EX-13 8 nyadv2ex13.txt PERFORMANCE DATE CALCULATIONS
Advisor $ 1,000.00 Date 12/31/01 End 12/31/01 Putnam II - NY Advisor Base The George Putnam Fund of Boston - ClasRange A 1 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 ------------------ Inception Date 12/10/99 10.314873 96.9474 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 10.475881 0.06364 95.457365 0.063638 0.063638 0 8 FEE 31-Dec-99 0.666667 10.299054 0.06473 0.064731 0.064731 0.064731 0.064731 9 FEE 31-Dec-00 0.666667 11.145962 0.05981 89.718590 0.059812 0.059812 0.059812 0.059812 10 FEE 31-Dec-01 0.666667 11.052350 0.06032 0.060319 0.060319 0.060319 0.060319 0.060319 -------------------------------------------------------------------------------- Units 89.658271 95.272503 #N/A #N/A 96.762526 $ Value 990.9346 1052.9850 #N/A #N/A 1069.4533 1000*(1+T)= Surrender $ Value 931.4346 1010.4850 #N/A #N/A 1018.4533 Cumulative No Surrender -0.91% #N/A #N/A #N/A 6.95% T W/ Surrender -6.86% #N/A #N/A #N/A 1.85% Annualized No Surrender -0.91% #N/A #N/A #N/A 3.31% R W/ Surrender -6.86% #N/A #N/A #N/A 0.89% Global Asset Allocation - Class IB Range B 2 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 13.084298 76.4275 0 FEE 31-Dec-91 0.666667 5.613700 0.11876 178.135632 0 1 FEE 31-Dec-92 0.666667 5.881386 0.11335 0.113352 0 2 FEE 31-Dec-93 0.666667 6.810592 0.09789 0.097887 0 3 FEE 31-Dec-94 0.666667 6.545593 0.10185 0.101850 0 4 FEE 31-Dec-95 0.666667 8.046324 0.08285 0.082854 0 5 FEE 31-Dec-96 0.666667 9.170273 0.07270 109.048008 0.072699 0 6 FEE 31-Dec-97 0.666667 10.817212 0.06163 0.061630 0.061630 0 7 FEE 31-Dec-98 0.666667 12.117153 0.05502 82.527637 0.055018 0.055018 0 8 FEE 31-Dec-99 0.666667 13.369423 0.04987 0.049865 0.049865 0.049865 0.049865 9 FEE 31-Dec-00 0.666667 12.556932 0.05309 79.637287 0.053092 0.053092 0.053092 0.053092 10 FEE 31-Dec-01 0.666667 11.339888 0.05879 0.058790 0.058790 0.058790 0.058790 0.058790 --------------------------------------------------------------- Units 79.578498 82.365891 108.769613 177.388597 76.265740 $ Value 902.4113 934.0200 1233.4352 2011.5668 864.8449 Surrender $ Value 842.9113 891.5200 1207.9352 2011.5668 813.8449 Cumulative No Surrender -9.76% #N/A #N/A #N/A -13.52% W/ Surrender -15.71% #N/A #N/A #N/A -18.62% Annualized No Surrender -9.76% #N/A #N/A #N/A -6.81% W/ Surrender -15.71% #N/A #N/A #N/A -9.51% Growth and Income - Class IB Range CC 3 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 12.297581 81.3168 0 FEE 31-Dec-91 0.666667 4.517779 0.14757 221.347702 0 1 FEE 31-Dec-92 0.666667 4.887501 0.13640 0.136402 0 2 FEE 31-Dec-93 0.666667 5.504892 0.12110 0.121104 0 3 FEE 31-Dec-94 0.666667 5.445110 0.12243 0.122434 0 4 FEE 31-Dec-95 0.666667 7.337812 0.09085 0.090854 0 5 FEE 31-Dec-96 0.666667 8.818255 0.07560 113.401121 0.075601 0 6 FEE 31-Dec-97 0.666667 10.791328 0.06178 0.061778 0.061778 0 7 FEE 31-Dec-98 0.666667 12.282211 0.05428 81.418565 0.054279 0.054279 0 8 FEE 31-Dec-99 0.666667 12.302225 0.05419 0.054191 0.054191 0.054191 0.054191 9 FEE 31-Dec-00 0.666667 13.107799 0.05086 76.290459 0.050860 0.050860 0.050860 0.050860 10 FEE 31-Dec-01 0.666667 12.111712 0.05504 0.055043 0.055043 0.055043 0.055043 0.055043 --------------------------------------------------------------- Units 76.235416 81.258471 113.124970 220.525156 81.156711 Value 923.3414 984.1792 1370.1371 2670.9372 982.9467 Surrender $ Value 863.8414 941.6792 1344.6371 2670.9372 931.9467 Cumulative No Surrender -7.67% #N/A #N/A #N/A -1.71% W/ Surrender -13.62% #N/A #N/A #N/A -6.81% Annualized No Surrender -7.67% #N/A #N/A #N/A -0.83% W/ Surrender -13.62% #N/A #N/A #N/A -3.36% Health Sciences - Class IB Range D 4 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 10.655836 93.8453 0 FEE 31-Dec-91 0.666667 #N/A #N/A #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A #N/A #N/A 0 2 FEE 31-Dec-93 0.666667 #N/A #N/A #N/A 0 3 FEE 31-Dec-94 0.666667 #N/A #N/A #N/A 0 4 FEE 31-Dec-95 0.666667 #N/A #N/A #N/A 0 5 FEE 31-Dec-96 0.666667 #N/A #N/A #N/A #N/A 0 6 FEE 31-Dec-97 0.666667 #N/A #N/A #N/A #N/A 0 7 FEE 31-Dec-98 0.666667 11.968903 0.05570 83.549846 0.055700 0.055700 0 8 FEE 31-Dec-99 0.666667 11.344408 0.05877 0.058766 0.058766 0.058766 0.058766 9 FEE 31-Dec-00 0.666667 15.566713 0.04283 64.239637 0.042826 0.042826 0.042826 0.042826 10 FEE 31-Dec-01 0.666667 12.330706 0.05407 0.054066 0.054066 0.054066 0.054066 0.054066 --------------------------------------------------------------- Units 64.185572 83.394188 #N/A #N/A 93.689630 $ Value 791.4534 1028.3092 #N/A #N/A 1155.2593 Surrender $ Value 731.9534 985.8092 #N/A #N/A 1104.2593 Cumulative No Surrender -20.85% #N/A #N/A #N/A 15.53% W/ Surrender -26.80% #N/A #N/A #N/A 10.43% Annualized No Surrender -20.85% #N/A #N/A #N/A 7.26% W/ Surrender -26.80% #N/A #N/A #N/A 4.93% High Yield - Class IB Range E 5 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 10-Dec-99 11.511920 86.8665 0 FEE 31-Dec-91 0.666667 6.036775 0.11043 165.651362 0 1 FEE 31-Dec-92 0.666667 7.079920 0.09416 0.094163 0 2 FEE 31-Dec-93 0.666667 8.344322 0.07989 0.079895 0 3 FEE 31-Dec-94 0.666667 8.147996 0.08182 0.081820 0 4 FEE 31-Dec-95 0.666667 9.502920 0.07015 0.070154 0 5 FEE 31-Dec-96 0.666667 10.566838 0.06309 94.635690 0.063090 0 6 FEE 31-Dec-97 0.666667 11.909562 0.05598 0.055977 0.055977 0 7 FEE 31-Dec-98 0.666667 11.062816 0.06026 90.392898 0.060262 0.060262 0 8 FEE 31-Dec-99 0.666667 11.555530 0.05769 0.057692 0.057692 0.057692 0.057692 9 FEE 31-Dec-00 0.666667 10.437464 0.06387 95.808714 0.063872 0.063872 0.063872 0.063872 10 FEE 31-Dec-01 0.666667 10.678987 0.06243 0.062428 0.062428 0.062428 0.062428 0.062428 --------------------------------------------------------------- Units 95.746286 90.208905 94.335457 164.962008 86.682490 $ Value 1022.4733 963.3397 1007.4071 1761.6271 925.6812 Surrender $ Value 962.9733 920.8397 981.9071 1761.6271 874.6812 Cumulative No Surrender 2.25% #N/A #N/A #N/A -7.43% W/ Surrender -3.70% #N/A #N/A #N/A -12.53% Annualized No Surrender 2.25% #N/A #N/A #N/A -3.68% W/ Surrender -3.70% #N/A #N/A #N/A -6.29% Income - Class IB Range F 6 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 8.757555 114.1871 0 FEE 31-Dec-91 0.666667 5.881109 0.11336 170.035958 0 1 FEE 31-Dec-92 0.666667 6.231326 0.10699 0.106986 0 2 FEE 31-Dec-93 0.666667 6.834987 0.09754 0.097537 0 3 FEE 31-Dec-94 0.666667 6.515665 0.10232 0.102318 0 4 FEE 31-Dec-95 0.666667 7.735531 0.08618 0.086182 0 5 FEE 31-Dec-96 0.666667 7.809109 0.08537 128.055582 0.085370 0 6 FEE 31-Dec-97 0.666667 8.362457 0.07972 0.079721 0.079721 0 7 FEE 31-Dec-98 0.666667 8.931995 0.07464 111.957071 0.074638 0.074638 0 8 FEE 31-Dec-99 0.666667 8.626925 0.07728 0.077277 0.077277 0.077277 0.077277 9 FEE 31-Dec-00 0.666667 9.180536 0.07262 108.926102 0.072617 0.072617 0.072617 0.072617 10 FEE 31-Dec-01 0.666667 9.723501 0.06856 0.068562 0.068562 0.068562 0.068562 0.068562 --------------------------------------------------------------- Units 108.857540 111.738614 127.682766 169.184747 113.968665 $ Value 1058.4764 1086.4905 1241.5235 1645.0681 1108.1744 Surrender $ Value 998.9764 1043.9905 1216.0235 1645.0681 1057.1744 Cumulative No Surrender 5.85% #N/A #N/A #N/A 10.82% W/ Surrender -0.10% #N/A #N/A #N/A 5.72% Annualized No Surrender 5.85% #N/A #N/A #N/A 5.11% W/ Surrender -0.10% #N/A #N/A #N/A 2.74% International Growth - Class IB Range G 7 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.377875 65.0285 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 9.062602 0.07356 0.073562 0.073562 0 7 FEE 31-Dec-98 0.666667 10.599317 0.06290 94.345702 0.062897 0.062897 0 8 FEE 31-Dec-99 0.666667 16.745182 0.03981 0.039812 0.039812 0.039812 0.039812 9 FEE 31-Dec-00 0.666667 14.950220 0.04459 66.888648 0.044592 0.044592 0.044592 0.044592 10 FEE 31-Dec-01 0.666667 11.715500 0.05690 0.056905 0.056905 0.056905 0.056905 0.056905 --------------------------------------------------------------- Units 66.831743 94.204392 #N/A #N/A 64.887181 $ Value 782.9673 1103.6516 #N/A #N/A 760.1858 Surrender $ Value 723.4673 1061.1516 #N/A #N/A 709.1858 Cumulative No Surrender -21.70% #N/A #N/A #N/A -23.98% W/ Surrender -27.65% #N/A #N/A #N/A -29.08% Annualized No Surrender -21.70% #N/A #N/A #N/A -12.46% W/ Surrender -27.65% #N/A #N/A #N/A -15.36% Investors - Class IB Range H 8 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 20.235519 49.4181 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 16.885237 0.03948 59.223332 0.039482 0.039482 0 8 FEE 31-Dec-99 0.666667 21.666938 0.03077 0.030769 0.030769 0.030769 0.030769 9 FEE 31-Dec-00 0.666667 17.403688 0.03831 57.459086 0.038306 0.038306 0.038306 0.038306 10 FEE 31-Dec-01 0.666667 12.922657 0.05159 0.051589 0.051589 0.051589 0.051589 0.051589 --------------------------------------------------------------- Units 57.407497 59.102668 #N/A #N/A 49.297392 $ Value 741.8574 763.7635 #N/A #N/A 637.0533 Surrender $ Value 682.3574 721.2635 #N/A #N/A 586.0533 Cumulative No Surrender -25.81% #N/A #N/A #N/A -36.29% W/ Surrender -31.76% #N/A #N/A #N/A -41.39% Annualized No Surrender -25.81% #N/A #N/A #N/A -19.66% W/ Surrender -31.76% #N/A #N/A #N/A -22.85% Money Market - Class IB Range I 9 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALU ENO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 9.326353 107.2230 0 FEE 31-Dec-91 0.666667 7.371592 0.09044 135.655907 0 1 FEE 31-Dec-92 0.666667 7.525672 0.08859 0.088586 0 2 FEE 31-Dec-93 0.666667 7.625083 0.08743 0.087431 0 3 FEE 31-Dec-94 0.666667 7.803554 0.08543 0.085431 0 4 FEE 31-Dec-95 0.666667 8.112054 0.08218 0.082182 0 5 FEE 31-Dec-96 0.666667 8.402617 0.07934 119.010542 0.079340 0 6 FEE 31-Dec-97 0.666667 8.714907 0.07650 0.076497 0.076497 0 7 FEE 31-Dec-98 0.666667 9.043666 0.07372 110.574628 0.073716 0.073716 0 8 FEE 31-Dec-99 0.666667 9.347197 0.07132 0.071323 0.071323 0.071323 0.071323 9 FEE 31-Dec-00 0.666667 9.760002 0.06831 102.458995 0.068306 0.068306 0.068306 0.068306 10 FEE 31-Dec-01 0.666667 10.002222 0.06665 0.066652 0.066652 0.066652 0.066652 0.066652 --------------------------------------------------------------- Units 102.392344 110.368347 118.654047 134.876443 107.016768 $ Value 1024.1510 1103.9287 1186.8041 1349.0641 1070.4055 Surrender $ Value 964.6510 1061.4287 1161.3041 1349.0641 1019.4055 Cumulative No Surrender 2.42% #N/A #N/A #N/A 7.04% W/ Surrender -3.53% #N/A #N/A #N/A 1.94% Annualized No Surrender 2.42% #N/A #N/A #N/A 3.36% W/ Surrender -3.53% #N/A #N/A #N/A 0.94% New Opportunities - Class IB Range J 10 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUENO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 24.955879 40.0707 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 7.229363 0.09222 0.092217 0 4 FEE 31-Dec-95 0.666667 10.323721 0.06458 0.064576 0 5 FEE 31-Dec-96 0.666667 11.211175 0.05946 89.196717 0.059464 0 6 FEE 31-Dec-97 0.666667 13.624335 0.04893 0.048932 0.048932 0 7 FEE 31-Dec-98 0.666667 16.707927 0.03990 59.851830 0.039901 0.039901 0 8 FEE 31-Dec-99 0.666667 27.890952 0.02390 0.023903 0.023903 0.023903 0.023903 9 FEE 31-Dec-00 0.666667 20.319980 0.03281 49.212647 0.032808 0.032808 0.032808 0.032808 10 FEE 31-Dec-01 0.666667 14.012452 0.04758 0.047577 0.047577 0.047577 0.047577 0.047577 --------------------------------------------------------------- Units 49.165070 59.747542 89.003596 #N/A 39.966431 $ Value 688.9232 837.2096 1247.1586 #N/A 560.0277 Surrender $ Value 629.4232 794.7096 1221.6586 #N/A 509.0277 Cumulative No Surrender -31.11% #N/A #N/A #N/A -44.00% W/ Surrender -37.06% #N/A #N/A #N/A -49.10% Annualized No Surrender -31.11% #N/A #N/A #N/A -24.53% W/ Surrender -37.06% #N/A #N/A #N/A -27.95% New Value - Class IB Range K 11 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec- 10-Dec-99 Inception Date 12/10/99 9.714059 102.9436 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 9.466842 0.07042 0.070421 0.070421 0 7 FEE 31-Dec-98 0.666667 9.916201 0.06723 100.845072 0.067230 0.067230 0 8 FEE 31-Dec-99 0.666667 9.814503 0.06793 0.067927 0.067927 0.067927 0.067927 9 FEE 31-Dec-00 0.666667 11.857379 0.05622 84.335670 0.056224 0.056224 0.056224 0.056224 10 FEE 31-Dec-01 0.666667 12.092880 0.05513 0.055129 0.055129 0.055129 0.055129 0.055129 --------------------------------------------------------------- Units 84.280541 100.665792 #N/A #N/A 102.764300 $ Value 1019.1945 1217.3393 #N/A #N/A 1242.7163 Surrender $ Value 959.6945 1174.8393 #N/A #N/A 1191.7163 Cumulative No Surrender 1.92% #N/A #N/A #N/A 24.27% W/ Surrender -4.03% #N/A #N/A #N/A 19.17% Annualized No Surrender 1.92% #N/A #N/A #N/A 11.12% W/ Surrender -4.03% #N/A #N/A #N/A 8.89% Research - Class IB Range L 12 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.747032 63.5040 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 13.298755 0.05013 75.195009 0.050130 0.050130 0 8 FEE 31-Dec-99 0.666667 16.764029 0.03977 0.039768 0.039768 0.039768 0.039768 9 FEE 31-Dec-00 0.666667 16.222219 0.04110 61.643848 0.041096 0.041096 0.041096 0.041096 10 FEE 31-Dec-01 0.666667 12.997037 0.05129 0.051294 0.051294 0.051294 0.051294 0.051294 --------------------------------------------------------------- Units 61.592554 75.062852 #N/A #N/A 63.371873 $ Value 800.5207 975.5947 #N/A #N/A 823.6466 Surrender $ Value 741.0207 933.0947 #N/A #N/A 772.6466 Cumulative No Surrender -19.95% #N/A #N/A #N/A -17.64% W/ Surrender -25.90% #N/A #N/A #N/A -22.74% Annualized No Surrender -19.95% #N/A #N/A #N/A -8.99% W/ Surrender -25.90% #N/A #N/A #N/A -11.77% Utilities Growth and Income - Class IB Range M 13 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.169492 65.9218 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 7.170951 0.09297 0.092968 0 2 FEE 31-Dec-93 0.666667 8.018025 0.08315 0.083146 0 3 FEE 31-Dec-94 0.666667 7.348564 0.09072 0.090721 0 4 FEE 31-Dec-95 0.666667 9.494773 0.07021 0.070214 0 5 FEE 31-Dec-96 0.666667 10.837637 0.06151 92.271037 0.061514 0 6 FEE 31-Dec-97 0.666667 13.577516 0.04910 0.049101 0.049101 0 7 FEE 31-Dec-98 0.666667 15.395229 0.04330 64.955188 0.043303 0.043303 0 8 FEE 31-Dec-99 0.666667 15.078141 0.04421 0.044214 0.044214 0.044214 0.044214 9 FEE 31-Dec-00 0.666667 17.492890 0.03811 57.166083 0.038111 0.038111 0.038111 0.038111 10 FEE 31-Dec-01 0.666667 13.413128 0.04970 0.049703 0.049703 0.049703 0.049703 0.049703 --------------------------------------------------------------- Units 57.116380 64.823161 92.046605 #N/A 65.789758 $ Value 766.1093 869.4814 1234.6329 #N/A 882.4464 Surrender $ Value 706.6093 826.9814 1209.1329 #N/A 831.4464 Cumulative No Surrender -23.39% #N/A #N/A #N/A -11.76% W/ Surrender -29.34% #N/A #N/A #N/A -16.86% Annualized No Surrender -23.39% #N/A #N/A #N/A -5.89% W/ Surrender -29.34% #N/A #N/A #N/A -8.57% Vista - Class IB Range N 14 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 19.677359 50.8198 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 12.478348 0.05343 0.053426 0.053426 0 7 FEE 31-Dec-98 0.666667 14.720961 0.04529 67.930348 0.045287 0.045287 0 8 FEE 31-Dec-99 0.666667 22.174596 0.03006 0.030064 0.030064 0.030064 0.030064 9 FEE 31-Dec-00 0.666667 20.997129 0.03175 47.625559 0.031750 0.031750 0.031750 0.031750 10 FEE 31-Dec-01 0.666667 13.782288 0.04837 0.048371 0.048371 0.048371 0.048371 0.048371 --------------------------------------------------------------- Units 47.577187 67.820162 #N/A #N/A 50.709642 $ Value 655.7225 934.7170 #N/A #N/A 698.8949 Surrender $ Value 596.2225 892.2170 #N/A #N/A 647.8949 Cumulative No Surrender -34.43% #N/A #N/A #N/A -30.11% W/ Surrender -40.38% #N/A #N/A #N/A -35.21% Annualized No Surrender -34.43% #N/A #N/A #N/A -15.96% W/ Surrender -40.38% #N/A #N/A #N/A -19.00% Voyager - Class IB Range O 15 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 18.508508 54.0292 0 FEE 31-Dec-91 0.666667 4.413979 0.15104 226.552958 0 1 FEE 31-Dec-92 0.666667 4.801610 0.13884 0.138842 0 2 FEE 31-Dec-93 0.666667 5.618067 0.11866 0.118665 0 3 FEE 31-Dec-94 0.666667 5.595238 0.11915 0.119149 0 4 FEE 31-Dec-95 0.666667 7.758468 0.08593 0.085928 0 5 FEE 31-Dec-96 0.666667 8.639359 0.07717 115.749328 0.077166 0 6 FEE 31-Dec-97 0.666667 10.773883 0.06188 0.061878 0.061878 0 7 FEE 31-Dec-98 0.666667 13.208930 0.05047 75.706359 0.050471 0.050471 0 8 FEE 31-Dec-99 0.666667 20.604909 0.03235 0.032355 0.032355 0.032355 0.032355 9 FEE 31-Dec-00 0.666667 16.977967 0.03927 58.899867 0.039267 0.039267 0.039267 0.039267 10 FEE 31-Dec-01 0.666667 13.003359 0.05127 0.051269 0.051269 0.051269 0.051269 0.051269 --------------------------------------------------------------- Units 58.848598 75.583469 115.514089 225.777969 53.906316 $ Value 765.2295 982.8390 1502.0712 2935.8720 700.9632 Surrender $ Value 705.7295 940.3390 1476.5712 2935.8720 649.9632 Cumulative No Surrender -23.48% #N/A #N/A #N/A -29.90% W/ Surrender -29.43% #N/A #N/A #N/A -35.00% Annualized No Surrender -23.48% #N/A #N/A #N/A -15.84% W/ Surrender -29.43% #N/A #N/A #N/A -18.87% Franklin Growth and Income Securities -Ranges 2 P 16 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 3.879303 0.17185 257.778266 0 1 FEE 31-Dec-92 0.666667 4.202217 0.15865 0.158646 0 2 FEE 31-Dec-93 0.666667 4.564925 0.14604 0.146041 0 3 FEE 31-Dec-94 0.666667 4.650268 0.14336 0.143361 0 4 FEE 31-Dec-95 0.666667 6.082637 0.10960 0.109602 0 5 FEE 31-Dec-96 0.666667 6.839915 0.09747 146.200647 0.097467 0 6 FEE 31-Dec-97 0.666667 8.605326 0.07747 0.077471 0.077471 0 7 FEE 31-Dec-98 0.666667 9.179835 0.07262 108.934420 0.072623 0.072623 0 8 FEE 31-Dec-99 0.666667 9.421596 0.07076 0.070759 0.070759 0.070759 0 9 FEE 31-Dec-00 0.666667 11.018248 0.06051 90.758531 0.060506 0.060506 0.060506 0 10 FEE 31-Dec-01 0.666667 11.398351 0.05849 0.058488 0.058488 0.058488 0.058488 0 --------------------------------------------------------------- Units 90.700043 108.744667 145.860800 256.783301 #DIV/0! $ Value 1033.8309 1239.5099 1662.5726 2926.9062 #DIV/0! Surrender $ Value 974.3309 1197.0099 1637.0726 2926.9062 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Franklin Small Cap - Class 2 Range Q 17 SubAccount Inception 9/19/00 NO. YEARS 1.282 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 21.192896 47.1856 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 7.192733 0.09269 0.092686 0 5 FEE 31-Dec-96 0.666667 9.142126 0.07292 109.383747 0.072922 0 6 FEE 31-Dec-97 0.666667 10.571129 0.06306 0.063065 0.063065 0 7 FEE 31-Dec-98 0.666667 10.307543 0.06468 97.016331 0.064678 0.064678 0 8 FEE 31-Dec-99 0.666667 19.979657 0.03337 0.033367 0.033367 0.033367 0 9 FEE 31-Dec-00 0.666667 16.807957 0.03966 59.495631 0.039664 0.039664 0.039664 0.039664 10 FEE 31-Dec-01 0.666667 14.061194 0.04741 0.047412 0.047412 0.047412 0.047412 0.047412 --------------------------------------------------------------- Units 59.448219 96.895888 109.135562 #N/A 47.098547 $ Value 835.9129 1362.4719 1534.5763 #N/A 662.2618 Surrender $ Value 776.4129 1319.9719 1509.0763 #N/A 602.7618 Cumulative No Surrender -16.41% #N/A #N/A #N/A -33.77% W/ Surrender -22.36% #N/A #N/A #N/A -39.72% Annualized No Surrender -16.41% #N/A #N/A #N/A -27.49% W/ Surrender -22.36% #N/A #N/A #N/A -32.62% Franklin Small Cap Value Securities - CRange2 RR 18 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 8.424301 0.07914 118.704211 0.079136 0.079136 0 8 FEE 31-Dec-99 0.666667 8.431882 0.07906 0.079065 0.079065 0.079065 0 9 FEE 31-Dec-00 0.666667 10.406242 0.06406 96.096170 0.064064 0.064064 0.064064 0 10 FEE 31-Dec-01 0.666667 11.689658 0.05703 0.057030 0.057030 0.057030 0.057030 0 --------------------------------------------------------------- Units 96.039140 118.504051 #N/A #N/A #DIV/0! $ Value 1122.6647 1385.2718 #N/A #N/A #DIV/0! Surrender $ Value 1063.1647 1342.7718 #N/A #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Mutual Shares Securities - Class II Range S 19 SubAccount Inception 9/19/00 NO. YEARS 1.282 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 9.972518 100.2756 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 7.398488 0.09011 135.162752 0.090109 0 6 FEE 31-Dec-97 0.666667 8.577436 0.07772 0.077723 0.077723 0 7 FEE 31-Dec-98 0.666667 8.453887 0.07886 118.288782 0.078859 0.078859 0 8 FEE 31-Dec-99 0.666667 9.463862 0.07044 0.070443 0.070443 0.070443 0 9 FEE 31-Dec-00 0.666667 10.600604 0.06289 94.334247 0.062889 0.062889 0.062889 0.062889 10 FEE 31-Dec-01 0.666667 11.201018 0.05952 0.059518 0.059518 0.059518 0.059518 0.059518 --------------------------------------------------------------- Units 94.274729 118.095931 134.813318 #N/A 100.153169 $ Value 1055.9729 1322.7947 1510.0464 #N/A 1121.8175 Surrender $ Value 996.4729 1280.2947 1484.5464 #N/A 1062.3175 Cumulative No Surrender 5.60% #N/A #N/A #N/A 12.18% W/ Surrender -0.35% #N/A #N/A #N/A 6.23% Annualized No Surrender 5.60% #N/A #N/A #N/A 9.38% W/ Surrender -0.35% #N/A #N/A #N/A 4.83% Templeton Developing Markets SecuritiesRangeass 2T 20 SubAccount Inception 9/19/00 NO. YEARS 1.28 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec- 19-Sep-00 Inception Date 9/19/00 12.233724 81.7413 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 20.200600 0.03300 49.503480 0.033002 0 6 FEE 31-Dec-97 0.666667 14.082528 0.04734 0.047340 0.047340 0 7 FEE 31-Dec-98 0.666667 10.977900 0.06073 91.092103 0.060728 0.060728 0 8 FEE 31-Dec-99 0.666667 16.610530 0.04014 0.040135 0.040135 0.040135 0 9 FEE 31-Dec-00 0.666667 11.144089 0.05982 89.733670 0.059822 0.059822 0.059822 0.059822 10 FEE 31-Dec-01 0.666667 10.111514 0.06593 0.065931 0.065931 0.065931 0.065931 0.065931 ------------------------------------------------- Units 89.667738 90.926214 49.229523 #N/A 81.615505 $ Value 906.6766 919.4017 497.7850 #N/A 825.2563 Surrender $ Value 847.1766 876.9017 472.2850 #N/A 765.7563 Cumulative No Surrender -9.33% #N/A #N/A #N/A -17.47% W/ Surrender -15.28% #N/A #N/A #N/A -23.42% Annualized No Surrender -9.33% #N/A #N/A #N/A -13.91% W/ Surrender -15.28% #N/A #N/A #N/A -18.79% Templeton Foreign Securities - Class 2 Range U 21 SubAccount Inception 5/22/00 NO. YEARS 1.611 0.6110 YEAR YEAR YEAR YEAR 1.611 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 22-May-00 Inception Date 5/22/00 13.021470 76.7962 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 4.968913 0.13417 0.134168 0 2 FEE 31-Dec-93 0.666667 7.210023 0.09246 0.092464 0 3 FEE 31-Dec-94 0.666667 6.941802 0.09604 0.096037 0 4 FEE 31-Dec-95 0.666667 7.915713 0.08422 0.084221 0 5 FEE 31-Dec-96 0.666667 9.671374 0.06893 103.397925 0.068932 0 6 FEE 31-Dec-97 0.666667 10.849856 0.06144 0.061445 0.061445 0 7 FEE 31-Dec-98 0.666667 11.682813 0.05706 85.595824 0.057064 0.057064 0 8 FEE 31-Dec-99 0.666667 14.212678 0.04691 0.046906 0.046906 0.046906 0 9 FEE 31-Dec-00 0.666667 13.698185 0.04867 73.002372 0.048668 0.048668 0.048668 0.048668 10 FEE 31-Dec-01 0.666667 11.358745 0.05869 0.058692 0.058692 0.058692 0.058692 0.058692 --------------------------------------------------------------- Units 72.943680 85.441557 103.125149 #N/A 76.688885 $ Value 828.5487 970.5089 1171.3723 #N/A 871.0895 Surrender $ Value 769.0487 928.0089 1145.8723 #N/A 811.5895 Cumulative No Surrender -17.15% #N/A #N/A #N/A -12.89% W/ Surrender -23.10% #N/A #N/A #N/A -18.84% Annualized No Surrender -17.15% #N/A #N/A #N/A -8.21% W/ Surrender -23.10% #N/A #N/A #N/A -12.15% Templeton Global Income Securities - ClRange V 22 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 7.047021 0.09460 141.903934 0 1 FEE 31-Dec-92 0.666667 6.911547 0.09646 0.096457 0 2 FEE 31-Dec-93 0.666667 7.941440 0.08395 0.083948 0 3 FEE 31-Dec-94 0.666667 7.430116 0.08972 0.089725 0 4 FEE 31-Dec-95 0.666667 8.390347 0.07946 0.079456 0 5 FEE 31-Dec-96 0.666667 9.058740 0.07359 110.390628 0.073594 0 6 FEE 31-Dec-97 0.666667 9.141059 0.07293 0.072931 0.072931 0 7 FEE 31-Dec-98 0.666667 9.638857 0.06916 103.746741 0.069164 0.069164 0 8 FEE 31-Dec-99 0.666667 8.935235 0.07461 0.074611 0.074611 0.074611 0 9 FEE 31-Dec-00 0.666667 9.186917 0.07257 108.850445 0.072567 0.072567 0.072567 0 10 FEE 31-Dec-01 0.666667 9.271563 0.07190 0.071904 0.071904 0.071904 0.071904 0 --------------------------------------------------------------- Units 108.778540 103.527659 110.029450 141.119576 #DIV/0! $ Value 1008.5471 959.8632 1020.1450 1308.3990 #DIV/0! Surrender $ Value 949.0471 917.3632 994.6450 1308.3990 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! LSA Aggressive Growth Range W 23 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 0.666667 #N/A -- -- -- -- 0 9 FEE 31-Dec-00 0.666667 #N/A -- #N/A -- -- -- 0 10 FEE 31-Dec-01 0.666667 13.544707 0.04922 0.049220 0.049220 0.049220 0.049220 0 --------------------------------------------------------------- Units #N/A #N/A #N/A #N/A #DIV/0! $ Value #N/A #N/A #N/A #N/A #DIV/0! Surrender $ Value #N/A #N/A #N/A #N/A #DIV/0! #N/A #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! LSA Focused Equity Range X 24 SubAccount Inception 6/21/02 NO. YEARS -0.471 0.5288 YEAR YEAR YEAR YEAR -0.471 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 21-Jun-02 Inception Date 6/21/02 10.970157 91.1564 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 0.666667 18.699824 0.03565 0.035651 0.035651 0.035651 0 9 FEE 31-Dec-00 0.666667 16.281936 0.04095 61.417758 0.040945 0.040945 0.040945 0 10 FEE 31-Dec-01 0.666667 13.591521 0.04905 0.049050 0.049050 0.049050 0.049050 0 --------------------------------------------------------------- Units 61.368708 #N/A #N/A #N/A 91.156398 $ Value 834.0941 #N/A #N/A #N/A 1238.9541 Surrender $ Value 774.5941 #N/A #N/A #N/A #N/A #N/A #N/A Cumulative No Surrender #N/A #N/A #N/A #N/A 23.90% W/ Surrender #N/A #N/A #N/A #N/A #N/A Annualized No Surrender #N/A #N/A #N/A #N/A 23.90% W/ Surrender #N/A #N/A #N/A #N/A #N/A LSA Mid Cap Value Range Y 25 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 0.666667 #N/A -- -- -- -- 0 9 FEE 31-Dec-00 0.666667 #N/A -- #N/A -- -- -- 0 10 FEE 31-Dec-01 0.666667 11.328099 0.05885 0.058851 0.058851 0.058851 0.058851 0 --------------------------------------------------------------- Units #N/A #N/A #N/A #N/A #DIV/0! $ Value #N/A #N/A #N/A #N/A #DIV/0! Surrender $ Value #N/A #N/A #N/A #N/A #DIV/0! #N/A #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Aggressive Growth - ServiceRanges Z 26 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 5.016645 0.13289 199.336409 0 1 FEE 31-Dec-92 0.666667 5.707524 0.11680 0.116805 0 2 FEE 31-Dec-93 0.666667 7.163049 0.09307 0.093070 0 3 FEE 31-Dec-94 0.666667 6.524802 0.10217 0.102174 0 4 FEE 31-Dec-95 0.666667 8.523626 0.07821 0.078214 0 5 FEE 31-Dec-96 0.666667 10.100185 0.06601 99.008087 0.066005 0 6 FEE 31-Dec-97 0.666667 11.124282 0.05993 0.059929 0.059929 0 7 FEE 31-Dec-98 0.666667 12.320589 0.05411 81.164951 0.054110 0.054110 0 8 FEE 31-Dec-99 0.666667 22.298492 0.02990 0.029897 0.029897 0.029897 0 9 FEE 31-Dec-00 0.666667 19.517877 0.03416 51.235081 0.034157 0.034157 0.034157 0 10 FEE 31-Dec-01 0.666667 13.232424 0.05038 0.050381 0.050381 0.050381 0.050381 0 --------------------------------------------------------------- Units 51.184699 81.050515 98.779613 198.651666 #DIV/0! $ Value 677.2976 1072.4948 1307.0937 2628.6431 #DIV/0! Surrender $ Value 617.7976 1029.9948 1281.5937 2628.6431 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Global Securities - ServiceRanges AA 27 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 3.851692 0.17308 259.626159 0 1 FEE 31-Dec-92 0.666667 3.526749 0.18903 0.189032 0 2 FEE 31-Dec-93 0.666667 5.921103 0.11259 0.112592 0 3 FEE 31-Dec-94 0.666667 5.502623 0.12115 0.121154 0 4 FEE 31-Dec-95 0.666667 5.545633 0.12021 0.120215 0 5 FEE 31-Dec-96 0.666667 6.438881 0.10354 155.306489 0.103538 0 6 FEE 31-Dec-97 0.666667 7.770106 0.08580 0.085799 0.085799 0 7 FEE 31-Dec-98 0.666667 8.739379 0.07628 114.424606 0.076283 0.076283 0 8 FEE 31-Dec-99 0.666667 13.652811 0.04883 0.048830 0.048830 0.048830 0 9 FEE 31-Dec-00 0.666667 14.145069 0.04713 70.696014 0.047131 0.047131 0.047131 0 10 FEE 31-Dec-01 0.666667 12.262079 0.05437 0.054368 0.054368 0.054368 0.054368 0 --------------------------------------------------------------- Units 70.641646 114.274277 154.994078 258.667218 #DIV/0! $ Value 866.2134 1401.2402 1900.5496 3171.7979 #DIV/0! Surrender $ Value 806.7134 1358.7402 1875.0496 3171.7979 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer High Income - Service ClassRange BB 28 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 6.023509 0.11068 166.016188 0 1 FEE 31-Dec-92 0.666667 6.981244 0.09549 0.095494 0 2 FEE 31-Dec-93 0.666667 8.693776 0.07668 0.076683 0 3 FEE 31-Dec-94 0.666667 8.297423 0.08035 0.080346 0 4 FEE 31-Dec-95 0.666667 9.845108 0.06772 0.067716 0 5 FEE 31-Dec-96 0.666667 11.184010 0.05961 89.413368 0.059609 0 6 FEE 31-Dec-97 0.666667 12.370741 0.05389 0.053891 0.053891 0 7 FEE 31-Dec-98 0.666667 12.230961 0.05451 81.759724 0.054506 0.054506 0 8 FEE 31-Dec-99 0.666667 12.573073 0.05302 0.053023 0.053023 0.053023 0 9 FEE 31-Dec-00 0.666667 10.717763 0.06220 93.303052 0.062202 0.062202 0.062202 0 10 FEE 31-Dec-01 0.666667 10.774842 0.06187 0.061873 0.061873 0.061873 0.061873 0 --------------------------------------------------------------- Units 93.241180 81.582626 89.127873 165.350845 #DIV/0! $ Value 1004.6590 879.0399 960.3387 1781.6292 #DIV/0! Surrender $ Value 945.1590 836.5399 934.8387 1781.6292 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Main Street Growth & IncomeRangervicCCClass29 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 6.990896 0.09536 0.095362 0 5 FEE 31-Dec-96 0.666667 9.130674 0.07301 109.520940 0.073014 0 6 FEE 31-Dec-97 0.666667 11.923363 0.05591 0.055913 0.055913 0 7 FEE 31-Dec-98 0.666667 12.305474 0.05418 81.264647 0.054176 0.054176 0 8 FEE 31-Dec-99 0.666667 14.762786 0.04516 0.045159 0.045159 0.045159 0 9 FEE 31-Dec-00 0.666667 13.278897 0.05020 75.307460 0.050205 0.050205 0.050205 0 10 FEE 31-Dec-01 0.666667 11.759841 0.05669 0.056690 0.056690 0.056690 0.056690 0 --------------------------------------------------------------- Units 75.250770 81.112593 109.258797 #N/A #DIV/0! $ Value 884.9371 953.8712 1284.8661 #N/A #DIV/0! Surrender $ Value 825.4371 911.3712 1259.3661 #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Main Street Small Cap - SerRangeClasDD 30 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 10.042924 0.06638 99.572595 0.066382 0.066382 0 8 FEE 31-Dec-99 0.666667 14.508927 0.04595 0.045949 0.045949 0.045949 0 9 FEE 31-Dec-00 0.666667 11.679235 0.05708 85.622046 0.057081 0.057081 0.057081 0 10 FEE 31-Dec-01 0.666667 11.477557 0.05808 0.058084 0.058084 0.058084 0.058084 0 --------------------------------------------------------------- Units 85.563962 99.411480 #N/A #N/A #DIV/0! $ Value 982.0653 1141.0009 #N/A #N/A #DIV/0! Surrender $ Value 922.5653 1098.5009 #N/A #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Multiple Strategies - ServiRangeass EE 31 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 5.041370 0.13224 198.358779 0 1 FEE 31-Dec-92 0.666667 5.415387 0.12311 0.123106 0 2 FEE 31-Dec-93 0.666667 6.189334 0.10771 0.107712 0 3 FEE 31-Dec-94 0.666667 5.982309 0.11144 0.111440 0 4 FEE 31-Dec-95 0.666667 7.156592 0.09315 0.093154 0 5 FEE 31-Dec-96 0.666667 8.146805 0.08183 122.747507 0.081832 0 6 FEE 31-Dec-97 0.666667 9.413378 0.07082 0.070821 0.070821 0 7 FEE 31-Dec-98 0.666667 9.896231 0.06737 101.048571 0.067366 0.067366 0 8 FEE 31-Dec-99 0.666667 10.905647 0.06113 0.061130 0.061130 0.061130 0 9 FEE 31-Dec-00 0.666667 11.442677 0.05826 87.392137 0.058261 0.058261 0.058261 0 10 FEE 31-Dec-01 0.666667 11.52831 0.05783 0.057829 0.057829 0.057829 0.057829 0 --------------------------------------------------------------- Units 87.334309 100.871350 122.432099 197.526128 #DIV/0! $ Value 1006.8176 1162.8769 1411.4361 2277.1438 #DIV/0! Surrender $ Value 947.3176 1120.3769 1385.9361 2277.1438 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Strategic Bond - Service ClRange FF 32 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 7.289492 0.09146 0.091456 0 3 FEE 31-Dec-94 0.666667 6.914184 0.09642 0.096420 0 4 FEE 31-Dec-95 0.666667 7.860334 0.08481 0.084814 0 5 FEE 31-Dec-96 0.666667 8.681474 0.07679 115.187813 0.076792 0 6 FEE 31-Dec-97 0.666667 9.302351 0.07167 0.071666 0.071666 0 7 FEE 31-Dec-98 0.666667 9.434927 0.07066 105.989161 0.070659 0.070659 0 8 FEE 31-Dec-99 0.666667 9.562852 0.06971 0.069714 0.069714 0.069714 0 9 FEE 31-Dec-00 0.666667 9.675117 0.06891 103.357923 0.068905 0.068905 0.068905 0 10 FEE 31-Dec-01 0.666667 9.992079 0.06672 0.066720 0.066720 0.066720 0.066720 0 --------------------------------------------------------------- Units 103.291204 105.783822 114.840148 #N/A #DIV/0! $ Value 1032.0939 1057.0003 1147.4918 #N/A #DIV/0! Surrender $ Value 972.5939 1014.5003 1121.9918 #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Van Kampen LIT Emerging Growth - Class Range GG 33 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 6.140967 0.10856 0.108561 0 5 FEE 31-Dec-96 0.666667 7.053493 0.09452 141.773728 0.094516 0 6 FEE 31-Dec-97 0.666667 8.364380 0.07970 0.079703 0.079703 0 7 FEE 31-Dec-98 0.666667 11.330254 0.05884 88.259275 0.058840 0.058840 0 8 FEE 31-Dec-99 0.666667 22.803530 0.02924 0.029235 0.029235 0.029235 0 9 FEE 31-Dec-00 0.666667 20.174415 0.03305 49.567732 0.033045 0.033045 0.033045 0 10 FEE 31-Dec-01 0.666667 13.610382 0.04898 0.048982 0.048982 0.048982 0.048982 0 --------------------------------------------------------------- Units 49.518750 88.148012 141.523923 #N/A #DIV/0! $ Value 673.9691 1199.7281 1926.1947 #N/A #DIV/0! Surrender $ Value 614.4691 1157.2281 1900.6947 #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Van Kampen LIT Growth and Income - ClasRange HH 34 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 6.744491 0.09885 148.269158 0.098846 0 6 FEE 31-Dec-97 0.666667 8.114969 0.08215 0.082153 0.082153 0 7 FEE 31-Dec-98 0.666667 9.561183 0.06973 104.589568 0.069726 0.069726 0 8 FEE 31-Dec-99 0.666667 10.640737 0.06265 0.062652 0.062652 0.062652 0 9 FEE 31-Dec-00 0.666667 12.504545 0.05331 79.970923 0.053314 0.053314 0.053314 0 10 FEE 31-Dec-01 0.666667 11.517436 0.05788 0.057883 0.057883 0.057883 0.057883 0 --------------------------------------------------------------- Units 79.913039 104.415719 147.943429 #N/A #DIV/0! $ Value 920.3933 1202.6014 1703.9290 #N/A #DIV/0! Surrender $ Value 860.8933 1160.1014 1678.4290 #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Van Kampen UIF Active International AllRangeon -IIlass 35 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 0.666667 16.573888 0.04022 0.040224 0.040224 0.040224 0 9 FEE 31-Dec-00 0.666667 14.064623 0.04740 71.100377 0.047400 0.047400 0.047400 0 10 FEE 31-Dec-01 0.666667 11.094085 0.06009 0.060092 0.060092 0.060092 0.060092 0 --------------------------------------------------------------- Units 71.040285 #N/A #N/A #N/A #DIV/0! $ Value 788.1270 #N/A #N/A #N/A #DIV/0! Surrender $ Value 728.6270 #N/A #N/A #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Van Kampen UIF Emerging Markets Debt - Range II JJ 36 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 9.560947 0.06973 0.069728 0.069728 0 7 FEE 31-Dec-98 0.666667 6.743010 0.09887 148.301723 0.098868 0.098868 0 8 FEE 31-Dec-99 0.666667 8.590616 0.07760 0.077604 0.077604 0.077604 0 9 FEE 31-Dec-00 0.666667 9.422579 0.07075 106.128057 0.070752 0.070752 0.070752 0 10 FEE 31-Dec-01 0.666667 10.215726 0.06526 0.065259 0.065259 0.065259 0.065259 0 --------------------------------------------------------------- Units 106.062798 148.088108 #N/A #N/A #DIV/0! $ Value 1083.5085 1512.8275 #N/A #N/A #DIV/0! Surrender $ Value 1024.0085 1470.3275 #N/A #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Van Kampen UIF U.S. Real Estate - ClassRange KK 37 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 8.472568 0.07869 0.078685 0.078685 0 7 FEE 31-Dec-98 0.666667 7.436939 0.08964 134.463924 0.089643 0.089643 0 8 FEE 31-Dec-99 0.666667 7.215498 0.09239 0.092394 0.092394 0.092394 0 9 FEE 31-Dec-00 0.666667 9.185601 0.07258 108.866039 0.072577 0.072577 0.072577 0 10 FEE 31-Dec-01 0.666667 9.934688 0.06710 0.067105 0.067105 0.067105 0.067105 0 --------------------------------------------------------------- Units 108.798934 134.231848 #N/A #N/A #DIV/0! $ Value 1080.8835 1333.5515 #N/A #N/A #DIV/0! Surrender $ Value 1021.3835 1291.0515 #N/A #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Advisor $ 1,000.00 Date 12/31/01 End 12/31/01 Putnam II - NY Advisor Base The George Putnam Fund of Boston - ClasRange A 1 SubAccount Inception 12/10/99 4/30/98 Portfolio Inception NO. YEARS 2.06 3.67 SubAccount 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 ----------------- Inception Date 12/10/99 10.314873 96.9474 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 0.000000 10.475881 0.00000 95.457365 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 10.299054 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 11.145962 0.00000 89.718590 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 11.052350 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 ------------------ --------------------------------------------------------------- Units 89.718590 95.457365 #N/A #N/A 96.947388 $ Value 991.6013 1055.0282 #N/A #N/A 1071.4965 Cumulative SubAccount -0.84% #N/A #N/A #N/A 7.15% Portfolio -0.84% 5.50% #N/A #N/A Annualized SubAccount -0.84% #N/A #N/A #N/A 3.41% Portfolio -0.84% 1.80% #N/A #N/A Global Asset Allocation - Class IB Range B 2 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.06 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 13.084298 76.4275 0 EEDB Charge 31-Dec-91 0.000000 5.613700 0.00000 178.135632 0 1 EEDB Charge 31-Dec-92 0.000000 5.881386 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 6.810592 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 6.545593 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 8.046324 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 9.170273 0.00000 109.048008 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 10.817212 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 12.117153 0.00000 82.527637 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 13.369423 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 12.556932 0.00000 79.637287 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 11.339888 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 --------------------------------------------------------------- Units 79.637287 82.527637 109.048008 178.135632 76.427486 $ Value 903.0779 935.8542 1236.5922 2020.0381 866.6791 Cumulative SubAccount -9.69% #N/A #N/A #N/A -13.33% Portfolio -9.69% -6.41% 23.66% 102.00% Annualized SubAccount -9.69% #N/A #N/A #N/A -6.71% Portfolio -9.69% -2.19% 4.34% 7.28% Growth and Income - Class IB Range CC 3 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.06 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 12.297581 81.3168 0 EEDB Charge 31-Dec-91 0.000000 4.517779 0.00000 221.347702 0 1 EEDB Charge 31-Dec-92 0.000000 4.887501 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 5.504892 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 5.445110 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 7.337812 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 8.818255 0.00000 113.401121 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 10.791328 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 12.282211 0.00000 81.418565 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 12.302225 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 13.107799 0.00000 76.290459 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 12.111712 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 --------------------------------------------------------------- Units 76.290459 81.418565 113.401121 221.347702 81.316805 $ Value 924.0081 986.1182 1373.4817 2680.8996 984.8857 Cumulative SubAccount -7.60% #N/A #N/A #N/A -1.51% Portfolio -7.60% -1.39% 37.35% 168.09% Annualized SubAccount -7.60% #N/A #N/A #N/A -0.74% Portfolio -7.60% -0.46% 6.55% 10.36% Health Sciences - Class IB Range D 4 SubAccount Inception 12/10/99 4/30/98 Portfolio Inception NO. YEARS 2.06 3.67 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 10.655836 93.8453 0 EEDB Charge 31-Dec-91 0.000000 #N/A #N/A #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A #N/A #N/A 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A #N/A #N/A 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A #N/A #N/A 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A #N/A #N/A 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A #N/A #N/A #N/A 0 6 EEDB Charge 31-Dec-97 0.000000 #N/A #N/A #N/A #N/A 0 7 EEDB Charge 31-Dec-98 0.000000 11.968903 0.00000 83.549846 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 11.344408 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 15.566713 0.00000 64.239637 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 12.330706 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 --------------------------------------------------------------- Units 64.239637 83.549846 #N/A #N/A 93.845288 $ Value 792.1201 1030.2286 #N/A #N/A 1157.1787 Cumulative SubAccount -20.79% #N/A #N/A #N/A 15.72% Portfolio -20.79% 3.02% #N/A #N/A Annualized SubAccount -20.79% #N/A #N/A #N/A 7.34% Portfolio -20.79% 1.00% #N/A #N/A High Yield - Class IB Range E 5 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.060 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 10-Dec-99 11.511920 86.8665 0 EEDB Charge 31-Dec-91 0.000000 6.036775 0.00000 165.651362 0 1 EEDB Charge 31-Dec-92 0.000000 7.079920 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 8.344322 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 8.147996 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 9.502920 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 10.566838 0.00000 94.635690 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 11.909562 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 11.062816 0.00000 90.392898 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 11.555530 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 10.437464 0.00000 95.808714 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 10.678987 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 --------------------------------------------------------------- Units 95.808714 90.392898 94.635690 165.651362 86.866483 $ Value 1023.1400 965.3046 1010.6133 1768.9887 927.6460 Cumulative SubAccount 2.31% #N/A #N/A #N/A -7.24% Portfolio 2.31% -3.47% 1.06% 76.90% Annualized SubAccount 2.31% #N/A #N/A #N/A -3.58% Portfolio 2.31% -1.17% 0.21% 5.87% Income - Class IB Range F 6 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.060 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 8.757555 114.1871 0 EEDB Charge 31-Dec-91 0.000000 5.881109 0.00000 170.035958 0 1 EEDB Charge 31-Dec-92 0.000000 6.231326 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 6.834987 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 6.515665 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 7.735531 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 7.809109 0.00000 128.055582 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 8.362457 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 8.931995 0.00000 111.957071 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 8.626925 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 9.180536 0.00000 108.926102 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 9.723501 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 --------------------------------------------------------------- Units 108.926102 111.957071 128.055582 170.035958 114.187122 $ Value 1059.1431 1088.6147 1245.1486 1653.3448 1110.2986 Cumulative SubAccount 5.91% #N/A #N/A #N/A 11.03% Portfolio 5.91% 8.86% 24.51% 65.33% Annualized SubAccount 5.91% #N/A #N/A #N/A 5.21% Portfolio 5.91% 2.87% 4.48% 5.16% International Growth - Class IB Range G 7 SubAccount Inception 12/10/99 1/2/97 Portfolio Inception NO. YEARS 2.060 5.00 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.377875 65.0285 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 9.062602 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 10.599317 0.00000 94.345702 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 16.745182 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 14.950220 0.00000 66.888648 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 11.715500 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 --------------------------------------------------------------- Units 66.888648 94.345702 #N/A #N/A 65.028491 $ Value 783.6340 1105.3071 #N/A #N/A 761.8413 Cumulative SubAccount -21.64% #N/A #N/A #N/A -23.82% Portfolio -21.64% 10.53% #N/A #N/A Annualized SubAccount -21.64% #N/A #N/A #N/A -12.37% Portfolio -21.64% 3.39% #N/A #N/A Investors - Class IB Range H 8 SubAccount Inception 12/10/99 4/30/98 Portfolio Inception NO. YEARS 2.060 3.67 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 20.235519 49.4181 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 0.000000 16.885237 0.00000 59.223332 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 21.666938 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 17.403688 0.00000 57.459086 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 12.922657 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 --------------------------------------------------------------- Units 57.459086 59.223332 #N/A #N/A 49.418055 $ Value 742.5241 765.3228 #N/A #N/A 638.6126 Cumulative SubAccount -25.75% #N/A #N/A #N/A -36.14% Portfolio -25.75% -23.47% #N/A #N/A Annualized SubAccount -25.75% #N/A #N/A #N/A -19.56% Portfolio -25.75% -8.53% #N/A #N/A Money Market - Class IB Range I 9 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.060 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 9.326353 107.2230 0 EEDB Charge 31-Dec-91 0.000000 7.371592 0.00000 135.655907 0 1 EEDB Charge 31-Dec-92 0.000000 7.525672 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 7.625083 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 7.803554 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 8.112054 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 8.402617 0.00000 119.010542 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 8.714907 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 9.043666 0.00000 110.574628 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 9.347197 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 9.760002 0.00000 102.458995 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 10.002222 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 --------------------------------------------------------------- Units 102.458995 110.574628 119.010542 135.655907 107.223048 $ Value 1024.8176 1105.9920 1190.3699 1356.8605 1072.4687 Cumulative SubAccount 2.48% #N/A #N/A #N/A 7.25% Portfolio 2.48% 10.60% 19.04% 35.69% Annualized SubAccount 2.48% #N/A #N/A #N/A 3.45% Portfolio 2.48% 3.42% 3.55% 3.10% New Opportunities - Class IB Range J 10 SubAccount Inception 12/10/99 5/2/94 Portfolio Inception NO. YEARS 2.060 7.67 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-9 10-Dec-99 Inception Date 12/10/99 24.955879 40.0707 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 7.229363 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 10.323721 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 11.211175 0.00000 89.196717 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 13.624335 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 16.707927 0.00000 59.851830 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 27.890952 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 20.319980 0.00000 49.212647 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 14.012452 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 --------------------------------------------------------------- Units 49.212647 59.851830 89.196717 #N/A 40.070718 $ Value 689.5899 838.6709 1249.8647 #N/A 561.4890 Cumulative SubAccount -31.04% #N/A #N/A #N/A -43.85% Portfolio -31.04% -16.13% 24.99% #N/A Annualized SubAccount -31.04% #N/A #N/A #N/A -24.43% Portfolio -31.04% -5.70% 4.56% #N/A New Value - Class IB Range K 11 SubAccount Inception 12/10/99 1/2/97 Portfolio Inception NO. YEARS 2.060 5.00 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 9.714059 102.9436 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 9.466842 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 9.916201 0.00000 100.845072 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 9.814503 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 11.857379 0.00000 84.335670 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 12.092880 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 --------------------------------------------------------------- Units 84.335670 100.845072 #N/A #N/A 102.943579 $ Value 1019.8611 1219.5073 #N/A #N/A 1244.8843 Cumulative SubAccount 1.99% #N/A #N/A #N/A 24.49% Portfolio 1.99% 21.95% #N/A #N/A Annualized SubAccount 1.99% #N/A #N/A #N/A 11.22% Portfolio 1.99% 6.84% #N/A #N/A Research - Class IB Range L 12 SubAccount Inception 12/10/99 9/29/98 Portfolio Inception NO. YEARS 2.060 3.26 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.747032 63.5040 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 0.000000 13.298755 0.00000 75.195009 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 16.764029 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 16.222219 0.00000 61.643848 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 12.997037 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 --------------------------------------------------------------- Units 61.643848 75.195009 #N/A #N/A 63.504030 $ Value 801.1874 977.3123 #N/A #N/A 825.3642 Cumulative SubAccount -19.88% #N/A #N/A #N/A -17.46% Portfolio -19.88% -2.27% #N/A #N/A Annualized SubAccount -19.88% #N/A #N/A #N/A -8.90% Portfolio -19.88% -0.76% #N/A #N/A Utilities Growth and Income - Class IB Range M 13 SubAccount Inception 12/10/99 5/1/92 Portfolio Inception NO. YEARS 2.060 9.67 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-9 10-Dec-99 Inception Date 12/10/99 15.169492 65.9218 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 7.170951 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 8.018025 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 7.348564 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 9.494773 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 10.837637 0.00000 92.271037 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 13.577516 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 15.395229 0.00000 64.955188 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 15.078141 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 17.492890 0.00000 57.166083 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 13.413128 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 --------------------------------------------------------------- Units 57.166083 64.955188 92.271037 #N/A 65.921786 $ Value 766.7760 871.2523 1237.6432 #N/A 884.2173 Cumulative SubAccount -23.32% #N/A #N/A #N/A -11.58% Portfolio -23.32% -12.87% 23.76% #N/A Annualized SubAccount -23.32% #N/A #N/A #N/A -5.80% Portfolio -23.32% -4.49% 4.36% #N/A Vista - Class IB Range N 14 SubAccount Inception 12/10/99 1/2/97 Portfolio Inception NO. YEARS 2.060 5.00 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 19.677359 50.8198 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 12.478348 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 14.720961 0.00000 67.930348 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 22.174596 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 20.997129 0.00000 47.625559 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 13.782288 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 --------------------------------------------------------------- Units 47.625559 67.930348 #N/A #N/A 50.819828 $ Value 656.3892 936.2356 #N/A #N/A 700.4135 Cumulative SubAccount -34.36% #N/A #N/A #N/A -29.96% Portfolio -34.36% -6.38% #N/A #N/A Annualized SubAccount -34.36% #N/A #N/A #N/A -15.87% Portfolio -34.36% -2.17% #N/A #N/A Voyager - Class IB Range O 15 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.060 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 18.508508 54.0292 0 EEDB Charge 31-Dec-91 0.000000 4.413979 0.00000 226.552958 0 1 EEDB Charge 31-Dec-92 0.000000 4.801610 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 5.618067 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 5.595238 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 7.758468 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 8.639359 0.00000 115.749328 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 10.773883 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 13.208930 0.00000 75.706359 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 20.604909 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 16.977967 0.00000 58.899867 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 13.003359 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 --------------------------------------------------------------- Units 58.899867 75.706359 115.749328 226.552958 54.029206 $ Value 765.8961 984.4370 1505.1301 2945.9494 702.5612 Cumulative SubAccount -23.41% #N/A #N/A #N/A -29.74% Portfolio -23.41% -1.56% 50.51% 194.59% Annualized SubAccount -23.41% #N/A #N/A #N/A -15.75% Portfolio -23.41% -0.52% 8.52% 11.41% Franklin Growth and Income Securities -Ranges 2 P 16 SubAccount Inception TBD 1/24/89 Portfolio Inception NO. YEARS #VALUE! 