception Date 6/16/97 9.795058 102.0923 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 9.762327 0.37559 0.375594 0.375594 0.375594 7 FEE 31-Dec-98 3.666667 6.854102 0.53496 151.733954 0.534959 0.534959 0.534959 8 FEE 31-Dec-99 3.666667 8.692997 0.42180 0.421795 0.421795 0.421795 0.421795 9 FEE 31-Dec-00 3.666667 9.492081 0.38629 109.565015 0.386287 0.386287 0.386287 0.386287 10 FEE 31-Dec-01 3.666667 10.244869 0.35790 0.357903 0.357903 0.357903 0.357903 0.357903 --------------------------------------------------------------- Units 109.207113 150.567969 #N/A #N/A 100.015762 $ Value 1118.8126 1542.5491 #N/A #N/A 1024.6484 Surrender $ Value 1046.5626 1478.7991 #N/A #N/A 969.3984 Cumulative No Surrender 11.88% 54.25% #N/A #N/A 2.46% W/ Surrender 4.66% 47.88% #N/A #N/A -3.06% Annualized No Surrender 11.88% 15.54% #N/A #N/A 0.54% W/ Surrender 4.66% 13.93% #N/A #N/A -0.68% Van Kampen UIF U.S. Real Estate - ClassRange KK 37 Portfolio Inception 3/3/97 NO. YEARS 4.833 0.8329 YEAR YEAR YEAR YEAR 4.833 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 03-Mar-97 Inception Date 3/3/97 7.454404 134.1489 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 8.651063 0.42384 0.423840 0.423840 0.423840 7 FEE 31-Dec-98 3.666667 7.559489 0.48504 137.575437 0.485042 0.485042 0.485042 8 FEE 31-Dec-99 3.666667 7.301459 0.50218 0.502183 0.502183 0.502183 0.502183 9 FEE 31-Dec-00 3.666667 9.253560 0.39624 112.389178 0.396244 0.396244 0.396244 0.396244 10 FEE 31-Dec-01 3.666667 9.963024 0.36803 0.368027 0.368027 0.368027 0.368027 0.368027 --------------------------------------------------------------- Units 112.021150 136.308983 #N/A #N/A 131.973551 $ Value 1116.0694 1358.0497 #N/A #N/A 1314.8557 Surrender $ Value 1043.8194 1294.2997 #N/A #N/A 1259.6057 Cumulative No Surrender 11.61% 35.80% #N/A #N/A 31.49% W/ Surrender 4.38% 29.43% #N/A #N/A 25.96% Annualized No Surrender 11.61% 10.74% #N/A #N/A 5.83% W/ Surrender 4.38% 8.98% #N/A #N/A 4.89%