12.94 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 nception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 3.879303 0.00000 257.778266 0 1 EEDB Charge 31-Dec-92 0.000000 4.202217 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 4.564925 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 4.650268 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 6.082637 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 6.839915 0.00000 146.200647 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 8.605326 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 9.179835 0.00000 108.934420 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 9.421596 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 11.018248 0.00000 90.758531 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 11.398351 0.00000 0.000000 0.000000 0.000000 0.000000 0 --------------------------------------------------------------- Units 90.758531 108.934420 146.200647 257.778266 #DIV/0! $ Value 1034.4976 1241.6728 1666.4463 2938.2472 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 3.45% 24.17% 66.64% 193.82% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 3.45% 7.48% 10.75% 11.38% Franklin Small Cap - Class 2 Range Q 17 SubAccount Inception 9/19/00 10/31/95 Portfolio Inception NO. YEARS 1.282 6.17 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 21.192896 47.1856 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 7.192733 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 9.142126 0.00000 109.383747 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 10.571129 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 10.307543 0.00000 97.016331 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 19.979657 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 16.807957 0.00000 59.495631 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 14.061194 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 --------------------------------------------------------------- Units 59.495631 97.016331 109.383747 #N/A 47.185623 $ Value 836.5796 1364.1654 1538.0661 #N/A 663.4862 Cumulative SubAccount -16.34% #N/A #N/A #N/A -33.65% Portfolio -16.34% 36.42% 53.81% #N/A Annualized SubAccount -16.34% #N/A #N/A #N/A -27.38% Portfolio -16.34% 10.91% 8.99% #N/A Franklin Small Cap Value Securities - CRange2 RR 18 SubAccount Inception TBD 4/30/98 Portfolio Inception NO. YEARS #VALUE! 3.67 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 0.000000 8.424301 0.00000 118.704211 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 8.431882 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 10.406242 0.00000 96.096170 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 11.689658 0.00000 0.000000 0.000000 0.000000 0.000000 0 --------------------------------------------------------------- Units 96.096170 118.704211 #N/A #N/A #DIV/0! $ Value 1123.3314 1387.6116 #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 12.33% 38.76% #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 12.33% 11.54% #N/A #N/A Mutual Shares Securities - Class II Range S 19 SubAccount Inception 9/19/00 11/8/96 Portfolio Inception NO. YEARS 1.282 5.15 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 9.972518 100.2756 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 7.398488 0.00000 135.162752 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 8.577436 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 8.453887 0.00000 118.288782 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 9.463862 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 10.600604 0.00000 94.334247 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 11.201018 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 --------------------------------------------------------------- Units 94.334247 118.288782 135.162752 #N/A 100.275577 $ Value 1056.6396 1324.9548 1513.9604 #N/A 1123.1885 Cumulative SubAccount 5.66% #N/A #N/A #N/A 12.32% Portfolio 5.66% 32.50% 51.40% #N/A Annualized SubAccount 5.66% #N/A #N/A #N/A 9.48% Portfolio 5.66% 9.83% 8.65% #N/A Templeton Developing Markets SecuritiesRangeass 2T 20 SubAccount Inception 9/19/00 3/4/96 Portfolio Inception NO. YEARS 1.282 5.83 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 12.233724 81.7413 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 20.200600 0.00000 49.503480 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 14.082528 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 10.977900 0.00000 91.092103 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 16.610530 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 11.144089 0.00000 89.733670 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 10.111514 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 ------------------------------------------------- Units 89.733670 91.092103 49.503480 #N/A 81.741259 $ Value 907.3433 921.0791 500.5551 #N/A 826.5279 Cumulative SubAccount -9.27% #N/A #N/A #N/A -17.35% Portfolio -9.27% -7.89% -49.94% #N/A Annualized SubAccount -9.27% #N/A #N/A #N/A -13.81% Portfolio -9.27% -2.70% -12.93% #N/A Templeton Foreign Securities - Class 2 Range U 21 SubAccount Inception 5/22/00 5/1/92 Portfolio Inception NO. YEARS 1.611 9.67 0.6110 YEAR YEAR YEAR YEAR 1.611 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 22-May-00 Inception Date 5/22/00 13.021470 76.7962 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 4.968913 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 7.210023 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 6.941802 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 7.915713 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 9.671374 0.00000 103.397925 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 10.849856 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 11.682813 0.00000 85.595824 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 14.212678 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 13.698185 0.00000 73.002372 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 11.358745 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 --------------------------------------------------------------- Units 73.002372 85.595824 103.397925 #N/A 76.796245 $ Value 829.2153 972.2611 1174.4707 #N/A 872.3090 Cumulative SubAccount -17.08% #N/A #N/A #N/A -12.77% Portfolio -17.08% -2.77% 17.45% #N/A Annualized SubAccount -17.08% #N/A #N/A #N/A -8.13% Portfolio -17.08% -0.93% 3.27% #N/A Templeton Global Income Securities - ClRange V 22 SubAccount Inception TBD 1/24/89 Portfolio Inception NO. YEARS #VALUE! 12.94 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 7.047021 0.00000 141.903934 0 1 EEDB Charge 31-Dec-92 0.000000 6.911547 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 7.941440 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 7.430116 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 8.390347 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 9.058740 0.00000 110.390628 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 9.141059 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 9.638857 0.00000 103.746741 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 8.935235 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 9.186917 0.00000 108.850445 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 9.271563 0.00000 0.000000 0.000000 0.000000 0.000000 0 --------------------------------------------------------------- Units 108.850445 103.746741 110.390628 141.903934 #DIV/0! $ Value 1009.2138 961.8944 1023.4937 1315.6713 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 0.92% -3.81% 2.35% 31.57% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 0.92% -1.29% 0.47% 2.78% LSA Aggressive Growth Range W 23 SubAccount Inception TBD 8/14/01 Portfolio Inception NO. YEARS #VALUE! 0.38 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 0.000000 #N/A -- #N/A -- -- 0 8 EEDB Charge 31-Dec-99 0.000000 #N/A -- -- -- -- 0 9 EEDB Charge 31-Dec-00 0.000000 #N/A -- #N/A -- -- -- 0 10 EEDB Charge 31-Dec-01 0.000000 13.544707 0.00000 0.000000 0.000000 0.000000 0.000000 0 --------------------------------------------------------------- Units #N/A #N/A #N/A #N/A #DIV/0! $ Value #N/A #N/A #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio #N/A #N/A #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio #N/A #N/A #N/A #N/A LSA Focused Equity Range X 24 SubAccount Inception 6/21/02 10/1/99 Portfolio Inception NO. YEARS -0.471 2.25 0.5288 YEAR YEAR YEAR YEAR -0.471 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 21-Jun-02 Inception Date 6/21/02 10.970157 91.1564 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 0.000000 #N/A -- #N/A -- -- 0 8 EEDB Charge 31-Dec-99 0.000000 18.699824 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 16.281936 0.00000 61.417758 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 13.591521 0.00000 0.000000 0.000000 0.000000 0.000000 0 --------------------------------------------------------------- Units 61.417758 #N/A #N/A #N/A 91.156398 $ Value 834.7607 #N/A #N/A #N/A 1238.9541 Cumulative SubAccount #N/A #N/A #N/A #N/A 23.90% Portfolio -16.52% #N/A #N/A #N/A Annualized SubAccount #N/A #N/A #N/A #N/A 23.90% Portfolio -16.52% #N/A #N/A #N/A LSA Mid Cap Value Range Y 25 SubAccount Inception TBD 8/14/01 Portfolio Inception NO. YEARS #VALUE! 0.38 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 0.000000 #N/A -- #N/A -- -- 0 8 EEDB Charge 31-Dec-99 0.000000 #N/A -- -- -- -- 0 9 EEDB Charge 31-Dec-00 0.000000 #N/A -- #N/A -- -- -- 0 10 EEDB Charge 31-Dec-01 0.000000 11.328099 0.00000 0.000000 0.000000 0.000000 0.000000 0 --------------------------------------------------------------- Units #N/A #N/A #N/A #N/A #DIV/0! $ Value #N/A #N/A #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio #N/A #N/A #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio #N/A #N/A #N/A #N/A Oppenheimer Aggressive Growth - ServiceRanges Z 26 SubAccount Inception TBD 8/15/86 Portfolio Inception NO. YEARS #VALUE! 15.39 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 5.016645 0.00000 199.336409 0 1 EEDB Charge 31-Dec-92 0.000000 5.707524 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 7.163049 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 6.524802 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 8.523626 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 10.100185 0.00000 99.008087 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 11.124282 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 12.320589 0.00000 81.164951 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 22.298492 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 19.517877 0.00000 51.235081 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 13.232424 0.00000 0.000000 0.000000 0.000000 0.000000 0 --------------------------------------------------------------- Units 51.235081 81.164951 99.008087 199.336409 #DIV/0! $ Value 677.9643 1074.0090 1310.1170 2637.7039 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -32.20% 7.40% 31.01% 163.77% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -32.20% 2.41% 5.55% 10.19% Oppenheimer Global Securities - ServiceRanges AA 27 SubAccount Inception TBD 11/12/90 Portfolio Inception NO. YEARS #VALUE! 11.14 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 3.851692 0.00000 259.626159 0 1 EEDB Charge 31-Dec-92 0.000000 3.526749 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 5.921103 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 5.502623 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 5.545633 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 6.438881 0.00000 155.306489 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 7.770106 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 8.739379 0.00000 114.424606 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 13.652811 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 14.145069 0.00000 70.696014 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 12.262079 0.00000 0.000000 0.000000 0.000000 0.000000 0 --------------------------------------------------------------- Units 70.696014 114.424606 155.306489 259.626159 #DIV/0! $ Value 866.8801 1403.0836 1904.3804 3183.5565 #DIV/0! 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UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 6.023509 0.00000 166.016188 0 1 EEDB Charge 31-Dec-92 0.000000 6.981244 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 8.693776 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 8.297423 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 9.845108 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 11.184010 0.00000 89.413368 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 12.370741 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 12.230961 0.00000 81.759724 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 12.573073 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 10.717763 0.00000 93.303052 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 10.774842 0.00000 0.000000 0.000000 0.000000 0.000000 0 --------------------------------------------------------------- Units 93.303052 81.759724 89.413368 166.016188 #DIV/0! $ Value 1005.3256 880.9481 963.4149 1788.7982 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 0.53% -11.91% -3.66% 78.88% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 0.53% -4.14% -0.74% 5.99% Oppenheimer Main Street Growth & IncomeRangervicCCClass29 SubAccount Inception TBD 7/5/95 Portfolio Inception NO. YEARS #VALUE! 6.50 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 6.990896 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 9.130674 0.00000 109.520940 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 11.923363 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 12.305474 0.00000 81.264647 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 14.762786 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 13.278897 0.00000 75.307460 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 11.759841 0.00000 0.000000 0.000000 0.000000 0.000000 0 --------------------------------------------------------------- Units 75.307460 81.264647 109.520940 #N/A #DIV/0! $ Value 885.6038 955.6593 1287.9488 #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -11.44% -4.43% 28.79% #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -11.44% -1.50% 5.19% #N/A Oppenheimer Main Street Small Cap - SerRangeClasDD 30 SubAccount Inception TBD 5/1/98 Portfolio Inception NO. YEARS #VALUE! 3.67 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 0.000000 10.042924 0.00000 99.572595 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 14.508927 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 11.679235 0.00000 85.622046 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 11.477557 0.00000 0.000000 0.000000 0.000000 0.000000 0 --------------------------------------------------------------- Units 85.622046 99.572595 #N/A #N/A #DIV/0! $ Value 982.7319 1142.8501 #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! 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UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 5.041370 0.00000 198.358779 0 1 EEDB Charge 31-Dec-92 0.000000 5.415387 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 6.189334 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 5.982309 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 7.156592 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 8.146805 0.00000 122.747507 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 9.413378 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 9.896231 0.00000 101.048571 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 10.905647 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 11.442677 0.00000 87.392137 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 11.528317 0.00000 0.000000 0.000000 0.000000 0.000000 0 --------------------------------------------------------------- Units 87.392137 101.048571 122.747507 198.358779 #DIV/0! $ Value 1007.4843 1164.9200 1415.0722 2286.7429 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 0.75% 16.49% 41.51% 128.67% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 0.75% 5.22% 7.19% 8.62% Oppenheimer Strategic Bond - Service ClRange FF 32 SubAccount Inception TBD 5/3/93 Portfolio Inception NO. YEARS #VALUE! 8.67 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 7.289492 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 6.914184 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 7.860334 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 8.681474 0.00000 115.187813 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 9.302351 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 9.434927 0.00000 105.989161 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 9.562852 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 9.675117 0.00000 103.357923 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 9.992079 0.00000 0.000000 0.000000 0.000000 0.000000 0 --------------------------------------------------------------- Units 103.357923 105.989161 115.187813 #N/A #DIV/0! $ Value 1032.7605 1059.0521 1150.9657 #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 3.28% 5.91% 15.10% #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 3.28% 1.93% 2.85% #N/A Van Kampen LIT Emerging Growth - Class Range GG 33 SubAccount Inception TBD 7/3/95 Portfolio Inception NO. YEARS #VALUE! 6.50 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 6.140967 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 7.053493 0.00000 141.773728 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 8.364380 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 11.330254 0.00000 88.259275 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 22.803530 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 20.174415 0.00000 49.567732 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 13.610382 0.00000 0.000000 0.000000 0.000000 0.000000 0 --------------------------------------------------------------- Units 49.567732 88.259275 141.773728 #N/A #DIV/0! $ Value 674.6358 1201.2424 1929.5946 #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -32.54% 20.12% 92.96% #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -32.54% 6.30% 14.05% #N/A Van Kampen LIT Growth and Income - ClasRange HH 34 SubAccount Inception TBD 12/23/96 Portfolio Inception NO. YEARS #VALUE! 5.02 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 6.744491 0.00000 148.269158 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 8.114969 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 9.561183 0.00000 104.589568 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 10.640737 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 12.504545 0.00000 79.970923 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 11.517436 0.00000 0.000000 0.000000 0.000000 0.000000 0 --------------------------------------------------------------- Units 79.970923 104.589568 148.269158 #N/A #DIV/0! $ Value 921.0600 1204.6037 1707.6805 #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -7.89% 20.46% 70.77% #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -7.89% 6.40% 11.30% #N/A Van Kampen UIF Active International AllRangeon -IIlass 35 SubAccount Inception TBD 8/31/99 Portfolio Inception NO. YEARS #VALUE! 2.34 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 0.000000 #N/A -- #N/A -- -- 0 8 EEDB Charge 31-Dec-99 0.000000 16.573888 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 14.064623 0.00000 71.100377 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 11.094085 0.00000 0.000000 0.000000 0.000000 0.000000 0 --------------------------------------------------------------- Units 71.100377 #N/A #N/A #N/A #DIV/0! $ Value 788.7936 #N/A #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! 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UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 9.560947 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 6.743010 0.00000 148.301723 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 8.590616 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 9.422579 0.00000 106.128057 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 10.215726 0.00000 0.000000 0.000000 0.000000 0.000000 0 --------------------------------------------------------------- Units 106.128057 148.301723 #N/A #N/A #DIV/0! $ Value 1084.1751 1515.0098 #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 8.42% 51.50% #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 8.42% 14.85% #N/A #N/A Van Kampen UIF U.S. Real Estate - ClassRange KK 37 SubAccount Inception TBD 3/3/97 Portfolio Inception NO. YEARS #VALUE! 4.83 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 8.472568 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 7.436939 0.00000 134.463924 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 7.215498 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 9.185601 0.00000 108.866039 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 9.934688 0.00000 0.000000 0.000000 0.000000 0.000000 0 --------------------------------------------------------------- Units 108.866039 134.463924 #N/A #N/A #DIV/0! $ Value 1081.5501 1335.8571 #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 8.16% 33.59% #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 8.16% 10.13% #N/A #N/A Advisor $ 1,000.00 Date 12/31/01 End 12/31/01 Putnam II - NY Advisor Base The George Putnam Fund of Boston - ClasRange A 1 Portfolio Inception 4/30/98 NO. YEARS 3.674 0.6740 YEAR YEAR YEAR YEAR 3.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 30-Apr-98 ------------------ Inception Date 4/30/98 10.191444 98.1215 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 10.475881 0.06364 95.457365 0.063638 0.063638 0.063638 8 FEE 31-Dec-99 0.666667 10.299054 0.06473 0.064731 0.064731 0.064731 0.064731 9 FEE 31-Dec-00 0.666667 11.145962 0.05981 89.718590 0.059812 0.059812 0.059812 0.059812 10 FEE 31-Dec-01 0.666667 11.052350 0.06032 0.060319 0.060319 0.060319 0.060319 0.060319 ------------------ --------------------------------------------------------------- Units 89.658271 95.272503 #N/A #N/A 97.873022 $ Value 990.9346 1052.9850 #N/A #N/A 1081.7269 1000*(1+T)= Surrender $ Value 931.4346 1010.4850 #N/A #N/A 1039.2269 Cumulative No Surrender -0.91% 5.30% #N/A #N/A 8.17% T W/ Surrender -6.86% 1.05% #N/A #N/A 3.92% Annualized No Surrender -0.91% 1.74% #N/A #N/A 2.16% R W/ Surrender -6.86% 0.35% #N/A #N/A 1.05% Global Asset Allocation - Class IB Range B 2 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 2/1/88 4.017933 248.8842 0 FEE 31-Dec-91 0.666667 5.613700 0.11876 178.135632 0.118757 1 FEE 31-Dec-92 0.666667 5.881386 0.11335 0.113352 0.113352 2 FEE 31-Dec-93 0.666667 6.810592 0.09789 0.097887 0.097887 3 FEE 31-Dec-94 0.666667 6.545593 0.10185 0.101850 0.101850 4 FEE 31-Dec-95 0.666667 8.046324 0.08285 0.082854 0.082854 5 FEE 31-Dec-96 0.666667 9.170273 0.07270 109.048008 0.072699 0.072699 6 FEE 31-Dec-97 0.666667 10.817212 0.06163 0.061630 0.061630 0.061630 7 FEE 31-Dec-98 0.666667 12.117153 0.05502 82.527637 0.055018 0.055018 0.055018 8 FEE 31-Dec-99 0.666667 13.369423 0.04987 0.049865 0.049865 0.049865 0.049865 9 FEE 31-Dec-00 0.666667 12.556932 0.05309 79.637287 0.053092 0.053092 0.053092 0.053092 10 FEE 31-Dec-01 0.666667 11.339888 0.05879 0.058790 0.058790 0.058790 0.058790 0.058790 --------------------------------------------------------------- Units 79.578498 82.365891 108.769613 177.388597 248.018398 $ Value 902.4113 934.0200 1233.4352 2011.5668 2812.5009 Surrender $ Value 842.9113 891.5200 1207.9352 2011.5668 2812.5009 Cumulative No Surrender -9.76% -6.60% 23.34% 101.16% 181.25% W/ Surrender -15.71% -10.85% 20.79% 101.16% 181.25% Annualized No Surrender -9.76% -2.25% 4.29% 7.24% 7.71% W/ Surrender -15.71% -3.76% 3.85% 7.24% 7.71% Growth and Income - Class IB Range CC 3 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 2/1/88 2.705049 369.6791 0 FEE 31-Dec-91 0.666667 4.517779 0.14757 221.347702 0.147565 1 FEE 31-Dec-92 0.666667 4.887501 0.13640 0.136402 0.136402 2 FEE 31-Dec-93 0.666667 5.504892 0.12110 0.121104 0.121104 3 FEE 31-Dec-94 0.666667 5.445110 0.12243 0.122434 0.122434 4 FEE 31-Dec-95 0.666667 7.337812 0.09085 0.090854 0.090854 5 FEE 31-Dec-96 0.666667 8.818255 0.07560 113.401121 0.075601 0.075601 6 FEE 31-Dec-97 0.666667 10.791328 0.06178 0.061778 0.061778 0.061778 7 FEE 31-Dec-98 0.666667 12.282211 0.05428 81.418565 0.054279 0.054279 0.054279 8 FEE 31-Dec-99 0.666667 12.302225 0.05419 0.054191 0.054191 0.054191 0.054191 9 FEE 31-Dec-00 0.666667 13.107799 0.05086 76.290459 0.050860 0.050860 0.050860 0.050860 10 FEE 31-Dec-01 0.666667 12.111712 0.05504 0.055043 0.055043 0.055043 0.055043 0.055043 --------------------------------------------------------------- Units 76.235416 81.258471 113.124970 220.525156 368.708959 $ Value 923.3414 984.1792 1370.1371 2670.9372 4465.6967 Surrender $ Value 863.8414 941.6792 1344.6371 2670.9372 4465.6967 Cumulative No Surrender -7.67% -1.58% 37.01% 167.09% 346.57% W/ Surrender -13.62% -5.83% 34.46% 167.09% 346.57% Annualized No Surrender -7.67% -0.53% 6.50% 10.32% 11.35% W/ Surrender -13.62% -1.98% 6.10% 10.32% 11.35% Health Sciences - Class IB Range D 4 Portfolio Inception 4/30/98 NO. YEARS 3.674 0.6740 YEAR YEAR YEAR YEAR 3.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-9 30-Apr-98 Inception Date 4/30/98 11.036022 90.6124 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 11.968903 0.05570 83.549846 0.055700 0.055700 0.055700 8 FEE 31-Dec-99 0.666667 11.344408 0.05877 0.058766 0.058766 0.058766 0.058766 9 FEE 31-Dec-00 0.666667 15.566713 0.04283 64.239637 0.042826 0.042826 0.042826 0.042826 10 FEE 31-Dec-01 0.666667 12.330706 0.05407 0.054066 0.054066 0.054066 0.054066 0.054066 --------------------------------------------------------------- Units 64.185572 83.394188 #N/A #N/A 90.401002 $ Value 791.4534 1028.3092 #N/A #N/A 1114.7082 Surrender $ Value 731.9534 985.8092 #N/A #N/A 1072.2082 Cumulative No Surrender -20.85% 2.83% #N/A #N/A 11.47% W/ Surrender -26.80% -1.42% #N/A #N/A 7.22% Annualized No Surrender -20.85% 0.93% #N/A #N/A 3.00% W/ Surrender -26.80% -0.48% #N/A #N/A 1.92% High Yield - Class IB Range E 5 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 01-Feb-88 4.676232 213.8474 0 FEE 31-Dec-91 0.666667 6.036775 0.11043 165.651362 0.110434 1 FEE 31-Dec-92 0.666667 7.079920 0.09416 0.094163 0.094163 2 FEE 31-Dec-93 0.666667 8.344322 0.07989 0.079895 0.079895 3 FEE 31-Dec-94 0.666667 8.147996 0.08182 0.081820 0.081820 4 FEE 31-Dec-95 0.666667 9.502920 0.07015 0.070154 0.070154 5 FEE 31-Dec-96 0.666667 10.566838 0.06309 94.635690 0.063090 0.063090 6 FEE 31-Dec-97 0.666667 11.909562 0.05598 0.055977 0.055977 0.055977 7 FEE 31-Dec-98 0.666667 11.062816 0.06026 90.392898 0.060262 0.060262 0.060262 8 FEE 31-Dec-99 0.666667 11.555530 0.05769 0.057692 0.057692 0.057692 0.057692 9 FEE 31-Dec-00 0.666667 10.437464 0.06387 95.808714 0.063872 0.063872 0.063872 0.063872 10 FEE 31-Dec-01 0.666667 10.678987 0.06243 0.062428 0.062428 0.062428 0.062428 0.062428 --------------------------------------------------------------- Units 95.746286 90.208905 94.335457 164.962008 213.047600 $ Value 1022.4733 963.3397 1007.4071 1761.6271 2275.1326 Surrender $ Value 962.9733 920.8397 981.9071 1761.6271 2275.1326 Cumulative No Surrender 2.25% -3.67% 0.74% 76.16% 127.51% W/ Surrender -3.70% -7.92% -1.81% 76.16% 127.51% Annualized No Surrender 2.25% -1.24% 0.15% 5.83% 6.08% W/ Surrender -3.70% -2.71% -0.36% 5.83% 6.08% Income - Class IB Range F 6 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 2/1/88 4.208432 237.6182 0 FEE 31-Dec-91 0.666667 5.881109 0.11336 170.035958 0.113357 1 FEE 31-Dec-92 0.666667 6.231326 0.10699 0.106986 0.106986 2 FEE 31-Dec-93 0.666667 6.834987 0.09754 0.097537 0.097537 3 FEE 31-Dec-94 0.666667 6.515665 0.10232 0.102318 0.102318 4 FEE 31-Dec-95 0.666667 7.735531 0.08618 0.086182 0.086182 5 FEE 31-Dec-96 0.666667 7.809109 0.08537 128.055582 0.085370 0.085370 6 FEE 31-Dec-97 0.666667 8.362457 0.07972 0.079721 0.079721 0.079721 7 FEE 31-Dec-98 0.666667 8.931995 0.07464 111.957071 0.074638 0.074638 0.074638 8 FEE 31-Dec-99 0.666667 8.626925 0.07728 0.077277 0.077277 0.077277 0.077277 9 FEE 31-Dec-00 0.666667 9.180536 0.07262 108.926102 0.072617 0.072617 0.072617 0.072617 10 FEE 31-Dec-01 0.666667 9.723501 0.06856 0.068562 0.068562 0.068562 0.068562 0.068562 --------------------------------------------------------------- Units 108.857540 111.738614 127.682766 169.184747 236.653623 $ Value 1058.4764 1086.4905 1241.5235 1645.0681 2301.1017 Surrender $ Value 998.9764 1043.9905 1216.0235 1645.0681 2301.1017 Cumulative No Surrender 5.85% 8.65% 24.15% 64.51% 130.11% W/ Surrender -0.10% 4.40% 21.60% 64.51% 130.11% Annualized No Surrender 5.85% 2.80% 4.42% 5.10% 6.17% W/ Surrender -0.10% 1.45% 3.99% 5.10% 6.17% International Growth - Class IB Range G 7 Portfolio Inception 1/2/97 NO. YEARS 4.997 0.9973 YEAR YEAR YEAR YEAR 4.997 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 02-Jan-97 Inception Date 1/2/97 7.916702 126.3152 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 9.062602 0.07356 0.073562 0.073562 0.073562 7 FEE 31-Dec-98 0.666667 10.599317 0.06290 94.345702 0.062897 0.062897 0.062897 8 FEE 31-Dec-99 0.666667 16.745182 0.03981 0.039812 0.039812 0.039812 0.039812 9 FEE 31-Dec-00 0.666667 14.950220 0.04459 66.888648 0.044592 0.044592 0.044592 0.044592 10 FEE 31-Dec-01 0.666667 11.715500 0.05690 0.056905 0.056905 0.056905 0.056905 0.056905 --------------------------------------------------------------- Units 66.831743 94.204392 #N/A #N/A 126.037457 $ Value 782.9673 1103.6516 #N/A #N/A 1476.5918 Surrender $ Value 723.4673 1061.1516 #N/A #N/A 1442.5918 Cumulative No Surrender -21.70% 10.37% #N/A #N/A 47.66% W/ Surrender -27.65% 6.12% #N/A #N/A 44.26% Annualized No Surrender -21.70% 3.34% #N/A #N/A 8.11% W/ Surrender -27.65% 2.00% #N/A #N/A 7.61% Investors - Class IB Range H 8 Portfolio Inception 4/30/98 NO. YEARS 3.674 0.6740 YEAR YEAR YEAR YEAR 3.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 30-Apr-98 Inception Date 4/30/98 14.614943 68.4231 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 16.885237 0.03948 59.223332 0.039482 0.039482 0.039482 8 FEE 31-Dec-99 0.666667 21.666938 0.03077 0.030769 0.030769 0.030769 0.030769 9 FEE 31-Dec-00 0.666667 17.403688 0.03831 57.459086 0.038306 0.038306 0.038306 0.038306 10 FEE 31-Dec-01 0.666667 12.922657 0.05159 0.051589 0.051589 0.051589 0.051589 0.051589 --------------------------------------------------------------- Units 57.407497 59.102668 #N/A #N/A 68.262974 $ Value 741.8574 763.7635 #N/A #N/A 882.1390 Surrender $ Value 682.3574 721.2635 #N/A #N/A 839.6390 Cumulative No Surrender -25.81% -23.62% #N/A #N/A -11.79% W/ Surrender -31.76% -27.87% #N/A #N/A -16.04% Annualized No Surrender -25.81% -8.59% #N/A #N/A -3.36% W/ Surrender -31.76% -10.32% #N/A #N/A -4.65% Money Market - Class IB Range I 9 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 2/1/88 5.915848 169.0375 0 FEE 31-Dec-91 0.666667 7.371592 0.09044 135.655907 0.090437 1 FEE 31-Dec-92 0.666667 7.525672 0.08859 0.088586 0.088586 2 FEE 31-Dec-93 0.666667 7.625083 0.08743 0.087431 0.087431 3 FEE 31-Dec-94 0.666667 7.803554 0.08543 0.085431 0.085431 4 FEE 31-Dec-95 0.666667 8.112054 0.08218 0.082182 0.082182 5 FEE 31-Dec-96 0.666667 8.402617 0.07934 119.010542 0.079340 0.079340 6 FEE 31-Dec-97 0.666667 8.714907 0.07650 0.076497 0.076497 0.076497 7 FEE 31-Dec-98 0.666667 9.043666 0.07372 110.574628 0.073716 0.073716 0.073716 8 FEE 31-Dec-99 0.666667 9.347197 0.07132 0.071323 0.071323 0.071323 0.071323 9 FEE 31-Dec-00 0.666667 9.760002 0.06831 102.458995 0.068306 0.068306 0.068306 0.068306 10 FEE 31-Dec-01 0.666667 10.002222 0.06665 0.066652 0.066652 0.066652 0.066652 0.066652 --------------------------------------------------------------- Units 102.392344 110.368347 118.654047 134.876443 168.167572 $ Value 1024.1510 1103.9287 1186.8041 1349.0641 1682.0494 Surrender $ Value 964.6510 1061.4287 1161.3041 1349.0641 1682.0494 Cumulative No Surrender 2.42% 10.39% 18.68% 34.91% 68.20% W/ Surrender -3.53% 6.14% 16.13% 34.91% 68.20% Annualized No Surrender 2.42% 3.35% 3.48% 3.04% 3.81% W/ Surrender -3.53% 2.01% 3.04% 3.04% 3.81% New Opportunities - Class IB Range J 10 Portfolio Inception 5/2/94 NO. YEARS 7.671 0.6712 YEAR YEAR YEAR YEAR 7.671 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 02-May-94 Inception Date 5/2/94 6.745836 148.2396 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 7.229363 0.09222 0.092217 0.092217 4 FEE 31-Dec-95 0.666667 10.323721 0.06458 0.064576 0.064576 5 FEE 31-Dec-96 0.666667 11.211175 0.05946 89.196717 0.059464 0.059464 6 FEE 31-Dec-97 0.666667 13.624335 0.04893 0.048932 0.048932 0.048932 7 FEE 31-Dec-98 0.666667 16.707927 0.03990 59.851830 0.039901 0.039901 0.039901 8 FEE 31-Dec-99 0.666667 27.890952 0.02390 0.023903 0.023903 0.023903 0.023903 9 FEE 31-Dec-00 0.666667 20.319980 0.03281 49.212647 0.032808 0.032808 0.032808 0.032808 10 FEE 31-Dec-01 0.666667 14.012452 0.04758 0.047577 0.047577 0.047577 0.047577 0.047577 --------------------------------------------------------------- Units 49.165070 59.747542 89.003596 #N/A 147.830217 $ Value 688.9232 837.2096 1247.1586 #N/A 2071.4638 Surrender $ Value 629.4232 794.7096 1221.6586 #N/A 2071.4638 Cumulative No Surrender -31.11% -16.28% 24.72% #N/A 107.15% W/ Surrender -37.06% -20.53% 22.17% #N/A 107.15% Annualized No Surrender -31.11% -5.75% 4.52% #N/A 9.96% W/ Surrender -37.06% -7.37% 4.09% #N/A 9.96% New Value - Class IB Range K 11 Portfolio Inception 1/2/97 NO. YEARS 4.997 0.9973 YEAR YEAR YEAR YEAR 4.997 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 02-Jan-97 Inception Date 1/2/97 8.166098 122.4575 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 9.466842 0.07042 0.070421 0.070421 0.070421 7 FEE 31-Dec-98 0.666667 9.916201 0.06723 100.845072 0.067230 0.067230 0.067230 8 FEE 31-Dec-99 0.666667 9.814503 0.06793 0.067927 0.067927 0.067927 0.067927 9 FEE 31-Dec-00 0.666667 11.857379 0.05622 84.335670 0.056224 0.056224 0.056224 0.056224 10 FEE 31-Dec-01 0.666667 12.092880 0.05513 0.055129 0.055129 0.055129 0.055129 0.055129 --------------------------------------------------------------- Units 84.280541 100.665792 #N/A #N/A 122.140576 $ Value 1019.1945 1217.3393 #N/A #N/A 1477.0313 Surrender $ Value 959.6945 1174.8393 #N/A #N/A 1443.0313 Cumulative No Surrender 1.92% 21.73% #N/A #N/A 47.70% W/ Surrender -4.03% 17.48% #N/A #N/A 44.30% Annualized No Surrender 1.92% 6.78% #N/A #N/A 8.12% W/ Surrender -4.03% 5.52% #N/A #N/A 7.61% Research - Class IB Range L 12 Portfolio Inception 9/29/98 NO. YEARS 3.258 0.2575 YEAR YEAR YEAR YEAR 3.258 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 29-Sep-98 Inception Date 9/29/98 11.194532 89.3293 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 13.298755 0.05013 75.195009 0.050130 0.050130 0.050130 8 FEE 31-Dec-99 0.666667 16.764029 0.03977 0.039768 0.039768 0.039768 0.039768 9 FEE 31-Dec-00 0.666667 16.222219 0.04110 61.643848 0.041096 0.041096 0.041096 0.041096 10 FEE 31-Dec-01 0.666667 12.997037 0.05129 0.051294 0.051294 0.051294 0.051294 0.051294 --------------------------------------------------------------- Units 61.592554 75.062852 #N/A #N/A 89.147039 $ Value 800.5207 975.5947 #N/A #N/A 1158.6474 Surrender $ Value 741.0207 933.0947 #N/A #N/A 1116.1474 Cumulative No Surrender -19.95% -2.44% #N/A #N/A 15.86% W/ Surrender -25.90% -6.69% #N/A #N/A 11.61% Annualized No Surrender -19.95% -0.82% #N/A #N/A 4.62% W/ Surrender -25.90% -2.28% #N/A #N/A 3.43% Utilities Growth and Income - Class IB Range M 13 Portfolio Inception 5/1/92 NO. YEARS 9.674 0.6740 YEAR YEAR YEAR YEAR 9.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-May-92 Inception Date 5/1/92 6.759724 147.9350 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 7.170951 0.09297 0.092968 0.092968 2 FEE 31-Dec-93 0.666667 8.018025 0.08315 0.083146 0.083146 3 FEE 31-Dec-94 0.666667 7.348564 0.09072 0.090721 0.090721 4 FEE 31-Dec-95 0.666667 9.494773 0.07021 0.070214 0.070214 5 FEE 31-Dec-96 0.666667 10.837637 0.06151 92.271037 0.061514 0.061514 6 FEE 31-Dec-97 0.666667 13.577516 0.04910 0.049101 0.049101 0.049101 7 FEE 31-Dec-98 0.666667 15.395229 0.04330 64.955188 0.043303 0.043303 0.043303 8 FEE 31-Dec-99 0.666667 15.078141 0.04421 0.044214 0.044214 0.044214 0.044214 9 FEE 31-Dec-00 0.666667 17.492890 0.03811 57.166083 0.038111 0.038111 0.038111 0.038111 10 FEE 31-Dec-01 0.666667 13.413128 0.04970 0.049703 0.049703 0.049703 0.049703 0.049703 --------------------------------------------------------------- Units 57.116380 64.823161 92.046605 #N/A 147.312040 $ Value 766.1093 869.4814 1234.6329 #N/A 1975.9152 Surrender $ Value 706.6093 826.9814 1209.1329 #N/A 1975.9152 Cumulative No Surrender -23.39% -13.05% 23.46% #N/A 97.59% W/ Surrender -29.34% -17.30% 20.91% #N/A 97.59% Annualized No Surrender -23.39% -4.55% 4.31% #N/A 7.29% W/ Surrender -29.34% -6.14% 3.87% #N/A 7.29% Vista - Class IB Range N 14 Portfolio Inception 1/2/97 NO. YEARS 4.997 0.9973 YEAR YEAR YEAR YEAR 4.997 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 02-Jan-97 Inception Date 1/2/97 10.273720 97.3357 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 12.478348 0.05343 0.053426 0.053426 0.053426 7 FEE 31-Dec-98 0.666667 14.720961 0.04529 67.930348 0.045287 0.045287 0.045287 8 FEE 31-Dec-99 0.666667 22.174596 0.03006 0.030064 0.030064 0.030064 0.030064 9 FEE 31-Dec-00 0.666667 20.997129 0.03175 47.625559 0.031750 0.031750 0.031750 0.031750 10 FEE 31-Dec-01 0.666667 13.782288 0.04837 0.048371 0.048371 0.048371 0.048371 0.048371 --------------------------------------------------------------- Units 47.577187 67.820162 #N/A #N/A 97.126828 $ Value 655.7225 934.7170 #N/A #N/A 1338.6299 Surrender $ Value 596.2225 892.2170 #N/A #N/A 1304.6299 Cumulative No Surrender -34.43% -6.53% #N/A #N/A 33.86% W/ Surrender -40.38% -10.78% #N/A #N/A 30.46% Annualized No Surrender -34.43% -2.23% #N/A #N/A 6.01% W/ Surrender -40.38% -3.73% #N/A #N/A 5.47% Voyager - Class IB Range O 15 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 2/1/88 2.392887 417.9052 0 FEE 31-Dec-91 0.666667 4.413979 0.15104 226.552958 0.151035 1 FEE 31-Dec-92 0.666667 4.801610 0.13884 0.138842 0.138842 2 FEE 31-Dec-93 0.666667 5.618067 0.11866 0.118665 0.118665 3 FEE 31-Dec-94 0.666667 5.595238 0.11915 0.119149 0.119149 4 FEE 31-Dec-95 0.666667 7.758468 0.08593 0.085928 0.085928 5 FEE 31-Dec-96 0.666667 8.639359 0.07717 115.749328 0.077166 0.077166 6 FEE 31-Dec-97 0.666667 10.773883 0.06188 0.061878 0.061878 0.061878 7 FEE 31-Dec-98 0.666667 13.208930 0.05047 75.706359 0.050471 0.050471 0.050471 8 FEE 31-Dec-99 0.666667 20.604909 0.03235 0.032355 0.032355 0.032355 0.032355 9 FEE 31-Dec-00 0.666667 16.977967 0.03927 58.899867 0.039267 0.039267 0.039267 0.039267 10 FEE 31-Dec-01 0.666667 13.003359 0.05127 0.051269 0.051269 0.051269 0.051269 0.051269 --------------------------------------------------------------- Units 58.848598 75.583469 115.514089 225.777969 416.979209 $ Value 765.2295 982.8390 1502.0712 2935.8720 5422.1304 Surrender $ Value 705.7295 940.3390 1476.5712 2935.8720 5422.1304 Cumulative No Surrender -23.48% -1.72% 50.21% 193.59% 442.21% W/ Surrender -29.43% -5.97% 47.66% 193.59% 442.21% Annualized No Surrender -23.48% -0.58% 8.48% 11.37% 12.91% W/ Surrender -29.43% -2.03% 8.11% 11.37% 12.91% Franklin Growth and Income Securities -Ranges 2 P 16 Portfolio Inception 1/24/89 NO. YEARS 12.942 0.9425 YEAR YEAR YEAR YEAR 12.942 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 24-Jan-89 Inception Date 1/24/89 3.142264 318.2419 0 FEE 31-Dec-91 0.666667 3.879303 0.17185 257.778266 0.171852 1 FEE 31-Dec-92 0.666667 4.202217 0.15865 0.158646 0.158646 2 FEE 31-Dec-93 0.666667 4.564925 0.14604 0.146041 0.146041 3 FEE 31-Dec-94 0.666667 4.650268 0.14336 0.143361 0.143361 4 FEE 31-Dec-95 0.666667 6.082637 0.10960 0.109602 0.109602 5 FEE 31-Dec-96 0.666667 6.839915 0.09747 146.200647 0.097467 0.097467 6 FEE 31-Dec-97 0.666667 8.605326 0.07747 0.077471 0.077471 0.077471 7 FEE 31-Dec-98 0.666667 9.179835 0.07262 108.934420 0.072623 0.072623 0.072623 8 FEE 31-Dec-99 0.666667 9.421596 0.07076 0.070759 0.070759 0.070759 0.070759 9 FEE 31-Dec-00 0.666667 11.018248 0.06051 90.758531 0.060506 0.060506 0.060506 0.060506 10 FEE 31-Dec-01 0.666667 11.398351 0.05849 0.058488 0.058488 0.058488 0.058488 0.058488 --------------------------------------------------------------- Units 90.700043 108.744667 145.860800 256.783301 317.075062 $ Value 1033.8309 1239.5099 1662.5726 2926.9062 3614.1329 Surrender $ Value 974.3309 1197.0099 1637.0726 2926.9062 3614.1329 Cumulative No Surrender 3.38% 23.95% 66.26% 192.69% 261.41% W/ Surrender -2.57% 19.70% 63.71% 192.69% 261.41% Annualized No Surrender 3.38% 7.42% 10.70% 11.34% 10.44% W/ Surrender -2.57% 6.18% 10.36% 11.34% 10.44% Franklin Small Cap - Class 2 Range Q 17 Portfolio Inception 10/31/95 NO. YEARS 6.173 0.1726 YEAR YEAR YEAR YEAR 6.173 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 31-Oct-95 Inception Date 10/31/95 7.049135 141.8614 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 7.192733 0.09269 0.092686 0.092686 5 FEE 31-Dec-96 0.666667 9.142126 0.07292 109.383747 0.072922 0.072922 6 FEE 31-Dec-97 0.666667 10.571129 0.06306 0.063065 0.063065 0.063065 7 FEE 31-Dec-98 0.666667 10.307543 0.06468 97.016331 0.064678 0.064678 0.064678 8 FEE 31-Dec-99 0.666667 19.979657 0.03337 0.033367 0.033367 0.033367 0.033367 9 FEE 31-Dec-00 0.666667 16.807957 0.03966 59.495631 0.039664 0.039664 0.039664 0.039664 10 FEE 31-Dec-01 0.666667 14.061194 0.04741 0.047412 0.047412 0.047412 0.047412 0.047412 --------------------------------------------------------------- Units 59.448219 96.895888 109.135562 #N/A 141.447583 $ Value 835.9129 1362.4719 1534.5763 #N/A 1988.9219 Surrender $ Value 776.4129 1319.9719 1509.0763 #N/A 1971.9219 Cumulative No Surrender -16.41% 36.25% 53.46% #N/A 98.89% W/ Surrender -22.36% 32.00% 50.91% #N/A 97.19% Annualized No Surrender -16.41% 10.86% 8.94% #N/A 11.78% W/ Surrender -22.36% 9.70% 8.58% #N/A 11.63% Franklin Small Cap Value Securities - CRange2 RR 18 Portfolio Inception 4/30/98 NO. YEARS 3.674 0.6740 YEAR YEAR YEAR YEAR 3.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 30-Apr-98 Inception Date 4/30/98 10.926739 91.5186 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 8.424301 0.07914 118.704211 0.079136 0.079136 0.079136 8 FEE 31-Dec-99 0.666667 8.431882 0.07906 0.079065 0.079065 0.079065 0.079065 9 FEE 31-Dec-00 0.666667 10.406242 0.06406 96.096170 0.064064 0.064064 0.064064 0.064064 10 FEE 31-Dec-01 0.666667 11.689658 0.05703 0.057030 0.057030 0.057030 0.057030 0.057030 --------------------------------------------------------------- Units 96.039140 118.504051 #N/A #N/A 91.239317 $ Value 1122.6647 1385.2718 #N/A #N/A 1066.5564 Surrender $ Value 1063.1647 1342.7718 #N/A #N/A 1024.0564 Cumulative No Surrender 12.27% 38.53% #N/A #N/A 6.66% W/ Surrender 6.32% 34.28% #N/A #N/A 2.41% Annualized No Surrender 12.27% 11.48% #N/A #N/A 1.77% W/ Surrender 6.32% 10.32% #N/A #N/A 0.65% Mutual Shares Securities - Class II Range S 19 Portfolio Inception 11/8/96 NO. YEARS 5.148 0.1479 YEAR YEAR YEAR YEAR 5.148 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 nception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 08-Nov-96 Inception Date 11/8/96 7.164247 139.5820 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 7.398488 0.09011 135.162752 0.090109 0.090109 6 FEE 31-Dec-97 0.666667 8.577436 0.07772 0.077723 0.077723 0.077723 7 FEE 31-Dec-98 0.666667 8.453887 0.07886 118.288782 0.078859 0.078859 0.078859 8 FEE 31-Dec-99 0.666667 9.463862 0.07044 0.070443 0.070443 0.070443 0.070443 9 FEE 31-Dec-00 0.666667 10.600604 0.06289 94.334247 0.062889 0.062889 0.062889 0.062889 10 FEE 31-Dec-01 0.666667 11.201018 0.05952 0.059518 0.059518 0.059518 0.059518 0.059518 --------------------------------------------------------------- Units 94.274729 118.095931 134.813318 #N/A 139.142468 $ Value 1055.9729 1322.7947 1510.0464 #N/A 1558.5373 Surrender $ Value 996.4729 1280.2947 1484.5464 #N/A 1533.0373 Cumulative No Surrender 5.60% 32.28% 51.00% #N/A 55.85% W/ Surrender -0.35% 28.03% 48.45% #N/A 53.30% Annualized No Surrender 5.60% 9.77% 8.59% #N/A 9.00% W/ Surrender -0.35% 8.59% 8.22% #N/A 8.65% Templeton Developing Markets SecuritiesRangeass 2T 20 Portfolio Inception 3/4/96 NO. YEARS 5.830 0.8301 YEAR YEAR YEAR YEAR 5.830 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 ception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 4-Mar-96 Inception Date 3/4/96 21.697527 46.0882 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 20.200600 0.03300 49.503480 0.033002 0.033002 6 FEE 31-Dec-97 0.666667 14.082528 0.04734 0.047340 0.047340 0.047340 7 FEE 31-Dec-98 0.666667 10.977900 0.06073 91.092103 0.060728 0.060728 0.060728 8 FEE 31-Dec-99 0.666667 16.610530 0.04014 0.040135 0.040135 0.040135 0.040135 9 FEE 31-Dec-00 0.666667 11.144089 0.05982 89.733670 0.059822 0.059822 0.059822 0.059822 10 FEE 31-Dec-01 0.666667 10.111514 0.06593 0.065931 0.065931 0.065931 0.065931 0.065931 ------------------------------------------------- Units 89.667738 90.926214 49.229523 #N/A 45.781242 $ Value 906.6766 919.4017 497.7850 #N/A 462.9177 Surrender $ Value 847.1766 876.9017 472.2850 #N/A 437.4177 Cumulative No Surrender -9.33% -8.06% -50.22% #N/A -53.71% W/ Surrender -15.28% -12.31% -52.77% #N/A -56.26% Annualized No Surrender -9.33% -2.76% -13.02% #N/A -12.38% W/ Surrender -15.28% -4.28% -13.93% #N/A -13.22% Templeton Foreign Securities - Class 2 Range U 21 Portfolio Inception 5/1/92 NO. YEARS 9.674 0.6740 YEAR YEAR YEAR YEAR 9.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-May-92 Inception Date 5/1/92 5.346788 187.0282 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 4.968913 0.13417 0.134168 0.134168 2 FEE 31-Dec-93 0.666667 7.210023 0.09246 0.092464 0.092464 3 FEE 31-Dec-94 0.666667 6.941802 0.09604 0.096037 0.096037 4 FEE 31-Dec-95 0.666667 7.915713 0.08422 0.084221 0.084221 5 FEE 31-Dec-96 0.666667 9.671374 0.06893 103.397925 0.068932 0.068932 6 FEE 31-Dec-97 0.666667 10.849856 0.06144 0.061445 0.061445 0.061445 7 FEE 31-Dec-98 0.666667 11.682813 0.05706 85.595824 0.057064 0.057064 0.057064 8 FEE 31-Dec-99 0.666667 14.212678 0.04691 0.046906 0.046906 0.046906 0.046906 9 FEE 31-Dec-00 0.666667 13.698185 0.04867 73.002372 0.048668 0.048668 0.048668 0.048668 10 FEE 31-Dec-01 0.666667 11.358745 0.05869 0.058692 0.058692 0.058692 0.058692 0.058692 --------------------------------------------------------------- Units 72.943680 85.441557 103.125149 #N/A 186.279579 $ Value 828.5487 970.5089 1171.3723 #N/A 2115.9022 Surrender $ Value 769.0487 928.0089 1145.8723 #N/A 2115.9022 Cumulative No Surrender -17.15% -2.95% 17.14% #N/A 111.59% W/ Surrender -23.10% -7.20% 14.59% #N/A 111.59% Annualized No Surrender -17.15% -0.99% 3.21% #N/A 8.06% W/ Surrender -23.10% -2.46% 2.76% #N/A 8.06% Templeton Global Income Securities - ClRange V 22 Portfolio Inception 1/24/89 NO. YEARS 12.942 0.9425 YEAR YEAR YEAR YEAR 12.942 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 24-Jan-89 Inception Date 1/24/89 5.465337 182.9713 0 FEE 31-Dec-91 0.666667 7.047021 0.09460 141.903934 0.094603 1 FEE 31-Dec-92 0.666667 6.911547 0.09646 0.096457 0.096457 2 FEE 31-Dec-93 0.666667 7.941440 0.08395 0.083948 0.083948 3 FEE 31-Dec-94 0.666667 7.430116 0.08972 0.089725 0.089725 4 FEE 31-Dec-95 0.666667 8.390347 0.07946 0.079456 0.079456 5 FEE 31-Dec-96 0.666667 9.058740 0.07359 110.390628 0.073594 0.073594 6 FEE 31-Dec-97 0.666667 9.141059 0.07293 0.072931 0.072931 0.072931 7 FEE 31-Dec-98 0.666667 9.638857 0.06916 103.746741 0.069164 0.069164 0.069164 8 FEE 31-Dec-99 0.666667 8.935235 0.07461 0.074611 0.074611 0.074611 0.074611 9 FEE 31-Dec-00 0.666667 9.186917 0.07257 108.850445 0.072567 0.072567 0.072567 0.072567 10 FEE 31-Dec-01 0.666667 9.271563 0.07190 0.071904 0.071904 0.071904 0.071904 0.071904 --------------------------------------------------------------- Units 108.778540 103.527659 110.029450 141.119576 182.092373 $ Value 1008.5471 959.8632 1020.1450 1308.3990 1688.2809 Surrender $ Value 949.0471 917.3632 994.6450 1308.3990 1688.2809 Cumulative No Surrender 0.85% -4.01% 2.01% 30.84% 68.83% W/ Surrender -5.10% -8.26% -0.54% 30.84% 68.83% Annualized No Surrender 0.85% -1.36% 0.40% 2.72% 4.13% W/ Surrender -5.10% -2.83% -0.11% 2.72% 4.13% LSA Aggressive Growth Range W 23 Portfolio Inception 8/14/01 NO. YEARS 0.381 0.3808 YEAR YEAR YEAR YEAR 0.381 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 14-Aug-01 Inception Date 8/14/01 14.526666 68.8389 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 0.666667 #N/A -- -- -- -- 0 9 FEE 31-Dec-00 0.666667 #N/A -- #N/A -- -- -- 0 10 FEE 31-Dec-01 0.666667 13.544707 0.04922 0.049220 0.049220 0.049220 0.049220 0.049220 --------------------------------------------------------------- Units #N/A #N/A #N/A #N/A 68.789700 $ Value #N/A #N/A #N/A #N/A 931.7363 Surrender $ Value #N/A #N/A #N/A #N/A 872.2363 #N/A Cumulative No Surrender #N/A #N/A #N/A #N/A -6.83% W/ Surrender #N/A #N/A #N/A #N/A -12.78% Annualized No Surrender #N/A #N/A #N/A #N/A -6.83% W/ Surrender #N/A #N/A #N/A #N/A -12.78% LSA Focused Equity Range X 24 Portfolio Inception 10/1/99 NO. YEARS 2.252 0.2521 YEAR YEAR YEAR YEAR 2.252 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Oct-99 Inception Date 10/1/99 15.542618 64.3392 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 0.666667 18.699824 0.03565 0.035651 0.035651 0.035651 0.035651 9 FEE 31-Dec-00 0.666667 16.281936 0.04095 61.417758 0.040945 0.040945 0.040945 0.040945 10 FEE 31-Dec-01 0.666667 13.591521 0.04905 0.049050 0.049050 0.049050 0.049050 0.049050 --------------------------------------------------------------- Units 61.368708 #N/A #N/A #N/A 64.213579 $ Value 834.0941 #N/A #N/A #N/A 872.7602 Surrender $ Value 774.5941 #N/A #N/A #N/A 821.7602 Cumulative No Surrender -16.59% #N/A #N/A #N/A -12.72% W/ Surrender -22.54% #N/A #N/A #N/A -17.82% Annualized No Surrender -16.59% #N/A #N/A #N/A -5.86% W/ Surrender -22.54% #N/A #N/A #N/A -8.35% LSA Mid Cap Value Range Y 25 Portfolio Inception 8/14/01 NO. YEARS 0.381 0.3808 YEAR YEAR YEAR YEAR 0.381 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 14-Aug-01 Inception Date 8/14/01 10.632191 94.0540 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 0.666667 #N/A -- -- -- -- 0 9 FEE 31-Dec-00 0.666667 #N/A -- #N/A -- -- -- 0 10 FEE 31-Dec-01 0.666667 11.328099 0.05885 0.058851 0.058851 0.058851 0.058851 0.058851 --------------------------------------------------------------- Units #N/A #N/A #N/A #N/A 93.995141 $ Value #N/A #N/A #N/A #N/A 1064.7863 Surrender $ Value #N/A #N/A #N/A #N/A 1005.2863 #N/A Cumulative No Surrender #N/A #N/A #N/A #N/A 6.48% W/ Surrender #N/A #N/A #N/A #N/A 0.53% Annualized No Surrender #N/A #N/A #N/A #N/A 6.48% W/ Surrender #N/A #N/A #N/A #N/A 0.53% Oppenheimer Aggressive Growth - ServiceRanges Z 26 Portfolio Inception 8/15/86 NO. YEARS 15.389 0.3890 YEAR YEAR YEAR YEAR 15.389 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 15-Aug-86 Inception Date 8/15/86 2.589019 386.2467 0 FEE 31-Dec-91 0.666667 5.016645 0.13289 199.336409 0.132891 1 FEE 31-Dec-92 0.666667 5.707524 0.11680 0.116805 0.116805 2 FEE 31-Dec-93 0.666667 7.163049 0.09307 0.093070 0.093070 3 FEE 31-Dec-94 0.666667 6.524802 0.10217 0.102174 0.102174 4 FEE 31-Dec-95 0.666667 8.523626 0.07821 0.078214 0.078214 5 FEE 31-Dec-96 0.666667 10.100185 0.06601 99.008087 0.066005 0.066005 6 FEE 31-Dec-97 0.666667 11.124282 0.05993 0.059929 0.059929 0.059929 7 FEE 31-Dec-98 0.666667 12.320589 0.05411 81.164951 0.054110 0.054110 0.054110 8 FEE 31-Dec-99 0.666667 22.298492 0.02990 0.029897 0.029897 0.029897 0.029897 9 FEE 31-Dec-00 0.666667 19.517877 0.03416 51.235081 0.034157 0.034157 0.034157 0.034157 10 FEE 31-Dec-01 0.666667 13.232424 0.05038 0.050381 0.050381 0.050381 0.050381 0.050381 -------------------------------------------------------- Units 51.184699 81.050515 98.779613 198.651666 385.429049 $ Value 677.2976 1072.4948 1307.0937 2628.6431 5100.1606 Surrender $ Value 617.7976 1029.9948 1281.5937 2628.6431 5100.1606 Cumulative No Surrender -32.27% 7.25% 30.71% 162.86% 410.02% W/ Surrender -38.22% 3.00% 28.16% 162.86% 410.02% Annualized No Surrender -32.27% 2.36% 5.50% 10.15% 11.17% W/ Surrender -38.22% 0.99% 5.09% 10.15% 11.17% Oppenheimer Global Securities - ServiceRanges AA 27 Portfolio Inception 11/12/90 NO. YEARS 11.142 0.1425 YEAR YEAR YEAR YEAR 11.142 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 12-Nov-90 Inception Date 11/12/90 3.771815 265.1243 0 FEE 31-Dec-91 0.666667 3.851692 0.17308 259.626159 0.173084 1 FEE 31-Dec-92 0.666667 3.526749 0.18903 0.189032 0.189032 2 FEE 31-Dec-93 0.666667 5.921103 0.11259 0.112592 0.112592 3 FEE 31-Dec-94 0.666667 5.502623 0.12115 0.121154 0.121154 4 FEE 31-Dec-95 0.666667 5.545633 0.12021 0.120215 0.120215 5 FEE 31-Dec-96 0.666667 6.438881 0.10354 155.306489 0.103538 0.103538 6 FEE 31-Dec-97 0.666667 7.770106 0.08580 0.085799 0.085799 0.085799 7 FEE 31-Dec-98 0.666667 8.739379 0.07628 114.424606 0.076283 0.076283 0.076283 8 FEE 31-Dec-99 0.666667 13.652811 0.04883 0.048830 0.048830 0.048830 0.048830 9 FEE 31-Dec-00 0.666667 14.145069 0.04713 70.696014 0.047131 0.047131 0.047131 0.047131 10 FEE 31-Dec-01 0.666667 12.262079 0.05437 0.054368 0.054368 0.054368 0.054368 0.054368 --------------------------------------------------------------- Units 70.641646 114.274277 154.994078 258.667218 263.992325 $ Value 866.2134 1401.2402 1900.5496 3171.7979 3237.0947 Surrender $ Value 806.7134 1358.7402 1875.0496 3171.7979 3237.0947 Cumulative No Surrender -13.38% 40.12% 90.05% 217.18% 223.71% W/ Surrender -19.33% 35.87% 87.50% 217.18% 223.71% Annualized No Surrender -13.38% 11.90% 13.70% 12.24% 11.12% W/ Surrender -19.33% 10.76% 13.40% 12.24% 11.12% Oppenheimer High Income - Service ClassRange BB 28 Portfolio Inception 4/30/86 NO. YEARS 15.682 0.6822 YEAR YEAR YEAR YEAR 15.682 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 30-Apr-86 Inception Date 4/30/86 3.476612 287.6364 0 FEE 31-Dec-91 0.666667 6.023509 0.11068 166.016188 0.110677 1 FEE 31-Dec-92 0.666667 6.981244 0.09549 0.095494 0.095494 2 FEE 31-Dec-93 0.666667 8.693776 0.07668 0.076683 0.076683 3 FEE 31-Dec-94 0.666667 8.297423 0.08035 0.080346 0.080346 4 FEE 31-Dec-95 0.666667 9.845108 0.06772 0.067716 0.067716 5 FEE 31-Dec-96 0.666667 11.184010 0.05961 89.413368 0.059609 0.059609 6 FEE 31-Dec-97 0.666667 12.370741 0.05389 0.053891 0.053891 0.053891 7 FEE 31-Dec-98 0.666667 12.230961 0.05451 81.759724 0.054506 0.054506 0.054506 8 FEE 31-Dec-99 0.666667 12.573073 0.05302 0.053023 0.053023 0.053023 0.053023 9 FEE 31-Dec-00 0.666667 10.717763 0.06220 93.303052 0.062202 0.062202 0.062202 0.062202 10 FEE 31-Dec-01 0.666667 10.774842 0.06187 0.061873 0.061873 0.061873 0.061873 0.061873 --------------------------------------------------------------- Units 93.241180 81.582626 89.127873 165.350845 286.860334 $ Value 1004.6590 879.0399 960.3387 1781.6292 3090.8748 Surrender $ Value 945.1590 836.5399 934.8387 1781.6292 3090.8748 Cumulative No Surrender 0.47% -12.10% -3.97% 78.16% 209.09% W/ Surrender -5.48% -16.35% -6.52% 78.16% 209.09% Annualized No Surrender 0.47% -4.21% -0.81% 5.95% 7.46% W/ Surrender -5.48% -5.78% -1.34% 5.95% 7.46% Oppenheimer Main Street Growth & IncomeRangervicCCClass29 Portfolio Inception 7/5/95 NO. YEARS 6.496 0.4959 YEAR YEAR YEAR YEAR 6.496 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 05-Jul-95 Inception Date 7/5/95 5.620417 177.9227 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 6.990896 0.09536 0.095362 0.095362 5 FEE 31-Dec-96 0.666667 9.130674 0.07301 109.520940 0.073014 0.073014 6 FEE 31-Dec-97 0.666667 11.923363 0.05591 0.055913 0.055913 0.055913 7 FEE 31-Dec-98 0.666667 12.305474 0.05418 81.264647 0.054176 0.054176 0.054176 8 FEE 31-Dec-99 0.666667 14.762786 0.04516 0.045159 0.045159 0.045159 0.045159 9 FEE 31-Dec-00 0.666667 13.278897 0.05020 75.307460 0.050205 0.050205 0.050205 0.050205 10 FEE 31-Dec-01 0.666667 11.759841 0.05669 0.056690 0.056690 0.056690 0.056690 0.056690 --------------------------------------------------------------- Units 75.250770 81.112593 109.258797 #N/A 177.492222 $ Value 884.9371 953.8712 1284.8661 #N/A 2087.2803 Surrender $ Value 825.4371 911.3712 1259.3661 #N/A 2070.2803 Cumulative No Surrender -11.51% -4.61% 28.49% #N/A 108.73% W/ Surrender -17.46% -8.86% 25.94% #N/A 107.03% Annualized No Surrender -11.51% -1.56% 5.14% #N/A 11.99% W/ Surrender -17.46% -3.05% 4.72% #N/A 11.85% Oppenheimer Main Street Small Cap - SerRangeClasDD 30 Portfolio Inception 5/1/98 NO. YEARS 3.671 0.6712 YEAR YEAR YEAR YEAR 3.671 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-May-98 Inception Date 5/1/98 10.562595 94.6737 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 10.042924 0.06638 99.572595 0.066382 0.066382 0.066382 8 FEE 31-Dec-99 0.666667 14.508927 0.04595 0.045949 0.045949 0.045949 0.045949 9 FEE 31-Dec-00 0.666667 11.679235 0.05708 85.622046 0.057081 0.057081 0.057081 0.057081 10 FEE 31-Dec-01 0.666667 11.477557 0.05808 0.058084 0.058084 0.058084 0.058084 0.058084 --------------------------------------------------------------- Units 85.563962 99.411480 #N/A #N/A 94.446209 $ Value 982.0653 1141.0009 #N/A #N/A 1084.0117 Surrender $ Value 922.5653 1098.5009 #N/A #N/A 1041.5117 Cumulative No Surrender -1.79% 14.10% #N/A #N/A 8.40% W/ Surrender -7.74% 9.85% #N/A #N/A 4.15% Annualized No Surrender -1.79% 4.49% #N/A #N/A 2.22% W/ Surrender -7.74% 3.18% #N/A #N/A 1.11% Oppenheimer Multiple Strategies - ServiRangeass EE 31 Portfolio Inception 2/9/87 NO. YEARS 14.9 0.9014 YEAR YEAR YEAR YEAR 14.901 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 09-Feb-87 Inception Date 2/9/87 3.192930 313.1920 0 FEE 31-Dec-91 0.666667 5.041370 0.13224 198.358779 0.132239 1 FEE 31-Dec-92 0.666667 5.415387 0.12311 0.123106 0.123106 2 FEE 31-Dec-93 0.666667 6.189334 0.10771 0.107712 0.107712 3 FEE 31-Dec-94 0.666667 5.982309 0.11144 0.111440 0.111440 4 FEE 31-Dec-95 0.666667 7.156592 0.09315 0.093154 0.093154 5 FEE 31-Dec-96 0.666667 8.146805 0.08183 122.747507 0.081832 0.081832 6 FEE 31-Dec-97 0.666667 9.413378 0.07082 0.070821 0.070821 0.070821 7 FEE 31-Dec-98 0.666667 9.896231 0.06737 101.048571 0.067366 0.067366 0.067366 8 FEE 31-Dec-99 0.666667 10.905647 0.06113 0.061130 0.061130 0.061130 0.061130 9 FEE 31-Dec-00 0.666667 11.442677 0.05826 87.392137 0.058261 0.058261 0.058261 0.058261 10 FEE 31-Dec-01 0.666667 11.528317 0.05783 0.057829 0.057829 0.057829 0.057829 0.057829 --------------------------------------------------------------- Units 87.334309 100.871350 122.432099 197.526128 312.227068 $ Value 1006.8176 1162.8769 1411.4361 2277.1438 3599.4526 Surrender $ Value 947.3176 1120.3769 1385.9361 2277.1438 3599.4526 Cumulative No Surrender 0.68% 16.29% 41.14% 127.71% 259.95% W/ Surrender -5.27% 12.04% 38.59% 127.71% 259.95% Annualized No Surrender 0.68% 5.16% 7.14% 8.58% 8.98% W/ Surrender -5.27% 3.86% 6.75% 8.58% 8.98% Oppenheimer Strategic Bond - Service ClRange FF 32 Portfolio Inception 5/3/93 NO. YEARS 8.668 0.6685 YEAR YEAR YEAR YEAR 8.668 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 03-May-93 Inception Date 5/3/93 7.059172 141.6597 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 7.289492 0.09146 0.091456 0.091456 3 FEE 31-Dec-94 0.666667 6.914184 0.09642 0.096420 0.096420 4 FEE 31-Dec-95 0.666667 7.860334 0.08481 0.084814 0.084814 5 FEE 31-Dec-96 0.666667 8.681474 0.07679 115.187813 0.076792 0.076792 6 FEE 31-Dec-97 0.666667 9.302351 0.07167 0.071666 0.071666 0.071666 7 FEE 31-Dec-98 0.666667 9.434927 0.07066 105.989161 0.070659 0.070659 0.070659 8 FEE 31-Dec-99 0.666667 9.562852 0.06971 0.069714 0.069714 0.069714 0.069714 9 FEE 31-Dec-00 0.666667 9.675117 0.06891 103.357923 0.068905 0.068905 0.068905 0.068905 10 FEE 31-Dec-01 0.666667 9.992079 0.06672 0.066720 0.066720 0.066720 0.066720 0.066720 --------------------------------------------------------------- Units 103.291204 105.783822 114.840148 #N/A 140.962527 $ Value 1032.0939 1057.0003 1147.4918 #N/A 1408.5087 Surrender $ Value 972.5939 1014.5003 1121.9918 #N/A 1408.5087 Cumulative No Surrender 3.21% 5.70% 14.75% #N/A 40.85% W/ Surrender -2.74% 1.45% 12.20% #N/A 40.85% Annualized No Surrender 3.21% 1.87% 2.79% #N/A 4.03% W/ Surrender -2.74% 0.48% 2.33% #N/A 4.03% Van Kampen LIT Emerging Growth - Class Range GG 33 Portfolio Inception 7/3/95 NO. YEARS 6.501 0.5014 YEAR YEAR YEAR YEAR 6.501 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 03-Jul-95 Inception Date 7/3/95 5.283929 189.2531 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 6.140967 0.10856 0.108561 0.108561 5 FEE 31-Dec-96 0.666667 7.053493 0.09452 141.773728 0.094516 0.094516 6 FEE 31-Dec-97 0.666667 8.364380 0.07970 0.079703 0.079703 0.079703 7 FEE 31-Dec-98 0.666667 11.330254 0.05884 88.259275 0.058840 0.058840 0.058840 8 FEE 31-Dec-99 0.666667 22.803530 0.02924 0.029235 0.029235 0.029235 0.029235 9 FEE 31-Dec-00 0.666667 20.174415 0.03305 49.567732 0.033045 0.033045 0.033045 0.033045 10 FEE 31-Dec-01 0.666667 13.610382 0.04898 0.048982 0.048982 0.048982 0.048982 0.048982 --------------------------------------------------------------- Units 49.518750 88.148012 141.523923 #N/A 188.800229 $ Value 673.9691 1199.7281 1926.1947 #N/A 2569.6432 Surrender $ Value 614.4691 1157.2281 1900.6947 #N/A 2552.6432 Cumulative No Surrender -32.60% 19.97% 92.62% #N/A 156.96% W/ Surrender -38.55% 15.72% 90.07% #N/A 155.26% Annualized No Surrender -32.60% 6.26% 14.01% #N/A 15.62% W/ Surrender -38.55% 4.99% 13.71% #N/A 15.50% Van Kampen LIT Growth and Income - ClasRange HH 34 Portfolio Inception 12/23/96 NO. YEARS 5.025 0.0247 YEAR YEAR YEAR YEAR 5.025 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 23-Dec-96 Inception Date 12/23/96 6.767064 147.7746 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 6.744491 0.09885 148.269158 0.098846 0.098846 6 FEE 31-Dec-97 0.666667 8.114969 0.08215 0.082153 0.082153 0.082153 7 FEE 31-Dec-98 0.666667 9.561183 0.06973 104.589568 0.069726 0.069726 0.069726 8 FEE 31-Dec-99 0.666667 10.640737 0.06265 0.062652 0.062652 0.062652 0.062652 9 FEE 31-Dec-00 0.666667 12.504545 0.05331 79.970923 0.053314 0.053314 0.053314 0.053314 10 FEE 31-Dec-01 0.666667 11.517436 0.05788 0.057883 0.057883 0.057883 0.057883 0.057883 --------------------------------------------------------------- Units 79.913039 104.415719 147.943429 #N/A 147.349999 $ Value 920.3933 1202.6014 1703.9290 #N/A 1697.0942 Surrender $ Value 860.8933 1160.1014 1678.4290 #N/A 1671.5942 Cumulative No Surrender -7.96% 20.26% 70.39% #N/A 69.71% W/ Surrender -13.91% 16.01% 67.84% #N/A 67.16% Annualized No Surrender -7.96% 6.34% 11.25% #N/A 11.10% W/ Surrender -13.91% 5.07% 10.91% #N/A 10.77% Van Kampen UIF Active International AllRangeon -IIlass 35 Portfolio Inception 8/31/99 NO. YEARS 2.337 0.3370 YEAR YEAR YEAR YEAR 2.337 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 31-Aug-99 Inception Date 8/31/99 14.161062 70.6162 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 0.666667 16.573888 0.04022 0.040224 0.040224 0.040224 0.040224 9 FEE 31-Dec-00 0.666667 14.064623 0.04740 71.100377 0.047400 0.047400 0.047400 0.047400 10 FEE 31-Dec-01 0.666667 11.094085 0.06009 0.060092 0.060092 0.060092 0.060092 0.060092 --------------------------------------------------------------- Units 71.040285 #N/A #N/A #N/A 70.468456 $ Value 788.1270 #N/A #N/A #N/A 781.7830 Surrender $ Value 728.6270 #N/A #N/A #N/A 730.7830 Cumulative No Surrender -21.19% #N/A #N/A #N/A -21.82% W/ Surrender -27.14% #N/A #N/A #N/A -26.92% Annualized No Surrender -21.19% #N/A #N/A #N/A -10.00% W/ Surrender -27.14% #N/A #N/A #N/A -12.56% Van Kampen UIF Emerging Markets Debt - Range II JJ 36 Portfolio Inception 6/16/97 NO. YEARS 4.545 0.5452 YEAR YEAR YEAR YEAR 4.545 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 16-Jun-97 Inception Date 6/16/97 9.569375 104.5000 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 9.560947 0.06973 0.069728 0.069728 0.069728 7 FEE 31-Dec-98 0.666667 6.743010 0.09887 148.301723 0.098868 0.098868 0.098868 8 FEE 31-Dec-99 0.666667 8.590616 0.07760 0.077604 0.077604 0.077604 0.077604 9 FEE 31-Dec-00 0.666667 9.422579 0.07075 106.128057 0.070752 0.070752 0.070752 0.070752 10 FEE 31-Dec-01 0.666667 10.215726 0.06526 0.065259 0.065259 0.065259 0.065259 0.065259 --------------------------------------------------------------- Units 106.062798 148.088108 #N/A #N/A 104.117822 $ Value 1083.5085 1512.8275 #N/A #N/A 1063.6391 Surrender $ Value 1024.0085 1470.3275 #N/A #N/A 1029.6391 Cumulative No Surrender 8.35% 51.28% #N/A #N/A 6.36% W/ Surrender 2.40% 47.03% #N/A #N/A 2.96% Annualized No Surrender 8.35% 14.80% #N/A #N/A 1.37% W/ Surrender 2.40% 13.71% #N/A #N/A 0.64% Van Kampen UIF U.S. Real Estate - ClassRange KK 37 Portfolio Inception 3/3/97 NO. YEARS 4.833 0.8329 YEAR YEAR YEAR YEAR 4.833 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 03-Mar-97 Inception Date 3/3/97 7.273383 137.4876 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 8.472568 0.07869 0.078685 0.078685 0.078685 7 FEE 31-Dec-98 0.666667 7.436939 0.08964 134.463924 0.089643 0.089643 0.089643 8 FEE 31-Dec-99 0.666667 7.215498 0.09239 0.092394 0.092394 0.092394 0.092394 9 FEE 31-Dec-00 0.666667 9.185601 0.07258 108.866039 0.072577 0.072577 0.072577 0.072577 10 FEE 31-Dec-01 0.666667 9.934688 0.06710 0.067105 0.067105 0.067105 0.067105 0.067105 --------------------------------------------------------------- Units 108.798934 134.231848 #N/A #N/A 137.087200 $ Value 1080.8835 1333.5515 #N/A #N/A 1361.9186 Surrender $ Value 1021.3835 1291.0515 #N/A #N/A 1327.9186 Cumulative No Surrender 8.09% 33.36% #N/A #N/A 36.19% W/ Surrender 2.14% 29.11% #N/A #N/A 32.79% Annualized No Surrender 8.09% 10.07% #N/A #N/A 6.60% W/ Surrender 2.14% 8.89% #N/A #N/A 6.04% Advisor $ 1,000.00 Date 12/31/01 End 12/31/01 Putnam II - NY Advisor MAV The George Putnam Fund of Boston - ClasRange A 1 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 ------------------ Inception Date 12/10/99 10.355781 96.5644 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 10.532303 0.06330 94.945996 0.063297 0.063297 0 8 FEE 31-Dec-99 0.666667 10.339005 0.06448 0.064481 0.064481 0.064481 0.064481 9 FEE 31-Dec-00 0.666667 11.172534 0.05967 89.505210 0.059670 0.059670 0.059670 0.059670 10 FEE 31-Dec-01 0.666667 11.061997 0.06027 0.060266 0.060266 0.060266 0.060266 0.060266 ------------------ -------------------------------------------------------- Units 89.444943 94.761579 #N/A #N/A 96.380004 $ Value 989.4397 1048.2523 #N/A #N/A 1066.1553 1000*(1+T)= Surrender $ Value 929.9397 1005.7523 #N/A #N/A 1015.1553 Cumulative No Surrender -1.06% #N/A #N/A #N/A 6.62% T W/ Surrender -7.01% #N/A #N/A #N/A 1.52% Annualized No Surrender -1.06% #N/A #N/A #N/A 3.16% R W/ Surrender -7.01% #N/A #N/A #N/A 0.73% Global Asset Allocation - Class IB Range B 2 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 13.136225 76.1254 0 FEE 31-Dec-91 0.666667 5.703521 0.11689 175.330292 0 1 FEE 31-Dec-92 0.666667 5.966534 0.11173 0.111734 0 2 FEE 31-Dec-93 0.666667 6.898834 0.09663 0.096635 0 3 FEE 31-Dec-94 0.666667 6.620457 0.10070 0.100698 0 4 FEE 31-Dec-95 0.666667 8.126152 0.08204 0.082040 0 5 FEE 31-Dec-96 0.666667 9.247374 0.07209 108.138808 0.072093 0 6 FEE 31-Dec-97 0.666667 10.891820 0.06121 0.061208 0.061208 0 7 FEE 31-Dec-98 0.666667 12.182453 0.05472 82.085275 0.054724 0.054724 0 8 FEE 31-Dec-99 0.666667 13.421326 0.04967 0.049672 0.049672 0.049672 0.049672 9 FEE 31-Dec-00 0.666667 12.586894 0.05297 79.447718 0.052965 0.052965 0.052965 0.052965 10 FEE 31-Dec-01 0.666667 11.349791 0.05874 0.058738 0.058738 0.058738 0.058738 0.058738 ---------------------------------------------------------------- Units 79.388979 81.923899 107.861501 174.589785 75.963995 $ Value 901.0483 929.8191 1224.2055 1981.5576 862.1755 Surrender $ Value 841.5483 887.3191 1198.7055 1981.5576 811.1755 Cumulative No Surrender -9.90% #N/A #N/A #N/A -13.78% W/ Surrender -15.85% #N/A #N/A #N/A -18.88% Annualized No Surrender -9.90% #N/A #N/A #N/A -6.94% W/ Surrender -15.85% #N/A #N/A #N/A -9.66% Growth and Income - Class IB Range CC 3 SubAccount Inception 12/10/99 NO. YEARS 2.06 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 12.346363 80.9955 0 FEE 31-Dec-91 0.666667 4.590057 0.14524 217.862218 0 1 FEE 31-Dec-92 0.666667 4.958251 0.13446 0.134456 0 2 FEE 31-Dec-93 0.666667 5.576204 0.11956 0.119556 0 3 FEE 31-Dec-94 0.666667 5.507385 0.12105 0.121050 0 4 FEE 31-Dec-95 0.666667 7.410606 0.08996 0.089961 0 5 FEE 31-Dec-96 0.666667 8.892398 0.07497 112.455605 0.074970 0 6 FEE 31-Dec-97 0.666667 10.865739 0.06135 0.061355 0.061355 0 7 FEE 31-Dec-98 0.666667 12.348379 0.05399 80.982289 0.053988 0.053988 0 8 FEE 31-Dec-99 0.666667 12.349956 0.05398 0.053981 0.053981 0.053981 0.053981 9 FEE 31-Dec-00 0.666667 13.139073 0.05074 76.108870 0.050739 0.050739 0.050739 0.050739 10 FEE 31-Dec-01 0.666667 12.122296 0.05500 0.054995 0.054995 0.054995 0.054995 0.054995 ---------------------------------------------------------------- Units 76.053875 80.822574 112.180547 217.047167 80.835797 $ Value 921.9476 979.7552 1359.8858 2631.1100 979.9155 Surrender $ Value 862.4476 937.2552 1334.3858 2631.1100 928.9155 Cumulative No Surrender -7.81% #N/A #N/A #N/A -2.01% W/ Surrender -13.76% #N/A #N/A #N/A -7.11% Annualized No Surrender -7.81% #N/A #N/A #N/A -0.98% W/ Surrender -13.76% #N/A #N/A #N/A -3.52% Health Sciences - Class IB Range D 4 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 10.698116 93.4744 0 FEE 31-Dec-91 0.666667 #N/A #N/A #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A #N/A #N/A 0 2 FEE 31-Dec-93 0.666667 #N/A #N/A #N/A 0 3 FEE 31-Dec-94 0.666667 #N/A #N/A #N/A 0 4 FEE 31-Dec-95 0.666667 #N/A #N/A #N/A 0 5 FEE 31-Dec-96 0.666667 #N/A #N/A #N/A #N/A 0 6 FEE 31-Dec-97 0.666667 #N/A #N/A #N/A #N/A 0 7 FEE 31-Dec-98 0.666667 12.033401 0.05540 83.102026 0.055401 0.055401 0 8 FEE 31-Dec-99 0.666667 11.388440 0.05854 0.058539 0.058539 0.058539 0.058539 9 FEE 31-Dec-00 0.666667 15.603855 0.04272 64.086727 0.042724 0.042724 0.042724 0.042724 10 FEE 31-Dec-01 0.666667 12.341474 0.05402 0.054018 0.054018 0.054018 0.054018 0.054018 ---------------------------------------------------------------- Units 64.032709 82.946744 #N/A #N/A 93.319121 $ Value 790.2580 1023.6851 #N/A #N/A 1151.6955 Surrender $ Value 730.7580 981.1851 #N/A #N/A 1100.6955 Cumulative No Surrender -20.97% #N/A #N/A #N/A 15.17% W/ Surrender -26.92% #N/A #N/A #N/A 10.07% Annualized No Surrender -20.97% #N/A #N/A #N/A 7.10% W/ Surrender -26.92% #N/A #N/A #N/A 4.77% High Yield - Class IB Range E 5 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 10-Dec-99 11.557573 86.5234 0 FEE 31-Dec-91 0.666667 6.133327 0.10870 163.043647 0 1 FEE 31-Dec-92 0.666667 7.182386 0.09282 0.092820 0 2 FEE 31-Dec-93 0.666667 8.452410 0.07887 0.078873 0 3 FEE 31-Dec-94 0.666667 8.241167 0.08089 0.080895 0 4 FEE 31-Dec-95 0.666667 9.597192 0.06946 0.069465 0 5 FEE 31-Dec-96 0.666667 10.655673 0.06256 93.846724 0.062564 0 6 FEE 31-Dec-97 0.666667 11.991686 0.05559 0.055594 0.055594 0 7 FEE 31-Dec-98 0.666667 11.122399 0.05994 89.908661 0.059939 0.059939 0 8 FEE 31-Dec-99 0.666667 11.600356 0.05747 0.057470 0.057470 0.057470 0.057470 9 FEE 31-Dec-00 0.666667 10.462334 0.06372 95.580967 0.063721 0.063721 0.063721 0.063721 10 FEE 31-Dec-01 0.666667 10.688306 0.06237 0.062373 0.062373 0.062373 0.062373 0.062373 ---------------------------------------------------------------- Units 95.518593 89.725097 93.547627 162.359933 86.339792 $ Value 1020.9320 959.0093 999.8657 1735.3526 922.8261 Surrender $ Value 961.4320 916.5093 974.3657 1735.3526 871.8261 Cumulative No Surrender 2.09% #N/A #N/A #N/A -7.72% W/ Surrender -3.86% #N/A #N/A #N/A -12.82% Annualized No Surrender 2.09% #N/A #N/A #N/A -3.82% W/ Surrender -3.86% #N/A #N/A #N/A -6.44% Income - Class IB Range F 6 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 8.792277 113.7362 0 FEE 31-Dec-91 0.666667 5.975173 0.11157 167.359171 0 1 FEE 31-Dec-92 0.666667 6.321491 0.10546 0.105460 0 2 FEE 31-Dec-93 0.666667 6.923499 0.09629 0.096290 0 3 FEE 31-Dec-94 0.666667 6.590152 0.10116 0.101161 0 4 FEE 31-Dec-95 0.666667 7.812253 0.08534 0.085336 0 5 FEE 31-Dec-96 0.666667 7.874744 0.08466 126.988255 0.084659 0 6 FEE 31-Dec-97 0.666667 8.420104 0.07918 0.079176 0.079176 0 7 FEE 31-Dec-98 0.666667 8.980094 0.07424 111.357409 0.074238 0.074238 0 8 FEE 31-Dec-99 0.666667 8.660381 0.07698 0.076979 0.076979 0.076979 0.076979 9 FEE 31-Dec-00 0.666667 9.202407 0.07244 108.667222 0.072445 0.072445 0.072445 0.072445 10 FEE 31-Dec-01 0.666667 9.731975 0.06850 0.068503 0.068503 0.068503 0.068503 0.068503 ---------------------------------------------------------------- Units 108.598719 111.139483 126.616915 166.514924 113.518254 $ Value 1056.8800 1081.6067 1232.2326 1620.5191 1104.7568 Surrender $ Value 997.3800 1039.1067 1206.7326 1620.5191 1053.7568 Cumulative No Surrender 5.69% #N/A #N/A #N/A 10.48% W/ Surrender -0.26% #N/A #N/A #N/A 5.38% Annualized No Surrender 5.69% #N/A #N/A #N/A 4.95% W/ Surrender -0.26% #N/A #N/A #N/A 2.57% International Growth - Class IB Range G 7 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.438931 64.7713 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 9.125084 0.07306 0.073059 0.073059 0 7 FEE 31-Dec-98 0.666667 10.656413 0.06256 93.840207 0.062560 0.062560 0 8 FEE 31-Dec-99 0.666667 16.810223 0.03966 0.039658 0.039658 0.039658 0.039658 9 FEE 31-Dec-00 0.666667 14.985894 0.04449 66.729419 0.044486 0.044486 0.044486 0.044486 10 FEE 31-Dec-01 0.666667 11.725728 0.05686 0.056855 0.056855 0.056855 0.056855 0.056855 ---------------------------------------------------------------- Units 66.672564 93.699207 #N/A #N/A 64.630324 $ Value 781.7844 1098.6914 #N/A #N/A 757.8376 Surrender $ Value 722.2844 1056.1914 #N/A #N/A 706.8376 Cumulative No Surrender -21.82% #N/A #N/A #N/A -24.22% W/ Surrender -27.77% #N/A #N/A #N/A -29.32% Annualized No Surrender -21.82% #N/A #N/A #N/A -12.59% W/ Surrender -27.77% #N/A #N/A #N/A -15.50% Investors - Class IB Range H 8 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 20.315862 49.2226 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 16.976239 0.03927 58.905862 0.039271 0.039271 0 8 FEE 31-Dec-99 0.666667 21.751097 0.03065 0.030650 0.030650 0.030650 0.030650 9 FEE 31-Dec-00 0.666667 17.445231 0.03821 57.322256 0.038215 0.038215 0.038215 0.038215 10 FEE 31-Dec-01 0.666667 12.933949 0.05154 0.051544 0.051544 0.051544 0.051544 0.051544 ---------------------------------------------------------------- Units 57.270712 58.785454 #N/A #N/A 49.102214 $ Value 740.7365 760.3281 #N/A #N/A 635.0855 Surrender $ Value 681.2365 717.8281 #N/A #N/A 584.0855 Cumulative No Surrender -25.93% #N/A #N/A #N/A -36.49% W/ Surrender -31.88% #N/A #N/A #N/A -41.59% Annualized No Surrender -25.93% #N/A #N/A #N/A -19.78% W/ Surrender -31.88% #N/A #N/A #N/A -22.97% Money Market - Class IB Range I 9 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 9.363430 106.7985 0 FEE 31-Dec-91 0.666667 7.489509 0.08901 133.520101 0 1 FEE 31-Dec-92 0.666667 7.634610 0.08732 0.087322 0 2 FEE 31-Dec-93 0.666667 7.723869 0.08631 0.086313 0 3 FEE 31-Dec-94 0.666667 7.892808 0.08447 0.084465 0 4 FEE 31-Dec-95 0.666667 8.192567 0.08137 0.081375 0 5 FEE 31-Dec-96 0.666667 8.473290 0.07868 118.017913 0.078679 0 6 FEE 31-Dec-97 0.666667 8.775006 0.07597 0.075973 0.075973 0 7 FEE 31-Dec-98 0.666667 9.092450 0.07332 109.981358 0.073321 0.073321 0 8 FEE 31-Dec-99 0.666667 9.383548 0.07105 0.071046 0.071046 0.071046 0.071046 9 FEE 31-Dec-00 0.666667 9.783359 0.06814 102.214383 0.068143 0.068143 0.068143 0.068143 10 FEE 31-Dec-01 0.666667 10.011052 0.06659 0.066593 0.066593 0.066593 0.066593 0.066593 ---------------------------------------------------------------- Units 102.147790 109.775576 117.662836 132.746872 106.592688 $ Value 1022.6068 1098.9690 1177.9288 1328.9358 1067.1049 Surrender $ Value 963.1068 1056.4690 1152.4288 1328.9358 1016.1049 Cumulative No Surrender 2.26% #N/A #N/A #N/A 6.71% W/ Surrender -3.69% #N/A #N/A #N/A 1.61% Annualized No Surrender 2.26% #N/A #N/A #N/A 3.20% W/ Surrender -3.69% #N/A #N/A #N/A 0.78% New Opportunities - Class IB Range J 10 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 25.055097 39.9120 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 7.312090 0.09117 0.091173 0 4 FEE 31-Dec-95 0.666667 10.426218 0.06394 0.063941 0 5 FEE 31-Dec-96 0.666667 11.305501 0.05897 88.452515 0.058968 0 6 FEE 31-Dec-97 0.666667 13.718368 0.04860 0.048597 0.048597 0 7 FEE 31-Dec-98 0.666667 16.798037 0.03969 59.530765 0.039687 0.039687 0 8 FEE 31-Dec-99 0.666667 27.999441 0.02381 0.023810 0.023810 0.023810 0.023810 9 FEE 31-Dec-00 0.666667 20.368547 0.03273 49.095304 0.032730 0.032730 0.032730 0.032730 10 FEE 31-Dec-01 0.666667 14.024703 0.04754 0.047535 0.047535 0.047535 0.047535 0.047535 --------------------------------------------------------------- Units 49.047768 59.426690 88.260156 #N/A 39.807963 $ Value 687.8804 833.4417 1237.8225 #N/A 558.2949 Surrender $ Value 628.3804 790.9417 1212.3225 #N/A 507.2949 Cumulative No Surrender -31.21% #N/A #N/A #N/A -44.17% W/ Surrender -37.16% #N/A #N/A #N/A -49.27% Annualized No Surrender -31.21% #N/A #N/A #N/A -24.64% W/ Surrender -37.16% #N/A #N/A #N/A -28.06% New Value - Class IB Range K 11 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 9.752574 102.5370 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 9.532110 0.06994 0.069939 0.069939 0 7 FEE 31-Dec-98 0.666667 9.969605 0.06687 100.304877 0.066870 0.066870 0 8 FEE 31-Dec-99 0.666667 9.852566 0.06766 0.067664 0.067664 0.067664 0.067664 9 FEE 31-Dec-00 0.666667 11.885643 0.05609 84.135120 0.056090 0.056090 0.056090 0.056090 10 FEE 31-Dec-01 0.666667 12.103436 0.05508 0.055081 0.055081 0.055081 0.055081 0.055081 ---------------------------------------------------------------- Units 84.080039 100.126042 #N/A #N/A 102.358198 $ Value 1017.6574 1211.8691 #N/A #N/A 1238.8859 Surrender $ Value 958.1574 1169.3691 #N/A #N/A 1187.8859 Cumulative No Surrender 1.77% #N/A #N/A #N/A 23.89% W/ Surrender -4.18% #N/A #N/A #N/A 18.79% Annualized No Surrender 1.77% #N/A #N/A #N/A 10.96% W/ Surrender -4.18% #N/A #N/A #N/A 8.72% Research - Class IB Range L 12 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.809540 63.2529 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 13.370419 0.04986 74.791972 0.049861 0.049861 0 8 FEE 31-Dec-99 0.666667 16.829125 0.03961 0.039614 0.039614 0.039614 0.039614 9 FEE 31-Dec-00 0.666667 16.260942 0.04100 61.497052 0.040998 0.040998 0.040998 0.040998 10 FEE 31-Dec-01 0.666667 13.008396 0.05125 0.051249 0.051249 0.051249 0.051249 0.051249 ---------------------------------------------------------------- Units 61.445803 74.660111 #N/A #N/A 63.121086 $ Value 799.3113 971.2083 #N/A #N/A 821.1041 Surrender $ Value 739.8113 928.7083 #N/A #N/A 770.1041 Cumulative No Surrender -20.07% #N/A #N/A #N/A -17.89% W/ Surrender -26.02% #N/A #N/A #N/A -22.99% Annualized No Surrender -20.07% #N/A #N/A #N/A -9.12% W/ Surrender -26.02% #N/A #N/A #N/A -11.91% Utilities Growth and Income - Class IB Range M 13 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.229679 65.6613 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 7.274652 0.09164 0.091642 0 2 FEE 31-Dec-93 0.666667 8.121880 0.08208 0.082083 0 3 FEE 31-Dec-94 0.666667 7.432583 0.08970 0.089695 0 4 FEE 31-Dec-95 0.666667 9.588940 0.06952 0.069525 0 5 FEE 31-Dec-96 0.666667 10.928730 0.06100 91.501940 0.061001 0 6 FEE 31-Dec-97 0.666667 13.671147 0.04876 0.048765 0.048765 0 7 FEE 31-Dec-98 0.666667 15.478174 0.04307 64.607104 0.043071 0.043071 0 8 FEE 31-Dec-99 0.666667 15.136653 0.04404 0.044043 0.044043 0.044043 0.044043 9 FEE 31-Dec-00 0.666667 17.534629 0.03802 57.030006 0.038020 0.038020 0.038020 0.038020 10 FEE 31-Dec-01 0.666667 13.424846 0.04966 0.049659 0.049659 0.049659 0.049659 0.049659 --------------------------------------------------- Units 56.980347 64.475382 91.278382 #N/A 65.529543 $ Value 764.9524 865.5721 1225.3982 #N/A 879.7240 Surrender $ Value 705.4524 823.0721 1199.8982 #N/A 828.7240 Cumulative No Surrender -23.50% #N/A #N/A #N/A -12.03% W/ Surrender -29.45% #N/A #N/A #N/A -17.13% Annualized No Surrender -23.50% #N/A #N/A #N/A -6.03% W/ Surrender -29.45% #N/A #N/A #N/A -8.72% Vista - Class IB Range N 14 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 19.755544 50.6187 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 12.564460 0.05306 0.053060 0.053060 0 7 FEE 31-Dec-98 0.666667 14.800333 0.04504 67.566047 0.045044 0.045044 0 8 FEE 31-Dec-99 0.666667 22.260794 0.02995 0.029948 0.029948 0.029948 0.029948 9 FEE 31-Dec-00 0.666667 21.047302 0.03167 47.512028 0.031675 0.031675 0.031675 0.031675 10 FEE 31-Dec-01 0.666667 13.794330 0.04833 0.048329 0.048329 0.048329 0.048329 0.048329 ---------------------------------------------------------------- Units 47.463699 67.456096 #N/A #N/A 50.508751 $ Value 654.7299 930.5116 #N/A #N/A 696.7344 Surrender $ Value 595.2299 888.0116 #N/A #N/A 645.7344 Cumulative No Surrender -34.53% #N/A #N/A #N/A -30.33% W/ Surrender -40.48% #N/A #N/A #N/A -35.43% Annualized No Surrender -34.53% #N/A #N/A #N/A -16.09% W/ Surrender -40.48% #N/A #N/A #N/A -19.13% Voyager - Class IB Range O 15 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 18.581999 53.8155 0 FEE 31-Dec-91 0.666667 4.484596 0.14866 222.985526 0 1 FEE 31-Dec-92 0.666667 4.871119 0.13686 0.136861 0 2 FEE 31-Dec-93 0.666667 5.690852 0.11715 0.117147 0 3 FEE 31-Dec-94 0.666667 5.659233 0.11780 0.117802 0 4 FEE 31-Dec-95 0.666667 7.835446 0.08508 0.085083 0 5 FEE 31-Dec-96 0.666667 8.711993 0.07652 114.784298 0.076523 0 6 FEE 31-Dec-97 0.666667 10.848198 0.06145 0.061454 0.061454 0 7 FEE 31-Dec-98 0.666667 13.280109 0.05020 75.300587 0.050200 0.050200 0 8 FEE 31-Dec-99 0.666667 20.684950 0.03223 0.032230 0.032230 0.032230 0.032230 9 FEE 31-Dec-00 0.666667 17.018491 0.03917 58.759616 0.039173 0.039173 0.039173 0.039173 10 FEE 31-Dec-01 0.666667 13.014715 0.05122 0.051224 0.051224 0.051224 0.051224 0.051224 ---------------------------------------------------------------- Units 58.708392 75.177960 114.550017 222.217829 53.692897 $ Value 764.0730 978.4197 1490.8358 2892.1017 698.7977 Surrender $ Value 704.5730 935.9197 1465.3358 2892.1017 647.7977 Cumulative No Surrender -23.59% #N/A #N/A #N/A -30.12% W/ Surrender -29.54% #N/A #N/A #N/A -35.22% Annualized No Surrender -23.59% #N/A #N/A #N/A -15.97% W/ Surrender -29.54% #N/A #N/A #N/A -19.00% Franklin Growth and Income Securities -Ranges 2 P 16 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 3.941430 0.16914 253.715022 0 1 FEE 31-Dec-92 0.666667 4.263114 0.15638 0.156380 0 2 FEE 31-Dec-93 0.666667 4.624143 0.14417 0.144171 0 3 FEE 31-Dec-94 0.666667 4.703526 0.14174 0.141738 0 4 FEE 31-Dec-95 0.666667 6.143089 0.10852 0.108523 0 5 FEE 31-Dec-96 0.666667 6.897541 0.09665 144.979203 0.096653 0 6 FEE 31-Dec-97 0.666667 8.664847 0.07694 0.076939 0.076939 0 7 FEE 31-Dec-98 0.666667 9.229488 0.07223 108.348372 0.072232 0.072232 0 8 FEE 31-Dec-99 0.666667 9.458350 0.07048 0.070484 0.070484 0.070484 0 9 FEE 31-Dec-00 0.666667 11.044655 0.06036 90.541533 0.060361 0.060361 0.060361 0 10 FEE 31-Dec-01 0.666667 11.408535 0.05844 0.058436 0.058436 0.058436 0.058436 0 ---------------------------------------------------------------- Units 90.483098 108.159091 144.640751 252.729105 #DIV/0! $ Value 1032.2796 1233.9368 1650.1391 2883.2688 #DIV/0! Surrender $ Value 972.7796 1191.4368 1624.6391 2883.2688 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Franklin Small Cap - Class 2 Range Q 17 SubAccount Inception 9/19/00 NO. YEARS 1.282 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 21.252321 47.0537 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 7.264100 0.09178 0.091776 0 5 FEE 31-Dec-96 0.666667 9.219012 0.07231 108.471493 0.072314 0 6 FEE 31-Dec-97 0.666667 10.644064 0.06263 0.062633 0.062633 0 7 FEE 31-Dec-98 0.666667 10.363106 0.06433 96.496166 0.064331 0.064331 0 8 FEE 31-Dec-99 0.666667 20.057279 0.03324 0.033238 0.033238 0.033238 0 9 FEE 31-Dec-00 0.666667 16.848082 0.03957 59.353937 0.039569 0.039569 0.039569 0.039569 10 FEE 31-Dec-01 0.666667 14.073478 0.04737 0.047370 0.047370 0.047370 0.047370 0.047370 ---------------------------------------------------------------- Units 59.306567 96.375988 108.224352 #N/A 46.966744 $ Value 834.6497 1356.3454 1523.0930 #N/A 660.9854 Surrender $ Value 775.1497 1313.8454 1497.5930 #N/A 601.4854 Cumulative No Surrender -16.54% #N/A #N/A #N/A -33.90% W/ Surrender -22.49% #N/A #N/A #N/A -39.85% Annualized No Surrender -16.54% #N/A #N/A #N/A -27.60% W/ Surrender -22.49% #N/A #N/A #N/A -32.73% Franklin Small Cap Value Securities - CRange2 RR 18 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 8.469844 0.07871 118.065929 0.078711 0.078711 0 8 FEE 31-Dec-99 0.666667 8.464755 0.07876 0.078758 0.078758 0.078758 0 9 FEE 31-Dec-00 0.666667 10.431157 0.06391 95.866643 0.063911 0.063911 0.063911 0 10 FEE 31-Dec-01 0.666667 11.700100 0.05698 0.056980 0.056980 0.056980 0.056980 0 ---------------------------------------------------------------- Units 95.809663 117.866280 #N/A #N/A #DIV/0! $ Value 1120.9826 1379.0473 #N/A #N/A #DIV/0! Surrender $ Value 1061.4826 1336.5473 #N/A #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Mutual Shares Securities - Class II Range S 19 SubAccount Inception 9/19/00 NO. YEARS 1.282 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 10.000413 99.9959 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 7.460690 0.08936 134.035860 0.089357 0 6 FEE 31-Dec-97 0.666667 8.636580 0.07719 0.077191 0.077191 0 7 FEE 31-Dec-98 0.666667 8.499418 0.07844 117.655115 0.078437 0.078437 0 8 FEE 31-Dec-99 0.666667 9.500573 0.07017 0.070171 0.070171 0.070171 0 9 FEE 31-Dec-00 0.666667 10.625866 0.06274 94.109977 0.062740 0.062740 0.062740 0.062740 10 FEE 31-Dec-01 0.666667 11.210793 0.05947 0.059467 0.059467 0.059467 0.059467 0.059467 ---------------------------------------------------------------- Units 94.050510 117.462737 133.687854 #N/A 99.873664 $ Value 1054.3808 1316.8504 1498.7469 #N/A 1119.6630 Surrender $ Value 994.8808 1274.3504 1473.2469 #N/A 1060.1630 Cumulative No Surrender 5.44% #N/A #N/A #N/A 11.97% W/ Surrender -0.51% #N/A #N/A #N/A 6.02% Annualized No Surrender 5.44% #N/A #N/A #N/A 9.22% W/ Surrender -0.51% #N/A #N/A #N/A 4.66% Templeton Developing Markets SecuritiesRangeass 2T 20 SubAccount Inception 9/19/00 NO. YEARS 1.282 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 12.267956 81.5132 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 20.370406 0.03273 49.090823 0.032727 0 6 FEE 31-Dec-97 0.666667 14.179668 0.04702 0.047016 0.047016 0 7 FEE 31-Dec-98 0.666667 11.037037 0.06040 90.604027 0.060403 0.060403 0 8 FEE 31-Dec-99 0.666667 16.674992 0.03998 0.039980 0.039980 0.039980 0 9 FEE 31-Dec-00 0.666667 11.170643 0.05968 89.520362 0.059680 0.059680 0.059680 0.059680 10 FEE 31-Dec-01 0.666667 10.120331 0.06587 0.065874 0.065874 0.065874 0.065874 0.065874 -------------------------------------------------- Units 89.454488 90.438493 48.817871 #N/A 81.387617 $ Value 905.3090 915.2675 494.0530 #N/A 823.6696 Surrender $ Value 845.8090 872.7675 468.5530 #N/A 764.1696 Cumulative No Surrender -9.47% #N/A #N/A #N/A -17.63% W/ Surrender -15.42% #N/A #N/A #N/A -23.58% Annualized No Surrender -9.47% #N/A #N/A #N/A -14.04% W/ Surrender -15.42% #N/A #N/A #N/A -18.92% Templeton Foreign Securities - Class 2 Range U 21 SubAccount Inception 5/22/00 NO. YEARS 1.611 0.6110 YEAR YEAR YEAR YEAR 1.611 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 22-May-00 Inception Date 5/22/00 13.064355 76.5442 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 5.040394 0.13226 0.132265 0 2 FEE 31-Dec-93 0.666667 7.303113 0.09129 0.091285 0 3 FEE 31-Dec-94 0.666667 7.020868 0.09496 0.094955 0 4 FEE 31-Dec-95 0.666667 7.993993 0.08340 0.083396 0 5 FEE 31-Dec-96 0.666667 9.752613 0.06836 102.536623 0.068358 0 6 FEE 31-Dec-97 0.666667 10.924690 0.06102 0.061024 0.061024 0 7 FEE 31-Dec-98 0.666667 11.745768 0.05676 85.137047 0.056758 0.056758 0 8 FEE 31-Dec-99 0.666667 14.267851 0.04673 0.046725 0.046725 0.046725 0 9 FEE 31-Dec-00 0.666667 13.730860 0.04855 72.828650 0.048552 0.048552 0.048552 0.048552 10 FEE 31-Dec-01 0.666667 11.368660 0.05864 0.058641 0.058641 0.058641 0.058641 0.058641 ---------------------------------------------------------------- Units 72.770009 84.983129 102.264923 #N/A 76.436961 $ Value 827.2975 966.1443 1162.6151 #N/A 868.9858 Surrender $ Value 767.7975 923.6443 1137.1151 #N/A 809.4858 Cumulative No Surrender -17.27% #N/A #N/A #N/A -13.10% W/ Surrender -23.22% #N/A #N/A #N/A -19.05% Annualized No Surrender -17.27% #N/A #N/A #N/A -8.35% W/ Surrender -23.22% #N/A #N/A #N/A -12.30% Templeton Global Income Securities - ClRange V 22 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 7.159743 0.09311 139.669818 0 1 FEE 31-Dec-92 0.666667 7.011573 0.09508 0.095081 0 2 FEE 31-Dec-93 0.666667 8.044283 0.08287 0.082875 0 3 FEE 31-Dec-94 0.666667 7.515066 0.08871 0.088711 0 4 FEE 31-Dec-95 0.666667 8.473564 0.07868 0.078676 0 5 FEE 31-Dec-96 0.666667 9.134873 0.07298 109.470597 0.072980 0 6 FEE 31-Dec-97 0.666667 9.204088 0.07243 0.072432 0.072432 0 7 FEE 31-Dec-98 0.666667 9.690773 0.06879 103.190943 0.068794 0.068794 0 8 FEE 31-Dec-99 0.666667 8.969896 0.07432 0.074323 0.074323 0.074323 0 9 FEE 31-Dec-00 0.666667 9.208808 0.07239 108.591687 0.072394 0.072394 0.072394 0 10 FEE 31-Dec-01 0.666667 9.279645 0.07184 0.071842 0.071842 0.071842 0.071842 0 ---------------------------------------------------------------- Units 108.519846 102.972384 109.110812 138.891711 #DIV/0! $ Value 1007.0256 955.5472 1012.5096 1288.8658 #DIV/0! Surrender $ Value 947.5256 913.0472 987.0096 1288.8658 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! LSA Aggressive Growth Range W 23 SubAccount Inception TBD O. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 0.666667 #N/A -- -- -- -- 0 9 FEE 31-Dec-00 0.666667 #N/A -- #N/A -- -- -- 0 10 FEE 31-Dec-01 0.666667 13.556545 0.04918 0.049177 0.049177 0.049177 0.049177 0 ---------------------------------------------------------------- Units #N/A #N/A #N/A #N/A #DIV/0! $ Value #N/A #N/A #N/A #N/A #DIV/0! Surrender $ Value #N/A #N/A #N/A #N/A #DIV/0! #N/A #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! LSA Focused Equity Range X 24 SubAccount Inception 6/21/02 NO. YEARS -0.471 0.5288 YEAR YEAR YEAR YEAR -0.471 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 21-Jun-02 Inception Date 6/21/02 10.971967 91.1414 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 0.666667 18.772433 0.03551 0.035513 0.035513 0.035513 0 9 FEE 31-Dec-00 0.666667 16.320642 0.04085 61.272099 0.040848 0.040848 0.040848 0 10 FEE 31-Dec-01 0.666667 13.603396 0.04901 0.049007 0.049007 0.049007 0.049007 0 ---------------------------------------------------------------- Units 61.223092 #N/A #N/A #N/A 91.141361 $ Value 832.8420 #N/A #N/A #N/A 1239.8320 Surrender $ Value 773.3420 #N/A #N/A #N/A #N/A #N/A #N/A Cumulative No Surrender #N/A #N/A #N/A #N/A 23.98% W/ Surrender #N/A #N/A #N/A #N/A #N/A Annualized No Surrender #N/A #N/A #N/A #N/A 23.98% W/ Surrender #N/A #N/A #N/A #N/A #N/A LSA Mid Cap Value Range Y 25 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 0.666667 #N/A -- -- -- -- 0 9 FEE 31-Dec-00 0.666667 #N/A -- #N/A -- -- -- 0 10 FEE 31-Dec-01 0.666667 11.337984 0.05880 0.058799 0.058799 0.058799 0.058799 0 ---------------------------------------------------------------- Units #N/A #N/A #N/A #N/A #DIV/0! $ Value #N/A #N/A #N/A #N/A #DIV/0! Surrender $ Value #N/A #N/A #N/A #N/A #DIV/0! #N/A #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Aggressive Growth - ServiceRanges Z 26 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 5.096911 0.13080 196.197265 0 1 FEE 31-Dec-92 0.666667 5.790156 0.11514 0.115138 0 2 FEE 31-Dec-93 0.666667 7.255869 0.09188 0.091880 0 3 FEE 31-Dec-94 0.666667 6.599457 0.10102 0.101018 0 4 FEE 31-Dec-95 0.666667 8.608276 0.07744 0.077445 0 5 FEE 31-Dec-96 0.666667 10.185126 0.06545 98.182389 0.065455 0 6 FEE 31-Dec-97 0.666667 11.201029 0.05952 0.059518 0.059518 0 7 FEE 31-Dec-98 0.666667 12.386997 0.05382 80.729817 0.053820 0.053820 0 8 FEE 31-Dec-99 0.666667 22.385164 0.02978 0.029782 0.029782 0.029782 0 9 FEE 31-Dec-00 0.666667 19.564493 0.03408 51.113004 0.034075 0.034075 0.034075 0 10 FEE 31-Dec-01 0.666667 13.243981 0.05034 0.050337 0.050337 0.050337 0.050337 0 ---------------------------------------------------------------- Units 51.062666 80.615623 97.954856 195.518797 #DIV/0! $ Value 676.2730 1067.6718 1297.3123 2589.4472 #DIV/0! Surrender $ Value 616.7730 1025.1718 1271.8123 2589.4472 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Global Securities - ServiceRanges AA 27 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 3.913290 0.17036 255.539457 0 1 FEE 31-Dec-92 0.666667 3.577775 0.18634 0.186336 0 2 FEE 31-Dec-93 0.666667 5.997789 0.11115 0.111152 0 3 FEE 31-Dec-94 0.666667 5.565549 0.11978 0.119785 0 4 FEE 31-Dec-95 0.666667 5.600675 0.11903 0.119033 0 5 FEE 31-Dec-96 0.666667 6.492990 0.10267 154.012250 0.102675 0 6 FEE 31-Dec-97 0.666667 7.823677 0.08521 0.085211 0.085211 0 7 FEE 31-Dec-98 0.666667 8.786446 0.07587 113.811659 0.075874 0.075874 0 8 FEE 31-Dec-99 0.666667 13.705812 0.04864 0.048641 0.048641 0.048641 0 9 FEE 31-Dec-00 0.666667 14.178804 0.04702 70.527810 0.047019 0.047019 0.047019 0 10 FEE 31-Dec-01 0.666667 12.272780 0.05432 0.054321 0.054321 0.054321 0.054321 0 ---------------------------------------------------------------- Units 70.473490 113.661679 153.701184 254.589410 #DIV/0! $ Value 864.9056 1394.9448 1886.3408 3124.5198 #DIV/0! Surrender $ Value 805.4056 1352.4448 1860.8408 3124.5198 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer High Income - Service ClassRange BB 28 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 6.119832 0.10894 163.403178 0 1 FEE 31-Dec-92 0.666667 7.082265 0.09413 0.094132 0 2 FEE 31-Dec-93 0.666667 8.806372 0.07570 0.075703 0 3 FEE 31-Dec-94 0.666667 8.392313 0.07944 0.079438 0 4 FEE 31-Dec-95 0.666667 9.942841 0.06705 0.067050 0 5 FEE 31-Dec-96 0.666667 11.278007 0.05911 88.668149 0.059112 0 6 FEE 31-Dec-97 0.666667 12.456021 0.05352 0.053522 0.053522 0 7 FEE 31-Dec-98 0.666667 12.296821 0.05421 81.321831 0.054215 0.054215 0 8 FEE 31-Dec-99 0.666667 12.621833 0.05282 0.052819 0.052819 0.052819 0 9 FEE 31-Dec-00 0.666667 10.743293 0.06205 93.081330 0.062054 0.062054 0.062054 0 10 FEE 31-Dec-01 0.666667 10.784235 0.06182 0.061819 0.061819 0.061819 0.061819 0 ---------------------------------------------------------------- Units 93.019511 81.145140 88.383721 162.743316 #DIV/0! $ Value 1003.1443 875.0883 953.1508 1755.0622 #DIV/0! Surrender $ Value 943.6443 832.5883 927.6508 1755.0622 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Main Street Growth & IncomeRangervicCCClass29 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 7.060319 0.09442 0.094424 0 5 FEE 31-Dec-96 0.666667 9.207447 0.07241 108.607739 0.072405 0 6 FEE 31-Dec-97 0.666667 12.005613 0.05553 0.055530 0.055530 0 7 FEE 31-Dec-98 0.666667 12.371781 0.05389 80.829106 0.053886 0.053886 0 8 FEE 31-Dec-99 0.666667 14.820093 0.04498 0.044984 0.044984 0.044984 0 9 FEE 31-Dec-00 0.666667 13.310571 0.05009 75.128257 0.050086 0.050086 0.050086 0 10 FEE 31-Dec-01 0.666667 11.770113 0.05664 0.056641 0.056641 0.056641 0.056641 0 ---------------------------------------------------------------- Units 75.071616 80.677396 108.346613 #N/A #DIV/0! $ Value 883.6014 949.5821 1275.2519 #N/A #DIV/0! Surrender $ Value 824.1014 907.0821 1249.7519 #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Main Street Small Cap - SerRangeClasDD 30 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 10.097079 0.06603 99.038544 0.066026 0.066026 0 8 FEE 31-Dec-99 0.666667 14.565313 0.04577 0.045771 0.045771 0.045771 0 9 FEE 31-Dec-00 0.666667 11.707107 0.05695 85.418199 0.056945 0.056945 0.056945 0 10 FEE 31-Dec-01 0.666667 11.487579 0.05803 0.058034 0.058034 0.058034 0.058034 0 ---------------------------------------------------------------- Units 85.360166 98.877794 #N/A #N/A #DIV/0! $ Value 980.5816 1135.8665 #N/A #N/A #DIV/0! Surrender $ Value 921.0816 1093.3665 #N/A #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Multiple Strategies - ServiRangeass EE 31 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 5.121992 0.13016 195.236541 0 1 FEE 31-Dec-92 0.666667 5.493744 0.12135 0.121350 0 2 FEE 31-Dec-93 0.666667 6.269480 0.10634 0.106335 0 3 FEE 31-Dec-94 0.666667 6.050726 0.11018 0.110180 0 4 FEE 31-Dec-95 0.666667 7.227641 0.09224 0.092238 0 5 FEE 31-Dec-96 0.666667 8.215295 0.08115 121.724174 0.081149 0 6 FEE 31-Dec-97 0.666667 9.478287 0.07034 0.070336 0.070336 0 7 FEE 31-Dec-98 0.666667 9.949542 0.06700 100.507139 0.067005 0.067005 0 8 FEE 31-Dec-99 0.666667 10.947969 0.06089 0.060894 0.060894 0.060894 0 9 FEE 31-Dec-00 0.666667 11.469967 0.05812 87.184209 0.058123 0.058123 0.058123 0 10 FEE 31-Dec-01 0.666667 11.538380 0.05778 0.057778 0.057778 0.057778 0.057778 0 ---------------------------------------------------------------- Units 87.126431 100.330344 121.410038 194.411152 #DIV/0! $ Value 1005.2979 1157.6496 1400.8752 2243.1897 #DIV/0! Surrender $ Value 945.7979 1115.1496 1375.3752 2243.1897 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Strategic Bond - Service ClRange FF 32 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 7.383877 0.09029 0.090287 0 3 FEE 31-Dec-94 0.666667 6.993230 0.09533 0.095330 0 4 FEE 31-Dec-95 0.666667 7.938326 0.08398 0.083981 0 5 FEE 31-Dec-96 0.666667 8.754419 0.07615 114.228026 0.076152 0 6 FEE 31-Dec-97 0.666667 9.366451 0.07118 0.071176 0.071176 0 7 FEE 31-Dec-98 0.666667 9.485705 0.07028 105.421790 0.070281 0.070281 0 8 FEE 31-Dec-99 0.666667 9.599918 0.06945 0.069445 0.069445 0.069445 0 9 FEE 31-Dec-00 0.666667 9.698157 0.06874 103.112375 0.068742 0.068742 0.068742 0 10 FEE 31-Dec-01 0.666667 10.000785 0.06666 0.066661 0.066661 0.066661 0.066661 0 ---------------------------------------------------------------- Units 103.045713 105.216942 113.881721 #N/A #DIV/0! $ Value 1030.5380 1052.2520 1138.9066 #N/A #DIV/0! Surrender $ Value 971.0380 1009.7520 1113.4066 #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Van Kampen LIT Emerging Growth - Class Range GG 33 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 6.201962 0.10749 0.107493 0 5 FEE 31-Dec-96 0.666667 7.112806 0.09373 140.591491 0.093728 0 6 FEE 31-Dec-97 0.666667 8.422062 0.07916 0.079157 0.079157 0 7 FEE 31-Dec-98 0.666667 11.391297 0.05852 87.786316 0.058524 0.058524 0 8 FEE 31-Dec-99 0.666667 22.892120 0.02912 0.029122 0.029122 0.029122 0 9 FEE 31-Dec-00 0.666667 20.222415 0.03297 49.450078 0.032967 0.032967 0.032967 0 10 FEE 31-Dec-01 0.666667 13.622271 0.04894 0.048939 0.048939 0.048939 0.048939 0 ---------------------------------------------------------------- Units 49.401139 87.675288 140.342781 #N/A #DIV/0! $ Value 672.9557 1194.3365 1911.7874 #N/A #DIV/0! Surrender $ Value 613.4557 1151.8365 1886.2874 #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Van Kampen LIT Growth and Income - ClasRange HH 34 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 6.801196 0.09802 147.032963 0.098022 0 6 FEE 31-Dec-97 0.666667 8.170932 0.08159 0.081590 0.081590 0 7 FEE 31-Dec-98 0.666667 9.612699 0.06935 104.029056 0.069353 0.069353 0 8 FEE 31-Dec-99 0.666667 10.682033 0.06241 0.062410 0.062410 0.062410 0 9 FEE 31-Dec-00 0.666667 12.534270 0.05319 79.781272 0.053188 0.053188 0.053188 0 10 FEE 31-Dec-01 0.666667 11.527497 0.05783 0.057833 0.057833 0.057833 0.057833 0 ---------------------------------------------------------------- Units 79.723439 103.855625 146.708590 #N/A #DIV/0! $ Value 919.0117 1197.1954 1691.1828 #N/A #DIV/0! Surrender $ Value 859.5117 1154.6954 1665.6828 #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Van Kampen UIF Active International AllRangeon -IIlass 35 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 0.666667 16.639552 0.04007 0.040065 0.040065 0.040065 0 9 FEE 31-Dec-00 0.666667 14.099160 0.04728 70.926211 0.047284 0.047284 0.047284 0 10 FEE 31-Dec-01 0.666667 11.104632 0.06004 0.060035 0.060035 0.060035 0.060035 0 ---------------------------------------------------------------- Units 70.866176 #N/A #N/A #N/A #DIV/0! $ Value 786.9428 #N/A #N/A #N/A #DIV/0! Surrender $ Value 727.4428 #N/A #N/A #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Van Kampen UIF Emerging Markets Debt - Range II JJ 36 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 9.627610 0.06925 0.069245 0.069245 0 7 FEE 31-Dec-98 0.666667 6.779840 0.09833 147.496106 0.098331 0.098331 0 8 FEE 31-Dec-99 0.666667 8.624610 0.07730 0.077298 0.077298 0.077298 0 9 FEE 31-Dec-00 0.666667 9.445695 0.07058 105.868335 0.070579 0.070579 0.070579 0 10 FEE 31-Dec-01 0.666667 10.225434 0.06520 0.065197 0.065197 0.065197 0.065197 0 ---------------------------------------------------------------- Units 105.803138 147.283032 #N/A #N/A #DIV/0! $ Value 1081.8830 1506.0329 #N/A #N/A #DIV/0! Surrender $ Value 1022.3830 1463.5329 #N/A #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Van Kampen UIF U.S. Real Estate - ClassRange KK 37 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 8.531658 0.07814 0.078140 0.078140 0 7 FEE 31-Dec-98 0.666667 7.477567 0.08916 133.733339 0.089156 0.089156 0 8 FEE 31-Dec-99 0.666667 7.244043 0.09203 0.092030 0.092030 0.092030 0 9 FEE 31-Dec-00 0.666667 9.208200 0.07240 108.598858 0.072399 0.072399 0.072399 0 10 FEE 31-Dec-01 0.666667 9.944124 0.06704 0.067041 0.067041 0.067041 0.067041 0 ---------------------------------------------------------------- Units 108.531816 133.501869 #N/A #N/A #DIV/0! $ Value 1079.2538 1327.5591 #N/A #N/A #DIV/0! Surrender $ Value 1019.7538 1285.0591 #N/A #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Advisor $ 1,000.00 Date 12/31/01 End 12/31/01 Putnam II - NY Advisor MAV The George Putnam Fund of Boston - ClasRange A 1 SubAccount Inception 12/10/99 4/30/98 Portfolio Inception NO. YEARS 2.06 3.67 SubAccount 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 ----------------- Inception Date 12/10/99 10.355781 96.5644 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 0.000000 10.532303 0.00000 94.945996 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 10.339005 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 11.172534 0.00000 89.505210 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 11.061997 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 ------------------ ---------------------------------------------------------------- Units 89.505210 94.945996 #N/A #N/A 96.564421 $ Value 990.1064 1050.2923 #N/A #N/A 1068.1953 Cumulative SubAccount -0.99% #N/A #N/A #N/A 6.82% Portfolio -0.99% 5.03% #N/A #N/A Annualized SubAccount -0.99% #N/A #N/A #N/A 3.25% Portfolio -0.99% 1.65% #N/A #N/A Global Asset Allocation - Class IB Range B 2 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.06 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 13.136225 76.1254 0 EEDB Charge 31-Dec-91 0.000000 5.703521 0.00000 175.330292 0 1 EEDB Charge 31-Dec-92 0.000000 5.966534 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 6.898834 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 6.620457 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 8.126152 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 9.247374 0.00000 108.138808 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 10.891820 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 12.182453 0.00000 82.085275 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 13.421326 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 12.586894 0.00000 79.447718 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 11.349791 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 ---------------------------------------------------------------- Units 79.447718 82.085275 108.138808 175.330292 76.125371 $ Value 901.7150 931.6507 1227.3529 1989.9622 864.0070 Cumulative SubAccount -9.83% #N/A #N/A #N/A -13.60% Portfolio -9.83% -6.83% 22.74% 99.00% Annualized SubAccount -9.83% #N/A #N/A #N/A -6.85% Portfolio -9.83% -2.33% 4.18% 7.12% Growth and Income - Class IB Range CC 3 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.06 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 12.346363 80.9955 0 EEDB Charge 31-Dec-91 0.000000 4.590057 0.00000 217.862218 0 1 EEDB Charge 31-Dec-92 0.000000 4.958251 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 5.576204 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 5.507385 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 7.410606 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 8.892398 0.00000 112.455605 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 10.865739 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 12.348379 0.00000 80.982289 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 12.349956 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 13.139073 0.00000 76.108870 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 12.122296 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 ---------------------------------------------------------------- Units 76.108870 80.982289 112.455605 217.862218 80.995513 $ Value 922.6143 981.6913 1363.2201 2640.9903 981.8516 Cumulative SubAccount -7.74% #N/A #N/A #N/A -1.81% Portfolio -7.74% -1.83% 36.32% 164.10% Annualized SubAccount -7.74% #N/A #N/A #N/A -0.89% Portfolio -7.74% -0.61% 6.39% 10.20% Health Sciences - Class IB Range D 4 SubAccount Inception 12/10/99 4/30/98 Portfolio Inception NO. YEARS 2.06 3.67 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 10.698116 93.4744 0 EEDB Charge 31-Dec-91 0.000000 #N/A #N/A #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A #N/A #N/A 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A #N/A #N/A 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A #N/A #N/A 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A #N/A #N/A 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A #N/A #N/A #N/A 0 6 EEDB Charge 31-Dec-97 0.000000 #N/A #N/A #N/A #N/A 0 7 EEDB Charge 31-Dec-98 0.000000 12.033401 0.00000 83.102026 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 11.388440 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 15.603855 0.00000 64.086727 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 12.341474 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 ---------------------------------------------------------------- Units 64.086727 83.102026 #N/A #N/A 93.474402 $ Value 790.9247 1025.6015 #N/A #N/A 1153.6119 Cumulative SubAccount -20.91% #N/A #N/A #N/A 15.36% Portfolio -20.91% 2.56% #N/A #N/A Annualized SubAccount -20.91% #N/A #N/A #N/A 7.18% Portfolio -20.91% 0.85% #N/A #N/A High Yield - Class IB Range E 5 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.060 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 10-Dec-99 11.557573 86.5234 0 EEDB Charge 31-Dec-91 0.000000 6.133327 0.00000 163.043647 0 1 EEDB Charge 31-Dec-92 0.000000 7.182386 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 8.452410 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 8.241167 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 9.597192 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 10.655673 0.00000 93.846724 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 11.991686 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 11.122399 0.00000 89.908661 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 11.600356 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 10.462334 0.00000 95.580967 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 10.688306 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 ---------------------------------------------------------------- Units 95.580967 89.908661 93.846724 163.043647 86.523356 $ Value 1021.5986 960.9713 1003.0625 1742.6604 924.7881 Cumulative SubAccount 2.16% #N/A #N/A #N/A -7.52% Portfolio 2.16% -3.90% 0.31% 74.27% Annualized SubAccount 2.16% #N/A #N/A #N/A -3.72% Portfolio 2.16% -1.32% 0.06% 5.71% Income - Class IB Range F 6 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.060 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 8.792277 113.7362 0 EEDB Charge 31-Dec-91 0.000000 5.975173 0.00000 167.359171 0 1 EEDB Charge 31-Dec-92 0.000000 6.321491 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 6.923499 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 6.590152 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 7.812253 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 7.874744 0.00000 126.988255 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 8.420104 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 8.980094 0.00000 111.357409 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 8.660381 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 9.202407 0.00000 108.667222 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 9.731975 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 ---------------------------------------------------------------- Units 108.667222 111.357409 126.988255 167.359171 113.736180 $ Value 1057.5467 1083.7275 1235.8465 1628.7353 1106.8777 Cumulative SubAccount 5.75% #N/A #N/A #N/A 10.69% Portfolio 5.75% 8.37% 23.58% 62.87% Annualized SubAccount 5.75% #N/A #N/A #N/A 5.05% Portfolio 5.75% 2.72% 4.33% 5.00% International Growth - Class IB Range G 7 SubAccount Inception 12/10/99 1/2/97 Portfolio Inception NO. YEARS 2.060 5.00 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.438931 64.7713 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 9.125084 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 10.656413 0.00000 93.840207 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 16.810223 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 14.985894 0.00000 66.729419 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 11.725728 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 ---------------------------------------------------------------- Units 66.729419 93.840207 #N/A #N/A 64.771324 $ Value 782.4510 1100.3447 #N/A #N/A 759.4909 Cumulative SubAccount -21.75% #N/A #N/A #N/A -24.05% Portfolio -21.75% 10.03% #N/A #N/A Annualized SubAccount -21.75% #N/A #N/A #N/A -12.50% Portfolio -21.75% 3.24% #N/A #N/A Investors - Class IB Range H 8 SubAccount Inception 12/10/99 4/30/98 Portfolio Inception NO. YEARS 2.060 3.67 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 20.315862 49.2226 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 0.000000 16.976239 0.00000 58.905862 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 21.751097 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 17.445231 0.00000 57.322256 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 12.933949 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 ---------------------------------------------------------------- Units 57.322256 58.905862 #N/A #N/A 49.222622 $ Value 741.4031 761.8854 #N/A #N/A 636.6429 Cumulative SubAccount -25.86% #N/A #N/A #N/A -36.34% Portfolio -25.86% -23.81% #N/A #N/A Annualized SubAccount -25.86% #N/A #N/A #N/A -19.68% Portfolio -25.86% -8.67% #N/A #N/A Money Market - Class IB Range I 9 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.060 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 9.363430 106.7985 0 EEDB Charge 31-Dec-91 0.000000 7.489509 0.00000 133.520101 0 1 EEDB Charge 31-Dec-92 0.000000 7.634610 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 7.723869 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 7.892808 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 8.192567 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 8.473290 0.00000 118.017913 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 8.775006 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 9.092450 0.00000 109.981358 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 9.383548 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 9.783359 0.00000 102.214383 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 10.011052 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 ---------------------------------------------------------------- Units 102.214383 109.981358 118.017913 133.520101 106.798470 $ Value 1023.2735 1101.0291 1181.4835 1336.6767 1069.1650 Cumulative SubAccount 2.33% #N/A #N/A #N/A 6.92% Portfolio 2.33% 10.10% 18.15% 33.67% Annualized SubAccount 2.33% #N/A #N/A #N/A 3.30% Portfolio 2.33% 3.26% 3.39% 2.94% New Opportunities - Class IB Range J 10 SubAccount Inception 12/10/99 5/2/94 Portfolio Inception NO. YEARS 2.060 7.67 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 25.055097 39.9120 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 7.312090 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 10.426218 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 11.305501 0.00000 88.452515 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 13.718368 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 16.798037 0.00000 59.530765 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 27.999441 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 20.368547 0.00000 49.095304 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 14.024703 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 ---------------------------------------------------------------- Units 49.095304 59.530765 88.452515 #N/A 39.912039 $ Value 688.5471 834.9013 1240.5203 #N/A 559.7545 Cumulative SubAccount -31.15% #N/A #N/A #N/A -44.02% Portfolio -31.15% -16.51% 24.05% #N/A Annualized SubAccount -31.15% #N/A #N/A #N/A -24.55% Portfolio -31.15% -5.84% 4.40% #N/A New Value - Class IB Range K 11 SubAccount Inception 12/10/99 1/2/97 Portfolio Inception NO. YEARS 2.060 5.00 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 9.752574 102.5370 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 9.532110 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 9.969605 0.00000 100.304877 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 9.852566 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 11.885643 0.00000 84.135120 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 12.103436 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 ---------------------------------------------------------------- Units 84.135120 100.304877 #N/A #N/A 102.537033 $ Value 1018.3240 1214.0337 #N/A #N/A 1241.0504 Cumulative SubAccount 1.83% #N/A #N/A #N/A 24.11% Portfolio 1.83% 21.40% #N/A #N/A Annualized SubAccount 1.83% #N/A #N/A #N/A 11.05% Portfolio 1.83% 6.68% #N/A #N/A Research - Class IB Range L 12 SubAccount Inception 12/10/99 9/29/98 Portfolio Inception NO. YEARS 2.060 3.26 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.809540 63.2529 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 0.000000 13.370419 0.00000 74.791972 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 16.829125 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 16.260942 0.00000 61.497052 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 13.008396 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 ---------------------------------------------------------------- Units 61.497052 74.791972 #N/A #N/A 63.252947 $ Value 799.9780 972.9236 #N/A #N/A 822.8194 Cumulative SubAccount -20.00% #N/A #N/A #N/A -17.72% Portfolio -20.00% -2.71% #N/A #N/A Annualized SubAccount -20.00% #N/A #N/A #N/A -9.03% Portfolio -20.00% -0.91% #N/A #N/A Utilities Growth and Income - Class IB Range M 13 SubAccount Inception 12/10/99 5/1/92 Portfolio Inception NO. YEARS 2.060 9.67 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.229679 65.6613 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 7.274652 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 8.121880 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 7.432583 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 9.588940 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 10.928730 0.00000 91.501940 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 13.671147 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 15.478174 0.00000 64.607104 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 15.136653 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 17.534629 0.00000 57.030006 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 13.424846 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 ---------------------------------------------------------------- Units 57.030006 64.607104 91.501940 #N/A 65.661266 $ Value 765.6191 867.3404 1228.3995 #N/A 881.4924 Cumulative SubAccount -23.44% #N/A #N/A #N/A -11.85% Portfolio -23.44% -13.27% 22.84% #N/A Annualized SubAccount -23.44% #N/A #N/A #N/A -5.94% Portfolio -23.44% -4.63% 4.20% #N/A Vista - Class IB Range N 14 SubAccount Inception 12/10/99 1/2/97 Portfolio Inception NO. YEARS 2.060 5.00 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 19.755544 50.6187 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 12.564460 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 14.800333 0.00000 67.566047 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 22.260794 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 21.047302 0.00000 47.512028 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 13.794330 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 ---------------------------------------------------------------- Units 47.512028 67.566047 #N/A #N/A 50.618702 $ Value 655.3966 932.0284 #N/A #N/A 698.2511 Cumulative SubAccount -34.46% #N/A #N/A #N/A -30.17% Portfolio -34.46% -6.80% #N/A #N/A Annualized SubAccount -34.46% #N/A #N/A #N/A -16.00% Portfolio -34.46% -2.32% #N/A #N/A Voyager - Class IB Range O 15 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.060 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 18.581999 53.8155 0 EEDB Charge 31-Dec-91 0.000000 4.484596 0.00000 222.985526 0 1 EEDB Charge 31-Dec-92 0.000000 4.871119 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 5.690852 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 5.659233 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 7.835446 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 8.711993 0.00000 114.784298 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 10.848198 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 13.280109 0.00000 75.300587 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 20.684950 0.00000 0.000000 0.000000 0.000000 0.000000 9 EEDB Charge 31-Dec-00 0.000000 17.018491 0.00000 58.759616 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 13.014715 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 ---------------------------------------------------------------- Units 58.759616 75.300587 114.784298 222.985526 53.815523 $ Value 764.7397 980.0157 1493.8849 2902.0931 700.3937 Cumulative SubAccount -23.53% #N/A #N/A #N/A -29.96% Portfolio -23.53% -2.00% 49.39% 190.21% Annualized SubAccount -23.53% #N/A #N/A #N/A -15.87% Portfolio -23.53% -0.67% 8.36% 11.24% Franklin Growth and Income Securities -Ranges 2 P 16 SubAccount Inception TBD 1/24/89 Portfolio Inception NO. YEARS #VALUE! 12.94 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 3.941430 0.00000 253.715022 0 1 EEDB Charge 31-Dec-92 0.000000 4.263114 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 4.624143 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 4.703526 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 6.143089 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 6.897541 0.00000 144.979203 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 8.664847 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 9.229488 0.00000 108.348372 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 9.458350 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 11.044655 0.00000 90.541533 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 11.408535 0.00000 0.000000 0.000000 0.000000 0.000000 0 ---------------------------------------------------------------- Units 90.541533 108.348372 144.979203 253.715022 #DIV/0! $ Value 1032.9463 1236.0962 1654.0003 2894.5167 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 3.29% 23.61% 65.40% 189.45% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 3.29% 7.32% 10.59% 11.21% Franklin Small Cap - Class 2 Range Q 17 SubAccount Inception 9/19/00 10/31/95 Portfolio Inception NO. YEARS 1.282 6.17 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 21.252321 47.0537 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 7.264100 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 9.219012 0.00000 108.471493 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 10.644064 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 10.363106 0.00000 96.496166 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 20.057279 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 16.848082 0.00000 59.353937 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 14.073478 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 ---------------------------------------------------------------- Units 59.353937 96.496166 108.471493 #N/A 47.053684 $ Value 835.3163 1358.0367 1526.5712 #N/A 662.2090 Cumulative SubAccount -16.47% #N/A #N/A #N/A -33.78% Portfolio -16.47% 35.80% 52.66% #N/A Annualized SubAccount -16.47% #N/A #N/A #N/A -27.49% Portfolio -16.47% 10.74% 8.83% #N/A Franklin Small Cap Value Securities - CRange2 RR 18 SubAccount Inception TBD 4/30/98 Portfolio Inception NO. YEARS #VALUE! 3.67 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE NIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 0.000000 8.469844 0.00000 118.065929 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 8.464755 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 10.431157 0.00000 95.866643 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 11.700100 0.00000 0.000000 0.000000 0.000000 0.000000 0 ---------------------------------------------------------------- Units 95.866643 118.065929 #N/A #N/A #DIV/0! $ Value 1121.6493 1381.3832 #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 12.16% 38.14% #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 12.16% 11.37% #N/A #N/A Mutual Shares Securities - Class II Range S 19 SubAccount Inception 9/19/00 11/8/96 Portfolio Inception NO. YEARS 1.282 5.15 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 10.000413 99.9959 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 7.460690 0.00000 134.035860 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 8.636580 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 8.499418 0.00000 117.655115 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 9.500573 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 10.625866 0.00000 94.109977 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 11.210793 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 ---------------------------------------------------------------- Units 94.109977 117.655115 134.035860 #N/A 99.995870 $ Value 1055.0475 1319.0071 1502.6483 #N/A 1121.0330 Cumulative SubAccount 5.50% #N/A #N/A #N/A 12.10% Portfolio 5.50% 31.90% 50.26% #N/A Annualized SubAccount 5.50% #N/A #N/A #N/A 9.32% Portfolio 5.50% 9.67% 8.49% #N/A Templeton Developing Markets SecuritiesRangeass 2T 20 SubAccount Inception 9/19/00 3/4/96 Portfolio Inception NO. YEARS 1.282 5.83 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 12.267956 81.5132 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 20.370406 0.00000 49.090823 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 14.179668 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 11.037037 0.00000 90.604027 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 16.674992 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 11.170643 0.00000 89.520362 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 10.120331 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 -------------------------------------------------- Units 89.520362 90.604027 49.090823 #N/A 81.513171 $ Value 905.9757 916.9427 496.8154 #N/A 824.9403 Cumulative SubAccount -9.40% #N/A #N/A #N/A -17.51% Portfolio -9.40% -8.31% -50.32% #N/A Annualized SubAccount -9.40% #N/A #N/A #N/A -13.94% Portfolio -9.40% -2.85% -13.06% #N/A Templeton Foreign Securities - Class 2 Range U 21 SubAccount Inception 5/22/00 5/1/92 Portfolio Inception NO. YEARS 1.611 9.67 0.6110 YEAR YEAR YEAR YEAR 1.611 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 22-May-00 Inception Date 5/22/00 13.064355 76.5442 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 5.040394 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 7.303113 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 7.020868 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 7.993993 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 9.752613 0.00000 102.536623 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 10.924690 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 11.745768 0.00000 85.137047 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 14.267851 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 13.730860 0.00000 72.828650 0.000000 0.000000 0.000000 0.000000 10 EEDB Charge 31-Dec-01 0.000000 11.368660 0.00000 0.000000 0.000000 0.000000 0.000000 0.000000 ---------------------------------------------------------------- Units 72.828650 85.137047 102.536623 #N/A 76.544154 $ Value 827.9642 967.8941 1165.7040 #N/A 870.2045 Cumulative SubAccount -17.20% #N/A #N/A #N/A -12.98% Portfolio -17.20% -3.21% 16.57% #N/A Annualized SubAccount -17.20% #N/A #N/A #N/A -8.27% Portfolio -17.20% -1.08% 3.11% #N/A Templeton Global Income Securities - ClRange V 22 SubAccount Inception TBD 1/24/89 Portfolio Inception NO. YEARS #VALUE! 12.94 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 7.159743 0.00000 139.669818 0 1 EEDB Charge 31-Dec-92 0.000000 7.011573 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 8.044283 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 7.515066 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 8.473564 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 9.134873 0.00000 109.470597 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 9.204088 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 9.690773 0.00000 103.190943 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 8.969896 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 9.208808 0.00000 108.591687 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 9.279645 0.00000 0.000000 0.000000 0.000000 0.000000 0 ---------------------------------------------------------------- Units 108.591687 103.190943 109.470597 139.669818 #DIV/0! $ Value 1007.6923 957.5753 1015.8483 1296.0863 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 0.77% -4.24% 1.58% 29.61% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 0.77% -1.43% 0.31% 2.63% LSA Aggressive Growth Range W 23 SubAccount Inception TBD 8/14/01 Portfolio Inception NO. YEARS #VALUE! 0.38 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 0.000000 #N/A -- #N/A -- -- 0 8 EEDB Charge 31-Dec-99 0.000000 #N/A -- -- -- -- 0 9 EEDB Charge 31-Dec-00 0.000000 #N/A -- #N/A -- -- -- 0 10 EEDB Charge 31-Dec-01 0.000000 13.556545 0.00000 0.000000 0.000000 0.000000 0.000000 0 ---------------------------------------------------------------- Units #N/A #N/A #N/A #N/A #DIV/0! $ Value #N/A #N/A #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio #N/A #N/A #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio #N/A #N/A #N/A #N/A LSA Focused Equity Range X 24 SubAccount Inception 6/21/02 10/1/99 Portfolio Inception NO. YEARS -0.471 2.25 0.5288 YEAR YEAR YEAR YEAR -0.471 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception -Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 21-Jun-02 Inception Date 6/21/02 10.971967 91.1414 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 0.000000 #N/A -- #N/A -- -- 0 8 EEDB Charge 31-Dec-99 0.000000 18.772433 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 16.320642 0.00000 61.272099 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 13.603396 0.00000 0.000000 0.000000 0.000000 0.000000 0 ---------------------------------------------------------------- Units 61.272099 #N/A #N/A #N/A 91.141361 $ Value 833.5086 #N/A #N/A #N/A 1239.8320 Cumulative SubAccount #N/A #N/A #N/A #N/A 23.98% Portfolio -16.65% #N/A #N/A #N/A Annualized SubAccount #N/A #N/A #N/A #N/A 23.98% Portfolio -16.65% #N/A #N/A #N/A LSA Mid Cap Value Range Y 25 SubAccount Inception TBD 8/14/01 Portfolio Inception NO. YEARS #VALUE! 0.38 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 0.000000 #N/A -- #N/A -- -- 0 8 EEDB Charge 31-Dec-99 0.000000 #N/A -- -- -- -- 0 9 EEDB Charge 31-Dec-00 0.000000 #N/A -- #N/A -- -- -- 0 10 EEDB Charge 31-Dec-01 0.000000 11.337984 0.00000 0.000000 0.000000 0.000000 0.000000 0 ---------------------------------------------------------------- Units #N/A #N/A #N/A #N/A #DIV/0! $ Value #N/A #N/A #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio #N/A #N/A #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio #N/A #N/A #N/A #N/A Oppenheimer Aggressive Growth - ServiceRanges Z 26 SubAccount Inception TBD 8/15/86 Portfolio Inception NO. YEARS #VALUE! 15.39 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 5.096911 0.00000 196.197265 0 1 EEDB Charge 31-Dec-92 0.000000 5.790156 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 7.255869 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 6.599457 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 8.608276 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 10.185126 0.00000 98.182389 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 11.201029 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 12.386997 0.00000 80.729817 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 22.385164 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 19.564493 0.00000 51.113004 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 13.243981 0.00000 0.000000 0.000000 0.000000 0.000000 0 ---------------------------------------------------------------- Units 51.113004 80.729817 98.182389 196.197265 #DIV/0! $ Value 676.9396 1069.1842 1300.3257 2598.4329 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -32.31% 6.92% 30.03% 159.84% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -32.31% 2.25% 5.39% 10.02% Oppenheimer Global Securities - ServiceRanges AA 27 SubAccount Inception TBD 11/12/90 Portfolio Inception NO. YEARS #VALUE! 11.14 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 3.913290 0.00000 255.539457 0 1 EEDB Charge 31-Dec-92 0.000000 3.577775 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 5.997789 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 5.565549 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 5.600675 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 6.492990 0.00000 154.012250 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 7.823677 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 8.786446 0.00000 113.811659 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 13.705812 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 14.178804 0.00000 70.527810 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 12.272780 0.00000 0.000000 0.000000 0.000000 0.000000 0 -------------------------------------------------- Units 70.527810 113.811659 154.012250 255.539457 #DIV/0! $ Value 865.5723 1396.7855 1890.1585 3136.1795 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -13.44% 39.68% 89.02% 213.62% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -13.44% 11.78% 13.58% 12.11% Oppenheimer High Income - Service ClassRange BB 28 SubAccount Inception TBD 4/30/86 Portfolio Inception NO. YEARS #VALUE! 15.68 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 6.119832 0.00000 163.403178 0 1 EEDB Charge 31-Dec-92 0.000000 7.082265 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 8.806372 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 8.392313 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 9.942841 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 11.278007 0.00000 88.668149 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 12.456021 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 12.296821 0.00000 81.321831 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 12.621833 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 10.743293 0.00000 93.081330 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 10.784235 0.00000 0.000000 0.000000 0.000000 0.000000 0 ---------------------------------------------------------------- Units 93.081330 81.321831 88.668149 163.403178 #DIV/0! $ Value 1003.8109 876.9937 956.2182 1762.1783 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 0.38% -12.30% -4.38% 76.22% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 0.38% -4.28% -0.89% 5.83% Oppenheimer Main Street Growth & IncomeRangervicCCClass29 SubAccount Inception TBD 7/5/95 Portfolio Inception NO. YEARS #VALUE! 6.50 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 7.060319 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 9.207447 0.00000 108.607739 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 12.005613 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 12.371781 0.00000 80.829106 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 14.820093 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 13.310571 0.00000 75.128257 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 11.770113 0.00000 0.000000 0.000000 0.000000 0.000000 0 ---------------------------------------------------------------- Units 75.128257 80.829106 108.607739 #N/A #DIV/0! $ Value 884.2681 951.3677 1278.3254 #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -11.57% -4.86% 27.83% #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -11.57% -1.65% 5.03% #N/A Oppenheimer Main Street Small Cap - SerRangeClasDD 30 SubAccount Inception TBD 5/1/98 Portfolio Inception NO. YEARS #VALUE! 3.67 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 0.000000 10.097079 0.00000 99.038544 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 14.565313 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 11.707107 0.00000 85.418199 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 11.487579 0.00000 0.000000 0.000000 0.000000 0.000000 0 ---------------------------------------------------------------- Units 85.418199 99.038544 #N/A #N/A #DIV/0! $ Value 981.2483 1137.7131 #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -1.88% 13.77% #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -1.88% 4.39% #N/A #N/A Oppenheimer Multiple Strategies - ServiRangeass EE 31 SubAccount Inception TBD 2/9/87 Portfolio Inception NO. YEARS #VALUE! 14.90 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 5.121992 0.00000 195.236541 0 1 EEDB Charge 31-Dec-92 0.000000 5.493744 0.00000 0.000000 0 2 EEDB Charge 31-Dec-93 0.000000 6.269480 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 6.050726 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 7.227641 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 8.215295 0.00000 121.724174 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 9.478287 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 9.949542 0.00000 100.507139 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 10.947969 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 11.469967 0.00000 87.184209 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 11.538380 0.00000 0.000000 0.000000 0.000000 0.000000 0 ---------------------------------------------------------------- Units 87.184209 100.507139 121.724174 195.236541 #DIV/0! $ Value 1005.9645 1159.6896 1404.4998 2252.7134 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 0.60% 15.97% 40.45% 125.27% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 0.60% 5.06% 7.03% 8.46% Oppenheimer Strategic Bond - Service ClRange FF 32 SubAccount Inception TBD 5/3/93 Portfolio Inception NO. YEARS #VALUE! 8.67 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 7.383877 0.00000 0.000000 0 3 EEDB Charge 31-Dec-94 0.000000 6.993230 0.00000 0.000000 0 4 EEDB Charge 31-Dec-95 0.000000 7.938326 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 8.754419 0.00000 114.228026 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 9.366451 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 9.485705 0.00000 105.421790 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 9.599918 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 9.698157 0.00000 103.112375 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 10.000785 0.00000 0.000000 0.000000 0.000000 0.000000 0 ---------------------------------------------------------------- Units 103.112375 105.421790 114.228026 #N/A #DIV/0! $ Value 1031.2047 1054.3007 1142.3699 #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 3.12% 5.43% 14.24% #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 3.12% 1.78% 2.70% #N/A Van Kampen LIT Emerging Growth - Class Range GG 33 SubAccount Inception TBD 7/3/95 Portfolio Inception NO. YEARS #VALUE! 6.50 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 6.201962 0.00000 0.000000 0 5 EEDB Charge 31-Dec-96 0.000000 7.112806 0.00000 140.591491 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 8.422062 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 11.391297 0.00000 87.786316 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 22.892120 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 20.222415 0.00000 49.450078 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 13.622271 0.00000 0.000000 0.000000 0.000000 0.000000 0 ---------------------------------------------------------------- Units 49.450078 87.786316 140.591491 #N/A #DIV/0! $ Value 673.6224 1195.8490 1915.1754 #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -32.64% 19.58% 91.52% #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -32.64% 6.14% 13.88% #N/A Van Kampen LIT Growth and Income - ClasRange HH 34 SubAccount Inception TBD 12/23/96 Portfolio Inception NO. YEARS #VALUE! 5.02 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 6.801196 0.00000 147.032963 0.000000 0 6 EEDB Charge 31-Dec-97 0.000000 8.170932 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 9.612699 0.00000 104.029056 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 10.682033 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 12.534270 0.00000 79.781272 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 11.527497 0.00000 0.000000 0.000000 0.000000 0.000000 0 ---------------------------------------------------------------- Units 79.781272 104.029056 147.032963 #N/A #DIV/0! $ Value 919.6784 1199.1946 1694.9220 #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -8.03% 19.92% 69.49% #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -8.03% 6.24% 11.13% #N/A Van Kampen UIF Active International AllRangeon -IIlass 35 SubAccount Inception TBD 8/31/99 Portfolio Inception NO. YEARS #VALUE! 2.34 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 0.000000 #N/A -- #N/A -- -- 0 8 EEDB Charge 31-Dec-99 0.000000 16.639552 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 14.099160 0.00000 70.926211 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 11.104632 0.00000 0.000000 0.000000 0.000000 0.000000 0 ---------------------------------------------------------------- Units 70.926211 #N/A #N/A #N/A #DIV/0! $ Value 787.6095 #N/A #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -21.24% #N/A #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -21.24% #N/A #N/A #N/A Van Kampen UIF Emerging Markets Debt - Range II JJ 36 SubAccount Inception TBD 6/16/97 Portfolio Inception NO. YEARS #VALUE! 4.55 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 9.627610 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 6.779840 0.00000 147.496106 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 8.624610 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 9.445695 0.00000 105.868335 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 10.225434 0.00000 0.000000 0.000000 0.000000 0.000000 0 ---------------------------------------------------------------- Units 105.868335 147.496106 #N/A #N/A #DIV/0! $ Value 1082.5497 1508.2117 #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 8.25% 50.82% #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 8.25% 14.68% #N/A #N/A Van Kampen UIF U.S. Real Estate - ClassRange KK 37 SubAccount Inception TBD 3/3/97 Portfolio Inception NO. YEARS #VALUE! 4.83 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 0.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 0.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 0.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 0.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 0.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 0.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 0.000000 8.531658 0.00000 0.000000 0.000000 0 7 EEDB Charge 31-Dec-98 0.000000 7.477567 0.00000 133.733339 0.000000 0.000000 0 8 EEDB Charge 31-Dec-99 0.000000 7.244043 0.00000 0.000000 0.000000 0.000000 0 9 EEDB Charge 31-Dec-00 0.000000 9.208200 0.00000 108.598858 0.000000 0.000000 0.000000 0 10 EEDB Charge 31-Dec-01 0.000000 9.944124 0.00000 0.000000 0.000000 0.000000 0.000000 0 ---------------------------------------------------------------- Units 108.598858 133.733339 #N/A #N/A #DIV/0! $ Value 1079.9205 1329.8609 #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 7.99% 32.99% #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 7.99% 9.97% #N/A #N/A Advisor $ 1,000.00 Date 12/31/01 End 12/31/01 Putnam II - NY Advisor MAV The George Putnam Fund of Boston - ClasRange A 1 Portfolio Inception 4/30/98 NO. YEARS 3.674 0.6740 YEAR YEAR YEAR YEAR 3.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 30-Apr-98 ------------------ Inception Date 4/30/98 10.256654 97.4977 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 10.532303 0.06330 94.945996 0.063297 0.063297 0.063297 8 FEE 31-Dec-99 0.666667 10.339005 0.06448 0.064481 0.064481 0.064481 0.064481 9 FEE 31-Dec-00 0.666667 11.172534 0.05967 89.505210 0.059670 0.059670 0.059670 0.059670 10 FEE 31-Dec-01 0.666667 11.061997 0.06027 0.060266 0.060266 0.060266 0.060266 0.060266 ------------------ -------------------------------------------------------------- Units 89.444943 94.761579 #N/A #N/A 97.249968 $ Value 989.4397 1048.2523 #N/A #N/A 1075.7789 1000*(1+T)= Surrender $ Value 929.9397 1005.7523 #N/A #N/A 1033.2789 Cumulative No Surrender -1.06% 4.83% #N/A #N/A 7.58% T W/ Surrender -7.01% 0.58% #N/A #N/A 3.33% Annualized No Surrender -1.06% 1.58% #N/A #N/A 2.01% R W/ Surrender -7.01% 0.19% #N/A #N/A 0.90% Global Asset Allocation - Class IB Range B 2 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 2/1/88 4.106232 243.5323 0 FEE 31-Dec-91 0.666667 5.703521 0.11689 175.330292 0.116887 1 FEE 31-Dec-92 0.666667 5.966534 0.11173 0.111734 0.111734 2 FEE 31-Dec-93 0.666667 6.898834 0.09663 0.096635 0.096635 3 FEE 31-Dec-94 0.666667 6.620457 0.10070 0.100698 0.100698 4 FEE 31-Dec-95 0.666667 8.126152 0.08204 0.082040 0.082040 5 FEE 31-Dec-96 0.666667 9.247374 0.07209 108.138808 0.072093 0.072093 6 FEE 31-Dec-97 0.666667 10.891820 0.06121 0.061208 0.061208 0.061208 7 FEE 31-Dec-98 0.666667 12.182453 0.05472 82.085275 0.054724 0.054724 0.054724 8 FEE 31-Dec-99 0.666667 13.421326 0.04967 0.049672 0.049672 0.049672 0.049672 9 FEE 31-Dec-00 0.666667 12.586894 0.05297 79.447718 0.052965 0.052965 0.052965 0.052965 10 FEE 31-Dec-01 0.666667 11.349791 0.05874 0.058738 0.058738 0.058738 0.058738 0.058738 ---------------------------------------------------------------- Units 79.388979 81.923899 107.861501 174.589785 242.674877 $ Value 901.0483 929.8191 1224.2055 1981.5576 2754.3091 Surrender $ Value 841.5483 887.3191 1198.7055 1981.5576 2754.3091 Cumulative No Surrender -9.90% -7.02% 22.42% 98.16% 175.43% W/ Surrender -15.85% -11.27% 19.87% 98.16% 175.43% Annualized No Surrender -9.90% -2.40% 4.13% 7.08% 7.55% W/ Surrender -15.85% -3.91% 3.69% 7.08% 7.55% Growth and Income - Class IB Range CC 3 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 2/1/88 2.764490 361.7304 0 FEE 31-Dec-91 0.666667 4.590057 0.14524 217.862218 0.145241 1 FEE 31-Dec-92 0.666667 4.958251 0.13446 0.134456 0.134456 2 FEE 31-Dec-93 0.666667 5.576204 0.11956 0.119556 0.119556 3 FEE 31-Dec-94 0.666667 5.507385 0.12105 0.121050 0.121050 4 FEE 31-Dec-95 0.666667 7.410606 0.08996 0.089961 0.089961 5 FEE 31-Dec-96 0.666667 8.892398 0.07497 112.455605 0.074970 0.074970 6 FEE 31-Dec-97 0.666667 10.865739 0.06135 0.061355 0.061355 0.061355 7 FEE 31-Dec-98 0.666667 12.348379 0.05399 80.982289 0.053988 0.053988 0.053988 8 FEE 31-Dec-99 0.666667 12.349956 0.05398 0.053981 0.053981 0.053981 0.053981 9 FEE 31-Dec-00 0.666667 13.139073 0.05074 76.108870 0.050739 0.050739 0.050739 0.050739 10 FEE 31-Dec-01 0.666667 12.122296 0.05500 0.054995 0.054995 0.054995 0.054995 0.054995 ---------------------------------------------------------------- Units 76.053875 80.822574 112.180547 217.047167 360.770080 $ Value 921.9476 979.7552 1359.8858 2631.1100 4373.3617 Surrender $ Value 862.4476 937.2552 1334.3858 2631.1100 4373.3617 Cumulative No Surrender -7.81% -2.02% 35.99% 163.11% 337.34% W/ Surrender -13.76% -6.27% 33.44% 163.11% 337.34% Annualized No Surrender -7.81% -0.68% 6.34% 10.16% 11.18% W/ Surrender -13.76% -2.14% 5.94% 10.16% 11.18% Health Sciences - Class IB Range D 4 Portfolio Inception 4/30/98 NO. YEARS 3.674 0.6740 YEAR YEAR YEAR YEAR 3.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 30-Apr-98 Inception Date 4/30/98 11.106674 90.0360 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 12.033401 0.05540 83.102026 0.055401 0.055401 0.055401 8 FEE 31-Dec-99 0.666667 11.388440 0.05854 0.058539 0.058539 0.058539 0.058539 9 FEE 31-Dec-00 0.666667 15.603855 0.04272 64.086727 0.042724 0.042724 0.042724 0.042724 10 FEE 31-Dec-01 0.666667 12.341474 0.05402 0.054018 0.054018 0.054018 0.054018 0.054018 ---------------------------------------------------------------- Units 64.032709 82.946744 #N/A #N/A 89.825272 $ Value 790.2580 1023.6851 #N/A #N/A 1108.5763 Surrender $ Value 730.7580 981.1851 #N/A #N/A 1066.0763 Cumulative No Surrender -20.97% 2.37% #N/A #N/A 10.86% W/ Surrender -26.92% -1.88% #N/A #N/A 6.61% Annualized No Surrender -20.97% 0.78% #N/A #N/A 2.85% W/ Surrender -26.92% -0.63% #N/A #N/A 1.76% High Yield - Class IB Range E 5 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 01-Feb-88 4.778975 209.2499 0 FEE 31-Dec-91 0.666667 6.133327 0.10870 163.043647 0.108696 1 FEE 31-Dec-92 0.666667 7.182386 0.09282 0.092820 0.092820 2 FEE 31-Dec-93 0.666667 8.452410 0.07887 0.078873 0.078873 3 FEE 31-Dec-94 0.666667 8.241167 0.08089 0.080895 0.080895 4 FEE 31-Dec-95 0.666667 9.597192 0.06946 0.069465 0.069465 5 FEE 31-Dec-96 0.666667 10.655673 0.06256 93.846724 0.062564 0.062564 6 FEE 31-Dec-97 0.666667 11.991686 0.05559 0.055594 0.055594 0.055594 7 FEE 31-Dec-98 0.666667 11.122399 0.05994 89.908661 0.059939 0.059939 0.059939 8 FEE 31-Dec-99 0.666667 11.600356 0.05747 0.057470 0.057470 0.057470 0.057470 9 FEE 31-Dec-00 0.666667 10.462334 0.06372 95.580967 0.063721 0.063721 0.063721 0.063721 10 FEE 31-Dec-01 0.666667 10.688306 0.06237 0.062373 0.062373 0.062373 0.062373 0.062373 ---------------------------------------------------------------- Units 95.518593 89.725097 93.547627 162.359933 208.457482 $ Value 1020.9320 959.0093 999.8657 1735.3526 2228.0574 Surrender $ Value 961.4320 916.5093 974.3657 1735.3526 2228.0574 Cumulative No Surrender 2.09% -4.10% -0.01% 73.54% 122.81% W/ Surrender -3.86% -8.35% -2.56% 73.54% 122.81% Annualized No Surrender 2.09% -1.39% 0.00% 5.67% 5.92% W/ Surrender -3.86% -2.86% -0.52% 5.67% 5.92% Income - Class IB Range F 6 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 2/1/88 4.300906 232.5092 0 FEE 31-Dec-91 0.666667 5.975173 0.11157 167.359171 0.111573 1 FEE 31-Dec-92 0.666667 6.321491 0.10546 0.105460 0.105460 2 FEE 31-Dec-93 0.666667 6.923499 0.09629 0.096290 0.096290 3 FEE 31-Dec-94 0.666667 6.590152 0.10116 0.101161 0.101161 4 FEE 31-Dec-95 0.666667 7.812253 0.08534 0.085336 0.085336 5 FEE 31-Dec-96 0.666667 7.874744 0.08466 126.988255 0.084659 0.084659 6 FEE 31-Dec-97 0.666667 8.420104 0.07918 0.079176 0.079176 0.079176 7 FEE 31-Dec-98 0.666667 8.980094 0.07424 111.357409 0.074238 0.074238 0.074238 8 FEE 31-Dec-99 0.666667 8.660381 0.07698 0.076979 0.076979 0.076979 0.076979 9 FEE 31-Dec-00 0.666667 9.202407 0.07244 108.667222 0.072445 0.072445 0.072445 0.072445 10 FEE 31-Dec-01 0.666667 9.731975 0.06850 0.068503 0.068503 0.068503 0.068503 0.068503 ---------------------------------------------------------------- Units 108.598719 111.139483 126.616915 166.514924 231.553331 $ Value 1056.8800 1081.6067 1232.2326 1620.5191 2253.4712 Surrender $ Value 997.3800 1039.1067 1206.7326 1620.5191 2253.4712 Cumulative No Surrender 5.69% 8.16% 23.22% 62.05% 125.35% W/ Surrender -0.26% 3.91% 20.67% 62.05% 125.35% Annualized No Surrender 5.69% 2.65% 4.26% 4.95% 6.01% W/ Surrender -0.26% 1.29% 3.83% 4.95% 6.01% International Growth - Class IB Range G 7 Portfolio Inception 1/2/97 NO. YEARS 4.997 0.9973 YEAR YEAR YEAR YEAR 4.997 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 02-Jan-97 Inception Date 1/2/97 7.983183 125.2633 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 9.125084 0.07306 0.073059 0.073059 0.073059 7 FEE 31-Dec-98 0.666667 10.656413 0.06256 93.840207 0.062560 0.062560 0.062560 8 FEE 31-Dec-99 0.666667 16.810223 0.03966 0.039658 0.039658 0.039658 0.039658 9 FEE 31-Dec-00 0.666667 14.985894 0.04449 66.729419 0.044486 0.044486 0.044486 0.044486 10 FEE 31-Dec-01 0.666667 11.725728 0.05686 0.056855 0.056855 0.056855 0.056855 0.056855 ---------------------------------------------------------------- Units 66.672564 93.699207 #N/A #N/A 124.986701 $ Value 781.7844 1098.6914 #N/A #N/A 1465.5601 Surrender $ Value 722.2844 1056.1914 #N/A #N/A 1431.5601 Cumulative No Surrender -21.82% 9.87% #N/A #N/A 46.56% W/ Surrender -27.77% 5.62% #N/A #N/A 43.16% Annualized No Surrender -21.82% 3.19% #N/A #N/A 7.95% W/ Surrender -27.77% 1.84% #N/A #N/A 7.44% Investors - Class IB Range H 8 Portfolio Inception 4/30/98 NO. YEARS 3.674 0.6740 YEAR YEAR YEAR YEAR 3.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 30-Apr-98 Inception Date 4/30/98 14.708501 67.9879 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 16.976239 0.03927 58.905862 0.039271 0.039271 0.039271 8 FEE 31-Dec-99 0.666667 21.751097 0.03065 0.030650 0.030650 0.030650 0.030650 9 FEE 31-Dec-00 0.666667 17.445231 0.03821 57.322256 0.038215 0.038215 0.038215 0.038215 10 FEE 31-Dec-01 0.666667 12.933949 0.05154 0.051544 0.051544 0.051544 0.051544 0.051544 ---------------------------------------------------------------- Units 57.270712 58.785454 #N/A #N/A 67.828214 $ Value 740.7365 760.3281 #N/A #N/A 877.2867 Surrender $ Value 681.2365 717.8281 #N/A #N/A 834.7867 Cumulative No Surrender -25.93% -23.97% #N/A #N/A -12.27% W/ Surrender -31.88% -28.22% #N/A #N/A -16.52% Annualized No Surrender -25.93% -8.73% #N/A #N/A -3.50% W/ Surrender -31.88% -10.46% #N/A #N/A -4.80% Money Market - Class IB Range I 9 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 2/1/88 6.045840 165.4030 0 FEE 31-Dec-91 0.666667 7.489509 0.08901 133.520101 0.089013 1 FEE 31-Dec-92 0.666667 7.634610 0.08732 0.087322 0.087322 2 FEE 31-Dec-93 0.666667 7.723869 0.08631 0.086313 0.086313 3 FEE 31-Dec-94 0.666667 7.892808 0.08447 0.084465 0.084465 4 FEE 31-Dec-95 0.666667 8.192567 0.08137 0.081375 0.081375 5 FEE 31-Dec-96 0.666667 8.473290 0.07868 118.017913 0.078679 0.078679 6 FEE 31-Dec-97 0.666667 8.775006 0.07597 0.075973 0.075973 0.075973 7 FEE 31-Dec-98 0.666667 9.092450 0.07332 109.981358 0.073321 0.073321 0.073321 8 FEE 31-Dec-99 0.666667 9.383548 0.07105 0.071046 0.071046 0.071046 0.071046 9 FEE 31-Dec-00 0.666667 9.783359 0.06814 102.214383 0.068143 0.068143 0.068143 0.068143 10 FEE 31-Dec-01 0.666667 10.011052 0.06659 0.066593 0.066593 0.066593 0.066593 0.066593 ---------------------------------------------------------------- Units 102.147790 109.775576 117.662836 132.746872 164.540745 $ Value 1022.6068 1098.9690 1177.9288 1328.9358 1647.2260 Surrender $ Value 963.1068 1056.4690 1152.4288 1328.9358 1647.2260 Cumulative No Surrender 2.26% 9.90% 17.79% 32.89% 64.72% W/ Surrender -3.69% 5.65% 15.24% 32.89% 64.72% Annualized No Surrender 2.26% 3.20% 3.33% 2.88% 3.65% W/ Surrender -3.69% 1.85% 2.88% 2.88% 3.65% New Opportunities - Class IB Range J 10 Portfolio Inception 5/2/94 NO. YEARS 7.671 0.6712 YEAR YEAR YEAR YEAR 7.671 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 02-May-94 Inception Date 5/2/94 6.829835 146.4164 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 7.312090 0.09117 0.091173 0.091173 4 FEE 31-Dec-95 0.666667 10.426218 0.06394 0.063941 0.063941 5 FEE 31-Dec-96 0.666667 11.305501 0.05897 88.452515 0.058968 0.058968 6 FEE 31-Dec-97 0.666667 13.718368 0.04860 0.048597 0.048597 0.048597 7 FEE 31-Dec-98 0.666667 16.798037 0.03969 59.530765 0.039687 0.039687 0.039687 8 FEE 31-Dec-99 0.666667 27.999441 0.02381 0.023810 0.023810 0.023810 0.023810 9 FEE 31-Dec-00 0.666667 20.368547 0.03273 49.095304 0.032730 0.032730 0.032730 0.032730 10 FEE 31-Dec-01 0.666667 14.024703 0.04754 0.047535 0.047535 0.047535 0.047535 0.047535 ---------------------------------------------------------------- Units 49.047768 59.426690 88.260156 #N/A 146.009979 $ Value 687.8804 833.4417 1237.8225 #N/A 2047.7466 Surrender $ Value 628.3804 790.9417 1212.3225 #N/A 2047.7466 Cumulative No Surrender -31.21% -16.66% 23.78% #N/A 104.77% W/ Surrender -37.16% -20.91% 21.23% #N/A 104.77% Annualized No Surrender -31.21% -5.89% 4.36% #N/A 9.79% W/ Surrender -37.16% -7.52% 3.93% #N/A 9.79% New Value - Class IB Range K 11 Portfolio Inception 1/2/97 NO. YEARS 4.997 0.9973 YEAR YEAR YEAR YEAR 4.997 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 02-Jan-97 Inception Date 1/2/9 8.234670 121.4378 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 9.532110 0.06994 0.069939 0.069939 0.069939 7 FEE 31-Dec-98 0.666667 9.969605 0.06687 100.304877 0.066870 0.066870 0.066870 8 FEE 31-Dec-99 0.666667 9.852566 0.06766 0.067664 0.067664 0.067664 0.067664 9 FEE 31-Dec-00 0.666667 11.885643 0.05609 84.135120 0.056090 0.056090 0.056090 0.056090 10 FEE 31-Dec-01 0.666667 12.103436 0.05508 0.055081 0.055081 0.055081 0.055081 0.055081 ---------------------------------------------------------------- Units 84.080039 100.126042 #N/A #N/A 121.122131 $ Value 1017.6574 1211.8691 #N/A #N/A 1465.9940 Surrender $ Value 958.1574 1169.3691 #N/A #N/A 1431.9940 Cumulative No Surrender 1.77% 21.19% #N/A #N/A 46.60% W/ Surrender -4.18% 16.94% #N/A #N/A 43.20% Annualized No Surrender 1.77% 6.62% #N/A #N/A 7.96% W/ Surrender -4.18% 5.35% #N/A #N/A 7.45% Research - Class IB Range L 12 Portfolio Inception 9/29/98 NO. YEARS 3.258 0.2575 YEAR YEAR YEAR YEAR 3.258 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 29-Sep-98 Inception Date 9/29/98 11.259148 88.8167 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 13.370419 0.04986 74.791972 0.049861 0.049861 0.049861 8 FEE 31-Dec-99 0.666667 16.829125 0.03961 0.039614 0.039614 0.039614 0.039614 9 FEE 31-Dec-00 0.666667 16.260942 0.04100 61.497052 0.040998 0.040998 0.040998 0.040998 10 FEE 31-Dec-01 0.666667 13.008396 0.05125 0.051249 0.051249 0.051249 0.051249 0.051249 ---------------------------------------------------------------- Units 61.445803 74.660111 #N/A #N/A 88.634945 $ Value 799.3113 971.2083 #N/A #N/A 1152.9985 Surrender $ Value 739.8113 928.7083 #N/A #N/A 1110.4985 Cumulative No Surrender -20.07% -2.88% #N/A #N/A 15.30% W/ Surrender -26.02% -7.13% #N/A #N/A 11.05% Annualized No Surrender -20.07% -0.97% #N/A #N/A 4.47% W/ Surrender -26.02% -2.44% #N/A #N/A 3.27% Utilities Growth and Income - Class IB Range M 13 Portfolio Inception 5/1/92 NO. YEARS 9.674 0.6740 YEAR YEAR YEAR YEAR 9.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-May-92 Inception Date 5/1/92 6.864287 145.6816 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 7.274652 0.09164 0.091642 0.091642 2 FEE 31-Dec-93 0.666667 8.121880 0.08208 0.082083 0.082083 3 FEE 31-Dec-94 0.666667 7.432583 0.08970 0.089695 0.089695 4 FEE 31-Dec-95 0.666667 9.588940 0.06952 0.069525 0.069525 5 FEE 31-Dec-96 0.666667 10.928730 0.06100 91.501940 0.061001 0.061001 6 FEE 31-Dec-97 0.666667 13.671147 0.04876 0.048765 0.048765 0.048765 7 FEE 31-Dec-98 0.666667 15.478174 0.04307 64.607104 0.043071 0.043071 0.043071 8 FEE 31-Dec-99 0.666667 15.136653 0.04404 0.044043 0.044043 0.044043 0.044043 9 FEE 31-Dec-00 0.666667 17.534629 0.03802 57.030006 0.038020 0.038020 0.038020 0.038020 10 FEE 31-Dec-01 0.666667 13.424846 0.04966 0.049659 0.049659 0.049659 0.049659 0.049659 ---------------------------------------------------------------- Units 56.980347 64.475382 91.278382 #N/A 145.064050 $ Value 764.9524 865.5721 1225.3982 #N/A 1947.4625 Surrender $ Value 705.4524 823.0721 1199.8982 #N/A 1947.4625 Cumulative No Surrender -23.50% -13.44% 22.54% #N/A 94.75% W/ Surrender -29.45% -17.69% 19.99% #N/A 94.75% Annualized No Surrender -23.50% -4.70% 4.15% #N/A 7.13% W/ Surrender -29.45% -6.28% 3.71% #N/A 7.13% Vista - Class IB Range N 14 Portfolio Inception 1/2/97 NO. YEARS 4.997 0.9973 YEAR YEAR YEAR YEAR 4.997 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 02-Jan-97 Inception Date 1/2/97 10.360057 96.5246 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 12.564460 0.05306 0.053060 0.053060 0.053060 7 FEE 31-Dec-98 0.666667 14.800333 0.04504 67.566047 0.045044 0.045044 0.045044 8 FEE 31-Dec-99 0.666667 22.260794 0.02995 0.029948 0.029948 0.029948 0.029948 9 FEE 31-Dec-00 0.666667 21.047302 0.03167 47.512028 0.031675 0.031675 0.031675 0.031675 10 FEE 31-Dec-01 0.666667 13.794330 0.04833 0.048329 0.048329 0.048329 0.048329 0.048329 ---------------------------------------------------------------- Units 47.463699 67.456096 #N/A #N/A 96.316510 $ Value 654.7299 930.5116 #N/A #N/A 1328.6217 Surrender $ Value 595.2299 888.0116 #N/A #N/A 1294.6217 Cumulative No Surrender -34.53% -6.95% #N/A #N/A 32.86% W/ Surrender -40.48% -11.20% #N/A #N/A 29.46% Annualized No Surrender -34.53% -2.37% #N/A #N/A 5.85% W/ Surrender -40.48% -3.88% #N/A #N/A 5.30% Voyager - Class IB Range O 15 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 2/1/88 2.445480 408.9177 0 FEE 31-Dec-91 0.666667 4.484596 0.14866 222.985526 0.148657 1 FEE 31-Dec-92 0.666667 4.871119 0.13686 0.136861 0.136861 2 FEE 31-Dec-93 0.666667 5.690852 0.11715 0.117147 0.117147 3 FEE 31-Dec-94 0.666667 5.659233 0.11780 0.117802 0.117802 4 FEE 31-Dec-95 0.666667 7.835446 0.08508 0.085083 0.085083 5 FEE 31-Dec-96 0.666667 8.711993 0.07652 114.784298 0.076523 0.076523 6 FEE 31-Dec-97 0.666667 10.848198 0.06145 0.061454 0.061454 0.061454 7 FEE 31-Dec-98 0.666667 13.280109 0.05020 75.300587 0.050200 0.050200 0.050200 8 FEE 31-Dec-99 0.666667 20.684950 0.03223 0.032230 0.032230 0.032230 0.032230 9 FEE 31-Dec-00 0.666667 17.018491 0.03917 58.759616 0.039173 0.039173 0.039173 0.039173 10 FEE 31-Dec-01 0.666667 13.014715 0.05122 0.051224 0.051224 0.051224 0.051224 0.051224 ---------------------------------------------------------------- Units 58.708392 75.177960 114.550017 222.217829 408.001322 $ Value 764.0730 978.4197 1490.8358 2892.1017 5310.0209 Surrender $ Value 704.5730 935.9197 1465.3358 2892.1017 5310.0209 Cumulative No Surrender -23.59% -2.16% 49.08% 189.21% 431.00% W/ Surrender -29.54% -6.41% 46.53% 189.21% 431.00% Annualized No Surrender -23.59% -0.72% 8.31% 11.20% 12.74% W/ Surrender -29.54% -2.18% 7.94% 11.20% 12.74% Franklin Growth and Income Securities -Ranges 2 P 16 Portfolio Inception 1/24/89 NO. YEARS 12.942 0.9425 YEAR YEAR YEAR YEAR 12.942 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 24-Jan-89 Inception Date 1/24/89 3.206615 311.8553 0 FEE 31-Dec-91 0.666667 3.941430 0.16914 253.715022 0.169143 1 FEE 31-Dec-92 0.666667 4.263114 0.15638 0.156380 0.156380 2 FEE 31-Dec-93 0.666667 4.624143 0.14417 0.144171 0.144171 3 FEE 31-Dec-94 0.666667 4.703526 0.14174 0.141738 0.141738 4 FEE 31-Dec-95 0.666667 6.143089 0.10852 0.108523 0.108523 5 FEE 31-Dec-96 0.666667 6.897541 0.09665 144.979203 0.096653 0.096653 6 FEE 31-Dec-97 0.666667 8.664847 0.07694 0.076939 0.076939 0.076939 7 FEE 31-Dec-98 0.666667 9.229488 0.07223 108.348372 0.072232 0.072232 0.072232 8 FEE 31-Dec-99 0.666667 9.458350 0.07048 0.070484 0.070484 0.070484 0.070484 9 FEE 31-Dec-00 0.666667 11.044655 0.06036 90.541533 0.060361 0.060361 0.060361 0.060361 10 FEE 31-Dec-01 0.666667 11.408535 0.05844 0.058436 0.058436 0.058436 0.058436 0.058436 ---------------------------------------------------------------- Units 90.483098 108.159091 144.640751 252.729105 310.700276 $ Value 1032.2796 1233.9368 1650.1391 2883.2688 3544.6350 Surrender $ Value 972.7796 1191.4368 1624.6391 2883.2688 3544.6350 Cumulative No Surrender 3.23% 23.39% 65.01% 188.33% 254.46% W/ Surrender -2.72% 19.14% 62.46% 188.33% 254.46% Annualized No Surrender 3.23% 7.26% 10.54% 11.17% 10.27% W/ Surrender -2.72% 6.01% 10.19% 11.17% 10.27% Franklin Small Cap - Class 2 Range Q 17 Portfolio Inception 10/31/95 NO. YEARS 6.173 0.1726 YEAR YEAR YEAR YEAR 6.173 TRANSACTION DATE VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 31-Oct-95 Inception Date 10/31/95 7.120859 140.4325 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 7.264100 0.09178 0.091776 0.091776 5 FEE 31-Dec-96 0.666667 9.219012 0.07231 108.471493 0.072314 0.072314 6 FEE 31-Dec-97 0.666667 10.644064 0.06263 0.062633 0.062633 0.062633 7 FEE 31-Dec-98 0.666667 10.363106 0.06433 96.496166 0.064331 0.064331 0.064331 8 FEE 31-Dec-99 0.666667 20.057279 0.03324 0.033238 0.033238 0.033238 0.033238 9 FEE 31-Dec-00 0.666667 16.848082 0.03957 59.353937 0.039569 0.039569 0.039569 0.039569 10 FEE 31-Dec-01 0.666667 14.073478 0.04737 0.047370 0.047370 0.047370 0.047370 0.047370 ---------------------------------------------------------------- Units 59.306567 96.375988 108.224352 #N/A 140.021264 $ Value 834.6497 1356.3454 1523.0930 #N/A 1970.5862 Surrender $ Value 775.1497 1313.8454 1497.5930 #N/A 1953.5862 Cumulative No Surrender -16.54% 35.63% 52.31% #N/A 97.06% W/ Surrender -22.49% 31.38% 49.76% #N/A 95.36% Annualized No Surrender -16.54% 10.69% 8.78% #N/A 11.62% W/ Surrender -22.49% 9.53% 8.41% #N/A 11.46% Franklin Small Cap Value Securities - CRange2 RR 18 Portfolio Inception 4/30/98 NO. YEARS 3.674 0.6740 YEAR YEAR YEAR YEAR 3.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 30-Apr-98 Inception Date 4/30/98 10.996899 90.9347 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 8.469844 0.07871 118.065929 0.078711 0.078711 0.078711 8 FEE 31-Dec-99 0.666667 8.464755 0.07876 0.078758 0.078758 0.078758 0.078758 9 FEE 31-Dec-00 0.666667 10.431157 0.06391 95.866643 0.063911 0.063911 0.063911 0.063911 10 FEE 31-Dec-01 0.666667 11.700100 0.05698 0.056980 0.056980 0.056980 0.056980 0.056980 ---------------------------------------------------------------- Units 95.809663 117.866280 #N/A #N/A 90.656367 $ Value 1120.9826 1379.0473 #N/A #N/A 1060.6886 Surrender $ Value 1061.4826 1336.5473 #N/A #N/A 1018.1886 Cumulative No Surrender 12.10% 37.90% #N/A #N/A 6.07% W/ Surrender 6.15% 33.65% #N/A #N/A 1.82% Annualized No Surrender 12.10% 11.31% #N/A #N/A 1.62% W/ Surrender 6.15% 10.15% #N/A #N/A 0.49% Mutual Shares Securities - Class II Range S 19 Portfolio Inception 11/8/96 NO. YEARS 5.148 0.1479 YEAR YEAR YEAR YEAR 5.148 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 08-Nov-96 Inception Date 11/8/96 7.226047 138.3883 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 7.460690 0.08936 134.035860 0.089357 0.089357 6 FEE 31-Dec-97 0.666667 8.636580 0.07719 0.077191 0.077191 0.077191 7 FEE 31-Dec-98 0.666667 8.499418 0.07844 117.655115 0.078437 0.078437 0.078437 8 FEE 31-Dec-99 0.666667 9.500573 0.07017 0.070171 0.070171 0.070171 0.070171 9 FEE 31-Dec-00 0.666667 10.625866 0.06274 94.109977 0.062740 0.062740 0.062740 0.062740 10 FEE 31-Dec-01 0.666667 11.210793 0.05947 0.059467 0.059467 0.059467 0.059467 0.059467 ---------------------------------------------------------------- Units 94.050510 117.462737 133.687854 #N/A 137.950887 $ Value 1054.3808 1316.8504 1498.7469 #N/A 1546.5388 Surrender $ Value 994.8808 1274.3504 1473.2469 #N/A 1521.0388 Cumulative No Surrender 5.44% 31.69% 49.87% #N/A 54.65% W/ Surrender -0.51% 27.44% 47.32% #N/A 52.10% Annualized No Surrender 5.44% 9.61% 8.43% #N/A 8.84% W/ Surrender -0.51% 8.42% 8.06% #N/A 8.49% Templeton Developing Markets SecuritiesRangeass 2T 20 Portfolio Inception 3/4/96 NO. YEARS 5.830 0.8301 YEAR YEAR YEAR YEAR 5.830 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 04-Mar-96 Inception Date 3/4/96 21.907225 45.6470 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 20.370406 0.03273 49.090823 0.032727 0.032727 6 FEE 31-Dec-97 0.666667 14.179668 0.04702 0.047016 0.047016 0.047016 7 FEE 31-Dec-98 0.666667 11.037037 0.06040 90.604027 0.060403 0.060403 0.060403 8 FEE 31-Dec-99 0.666667 16.674992 0.03998 0.039980 0.039980 0.039980 0.039980 9 FEE 31-Dec-00 0.666667 11.170643 0.05968 89.520362 0.059680 0.059680 0.059680 0.059680 10 FEE 31-Dec-01 0.666667 10.120331 0.06587 0.065874 0.065874 0.065874 0.065874 0.065874 -------------------------------------------------- Units 89.454488 90.438493 48.817871 #N/A 45.341361 $ Value 905.3090 915.2675 494.0530 #N/A 458.8696 Surrender $ Value 845.8090 872.7675 468.5530 #N/A 433.3696 Cumulative No Surrender -9.47% -8.47% -50.59% #N/A -54.11% W/ Surrender -15.42% -12.72% -53.14% #N/A -56.66% Annualized No Surrender -9.47% -2.91% -13.15% #N/A -12.51% W/ Surrender -15.42% -4.43% -14.07% #N/A -13.36% Templeton Foreign Securities - Class 2 Range U 21 Portfolio Inception 5/1/92 NO. YEARS 9.674 0.6740 YEAR YEAR YEAR YEAR 9.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-May-92 Inception Date 5/1/92 5.429182 184.1898 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 5.040394 0.13226 0.132265 0.132265 2 FEE 31-Dec-93 0.666667 7.303113 0.09129 0.091285 0.091285 3 FEE 31-Dec-94 0.666667 7.020868 0.09496 0.094955 0.094955 4 FEE 31-Dec-95 0.666667 7.993993 0.08340 0.083396 0.083396 5 FEE 31-Dec-96 0.666667 9.752613 0.06836 102.536623 0.068358 0.068358 6 FEE 31-Dec-97 0.666667 10.924690 0.06102 0.061024 0.061024 0.061024 7 FEE 31-Dec-98 0.666667 11.745768 0.05676 85.137047 0.056758 0.056758 0.056758 8 FEE 31-Dec-99 0.666667 14.267851 0.04673 0.046725 0.046725 0.046725 0.046725 9 FEE 31-Dec-00 0.666667 13.730860 0.04855 72.828650 0.048552 0.048552 0.048552 0.048552 10 FEE 31-Dec-01 0.666667 11.368660 0.05864 0.058641 0.058641 0.058641 0.058641 0.058641 ---------------------------------------------------------------- Units 72.770009 84.983129 102.264923 #N/A 183.447851 $ Value 827.2975 966.1443 1162.6151 #N/A 2085.5562 Surrender $ Value 767.7975 923.6443 1137.1151 #N/A 2085.5562 Cumulative No Surrender -17.27% -3.39% 16.26% #N/A 108.56% W/ Surrender -23.22% -7.64% 13.71% #N/A 108.56% Annualized No Surrender -17.27% -1.14% 3.06% #N/A 7.89% W/ Surrender -23.22% -2.61% 2.60% #N/A 7.89% Templeton Global Income Securities - ClRange V 22 Portfolio Inception 1/24/89 NO. YEARS 12.942 0.9425 YEAR YEAR YEAR YEAR 12.942 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 24-Jan-89 Inception Date 1/24/89 5.577086 179.3051 0 FEE 31-Dec-91 0.666667 7.159743 0.09311 139.669818 0.093113 1 FEE 31-Dec-92 0.666667 7.011573 0.09508 0.095081 0.095081 2 FEE 31-Dec-93 0.666667 8.044283 0.08287 0.082875 0.082875 3 FEE 31-Dec-94 0.666667 7.515066 0.08871 0.088711 0.088711 4 FEE 31-Dec-95 0.666667 8.473564 0.07868 0.078676 0.078676 5 FEE 31-Dec-96 0.666667 9.134873 0.07298 109.470597 0.072980 0.072980 6 FEE 31-Dec-97 0.666667 9.204088 0.07243 0.072432 0.072432 0.072432 7 FEE 31-Dec-98 0.666667 9.690773 0.06879 103.190943 0.068794 0.068794 0.068794 8 FEE 31-Dec-99 0.666667 8.969896 0.07432 0.074323 0.074323 0.074323 0.074323 9 FEE 31-Dec-00 0.666667 9.208808 0.07239 108.591687 0.072394 0.072394 0.072394 0.072394 10 FEE 31-Dec-01 0.666667 9.279645 0.07184 0.071842 0.071842 0.071842 0.071842 0.071842 ---------------------------------------------------------------- Units 108.519846 102.972384 109.110812 138.891711 178.433886 $ Value 1007.0256 955.5472 1012.5096 1288.8658 1655.8031 Surrender $ Value 947.5256 913.0472 987.0096 1288.8658 1655.8031 Cumulative No Surrender 0.70% -4.45% 1.25% 28.89% 65.58% W/ Surrender -5.25% -8.70% -1.30% 28.89% 65.58% Annualized No Surrender 0.70% -1.50% 0.25% 2.57% 3.97% W/ Surrender -5.25% -2.99% -0.26% 2.57% 3.97% LSA Aggressive Growth Range W 23 Portfolio Inception 8/14/01 NO. YEARS 0.381 0.3808 YEAR YEAR YEAR YEAR 0.381 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 14-Aug-01 Inception Date 8/14/01 14.547679 68.7395 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 0.666667 #N/A -- -- -- -- 0 9 FEE 31-Dec-00 0.666667 #N/A -- #N/A -- -- -- 0 10 FEE 31-Dec-01 0.666667 13.556545 0.04918 0.049177 0.049177 0.049177 0.049177 0.049177 ---------------------------------------------------------------- Units #N/A #N/A #N/A #N/A 68.690311 $ Value #N/A #N/A #N/A #N/A 931.2033 Surrender $ Value #N/A #N/A #N/A #N/A 871.7033 #N/A Cumulative No Surrender #N/A #N/A #N/A #N/A -6.88% W/ Surrender #N/A #N/A #N/A #N/A -12.83% Annualized No Surrender #N/A #N/A #N/A #N/A -6.88% W/ Surrender #N/A #N/A #N/A #N/A -12.83% LSA Focused Equity Range X 24 Portfolio Inception 10/1/99 NO. YEARS 2.252 0.2521 YEAR YEAR YEAR YEAR 2.252 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Oct-99 Inception Date 10/1/99 15.608796 64.0664 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 0.666667 18.772433 0.03551 0.035513 0.035513 0.035513 0.035513 9 FEE 31-Dec-00 0.666667 16.320642 0.04085 61.272099 0.040848 0.040848 0.040848 0.040848 10 FEE 31-Dec-01 0.666667 13.603396 0.04901 0.049007 0.049007 0.049007 0.049007 0.049007 ---------------------------------------------------------------- Units 61.223092 #N/A #N/A #N/A 63.941072 $ Value 832.8420 #N/A #N/A #N/A 869.8157 Surrender $ Value 773.3420 #N/A #N/A #N/A 818.8157 Cumulative No Surrender -16.72% #N/A #N/A #N/A -13.02% W/ Surrender -22.67% #N/A #N/A #N/A -18.12% Annualized No Surrender -16.72% #N/A #N/A #N/A -6.01% W/ Surrender -22.67% #N/A #N/A #N/A -8.49% LSA Mid Cap Value Range Y 25 Portfolio Inception 8/14/01 NO. YEARS 0.381 0.3808 YEAR YEAR YEAR YEAR 0.381 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 14-Aug-01 Inception Date 8/14/01 10.647551 93.9183 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 0.666667 #N/A -- -- -- -- 0 9 FEE 31-Dec-00 0.666667 #N/A -- #N/A -- -- -- 0 10 FEE 31-Dec-01 0.666667 11.337984 0.05880 0.058799 0.058799 0.058799 0.058799 0.058799 ---------------------------------------------------------------- Units #N/A #N/A #N/A #N/A 93.859511 $ Value #N/A #N/A #N/A #N/A 1064.1776 Surrender $ Value #N/A #N/A #N/A #N/A 1004.6776 #N/A Cumulative No Surrender #N/A #N/A #N/A #N/A 6.42% W/ Surrender #N/A #N/A #N/A #N/A 0.47% Annualized No Surrender #N/A #N/A #N/A #N/A 6.42% W/ Surrender #N/A #N/A #N/A #N/A 0.47% Oppenheimer Aggressive Growth - ServiceRanges Z 26 Portfolio Inception 8/15/86 NO. YEARS 15.389 0.3890 YEAR YEAR YEAR YEAR 15.389 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 15-Aug-86 Inception Date 8/15/86 2.651757 377.1085 0 FEE 31-Dec-91 0.666667 5.096911 0.13080 196.197265 0.130798 1 FEE 31-Dec-92 0.666667 5.790156 0.11514 0.115138 0.115138 2 FEE 31-Dec-93 0.666667 7.255869 0.09188 0.091880 0.091880 3 FEE 31-Dec-94 0.666667 6.599457 0.10102 0.101018 0.101018 4 FEE 31-Dec-95 0.666667 8.608276 0.07744 0.077445 0.077445 5 FEE 31-Dec-96 0.666667 10.185126 0.06545 98.182389 0.065455 0.065455 6 FEE 31-Dec-97 0.666667 11.201029 0.05952 0.059518 0.059518 0.059518 7 FEE 31-Dec-98 0.666667 12.386997 0.05382 80.729817 0.053820 0.053820 0.053820 8 FEE 31-Dec-99 0.666667 22.385164 0.02978 0.029782 0.029782 0.029782 0.029782 9 FEE 31-Dec-00 0.666667 19.564493 0.03408 51.113004 0.034075 0.034075 0.034075 0.034075 10 FEE 31-Dec-01 0.666667 13.243981 0.05034 0.050337 0.050337 0.050337 0.050337 0.050337 ---------------------------------------------------------------- Units 51.062666 80.615623 97.954856 195.518797 376.299194 $ Value 676.2730 1067.6718 1297.3123 2589.4472 4983.6994 Surrender $ Value 616.7730 1025.1718 1271.8123 2589.4472 4983.6994 Cumulative No Surrender -32.37% 6.77% 29.73% 158.94% 398.37% W/ Surrender -38.32% 2.52% 27.18% 158.94% 398.37% Annualized No Surrender -32.37% 2.21% 5.34% 9.98% 11.00% W/ Surrender -38.32% 0.83% 4.93% 9.98% 11.00% Oppenheimer Global Securities - ServiceRanges AA 27 Portfolio Inception 11/12/90 NO. YEARS 11.142 0.1425 YEAR YEAR YEAR YEAR 11.142 TRANSACTION DATE VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 12-Nov-90 Inception Date 11/12/90 3.838670 260.5069 0 FEE 31-Dec-91 0.666667 3.913290 0.17036 255.539457 0.170360 1 FEE 31-Dec-92 0.666667 3.577775 0.18634 0.186336 0.186336 2 FEE 31-Dec-93 0.666667 5.997789 0.11115 0.111152 0.111152 3 FEE 31-Dec-94 0.666667 5.565549 0.11978 0.119785 0.119785 4 FEE 31-Dec-95 0.666667 5.600675 0.11903 0.119033 0.119033 5 FEE 31-Dec-96 0.666667 6.492990 0.10267 154.012250 0.102675 0.102675 6 FEE 31-Dec-97 0.666667 7.823677 0.08521 0.085211 0.085211 0.085211 7 FEE 31-Dec-98 0.666667 8.786446 0.07587 113.811659 0.075874 0.075874 0.075874 8 FEE 31-Dec-99 0.666667 13.705812 0.04864 0.048641 0.048641 0.048641 0.048641 9 FEE 31-Dec-00 0.666667 14.178804 0.04702 70.527810 0.047019 0.047019 0.047019 0.047019 10 FEE 31-Dec-01 0.666667 12.272780 0.05432 0.054321 0.054321 0.054321 0.054321 0.054321 ---------------------------------------------------------------- Units 70.473490 113.661679 153.701184 254.589410 259.386488 $ Value 864.9056 1394.9448 1886.3408 3124.5198 3183.3933 Surrender $ Value 805.4056 1352.4448 1860.8408 3124.5198 3183.3933 Cumulative No Surrender -13.51% 39.49% 88.63% 212.45% 218.34% W/ Surrender -19.46% 35.24% 86.08% 212.45% 218.34% Annualized No Surrender -13.51% 11.73% 13.53% 12.07% 10.95% W/ Surrender -19.46% 10.59% 13.22% 12.07% 10.95% Oppenheimer High Income - Service ClassRange BB 28 Portfolio Inception 4/30/86 NO. YEARS 15.682 0.6822 YEAR YEAR YEAR YEAR 15.682 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 30-Apr-86 Inception Date 4/30/86 3.562376 280.7115 0 FEE 31-Dec-91 0.666667 6.119832 0.10894 163.403178 0.108935 1 FEE 31-Dec-92 0.666667 7.082265 0.09413 0.094132 0.094132 2 FEE 31-Dec-93 0.666667 8.806372 0.07570 0.075703 0.075703 3 FEE 31-Dec-94 0.666667 8.392313 0.07944 0.079438 0.079438 4 FEE 31-Dec-95 0.666667 9.942841 0.06705 0.067050 0.067050 5 FEE 31-Dec-96 0.666667 11.278007 0.05911 88.668149 0.059112 0.059112 6 FEE 31-Dec-97 0.666667 12.456021 0.05352 0.053522 0.053522 0.053522 7 FEE 31-Dec-98 0.666667 12.296821 0.05421 81.321831 0.054215 0.054215 0.054215 8 FEE 31-Dec-99 0.666667 12.621833 0.05282 0.052819 0.052819 0.052819 0.052819 9 FEE 31-Dec-00 0.666667 10.743293 0.06205 93.081330 0.062054 0.062054 0.062054 0.062054 10 FEE 31-Dec-01 0.666667 10.784235 0.06182 0.061819 0.061819 0.061819 0.061819 0.061819 ---------------------------------------------------------------- Units 93.019511 81.145140 88.383721 162.743316 279.942728 $ Value 1003.1443 875.0883 953.1508 1755.0622 3018.9682 Surrender $ Value 943.6443 832.5883 927.6508 1755.0622 3018.9682 Cumulative No Surrender 0.31% -12.49% -4.68% 75.51% 201.90% W/ Surrender -5.64% -16.74% -7.23% 75.51% 201.90% Annualized No Surrender 0.31% -4.35% -0.96% 5.79% 7.30% W/ Surrender -5.64% -5.92% -1.49% 5.79% 7.30% Oppenheimer Main Street Growth & IncomeRangervicCCClass29 Portfolio Inception 7/5/95 NO. YEARS 6.496 0.4959 YEAR YEAR YEAR YEAR 6.496 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 05-Jul-95 Inception Date 7/5/95 5.680348 176.0456 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 7.060319 0.09442 0.094424 0.094424 5 FEE 31-Dec-96 0.666667 9.207447 0.07241 108.607739 0.072405 0.072405 6 FEE 31-Dec-97 0.666667 12.005613 0.05553 0.055530 0.055530 0.055530 7 FEE 31-Dec-98 0.666667 12.371781 0.05389 80.829106 0.053886 0.053886 0.053886 8 FEE 31-Dec-99 0.666667 14.820093 0.04498 0.044984 0.044984 0.044984 0.044984 9 FEE 31-Dec-00 0.666667 13.310571 0.05009 75.128257 0.050086 0.050086 0.050086 0.050086 10 FEE 31-Dec-01 0.666667 11.770113 0.05664 0.056641 0.056641 0.056641 0.056641 0.056641 ---------------------------------------------------------------- Units 75.071616 80.677396 108.346613 #N/A 175.617597 $ Value 883.6014 949.5821 1275.2519 #N/A 2067.0390 Surrender $ Value 824.1014 907.0821 1249.7519 #N/A 2050.0390 Cumulative No Surrender -11.64% -5.04% 27.53% #N/A 106.70% W/ Surrender -17.59% -9.29% 24.98% #N/A 105.00% Annualized No Surrender -11.64% -1.71% 4.98% #N/A 11.83% W/ Surrender -17.59% -3.20% 4.56% #N/A 11.68% Oppenheimer Main Street Small Cap - SerRangeClasDD 30 Portfolio Inception 5/1/98 NO. YEARS 3.671 0.6712 YEAR YEAR YEAR YEAR 3.671 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-May-98 Inception Date 5/1/98 10.630207 94.0715 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 10.097079 0.06603 99.038544 0.066026 0.066026 0.066026 8 FEE 31-Dec-99 0.666667 14.565313 0.04577 0.045771 0.045771 0.045771 0.045771 9 FEE 31-Dec-00 0.666667 11.707107 0.05695 85.418199 0.056945 0.056945 0.056945 0.056945 10 FEE 31-Dec-01 0.666667 11.487579 0.05803 0.058034 0.058034 0.058034 0.058034 0.058034 ---------------------------------------------------------------- Units 85.360166 98.877794 #N/A #N/A 93.844770 $ Value 980.5816 1135.8665 #N/A #N/A 1078.0492 Surrender $ Value 921.0816 1093.3665 #N/A #N/A 1035.5492 Cumulative No Surrender -1.94% 13.59% #N/A #N/A 7.80% W/ Surrender -7.89% 9.34% #N/A #N/A 3.55% Annualized No Surrender -1.94% 4.34% #N/A #N/A 2.07% W/ Surrender -7.89% 3.02% #N/A #N/A 0.96% Oppenheimer Multiple Strategies - ServiRangeass EE 31 Portfolio Inception 2/9/87 NO. YEARS 14.901 0.9014 YEAR YEAR YEAR YEAR 14.901 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 09-Feb-87 Inception Date 2/9/87 3.267886 306.0082 0 FEE 31-Dec-91 0.666667 5.121992 0.13016 195.236541 0.130158 1 FEE 31-Dec-92 0.666667 5.493744 0.12135 0.121350 0.121350 2 FEE 31-Dec-93 0.666667 6.269480 0.10634 0.106335 0.106335 3 FEE 31-Dec-94 0.666667 6.050726 0.11018 0.110180 0.110180 4 FEE 31-Dec-95 0.666667 7.227641 0.09224 0.092238 0.092238 5 FEE 31-Dec-96 0.666667 8.215295 0.08115 121.724174 0.081149 0.081149 6 FEE 31-Dec-97 0.666667 9.478287 0.07034 0.070336 0.070336 0.070336 7 FEE 31-Dec-98 0.666667 9.949542 0.06700 100.507139 0.067005 0.067005 0.067005 8 FEE 31-Dec-99 0.666667 10.947969 0.06089 0.060894 0.060894 0.060894 0.060894 9 FEE 31-Dec-00 0.666667 11.469967 0.05812 87.184209 0.058123 0.058123 0.058123 0.058123 10 FEE 31-Dec-01 0.666667 11.538380 0.05778 0.057778 0.057778 0.057778 0.057778 0.057778 ---------------------------------------------------------------- Units 87.126431 100.330344 121.410038 194.411152 305.052680 $ Value 1005.2979 1157.6496 1400.8752 2243.1897 3519.8137 Surrender $ Value 945.7979 1115.1496 1375.3752 2243.1897 3519.8137 Cumulative No Surrender 0.53% 15.76% 40.09% 124.32% 251.98% W/ Surrender -5.42% 11.51% 37.54% 124.32% 251.98% Annualized No Surrender 0.53% 5.00% 6.97% 8.41% 8.81% W/ Surrender -5.42% 3.70% 6.58% 8.41% 8.81% Oppenheimer Strategic Bond - Service ClRange FF 32 Portfolio Inception 5/3/93 NO. YEARS 8.668 0.6685 YEAR YEAR YEAR YEAR 8.668 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 03-May-93 Inception Date 5/3/93 7.157678 139.7101 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 7.383877 0.09029 0.090287 0.090287 3 FEE 31-Dec-94 0.666667 6.993230 0.09533 0.095330 0.095330 4 FEE 31-Dec-95 0.666667 7.938326 0.08398 0.083981 0.083981 5 FEE 31-Dec-96 0.666667 8.754419 0.07615 114.228026 0.076152 0.076152 6 FEE 31-Dec-97 0.666667 9.366451 0.07118 0.071176 0.071176 0.071176 7 FEE 31-Dec-98 0.666667 9.485705 0.07028 105.421790 0.070281 0.070281 0.070281 8 FEE 31-Dec-99 0.666667 9.599918 0.06945 0.069445 0.069445 0.069445 0.069445 9 FEE 31-Dec-00 0.666667 9.698157 0.06874 103.112375 0.068742 0.068742 0.068742 0.068742 10 FEE 31-Dec-01 0.666667 10.000785 0.06666 0.066661 0.066661 0.066661 0.066661 0.066661 ---------------------------------------------------------------- Units 103.045713 105.216942 113.881721 #N/A 139.018058 $ Value 1030.5380 1052.2520 1138.9066 #N/A 1390.2897 Surrender $ Value 971.0380 1009.7520 1113.4066 #N/A 1390.2897 Cumulative No Surrender 3.05% 5.23% 13.89% #N/A 39.03% W/ Surrender -2.90% 0.98% 11.34% #N/A 39.03% Annualized No Surrender 3.05% 1.71% 2.64% #N/A 3.87% W/ Surrender -2.90% 0.32% 2.17% #N/A 3.87% Van Kampen LIT Emerging Growth - Class Range GG 33 Portfolio Inception 7/3/95 NO. YEARS 6.501 0.5014 YEAR YEAR YEAR YEAR 6.501 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 03-Jul-95 Inception Date 7/3/95 5.340335 187.2542 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 6.201962 0.10749 0.107493 0.107493 5 FEE 31-Dec-96 0.666667 7.112806 0.09373 140.591491 0.093728 0.093728 6 FEE 31-Dec-97 0.666667 8.422062 0.07916 0.079157 0.079157 0.079157 7 FEE 31-Dec-98 0.666667 11.391297 0.05852 87.786316 0.058524 0.058524 0.058524 8 FEE 31-Dec-99 0.666667 22.892120 0.02912 0.029122 0.029122 0.029122 0.029122 9 FEE 31-Dec-00 0.666667 20.222415 0.03297 49.450078 0.032967 0.032967 0.032967 0.032967 10 FEE 31-Dec-01 0.666667 13.622271 0.04894 0.048939 0.048939 0.048939 0.048939 0.048939 ---------------------------------------------------------------- Units 49.401139 87.675288 140.342781 #N/A 186.804240 $ Value 672.9557 1194.3365 1911.7874 #N/A 2544.6980 Surrender $ Value 613.4557 1151.8365 1886.2874 #N/A 2527.6980 Cumulative No Surrender -32.70% 19.43% 91.18% #N/A 154.47% W/ Surrender -38.65% 15.18% 88.63% #N/A 152.77% Annualized No Surrender -32.70% 6.10% 13.84% #N/A 15.45% W/ Surrender -38.65% 4.82% 13.53% #N/A 15.33% Van Kampen LIT Growth and Income - ClasRange HH 34 Portfolio Inception 12/23/96 NO. YEARS 5.025 0.0247 YEAR YEAR YEAR YEAR 5.025 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 23-Dec-96 Inception Date 12/23/96 6.824184 146.5377 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 6.801196 0.09802 147.032963 0.098022 0.098022 6 FEE 31-Dec-97 0.666667 8.170932 0.08159 0.081590 0.081590 0.081590 7 FEE 31-Dec-98 0.666667 9.612699 0.06935 104.029056 0.069353 0.069353 0.069353 8 FEE 31-Dec-99 0.666667 10.682033 0.06241 0.062410 0.062410 0.062410 0.062410 9 FEE 31-Dec-00 0.666667 12.534270 0.05319 79.781272 0.053188 0.053188 0.053188 0.053188 10 FEE 31-Dec-01 0.666667 11.527497 0.05783 0.057833 0.057833 0.057833 0.057833 0.057833 ---------------------------------------------------------------- Units 79.723439 103.855625 146.708590 #N/A 146.115272 $ Value 919.0117 1197.1954 1691.1828 #N/A 1684.3434 Surrender $ Value 859.5117 1154.6954 1665.6828 #N/A 1658.8434 Cumulative No Surrender -8.10% 19.72% 69.12% #N/A 68.43% W/ Surrender -14.05% 15.47% 66.57% #N/A 65.88% Annualized No Surrender -8.10% 6.18% 11.08% #N/A 10.93% W/ Surrender -14.05% 4.91% 10.74% #N/A 10.60% Van Kampen UIF Active International AllRangeon -IIlass 35 Portfolio Inception 8/31/99 NO. YEARS 2.337 0.3370 YEAR YEAR YEAR YEAR 2.337 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 31-Aug-99 Inception Date 8/31/99 14.224277 70.3023 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 0.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 0.666667 16.639552 0.04007 0.040065 0.040065 0.040065 0.040065 9 FEE 31-Dec-00 0.666667 14.099160 0.04728 70.926211 0.047284 0.047284 0.047284 0.047284 10 FEE 31-Dec-01 0.666667 11.104632 0.06004 0.060035 0.060035 0.060035 0.060035 0.060035 ---------------------------------------------------------------- Units 70.866176 #N/A #N/A #N/A 70.154959 $ Value 786.9428 #N/A #N/A #N/A 779.0450 Surrender $ Value 727.4428 #N/A #N/A #N/A 728.0450 Cumulative No Surrender -21.31% #N/A #N/A #N/A -22.10% W/ Surrender -27.26% #N/A #N/A #N/A -27.20% Annualized No Surrender -21.31% #N/A #N/A #N/A -10.13% W/ Surrender -27.26% #N/A #N/A #N/A -12.70% Van Kampen UIF Emerging Markets Debt - Range II JJ 36 Portfolio Inception 6/16/97 NO. YEARS 4.545 0.5452 YEAR YEAR YEAR YEAR 4.545 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 16-Jun-97 Inception Date 6/16/97 9.644022 103.6912 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 9.627610 0.06925 0.069245 0.069245 0.069245 7 FEE 31-Dec-98 0.666667 6.779840 0.09833 147.496106 0.098331 0.098331 0.098331 8 FEE 31-Dec-99 0.666667 8.624610 0.07730 0.077298 0.077298 0.077298 0.077298 9 FEE 31-Dec-00 0.666667 9.445695 0.07058 105.868335 0.070579 0.070579 0.070579 0.070579 10 FEE 31-Dec-01 0.666667 10.225434 0.06520 0.065197 0.065197 0.065197 0.065197 0.065197 ---------------------------------------------------------------- Units 105.803138 147.283032 #N/A #N/A 103.310528 $ Value 1081.8830 1506.0329 #N/A #N/A 1056.3950 Surrender $ Value 1022.3830 1463.5329 #N/A #N/A 1022.3950 Cumulative No Surrender 8.19% 50.60% #N/A #N/A 5.64% W/ Surrender 2.24% 46.35% #N/A #N/A 2.24% Annualized No Surrender 8.19% 14.62% #N/A #N/A 1.21% W/ Surrender 2.24% 13.54% #N/A #N/A 0.49% Van Kampen UIF U.S. Real Estate - ClassRange KK 37 Portfolio Inception 3/3/97 NO. YEARS 4.833 0.8329 YEAR YEAR YEAR YEAR 4.833 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 03-Mar-97 Inception Date 3/3/97 7.333233 136.3655 0 FEE 31-Dec-91 0.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 0.666667 #N/A -- -- 0 2 FEE 31-Dec-93 0.666667 #N/A -- -- 0 3 FEE 31-Dec-94 0.666667 #N/A -- -- 0 4 FEE 31-Dec-95 0.666667 #N/A -- -- 0 5 FEE 31-Dec-96 0.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 0.666667 8.531658 0.07814 0.078140 0.078140 0.078140 7 FEE 31-Dec-98 0.666667 7.477567 0.08916 133.733339 0.089156 0.089156 0.089156 8 FEE 31-Dec-99 0.666667 7.244043 0.09203 0.092030 0.092030 0.092030 0.092030 9 FEE 31-Dec-00 0.666667 9.208200 0.07240 108.598858 0.072399 0.072399 0.072399 0.072399 10 FEE 31-Dec-01 0.666667 9.944124 0.06704 0.067041 0.067041 0.067041 0.067041 0.067041 ---------------------------------------------------------------- Units 108.531816 133.501869 #N/A #N/A 135.966736 $ Value 1079.2538 1327.5591 #N/A #N/A 1352.0701 Surrender $ Value 1019.7538 1285.0591 #N/A #N/A 1318.0701 Cumulative No Surrender 7.93% 32.76% #N/A #N/A 35.21% W/ Surrender 1.98% 28.51% #N/A #N/A 31.81% Annualized No Surrender 7.93% 9.91% #N/A #N/A 6.44% W/ Surrender 1.98% 8.72% #N/A #N/A 5.88% Advisor $ 1,000.00 Date 12/31/01 End 12/31/01 Putnam II - NY Advisor Base w/RIG The George Putnam Fund of Boston - ClasRange A 1 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 ------------------ Inception Date 12/10/99 10.314873 96.9474 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 10.475881 0.35001 95.457365 0.350010 0.350010 0 8 FEE 31-Dec-99 3.666667 10.299054 0.35602 0.356020 0.356020 0.356020 0.356020 9 FEE 31-Dec-00 3.666667 11.145962 0.32897 89.718590 0.328968 0.328968 0.328968 0.328968 10 FEE 31-Dec-01 3.666667 11.052350 0.33175 0.331754 0.331754 0.331754 0.331754 0.331754 ------------ ---------------------------------------------------------------- Units 89.386836 94.440623 #N/A #N/A 95.930646 $ Value 987.9346 1043.7908 #N/A #N/A 1060.2591 1000*(1+T)= Surrender $ Value 928.4346 1001.2908 #N/A #N/A 1009.2591 Cumulative No Surrender -1.21% #N/A #N/A #N/A 6.03% T W/ Surrender -7.16% #N/A #N/A #N/A 0.93% Annualized No Surrender -1.21% #N/A #N/A #N/A 2.88% R W/ Surrender -7.16% #N/A #N/A #N/A 0.45% Global Asset Allocation - Class IB Range B 2 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 13.084298 76.4275 0 FEE 31-Dec-91 3.666667 5.613700 0.65316 178.135632 0 1 FEE 31-Dec-92 3.666667 5.881386 0.62344 0.623436 0 2 FEE 31-Dec-93 3.666667 6.810592 0.53838 0.538377 0 3 FEE 31-Dec-94 3.666667 6.545593 0.56017 0.560173 0 4 FEE 31-Dec-95 3.666667 8.046324 0.45569 0.455695 0 5 FEE 31-Dec-96 3.666667 9.170273 0.39984 109.048008 0.399843 0 6 FEE 31-Dec-97 3.666667 10.817212 0.33897 0.338966 0.338966 0 7 FEE 31-Dec-98 3.666667 12.117153 0.30260 82.527637 0.302601 0.302601 0 8 FEE 31-Dec-99 3.666667 13.369423 0.27426 0.274258 0.274258 0.274258 0.274258 9 FEE 31-Dec-00 3.666667 12.556932 0.29200 79.637287 0.292003 0.292003 0.292003 0.292003 10 FEE 31-Dec-01 3.666667 11.339888 0.32334 0.323342 0.323342 0.323342 0.323342 0.323342 ---------------------------------------------------------------- Units 79.313945 81.638033 107.516837 174.026938 75.537882 $ Value 899.4113 925.7662 1219.2289 1973.4460 856.5911 Surrender $ Value 839.9113 883.2662 1193.7289 1973.4460 805.5911 Cumulative No Surrender -10.06% #N/A #N/A #N/A -14.34% W/ Surrender -16.01% #N/A #N/A #N/A -19.44% Annualized No Surrender -10.06% #N/A #N/A #N/A -7.24% W/ Surrender -16.01% #N/A #N/A #N/A -9.96% Growth and Income - Class IB Range CC 3 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 12.297581 81.3168 0 FEE 31-Dec-91 3.666667 4.517779 0.81161 221.347702 0 1 FEE 31-Dec-92 3.666667 4.887501 0.75021 0.750213 0 2 FEE 31-Dec-93 3.666667 5.504892 0.66607 0.666074 0 3 FEE 31-Dec-94 3.666667 5.445110 0.67339 0.673387 0 4 FEE 31-Dec-95 3.666667 7.337812 0.49969 0.499695 0 5 FEE 31-Dec-96 3.666667 8.818255 0.41580 113.401121 0.415804 0 6 FEE 31-Dec-97 3.666667 10.791328 0.33978 0.339779 0.339779 0 7 FEE 31-Dec-98 3.666667 12.282211 0.29853 81.418565 0.298535 0.298535 0 8 FEE 31-Dec-99 3.666667 12.302225 0.29805 0.298049 0.298049 0.298049 0.298049 9 FEE 31-Dec-00 3.666667 13.107799 0.27973 76.290459 0.279732 0.279732 0.279732 0.279732 10 FEE 31-Dec-01 3.666667 12.111712 0.30274 0.302737 0.302737 0.302737 0.302737 0.302737 ---------------------------------------------------------------- Units 75.987722 80.538047 111.882289 216.823697 80.436287 $ Value 920.3414 975.4536 1355.0861 2626.1062 974.2211 Surrender $ Value 860.8414 932.9536 1329.5861 2626.1062 923.2211 Cumulative No Surrender -7.97% #N/A #N/A #N/A -2.58% W/ Surrender -13.92% #N/A #N/A #N/A -7.68% Annualized No Surrender -7.97% #N/A #N/A #N/A -1.26% W/ Surrender -13.92% #N/A #N/A #N/A -3.80% Health Sciences - Class IB Range D 4 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 10.655836 93.8453 0 FEE 31-Dec-91 3.666667 #N/A #N/A #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A #N/A #N/A 0 2 FEE 31-Dec-93 3.666667 #N/A #N/A #N/A 0 3 FEE 31-Dec-94 3.666667 #N/A #N/A #N/A 0 4 FEE 31-Dec-95 3.666667 #N/A #N/A #N/A 0 5 FEE 31-Dec-96 3.666667 #N/A #N/A #N/A #N/A 0 6 FEE 31-Dec-97 3.666667 #N/A #N/A #N/A #N/A 0 7 FEE 31-Dec-98 3.666667 11.968903 0.30635 83.549846 0.306349 0.306349 0 8 FEE 31-Dec-99 3.666667 11.344408 0.32321 0.323214 0.323214 0.323214 0.323214 9 FEE 31-Dec-00 3.666667 15.566713 0.23555 64.239637 0.235545 0.235545 0.235545 0.235545 10 FEE 31-Dec-01 3.666667 12.330706 0.29736 0.297361 0.297361 0.297361 0.297361 0.297361 ---------------------------------------------------------------- Units 63.942277 82.693726 #N/A #N/A 92.989169 $ Value 788.4534 1019.6720 #N/A #N/A 1146.6221 Surrender $ Value 728.9534 977.1720 #N/A #N/A 1095.6221 Cumulative No Surrender -21.15% #N/A #N/A #N/A 14.66% W/ Surrender -27.10% #N/A #N/A #N/A 9.56% Annualized No Surrender -21.15% #N/A #N/A #N/A 6.87% W/ Surrender -27.10% #N/A #N/A #N/A 4.53% High Yield - Class IB Range E 5 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.0 TRANSACTION DATE $ VALUE UNIT VALUE O. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 10-Dec-99 11.511920 86.8665 0 FEE 31-Dec-91 3.666667 6.036775 0.60739 165.651362 0 1 FEE 31-Dec-92 3.666667 7.079920 0.51790 0.517897 0 2 FEE 31-Dec-93 3.666667 8.344322 0.43942 0.439421 0 3 FEE 31-Dec-94 3.666667 8.147996 0.45001 0.450008 0 4 FEE 31-Dec-95 3.666667 9.502920 0.38585 0.385846 0 5 FEE 31-Dec-96 3.666667 10.566838 0.34700 94.635690 0.346998 0 6 FEE 31-Dec-97 3.666667 11.909562 0.30788 0.307876 0.307876 0 7 FEE 31-Dec-98 3.666667 11.062816 0.33144 90.392898 0.331441 0.331441 0 8 FEE 31-Dec-99 3.666667 11.555530 0.31731 0.317308 0.317308 0.317308 0.317308 9 FEE 31-Dec-00 3.666667 10.437464 0.35130 95.808714 0.351299 0.351299 0.351299 0.351299 10 FEE 31-Dec-01 3.666667 10.678987 0.34335 0.343353 0.343353 0.343353 0.343353 0.343353 ---------------------------------------------------------------- Units 95.465360 89.380938 92.984413 161.859916 85.854522 $ Value 1019.4733 954.4979 992.9793 1728.4999 916.8393 Surrender $ Value 959.9733 911.9979 967.4793 1728.4999 865.8393 Cumulative No Surrender 1.95% #N/A #N/A #N/A -8.32% W/ Surrender -4.00% #N/A #N/A #N/A -13.42% Annualized No Surrender 1.95% #N/A #N/A #N/A -4.13% W/ Surrender -4.00% #N/A #N/A #N/A -6.75% Income - Class IB Range F 6 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 8.757555 114.1871 0 FEE 31-Dec-91 3.666667 5.881109 0.62347 170.035958 0 1 FEE 31-Dec-92 3.666667 6.231326 0.58842 0.588425 0 2 FEE 31-Dec-93 3.666667 6.834987 0.53646 0.536456 0 3 FEE 31-Dec-94 3.666667 6.515665 0.56275 0.562746 0 4 FEE 31-Dec-95 3.666667 7.735531 0.47400 0.474003 0 5 FEE 31-Dec-96 3.666667 7.809109 0.46954 128.055582 0.469537 0 6 FEE 31-Dec-97 3.666667 8.362457 0.43847 0.438468 0.438468 0 7 FEE 31-Dec-98 3.666667 8.931995 0.41051 111.957071 0.410509 0.410509 0 8 FEE 31-Dec-99 3.666667 8.626925 0.42503 0.425026 0.425026 0.425026 0.425026 9 FEE 31-Dec-00 3.666667 9.180536 0.39940 108.926102 0.399396 0.399396 0.399396 0.399396 10 FEE 31-Dec-01 3.666667 9.723501 0.37709 0.377093 0.377093 0.377093 0.377093 0.377093 ---------------------------------------------------------------- Units 108.549009 110.755556 126.005091 165.354299 112.985607 $ Value 1055.4764 1076.9318 1225.2106 1607.8227 1098.6157 Surrender $ Value 995.9764 1034.4318 1199.7106 1607.8227 1047.6157 Cumulative No Surrender 5.55% #N/A #N/A #N/A 9.86% W/ Surrender -0.40% #N/A #N/A #N/A 4.76% Annualized No Surrender 5.55% #N/A #N/A #N/A 4.67% W/ Surrender -0.40% #N/A #N/A #N/A 2.28% International Growth - Class IB Range G 7 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.377875 65.0285 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 9.062602 0.40459 0.404593 0.404593 0 7 FEE 31-Dec-98 3.666667 10.599317 0.34593 94.345702 0.345934 0.345934 0 8 FEE 31-Dec-99 3.666667 16.745182 0.21897 0.218968 0.218968 0.218968 0.218968 9 FEE 31-Dec-00 3.666667 14.950220 0.24526 66.888648 0.245258 0.245258 0.245258 0.245258 10 FEE 31-Dec-01 3.666667 11.715500 0.31298 0.312976 0.312976 0.312976 0.312976 0.312976 ---------------------------------------------------------------- Units 66.575672 93.568499 #N/A #N/A 64.251288 $ Value 779.9673 1096.2018 #N/A #N/A 752.7360 Surrender $ Value 720.4673 1053.7018 #N/A #N/A 701.7360 Cumulative No Surrender -22.00% #N/A #N/A #N/A -24.73% W/ Surrender -27.95% #N/A #N/A #N/A -29.83% Annualized No Surrender -22.00% #N/A #N/A #N/A -12.88% W/ Surrender -27.95% #N/A #N/A #N/A -15.80% Investors - Class IB Range H 8 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 20.235519 49.4181 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 16.885237 0.21715 59.223332 0.217152 0.217152 0 8 FEE 31-Dec-99 3.666667 21.666938 0.16923 0.169229 0.169229 0.169229 0.169229 9 FEE 31-Dec-00 3.666667 17.403688 0.21068 57.459086 0.210683 0.210683 0.210683 0.210683 10 FEE 31-Dec-01 3.666667 12.922657 0.28374 0.283739 0.283739 0.283739 0.283739 0.283739 ---------------------------------------------------------------- Units 57.175346 58.559681 #N/A #N/A 48.754404 $ Value 738.8574 756.7467 #N/A #N/A 630.0364 Surrender $ Value 679.3574 714.2467 #N/A #N/A 579.0364 Cumulative No Surrender -26.11% #N/A #N/A #N/A -37.00% W/ Surrender -32.06% #N/A #N/A #N/A -42.10% Annualized No Surrender -26.11% #N/A #N/A #N/A -20.09% W/ Surrender -32.06% #N/A #N/A #N/A -23.29% Money Market - Class IB Range I 9 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 9.326353 107.2230 0 FEE 31-Dec-91 3.666667 7.371592 0.49740 135.655907 0 1 FEE 31-Dec-92 3.666667 7.525672 0.48722 0.487221 0 2 FEE 31-Dec-93 3.666667 7.625083 0.48087 0.480869 0 3 FEE 31-Dec-94 3.666667 7.803554 0.46987 0.469871 0 4 FEE 31-Dec-95 3.666667 8.112054 0.45200 0.452002 0 5 FEE 31-Dec-96 3.666667 8.402617 0.43637 119.010542 0.436372 0 6 FEE 31-Dec-97 3.666667 8.714907 0.42074 0.420735 0.420735 0 7 FEE 31-Dec-98 3.666667 9.043666 0.40544 110.574628 0.405440 0.405440 0 8 FEE 31-Dec-99 3.666667 9.347197 0.39227 0.392274 0.392274 0.392274 0.392274 9 FEE 31-Dec-00 3.666667 9.760002 0.37568 102.458995 0.375683 0.375683 0.375683 0.375683 10 FEE 31-Dec-01 3.666667 10.002222 0.36659 0.366585 0.366585 0.366585 0.366585 0.366585 ---------------------------------------------------------------- Units 102.092410 109.440085 117.049824 131.368853 106.088506 $ Value 1021.1510 1094.6440 1170.7583 1313.9804 1061.1208 Surrender $ Value 961.6510 1052.1440 1145.2583 1313.9804 1010.1208 Cumulative No Surrender 2.12% #N/A #N/A #N/A 6.11% W/ Surrender -3.83% #N/A #N/A #N/A 1.01% Annualized No Surrender 2.12% #N/A #N/A #N/A 2.92% W/ Surrender -3.83% #N/A #N/A #N/A 0.49% New Opportunities - Class IB Range J 10 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 24.955879 40.0707 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 7.229363 0.50719 0.507191 0 4 FEE 31-Dec-95 3.666667 10.323721 0.35517 0.355169 0 5 FEE 31-Dec-96 3.666667 11.211175 0.32705 89.196717 0.327055 0 6 FEE 31-Dec-97 3.666667 13.624335 0.26913 0.269126 0.269126 0 7 FEE 31-Dec-98 3.666667 16.707927 0.21946 59.851830 0.219457 0.219457 0 8 FEE 31-Dec-99 3.666667 27.890952 0.13146 0.131464 0.131464 0.131464 0.131464 9 FEE 31-Dec-00 3.666667 20.319980 0.18045 49.212647 0.180446 0.180446 0.180446 0.180446 10 FEE 31-Dec-01 3.666667 14.012452 0.26167 0.261672 0.261672 0.261672 0.261672 0.261672 ---------------------------------------------------------------- Units 48.950975 59.278247 88.134551 #N/A 39.497136 $ Value 685.9232 830.6336 1234.9812 #N/A 553.4517 Surrender $ Value 626.4232 788.1336 1209.4812 #N/A 502.4517 Cumulative No Surrender -31.41% #N/A #N/A #N/A -44.65% W/ Surrender -37.36% #N/A #N/A #N/A -49.75% Annualized No Surrender -31.41% #N/A #N/A #N/A -24.96% W/ Surrender -37.36% #N/A #N/A #N/A -28.40% New Value - Class IB Range K 11 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 9.714059 102.9436 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 9.466842 0.38732 0.387317 0.387317 0 7 FEE 31-Dec-98 3.666667 9.916201 0.36977 100.845072 0.369765 0.369765 0 8 FEE 31-Dec-99 3.666667 9.814503 0.37360 0.373597 0.373597 0.373597 0.373597 9 FEE 31-Dec-00 3.666667 11.857379 0.30923 84.335670 0.309231 0.309231 0.309231 0.309231 10 FEE 31-Dec-01 3.666667 12.092880 0.30321 0.303209 0.303209 0.303209 0.303209 0.303209 ---------------------------------------------------------------- Units 84.032461 99.859035 #N/A #N/A 101.957543 $ Value 1016.1945 1207.5833 #N/A #N/A 1232.9603 Surrender $ Value 956.6945 1165.0833 #N/A #N/A 1181.9603 Cumulative No Surrender 1.62% #N/A #N/A #N/A 23.30% W/ Surrender -4.33% #N/A #N/A #N/A 18.20% Annualized No Surrender 1.62% #N/A #N/A #N/A 10.70% W/ Surrender -4.33% #N/A #N/A #N/A 8.45% Research - Class IB Range L 12 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.747032 63.5040 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 13.298755 0.27572 75.195009 0.275715 0.275715 0 8 FEE 31-Dec-99 3.666667 16.764029 0.21872 0.218722 0.218722 0.218722 0.218722 9 FEE 31-Dec-00 3.666667 16.222219 0.22603 61.643848 0.226027 0.226027 0.226027 0.226027 10 FEE 31-Dec-01 3.666667 12.997037 0.28212 0.282116 0.282116 0.282116 0.282116 0.282116 ---------------------------------------------------------------- Units 61.361732 74.468144 #N/A #N/A 62.777165 $ Value 797.5207 967.8652 #N/A #N/A 815.9171 Surrender $ Value 738.0207 925.3652 #N/A #N/A 764.9171 Cumulative No Surrender -20.25% #N/A #N/A #N/A -18.41% W/ Surrender -26.20% #N/A #N/A #N/A -23.51% Annualized No Surrender -20.25% #N/A #N/A #N/A -9.40% W/ Surrender -26.20% #N/A #N/A #N/A -12.20% Utilities Growth and Income - Class IB Range M 13 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.169492 65.9218 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 7.170951 0.51132 0.511322 0 2 FEE 31-Dec-93 3.666667 8.018025 0.45730 0.457303 0 3 FEE 31-Dec-94 3.666667 7.348564 0.49896 0.498964 0 4 FEE 31-Dec-95 3.666667 9.494773 0.38618 0.386177 0 5 FEE 31-Dec-96 3.666667 10.837637 0.33833 92.271037 0.338327 0 6 FEE 31-Dec-97 3.666667 13.577516 0.27005 0.270054 0.270054 0 7 FEE 31-Dec-98 3.666667 15.395229 0.23817 64.955188 0.238169 0.238169 0 8 FEE 31-Dec-99 3.666667 15.078141 0.24318 0.243178 0.243178 0.243178 0.243178 9 FEE 31-Dec-00 3.666667 17.492890 0.20961 57.166083 0.209609 0.209609 0.209609 0.209609 10 FEE 31-Dec-01 3.666667 13.413128 0.27336 0.273364 0.273364 0.273364 0.273364 0.273364 ---------------------------------------------------------------- Units 56.892719 64.229038 91.036663 #N/A 65.195635 $ Value 763.1093 861.5123 1221.0864 #N/A 874.4774 Surrender $ Value 703.6093 819.0123 1195.5864 #N/A 823.4774 Cumulative No Surrender -23.69% #N/A #N/A #N/A -12.55% W/ Surrender -29.64% #N/A #N/A #N/A -17.65% Annualized No Surrender -23.69% #N/A #N/A #N/A -6.30% W/ Surrender -29.64% #N/A #N/A #N/A -9.00% Vista - Class IB Range N 14 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 19.677359 50.8198 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 12.478348 0.29384 0.293842 0.293842 0 7 FEE 31-Dec-98 3.666667 14.720961 0.24908 67.930348 0.249078 0.249078 0 8 FEE 31-Dec-99 3.666667 22.174596 0.16535 0.165354 0.165354 0.165354 0.165354 9 FEE 31-Dec-00 3.666667 20.997129 0.17463 47.625559 0.174627 0.174627 0.174627 0.174627 10 FEE 31-Dec-01 3.666667 13.782288 0.26604 0.266042 0.266042 0.266042 0.266042 0.266042 ---------------------------------------------------------------- Units 47.359517 67.324324 #N/A #N/A 50.213805 $ Value 652.7225 927.8832 #N/A #N/A 692.0611 Surrender $ Value 593.2225 885.3832 #N/A #N/A 641.0611 Cumulative No Surrender -34.73% #N/A #N/A #N/A -30.79% W/ Surrender -40.68% #N/A #N/A #N/A -35.89% Annualized No Surrender -34.73% #N/A #N/A #N/A -16.36% W/ Surrender -40.68% #N/A #N/A #N/A -19.41% Voyager - Class IB Range O 15 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 18.508508 54.0292 0 FEE 31-Dec-91 3.666667 4.413979 0.83069 226.552958 0 1 FEE 31-Dec-92 3.666667 4.801610 0.76363 0.763633 0 2 FEE 31-Dec-93 3.666667 5.618067 0.65266 0.652656 0 3 FEE 31-Dec-94 3.666667 5.595238 0.65532 0.655319 0 4 FEE 31-Dec-95 3.666667 7.758468 0.47260 0.472602 0 5 FEE 31-Dec-96 3.666667 8.639359 0.42441 115.749328 0.424414 0 6 FEE 31-Dec-97 3.666667 10.773883 0.34033 0.340329 0.340329 0 7 FEE 31-Dec-98 3.666667 13.208930 0.27759 75.706359 0.277590 0.277590 0 8 FEE 31-Dec-99 3.666667 20.604909 0.17795 0.177951 0.177951 0.177951 0.177951 9 FEE 31-Dec-00 3.666667 16.977967 0.21597 58.899867 0.215966 0.215966 0.215966 0.215966 10 FEE 31-Dec-01 3.666667 13.003359 0.28198 0.281978 0.281978 0.281978 0.281978 0.281978 ---------------------------------------------------------------- Units 58.617889 75.030464 114.455513 222.290519 53.353311 $ Value 762.2295 975.6481 1488.3061 2890.5234 693.7723 Surrender $ Value 702.7295 933.1481 1462.8061 2890.5234 642.7723 Cumulative No Surrender -23.78% #N/A #N/A #N/A -30.62% W/ Surrender -29.73% #N/A #N/A #N/A -35.72% Annualized No Surrender -23.78% #N/A #N/A #N/A -16.26% W/ Surrender -29.73% #N/A #N/A #N/A -19.31% Franklin Growth and Income Securities -Ranges 2 P 16 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 3.879303 0.94519 257.778266 0 1 FEE 31-Dec-92 3.666667 4.202217 0.87256 0.872555 0 2 FEE 31-Dec-93 3.666667 4.564925 0.80323 0.803226 0 3 FEE 31-Dec-94 3.666667 4.650268 0.78849 0.788485 0 4 FEE 31-Dec-95 3.666667 6.082637 0.60281 0.602809 0 5 FEE 31-Dec-96 3.666667 6.839915 0.53607 146.200647 0.536069 0 6 FEE 31-Dec-97 3.666667 8.605326 0.42609 0.426093 0.426093 0 7 FEE 31-Dec-98 3.666667 9.179835 0.39943 108.934420 0.399426 0.399426 0 8 FEE 31-Dec-99 3.666667 9.421596 0.38918 0.389177 0.389177 0.389177 0 9 FEE 31-Dec-00 3.666667 11.018248 0.33278 90.758531 0.332781 0.332781 0.332781 0 10 FEE 31-Dec-01 3.666667 11.398351 0.32168 0.321684 0.321684 0.321684 0.321684 0 ---------------------------------------------------------------- Units 90.436847 107.890778 144.331486 252.305961 #DIV/0! $ Value 1030.8309 1229.7770 1645.1409 2875.8719 #DIV/0! Surrender $ Value 971.3309 1187.2770 1619.6409 2875.8719 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Franklin Small Cap - Class 2 Range Q 17 SubAccount Inception 9/19/00 NO. YEARS 1.282 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 21.192896 47.1856 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 7.192733 0.50977 0.509774 0 5 FEE 31-Dec-96 3.666667 9.142126 0.40107 109.383747 0.401074 0 6 FEE 31-Dec-97 3.666667 10.571129 0.34686 0.346857 0.346857 0 7 FEE 31-Dec-98 3.666667 10.307543 0.35573 97.016331 0.355727 0.355727 0 8 FEE 31-Dec-99 3.666667 19.979657 0.18352 0.183520 0.183520 0.183520 0 9 FEE 31-Dec-00 3.666667 16.807957 0.21815 59.495631 0.218151 0.218151 0.218151 0.218151 10 FEE 31-Dec-01 3.666667 14.061194 0.26076 0.260765 0.260765 0.260765 0.260765 0.260765 ---------------------------------------------------------------- Units 59.234866 96.353895 108.018728 #N/A 46.706707 $ Value 832.9129 1354.8508 1518.8723 #N/A 656.7521 Surrender $ Value 773.4129 1312.3508 1493.3723 #N/A 597.2521 Cumulative No Surrender -16.71% #N/A #N/A #N/A -34.32% W/ Surrender -22.66% #N/A #N/A #N/A -40.27% Annualized No Surrender -16.71% #N/A #N/A #N/A -27.96% W/ Surrender -22.66% #N/A #N/A #N/A -33.10% Franklin Small Cap Value Securities - CRange2 RR 18 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 8.424301 0.43525 118.704211 0.435249 0.435249 0 8 FEE 31-Dec-99 3.666667 8.431882 0.43486 0.434857 0.434857 0.434857 0 9 FEE 31-Dec-00 3.666667 10.406242 0.35235 96.096170 0.352353 0.352353 0.352353 0 10 FEE 31-Dec-01 3.666667 11.689658 0.31367 0.313668 0.313668 0.313668 0.313668 0 ---------------------------------------------------------------- Units 95.782502 117.603333 #N/A #N/A #DIV/0! $ Value 1119.6647 1374.7427 #N/A #N/A #DIV/0! Surrender $ Value 1060.1647 1332.2427 #N/A #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Mutual Shares Securities - Class II Range S 19 SubAccount Inception 9/19/00 NO. YEARS 1.282 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 9.972518 100.2756 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 7.398488 0.49560 135.162752 0.495597 0 6 FEE 31-Dec-97 3.666667 8.577436 0.42748 0.427478 0.427478 0 7 FEE 31-Dec-98 3.666667 8.453887 0.43373 118.288782 0.433726 0.433726 0 8 FEE 31-Dec-99 3.666667 9.463862 0.38744 0.387439 0.387439 0.387439 0 9 FEE 31-Dec-00 3.666667 10.600604 0.34589 94.334247 0.345892 0.345892 0.345892 0.345892 10 FEE 31-Dec-01 3.666667 11.201018 0.32735 0.327351 0.327351 0.327351 0.327351 0.327351 ---------------------------------------------------------------- Units 94.006896 117.228100 133.240866 #N/A 99.602334 $ Value 1052.9729 1313.0741 1492.4333 #N/A 1115.6475 Surrender $ Value 993.4729 1270.5741 1466.9333 #N/A 1056.1475 Cumulative No Surrender 5.30% #N/A #N/A #N/A 11.56% W/ Surrender -0.65% #N/A #N/A #N/A 5.61% Annualized No Surrender 5.30% #N/A #N/A #N/A 8.91% W/ Surrender -0.65% #N/A #N/A #N/A 4.35% Templeton Developing Markets SecuritiesRangeass 2T 20 SubAccount Inception 9/19/00 NO. YEARS 1.282 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 12.233724 81.7413 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 20.200600 0.18151 49.503480 0.181513 0 6 FEE 31-Dec-97 3.666667 14.082528 0.26037 0.260370 0.260370 0 7 FEE 31-Dec-98 3.666667 10.977900 0.33400 91.092103 0.334004 0.334004 0 8 FEE 31-Dec-99 3.666667 16.610530 0.22074 0.220744 0.220744 0.220744 0 9 FEE 31-Dec-00 3.666667 11.144089 0.32902 89.733670 0.329023 0.329023 0.329023 0.329023 10 FEE 31-Dec-01 3.666667 10.111514 0.36262 0.362623 0.362623 0.362623 0.362623 0.362623 -------------------------------------------------- Units 89.371047 90.179713 47.996716 #N/A 81.049612 $ Value 903.6766 911.8534 485.3195 #N/A 819.5343 Surrender $ Value 844.1766 869.3534 459.8195 #N/A 760.0343 Cumulative No Surrender -9.63% #N/A #N/A #N/A -18.05% W/ Surrender -15.58% #N/A #N/A #N/A -24.00% Annualized No Surrender -9.63% #N/A #N/A #N/A -14.38% W/ Surrender -15.58% #N/A #N/A #N/A -19.27% Templeton Foreign Securities - Class 2 Range U 21 SubAccount Inception 5/22/00 NO. YEARS 1.611 0.6110 YEAR YEAR YEAR YEAR 1.611 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 22-May-00 Inception Date 5/22/00 13.021470 76.7962 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 4.968913 0.73792 0.737921 0 2 FEE 31-Dec-93 3.666667 7.210023 0.50855 0.508551 0 3 FEE 31-Dec-94 3.666667 6.941802 0.52820 0.528201 0 4 FEE 31-Dec-95 3.666667 7.915713 0.46321 0.463214 0 5 FEE 31-Dec-96 3.666667 9.671374 0.37913 103.397925 0.379126 0 6 FEE 31-Dec-97 3.666667 10.849856 0.33795 0.337946 0.337946 0 7 FEE 31-Dec-98 3.666667 11.682813 0.31385 85.595824 0.313851 0.313851 0 8 FEE 31-Dec-99 3.666667 14.212678 0.25799 0.257986 0.257986 0.257986 0 9 FEE 31-Dec-00 3.666667 13.698185 0.26768 73.002372 0.267675 0.267675 0.267675 0.267675 10 FEE 31-Dec-01 3.666667 11.358745 0.32281 0.322806 0.322806 0.322806 0.322806 0.322806 ---------------------------------------------------------------- Units 72.679567 84.747357 101.897661 #N/A 76.205764 $ Value 825.5487 962.6236 1157.4295 #N/A 865.6018 Surrender $ Value 766.0487 920.1236 1131.9295 #N/A 806.1018 Cumulative No Surrender -17.45% #N/A #N/A #N/A -13.44% W/ Surrender -23.40% #N/A #N/A #N/A -19.39% Annualized No Surrender -17.45% #N/A #N/A #N/A -8.57% W/ Surrender -23.40% #N/A #N/A #N/A -12.52% Templeton Global Income Securities - ClRange V 22 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 7.047021 0.52031 141.903934 0 1 FEE 31-Dec-92 3.666667 6.911547 0.53051 0.530513 0 2 FEE 31-Dec-93 3.666667 7.941440 0.46171 0.461713 0 3 FEE 31-Dec-94 3.666667 7.430116 0.49349 0.493487 0 4 FEE 31-Dec-95 3.666667 8.390347 0.43701 0.437010 0 5 FEE 31-Dec-96 3.666667 9.058740 0.40477 110.390628 0.404766 0 6 FEE 31-Dec-97 3.666667 9.141059 0.40112 0.401121 0.401121 0 7 FEE 31-Dec-98 3.666667 9.638857 0.38040 103.746741 0.380405 0.380405 0 8 FEE 31-Dec-99 3.666667 8.935235 0.41036 0.410360 0.410360 0.410360 0 9 FEE 31-Dec-00 3.666667 9.186917 0.39912 108.850445 0.399118 0.399118 0.399118 0 10 FEE 31-Dec-01 3.666667 9.271563 0.39547 0.395474 0.395474 0.395474 0.395474 0 ---------------------------------------------------------------- Units 108.454970 102.541788 108.404150 137.589966 #DIV/0! $ Value 1005.5471 950.7226 1005.0759 1275.6740 #DIV/0! Surrender $ Value 946.0471 908.2226 979.5759 1275.6740 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! LSA Aggressive Growth Range W 23 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 3.666667 #N/A -- -- -- -- 0 9 FEE 31-Dec-00 3.666667 #N/A -- #N/A -- -- -- 0 10 FEE 31-Dec-01 3.666667 13.544707 0.27071 0.270708 0.270708 0.270708 0.270708 0 ---------------------------------------------------------------- Units #N/A #N/A #N/A #N/A #DIV/0! $ Value #N/A #N/A #N/A #N/A #DIV/0! Surrender $ Value #N/A #N/A #N/A #N/A #DIV/0! #N/A #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! LSA Focused Equity Range X 24 SubAccount Inception 6/21/02 NO. YEARS -0.471 0.5288 YEAR YEAR YEAR YEAR -0.471 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 21-Jun-02 Inception Dat 6/21/02 10.970157 91.1564 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 3.666667 18.699824 0.19608 0.196080 0.196080 0.196080 0 9 FEE 31-Dec-00 3.666667 16.281936 0.22520 61.417758 0.225198 0.225198 0.225198 0 10 FEE 31-Dec-01 3.666667 13.591521 0.26978 0.269776 0.269776 0.269776 0.269776 0 ---------------------------------------------------------------- Units 61.147982 #N/A #N/A #N/A 91.156398 $ Value 831.0941 #N/A #N/A #N/A 1238.9541 Surrender $ Value 771.5941 #N/A #N/A #N/A #N/A #N/A #N/A Cumulative No Surrender #N/A #N/A #N/A #N/A 23.90% W/ Surrender #N/A #N/A #N/A #N/A #N/A Annualized No Surrender #N/A #N/A #N/A #N/A 23.90% W/ Surrender #N/A #N/A #N/A #N/A #N/A LSA Mid Cap Value Range Y 25 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 3.666667 #N/A -- -- -- -- 0 9 FEE 31-Dec-00 3.666667 #N/A -- #N/A -- -- -- 0 10 FEE 31-Dec-01 3.666667 11.328099 0.32368 0.323679 0.323679 0.323679 0.323679 0 ---------------------------------------------------------------- Units #N/A #N/A #N/A #N/A #DIV/0! $ Value #N/A #N/A #N/A #N/A #DIV/0! Surrender $ Value #N/A #N/A #N/A #N/A #DIV/0! #N/A #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Aggressive Growth - ServiceRanges Z 26 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 5.016645 0.73090 199.336409 0 1 FEE 31-Dec-92 3.666667 5.707524 0.64243 0.642427 0 2 FEE 31-Dec-93 3.666667 7.163049 0.51189 0.511886 0 3 FEE 31-Dec-94 3.666667 6.524802 0.56196 0.561958 0 4 FEE 31-Dec-95 3.666667 8.523626 0.43018 0.430177 0 5 FEE 31-Dec-96 3.666667 10.100185 0.36303 99.008087 0.363030 0 6 FEE 31-Dec-97 3.666667 11.124282 0.32961 0.329609 0.329609 0 7 FEE 31-Dec-98 3.666667 12.320589 0.29760 81.164951 0.297605 0.297605 0 8 FEE 31-Dec-99 3.666667 22.298492 0.16444 0.164436 0.164436 0.164436 0 9 FEE 31-Dec-00 3.666667 19.517877 0.18786 51.235081 0.187862 0.187862 0.187862 0 10 FEE 31-Dec-01 3.666667 13.232424 0.27710 0.277097 0.277097 0.277097 0.277097 0 ---------------------------------------------------------------- Units 50.957983 80.535556 97.751479 195.570322 #DIV/0! $ Value 674.2976 1065.6806 1293.4890 2587.8694 #DIV/0! Surrender $ Value 614.7976 1023.1806 1267.9890 2587.8694 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Global Securities - ServiceRanges AA 27 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 3.851692 0.95196 259.626159 0 1 FEE 31-Dec-92 3.666667 3.526749 1.03967 1.039673 0 2 FEE 31-Dec-93 3.666667 5.921103 0.61925 0.619254 0 3 FEE 31-Dec-94 3.666667 5.502623 0.66635 0.666349 0 4 FEE 31-Dec-95 3.666667 5.545633 0.66118 0.661181 0 5 FEE 31-Dec-96 3.666667 6.438881 0.56946 155.306489 0.569457 0 6 FEE 31-Dec-97 3.666667 7.770106 0.47189 0.471894 0.471894 0 7 FEE 31-Dec-98 3.666667 8.739379 0.41956 114.424606 0.419557 0.419557 0 8 FEE 31-Dec-99 3.666667 13.652811 0.26856 0.268565 0.268565 0.268565 0 9 FEE 31-Dec-00 3.666667 14.145069 0.25922 70.696014 0.259219 0.259219 0.259219 0 10 FEE 31-Dec-01 3.666667 12.262079 0.29902 0.299025 0.299025 0.299025 0.299025 0 ---------------------------------------------------------------- Units 70.396989 113.597798 153.588229 254.351985 #DIV/0! $ Value 863.2134 1392.9452 1883.3110 3118.8841 #DIV/0! Surrender $ Value 803.7134 1350.4452 1857.8110 3118.8841 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer High Income - Service ClassRange BB 28 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 6.023509 0.60873 166.016188 0 1 FEE 31-Dec-92 3.666667 6.981244 0.52522 0.525217 0 2 FEE 31-Dec-93 3.666667 8.693776 0.42176 0.421758 0 3 FEE 31-Dec-94 3.666667 8.297423 0.44190 0.441904 0 4 FEE 31-Dec-95 3.666667 9.845108 0.37244 0.372435 0 5 FEE 31-Dec-96 3.666667 11.184010 0.32785 89.413368 0.327849 0 6 FEE 31-Dec-97 3.666667 12.370741 0.29640 0.296398 0.296398 0 7 FEE 31-Dec-98 3.666667 12.230961 0.29979 81.759724 0.299786 0.299786 0 8 FEE 31-Dec-99 3.666667 12.573073 0.29163 0.291629 0.291629 0.291629 0 9 FEE 31-Dec-00 3.666667 10.717763 0.34211 93.303052 0.342111 0.342111 0.342111 0 10 FEE 31-Dec-01 3.666667 10.774842 0.34030 0.340299 0.340299 0.340299 0.340299 0 ---------------------------------------------------------------- Units 92.962753 80.785686 87.843145 162.356802 #DIV/0! $ Value 1001.6590 870.4530 946.4960 1749.3689 #DIV/0! Surrender $ Value 942.1590 827.9530 920.9960 1749.3689 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Main Street Growth & IncomeRangervicCCClass29 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 6.990896 0.52449 0.524492 0 5 FEE 31-Dec-96 3.666667 9.130674 0.40158 109.520940 0.401577 0 6 FEE 31-Dec-97 3.666667 11.923363 0.30752 0.307520 0.307520 0 7 FEE 31-Dec-98 3.666667 12.305474 0.29797 81.264647 0.297970 0.297970 0 8 FEE 31-Dec-99 3.666667 14.762786 0.24837 0.248372 0.248372 0.248372 0 9 FEE 31-Dec-00 3.666667 13.278897 0.27613 75.307460 0.276127 0.276127 0.276127 0 10 FEE 31-Dec-01 3.666667 11.759841 0.31180 0.311796 0.311796 0.311796 0.311796 0 ---------------------------------------------------------------- Units 74.995664 80.428352 108.079155 #N/A #DIV/0! $ Value 881.9371 945.8246 1270.9937 #N/A #DIV/0! Surrender $ Value 822.4371 903.3246 1245.4937 #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Main Street Small Cap - SerRangeClasDD 30 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 10.042924 0.36510 99.572595 0.365100 0.365100 0 8 FEE 31-Dec-99 3.666667 14.508927 0.25272 0.252718 0.252718 0.252718 0 9 FEE 31-Dec-00 3.666667 11.679235 0.31395 85.622046 0.313948 0.313948 0.313948 0 10 FEE 31-Dec-01 3.666667 11.477557 0.31946 0.319464 0.319464 0.319464 0.319464 0 ---------------------------------------------------------------- Units 85.302582 98.686465 #N/A #N/A #DIV/0! $ Value 979.0653 1132.6795 #N/A #N/A #DIV/0! Surrender $ Value 919.5653 1090.1795 #N/A #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Multiple Strategies - ServiRangeass EE 31 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 5.041370 0.72732 198.358779 0 1 FEE 31-Dec-92 3.666667 5.415387 0.67708 0.677083 0 2 FEE 31-Dec-93 3.666667 6.189334 0.59242 0.592417 0 3 FEE 31-Dec-94 3.666667 5.982309 0.61292 0.612918 0 4 FEE 31-Dec-95 3.666667 7.156592 0.51235 0.512348 0 5 FEE 31-Dec-96 3.666667 8.146805 0.45007 122.747507 0.450074 0 6 FEE 31-Dec-97 3.666667 9.413378 0.38952 0.389517 0.389517 0 7 FEE 31-Dec-98 3.666667 9.896231 0.37051 101.048571 0.370511 0.370511 0 8 FEE 31-Dec-99 3.666667 10.905647 0.33622 0.336217 0.336217 0.336217 0 9 FEE 31-Dec-00 3.666667 11.442677 0.32044 87.392137 0.320438 0.320438 0.320438 0 10 FEE 31-Dec-01 3.666667 11.528317 0.31806 0.318057 0.318057 0.318057 0.318057 0 ---------------------------------------------------------------- Units 87.074080 100.073858 121.012766 193.779198 #DIV/0! $ Value 1003.8176 1153.6832 1395.0735 2233.9480 #DIV/0! Surrender $ Value 944.3176 1111.1832 1369.5735 2233.9480 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Strategic Bond - Service ClRange FF 32 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 7.289492 0.50301 0.503007 0 3 FEE 31-Dec-94 3.666667 6.914184 0.53031 0.530311 0 4 FEE 31-Dec-95 3.666667 7.860334 0.46648 0.466477 0 5 FEE 31-Dec-96 3.666667 8.681474 0.42236 115.187813 0.422355 0 6 FEE 31-Dec-97 3.666667 9.302351 0.39417 0.394166 0.394166 0 7 FEE 31-Dec-98 3.666667 9.434927 0.38863 105.989161 0.388627 0.388627 0 8 FEE 31-Dec-99 3.666667 9.562852 0.38343 0.383428 0.383428 0.383428 0 9 FEE 31-Dec-00 3.666667 9.675117 0.37898 103.357923 0.378979 0.378979 0.378979 0 10 FEE 31-Dec-01 3.666667 9.992079 0.36696 0.366957 0.366957 0.366957 0.366957 0 ---------------------------------------------------------------- Units 102.990966 104.859797 113.275656 #N/A #DIV/0! $ Value 1029.0939 1047.7674 1131.8593 #N/A #DIV/0! Surrender $ Value 969.5939 1005.2674 1106.3593 #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Van Kampen LIT Emerging Growth - Class Range GG 33 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 6.140967 0.59708 0.597083 0 5 FEE 31-Dec-96 3.666667 7.053493 0.51984 141.773728 0.519837 0 6 FEE 31-Dec-97 3.666667 8.364380 0.43837 0.438367 0.438367 0 7 FEE 31-Dec-98 3.666667 11.330254 0.32362 88.259275 0.323617 0.323617 0 8 FEE 31-Dec-99 3.666667 22.803530 0.16079 0.160794 0.160794 0.160794 0 9 FEE 31-Dec-00 3.666667 20.174415 0.18175 49.567732 0.181748 0.181748 0.181748 0 10 FEE 31-Dec-01 3.666667 13.610382 0.26940 0.269402 0.269402 0.269402 0.269402 0 ---------------------------------------------------------------- Units 49.298330 87.647330 140.399800 #N/A #DIV/0! $ Value 670.9691 1192.9136 1910.8949 #N/A #DIV/0! Surrender $ Value 611.4691 1150.4136 1885.3949 #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Van Kampen LIT Growth and Income - ClasRange HH 34 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 6.744491 0.54365 148.269158 0.543654 0 6 FEE 31-Dec-97 3.666667 8.114969 0.45184 0.451840 0.451840 0 7 FEE 31-Dec-98 3.666667 9.561183 0.38350 104.589568 0.383495 0.383495 0 8 FEE 31-Dec-99 3.666667 10.640737 0.34459 0.344588 0.344588 0.344588 0 9 FEE 31-Dec-00 3.666667 12.504545 0.29323 79.970923 0.293227 0.293227 0.293227 0 10 FEE 31-Dec-01 3.666667 11.517436 0.31836 0.318358 0.318358 0.318358 0.318358 0 ---------------------------------------------------------------- Units 79.652565 103.633396 146.477651 #N/A #DIV/0! $ Value 917.3933 1193.5910 1687.0470 #N/A #DIV/0! Surrender $ Value 857.8933 1151.0910 1661.5470 #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Van Kampen UIF Active International AllRangeon -IIlass 35 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 3.666667 16.573888 0.22123 0.221232 0.221232 0.221232 0 9 FEE 31-Dec-00 3.666667 14.064623 0.26070 71.100377 0.260701 0.260701 0.260701 0 10 FEE 31-Dec-01 3.666667 11.094085 0.33051 0.330506 0.330506 0.330506 0.330506 0 ---------------------------------------------------------------- Units 70.769871 #N/A #N/A #N/A #DIV/0! $ Value 785.1270 #N/A #N/A #N/A #DIV/0! Surrender $ Value 725.6270 #N/A #N/A #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Van Kampen UIF Emerging Markets Debt - Range II JJ 36 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 9.560947 0.38350 0.383505 0.383505 0 7 FEE 31-Dec-98 3.666667 6.743010 0.54377 148.301723 0.543773 0.543773 0 8 FEE 31-Dec-99 3.666667 8.590616 0.42682 0.426822 0.426822 0.426822 0 9 FEE 31-Dec-00 3.666667 9.422579 0.38914 106.128057 0.389136 0.389136 0.389136 0 10 FEE 31-Dec-01 3.666667 10.215726 0.35892 0.358924 0.358924 0.358924 0.358924 0 ---------------------------------------------------------------- Units 105.769133 147.126841 #N/A #N/A #DIV/0! $ Value 1080.5085 1503.0075 #N/A #N/A #DIV/0! Surrender $ Value 1021.0085 1460.5075 #N/A #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Van Kampen UIF U.S. Real Estate - ClassRange KK 37 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 8.472568 0.43277 0.432769 0.432769 0 7 FEE 31-Dec-98 3.666667 7.436939 0.49303 134.463924 0.493034 0.493034 0 8 FEE 31-Dec-99 3.666667 7.215498 0.50817 0.508165 0.508165 0.508165 0 9 FEE 31-Dec-00 3.666667 9.185601 0.39918 108.866039 0.399175 0.399175 0.399175 0 10 FEE 31-Dec-01 3.666667 9.934688 0.36908 0.369077 0.369077 0.369077 0.369077 0 ---------------------------------------------------------------- Units 108.496962 133.187506 #N/A #N/A #DIV/0! $ Value 1077.8835 1323.1763 #N/A #N/A #DIV/0! Surrender $ Value 1018.3835 1280.6763 #N/A #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Advisor $ 1,000.00 Date 12/31/01 End 12/31/01 Putnam II - NY Advisor Base w/RIG The George Putnam Fund of Boston - ClasRange A 1 SubAccount Inception 12/10/99 4/30/98 Portfolio Inception NO. YEARS 2.06 3.67 SubAccount 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 -------------96.9474 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 3.000000 10.475881 0.28637 95.457365 0.286372 0.286372 0 8 EEDB Charge 31-Dec-99 3.000000 10.299054 0.29129 0.291289 0.291289 0.291289 0.291289 9 EEDB Charge 31-Dec-00 3.000000 11.145962 0.26916 89.718590 0.269156 0.269156 0.269156 0.269156 10 EEDB Charge 31-Dec-01 3.000000 11.052350 0.27144 0.271435 0.271435 0.271435 0.271435 0.271435 ------------------ ---------------------------------------------------------------- Units 89.447155 94.625485 #N/A #N/A 96.115508 $ Value 988.6013 1045.8340 #N/A #N/A 1062.3022 Cumulative SubAccount -1.14% #N/A #N/A #N/A 6.23% Portfolio -1.14% 4.58% #N/A #N/A Annualized SubAccount -1.14% #N/A #N/A #N/A 2.98% Portfolio -1.14% 1.51% #N/A #N/A Global Asset Allocation - Class IB Range B 2 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.06 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 13.084298 76.4275 0 EEDB Charge 31-Dec-91 3.000000 5.613700 0.53441 78.135632 0 1 EEDB Charge 31-Dec-92 3.000000 5.881386 0.51008 0.510084 0 2 EEDB Charge 31-Dec-93 3.000000 6.810592 0.44049 0.440490 0 3 EEDB Charge 31-Dec-94 3.000000 6.545593 0.45832 0.458324 0 4 EEDB Charge 31-Dec-95 3.000000 8.046324 0.37284 0.372841 0 5 EEDB Charge 31-Dec-96 3.000000 9.170273 0.32714 109.048008 0.327144 0 6 EEDB Charge 31-Dec-97 3.000000 10.817212 0.27734 0.277336 0.277336 0 7 EEDB Charge 31-Dec-98 3.000000 12.117153 0.24758 82.527637 0.247583 0.247583 0 8 EEDB Charge 31-Dec-99 3.000000 13.369423 0.22439 0.224393 0.224393 0.224393 0.224393 9 EEDB Charge 31-Dec-00 3.000000 12.556932 0.23891 79.637287 0.238912 0.238912 0.238912 0.238912 10 EEDB Charge 31-Dec-01 3.000000 11.339888 0.26455 0.264553 0.264553 0.264553 0.264553 0.264553 ---------------------------------------------------------------- Units 79.372734 81.799779 107.795232 174.773973 75.699628 $ Value 900.0779 927.6003 1222.3859 1981.9173 858.4253 Cumulative SubAccount -9.99% #N/A #N/A #N/A -14.16% Portfolio -9.99% -7.24% 22.24% 98.19% Annualized SubAccount -9.99% #N/A #N/A #N/A -7.14% Portfolio -9.99% -2.47% 4.10% 7.08% Growth and Income - Class IB Range CC 3 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.06 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 12.297581 81.3168 0 EEDB Charge 31-Dec-91 3.000000 4.517779 0.66404 221.347702 0 1 EEDB Charge 31-Dec-92 3.000000 4.887501 0.61381 0.613811 0 2 EEDB Charge 31-Dec-93 3.000000 5.504892 0.54497 0.544970 0 3 EEDB Charge 31-Dec-94 3.000000 5.445110 0.55095 0.550953 0 4 EEDB Charge 31-Dec-95 3.000000 7.337812 0.40884 0.408841 0 5 EEDB Charge 31-Dec-96 3.000000 8.818255 0.34020 113.401121 0.340203 0 6 EEDB Charge 31-Dec-97 3.000000 10.791328 0.27800 0.278001 0.278001 0 7 EEDB Charge 31-Dec-98 3.000000 12.282211 0.24426 81.418565 0.244256 0.244256 0 8 EEDB Charge 31-Dec-99 3.000000 12.302225 0.24386 0.243858 0.243858 0.243858 0.243858 9 EEDB Charge 31-Dec-00 3.000000 13.107799 0.22887 76.290459 0.228871 0.228871 0.228871 0.228871 10 EEDB Charge 31-Dec-01 3.000000 12.111712 0.24769 0.247694 0.247694 0.247694 0.247694 0.247694 ---------------------------------------------------------------- Units 76.042765 80.698142 112.158440 217.646243 80.596381 $ Value 921.0081 977.3926 1358.4307 2636.0686 976.1602 Cumulative SubAccount -7.90% #N/A #N/A #N/A -2.38% Portfolio -7.90% -2.26% 35.84% 163.61% Annualized SubAccount -7.90% #N/A #N/A #N/A -1.16% Portfolio -7.90% -0.76% 6.32% 10.18% Health Sciences - Class IB Range D 4 SubAccount Inception 12/10/99 4/30/98 Portfolio Inception NO. YEARS 2.06 3.67 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 10.655836 93.8453 0 EEDB Charge 31-Dec-91 3.000000 #N/A #N/A #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A #N/A #N/A 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A #N/A #N/A 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A #N/A #N/A 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A #N/A #N/A 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A #N/A #N/A #N/A 0 6 EEDB Charge 31-Dec-97 3.000000 #N/A #N/A #N/A #N/A 0 7 EEDB Charge 31-Dec-98 3.000000 11.968903 0.25065 83.549846 0.250650 0.250650 0 8 EEDB Charge 31-Dec-99 3.000000 11.344408 0.26445 0.264447 0.264447 0.264447 0.264447 9 EEDB Charge 31-Dec-00 3.000000 15.566713 0.19272 64.239637 0.192719 0.192719 0.192719 0.192719 10 EEDB Charge 31-Dec-01 3.000000 12.330706 0.24330 0.243295 0.243295 0.243295 0.243295 0.243295 ---------------------------------------------------------------- Units 63.996342 82.849384 #N/A #N/A 93.144827 $ Value 789.1201 1021.5914 #N/A #N/A 1148.5415 Cumulative SubAccount -21.09% #N/A #N/A #N/A 14.85% Portfolio -21.09% 2.16% #N/A #N/A Annualized SubAccount -21.09% #N/A #N/A #N/A 6.95% Portfolio -21.09% 0.71% #N/A #N/A High Yield - Class IB Range E 5 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.060 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 10-Dec-99 11.511920 86.8665 0 EEDB Charge 31-Dec-91 3.000000 6.036775 0.49695 165.651362 0 1 EEDB Charge 31-Dec-92 3.000000 7.079920 0.42373 0.423734 0 2 EEDB Charge 31-Dec-93 3.000000 8.344322 0.35953 0.359526 0 3 EEDB Charge 31-Dec-94 3.000000 8.147996 0.36819 0.368189 0 4 EEDB Charge 31-Dec-95 3.000000 9.502920 0.31569 0.315692 0 5 EEDB Charge 31-Dec-96 3.000000 10.566838 0.28391 94.635690 0.283907 0 6 EEDB Charge 31-Dec-97 3.000000 11.909562 0.25190 0.251898 0.251898 0 7 EEDB Charge 31-Dec-98 3.000000 11.062816 0.27118 90.392898 0.271179 0.271179 0 8 EEDB Charge 31-Dec-99 3.000000 11.555530 0.25962 0.259616 0.259616 0.259616 0.259616 9 EEDB Charge 31-Dec-00 3.000000 10.437464 0.28743 95.808714 0.287426 0.287426 0.287426 0.287426 10 EEDB Charge 31-Dec-01 3.000000 10.678987 0.28093 0.280926 0.280926 0.280926 0.280926 0.280926 ---------------------------------------------------------------- Units 95.527788 89.564931 93.284645 162.549269 86.038515 $ Value 1020.1400 956.4627 996.1855 1735.8615 918.8042 Cumulative SubAccount 2.01% #N/A #N/A #N/A -8.12% Portfolio 2.01% -4.35% -0.38% 73.59% Annualized SubAccount 2.01% #N/A #N/A #N/A -4.03% Portfolio 2.01% -1.47% -0.08% 5.67% Income - Class IB Range F 6 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.060 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 8.757555 114.1871 0 EEDB Charge 31-Dec-91 3.000000 5.881109 0.51011 170.035958 0 1 EEDB Charge 31-Dec-92 3.000000 6.231326 0.48144 0.481438 0 2 EEDB Charge 31-Dec-93 3.000000 6.834987 0.43892 0.438918 0 3 EEDB Charge 31-Dec-94 3.000000 6.515665 0.46043 0.460429 0 4 EEDB Charge 31-Dec-95 3.000000 7.735531 0.38782 0.387821 0 5 EEDB Charge 31-Dec-96 3.000000 7.809109 0.38417 128.055582 0.384167 0 6 EEDB Charge 31-Dec-97 3.000000 8.362457 0.35875 0.358746 0.358746 0 7 EEDB Charge 31-Dec-98 3.000000 8.931995 0.33587 111.957071 0.335871 0.335871 0 8 EEDB Charge 31-Dec-99 3.000000 8.626925 0.34775 0.347748 0.347748 0.347748 0.347748 9 EEDB Charge 31-Dec-00 3.000000 9.180536 0.32678 108.926102 0.326778 0.326778 0.326778 0.326778 10 EEDB Charge 31-Dec-01 3.000000 9.723501 0.30853 0.308531 0.308531 0.308531 0.308531 0.308531 ---------------------------------------------------------------- Units 108.617571 110.974014 126.377907 166.205509 113.204064 $ Value 1056.1431 1079.0559 1228.8357 1616.0994 1100.7398 Cumulative SubAccount 5.61% #N/A #N/A #N/A 10.07% Portfolio 5.61% 7.91% 22.88% 61.61% Annualized SubAccount 5.61% #N/A #N/A #N/A 4.77% Portfolio 5.61% 2.57% 4.21% 4.92% International Growth - Class IB Range G 7 SubAccount Inception 12/10/99 1/2/97 Portfolio Inception NO. YEARS 2.060 5.00 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.377875 65.0285 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 9.062602 0.33103 0.331031 0.331031 0 7 EEDB Charge 31-Dec-98 3.000000 10.599317 0.28304 94.345702 0.283037 0.283037 0 8 EEDB Charge 31-Dec-99 3.000000 16.745182 0.17916 0.179156 0.179156 0.179156 0.179156 9 EEDB Charge 31-Dec-00 3.000000 14.950220 0.20067 66.888648 0.200666 0.200666 0.200666 0.200666 10 EEDB Charge 31-Dec-01 3.000000 11.715500 0.25607 0.256071 0.256071 0.256071 0.256071 0.256071 ---------------------------------------------------------------- Units 66.632577 93.709809 #N/A #N/A 64.392598 $ Value 780.6340 1097.8573 #N/A #N/A 754.3915 Cumulative SubAccount -21.94% #N/A #N/A #N/A -24.56% Portfolio -21.94% 9.79% #N/A #N/A Annualized SubAccount -21.94% #N/A #N/A #N/A -12.79% Portfolio -21.94% 3.16% #N/A #N/A Investors - Class IB Range H 8 SubAccount Inception 12/10/99 4/30/98 Portfolio Inception NO. YEARS 2.060 3.67 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 20.235519 49.4181 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 3.000000 16.885237 0.17767 59.223332 0.177670 0.177670 0 8 EEDB Charge 31-Dec-99 3.000000 21.666938 0.13846 0.138460 0.138460 0.138460 0.138460 9 EEDB Charge 31-Dec-00 3.000000 17.403688 0.17238 57.459086 0.172377 0.172377 0.172377 0.172377 10 EEDB Charge 31-Dec-01 3.000000 12.922657 0.23215 0.232150 0.232150 0.232150 0.232150 0.232150 ---------------------------------------------------------------- Units 57.226935 58.680345 #N/A #N/A 48.875068 $ Value 739.5241 758.3060 #N/A #N/A 631.5957 Cumulative SubAccount -26.05% #N/A #N/A #N/A -36.84% Portfolio -26.05% -24.17% #N/A #N/A Annualized SubAccount -26.05% #N/A #N/A #N/A -19.99% Portfolio -26.05% -8.81% #N/A #N/A Money Market - Class IB Range I 9 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.060 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 9.326353 107.2230 0 EEDB Charge 31-Dec-91 3.000000 7.371592 0.40697 135.655907 0 1 EEDB Charge 31-Dec-92 3.000000 7.525672 0.39864 0.398635 0 2 EEDB Charge 31-Dec-93 3.000000 7.625083 0.39344 0.393438 0 3 EEDB Charge 31-Dec-94 3.000000 7.803554 0.38444 0.384440 0 4 EEDB Charge 31-Dec-95 3.000000 8.112054 0.36982 0.369820 0 5 EEDB Charge 31-Dec-96 3.000000 8.402617 0.35703 119.010542 0.357032 0 6 EEDB Charge 31-Dec-97 3.000000 8.714907 0.34424 0.344238 0.344238 0 7 EEDB Charge 31-Dec-98 3.000000 9.043666 0.33172 110.574628 0.331724 0.331724 0 8 EEDB Charge 31-Dec-99 3.000000 9.347197 0.32095 0.320952 0.320952 0.320952 0.320952 9 EEDB Charge 31-Dec-00 3.000000 9.760002 0.30738 102.458995 0.307377 0.307377 0.307377 0.307377 10 EEDB Charge 31-Dec-01 3.000000 10.002222 0.29993 0.299933 0.299933 0.299933 0.299933 0.299933 ---------------------------------------------------------------- Units 102.159062 109.646365 117.406318 132.148318 106.294786 $ Value 1021.8176 1096.7073 1174.3241 1321.7768 1063.1841 Cumulative SubAccount 2.18% #N/A #N/A #N/A 6.32% Portfolio 2.18% 9.67% 17.43% 32.18% Annualized SubAccount 2.18% #N/A #N/A #N/A 3.02% Portfolio 2.18% 3.12% 3.27% 2.83% New Opportunities - Class IB Range J 10 SubAccount Inception 12/10/99 5/2/94 Portfolio Inception NO. YEARS 2.060 7.67 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 24.955879 40.0707 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 7.229363 0.41497 0.414974 0 4 EEDB Charge 31-Dec-95 3.000000 10.323721 0.29059 0.290593 0 5 EEDB Charge 31-Dec-96 3.000000 11.211175 0.26759 89.196717 0.267590 0 6 EEDB Charge 31-Dec-97 3.000000 13.624335 0.22019 0.220194 0.220194 0 7 EEDB Charge 31-Dec-98 3.000000 16.707927 0.17956 59.851830 0.179555 0.179555 0 8 EEDB Charge 31-Dec-99 3.000000 27.890952 0.10756 0.107562 0.107562 0.107562 0.107562 9 EEDB Charge 31-Dec-00 3.000000 20.319980 0.14764 49.212647 0.147638 0.147638 0.147638 0.147638 10 EEDB Charge 31-Dec-01 3.000000 14.012452 0.21410 0.214095 0.214095 0.214095 0.214095 0.214095 ---------------------------------------------------------------- Units 48.998552 59.382535 88.327672 #N/A 39.601423 $ Value 686.5899 832.0949 1237.6873 #N/A 554.9130 Cumulative SubAccount -31.34% #N/A #N/A #N/A -44.51% Portfolio -31.34% -16.79% 23.77% #N/A Annualized SubAccount -31.34% #N/A #N/A #N/A -24.86% Portfolio -31.34% -5.94% 4.36% #N/A New Value - Class IB Range K 11 SubAccount Inception 12/10/99 1/2/97 Portfolio Inception NO. YEARS 2.060 5.00 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 9.714059 102.9436 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 9.466842 0.31690 0.316896 0.316896 0 7 EEDB Charge 31-Dec-98 3.000000 9.916201 0.30254 100.845072 0.302535 0.302535 0 8 EEDB Charge 31-Dec-99 3.000000 9.814503 0.30567 0.305670 0.305670 0.305670 0.305670 9 EEDB Charge 31-Dec-00 3.000000 11.857379 0.25301 84.335670 0.253007 0.253007 0.253007 0.253007 10 EEDB Charge 31-Dec-01 3.000000 12.092880 0.24808 0.248080 0.248080 0.248080 0.248080 0.248080 ---------------------------------------------------------------- Units 84.087590 100.038315 #N/A #N/A 102.136822 $ Value 1016.8611 1209.7513 #N/A #N/A 1235.1283 Cumulative SubAccount 1.69% #N/A #N/A #N/A 23.51% Portfolio 1.69% 20.98% #N/A #N/A Annualized SubAccount 1.69% #N/A #N/A #N/A 10.79% Portfolio 1.69% 6.55% #N/A #N/A Research - Class IB Range L 12 SubAccount Inception 12/10/99 9/29/98 Portfolio Inception NO. YEARS 2.060 3.26 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.747032 63.5040 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 3.000000 13.298755 0.22559 75.195009 0.225585 0.225585 0 8 EEDB Charge 31-Dec-99 3.000000 16.764029 0.17895 0.178955 0.178955 0.178955 0.178955 9 EEDB Charge 31-Dec-00 3.000000 16.222219 0.18493 61.643848 0.184932 0.184932 0.184932 0.184932 10 EEDB Charge 31-Dec-01 3.000000 12.997037 0.23082 0.230822 0.230822 0.230822 0.230822 0.230822 ---------------------------------------------------------------- Units 61.413026 74.600301 #N/A #N/A 62.909322 $ Value 798.1874 969.5829 #N/A #N/A 817.6348 Cumulative SubAccount -20.18% #N/A #N/A #N/A -18.24% Portfolio -20.18% -3.04% #N/A #N/A Annualized SubAccount -20.18% #N/A #N/A #N/A -9.31% Portfolio -20.18% -1.02% #N/A #N/A Utilities Growth and Income - Class IB Range M 13 SubAccount Inception 12/10/99 5/1/92 Portfolio Inception NO. YEARS 2.060 9.67 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.169492 65.9218 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 7.170951 0.41835 0.418355 0 2 EEDB Charge 31-Dec-93 3.000000 8.018025 0.37416 0.374157 0 3 EEDB Charge 31-Dec-94 3.000000 7.348564 0.40824 0.408243 0 4 EEDB Charge 31-Dec-95 3.000000 9.494773 0.31596 0.315963 0 5 EEDB Charge 31-Dec-96 3.000000 10.837637 0.27681 92.271037 0.276813 0 6 EEDB Charge 31-Dec-97 3.000000 13.577516 0.22095 0.220954 0.220954 0 7 EEDB Charge 31-Dec-98 3.000000 15.395229 0.19487 64.955188 0.194866 0.194866 0 8 EEDB Charge 31-Dec-99 3.000000 15.078141 0.19896 0.198964 0.198964 0.198964 0.198964 9 EEDB Charge 31-Dec-00 3.000000 17.492890 0.17150 57.166083 0.171498 0.171498 0.171498 0.171498 10 EEDB Charge 31-Dec-01 3.000000 13.413128 0.22366 0.223661 0.223661 0.223661 0.223661 0.223661 ---------------------------------------------------------------- Units 56.942421 64.361065 91.261094 #N/A 65.327662 $ Value 763.7760 863.2832 1224.0967 #N/A 876.2483 Cumulative SubAccount -23.62% #N/A #N/A #N/A -12.38% Portfolio -23.62% -13.67% 22.41% #N/A Annualized SubAccount -23.62% #N/A #N/A #N/A -6.21% Portfolio -23.62% -4.78% 4.13% #N/A Vista - Class IB Range N 14 SubAccount Inception 12/10/99 1/2/97 Portfolio Inception NO. YEARS 2.060 5.00 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 19.677359 50.8198 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 12.478348 0.24042 0.240416 0.240416 0 7 EEDB Charge 31-Dec-98 3.000000 14.720961 0.20379 67.930348 0.203791 0.203791 0 8 EEDB Charge 31-Dec-99 3.000000 22.174596 0.13529 0.135290 0.135290 0.135290 0.135290 9 EEDB Charge 31-Dec-00 3.000000 20.997129 0.14288 47.625559 0.142877 0.142877 0.142877 0.142877 10 EEDB Charge 31-Dec-01 3.000000 13.782288 0.21767 0.217671 0.217671 0.217671 0.217671 0.217671 ---------------------------------------------------------------- Units 47.407888 67.434510 #N/A #N/A 50.323991 $ Value 653.3892 929.4018 #N/A #N/A 693.5797 Cumulative SubAccount -34.66% #N/A #N/A #N/A -30.64% Portfolio -34.66% -7.06% #N/A #N/A Annualized SubAccount -34.66% #N/A #N/A #N/A -16.27% Portfolio -34.66% -2.41% #N/A #N/A Voyager - Class IB Range O 15 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.060 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 18.508508 54.0292 0 EEDB Charge 31-Dec-91 3.000000 4.413979 0.67966 226.552958 0 1 EEDB Charge 31-Dec-92 3.000000 4.801610 0.62479 0.624790 0 2 EEDB Charge 31-Dec-93 3.000000 5.618067 0.53399 0.533991 0 3 EEDB Charge 31-Dec-94 3.000000 5.595238 0.53617 0.536170 0 4 EEDB Charge 31-Dec-95 3.000000 7.758468 0.38667 0.386674 0 5 EEDB Charge 31-Dec-96 3.000000 8.639359 0.34725 115.749328 0.347248 0 6 EEDB Charge 31-Dec-97 3.000000 10.773883 0.27845 0.278451 0.278451 0 7 EEDB Charge 31-Dec-98 3.000000 13.208930 0.22712 75.706359 0.227119 0.227119 0 8 EEDB Charge 31-Dec-99 3.000000 20.604909 0.14560 0.145596 0.145596 0.145596 0.145596 9 EEDB Charge 31-Dec-00 3.000000 16.977967 0.17670 58.899867 0.176700 0.176700 0.176700 0.176700 10 EEDB Charge 31-Dec-01 3.000000 13.003359 0.23071 0.230710 0.230710 0.230710 0.230710 0.230710 ---------------------------------------------------------------- Units 58.669157 75.153354 114.690752 223.065508 53.476201 $ Value 762.8961 977.2460 1491.3650 2900.6009 695.3702 Cumulative SubAccount -23.71% #N/A #N/A #N/A -30.46% Portfolio -23.71% -2.28% 49.14% 190.06% Annualized SubAccount -23.71% #N/A #N/A #N/A -16.17% Portfolio -23.71% -0.76% 8.32% 11.24% Franklin Growth and Income Securities -Ranges 2 P 16 SubAccount Inception TBD 1/24/89 Portfolio Inception NO. YEARS #VALUE! 12.94 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE NIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 3.879303 0.77333 257.778266 0 1 EEDB Charge 31-Dec-92 3.000000 4.202217 0.71391 0.713909 0 2 EEDB Charge 31-Dec-93 3.000000 4.564925 0.65718 0.657185 0 3 EEDB Charge 31-Dec-94 3.000000 4.650268 0.64512 0.645124 0 4 EEDB Charge 31-Dec-95 3.000000 6.082637 0.49321 0.493207 0 5 EEDB Charge 31-Dec-96 3.000000 6.839915 0.43860 146.200647 0.438602 0 6 EEDB Charge 31-Dec-97 3.000000 8.605326 0.34862 0.348621 0.348621 0 7 EEDB Charge 31-Dec-98 3.000000 9.179835 0.32680 108.934420 0.326803 0.326803 0 8 EEDB Charge 31-Dec-99 3.000000 9.421596 0.31842 0.318417 0.318417 0.318417 0 9 EEDB Charge 31-Dec-00 3.000000 11.018248 0.27228 90.758531 0.272276 0.272276 0.272276 0 10 EEDB Charge 31-Dec-01 3.000000 11.398351 0.26320 0.263196 0.263196 0.263196 0.263196 0 ---------------------------------------------------------------- Units 90.495335 108.080531 144.671334 253.300925 #DIV/0! $ Value 1031.4976 1231.9398 1649.0146 2887.2129 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 3.15% 23.19% 64.90% 188.72% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 3.15% 7.20% 10.52% 11.19% Franklin Small Cap - Class 2 Range Q 17 SubAccount Inception 9/19/00 10/31/95 Portfolio Inception NO. YEARS 1.282 6.17 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 21.192896 47.1856 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 7.192733 0.41709 0.417088 0 5 EEDB Charge 31-Dec-96 3.000000 9.142126 0.32815 109.383747 0.328151 0 6 EEDB Charge 31-Dec-97 3.000000 10.571129 0.28379 0.283792 0.283792 0 7 EEDB Charge 31-Dec-98 3.000000 10.307543 0.29105 97.016331 0.291049 0.291049 0 8 EEDB Charge 31-Dec-99 3.000000 19.979657 0.15015 0.150153 0.150153 0.150153 0 9 EEDB Charge 31-Dec-00 3.000000 16.807957 0.17849 59.495631 0.178487 0.178487 0.178487 0.178487 10 EEDB Charge 31-Dec-01 3.000000 14.061194 0.21335 0.213353 0.213353 0.213353 0.213353 0.213353 ---------------------------------------------------------------- Units 59.282277 96.474338 108.266914 #N/A 46.793783 $ Value 833.5796 1356.5444 1522.3621 #N/A 657.9765 Cumulative SubAccount -16.64% #N/A #N/A #N/A -34.20% Portfolio -16.64% 35.65% 52.24% #N/A Annualized SubAccount -16.64% #N/A #N/A #N/A -27.85% Portfolio -16.64% 10.70% 8.77% #N/A Franklin Small Cap Value Securities - CRange2 RR 18 SubAccount Inception TBD 4/30/98 Portfolio Inception NO. YEARS #VALUE! 3.67 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 3.000000 8.424301 0.35611 118.704211 0.356113 0.356113 0 8 EEDB Charge 31-Dec-99 3.000000 8.431882 0.35579 0.355792 0.355792 0.355792 0 9 EEDB Charge 31-Dec-00 3.000000 10.406242 0.28829 96.096170 0.288289 0.288289 0.288289 0 10 EEDB Charge 31-Dec-01 3.000000 11.689658 0.25664 0.256637 0.256637 0.256637 0.256637 0 ---------------------------------------------------------------- Units 95.839533 117.803493 #N/A #N/A #DIV/0! $ Value 1120.3314 1377.0825 #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 12.03% 37.71% #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 12.03% 11.26% #N/A #N/A Mutual Shares Securities - Class II Range S 19 SubAccount Inception 9/19/00 11/8/96 Portfolio Inception NO. YEARS 1.282 5.15 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 9.972518 100.2756 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 7.398488 0.40549 135.162752 0.405488 0 6 EEDB Charge 31-Dec-97 3.000000 8.577436 0.34975 0.349755 0.349755 0 7 EEDB Charge 31-Dec-98 3.000000 8.453887 0.35487 118.288782 0.354866 0.354866 0 8 EEDB Charge 31-Dec-99 3.000000 9.463862 0.31700 0.316995 0.316995 0.316995 0 9 EEDB Charge 31-Dec-00 3.000000 10.600604 0.28300 94.334247 0.283003 0.283003 0.283003 0.283003 10 EEDB Charge 31-Dec-01 3.000000 11.201018 0.26783 0.267833 0.267833 0.267833 0.267833 0.267833 ---------------------------------------------------------------- Units 94.066415 117.420952 133.590300 #N/A 99.724742 $ Value 1053.6396 1315.2342 1496.3474 #N/A 1117.0186 Cumulative SubAccount 5.36% #N/A #N/A #N/A 11.70% Portfolio 5.36% 31.52% 49.63% #N/A Annualized SubAccount 5.36% #N/A #N/A #N/A 9.01% Portfolio 5.36% 9.56% 8.39% #N/A Templeton Developing Markets SecuritiesRangeass 2T 20 SubAccount Inception 9/19/00 3/4/96 Portfolio Inception NO. YEARS 1.282 5.83 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 12.233724 81.7413 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 20.200600 0.14851 49.503480 0.148510 0 6 EEDB Charge 31-Dec-97 3.000000 14.082528 0.21303 0.213030 0.213030 0 7 EEDB Charge 31-Dec-98 3.000000 10.977900 0.27328 91.092103 0.273276 0.273276 0 8 EEDB Charge 31-Dec-99 3.000000 16.610530 0.18061 0.180608 0.180608 0.180608 0 9 EEDB Charge 31-Dec-00 3.000000 11.144089 0.26920 89.733670 0.269201 0.269201 0.269201 0.269201 10 EEDB Charge 31-Dec-01 3.000000 10.111514 0.29669 0.296691 0.296691 0.296691 0.296691 0.296691 -------------------------------------------------- Units 89.436978 90.345602 48.270673 #N/A 81.175366 $ Value 904.3433 913.5308 488.0896 #N/A 820.8059 Cumulative SubAccount -9.57% #N/A #N/A #N/A -17.92% Portfolio -9.57% -8.65% -51.19% #N/A Annualized SubAccount -9.57% #N/A #N/A #N/A -14.27% Portfolio -9.57% -2.97% -13.36% #N/A Templeton Foreign Securities - Class 2 Range U 21 SubAccount Inception 5/22/00 5/1/92 Portfolio Inception NO. YEARS 1.611 9.67 0.6110 YEAR YEAR YEAR YEAR 1.611 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 22-May-00 Inception Date 5/22/00 13.021470 76.7962 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 4.968913 0.60375 0.603754 0 2 EEDB Charge 31-Dec-93 3.000000 7.210023 0.41609 0.416087 0 3 EEDB Charge 31-Dec-94 3.000000 6.941802 0.43216 0.432164 0 4 EEDB Charge 31-Dec-95 3.000000 7.915713 0.37899 0.378993 0 5 EEDB Charge 31-Dec-96 3.000000 9.671374 0.31019 103.397925 0.310194 0 6 EEDB Charge 31-Dec-97 3.000000 10.849856 0.27650 0.276501 0.276501 0 7 EEDB Charge 31-Dec-98 3.000000 11.682813 0.25679 85.595824 0.256787 0.256787 0 8 EEDB Charge 31-Dec-99 3.000000 14.212678 0.21108 0.211079 0.211079 0.211079 0 9 EEDB Charge 31-Dec-00 3.000000 13.698185 0.21901 73.002372 0.219007 0.219007 0.219007 0.219007 10 EEDB Charge 31-Dec-01 3.000000 11.358745 0.26411 0.264114 0.264114 0.264114 0.264114 0.264114 ---------------------------------------------------------------- Units 72.738259 84.901624 102.170436 #N/A 76.313124 $ Value 826.2153 964.3759 1160.5279 #N/A 866.8213 Cumulative SubAccount -17.38% #N/A #N/A #N/A -13.32% Portfolio -17.38% -3.56% 16.05% #N/A Annualized SubAccount -17.38% #N/A #N/A #N/A -8.49% Portfolio -17.38% -1.20% 3.02% #N/A Templeton Global Income Securities - ClRange V 22 SubAccount Inception TBD 1/24/89 Portfolio Inception NO. YEARS #VALUE! 12.94 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 7.047021 0.42571 141.903934 0 1 EEDB Charge 31-Dec-92 3.000000 6.911547 0.43406 0.434056 0 2 EEDB Charge 31-Dec-93 3.000000 7.941440 0.37777 0.377765 0 3 EEDB Charge 31-Dec-94 3.000000 7.430116 0.40376 0.403762 0 4 EEDB Charge 31-Dec-95 3.000000 8.390347 0.35755 0.357554 0 5 EEDB Charge 31-Dec-96 3.000000 9.058740 0.33117 110.390628 0.331172 0 6 EEDB Charge 31-Dec-97 3.000000 9.141059 0.32819 0.328190 0.328190 0 7 EEDB Charge 31-Dec-98 3.000000 9.638857 0.31124 103.746741 0.311240 0.311240 0 8 EEDB Charge 31-Dec-99 3.000000 8.935235 0.33575 0.335749 0.335749 0.335749 0 9 EEDB Charge 31-Dec-00 3.000000 9.186917 0.32655 108.850445 0.326551 0.326551 0.326551 0 10 EEDB Charge 31-Dec-01 3.000000 9.271563 0.32357 0.323570 0.323570 0.323570 0.323570 0 ---------------------------------------------------------------- Units 108.526875 102.760870 108.765328 138.374324 #DIV/0! $ Value 1006.2138 952.7539 1008.4246 1282.9463 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 0.62% -4.72% 0.84% 28.29% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 0.62% -1.60% 0.17% 2.52% LSA Aggressive Growth Range W 23 SubAccount Inception TBD 8/14/01 Portfolio Inception NO. YEARS #VALUE! 0.38 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 3.000000 #N/A -- #N/A -- -- 0 8 EEDB Charge 31-Dec-99 3.000000 #N/A -- -- -- -- 0 9 EEDB Charge 31-Dec-00 3.000000 #N/A -- #N/A -- -- -- 0 10 EEDB Charge 31-Dec-01 3.000000 13.544707 0.22149 0.221489 0.221489 0.221489 0.221489 0 ---------------------------------------------------------------- Units #N/A #N/A #N/A #N/A #DIV/0! $ Value #N/A #N/A #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio #N/A #N/A #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio #N/A #N/A #N/A #N/A LSA Focused Equity Range X 24 SubAccount Inception 6/21/02 10/1/99 Portfolio Inception NO. YEARS -0.471 2.25 0.5288 YEAR YEAR YEAR YEAR -0.471 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 21-Jun-02 Inception Date 6/21/02 10.970157 91.1564 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 3.000000 #N/A -- #N/A -- -- 0 8 EEDB Charge 31-Dec-99 3.000000 18.699824 0.16043 0.160429 0.160429 0.160429 0 9 EEDB Charge 31-Dec-00 3.000000 16.281936 0.18425 61.417758 0.184253 0.184253 0.184253 0 10 EEDB Charge 31-Dec-01 3.000000 13.591521 0.22073 0.220726 0.220726 0.220726 0.220726 0 ---------------------------------------------------------------- Units 61.197032 #N/A #N/A #N/A 91.156398 $ Value 831.7607 #N/A #N/A #N/A 1238.9541 Cumulative SubAccount #N/A #N/A #N/A #N/A 23.90% Portfolio -16.82% #N/A #N/A #N/A Annualized SubAccount #N/A #N/A #N/A #N/A 23.90% Portfolio -16.82% #N/A #N/A #N/A LSA Mid Cap Value Range Y 25 SubAccount Inception TBD 8/14/01 Portfolio Inception NO. YEARS #VALUE! 0.38 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 3.000000 #N/A -- #N/A -- -- 0 8 EEDB Charge 31-Dec-99 3.000000 #N/A -- -- -- -- 0 9 EEDB Charge 31-Dec-00 3.000000 #N/A -- #N/A -- -- -- 0 10 EEDB Charge 31-Dec-01 3.000000 11.328099 0.26483 0.264828 0.264828 0.264828 0.264828 0 ---------------------------------------------------------------- Units #N/A #N/A #N/A #N/A #DIV/0! $ Value #N/A #N/A #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio #N/A #N/A #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio #N/A #N/A #N/A #N/A Oppenheimer Aggressive Growth - ServiceRanges Z 26 SubAccount Inception TBD 8/15/86 Portfolio Inception NO. YEARS #VALUE! 15.39 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 5.016645 0.59801 199.336409 0 1 EEDB Charge 31-Dec-92 3.000000 5.707524 0.52562 0.525622 0 2 EEDB Charge 31-Dec-93 3.000000 7.163049 0.41882 0.418816 0 3 EEDB Charge 31-Dec-94 3.000000 6.524802 0.45978 0.459784 0 4 EEDB Charge 31-Dec-95 3.000000 8.523626 0.35196 0.351963 0 5 EEDB Charge 31-Dec-96 3.000000 10.100185 0.29702 99.008087 0.297024 0 6 EEDB Charge 31-Dec-97 3.000000 11.124282 0.26968 0.269680 0.269680 0 7 EEDB Charge 31-Dec-98 3.000000 12.320589 0.24349 81.164951 0.243495 0.243495 0 8 EEDB Charge 31-Dec-99 3.000000 22.298492 0.13454 0.134538 0.134538 0.134538 0 9 EEDB Charge 31-Dec-00 3.000000 19.517877 0.15371 51.235081 0.153705 0.153705 0.153705 0 10 EEDB Charge 31-Dec-01 3.000000 13.232424 0.22672 0.226716 0.226716 0.226716 0.226716 0 ---------------------------------------------------------------- Units 51.008365 80.649991 97.979953 196.255065 #DIV/0! $ Value 674.9643 1067.1949 1296.5123 2596.9302 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -32.50% 6.72% 29.65% 159.69% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -32.50% 2.19% 5.33% 10.01% Oppenheimer Global Securities - ServiceRanges AA 27 SubAccount Inception TBD 11/12/90 Portfolio Inception NO. YEARS #VALUE! 11.14 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 3.851692 0.77888 259.626159 0 1 EEDB Charge 31-Dec-92 3.000000 3.526749 0.85064 0.850642 0 2 EEDB Charge 31-Dec-93 3.000000 5.921103 0.50666 0.506662 0 3 EEDB Charge 31-Dec-94 3.000000 5.502623 0.54519 0.545195 0 4 EEDB Charge 31-Dec-95 3.000000 5.545633 0.54097 0.540966 0 5 EEDB Charge 31-Dec-96 3.000000 6.438881 0.46592 155.306489 0.465919 0 6 EEDB Charge 31-Dec-97 3.000000 7.770106 0.38610 0.386095 0.386095 0 7 EEDB Charge 31-Dec-98 3.000000 8.739379 0.34327 114.424606 0.343274 0.343274 0 8 EEDB Charge 31-Dec-99 3.000000 13.652811 0.21973 0.219735 0.219735 0.219735 0 9 EEDB Charge 31-Dec-00 3.000000 14.145069 0.21209 70.696014 0.212088 0.212088 0.212088 0 10 EEDB Charge 31-Dec-01 3.000000 12.262079 0.24466 0.244657 0.244657 0.244657 0.244657 0 ---------------------------------------------------------------- Units 70.451358 113.748126 153.900640 255.310926 #DIV/0! $ Value 863.8801 1394.7885 1887.1418 3130.6427 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -13.61% 39.48% 88.71% 213.06% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -13.61% 11.73% 13.54% 12.09% Oppenheimer High Income - Service ClassRange BB 28 SubAccount Inception TBD 4/30/86 Portfolio Inception NO. YEARS #VALUE! 15.68 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 6.023509 0.49805 166.016188 0 1 EEDB Charge 31-Dec-92 3.000000 6.981244 0.42972 0.429723 0 2 EEDB Charge 31-Dec-93 3.000000 8.693776 0.34507 0.345074 0 3 EEDB Charge 31-Dec-94 3.000000 8.297423 0.36156 0.361558 0 4 EEDB Charge 31-Dec-95 3.000000 9.845108 0.30472 0.304720 0 5 EEDB Charge 31-Dec-96 3.000000 11.184010 0.26824 89.413368 0.268240 0 6 EEDB Charge 31-Dec-97 3.000000 12.370741 0.24251 0.242508 0.242508 0 7 EEDB Charge 31-Dec-98 3.000000 12.230961 0.24528 81.759724 0.245279 0.245279 0 8 EEDB Charge 31-Dec-99 3.000000 12.573073 0.23861 0.238605 0.238605 0.238605 0 9 EEDB Charge 31-Dec-00 3.000000 10.717763 0.27991 93.303052 0.279909 0.279909 0.279909 0 10 EEDB Charge 31-Dec-01 3.000000 10.774842 0.27843 0.278426 0.278426 0.278426 0.278426 0 ---------------------------------------------------------------- Units 93.024626 80.962784 88.128640 163.022145 #DIV/0! $ Value 1002.3256 872.3612 949.5722 1756.5379 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 0.23% -12.76% -5.04% 75.65% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 0.23% -4.45% -1.03% 5.80% Oppenheimer Main Street Growth & IncomeRangervicCCClass29 SubAccount Inception TBD 7/5/95 Portfolio Inception NO. YEARS #VALUE! 6.50 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 6.990896 0.42913 0.429130 0 5 EEDB Charge 31-Dec-96 3.000000 9.130674 0.32856 109.520940 0.328563 0 6 EEDB Charge 31-Dec-97 3.000000 11.923363 0.25161 0.251607 0.251607 0 7 EEDB Charge 31-Dec-98 3.000000 12.305474 0.24379 81.264647 0.243794 0.243794 0 8 EEDB Charge 31-Dec-99 3.000000 14.762786 0.20321 0.203214 0.203214 0.203214 0 9 EEDB Charge 31-Dec-00 3.000000 13.278897 0.22592 75.307460 0.225922 0.225922 0.225922 0 10 EEDB Charge 31-Dec-01 3.000000 11.759841 0.25511 0.255105 0.255105 0.255105 0.255105 0 ---------------------------------------------------------------- Units 75.052354 80.580405 108.341298 #N/A #DIV/0! $ Value 882.6038 947.6128 1274.0764 #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -11.74% -5.24% 27.41% #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -11.74% -1.78% 4.96% #N/A Oppenheimer Main Street Small Cap - SerRangeClasDD 30 SubAccount Inception TBD 5/1/98 Portfolio Inception NO. YEARS #VALUE! 3.67 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 3.000000 10.042924 0.29872 99.572595 0.298718 0.298718 0 8 EEDB Charge 31-Dec-99 3.000000 14.508927 0.20677 0.206769 0.206769 0.206769 0 9 EEDB Charge 31-Dec-00 3.000000 11.679235 0.25687 85.622046 0.256866 0.256866 0.256866 0 10 EEDB Charge 31-Dec-01 3.000000 11.477557 0.26138 0.261380 0.261380 0.261380 0.261380 0 ---------------------------------------------------------------- Units 85.360667 98.847580 #N/A #N/A #DIV/0! $ Value 979.7319 1134.5287 #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -2.03% 13.45% #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -2.03% 4.30% #N/A #N/A Oppenheimer Multiple Strategies - ServiRangeass EE 31 SubAccount Inception TBD 2/9/87 Portfolio Inception NO. YEARS #VALUE! 14.90 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 5.041370 0.59508 198.358779 0 1 EEDB Charge 31-Dec-92 3.000000 5.415387 0.55398 0.553977 0 2 EEDB Charge 31-Dec-93 3.000000 6.189334 0.48470 0.484705 0 3 EEDB Charge 31-Dec-94 3.000000 5.982309 0.50148 0.501479 0 4 EEDB Charge 31-Dec-95 3.000000 7.156592 0.41919 0.419194 0 5 EEDB Charge 31-Dec-96 3.000000 8.146805 0.36824 122.747507 0.368243 0 6 EEDB Charge 31-Dec-97 3.000000 9.413378 0.31870 0.318695 0.318695 0 7 EEDB Charge 31-Dec-98 3.000000 9.896231 0.30315 101.048571 0.303146 0.303146 0 8 EEDB Charge 31-Dec-99 3.000000 10.905647 0.27509 0.275087 0.275087 0.275087 0 9 EEDB Charge 31-Dec-00 3.000000 11.442677 0.26218 87.392137 0.262176 0.262176 0.262176 0 10 EEDB Charge 31-Dec-01 3.000000 11.528317 0.26023 0.260229 0.260229 0.260229 0.260229 0 ---------------------------------------------------------------- Units 87.131909 100.251079 121.328173 194.611849 #DIV/0! $ Value 1004.4843 1155.7262 1398.7096 2243.5471 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 0.45% 15.57% 39.87% 124.35% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 0.45% 4.94% 6.94% 8.42% Oppenheimer Strategic Bond - Service ClRange FF 32 SubAccount Inception TBD 5/3/93 Portfolio Inception NO. YEARS #VALUE! 8.67 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 7.289492 0.41155 0.411551 0 3 EEDB Charge 31-Dec-94 3.000000 6.914184 0.43389 0.433891 0 4 EEDB Charge 31-Dec-95 3.000000 7.860334 0.38166 0.381663 0 5 EEDB Charge 31-Dec-96 3.000000 8.681474 0.34556 115.187813 0.345563 0 6 EEDB Charge 31-Dec-97 3.000000 9.302351 0.32250 0.322499 0.322499 0 7 EEDB Charge 31-Dec-98 3.000000 9.434927 0.31797 105.989161 0.317967 0.317967 0 8 EEDB Charge 31-Dec-99 3.000000 9.562852 0.31371 0.313714 0.313714 0.313714 0 9 EEDB Charge 31-Dec-00 3.000000 9.675117 0.31007 103.357923 0.310074 0.310074 0.310074 0 10 EEDB Charge 31-Dec-01 3.000000 9.992079 0.30024 0.300238 0.300238 0.300238 0.300238 0 ---------------------------------------------------------------- Units 103.057685 105.065136 113.623320 #N/A #DIV/0! $ Value 1029.7605 1049.8191 1135.3332 #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 2.98% 4.98% 13.53% #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 2.98% 1.63% 2.57% #N/A Van Kampen LIT Emerging Growth - Class Range GG 33 SubAccount Inception TBD 7/3/95 Portfolio Inception NO. YEARS #VALUE! 6.50 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4EEDB Charge 31-Dec-95 3.000000 6.140967 0.48852 0.488522 0 5EEDB Charge 31-Dec-96 3.000000 7.053493 0.42532 141.773728 0.425321 0 6EEDB Charge 31-Dec-97 3.000000 8.364380 0.35866 0.358664 0.358664 0 7EEDB Charge 31-Dec-98 3.000000 11.330254 0.26478 88.259275 0.264778 0.264778 0 8EEDB Charge 31-Dec-99 3.000000 22.803530 0.13156 0.131559 0.131559 0.131559 0 9EEDB Charge 31-Dec-00 3.000000 20.174415 0.14870 49.567732 0.148703 0.148703 0.148703 0 10EEDB Charge 31-Dec-01 3.000000 13.610382 0.22042 0.220420 0.220420 0.220420 0.220420 0 ---------------------------------------------------------------- Units 49.347312 87.758593 140.649605 #N/A #DIV/0! $ Value 671.6358 1194.4280 1914.2949 #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -32.84% 19.44% 91.43% #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -32.84% 6.10% 13.87% #N/A Van Kampen LIT Growth and Income - ClasRange HH 34 SubAccount Inception TBD 12/23/96 Portfolio Inception NO. YEARS #VALUE! 5.02 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 6.744491 0.44481 148.269158 0.444807 0 6 EEDB Charge 31-Dec-97 3.000000 8.114969 0.36969 0.369687 0.369687 0 7 EEDB Charge 31-Dec-98 3.000000 9.561183 0.31377 104.589568 0.313769 0.313769 0 8 EEDB Charge 31-Dec-99 3.000000 10.640737 0.28194 0.281935 0.281935 0.281935 0 9 EEDB Charge 31-Dec-00 3.000000 12.504545 0.23991 79.970923 0.239913 0.239913 0.239913 0 10 EEDB Charge 31-Dec-01 3.000000 11.517436 0.26047 0.260475 0.260475 0.260475 0.260475 0 ---------------------------------------------------------------- Units 79.710448 103.807245 146.803379 #N/A #DIV/0! $ Value 918.0600 1195.5933 1690.7985 #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -8.19% 19.56% 69.08% #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -8.19% 6.14% 11.08% #N/A Van Kampen UIF Active International AllRangeon -IIlass 35 SubAccount Inception TBD 8/31/99 Portfolio Inception NO. YEARS #VALUE! 2.34 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 3.000000 #N/A -- #N/A -- -- 0 8 EEDB Charge 31-Dec-99 3.000000 16.573888 0.18101 0.181008 0.181008 0.181008 0 9 EEDB Charge 31-Dec-00 3.000000 14.064623 0.21330 71.100377 0.213301 0.213301 0.213301 0 10 EEDB Charge 31-Dec-01 3.000000 11.094085 0.27041 0.270414 0.270414 0.270414 0.270414 0 ---------------------------------------------------------------- Units 70.829963 #N/A #N/A #N/A #DIV/0! $ Value 785.7936 #N/A #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -21.42% #N/A #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -21.42% #N/A #N/A #N/A Van Kampen UIF Emerging Markets Debt - Range II JJ 36 SubAccount Inception TBD 6/16/97 Portfolio Inception NO. YEARS #VALUE! 4.55 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 9.560947 0.31378 0.313776 0.313776 0 7 EEDB Charge 31-Dec-98 3.000000 6.743010 0.44491 148.301723 0.444905 0.444905 0 8 EEDB Charge 31-Dec-99 3.000000 8.590616 0.34922 0.349218 0.349218 0.349218 0 9 EEDB Charge 31-Dec-00 3.000000 9.422579 0.31838 106.128057 0.318384 0.318384 0.318384 0 10 EEDB Charge 31-Dec-01 3.000000 10.215726 0.29366 0.293665 0.293665 0.293665 0.293665 0 ---------------------------------------------------------------- Units 105.834392 147.340456 #N/A #N/A #DIV/0! $ Value 1081.1751 1505.1897 #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 8.12% 50.52% #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 8.12% 14.60% #N/A #N/A Van Kampen UIF U.S. Real Estate - ClassRange KK 37 SubAccount Inception TBD 3/3/97 Portfolio Inception NO. YEARS #VALUE! 4.83 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 8.472568 0.35408 0.354084 0.354084 0 7 EEDB Charge 31-Dec-98 3.000000 7.436939 0.40339 134.463924 0.403392 0.403392 0 8 EEDB Charge 31-Dec-99 3.000000 7.215498 0.41577 0.415772 0.415772 0.415772 0 9 EEDB Charge 31-Dec-00 3.000000 9.185601 0.32660 108.866039 0.326598 0.326598 0.326598 0 10 EEDB Charge 31-Dec-01 3.000000 9.934688 0.30197 0.301972 0.301972 0.301972 0.301972 0 ---------------------------------------------------------------- Units 108.564067 133.419582 #N/A #N/A #DIV/0! $ Value 1078.5501 1325.4819 #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 7.86% 32.55% #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 7.86% 9.85% #N/A #N/A Advisor $ 1,000.00 Date 12/31/01 End 12/31/01 Putnam II - NY Advisor Base w/RIG The George Putnam Fund of Boston - ClasRange A 1 Portfolio Inception 4/30/98 NO. YEARS 3.674 0.6740 YEAR YEAR YEAR YEAR 3.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 30-Apr-98 ------------------ Inception Date 4/30/98 10.191444 98.1215 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 10.475881 0.35001 95.457365 0.350010 0.350010 0.350010 8 FEE 31-Dec-99 3.666667 10.299054 0.35602 0.356020 0.356020 0.356020 0.356020 9 FEE 31-Dec-00 3.666667 11.145962 0.32897 89.718590 0.328968 0.328968 0.328968 0.328968 10 FEE 31-Dec-01 3.666667 11.052350 0.33175 0.331754 0.331754 0.331754 0.331754 0.331754 ------------------ ---------------------------------------------------------------- Units 89.386836 94.440623 #N/A #N/A 96.754770 $ Value 987.9346 1043.7908 #N/A #N/A 1069.3676 1000*(1+T)= Surrender $ Value 928.4346 1001.2908 #N/A #N/A 1026.8676 Cumulative No Surrender -1.21% 4.38% #N/A #N/A 6.94% T W/ Surrender -7.16% 0.13% #N/A #N/A 2.69% Annualized No Surrender -1.21% 1.44% #N/A #N/A 1.84% R W/ Surrender -7.16% 0.04% #N/A #N/A 0.72% Global Asset Allocation - Class IB Range B 2 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 2/1/88 4.017933 248.8842 0 FEE 31-Dec-91 3.666667 5.613700 0.65316 178.135632 0.653164 1 FEE 31-Dec-92 3.666667 5.881386 0.62344 0.623436 0.623436 2 FEE 31-Dec-93 3.666667 6.810592 0.53838 0.538377 0.538377 3 FEE 31-Dec-94 3.666667 6.545593 0.56017 0.560173 0.560173 4 FEE 31-Dec-95 3.666667 8.046324 0.45569 0.455695 0.455695 5 FEE 31-Dec-96 3.666667 9.170273 0.39984 109.048008 0.399843 0.399843 6 FEE 31-Dec-97 3.666667 10.817212 0.33897 0.338966 0.338966 0.338966 7 FEE 31-Dec-98 3.666667 12.117153 0.30260 82.527637 0.302601 0.302601 0.302601 8 FEE 31-Dec-99 3.666667 13.369423 0.27426 0.274258 0.274258 0.274258 0.274258 9 FEE 31-Dec-00 3.666667 12.556932 0.29200 79.637287 0.292003 0.292003 0.292003 0.292003 10 FEE 31-Dec-01 3.666667 11.339888 0.32334 0.323342 0.323342 0.323342 0.323342 0.323342 ---------------------------------------------------------------- Units 79.313945 81.638033 107.516837 174.026938 244.122332 $ Value 899.4113 925.7662 1219.2289 1973.4460 2768.3199 Surrender $ Value 839.9113 883.2662 1193.7289 1973.4460 2768.3199 Cumulative No Surrender -10.06% -7.42% 21.92% 97.34% 176.83% W/ Surrender -16.01% -11.67% 19.37% 97.34% 176.83% Annualized No Surrender -10.06% -2.54% 4.04% 7.03% 7.59% W/ Surrender -16.01% -4.05% 3.61% 7.03% 7.59% Growth and Income - Class IB Range CC 3 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 2/1/88 2.705049 369.6791 0 FEE 31-Dec-91 3.666667 4.517779 0.81161 221.347702 0.811608 1 FEE 31-Dec-92 3.666667 4.887501 0.75021 0.750213 0.750213 2 FEE 31-Dec-93 3.666667 5.504892 0.66607 0.666074 0.666074 3 FEE 31-Dec-94 3.666667 5.445110 0.67339 0.673387 0.673387 4 FEE 31-Dec-95 3.666667 7.337812 0.49969 0.499695 0.499695 5 FEE 31-Dec-96 3.666667 8.818255 0.41580 113.401121 0.415804 0.415804 6 FEE 31-Dec-97 3.666667 10.791328 0.33978 0.339779 0.339779 0.339779 7 FEE 31-Dec-98 3.666667 12.282211 0.29853 81.418565 0.298535 0.298535 0.298535 8 FEE 31-Dec-99 3.666667 12.302225 0.29805 0.298049 0.298049 0.298049 0.298049 9 FEE 31-Dec-00 3.666667 13.107799 0.27973 76.290459 0.279732 0.279732 0.279732 0.279732 10 FEE 31-Dec-01 3.666667 12.111712 0.30274 0.302737 0.302737 0.302737 0.302737 0.302737 ---------------------------------------------------------------- Units 75.987722 80.538047 111.882289 216.823697 364.343457 $ Value 920.3414 975.4536 1355.0861 2626.1062 4412.8230 Surrender $ Value 860.8414 932.9536 1329.5861 2626.1062 4412.8230 Cumulative No Surrender -7.97% -2.45% 35.51% 162.61% 341.28% W/ Surrender -13.92% -6.70% 32.96% 162.61% 341.28% Annualized No Surrender -7.97% -0.82% 6.27% 10.14% 11.25% W/ Surrender -13.92% -2.29% 5.86% 10.14% 11.25% Health Sciences - Class IB Range D 4 Portfolio Inception 4/30/98 NO. YEARS 3.674 0.6740 YEAR YEAR YEAR YEAR 3.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 30-Apr-98 Inception Date 4/30/98 11.036022 90.6124 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 11.968903 0.30635 83.549846 0.306349 0.306349 0.306349 8 FEE 31-Dec-99 3.666667 11.344408 0.32321 0.323214 0.323214 0.323214 0.323214 9 FEE 31-Dec-00 3.666667 15.566713 0.23555 64.239637 0.235545 0.235545 0.235545 0.235545 10 FEE 31-Dec-01 3.666667 12.330706 0.29736 0.297361 0.297361 0.297361 0.297361 0.297361 ---------------------------------------------------------------- Units 63.942277 82.693726 #N/A #N/A 89.449891 $ Value 788.4534 1019.6720 #N/A #N/A 1102.9803 Surrender $ Value 728.9534 977.1720 #N/A #N/A 1060.4803 Cumulative No Surrender -21.15% 1.97% #N/A #N/A 10.30% W/ Surrender -27.10% -2.28% #N/A #N/A 6.05% Annualized No Surrender -21.15% 0.65% #N/A #N/A 2.70% W/ Surrender -27.10% -0.77% #N/A #N/A 1.61% High Yield - Class IB Range E 5 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 01-Feb-88 4.676232 213.8474 0 FEE 31-Dec-91 3.666667 6.036775 0.60739 165.651362 0.607388 1 FEE 31-Dec-92 3.666667 7.079920 0.51790 0.517897 0.517897 2 FEE 31-Dec-93 3.666667 8.344322 0.43942 0.439421 0.439421 3 FEE 31-Dec-94 3.666667 8.147996 0.45001 0.450008 0.450008 4 FEE 31-Dec-95 3.666667 9.502920 0.38585 0.385846 0.385846 5 FEE 31-Dec-96 3.666667 10.566838 0.34700 94.635690 0.346998 0.346998 6 FEE 31-Dec-97 3.666667 11.909562 0.30788 0.307876 0.307876 0.307876 7 FEE 31-Dec-98 3.666667 11.062816 0.33144 90.392898 0.331441 0.331441 0.331441 8 FEE 31-Dec-99 3.666667 11.555530 0.31731 0.317308 0.317308 0.317308 0.317308 9 FEE 31-Dec-00 3.666667 10.437464 0.35130 95.808714 0.351299 0.351299 0.351299 0.351299 10 FEE 31-Dec-01 3.666667 10.678987 0.34335 0.343353 0.343353 0.343353 0.343353 0.343353 ---------------------------------------------------------------- Units 95.465360 89.380938 92.984413 161.859916 209.448554 $ Value 1019.4733 954.4979 992.9793 1728.4999 2236.6984 Surrender $ Value 959.9733 911.9979 967.4793 1728.4999 2236.6984 Cumulative No Surrender 1.95% -4.55% -0.70% 72.85% 123.67% W/ Surrender -4.00% -8.80% -3.25% 72.85% 123.67% Annualized No Surrender 1.95% -1.54% -0.14% 5.63% 5.95% W/ Surrender -4.00% -3.02% -0.66% 5.63% 5.95% Income - Class IB Range F 6 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 2/1/88 4.208432 237.6182 0 FEE 31-Dec-91 3.666667 5.881109 0.62347 170.035958 0.623465 1 FEE 31-Dec-92 3.666667 6.231326 0.58842 0.588425 0.588425 2 FEE 31-Dec-93 3.666667 6.834987 0.53646 0.536456 0.536456 3 FEE 31-Dec-94 3.666667 6.515665 0.56275 0.562746 0.562746 4 FEE 31-Dec-95 3.666667 7.735531 0.47400 0.474003 0.474003 5 FEE 31-Dec-96 3.666667 7.809109 0.46954 128.055582 0.469537 0.469537 6 FEE 31-Dec-97 3.666667 8.362457 0.43847 0.438468 0.438468 0.438468 7 FEE 31-Dec-98 3.666667 8.931995 0.41051 111.957071 0.410509 0.410509 0.410509 8 FEE 31-Dec-99 3.666667 8.626925 0.42503 0.425026 0.425026 0.425026 0.425026 9 FEE 31-Dec-00 3.666667 9.180536 0.39940 108.926102 0.399396 0.399396 0.399396 0.399396 10 FEE 31-Dec-01 3.666667 9.723501 0.37709 0.377093 0.377093 0.377093 0.377093 0.377093 ---------------------------------------------------------------- Units 108.549009 110.755556 126.005091 165.354299 232.313067 $ Value 1055.4764 1076.9318 1225.2106 1607.8227 2258.8963 Surrender $ Value 995.9764 1034.4318 1199.7106 1607.8227 2258.8963 Cumulative No Surrender 5.55% 7.69% 22.52% 60.78% 125.89% W/ Surrender -0.40% 3.44% 19.97% 60.78% 125.89% Annualized No Surrender 5.55% 2.50% 4.15% 4.86% 6.03% W/ Surrender -0.40% 1.13% 3.71% 4.86% 6.03% International Growth - Class IB Range G 7 Portfolio Inception 1/2/97 NO. YEARS 4.997 0.9973 YEAR YEAR YEAR YEAR 4.997 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 02-Jan-97 Inception Date 1/2/97 7.916702 126.3152 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 9.062602 0.40459 0.404593 0.404593 0.404593 7 FEE 31-Dec-98 3.666667 10.599317 0.34593 94.345702 0.345934 0.345934 0.345934 8 FEE 31-Dec-99 3.666667 16.745182 0.21897 0.218968 0.218968 0.218968 0.218968 9 FEE 31-Dec-00 3.666667 14.950220 0.24526 66.888648 0.245258 0.245258 0.245258 0.245258 10 FEE 31-Dec-01 3.666667 11.715500 0.31298 0.312976 0.312976 0.312976 0.312976 0.312976 ---------------------------------------------------------------- Units 66.575672 93.568499 #N/A #N/A 124.787496 $ Value 779.9673 1096.2018 #N/A #N/A 1461.9479 Surrender $ Value 720.4673 1053.7018 #N/A #N/A 1427.9479 Cumulative No Surrender -22.00% 9.62% #N/A #N/A 46.19% W/ Surrender -27.95% 5.37% #N/A #N/A 42.79% Annualized No Surrender -22.00% 3.11% #N/A #N/A 7.90% W/ Surrender -27.95% 1.76% #N/A #N/A 7.39% Investors - Class IB Range H 8 Portfolio Inception 4/30/98 NO. YEARS 3.674 0.6740 YEAR YEAR YEAR YEAR 3.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 30-Apr-98 Inception Date 4/30/98 14.614943 68.4231 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 16.885237 0.21715 59.223332 0.217152 0.217152 0.217152 8 FEE 31-Dec-99 3.666667 21.666938 0.16923 0.169229 0.169229 0.169229 0.169229 9 FEE 31-Dec-00 3.666667 17.403688 0.21068 57.459086 0.210683 0.210683 0.210683 0.210683 10 FEE 31-Dec-01 3.666667 12.922657 0.28374 0.283739 0.283739 0.283739 0.283739 0.283739 ---------------------------------------------------------------- Units 57.175346 58.559681 #N/A #N/A 67.542317 $ Value 738.8574 756.7467 #N/A #N/A 872.8262 Surrender $ Value 679.3574 714.2467 #N/A #N/A 830.3262 Cumulative No Surrender -26.11% -24.33% #N/A #N/A -12.72% W/ Surrender -32.06% -28.58% #N/A #N/A -16.97% Annualized No Surrender -26.11% -8.87% #N/A #N/A -3.63% W/ Surrender -32.06% -10.61% #N/A #N/A -4.93% Money Market - Class IB Range I 9 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 2/1/88 5.915848 169.0375 0 FEE 31-Dec-91 3.666667 7.371592 0.49740 135.655907 0.497405 1 FEE 31-Dec-92 3.666667 7.525672 0.48722 0.487221 0.487221 2 FEE 31-Dec-93 3.666667 7.625083 0.48087 0.480869 0.480869 3 FEE 31-Dec-94 3.666667 7.803554 0.46987 0.469871 0.469871 4 FEE 31-Dec-95 3.666667 8.112054 0.45200 0.452002 0.452002 5 FEE 31-Dec-96 3.666667 8.402617 0.43637 119.010542 0.436372 0.436372 6 FEE 31-Dec-97 3.666667 8.714907 0.42074 0.420735 0.420735 0.420735 7 FEE 31-Dec-98 3.666667 9.043666 0.40544 110.574628 0.405440 0.405440 0.405440 8 FEE 31-Dec-99 3.666667 9.347197 0.39227 0.392274 0.392274 0.392274 0.392274 9 FEE 31-Dec-00 3.666667 9.760002 0.37568 102.458995 0.375683 0.375683 0.375683 0.375683 10 FEE 31-Dec-01 3.666667 10.002222 0.36659 0.366585 0.366585 0.366585 0.366585 0.366585 ---------------------------------------------------------------- Units 102.092410 109.440085 117.049824 131.368853 164.253015 $ Value 1021.1510 1094.6440 1170.7583 1313.9804 1642.8951 Surrender $ Value 961.6510 1052.1440 1145.2583 1313.9804 1642.8951 Cumulative No Surrender 2.12% 9.46% 17.08% 31.40% 64.29% W/ Surrender -3.83% 5.21% 14.53% 31.40% 64.29% Annualized No Surrender 2.12% 3.06% 3.20% 2.77% 3.63% W/ Surrender -3.83% 1.71% 2.75% 2.77% 3.63% New Opportunities - Class IB Range J 10 Portfolio Inception 5/2/94 NO. YEARS 7.671 0.6712 YEAR YEAR YEAR YEAR 7.671 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 02-May-94 Inception Date 5/2/94 6.745836 148.2396 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 7.229363 0.50719 0.507191 0.507191 4 FEE 31-Dec-95 3.666667 10.323721 0.35517 0.355169 0.355169 5 FEE 31-Dec-96 3.666667 11.211175 0.32705 89.196717 0.327055 0.327055 6 FEE 31-Dec-97 3.666667 13.624335 0.26913 0.269126 0.269126 0.269126 7 FEE 31-Dec-98 3.666667 16.707927 0.21946 59.851830 0.219457 0.219457 0.219457 8 FEE 31-Dec-99 3.666667 27.890952 0.13146 0.131464 0.131464 0.131464 0.131464 9 FEE 31-Dec-00 3.666667 20.319980 0.18045 49.212647 0.180446 0.180446 0.180446 0.180446 10 FEE 31-Dec-01 3.666667 14.012452 0.26167 0.261672 0.261672 0.261672 0.261672 0.261672 ---------------------------------------------------------------- Units 48.950975 59.278247 88.134551 #N/A 145.988015 $ Value 685.9232 830.6336 1234.9812 #N/A 2045.6501 Surrender $ Value 626.4232 788.1336 1209.4812 #N/A 2045.6501 Cumulative No Surrender -31.41% -16.94% 23.50% #N/A 104.57% W/ Surrender -37.36% -21.19% 20.95% #N/A 104.57% Annualized No Surrender -31.41% -6.00% 4.31% #N/A 9.78% W/ Surrender -37.36% -7.63% 3.88% #N/A 9.78% New Value - Class IB Range K 11 Portfolio Inception 1/2/97 NO. YEARS 4.997 0.9973 YEAR YEAR YEAR YEAR 4.997 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 02-Jan-97 Inception Date 1/2/97 8.166098 122.4575 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 9.466842 0.38732 0.387317 0.387317 0.387317 7 FEE 31-Dec-98 3.666667 9.916201 0.36977 100.845072 0.369765 0.369765 0.369765 8 FEE 31-Dec-99 3.666667 9.814503 0.37360 0.373597 0.373597 0.373597 0.373597 9 FEE 31-Dec-00 3.666667 11.857379 0.30923 84.335670 0.309231 0.309231 0.309231 0.309231 10 FEE 31-Dec-01 3.666667 12.092880 0.30321 0.303209 0.303209 0.303209 0.303209 0.303209 ---------------------------------------------------------------- Units 84.032461 99.859035 #N/A #N/A 120.714388 $ Value 1016.1945 1207.5833 #N/A #N/A 1459.7846 Surrender $ Value 956.6945 1165.0833 #N/A #N/A 1425.7846 Cumulative No Surrender 1.62% 20.76% #N/A #N/A 45.98% W/ Surrender -4.33% 16.51% #N/A #N/A 42.58% Annualized No Surrender 1.62% 6.49% #N/A #N/A 7.86% W/ Surrender -4.33% 5.23% #N/A #N/A 7.36% Research - Class IB Range L 12 Portfolio Inception 9/29/98 NO. YEARS 3.258 0.2575 YEAR YEAR YEAR YEAR 3.258 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 29-Sep-98 Inception Date 9/29/98 11.194532 89.3293 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 13.298755 0.27572 75.195009 0.275715 0.275715 0.275715 8 FEE 31-Dec-99 3.666667 16.764029 0.21872 0.218722 0.218722 0.218722 0.218722 9 FEE 31-Dec-00 3.666667 16.222219 0.22603 61.643848 0.226027 0.226027 0.226027 0.226027 10 FEE 31-Dec-01 3.666667 12.997037 0.28212 0.282116 0.282116 0.282116 0.282116 0.282116 ---------------------------------------------------------------- Units 61.361732 74.468144 #N/A #N/A 88.326746 $ Value 797.5207 967.8652 #N/A #N/A 1147.9860 Surrender $ Value 738.0207 925.3652 #N/A #N/A 1105.4860 Cumulative No Surrender -20.25% -3.21% #N/A #N/A 14.80% W/ Surrender -26.20% -7.46% #N/A #N/A 10.55% Annualized No Surrender -20.25% -1.08% #N/A #N/A 4.33% W/ Surrender -26.20% -2.55% #N/A #N/A 3.13% Utilities Growth and Income - Class IB Range M 13 Portfolio Inception 5/1/92 NO. YEARS 9.674 0.6740 YEAR YEAR YEAR YEAR 9.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-May-92 Inception Date 5/1/92 6.759724 147.9350 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 7.170951 0.51132 0.511322 0.511322 2 FEE 31-Dec-93 3.666667 8.018025 0.45730 0.457303 0.457303 3 FEE 31-Dec-94 3.666667 7.348564 0.49896 0.498964 0.498964 4 FEE 31-Dec-95 3.666667 9.494773 0.38618 0.386177 0.386177 5 FEE 31-Dec-96 3.666667 10.837637 0.33833 92.271037 0.338327 0.338327 6 FEE 31-Dec-97 3.666667 13.577516 0.27005 0.270054 0.270054 0.270054 7 FEE 31-Dec-98 3.666667 15.395229 0.23817 64.955188 0.238169 0.238169 0.238169 8 FEE 31-Dec-99 3.666667 15.078141 0.24318 0.243178 0.243178 0.243178 0.243178 9 FEE 31-Dec-00 3.666667 17.492890 0.20961 57.166083 0.209609 0.209609 0.209609 0.209609 10 FEE 31-Dec-01 3.666667 13.413128 0.27336 0.273364 0.273364 0.273364 0.273364 0.273364 ---------------------------------------------------------------- Units 56.892719 64.229038 91.036663 #N/A 144.508567 $ Value 763.1093 861.5123 1221.0864 #N/A 1938.3119 Surrender $ Value 703.6093 819.0123 1195.5864 #N/A 1938.3119 Cumulative No Surrender -23.69% -13.85% 22.11% #N/A 93.83% W/ Surrender -29.64% -18.10% 19.56% #N/A 93.83% Annualized No Surrender -23.69% -4.85% 4.08% #N/A 7.08% W/ Surrender -29.64% -6.44% 3.64% #N/A 7.08% Vista - Class IB Range N 14 Portfolio Inception 1/2/97 NO. YEARS 4.997 0.9973 YEAR YEAR YEAR YEAR 4.997 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 02-Jan-97 Inception Date 1/2/97 10.273720 97.3357 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 12.478348 0.29384 0.293842 0.293842 0.293842 7 FEE 31-Dec-98 3.666667 14.720961 0.24908 67.930348 0.249078 0.249078 0.249078 8 FEE 31-Dec-99 3.666667 22.174596 0.16535 0.165354 0.165354 0.165354 0.165354 9 FEE 31-Dec-00 3.666667 20.997129 0.17463 47.625559 0.174627 0.174627 0.174627 0.174627 10 FEE 31-Dec-01 3.666667 13.782288 0.26604 0.266042 0.266042 0.266042 0.266042 0.266042 ---------------------------------------------------------------- Units 47.359517 67.324324 #N/A #N/A 96.186783 $ Value 652.7225 927.8832 #N/A #N/A 1325.6739 Surrender $ Value 593.2225 885.3832 #N/A #N/A 1291.6739 Cumulative No Surrender -34.73% -7.21% #N/A #N/A 32.57% W/ Surrender -40.68% -11.46% #N/A #N/A 29.17% Annualized No Surrender -34.73% -2.46% #N/A #N/A 5.80% W/ Surrender -40.68% -3.98% #N/A #N/A 5.26% Voyager - Class IB Range O 15 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 2/1/88 2.392887 417.9052 0 FEE 31-Dec-91 3.666667 4.413979 0.83069 226.552958 0.830694 1 FEE 31-Dec-92 3.666667 4.801610 0.76363 0.763633 0.763633 2 FEE 31-Dec-93 3.666667 5.618067 0.65266 0.652656 0.652656 3 FEE 31-Dec-94 3.666667 5.595238 0.65532 0.655319 0.655319 4 FEE 31-Dec-95 3.666667 7.758468 0.47260 0.472602 0.472602 5 FEE 31-Dec-96 3.666667 8.639359 0.42441 115.749328 0.424414 0.424414 6 FEE 31-Dec-97 3.666667 10.773883 0.34033 0.340329 0.340329 0.340329 7 FEE 31-Dec-98 3.666667 13.208930 0.27759 75.706359 0.277590 0.277590 0.277590 8 FEE 31-Dec-99 3.666667 20.604909 0.17795 0.177951 0.177951 0.177951 0.177951 9 FEE 31-Dec-00 3.666667 16.977967 0.21597 58.899867 0.215966 0.215966 0.215966 0.215966 10 FEE 31-Dec-01 3.666667 13.003359 0.28198 0.281978 0.281978 0.281978 0.281978 0.281978 ---------------------------------------------------------------- Units 58.617889 75.030464 114.455513 222.290519 412.812100 $ Value 762.2295 975.6481 1488.3061 2890.5234 5367.9439 Surrender $ Value 702.7295 933.1481 1462.8061 2890.5234 5367.9439 Cumulative No Surrender -23.78% -2.44% 48.83% 189.05% 436.79% W/ Surrender -29.73% -6.69% 46.28% 189.05% 436.79% Annualized No Surrender -23.78% -0.82% 8.28% 11.20% 12.83% W/ Surrender -29.73% -2.28% 7.90% 11.20% 12.83% Franklin Growth and Income Securities -Ranges 2 P 16 Portfolio Inception 1/24/89 NO. YEARS 12.942 0.9425 YEAR YEAR YEAR YEAR 12.942 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 24-Jan-89 Inception Date 1/24/89 3.142264 318.2419 0 FEE 31-Dec-91 3.666667 3.879303 0.94519 257.778266 0.945187 1 FEE 31-Dec-92 3.666667 4.202217 0.87256 0.872555 0.872555 2 FEE 31-Dec-93 3.666667 4.564925 0.80323 0.803226 0.803226 3 FEE 31-Dec-94 3.666667 4.650268 0.78849 0.788485 0.788485 4 FEE 31-Dec-95 3.666667 6.082637 0.60281 0.602809 0.602809 5 FEE 31-Dec-96 3.666667 6.839915 0.53607 146.200647 0.536069 0.536069 6 FEE 31-Dec-97 3.666667 8.605326 0.42609 0.426093 0.426093 0.426093 7 FEE 31-Dec-98 3.666667 9.179835 0.39943 108.934420 0.399426 0.399426 0.399426 8 FEE 31-Dec-99 3.666667 9.421596 0.38918 0.389177 0.389177 0.389177 0.389177 9 FEE 31-Dec-00 3.666667 11.018248 0.33278 90.758531 0.332781 0.332781 0.332781 0.332781 10 FEE 31-Dec-01 3.666667 11.398351 0.32168 0.321684 0.321684 0.321684 0.321684 0.321684 ---------------------------------------------------------------- Units 90.436847 107.890778 144.331486 252.305961 311.824387 $ Value 1030.8309 1229.7770 1645.1409 2875.8719 3554.2838 Surrender $ Value 971.3309 1187.2770 1619.6409 2875.8719 3554.2838 Cumulative No Surrender 3.08% 22.98% 64.51% 187.59% 255.43% W/ Surrender -2.87% 18.73% 61.96% 187.59% 255.43% Annualized No Surrender 3.08% 7.14% 10.47% 11.14% 10.29% W/ Surrender -2.87% 5.89% 10.12% 11.14% 10.29% Franklin Small Cap - Class 2 Range Q 17 Portfolio Inception 10/31/95 NO. YEARS 6.173 0.1726 YEAR YEAR YEAR YEAR 6.173 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 31-Oct-95 Inception Date 10/31/95 7.049135 141.8614 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 7.192733 0.50977 0.509774 0.509774 5 FEE 31-Dec-96 3.666667 9.142126 0.40107 109.383747 0.401074 0.401074 6 FEE 31-Dec-97 3.666667 10.571129 0.34686 0.346857 0.346857 0.346857 7 FEE 31-Dec-98 3.666667 10.307543 0.35573 97.016331 0.355727 0.355727 0.355727 8 FEE 31-Dec-99 3.666667 19.979657 0.18352 0.183520 0.183520 0.183520 0.183520 9 FEE 31-Dec-00 3.666667 16.807957 0.21815 59.495631 0.218151 0.218151 0.218151 0.218151 10 FEE 31-Dec-01 3.666667 14.061194 0.26076 0.260765 0.260765 0.260765 0.260765 0.260765 ---------------------------------------------------------------- Units 59.234866 96.353895 108.018728 #N/A 139.585511 $ Value 832.9129 1354.8508 1518.8723 #N/A 1962.7389 Surrender $ Value 773.4129 1312.3508 1493.3723 #N/A 1945.7389 Cumulative No Surrender -16.71% 35.49% 51.89% #N/A 96.27% W/ Surrender -22.66% 31.24% 49.34% #N/A 94.57% Annualized No Surrender -16.71% 10.65% 8.72% #N/A 11.54% W/ Surrender -22.66% 9.48% 8.35% #N/A 11.39% Franklin Small Cap Value Securities - CRange2 RR 18 Portfolio Inception 4/30/98 NO. YEARS 3.674 0.6740 YEAR YEAR YEAR YEAR 3.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 30-Apr-98 Inception Date 4/30/98 10.926739 91.5186 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 8.424301 0.43525 118.704211 0.435249 0.435249 0.435249 8 FEE 31-Dec-99 3.666667 8.431882 0.43486 0.434857 0.434857 0.434857 0.434857 9 FEE 31-Dec-00 3.666667 10.406242 0.35235 96.096170 0.352353 0.352353 0.352353 0.352353 10 FEE 31-Dec-01 3.666667 11.689658 0.31367 0.313668 0.313668 0.313668 0.313668 0.313668 ---------------------------------------------------------------- Units 95.782502 117.603333 #N/A #N/A 89.982487 $ Value 1119.6647 1374.7427 #N/A #N/A 1051.8645 Surrender $ Value 1060.1647 1332.2427 #N/A #N/A 1009.3645 Cumulative No Surrender 11.97% 37.47% #N/A #N/A 5.19% W/ Surrender 6.02% 33.22% #N/A #N/A 0.94% Annualized No Surrender 11.97% 11.19% #N/A #N/A 1.39% W/ Surrender 6.02% 10.03% #N/A #N/A 0.25% Mutual Shares Securities - Class II Range S 19 Portfolio Inception 11/8/96 NO. YEARS 5.148 0.1479 YEAR YEAR YEAR YEAR 5.148 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 08-Nov-96 Inception Date 11/8/96 7.164247 139.5820 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 7.398488 0.49560 135.162752 0.495597 0.495597 6 FEE 31-Dec-97 3.666667 8.577436 0.42748 0.427478 0.427478 0.427478 7 FEE 31-Dec-98 3.666667 8.453887 0.43373 118.288782 0.433726 0.433726 0.433726 8 FEE 31-Dec-99 3.666667 9.463862 0.38744 0.387439 0.387439 0.387439 0.387439 9 FEE 31-Dec-00 3.666667 10.600604 0.34589 94.334247 0.345892 0.345892 0.345892 0.345892 10 FEE 31-Dec-01 3.666667 11.201018 0.32735 0.327351 0.327351 0.327351 0.327351 0.327351 ---------------------------------------------------------------- Units 94.006896 117.228100 133.240866 #N/A 137.164528 $ Value 1052.9729 1313.0741 1492.4333 #N/A 1536.3823 Surrender $ Value 993.4729 1270.5741 1466.9333 #N/A 1510.8823 Cumulative No Surrender 5.30% 31.31% 49.24% #N/A 53.64% W/ Surrender -0.65% 27.06% 46.69% #N/A 51.09% Annualized No Surrender 5.30% 9.50% 8.34% #N/A 8.70% W/ Surrender -0.65% 8.31% 7.96% #N/A 8.35% Templeton Developing Markets SecuritiesRangeass 2T 20 Portfolio Inception 3/4/96 NO. YEARS 5.830 0.8301 YEAR YEAR YEAR YEAR 5.830 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 04-Mar-96 Inception Date 3/4/96 21.697527 46.0882 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 20.200600 0.18151 49.503480 0.181513 0.181513 6 FEE 31-Dec-97 3.666667 14.082528 0.26037 0.260370 0.260370 0.260370 7 FEE 31-Dec-98 3.666667 10.977900 0.33400 91.092103 0.334004 0.334004 0.334004 8 FEE 31-Dec-99 3.666667 16.610530 0.22074 0.220744 0.220744 0.220744 0.220744 9 FEE 31-Dec-00 3.666667 11.144089 0.32902 89.733670 0.329023 0.329023 0.329023 0.329023 10 FEE 31-Dec-01 3.666667 10.111514 0.36262 0.362623 0.362623 0.362623 0.362623 0.362623 -------------------------------------------------- Units 89.371047 90.179713 47.996716 #N/A 44.399925 $ Value 903.6766 911.8534 485.3195 #N/A 448.9505 Surrender $ Value 844.1766 869.3534 459.8195 #N/A 423.4505 Cumulative No Surrender -9.63% -8.81% -51.47% #N/A -55.10% W/ Surrender -15.58% -13.06% -54.02% #N/A -57.65% Annualized No Surrender -9.63% -3.03% -13.46% #N/A -12.83% W/ Surrender -15.58% -4.56% -14.39% #N/A -13.70% Templeton Foreign Securities - Class 2 Range U 21 Portfolio Inception 5/1/92 NO. YEARS 9.674 0.6740 YEAR YEAR YEAR YEAR 9.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-May-92 Inception Date 5/1/92 5.346788 187.0282 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 4.968913 0.73792 0.737921 0.737921 2 FEE 31-Dec-93 3.666667 7.210023 0.50855 0.508551 0.508551 3 FEE 31-Dec-94 3.666667 6.941802 0.52820 0.528201 0.528201 4 FEE 31-Dec-95 3.666667 7.915713 0.46321 0.463214 0.463214 5 FEE 31-Dec-96 3.666667 9.671374 0.37913 103.397925 0.379126 0.379126 6 FEE 31-Dec-97 3.666667 10.849856 0.33795 0.337946 0.337946 0.337946 7 FEE 31-Dec-98 3.666667 11.682813 0.31385 85.595824 0.313851 0.313851 0.313851 8 FEE 31-Dec-99 3.666667 14.212678 0.25799 0.257986 0.257986 0.257986 0.257986 9 FEE 31-Dec-00 3.666667 13.698185 0.26768 73.002372 0.267675 0.267675 0.267675 0.267675 10 FEE 31-Dec-01 3.666667 11.358745 0.32281 0.322806 0.322806 0.322806 0.322806 0.322806 ---------------------------------------------------------------- Units 72.679567 84.747357 101.897661 #N/A 182.910898 $ Value 825.5487 962.6236 1157.4295 #N/A 2077.6382 Surrender $ Value 766.0487 920.1236 1131.9295 #N/A 2077.6382 Cumulative No Surrender -17.45% -3.74% 15.74% #N/A 107.76% W/ Surrender -23.40% -7.99% 13.19% #N/A 107.76% Annualized No Surrender -17.45% -1.26% 2.97% #N/A 7.85% W/ Surrender -23.40% -2.74% 2.51% #N/A 7.85% Templeton Global Income Securities - ClRange V 22 Portfolio Inception 1/24/89 NO. YEARS 12.942 0.9425 YEAR YEAR YEAR YEAR 12.942 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 24-Jan-89 Inception Date 1/24/89 5.465337 182.9713 0 FEE 31-Dec-91 3.666667 7.047021 0.52031 141.903934 0.520314 1 FEE 31-Dec-92 3.666667 6.911547 0.53051 0.530513 0.530513 2 FEE 31-Dec-93 3.666667 7.941440 0.46171 0.461713 0.461713 3 FEE 31-Dec-94 3.666667 7.430116 0.49349 0.493487 0.493487 4 FEE 31-Dec-95 3.666667 8.390347 0.43701 0.437010 0.437010 5 FEE 31-Dec-96 3.666667 9.058740 0.40477 110.390628 0.404766 0.404766 6 FEE 31-Dec-97 3.666667 9.141059 0.40112 0.401121 0.401121 0.401121 7 FEE 31-Dec-98 3.666667 9.638857 0.38040 103.746741 0.380405 0.380405 0.380405 8 FEE 31-Dec-99 3.666667 8.935235 0.41036 0.410360 0.410360 0.410360 0.410360 9 FEE 31-Dec-00 3.666667 9.186917 0.39912 108.850445 0.399118 0.399118 0.399118 0.399118 10 FEE 31-Dec-01 3.666667 9.271563 0.39547 0.395474 0.395474 0.395474 0.395474 0.395474 ---------------------------------------------------------------- Units 108.454970 102.541788 108.404150 137.589966 178.137052 $ Value 1005.5471 950.7226 1005.0759 1275.6740 1651.6089 Surrender $ Value 946.0471 908.2226 979.5759 1275.6740 1651.6089 Cumulative No Surrender 0.55% -4.93% 0.51% 27.57% 65.16% W/ Surrender -5.40% -9.18% -2.04% 27.57% 65.16% Annualized No Surrender 0.55% -1.67% 0.10% 2.46% 3.95% W/ Surrender -5.40% -3.16% -0.41% 2.46% 3.95% LSA Aggressive Growth Range W 23 Portfolio Inception 8/14/01 NO. YEARS 0.381 0.3808 YEAR YEAR YEAR YEAR 0.381 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 14-Aug-01 Inception Date 8/14/01 14.526666 68.8389 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 3.666667 #N/A -- -- -- -- 0 9 FEE 31-Dec-00 3.666667 #N/A -- #N/A -- -- -- 0 10 FEE 31-Dec-01 3.666667 13.544707 0.27071 0.270708 0.270708 0.270708 0.270708 0.270708 ---------------------------------------------------------------- Units #N/A #N/A #N/A #N/A 68.568212 $ Value #N/A #N/A #N/A #N/A 928.7363 Surrender $ Value #N/A #N/A #N/A #N/A 869.2363 #N/A Cumulative No Surrender #N/A #N/A #N/A #N/A -7.13% W/ Surrender #N/A #N/A #N/A #N/A -13.08% Annualized No Surrender #N/A #N/A #N/A #N/A -7.13% W/ Surrender #N/A #N/A #N/A #N/A -13.08% LSA Focused Equity Range X 24 Portfolio Inception 10/1/99 NO. YEARS 2.252 0.2521 YEAR YEAR YEAR YEAR 2.252 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Oct-99 Inception Date 10/1/99 15.542618 64.3392 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 3.666667 18.699824 0.19608 0.196080 0.196080 0.196080 0.196080 9 FEE 31-Dec-00 3.666667 16.281936 0.22520 61.417758 0.225198 0.225198 0.225198 0.225198 10 FEE 31-Dec-01 3.666667 13.591521 0.26978 0.269776 0.269776 0.269776 0.269776 0.269776 ---------------------------------------------------------------- Units 61.147982 #N/A #N/A #N/A 63.648170 $ Value 831.0941 #N/A #N/A #N/A 865.0754 Surrender $ Value 771.5941 #N/A #N/A #N/A 814.0754 Cumulative No Surrender -16.89% #N/A #N/A #N/A -13.49% W/ Surrender -22.84% #N/A #N/A #N/A -18.59% Annualized No Surrender -16.89% #N/A #N/A #N/A -6.23% W/ Surrender -22.84% #N/A #N/A #N/A -8.73% LSA Mid Cap Value Range Y 25 Portfolio Inception 8/14/01 NO. YEARS 0.381 0.3808 YEAR YEAR YEAR YEAR 0.381 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 14-Aug-01 Inception Date 8/14/01 10.632191 94.0540 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 3.666667 #N/A -- -- -- -- 0 9 FEE 31-Dec-00 3.666667 #N/A -- #N/A -- -- -- 0 10 FEE 31-Dec-01 3.666667 11.328099 0.32368 0.323679 0.323679 0.323679 0.323679 0.323679 ---------------------------------------------------------------- Units #N/A #N/A #N/A #N/A 93.730312 $ Value #N/A #N/A #N/A #N/A 1061.7863 Surrender $ Value #N/A #N/A #N/A #N/A 1002.2863 #N/A Cumulative No Surrender #N/A #N/A #N/A #N/A 6.18% W/ Surrender #N/A #N/A #N/A #N/A 0.23% Annualized No Surrender #N/A #N/A #N/A #N/A 6.18% W/ Surrender #N/A #N/A #N/A #N/A 0.23% Oppenheimer Aggressive Growth - ServiceRanges Z 26 Portfolio Inception 8/15/86 NO. YEARS 15.389 0.3890 YEAR YEAR YEAR YEAR 15.389 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 15-Aug-86 Inception Date 8/15/86 2.589019 386.2467 0 FEE 31-Dec-91 3.666667 5.016645 0.73090 199.336409 0.730900 1 FEE 31-Dec-92 3.666667 5.707524 0.64243 0.642427 0.642427 2 FEE 31-Dec-93 3.666667 7.163049 0.51189 0.511886 0.511886 3 FEE 31-Dec-94 3.666667 6.524802 0.56196 0.561958 0.561958 4 FEE 31-Dec-95 3.666667 8.523626 0.43018 0.430177 0.430177 5 FEE 31-Dec-96 3.666667 10.100185 0.36303 99.008087 0.363030 0.363030 6 FEE 31-Dec-97 3.666667 11.124282 0.32961 0.329609 0.329609 0.329609 7 FEE 31-Dec-98 3.666667 12.320589 0.29760 81.164951 0.297605 0.297605 0.297605 8 FEE 31-Dec-99 3.666667 22.298492 0.16444 0.164436 0.164436 0.164436 0.164436 9 FEE 31-Dec-00 3.666667 19.517877 0.18786 51.235081 0.187862 0.187862 0.187862 0.187862 10 FEE 31-Dec-01 3.666667 13.232424 0.27710 0.277097 0.277097 0.277097 0.277097 0.277097 ---------------------------------------------------------------- Units 50.957983 80.535556 97.751479 195.570322 381.749696 $ Value 674.2976 1065.6806 1293.4890 2587.8694 5051.4738 Surrender $ Value 614.7976 1023.1806 1267.9890 2587.8694 5051.4738 Cumulative No Surrender -32.57% 6.57% 29.35% 158.79% 405.15% W/ Surrender -38.52% 2.32% 26.80% 158.79% 405.15% Annualized No Surrender -32.57% 2.14% 5.28% 9.98% 11.10% W/ Surrender -38.52% 0.77% 4.86% 9.98% 11.10% Oppenheimer Global Securities - ServiceRanges AA 27 Portfolio Inception 11/12/90 NO. YEARS 11.142 0.1425 YEAR YEAR YEAR YEAR 11.142 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 12-Nov-90 Inception Date 11/12/90 3.771815 265.1243 0 FEE 31-Dec-91 3.666667 3.851692 0.95196 259.626159 0.951963 1 FEE 31-Dec-92 3.666667 3.526749 1.03967 1.039673 1.039673 2 FEE 31-Dec-93 3.666667 5.921103 0.61925 0.619254 0.619254 3 FEE 31-Dec-94 3.666667 5.502623 0.66635 0.666349 0.666349 4 FEE 31-Dec-95 3.666667 5.545633 0.66118 0.661181 0.661181 5 FEE 31-Dec-96 3.666667 6.438881 0.56946 155.306489 0.569457 0.569457 6 FEE 31-Dec-97 3.666667 7.770106 0.47189 0.471894 0.471894 0.471894 7 FEE 31-Dec-98 3.666667 8.739379 0.41956 114.424606 0.419557 0.419557 0.419557 8 FEE 31-Dec-99 3.666667 13.652811 0.26856 0.268565 0.268565 0.268565 0.268565 9 FEE 31-Dec-00 3.666667 14.145069 0.25922 70.696014 0.259219 0.259219 0.259219 0.259219 10 FEE 31-Dec-01 3.666667 12.262079 0.29902 0.299025 0.299025 0.299025 0.299025 0.299025 ---------------------------------------------------------------- Units 70.396989 113.597798 153.588229 254.351985 258.898214 $ Value 863.2134 1392.9452 1883.3110 3118.8841 3174.6303 Surrender $ Value 803.7134 1350.4452 1857.8110 3118.8841 3174.6303 Cumulative No Surrender -13.68% 39.29% 88.33% 211.89% 217.46% W/ Surrender -19.63% 35.04% 85.78% 211.89% 217.46% Annualized No Surrender -13.68% 11.68% 13.50% 12.05% 10.92% W/ Surrender -19.63% 10.53% 13.19% 12.05% 10.92% Oppenheimer High Income - Service ClassRange BB 28 Portfolio Inception 4/30/86 NO. YEARS 15.682 0.6822 YEAR YEAR YEAR YEAR 15.682 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 30-Apr-86 Inception Date 4/30/86 3.476612 287.6364 0 FEE 31-Dec-91 3.666667 6.023509 0.60873 166.016188 0.608726 1 FEE 31-Dec-92 3.666667 6.981244 0.52522 0.525217 0.525217 2 FEE 31-Dec-93 3.666667 8.693776 0.42176 0.421758 0.421758 3 FEE 31-Dec-94 3.666667 8.297423 0.44190 0.441904 0.441904 4 FEE 31-Dec-95 3.666667 9.845108 0.37244 0.372435 0.372435 5 FEE 31-Dec-96 3.666667 11.184010 0.32785 89.413368 0.327849 0.327849 6 FEE 31-Dec-97 3.666667 12.370741 0.29640 0.296398 0.296398 0.296398 7 FEE 31-Dec-98 3.666667 12.230961 0.29979 81.759724 0.299786 0.299786 0.299786 8 FEE 31-Dec-99 3.666667 12.573073 0.29163 0.291629 0.291629 0.291629 0.291629 9 FEE 31-Dec-00 3.666667 10.717763 0.34211 93.303052 0.342111 0.342111 0.342111 0.342111 10 FEE 31-Dec-01 3.666667 10.774842 0.34030 0.340299 0.340299 0.340299 0.340299 0.340299 ---------------------------------------------------------------- Units 92.962753 80.785686 87.843145 162.356802 283.368242 $ Value 1001.6590 870.4530 946.4960 1749.3689 3053.2480 Surrender $ Value 942.1590 827.9530 920.9960 1749.3689 3053.2480 Cumulative No Surrender 0.17% -12.95% -5.35% 74.94% 205.32% W/ Surrender -5.78% -17.20% -7.90% 74.94% 205.32% Annualized No Surrender 0.17% -4.52% -1.09% 5.75% 7.38% W/ Surrender -5.78% -6.10% -1.63% 5.75% 7.38% Oppenheimer Main Street Growth & IncomeRangervicCCClass29 Portfolio Inception 7/5/95 NO. YEARS 6.496 0.4959 YEAR YEAR YEAR YEAR 6.496 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 05-Jul-95 Inception Date 7/5/95 5.620417 177.9227 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 6.990896 0.52449 0.524492 0.524492 5 FEE 31-Dec-96 3.666667 9.130674 0.40158 109.520940 0.401577 0.401577 6 FEE 31-Dec-97 3.666667 11.923363 0.30752 0.307520 0.307520 0.307520 7 FEE 31-Dec-98 3.666667 12.305474 0.29797 81.264647 0.297970 0.297970 0.297970 8 FEE 31-Dec-99 3.666667 14.762786 0.24837 0.248372 0.248372 0.248372 0.248372 9 FEE 31-Dec-00 3.666667 13.278897 0.27613 75.307460 0.276127 0.276127 0.276127 0.276127 10 FEE 31-Dec-01 3.666667 11.759841 0.31180 0.311796 0.311796 0.311796 0.311796 0.311796 ---------------------------------------------------------------- Units 74.995664 80.428352 108.079155 #N/A 175.554888 $ Value 881.9371 945.8246 1270.9937 #N/A 2064.4976 Surrender $ Value 822.4371 903.3246 1245.4937 #N/A 2047.4976 Cumulative No Surrender -11.81% -5.42% 27.10% #N/A 106.45% W/ Surrender -17.76% -9.67% 24.55% #N/A 104.75% Annualized No Surrender -11.81% -1.84% 4.91% #N/A 11.81% W/ Surrender -17.76% -3.33% 4.49% #N/A 11.66% Oppenheimer Main Street Small Cap - SerRangeClasDD 30 Portfolio Inception 5/1/98 NO. YEARS 3.671 0.6712 YEAR YEAR YEAR YEAR 3.671 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-May-98 Inception Date 5/1/98 10.562595 94.6737 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 10.042924 0.36510 99.572595 0.365100 0.365100 0.365100 8 FEE 31-Dec-99 3.666667 14.508927 0.25272 0.252718 0.252718 0.252718 0.252718 9 FEE 31-Dec-00 3.666667 11.679235 0.31395 85.622046 0.313948 0.313948 0.313948 0.313948 10 FEE 31-Dec-01 3.666667 11.477557 0.31946 0.319464 0.319464 0.319464 0.319464 0.319464 ---------------------------------------------------------------- Units 85.302582 98.686465 #N/A #N/A 93.422476 $ Value 979.0653 1132.6795 #N/A #N/A 1072.2618 Surrender $ Value 919.5653 1090.1795 #N/A #N/A 1029.7618 Cumulative No Surrender -2.09% 13.27% #N/A #N/A 7.23% W/ Surrender -8.04% 9.02% #N/A #N/A 2.98% Annualized No Surrender -2.09% 4.24% #N/A #N/A 1.92% W/ Surrender -8.04% 2.92% #N/A #N/A 0.80% Oppenheimer Multiple Strategies - ServiRangeass EE 31 Portfolio Inception 2/9/87 NO. YEARS 14.901 0.9014 YEAR YEAR YEAR YEAR 14.901 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 09-Feb-87 Inception Date 2/9/87 3.192930 313.1920 0 FEE 31-Dec-91 3.666667 5.041370 0.72732 198.358779 0.727316 1 FEE 31-Dec-92 3.666667 5.415387 0.67708 0.677083 0.677083 2 FEE 31-Dec-93 3.666667 6.189334 0.59242 0.592417 0.592417 3 FEE 31-Dec-94 3.666667 5.982309 0.61292 0.612918 0.612918 4 FEE 31-Dec-95 3.666667 7.156592 0.51235 0.512348 0.512348 5 FEE 31-Dec-96 3.666667 8.146805 0.45007 122.747507 0.450074 0.450074 6 FEE 31-Dec-97 3.666667 9.413378 0.38952 0.389517 0.389517 0.389517 7 FEE 31-Dec-98 3.666667 9.896231 0.37051 101.048571 0.370511 0.370511 0.370511 8 FEE 31-Dec-99 3.666667 10.905647 0.33622 0.336217 0.336217 0.336217 0.336217 9 FEE 31-Dec-00 3.666667 11.442677 0.32044 87.392137 0.320438 0.320438 0.320438 0.320438 10 FEE 31-Dec-01 3.666667 11.528317 0.31806 0.318057 0.318057 0.318057 0.318057 0.318057 ---------------------------------------------------------------- Units 87.074080 100.073858 121.012766 193.779198 307.885062 $ Value 1003.8176 1153.6832 1395.0735 2233.9480 3549.3966 Surrender $ Value 944.3176 1111.1832 1369.5735 2233.9480 3549.3966 Cumulative No Surrender 0.38% 15.37% 39.51% 123.39% 254.94% W/ Surrender -5.57% 11.12% 36.96% 123.39% 254.94% Annualized No Surrender 0.38% 4.88% 6.89% 8.37% 8.87% W/ Surrender -5.57% 3.58% 6.49% 8.37% 8.87% Oppenheimer Strategic Bond - Service ClRange FF 32 Portfolio Inception 5/3/93 NO. YEARS 8.668 0.6685 YEAR YEAR YEAR YEAR 8.668 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 03-May-93 Inception Date 5/3/93 7.059172 141.6597 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 7.289492 0.50301 0.503007 0.503007 3 FEE 31-Dec-94 3.666667 6.914184 0.53031 0.530311 0.530311 4 FEE 31-Dec-95 3.666667 7.860334 0.46648 0.466477 0.466477 5 FEE 31-Dec-96 3.666667 8.681474 0.42236 115.187813 0.422355 0.422355 6 FEE 31-Dec-97 3.666667 9.302351 0.39417 0.394166 0.394166 0.394166 7 FEE 31-Dec-98 3.666667 9.434927 0.38863 105.989161 0.388627 0.388627 0.388627 8 FEE 31-Dec-99 3.666667 9.562852 0.38343 0.383428 0.383428 0.383428 0.383428 9 FEE 31-Dec-00 3.666667 9.675117 0.37898 103.357923 0.378979 0.378979 0.378979 0.378979 10 FEE 31-Dec-01 3.666667 9.992079 0.36696 0.366957 0.366957 0.366957 0.366957 0.366957 ---------------------------------------------------------------- Units 102.990966 104.859797 113.275656 #N/A 137.825366 $ Value 1029.0939 1047.7674 1131.8593 #N/A 1377.1619 Surrender $ Value 969.5939 1005.2674 1106.3593 #N/A 1377.1619 Cumulative No Surrender 2.91% 4.78% 13.19% #N/A 37.72% W/ Surrender -3.04% 0.53% 10.64% #N/A 37.72% Annualized No Surrender 2.91% 1.57% 2.51% #N/A 3.76% W/ Surrender -3.04% 0.18% 2.04% #N/A 3.76% Van Kampen LIT Emerging Growth - Class Range GG 33 Portfolio Inception 7/3/95 NO. YEARS 6.501 0.5014 YEAR YEAR YEAR YEAR 6.501 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 03-Jul-95 Inception Date 7/3/95 5.283929 189.2531 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 6.140967 0.59708 0.597083 0.597083 5 FEE 31-Dec-96 3.666667 7.053493 0.51984 141.773728 0.519837 0.519837 6 FEE 31-Dec-97 3.666667 8.364380 0.43837 0.438367 0.438367 0.438367 7 FEE 31-Dec-98 3.666667 11.330254 0.32362 88.259275 0.323617 0.323617 0.323617 8 FEE 31-Dec-99 3.666667 22.803530 0.16079 0.160794 0.160794 0.160794 0.160794 9 FEE 31-Dec-00 3.666667 20.174415 0.18175 49.567732 0.181748 0.181748 0.181748 0.181748 10 FEE 31-Dec-01 3.666667 13.610382 0.26940 0.269402 0.269402 0.269402 0.269402 0.269402 --------------------------------------------------------------- Units 49.298330 87.647330 140.399800 #N/A 186.762262 $ Value 670.9691 1192.9136 1910.8949 #N/A 2541.9057 Surrender $ Value 611.4691 1150.4136 1885.3949 #N/A 2524.9057 Cumulative No Surrender -32.90% 19.29% 91.09% #N/A 154.19% W/ Surrender -38.85% 15.04% 88.54% #N/A 152.49% Annualized No Surrender -32.90% 6.06% 13.83% #N/A 15.43% W/ Surrender -38.85% 4.78% 13.52% #N/A 15.31% Van Kampen LIT Growth and Income - ClasRange HH 34 Portfolio Inception 12/23/96 NO. YEARS 5.025 0.0247 YEAR YEAR YEAR YEAR 5.025 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 23-Dec-96 Inception Date 12/23/96 6.767064 147.7746 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 6.744491 0.54365 148.269158 0.543654 0.543654 6 FEE 31-Dec-97 3.666667 8.114969 0.45184 0.451840 0.451840 0.451840 7 FEE 31-Dec-98 3.666667 9.561183 0.38350 104.589568 0.383495 0.383495 0.383495 8 FEE 31-Dec-99 3.666667 10.640737 0.34459 0.344588 0.344588 0.344588 0.344588 9 FEE 31-Dec-00 3.666667 12.504545 0.29323 79.970923 0.293227 0.293227 0.293227 0.293227 10 FEE 31-Dec-01 3.666667 11.517436 0.31836 0.318358 0.318358 0.318358 0.318358 0.318358 ---------------------------------------------------------------- Units 79.652565 103.633396 146.477651 #N/A 145.439413 $ Value 917.3933 1193.5910 1687.0470 #N/A 1675.0891 Surrender $ Value 857.8933 1151.0910 1661.5470 #N/A 1649.5891 Cumulative No Surrender -8.26% 19.36% 68.70% #N/A 67.51% W/ Surrender -14.21% 15.11% 66.15% #N/A 64.96% Annualized No Surrender -8.26% 6.08% 11.03% #N/A 10.81% W/ Surrender -14.21% 4.80% 10.69% #N/A 10.47% Van Kampen UIF Active International AllRangeon -IIlass 35 Portfolio Inception 8/31/99 NO. YEARS 2.337 0.3370 YEAR YEAR YEAR YEAR 2.337 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 31-Aug-99 Inception Date 8/31/99 14.161062 70.6162 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 3.666667 16.573888 0.22123 0.221232 0.221232 0.221232 0.221232 9 FEE 31-Dec-00 3.666667 14.064623 0.26070 71.100377 0.260701 0.260701 0.260701 0.260701 10 FEE 31-Dec-01 3.666667 11.094085 0.33051 0.330506 0.330506 0.330506 0.330506 0.330506 ---------------------------------------------------------------- Units 70.769871 #N/A #N/A #N/A 69.803733 $ Value 785.1270 #N/A #N/A #N/A 774.4086 Surrender $ Value 725.6270 #N/A #N/A #N/A 723.4086 Cumulative No Surrender -21.49% #N/A #N/A #N/A -22.56% W/ Surrender -27.44% #N/A #N/A #N/A -27.66% Annualized No Surrender -21.49% #N/A #N/A #N/A -10.36% W/ Surrender -27.44% #N/A #N/A #N/A -12.94% Van Kampen UIF Emerging Markets Debt - Range II JJ 36 Portfolio Inception 6/16/97 NO. YEARS 4.545 0.5452 YEAR YEAR YEAR YEAR 4.545 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 16-Jun-97 Inception Date 6/16/97 9.569375 104.5000 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 9.560947 0.38350 0.383505 0.383505 0.383505 7 FEE 31-Dec-98 3.666667 6.743010 0.54377 148.301723 0.543773 0.543773 0.543773 8 FEE 31-Dec-99 3.666667 8.590616 0.42682 0.426822 0.426822 0.426822 0.426822 9 FEE 31-Dec-00 3.666667 9.422579 0.38914 106.128057 0.389136 0.389136 0.389136 0.389136 10 FEE 31-Dec-01 3.666667 10.215726 0.35892 0.358924 0.358924 0.358924 0.358924 0.358924 ---------------------------------------------------------------- Units 105.769133 147.126841 #N/A #N/A 102.397873 $ Value 1080.5085 1503.0075 #N/A #N/A 1046.0686 Surrender $ Value 1021.0085 1460.5075 #N/A #N/A 1012.0686 Cumulative No Surrender 8.05% 50.30% #N/A #N/A 4.61% W/ Surrender 2.10% 46.05% #N/A #N/A 1.21% Annualized No Surrender 8.05% 14.55% #N/A #N/A 1.00% W/ Surrender 2.10% 13.46% #N/A #N/A 0.26% Van Kampen UIF U.S. Real Estate - ClassRange KK 37 Portfolio Inception 3/3/97 NO. YEARS 4.833 0.8329 YEAR YEAR YEAR YEAR 4.833 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 03-Mar-97 Inception Date 3/3/97 7.273383 137.4876 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 8.472568 0.43277 0.432769 0.432769 0.432769 7 FEE 31-Dec-98 3.666667 7.436939 0.49303 134.463924 0.493034 0.493034 0.493034 8 FEE 31-Dec-99 3.666667 7.215498 0.50817 0.508165 0.508165 0.508165 0.508165 9 FEE 31-Dec-00 3.666667 9.185601 0.39918 108.866039 0.399175 0.399175 0.399175 0.399175 10 FEE 31-Dec-01 3.666667 9.934688 0.36908 0.369077 0.369077 0.369077 0.369077 0.369077 ---------------------------------------------------------------- Units 108.496962 133.187506 #N/A #N/A 135.285382 $ Value 1077.8835 1323.1763 #N/A #N/A 1344.0181 Surrender $ Value 1018.3835 1280.6763 #N/A #N/A 1310.0181 Cumulative No Surrender 7.79% 32.32% #N/A #N/A 34.40% W/ Surrender 1.84% 28.07% #N/A #N/A 31.00% Annualized No Surrender 7.79% 9.78% #N/A #N/A 6.31% W/ Surrender 1.84% 8.60% #N/A #N/A 5.75% Advisor $ 1,000.00 Date 12/31/01 End 12/31/01 Putnam II - NY Advisor MAV w/RIG The George Putnam Fund of Boston - ClasRange A 1 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 ---------------- Inception Date 12/10/99 10.355781 96.5644 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 10.532303 0.34814 94.945996 0.348135 0.348135 0 8 FEE 31-Dec-99 3.666667 10.339005 0.35464 0.354644 0.354644 0.354644 0.354644 9 FEE 31-Dec-00 3.666667 11.172534 0.32819 89.505210 0.328186 0.328186 0.328186 0.328186 10 FEE 31-Dec-01 3.666667 11.061997 0.33147 0.331465 0.331465 0.331465 0.331465 0.331465 ------------------ --------------------------------------------------------------- Units 89.173745 93.931701 #N/A #N/A 95.550126 $ Value 986.4397 1039.0722 #N/A #N/A 1056.9752 1000*(1+T)= Surrender $ Value 926.9397 996.5722 #N/A #N/A 1005.9752 Cumulative No Surrender -1.36% #N/A #N/A #N/A 5.70% T W/ Surrender -7.31% #N/A #N/A #N/A 0.60% Annualized No Surrender -1.36% #N/A #N/A #N/A 2.73% R W/ Surrender -7.31% #N/A #N/A #N/A 0.29% Global Asset Allocation - Class IB Range B 2 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 13.136225 76.1254 0 FEE 31-Dec-91 3.666667 5.703521 0.64288 175.330292 0 1 FEE 31-Dec-92 3.666667 5.966534 0.61454 0.614539 0 2 FEE 31-Dec-93 3.666667 6.898834 0.53149 0.531491 0 3 FEE 31-Dec-94 3.666667 6.620457 0.55384 0.553839 0 4 FEE 31-Dec-95 3.666667 8.126152 0.45122 0.451218 0 5 FEE 31-Dec-96 3.666667 9.247374 0.39651 108.138808 0.396509 0 6 FEE 31-Dec-97 3.666667 10.891820 0.33664 0.336644 0.336644 0 7 FEE 31-Dec-98 3.666667 12.182453 0.30098 82.085275 0.300979 0.300979 0 8 FEE 31-Dec-99 3.666667 13.421326 0.27320 0.273197 0.273197 0.273197 0.273197 9 FEE 31-Dec-00 3.666667 12.586894 0.29131 79.447718 0.291308 0.291308 0.291308 0.291308 10 FEE 31-Dec-01 3.666667 11.349791 0.32306 0.323060 0.323060 0.323060 0.323060 0.323060 --------------------------------------------------------------- Units 79.124657 81.197709 106.613619 171.257507 75.237805 $ Value 898.0483 921.5770 1210.0423 1943.7369 853.9334 Surrender $ Value 838.5483 879.0770 1184.5423 1943.7369 802.9334 Cumulative No Surrender -10.20% #N/A #N/A #N/A -14.61% W/ Surrender -16.15% #N/A #N/A #N/A -19.71% Annualized No Surrender -10.20% #N/A #N/A #N/A -7.38% W/ Surrender -16.15% #N/A #N/A #N/A -10.11% Growth and Income - Class IB Range CC 3 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 12.346363 80.9955 0 FEE 31-Dec-91 3.666667 4.590057 0.79883 217.862218 0 1 FEE 31-Dec-92 3.666667 4.958251 0.73951 0.739508 0 2 FEE 31-Dec-93 3.666667 5.576204 0.65756 0.657556 0 3 FEE 31-Dec-94 3.666667 5.507385 0.66577 0.665773 0 4 FEE 31-Dec-95 3.666667 7.410606 0.49479 0.494786 0 5 FEE 31-Dec-96 3.666667 8.892398 0.41234 112.455605 0.412337 0 6 FEE 31-Dec-97 3.666667 10.865739 0.33745 0.337452 0.337452 0 7 FEE 31-Dec-98 3.666667 12.348379 0.29694 80.982289 0.296935 0.296935 0 8 FEE 31-Dec-99 3.666667 12.349956 0.29690 0.296897 0.296897 0.296897 0.296897 9 FEE 31-Dec-00 3.666667 13.139073 0.27907 76.108870 0.279066 0.279066 0.279066 0.279066 10 FEE 31-Dec-01 3.666667 12.122296 0.30247 0.302473 0.302473 0.302473 0.302473 0.302473 --------------------------------------------------------------- Units 75.806397 80.103853 110.942782 213.379435 80.117077 $ Value 918.9476 971.0426 1344.8812 2586.6487 971.2029 Surrender $ Value 859.4476 928.5426 1319.3812 2586.6487 920.2029 Cumulative No Surrender -8.11% #N/A #N/A #N/A -2.88% W/ Surrender -14.06% #N/A #N/A #N/A -7.98% Annualized No Surrender -8.11% #N/A #N/A #N/A -1.41% W/ Surrender -14.06% #N/A #N/A #N/A -3.96% Health Sciences - Class IB Range D 4 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 10.698116 93.4744 0 FEE 31-Dec-91 3.666667 #N/A #N/A #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A #N/A #N/A 0 2 FEE 31-Dec-93 3.666667 #N/A #N/A #N/A 0 3 FEE 31-Dec-94 3.666667 #N/A #N/A #N/A 0 4 FEE 31-Dec-95 3.666667 #N/A #N/A #N/A 0 5 FEE 31-Dec-96 3.666667 #N/A #N/A #N/A #N/A 0 6 FEE 31-Dec-97 3.666667 #N/A #N/A #N/A #N/A 0 7 FEE 31-Dec-98 3.666667 12.033401 0.30471 83.102026 0.304707 0.304707 0 8 FEE 31-Dec-99 3.666667 11.388440 0.32196 0.321964 0.321964 0.321964 0.321964 9 FEE 31-Dec-00 3.666667 15.603855 0.23498 64.086727 0.234985 0.234985 0.234985 0.234985 10 FEE 31-Dec-01 3.666667 12.341474 0.29710 0.297101 0.297101 0.297101 0.297101 0.297101 --------------------------------------------------------------- Units 63.789626 82.247976 #N/A #N/A 92.620353 $ Value 787.2580 1015.0613 #N/A #N/A 1143.0717 Surrender $ Value 727.7580 972.5613 #N/A #N/A 1092.0717 Cumulative No Surrender -21.27% #N/A #N/A #N/A 14.31% W/ Surrender -27.22% #N/A #N/A #N/A 9.21% Annualized No Surrender -21.27% #N/A #N/A #N/A 6.71% W/ Surrender -27.22% #N/A #N/A #N/A 4.37% High Yield - Class IB Range E 5 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 10-Dec-99 11.557573 86.5234 0 FEE 31-Dec-91 3.666667 6.133327 0.59783 163.043647 0 1 FEE 31-Dec-92 3.666667 7.182386 0.51051 0.510508 0 2 FEE 31-Dec-93 3.666667 8.452410 0.43380 0.433801 0 3 FEE 31-Dec-94 3.666667 8.241167 0.44492 0.444921 0 4 FEE 31-Dec-95 3.666667 9.597192 0.38206 0.382056 0 5 FEE 31-Dec-96 3.666667 10.655673 0.34410 93.846724 0.344105 0 6 FEE 31-Dec-97 3.666667 11.991686 0.30577 0.305767 0.305767 0 7 FEE 31-Dec-98 3.666667 11.122399 0.32967 89.908661 0.329665 0.329665 0 8 FEE 31-Dec-99 3.666667 11.600356 0.31608 0.316082 0.316082 0.316082 0.316082 9 FEE 31-Dec-00 3.666667 10.462334 0.35046 95.580967 0.350464 0.350464 0.350464 0.350464 10 FEE 31-Dec-01 3.666667 10.688306 0.34305 0.343054 0.343054 0.343054 0.343054 0.343054 --------------------------------------------------------------- Units 95.237913 88.899061 92.201691 159.283223 85.513756 $ Value 1017.9320 950.1804 985.4799 1702.4678 913.9972 Surrender $ Value 958.4320 907.6804 959.9799 1702.4678 862.9972 Cumulative No Surrender 1.79% #N/A #N/A #N/A -8.60% W/ Surrender -4.16% #N/A #N/A #N/A -13.70% Annualized No Surrender 1.79% #N/A #N/A #N/A -4.27% W/ Surrender -4.16% #N/A #N/A #N/A -6.90% Income - Class IB Range F 6 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 8.792277 113.7362 0 FEE 31-Dec-91 3.666667 5.975173 0.61365 167.359171 0 1 FEE 31-Dec-92 3.666667 6.321491 0.58003 0.580032 0 2 FEE 31-Dec-93 3.666667 6.923499 0.52960 0.529597 0 3 FEE 31-Dec-94 3.666667 6.590152 0.55639 0.556386 0 4 FEE 31-Dec-95 3.666667 7.812253 0.46935 0.469348 0 5 FEE 31-Dec-96 3.666667 7.874744 0.46562 126.988255 0.465624 0 6 FEE 31-Dec-97 3.666667 8.420104 0.43547 0.435466 0.435466 0 7 FEE 31-Dec-98 3.666667 8.980094 0.40831 111.357409 0.408310 0.408310 0 8 FEE 31-Dec-99 3.666667 8.660381 0.42338 0.423384 0.423384 0.423384 0.423384 9 FEE 31-Dec-00 3.666667 9.202407 0.39845 108.667222 0.398446 0.398446 0.398446 0.398446 10 FEE 31-Dec-01 3.666667 9.731975 0.37676 0.376765 0.376765 0.376765 0.376765 0.376765 --------------------------------------------------------------- Units 108.290457 110.158814 124.945884 162.715813 112.537585 $ Value 1053.8800 1072.0628 1215.9702 1583.5462 1095.2130 Surrender $ Value 994.3800 1029.5628 1190.4702 1583.5462 1044.2130 Cumulative No Surrender 5.39% #N/A #N/A #N/A 9.52% W/ Surrender -0.56% #N/A #N/A #N/A 4.42% Annualized No Surrender 5.39% #N/A #N/A #N/A 4.51% W/ Surrender -0.56% #N/A #N/A #N/A 2.12% International Growth - Class IB Range G 7 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.438931 64.7713 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 9.125084 0.40182 0.401823 0.401823 0 7 FEE 31-Dec-98 3.666667 10.656413 0.34408 93.840207 0.344081 0.344081 0 8 FEE 31-Dec-99 3.666667 16.810223 0.21812 0.218121 0.218121 0.218121 0.218121 9 FEE 31-Dec-00 3.666667 14.985894 0.24467 66.729419 0.244675 0.244675 0.244675 0.244675 10 FEE 31-Dec-01 3.666667 11.725728 0.31270 0.312703 0.312703 0.312703 0.312703 0.312703 --------------------------------------------------------------- Units 66.416716 93.064708 #N/A #N/A 63.995825 $ Value 778.7844 1091.2515 #N/A #N/A 750.3976 Surrender $ Value 719.2844 1048.7515 #N/A #N/A 699.3976 Cumulative No Surrender -22.12% #N/A #N/A #N/A -24.96% W/ Surrender -28.07% #N/A #N/A #N/A -30.06% Annualized No Surrender -22.12% #N/A #N/A #N/A -13.01% W/ Surrender -28.07% #N/A #N/A #N/A -15.93% Investors - Class IB Range H 8 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 20.315862 49.2226 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 16.976239 0.21599 58.905862 0.215988 0.215988 0 8 FEE 31-Dec-99 3.666667 21.751097 0.16857 0.168574 0.168574 0.168574 0.168574 9 FEE 31-Dec-00 3.666667 17.445231 0.21018 57.322256 0.210182 0.210182 0.210182 0.210182 10 FEE 31-Dec-01 3.666667 12.933949 0.28349 0.283492 0.283492 0.283492 0.283492 0.283492 --------------------------------------------------------------- Units 57.038764 58.243615 #N/A #N/A 48.560375 $ Value 737.7365 753.3200 #N/A #N/A 628.0774 Surrender $ Value 678.2365 710.8200 #N/A #N/A 577.0774 Cumulative No Surrender -26.23% #N/A #N/A #N/A -37.19% W/ Surrender -32.18% #N/A #N/A #N/A -42.29% Annualized No Surrender -26.23% #N/A #N/A #N/A -20.21% W/ Surrender -32.18% #N/A #N/A #N/A -23.42% Money Market - Class IB Range I 9 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 9.363430 106.7985 0 FEE 31-Dec-91 3.666667 7.489509 0.48957 133.520101 0 1 FEE 31-Dec-92 3.666667 7.634610 0.48027 0.480269 0 2 FEE 31-Dec-93 3.666667 7.723869 0.47472 0.474719 0 3 FEE 31-Dec-94 3.666667 7.892808 0.46456 0.464558 0 4 FEE 31-Dec-95 3.666667 8.192567 0.44756 0.447560 0 5 FEE 31-Dec-96 3.666667 8.473290 0.43273 118.017913 0.432732 0 6 FEE 31-Dec-97 3.666667 8.775006 0.41785 0.417853 0.417853 0 7 FEE 31-Dec-98 3.666667 9.092450 0.40326 109.981358 0.403265 0.403265 0 8 FEE 31-Dec-99 3.666667 9.383548 0.39075 0.390755 0.390755 0.390755 0.390755 9 FEE 31-Dec-00 3.666667 9.783359 0.37479 102.214383 0.374786 0.374786 0.374786 0.374786 10 FEE 31-Dec-01 3.666667 10.011052 0.36626 0.366262 0.366262 0.366262 0.366262 0.366262 --------------------------------------------------------------- Units 101.848121 108.849555 116.064992 129.267342 105.666667 $ Value 1019.6068 1089.6986 1161.9327 1294.1021 1057.8345 Surrender $ Value 960.1068 1047.1986 1136.4327 1294.1021 1006.8345 Cumulative No Surrender 1.96% #N/A #N/A #N/A 5.78% W/ Surrender -3.99% #N/A #N/A #N/A 0.68% Annualized No Surrender 1.96% #N/A #N/A #N/A 2.77% W/ Surrender -3.99% #N/A #N/A #N/A 0.33% New Opportunities - Class IB Range J 10 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 25.055097 39.9120 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 7.312090 0.50145 0.501453 0 4 FEE 31-Dec-95 3.666667 10.426218 0.35168 0.351678 0 5 FEE 31-Dec-96 3.666667 11.305501 0.32433 88.452515 0.324326 0 6 FEE 31-Dec-97 3.666667 13.718368 0.26728 0.267282 0.267282 0 7 FEE 31-Dec-98 3.666667 16.798037 0.21828 59.530765 0.218279 0.218279 0 8 FEE 31-Dec-99 3.666667 27.999441 0.13095 0.130955 0.130955 0.130955 0.130955 9 FEE 31-Dec-00 3.666667 20.368547 0.18002 49.095304 0.180016 0.180016 0.180016 0.180016 10 FEE 31-Dec-01 3.666667 14.024703 0.26144 0.261443 0.261443 0.261443 0.261443 0.261443 --------------------------------------------------------------- Units 48.833860 58.958351 87.394540 #N/A 39.339624 $ Value 684.8804 826.8734 1225.6825 #N/A 551.7265 Surrender $ Value 625.3804 784.3734 1200.1825 #N/A 500.7265 Cumulative No Surrender -31.51% #N/A #N/A #N/A -44.83% W/ Surrender -37.46% #N/A #N/A #N/A -49.93% Annualized No Surrender -31.51% #N/A #N/A #N/A -25.07% W/ Surrender -37.46% #N/A #N/A #N/A -28.52% New Value - Class IB Range K 11 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 9.752574 102.5370 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 9.532110 0.38466 0.384665 0.384665 0 7 FEE 31-Dec-98 3.666667 9.969605 0.36778 100.304877 0.367785 0.367785 0 8 FEE 31-Dec-99 3.666667 9.852566 0.37215 0.372153 0.372153 0.372153 0.372153 9 FEE 31-Dec-00 3.666667 11.885643 0.30850 84.135120 0.308495 0.308495 0.308495 0.308495 10 FEE 31-Dec-01 3.666667 12.103436 0.30294 0.302944 0.302944 0.302944 0.302944 0.302944 --------------------------------------------------------------- Units 83.832176 99.321283 #N/A #N/A 101.553440 $ Value 1014.6574 1202.1288 #N/A #N/A 1229.1456 Surrender $ Value 955.1574 1159.6288 #N/A #N/A 1178.1456 Cumulative No Surrender 1.47% #N/A #N/A #N/A 22.91% W/ Surrender -4.48% #N/A #N/A #N/A 17.81% Annualized No Surrender 1.47% #N/A #N/A #N/A 10.53% W/ Surrender -4.48% #N/A #N/A #N/A 8.28% Research - Class IB Range L 12 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.809540 63.2529 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 13.370419 0.27424 74.791972 0.274237 0.274237 0 8 FEE 31-Dec-99 3.666667 16.829125 0.21788 0.217876 0.217876 0.217876 0.217876 9 FEE 31-Dec-00 3.666667 16.260942 0.22549 61.497052 0.225489 0.225489 0.225489 0.225489 10 FEE 31-Dec-01 3.666667 13.008396 0.28187 0.281869 0.281869 0.281869 0.281869 0.281869 --------------------------------------------------------------- Units 61.215183 74.066737 #N/A #N/A 62.527713 $ Value 796.3113 963.4894 #N/A #N/A 813.3852 Surrender $ Value 736.8113 920.9894 #N/A #N/A 762.3852 Cumulative No Surrender -20.37% #N/A #N/A #N/A -18.66% W/ Surrender -26.32% #N/A #N/A #N/A -23.76% Annualized No Surrender -20.37% #N/A #N/A #N/A -9.54% W/ Surrender -26.32% #N/A #N/A #N/A -12.34% Utilities Growth and Income - Class IB Range M 13 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.229679 65.6613 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 7.274652 0.50403 0.504033 0 2 FEE 31-Dec-93 3.666667 8.121880 0.45146 0.451455 0 3 FEE 31-Dec-94 3.666667 7.432583 0.49332 0.493323 0 4 FEE 31-Dec-95 3.666667 9.588940 0.38238 0.382385 0 5 FEE 31-Dec-96 3.666667 10.928730 0.33551 91.501940 0.335507 0 6 FEE 31-Dec-97 3.666667 13.671147 0.26820 0.268205 0.268205 0 7 FEE 31-Dec-98 3.666667 15.478174 0.23689 64.607104 0.236893 0.236893 0 8 FEE 31-Dec-99 3.666667 15.136653 0.24224 0.242238 0.242238 0.242238 0.242238 9 FEE 31-Dec-00 3.666667 17.534629 0.20911 57.030006 0.209110 0.209110 0.209110 0.209110 10 FEE 31-Dec-01 3.666667 13.424846 0.27313 0.273125 0.273125 0.273125 0.273125 0.273125 --------------------------------------------------------------- Units 56.756881 63.882631 90.272370 #N/A 64.936793 $ Value 761.9524 857.6145 1211.8927 #N/A 871.7664 Surrender $ Value 702.4524 815.1145 1186.3927 #N/A 820.7664 Cumulative No Surrender -23.80% #N/A #N/A #N/A -12.82% W/ Surrender -29.75% #N/A #N/A #N/A -17.92% Annualized No Surrender -23.80% #N/A #N/A #N/A -6.44% W/ Surrender -29.75% #N/A #N/A #N/A -9.14% Vista - Class IB Range N 14 SubAccount Inception 12/10/99 NO. YEARS 2.060 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 19.755544 50.6187 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 12.564460 0.29183 0.291828 0.291828 0 7 FEE 31-Dec-98 3.666667 14.800333 0.24774 67.566047 0.247742 0.247742 0 8 FEE 31-Dec-99 3.666667 22.260794 0.16471 0.164714 0.164714 0.164714 0.164714 9 FEE 31-Dec-00 3.666667 21.047302 0.17421 47.512028 0.174211 0.174211 0.174211 0.174211 10 FEE 31-Dec-01 3.666667 13.794330 0.26581 0.265810 0.265810 0.265810 0.265810 0.265810 --------------------------------------------------------------- Units 47.246218 66.961313 #N/A #N/A 50.013968 $ Value 651.7299 923.6864 #N/A #N/A 689.9092 Surrender $ Value 592.2299 881.1864 #N/A #N/A 638.9092 Cumulative No Surrender -34.83% #N/A #N/A #N/A -31.01% W/ Surrender -40.78% #N/A #N/A #N/A -36.11% Annualized No Surrender -34.83% #N/A #N/A #N/A -16.49% W/ Surrender -40.78% #N/A #N/A #N/A -19.54% Voyager - Class IB Range O 15 SubAccount Inception 12/10/99 NO. YEARS 2.060 .0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 18.581999 53.8155 0 FEE 31-Dec-91 3.666667 4.484596 0.81761 222.985526 0 1 FEE 31-Dec-92 3.666667 4.871119 0.75274 0.752736 0 2 FEE 31-Dec-93 3.666667 5.690852 0.64431 0.644309 0 3 FEE 31-Dec-94 3.666667 5.659233 0.64791 0.647909 0 4 FEE 31-Dec-95 3.666667 7.835446 0.46796 0.467959 0 5 FEE 31-Dec-96 3.666667 8.711993 0.42088 114.784298 0.420876 0 6 FEE 31-Dec-97 3.666667 10.848198 0.33800 0.337998 0.337998 0 7 FEE 31-Dec-98 3.666667 13.280109 0.27610 75.300587 0.276102 0.276102 0 8 FEE 31-Dec-99 3.666667 20.684950 0.17726 0.177263 0.177263 0.177263 0.177263 9 FEE 31-Dec-00 3.666667 17.018491 0.21545 58.759616 0.215452 0.215452 0.215452 0.215452 10 FEE 31-Dec-01 3.666667 13.014715 0.28173 0.281732 0.281732 0.281732 0.281732 0.281732 --------------------------------------------------------------- Units 58.477884 74.626140 113.495751 218.763191 53.141076 $ Value 761.0730 971.2379 1477.1149 2847.1406 691.6160 Surrender $ Value 701.5730 928.7379 1451.6149 2847.1406 640.6160 Cumulative No Surrender -23.89% #N/A #N/A #N/A -30.84% W/ Surrender -29.84% #N/A #N/A #N/A -35.94% Annualized No Surrender -23.89% #N/A #N/A #N/A -16.39% W/ Surrender -29.84% #N/A #N/A #N/A -19.44% Franklin Growth and Income Securities -Ranges 2 P 16 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 3.941430 0.93029 253.715022 0 1 FEE 31-Dec-92 3.666667 4.263114 0.86009 0.860091 0 2 FEE 31-Dec-93 3.666667 4.624143 0.79294 0.792940 0 3 FEE 31-Dec-94 3.666667 4.703526 0.77956 0.779557 0 4 FEE 31-Dec-95 3.666667 6.143089 0.59688 0.596877 0 5 FEE 31-Dec-96 3.666667 6.897541 0.53159 144.979203 0.531590 0 6 FEE 31-Dec-97 3.666667 8.664847 0.42317 0.423166 0.423166 0 7 FEE 31-Dec-98 3.666667 9.229488 0.39728 108.348372 0.397277 0.397277 0 8 FEE 31-Dec-99 3.666667 9.458350 0.38766 0.387665 0.387665 0.387665 0 9 FEE 31-Dec-00 3.666667 11.044655 0.33199 90.541533 0.331986 0.331986 0.331986 0 10 FEE 31-Dec-01 3.666667 11.408535 0.32140 0.321397 0.321397 0.321397 0.321397 0 --------------------------------------------------------------- Units 90.220137 107.307325 143.117713 248.292477 #DIV/0! $ Value 1029.2796 1224.2194 1632.7634 2832.6534 #DIV/0! Surrender $ Value 969.7796 1181.7194 1607.2634 2832.6534 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Franklin Small Cap - Class 2 Range Q 17 SubAccount Inception 9/19/00 NO. YEARS 1.282 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 21.252321 47.0537 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 7.264100 0.50477 0.504765 0 5 FEE 31-Dec-96 3.666667 9.219012 0.39773 108.471493 0.397729 0 6 FEE 31-Dec-97 3.666667 10.644064 0.34448 0.344480 0.344480 0 7 FEE 31-Dec-98 3.666667 10.363106 0.35382 96.496166 0.353819 0.353819 0 8 FEE 31-Dec-99 3.666667 20.057279 0.18281 0.182810 0.182810 0.182810 0 9 FEE 31-Dec-00 3.666667 16.848082 0.21763 59.353937 0.217631 0.217631 0.217631 0.217631 10 FEE 31-Dec-01 3.666667 14.073478 0.26054 0.260537 0.260537 0.260537 0.260537 0.260537 --------------------------------------------------------------- Units 59.093400 95.835188 107.112216 #N/A 46.575516 $ Value 831.6497 1348.7344 1507.4414 #N/A 655.4795 Surrender $ Value 772.1497 1306.2344 1481.9414 #N/A 595.9795 Cumulative No Surrender -16.84% #N/A #N/A #N/A -34.45% W/ Surrender -22.79% #N/A #N/A #N/A -40.40% Annualized No Surrender -16.84% #N/A #N/A #N/A -28.07% W/ Surrender -22.79% #N/A #N/A #N/A -33.21% Franklin Small Cap Value Securities - CRange2 RR 18 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 8.469844 0.43291 118.065929 0.432908 0.432908 0 8 FEE 31-Dec-99 3.666667 8.464755 0.43317 0.433169 0.433169 0.433169 0 9 FEE 31-Dec-00 3.666667 10.431157 0.35151 95.866643 0.351511 0.351511 0.351511 0 10 FEE 31-Dec-01 3.666667 11.700100 0.31339 0.313388 0.313388 0.313388 0.313388 0 --------------------------------------------------------------- Units 95.553255 116.967862 #N/A #N/A #DIV/0! $ Value 1117.9826 1368.5357 #N/A #N/A #DIV/0! Surrender $ Value 1058.4826 1326.0357 #N/A #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Mutual Shares Securities - Class II Range S 19 SubAccount Inception 9/19/00 NO. YEARS 1.282 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 10.000413 99.9959 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 7.460690 0.49146 134.035860 0.491465 0 6 FEE 31-Dec-97 3.666667 8.636580 0.42455 0.424551 0.424551 0 7 FEE 31-Dec-98 3.666667 8.499418 0.43140 117.655115 0.431402 0.431402 0 8 FEE 31-Dec-99 3.666667 9.500573 0.38594 0.385942 0.385942 0.385942 0 9 FEE 31-Dec-00 3.666667 10.625866 0.34507 94.109977 0.345070 0.345070 0.345070 0.345070 10 FEE 31-Dec-01 3.666667 11.210793 0.32707 0.327066 0.327066 0.327066 0.327066 0.327066 --------------------------------------------------------------- Units 93.782911 116.597037 132.121830 #N/A 99.323734 $ Value 1051.3808 1307.1453 1481.1905 #N/A 1113.4978 Surrender $ Value 991.8808 1264.6453 1455.6905 #N/A 1053.9978 Cumulative No Surrender 5.14% #N/A #N/A #N/A 11.35% W/ Surrender -0.81% #N/A #N/A #N/A 5.40% Annualized No Surrender 5.14% #N/A #N/A #N/A 8.75% W/ Surrender -0.81% #N/A #N/A #N/A 4.19% Templeton Developing Markets SecuritiesRangeass 2T 20 SubAccount Inception 9/19/00 NO. YEARS 1.282 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 12.267956 81.5132 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 20.370406 0.18000 49.090823 0.180000 0 6 FEE 31-Dec-97 3.666667 14.179668 0.25859 0.258586 0.258586 0 7 FEE 31-Dec-98 3.666667 11.037037 0.33221 90.604027 0.332215 0.332215 0 8 FEE 31-Dec-99 3.666667 16.674992 0.21989 0.219890 0.219890 0.219890 0 9 FEE 31-Dec-00 3.666667 11.170643 0.32824 89.520362 0.328241 0.328241 0.328241 0.328241 10 FEE 31-Dec-01 3.666667 10.120331 0.36231 0.362307 0.362307 0.362307 0.362307 0.362307 ------------------------------------------------- Units 89.158055 89.693589 47.589584 #N/A 80.822623 $ Value 902.3090 907.7288 481.6223 #N/A 817.9517 Surrender $ Value 842.8090 865.2288 456.1223 #N/A 758.4517 Cumulative No Surrender -9.77% #N/A #N/A #N/A -18.20% W/ Surrender -15.72% #N/A #N/A #N/A -24.15% Annualized No Surrender -9.77% #N/A #N/A #N/A -14.51% W/ Surrender -15.72% #N/A #N/A #N/A -19.40% Templeton Foreign Securities - Class 2 Range U 21 SubAccount Inception 5/22/00 NO. YEARS 1.611 0.6110 YEAR YEAR YEAR YEAR 1.611 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 22-May-00 Inception Date 5/22/00 13.064355 76.5442 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 5.040394 0.72746 0.727456 0 2 FEE 31-Dec-93 3.666667 7.303113 0.50207 0.502069 0 3 FEE 31-Dec-94 3.666667 7.020868 0.52225 0.522253 0 4 FEE 31-Dec-95 3.666667 7.993993 0.45868 0.458678 0 5 FEE 31-Dec-96 3.666667 9.752613 0.37597 102.536623 0.375968 0 6 FEE 31-Dec-97 3.666667 10.924690 0.33563 0.335631 0.335631 0 7 FEE 31-Dec-98 3.666667 11.745768 0.31217 85.137047 0.312169 0.312169 0 8 FEE 31-Dec-99 3.666667 14.267851 0.25699 0.256988 0.256988 0.256988 0 9 FEE 31-Dec-00 3.666667 13.730860 0.26704 72.828650 0.267038 0.267038 0.267038 0.267038 10 FEE 31-Dec-01 3.666667 11.368660 0.32252 0.322524 0.322524 0.322524 0.322524 0.322524 --------------------------------------------------------------- Units 72.506126 84.290496 101.042272 #N/A 75.954591 $ Value 824.2975 958.2700 1148.7152 #N/A 863.5019 Surrender $ Value 764.7975 915.7700 1123.2152 #N/A 804.0019 Cumulative No Surrender -17.57% #N/A #N/A #N/A -13.65% W/ Surrender -23.52% #N/A #N/A #N/A -19.60% Annualized No Surrender -17.57% #N/A #N/A #N/A -8.71% W/ Surrender -23.52% #N/A #N/A #N/A -12.66% Templeton Global Income Securities - ClRange V 22 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 7.159743 0.51212 139.669818 0 1 FEE 31-Dec-92 3.666667 7.011573 0.52294 0.522945 0 2 FEE 31-Dec-93 3.666667 8.044283 0.45581 0.455810 0 3 FEE 31-Dec-94 3.666667 7.515066 0.48791 0.487909 0 4 FEE 31-Dec-95 3.666667 8.473564 0.43272 0.432718 0 5 FEE 31-Dec-96 3.666667 9.134873 0.40139 109.470597 0.401392 0 6 FEE 31-Dec-97 3.666667 9.204088 0.39837 0.398374 0.398374 0 7 FEE 31-Dec-98 3.666667 9.690773 0.37837 103.190943 0.378367 0.378367 0 8 FEE 31-Dec-99 3.666667 8.969896 0.40877 0.408775 0.408775 0.408775 0 9 FEE 31-Dec-00 3.666667 9.208808 0.39817 108.591687 0.398170 0.398170 0.398170 0 10 FEE 31-Dec-01 3.666667 9.279645 0.39513 0.395130 0.395130 0.395130 0.395130 0 --------------------------------------------------------------- Units 108.196557 101.988868 107.491782 135.390228 #DIV/0! $ Value 1004.0256 946.4205 997.4856 1256.3733 #DIV/0! Surrender $ Value 944.5256 903.9205 971.9856 1256.3733 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! LSA Aggressive Growth Range W 23 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 3.666667 #N/A -- -- -- -- 0 9 FEE 31-Dec-00 3.666667 #N/A -- #N/A -- -- -- 0 10 FEE 31-Dec-01 3.666667 13.556545 0.27047 0.270472 0.270472 0.270472 0.270472 0 --------------------------------------------------------------- Units #N/A #N/A #N/A #N/A #DIV/0! $ Value #N/A #N/A #N/A #N/A #DIV/0! Surrender $ Value #N/A #N/A #N/A #N/A #DIV/0! #N/A #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! LSA Focused Equity Range X 24 SubAccount Inception 6/21/02 NO. YEARS -0.471 0.5288 YEAR YEAR YEAR YEAR -0.471 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 21-Jun-02 Inception Date 6/21/02 10.971967 91.1414 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 3.666667 18.772433 0.19532 0.195322 0.195322 0.195322 0 9 FEE 31-Dec-00 3.666667 16.320642 0.22466 61.272099 0.224664 0.224664 0.224664 0 10 FEE 31-Dec-01 3.666667 13.603396 0.26954 0.269541 0.269541 0.269541 0.269541 0 --------------------------------------------------------------- Units 61.002559 #N/A #N/A #N/A 91.141361 $ Value 829.8420 #N/A #N/A #N/A 1239.8320 Surrender $ Value 770.3420 #N/A #N/A #N/A #N/A #N/A #N/A Cumulative No Surrender #N/A #N/A #N/A #N/A 23.98% W/ Surrender #N/A #N/A #N/A #N/A #N/A Annualized No Surrender #N/A #N/A #N/A #N/A 23.98% W/ Surrender #N/A #N/A #N/A #N/A #N/A LSA Mid Cap Value Range Y 25 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 3.666667 #N/A -- -- -- -- 0 9 FEE 31-Dec-00 3.666667 #N/A -- #N/A -- -- -- 0 10 FEE 31-Dec-01 3.666667 11.337984 0.32340 0.323397 0.323397 0.323397 0.323397 0 --------------------------------------------------------------- Units #N/A #N/A #N/A #N/A #DIV/0! $ Value #N/A #N/A #N/A #N/A #DIV/0! Surrender $ Value #N/A #N/A #N/A #N/A #DIV/0! #N/A #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Aggressive Growth - ServiceRanges Z 26 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 5.096911 0.71939 196.197265 0 1 FEE 31-Dec-92 3.666667 5.790156 0.63326 0.633259 0 2 FEE 31-Dec-93 3.666667 7.255869 0.50534 0.505338 0 3 FEE 31-Dec-94 3.666667 6.599457 0.55560 0.555601 0 4 FEE 31-Dec-95 3.666667 8.608276 0.42595 0.425947 0 5 FEE 31-Dec-96 3.666667 10.185126 0.36000 98.182389 0.360002 0 6 FEE 31-Dec-97 3.666667 11.201029 0.32735 0.327351 0.327351 0 7 FEE 31-Dec-98 3.666667 12.386997 0.29601 80.729817 0.296009 0.296009 0 8 FEE 31-Dec-99 3.666667 22.385164 0.16380 0.163799 0.163799 0.163799 0 9 FEE 31-Dec-00 3.666667 19.564493 0.18741 51.113004 0.187414 0.187414 0.187414 0 10 FEE 31-Dec-01 3.666667 13.243981 0.27686 0.276855 0.276855 0.276855 0.276855 0 --------------------------------------------------------------- Units 50.836148 80.101748 96.930960 192.465690 #DIV/0! $ Value 673.2730 1060.8660 1283.7518 2549.0119 #DIV/0! Surrender $ Value 613.7730 1018.3660 1258.2518 2549.0119 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Global Securities - ServiceRanges AA 27 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 3.913290 0.93698 255.539457 0 1 FEE 31-Dec-92 3.666667 3.577775 1.02485 1.024846 0 2 FEE 31-Dec-93 3.666667 5.997789 0.61134 0.611336 0 3 FEE 31-Dec-94 3.666667 5.565549 0.65881 0.658815 0 4 FEE 31-Dec-95 3.666667 5.600675 0.65468 0.654683 0 5 FEE 31-Dec-96 3.666667 6.492990 0.56471 154.012250 0.564712 0 6 FEE 31-Dec-97 3.666667 7.823677 0.46866 0.468663 0.468663 0 7 FEE 31-Dec-98 3.666667 8.786446 0.41731 113.811659 0.417309 0.417309 0 8 FEE 31-Dec-99 3.666667 13.705812 0.26753 0.267526 0.267526 0.267526 0 9 FEE 31-Dec-00 3.666667 14.178804 0.25860 70.527810 0.258602 0.258602 0.258602 0 10 FEE 31-Dec-01 3.666667 12.272780 0.29876 0.298764 0.298764 0.298764 0.298764 0 --------------------------------------------------------------- Units 70.229046 112.986767 152.301385 250.314200 #DIV/0! $ Value 861.9056 1386.6617 1869.1614 3072.0511 #DIV/0! Surrender $ Value 802.4056 1344.1617 1843.6614 3072.0511 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer High Income - Service ClassRange BB 28 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 6.119832 0.59914 163.403178 0 1 FEE 31-Dec-92 3.666667 7.082265 0.51773 0.517725 0 2 FEE 31-Dec-93 3.666667 8.806372 0.41637 0.416365 0 3 FEE 31-Dec-94 3.666667 8.392313 0.43691 0.436908 0 4 FEE 31-Dec-95 3.666667 9.942841 0.36877 0.368775 0 5 FEE 31-Dec-96 3.666667 11.278007 0.32512 88.668149 0.325117 0 6 FEE 31-Dec-97 3.666667 12.456021 0.29437 0.294369 0.294369 0 7 FEE 31-Dec-98 3.666667 12.296821 0.29818 81.321831 0.298180 0.298180 0 8 FEE 31-Dec-99 3.666667 12.621833 0.29050 0.290502 0.290502 0.290502 0 9 FEE 31-Dec-00 3.666667 10.743293 0.34130 93.081330 0.341298 0.341298 0.341298 0 10 FEE 31-Dec-01 3.666667 10.784235 0.34000 0.340002 0.340002 0.340002 0.340002 0 --------------------------------------------------------------- Units 92.741327 80.350028 87.103797 159.773938 #DIV/0! $ Value 1000.1443 866.5136 939.3478 1723.0397 #DIV/0! Surrender $ Value 940.6443 824.0136 913.8478 1723.0397 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Main Street Growth & IncomeRangervicCCClass29 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 7.060319 0.51933 0.519334 0 5 FEE 31-Dec-96 3.666667 9.207447 0.39823 108.607739 0.398228 0 6 FEE 31-Dec-97 3.666667 12.005613 0.30541 0.305413 0.305413 0 7 FEE 31-Dec-98 3.666667 12.371781 0.29637 80.829106 0.296373 0.296373 0 8 FEE 31-Dec-99 3.666667 14.820093 0.24741 0.247412 0.247412 0.247412 0 9 FEE 31-Dec-00 3.666667 13.310571 0.27547 75.128257 0.275470 0.275470 0.275470 0 10 FEE 31-Dec-01 3.666667 11.770113 0.31152 0.311523 0.311523 0.311523 0.311523 0 --------------------------------------------------------------- Units 74.816734 79.994701 107.171547 #N/A #DIV/0! $ Value 880.6014 941.5467 1261.4212 #N/A #DIV/0! Surrender $ Value 821.1014 899.0467 1235.9212 #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Main Street Small Cap - SerRangeClasDD 30 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 10.097079 0.36314 99.038544 0.363141 0.363141 0 8 FEE 31-Dec-99 3.666667 14.565313 0.25174 0.251740 0.251740 0.251740 0 9 FEE 31-Dec-00 3.666667 11.707107 0.31320 85.418199 0.313200 0.313200 0.313200 0 10 FEE 31-Dec-01 3.666667 11.487579 0.31919 0.319185 0.319185 0.319185 0.319185 0 --------------------------------------------------------------- Units 85.099014 98.154419 #N/A #N/A #DIV/0! $ Value 977.5816 1127.5566 #N/A #N/A #DIV/0! Surrender $ Value 918.0816 1085.0566 #N/A #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Multiple Strategies - ServiRangeass EE 31 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 5.121992 0.71587 195.236541 0 1 FEE 31-Dec-92 3.666667 5.493744 0.66743 0.667426 0 2 FEE 31-Dec-93 3.666667 6.269480 0.58484 0.584844 0 3 FEE 31-Dec-94 3.666667 6.050726 0.60599 0.605988 0 4 FEE 31-Dec-95 3.666667 7.227641 0.50731 0.507312 0 5 FEE 31-Dec-96 3.666667 8.215295 0.44632 121.724174 0.446322 0 6 FEE 31-Dec-97 3.666667 9.478287 0.38685 0.386849 0.386849 0 7 FEE 31-Dec-98 3.666667 9.949542 0.36853 100.507139 0.368526 0.368526 0 8 FEE 31-Dec-99 3.666667 10.947969 0.33492 0.334918 0.334918 0.334918 0 9 FEE 31-Dec-00 3.666667 11.469967 0.31968 87.184209 0.319675 0.319675 0.319675 0 10 FEE 31-Dec-01 3.666667 11.538380 0.31778 0.317780 0.317780 0.317780 0.317780 0 --------------------------------------------------------------- Units 86.866429 99.534766 119.996426 190.696901 #DIV/0! $ Value 1002.2979 1148.4700 1384.5644 2200.3333 #DIV/0! Surrender $ Value 942.7979 1105.9700 1359.0644 2200.3333 #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Oppenheimer Strategic Bond - Service ClRange FF 32 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 7.383877 0.49658 0.496577 0 3 FEE 31-Dec-94 3.666667 6.993230 0.52432 0.524317 0 4 FEE 31-Dec-95 3.666667 7.938326 0.46189 0.461894 0 5 FEE 31-Dec-96 3.666667 8.754419 0.41884 114.228026 0.418836 0 6 FEE 31-Dec-97 3.666667 9.366451 0.39147 0.391468 0.391468 0 7 FEE 31-Dec-98 3.666667 9.485705 0.38655 105.421790 0.386547 0.386547 0 8 FEE 31-Dec-99 3.666667 9.599918 0.38195 0.381948 0.381948 0.381948 0 9 FEE 31-Dec-00 3.666667 9.698157 0.37808 103.112375 0.378079 0.378079 0.378079 0 10 FEE 31-Dec-01 3.666667 10.000785 0.36664 0.366638 0.366638 0.366638 0.366638 0 --------------------------------------------------------------- Units 102.745737 104.295126 112.323347 #N/A #DIV/0! $ Value 1027.5380 1043.0331 1123.3216 #N/A #DIV/0! Surrender $ Value 968.0380 1000.5331 1097.8216 #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Van Kampen LIT Emerging Growth - Class Range GG 33 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 6.201962 0.59121 0.591211 0 5 FEE 31-Dec-96 3.666667 7.112806 0.51550 140.591491 0.515502 0 6 FEE 31-Dec-97 3.666667 8.422062 0.43536 0.435364 0.435364 0 7 FEE 31-Dec-98 3.666667 11.391297 0.32188 87.786316 0.321883 0.321883 0 8 FEE 31-Dec-99 3.666667 22.892120 0.16017 0.160172 0.160172 0.160172 0 9 FEE 31-Dec-00 3.666667 20.222415 0.18132 49.450078 0.181317 0.181317 0.181317 0 10 FEE 31-Dec-01 3.666667 13.622271 0.26917 0.269167 0.269167 0.269167 0.269167 0 --------------------------------------------------------------- Units 49.180911 87.175661 139.223588 #N/A #DIV/0! $ Value 669.9557 1187.5305 1896.5414 #N/A #DIV/0! Surrender $ Value 610.4557 1145.0305 1871.0414 #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Van Kampen LIT Growth and Income - ClasRange HH 34 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 6.801196 0.53912 147.032963 0.539121 0 6 FEE 31-Dec-97 3.666667 8.170932 0.44875 0.448745 0.448745 0 7 FEE 31-Dec-98 3.666667 9.612699 0.38144 104.029056 0.381440 0.381440 0 8 FEE 31-Dec-99 3.666667 10.682033 0.34326 0.343256 0.343256 0.343256 0 9 FEE 31-Dec-00 3.666667 12.534270 0.29253 79.781272 0.292531 0.292531 0.292531 0 10 FEE 31-Dec-01 3.666667 11.527497 0.31808 0.318080 0.318080 0.318080 0.318080 0 --------------------------------------------------------------- Units 79.463192 103.075189 145.248911 #N/A #DIV/0! $ Value 916.0117 1188.1989 1674.3564 #N/A #DIV/0! Surrender $ Value 856.5117 1145.6989 1648.8564 #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Van Kampen UIF Active International AllRangeon -IIlass 35 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 3.666667 16.639552 0.22036 0.220358 0.220358 0.220358 0 9 FEE 31-Dec-00 3.666667 14.099160 0.26006 70.926211 0.260063 0.260063 0.260063 0 10 FEE 31-Dec-01 3.666667 11.104632 0.33019 0.330193 0.330193 0.330193 0.330193 0 --------------------------------------------------------------- Units 70.596019 #N/A #N/A #N/A #DIV/0! $ Value 783.9428 #N/A #N/A #N/A #DIV/0! Surrender $ Value 724.4428 #N/A #N/A #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Van Kampen UIF Emerging Markets Debt - Range II JJ 36 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 9.627610 0.38085 0.380849 0.380849 0 7 FEE 31-Dec-98 3.666667 6.779840 0.54082 147.496106 0.540819 0.540819 0 8 FEE 31-Dec-99 3.666667 8.624610 0.42514 0.425140 0.425140 0.425140 0 9 FEE 31-Dec-00 3.666667 9.445695 0.38818 105.868335 0.388184 0.388184 0.388184 0 10 FEE 31-Dec-01 3.666667 10.225434 0.35858 0.358583 0.358583 0.358583 0.358583 0 --------------------------------------------------------------- Units 105.509752 146.324199 #N/A #N/A #DIV/0! $ Value 1078.8830 1496.2284 #N/A #N/A #DIV/0! Surrender $ Value 1019.3830 1453.7284 #N/A #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Van Kampen UIF U.S. Real Estate - ClassRange KK 37 SubAccount Inception TBD NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 8.531658 0.42977 0.429772 0.429772 0 7 FEE 31-Dec-98 3.666667 7.477567 0.49036 133.733339 0.490356 0.490356 0 8 FEE 31-Dec-99 3.666667 7.244043 0.50616 0.506163 0.506163 0.506163 0 9 FEE 31-Dec-00 3.666667 9.208200 0.39820 108.598858 0.398196 0.398196 0.398196 0 10 FEE 31-Dec-01 3.666667 9.944124 0.36873 0.368727 0.368727 0.368727 0.368727 0 --------------------------------------------------------------- Units 108.230131 132.460253 #N/A #N/A #DIV/0! $ Value 1076.2538 1317.2012 #N/A #N/A #DIV/0! Surrender $ Value 1016.7538 1274.7012 #N/A #N/A #DIV/0! #VALUE! #DIV/0! Cumulative No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Annualized No Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! W/ Surrender #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Advisor $ 1,000.00 Date 12/31/01 End 12/31/01 Putnam II - NY Advisor MAV w/RIG The George Putnam Fund of Boston - ClasRange A 1 SubAccount Inception 12/10/99 4/30/98 Portfolio Inception NO. YEARS 2.06 3.67 SubAccount 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 ------------- Inception Date 12/10/99 10.355781 96.5644 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 3.000000 10.532303 0.28484 94.945996 0.284838 0.284838 0 8 EEDB Charge 31-Dec-99 3.000000 10.339005 0.29016 0.290163 0.290163 0.290163 0.290163 9 EEDB Charge 31-Dec-00 3.000000 11.172534 0.26852 89.505210 0.268516 0.268516 0.268516 0.268516 10 EEDB Charge 31-Dec-01 3.000000 11.061997 0.27120 0.271199 0.271199 0.271199 0.271199 0.271199 -------------- --------------------------------------------------------------- Units 89.234011 94.116118 #N/A #N/A 95.734544 $ Value 987.1064 1041.1122 #N/A #N/A 1059.0152 Cumulative SubAccount -1.29% #N/A #N/A #N/A 5.90% Portfolio -1.29% 4.11% #N/A #N/A Annualized SubAccount -1.29% #N/A #N/A #N/A 2.82% Portfolio -1.29% 1.35% #N/A #N/A Global Asset Allocation - Class IB Range B 2 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.06 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 13.136225 76.1254 0 EEDB Charge 31-Dec-91 3.000000 5.703521 0.52599 175.330292 0 1 EEDB Charge 31-Dec-92 3.000000 5.966534 0.50280 0.502804 0 2 EEDB Charge 31-Dec-93 3.000000 6.898834 0.43486 0.434856 0 3 EEDB Charge 31-Dec-94 3.000000 6.620457 0.45314 0.453141 0 4 EEDB Charge 31-Dec-95 3.000000 8.126152 0.36918 0.369178 0 5 EEDB Charge 31-Dec-96 3.000000 9.247374 0.32442 108.138808 0.324416 0 6 EEDB Charge 31-Dec-97 3.000000 10.891820 0.27544 0.275436 0.275436 0 7 EEDB Charge 31-Dec-98 3.000000 12.182453 0.24626 82.085275 0.246256 0.246256 0 8 EEDB Charge 31-Dec-99 3.000000 13.421326 0.22352 0.223525 0.223525 0.223525 0.223525 9 EEDB Charge 31-Dec-00 3.000000 12.586894 0.23834 79.447718 0.238343 0.238343 0.238343 0.238343 10 EEDB Charge 31-Dec-01 3.000000 11.349791 0.26432 0.264322 0.264322 0.264322 0.264322 0.264322 --------------------------------------------------------------- Units 79.183396 81.359085 106.890926 171.998013 75.399181 $ Value 898.7150 923.4086 1213.1897 1952.1415 855.7649 Cumulative SubAccount -10.13% #N/A #N/A #N/A -14.42% Portfolio -10.13% -7.66% 21.32% 95.21% Annualized SubAccount -10.13% #N/A #N/A #N/A -7.28% Portfolio -10.13% -2.62% 3.94% 6.92% Growth and Income - Class IB Range CC 3 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.06 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 12.346363 80.9955 0 EEDB Charge 31-Dec-91 3.000000 4.590057 0.65359 217.862218 0 1 EEDB Charge 31-Dec-92 3.000000 4.958251 0.60505 0.605052 0 2 EEDB Charge 31-Dec-93 3.000000 5.576204 0.53800 0.538000 0 3 EEDB Charge 31-Dec-94 3.000000 5.507385 0.54472 0.544723 0 4 EEDB Charge 31-Dec-95 3.000000 7.410606 0.40483 0.404825 0 5 EEDB Charge 31-Dec-96 3.000000 8.892398 0.33737 112.455605 0.337367 0 6 EEDB Charge 31-Dec-97 3.000000 10.865739 0.27610 0.276097 0.276097 0 7 EEDB Charge 31-Dec-98 3.000000 12.348379 0.24295 80.982289 0.242947 0.242947 0 8 EEDB Charge 31-Dec-99 3.000000 12.349956 0.24292 0.242916 0.242916 0.242916 0.242916 9 EEDB Charge 31-Dec-00 3.000000 13.139073 0.22833 76.108870 0.228327 0.228327 0.228327 0.228327 10 EEDB Charge 31-Dec-01 3.000000 12.122296 0.24748 0.247478 0.247478 0.247478 0.247478 0.247478 --------------------------------------------------------------- Units 75.861392 80.263569 111.217841 214.194486 80.276792 $ Value 919.6143 972.9787 1348.2156 2596.5290 973.1390 Cumulative SubAccount -8.04% #N/A #N/A #N/A -2.69% Portfolio -8.04% -2.70% 34.82% 159.65% Annualized SubAccount -8.04% #N/A #N/A #N/A -1.31% Portfolio -8.04% -0.91% 6.16% 10.01% Health Sciences - Class IB Range D 4 SubAccount Inception 12/10/99 4/30/98 Portfolio Inception NO. YEARS 2.06 3.67 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 10.698116 93.4744 0 EEDB Charge 31-Dec-91 3.000000 #N/A #N/A #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A #N/A #N/A 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A #N/A #N/A 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A #N/A #N/A 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A #N/A #N/A 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A #N/A #N/A #N/A 0 6 EEDB Charge 31-Dec-97 3.000000 #N/A #N/A #N/A #N/A 0 7 EEDB Charge 31-Dec-98 3.000000 12.033401 0.24931 83.102026 0.249306 0.249306 0 8 EEDB Charge 31-Dec-99 3.000000 11.388440 0.26343 0.263425 0.263425 0.263425 0.263425 9 EEDB Charge 31-Dec-00 3.000000 15.603855 0.19226 64.086727 0.192260 0.192260 0.192260 0.192260 10 EEDB Charge 31-Dec-01 3.000000 12.341474 0.24308 0.243083 0.243083 0.243083 0.243083 0.243083 --------------------------------------------------------------- Units 63.843644 82.403258 #N/A #N/A 92.775634 $ Value 787.9247 1016.9777 #N/A #N/A 1144.9881 Cumulative SubAccount -21.21% #N/A #N/A #N/A 14.50% Portfolio -21.21% 1.70% #N/A #N/A Annualized SubAccount -21.21% #N/A #N/A #N/A 6.79% Portfolio -21.21% 0.56% #N/A #N/A High Yield - Class IB Range E 5 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.060 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 10-Dec-99 11.557573 86.5234 0 EEDB Charge 31-Dec-91 3.000000 6.133327 0.48913 163.043647 0 1 EEDB Charge 31-Dec-92 3.000000 7.182386 0.41769 0.417688 0 2 EEDB Charge 31-Dec-93 3.000000 8.452410 0.35493 0.354928 0 3 EEDB Charge 31-Dec-94 3.000000 8.241167 0.36403 0.364026 0 4 EEDB Charge 31-Dec-95 3.000000 9.597192 0.31259 0.312591 0 5 EEDB Charge 31-Dec-96 3.000000 10.655673 0.28154 93.846724 0.281540 0 6 EEDB Charge 31-Dec-97 3.000000 11.991686 0.25017 0.250173 0.250173 0 7 EEDB Charge 31-Dec-98 3.000000 11.122399 0.26973 89.908661 0.269726 0.269726 0 8 EEDB Charge 31-Dec-99 3.000000 11.600356 0.25861 0.258613 0.258613 0.258613 0.258613 9 EEDB Charge 31-Dec-00 3.000000 10.462334 0.28674 95.580967 0.286743 0.286743 0.286743 0.286743 10 EEDB Charge 31-Dec-01 3.000000 10.688306 0.28068 0.280681 0.280681 0.280681 0.280681 0.280681 --------------------------------------------------------------- Units 95.300286 89.082625 92.500788 159.966936 85.697319 $ Value 1018.5986 952.1424 988.6767 1709.7756 915.9592 Cumulative SubAccount 1.86% #N/A #N/A #N/A -8.40% Portfolio 1.86% -4.79% -1.13% 70.98% Annualized SubAccount 1.86% #N/A #N/A #N/A -4.17% Portfolio 1.86% -1.62% -0.23% 5.51% Income - Class IB Range F 6 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.060 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 8.792277 113.7362 0 EEDB Charge 31-Dec-91 3.000000 5.975173 0.50208 167.359171 0 1 EEDB Charge 31-Dec-92 3.000000 6.321491 0.47457 0.474572 0 2 EEDB Charge 31-Dec-93 3.000000 6.923499 0.43331 0.433307 0 3 EEDB Charge 31-Dec-94 3.000000 6.590152 0.45522 0.455225 0 4 EEDB Charge 31-Dec-95 3.000000 7.812253 0.38401 0.384012 0 5 EEDB Charge 31-Dec-96 3.000000 7.874744 0.38096 126.988255 0.380965 0 6 EEDB Charge 31-Dec-97 3.000000 8.420104 0.35629 0.356290 0.356290 0 7 EEDB Charge 31-Dec-98 3.000000 8.980094 0.33407 111.357409 0.334072 0.334072 0 8 EEDB Charge 31-Dec-99 3.000000 8.660381 0.34641 0.346405 0.346405 0.346405 0.346405 9 EEDB Charge 31-Dec-00 3.000000 9.202407 0.32600 108.667222 0.326002 0.326002 0.326002 0.326002 10 EEDB Charge 31-Dec-01 3.000000 9.731975 0.30826 0.308262 0.308262 0.308262 0.308262 0.308262 --------------------------------------------------------------- Units 108.358959 110.376740 125.317224 163.560060 112.755511 $ Value 1054.5467 1074.1837 1219.5841 1591.7624 1097.3338 Cumulative SubAccount 5.45% #N/A #N/A #N/A 9.73% Portfolio 5.45% 7.42% 21.96% 59.18% Annualized SubAccount 5.45% #N/A #N/A #N/A 4.61% Portfolio 5.45% 2.41% 4.05% 4.76% International Growth - Class IB Range G 7 SubAccount Inception 12/10/99 1/2/97 Portfolio Inception NO. YEARS 2.060 5.00 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.438931 64.7713 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 9.125084 0.32876 0.328764 0.328764 0 7 EEDB Charge 31-Dec-98 3.000000 10.656413 0.28152 93.840207 0.281521 0.281521 0 8 EEDB Charge 31-Dec-99 3.000000 16.810223 0.17846 0.178463 0.178463 0.178463 0.178463 9 EEDB Charge 31-Dec-00 3.000000 14.985894 0.20019 66.729419 0.200188 0.200188 0.200188 0.200188 10 EEDB Charge 31-Dec-01 3.000000 11.725728 0.25585 0.255848 0.255848 0.255848 0.255848 0.255848 --------------------------------------------------------------- Units 66.473571 93.205708 #N/A #N/A 64.136825 $ Value 779.4510 1092.9048 #N/A #N/A 752.0510 Cumulative SubAccount -22.05% #N/A #N/A #N/A -24.79% Portfolio -22.05% 9.29% #N/A #N/A Annualized SubAccount -22.05% #N/A #N/A #N/A -12.92% Portfolio -22.05% 3.01% #N/A #N/A Investors - Class IB Range H 8 SubAccount Inception 12/10/99 4/30/98 Portfolio Inception NO. YEARS 2.060 3.67 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 20.315862 49.2226 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 3.000000 16.976239 0.17672 58.905862 0.176718 0.176718 0 8 EEDB Charge 31-Dec-99 3.000000 21.751097 0.13792 0.137924 0.137924 0.137924 0.137924 9 EEDB Charge 31-Dec-00 3.000000 17.445231 0.17197 57.322256 0.171967 0.171967 0.171967 0.171967 10 EEDB Charge 31-Dec-01 3.000000 12.933949 0.23195 0.231948 0.231948 0.231948 0.231948 0.231948 --------------------------------------------------------------- Units 57.090308 58.364024 #N/A #N/A 48.680784 $ Value 738.4031 754.8773 #N/A #N/A 629.6348 Cumulative SubAccount -26.16% #N/A #N/A #N/A -37.04% Portfolio -26.16% -24.51% #N/A #N/A Annualized SubAccount -26.16% #N/A #N/A #N/A -20.11% Portfolio -26.16% -8.95% #N/A #N/A Money Market - Class IB Range I 9 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.060 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 9.363430 106.7985 0 EEDB Charge 31-Dec-91 3.000000 7.489509 0.40056 133.520101 0 1 EEDB Charge 31-Dec-92 3.000000 7.634610 0.39295 0.392947 0 2 EEDB Charge 31-Dec-93 3.000000 7.723869 0.38841 0.388406 0 3 EEDB Charge 31-Dec-94 3.000000 7.892808 0.38009 0.380093 0 4 EEDB Charge 31-Dec-95 3.000000 8.192567 0.36619 0.366186 0 5 EEDB Charge 31-Dec-96 3.000000 8.473290 0.35405 118.017913 0.354054 0 6 EEDB Charge 31-Dec-97 3.000000 8.775006 0.34188 0.341880 0.341880 0 7 EEDB Charge 31-Dec-98 3.000000 9.092450 0.32994 109.981358 0.329944 0.329944 0 8 EEDB Charge 31-Dec-99 3.000000 9.383548 0.31971 0.319708 0.319708 0.319708 0.319708 9 EEDB Charge 31-Dec-00 3.000000 9.783359 0.30664 102.214383 0.306643 0.306643 0.306643 0.306643 10 EEDB Charge 31-Dec-01 3.000000 10.011052 0.29967 0.299669 0.299669 0.299669 0.299669 0.299669 --------------------------------------------------------------- Units 101.914714 109.055338 116.420068 130.040571 105.872450 $ Value 1020.2735 1091.7587 1165.4874 1301.8429 1059.8946 Cumulative SubAccount 2.03% #N/A #N/A #N/A 5.99% Portfolio 2.03% 9.18% 16.55% 30.18% Annualized SubAccount 2.03% #N/A #N/A #N/A 2.86% Portfolio 2.03% 2.97% 3.11% 2.67% New Opportunities - Class IB Range J 10 SubAccount Inception 12/10/99 5/2/94 Portfolio Inception NO. YEARS 2.060 7.67 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 25.055097 39.9120 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 7.312090 0.41028 0.410279 0 4 EEDB Charge 31-Dec-95 3.000000 10.426218 0.28774 0.287736 0 5 EEDB Charge 31-Dec-96 3.000000 11.305501 0.26536 88.452515 0.265358 0 6 EEDB Charge 31-Dec-97 3.000000 13.718368 0.21868 0.218685 0.218685 0 7 EEDB Charge 31-Dec-98 3.000000 16.798037 0.17859 59.530765 0.178592 0.178592 0 8 EEDB Charge 31-Dec-99 3.000000 27.999441 0.10714 0.107145 0.107145 0.107145 0.107145 9 EEDB Charge 31-Dec-00 3.000000 20.368547 0.14729 49.095304 0.147286 0.147286 0.147286 0.147286 10 EEDB Charge 31-Dec-01 3.000000 14.024703 0.21391 0.213908 0.213908 0.213908 0.213908 0.213908 --------------------------------------------------------------- Units 48.881395 59.062426 87.586899 #N/A 39.443699 $ Value 685.5471 828.3330 1228.3802 #N/A 553.1862 Cumulative SubAccount -31.45% #N/A #N/A #N/A -44.68% Portfolio -31.45% -17.17% 22.84% #N/A Annualized SubAccount -31.45% #N/A #N/A #N/A -24.98% Portfolio -31.45% -6.08% 4.20% #N/A New Value - Class IB Range K 11 SubAccount Inception 12/10/99 1/2/97 Portfolio Inception NO. YEARS 2.060 5.00 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 9.752574 102.5370 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 9.532110 0.31473 0.314726 0.314726 0 7 EEDB Charge 31-Dec-98 3.000000 9.969605 0.30091 100.304877 0.300915 0.300915 0 8 EEDB Charge 31-Dec-99 3.000000 9.852566 0.30449 0.304489 0.304489 0.304489 0.304489 9 EEDB Charge 31-Dec-00 3.000000 11.885643 0.25241 84.135120 0.252405 0.252405 0.252405 0.252405 10 EEDB Charge 31-Dec-01 3.000000 12.103436 0.24786 0.247863 0.247863 0.247863 0.247863 0.247863 --------------------------------------------------------------- Units 83.887256 99.500119 #N/A #N/A 101.732275 $ Value 1015.3240 1204.2933 #N/A #N/A 1231.3101 Cumulative SubAccount 1.53% #N/A #N/A #N/A 23.13% Portfolio 1.53% 20.43% #N/A #N/A Annualized SubAccount 1.53% #N/A #N/A #N/A 10.63% Portfolio 1.53% 6.39% #N/A #N/A Research - Class IB Range L 12 SubAccount Inception 12/10/99 9/29/98 Portfolio Inception NO. YEARS 2.060 3.26 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.809540 63.2529 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 3.000000 13.370419 0.22438 74.791972 0.224376 0.224376 0 8 EEDB Charge 31-Dec-99 3.000000 16.829125 0.17826 0.178262 0.178262 0.178262 0.178262 9 EEDB Charge 31-Dec-00 3.000000 16.260942 0.18449 61.497052 0.184491 0.184491 0.184491 0.184491 10 EEDB Charge 31-Dec-01 3.000000 13.008396 0.23062 0.230620 0.230620 0.230620 0.230620 0.230620 --------------------------------------------------------------- Units 61.266432 74.198598 #N/A #N/A 62.659573 $ Value 796.9780 965.2047 #N/A #N/A 815.1005 Cumulative SubAccount -20.30% #N/A #N/A #N/A -18.49% Portfolio -20.30% -3.48% #N/A #N/A Annualized SubAccount -20.30% #N/A #N/A #N/A -9.45% Portfolio -20.30% -1.17% #N/A #N/A Utilities Growth and Income - Class IB Range M 13 SubAccount Inception 12/10/99 5/1/92 Portfolio Inception NO. YEARS 2.060 9.67 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 15.229679 65.6613 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 7.274652 0.41239 0.412391 0 2 EEDB Charge 31-Dec-93 3.000000 8.121880 0.36937 0.369373 0 3 EEDB Charge 31-Dec-94 3.000000 7.432583 0.40363 0.403628 0 4 EEDB Charge 31-Dec-95 3.000000 9.588940 0.31286 0.312860 0 5 EEDB Charge 31-Dec-96 3.000000 10.928730 0.27451 91.501940 0.274506 0 6 EEDB Charge 31-Dec-97 3.000000 13.671147 0.21944 0.219440 0.219440 0 7 EEDB Charge 31-Dec-98 3.000000 15.478174 0.19382 64.607104 0.193821 0.193821 0 8 EEDB Charge 31-Dec-99 3.000000 15.136653 0.19819 0.198194 0.198194 0.198194 0.198194 9 EEDB Charge 31-Dec-00 3.000000 17.534629 0.17109 57.030006 0.171090 0.171090 0.171090 0.171090 10 EEDB Charge 31-Dec-01 3.000000 13.424846 0.22347 0.223466 0.223466 0.223466 0.223466 0.223466 --------------------------------------------------------------- Units 56.806540 64.014353 90.495928 #N/A 65.068515 $ Value 762.6191 859.3828 1214.8939 #N/A 873.5348 Cumulative SubAccount -23.74% #N/A #N/A #N/A -12.65% Portfolio -23.74% -14.06% 21.49% #N/A Annualized SubAccount -23.74% #N/A #N/A #N/A -6.35% Portfolio -23.74% -4.93% 3.97% #N/A Vista - Class IB Range N 14 SubAccount Inception 12/10/99 1/2/97 Portfolio Inception NO. YEARS 2.060 5.00 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 19.755544 50.6187 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 12.564460 0.23877 0.238769 0.238769 0 7 EEDB Charge 31-Dec-98 3.000000 14.800333 0.20270 67.566047 0.202698 0.202698 0 8 EEDB Charge 31-Dec-99 3.000000 22.260794 0.13477 0.134766 0.134766 0.134766 0.134766 9 EEDB Charge 31-Dec-00 3.000000 21.047302 0.14254 47.512028 0.142536 0.142536 0.142536 0.142536 10 EEDB Charge 31-Dec-01 3.000000 13.794330 0.21748 0.217481 0.217481 0.217481 0.217481 0.217481 --------------------------------------------------------------- Units 47.294547 67.071265 #N/A #N/A 50.123919 $ Value 652.3966 925.2032 #N/A #N/A 691.4259 Cumulative SubAccount -34.76% #N/A #N/A #N/A -30.86% Portfolio -34.76% -7.48% #N/A #N/A Annualized SubAccount -34.76% #N/A #N/A #N/A -16.40% Portfolio -34.76% -2.56% #N/A #N/A Voyager - Class IB Range O 15 SubAccount Inception 12/10/99 2/1/88 Portfolio Inception NO. YEARS 2.060 13.92 0.0603 YEAR YEAR YEAR YEAR 2.060 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 10-Dec-99 Inception Date 12/10/99 18.581999 53.8155 0 EEDB Charge 31-Dec-91 3.000000 4.484596 0.66896 222.985526 0 1 EEDB Charge 31-Dec-92 3.000000 4.871119 0.61587 0.615875 0 2 EEDB Charge 31-Dec-93 3.000000 5.690852 0.52716 0.527162 0 3 EEDB Charge 31-Dec-94 3.000000 5.659233 0.53011 0.530107 0 4 EEDB Charge 31-Dec-95 3.000000 7.835446 0.38288 0.382875 0 5 EEDB Charge 31-Dec-96 3.000000 8.711993 0.34435 114.784298 0.344353 0 6 EEDB Charge 31-Dec-97 3.000000 10.848198 0.27654 0.276544 0.276544 0 7 EEDB Charge 31-Dec-98 3.000000 13.280109 0.22590 75.300587 0.225902 0.225902 0 8 EEDB Charge 31-Dec-99 3.000000 20.684950 0.14503 0.145033 0.145033 0.145033 0.145033 9 EEDB Charge 31-Dec-00 3.000000 17.018491 0.17628 58.759616 0.176279 0.176279 0.176279 0.176279 10 EEDB Charge 31-Dec-01 3.000000 13.014715 0.23051 0.230508 0.230508 0.230508 0.230508 0.230508 --------------------------------------------------------------- Units 58.529108 74.748767 113.730032 219.530889 53.263703 $ Value 761.7397 972.8339 1480.1640 2857.1319 693.2119 Cumulative SubAccount -23.83% #N/A #N/A #N/A -30.68% Portfolio -23.83% -2.72% 48.02% 185.71% Annualized SubAccount -23.83% #N/A #N/A #N/A -16.29% Portfolio -23.83% -0.91% 8.16% 11.07% Franklin Growth and Income Securities -Ranges 2 P 16 SubAccount Inception TBD 1/24/89 Portfolio Inception NO. YEARS #VALUE! 12.94 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 3.941430 0.76115 253.715022 0 1 EEDB Charge 31-Dec-92 3.000000 4.263114 0.70371 0.703711 0 2 EEDB Charge 31-Dec-93 3.000000 4.624143 0.64877 0.648769 0 3 EEDB Charge 31-Dec-94 3.000000 4.703526 0.63782 0.637819 0 4 EEDB Charge 31-Dec-95 3.000000 6.143089 0.48835 0.488354 0 5 EEDB Charge 31-Dec-96 3.000000 6.897541 0.43494 144.979203 0.434938 0 6 EEDB Charge 31-Dec-97 3.000000 8.664847 0.34623 0.346227 0.346227 0 7 EEDB Charge 31-Dec-98 3.000000 9.229488 0.32505 108.348372 0.325045 0.325045 0 8 EEDB Charge 31-Dec-99 3.000000 9.458350 0.31718 0.317180 0.317180 0.317180 0 9 EEDB Charge 31-Dec-00 3.000000 11.044655 0.27162 90.541533 0.271625 0.271625 0.271625 0 10 EEDB Charge 31-Dec-01 3.000000 11.408535 0.26296 0.262961 0.262961 0.262961 0.262961 0 --------------------------------------------------------------- Units 90.278572 107.496606 143.456166 249.278394 #DIV/0! $ Value 1029.9463 1226.3788 1636.6247 2843.9013 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 2.99% 22.64% 63.66% 184.39% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 2.99% 7.04% 10.35% 11.02% Franklin Small Cap - Class 2 Range Q 17 SubAccount Inception 9/19/00 10/31/95 Portfolio Inception NO. YEARS 1.282 6.17 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 21.252321 47.0537 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 7.264100 0.41299 0.412990 0 5 EEDB Charge 31-Dec-96 3.000000 9.219012 0.32541 108.471493 0.325414 0 6 EEDB Charge 31-Dec-97 3.000000 10.644064 0.28185 0.281847 0.281847 0 7 EEDB Charge 31-Dec-98 3.000000 10.363106 0.28949 96.496166 0.289488 0.289488 0 8 EEDB Charge 31-Dec-99 3.000000 20.057279 0.14957 0.149572 0.149572 0.149572 0 9 EEDB Charge 31-Dec-00 3.000000 16.848082 0.17806 59.353937 0.178062 0.178062 0.178062 0.178062 10 EEDB Charge 31-Dec-01 3.000000 14.073478 0.21317 0.213167 0.213167 0.213167 0.213167 0.213167 --------------------------------------------------------------- Units 59.140770 95.955366 107.359357 #N/A 46.662455 $ Value 832.3163 1350.4257 1510.9196 #N/A 656.7030 Cumulative SubAccount -16.77% #N/A #N/A #N/A -34.33% Portfolio -16.77% 35.04% 51.09% #N/A Annualized SubAccount -16.77% #N/A #N/A #N/A -27.96% Portfolio -16.77% 10.53% 8.60% #N/A Franklin Small Cap Value Securities - CRange2 RR 18 SubAccount Inception TBD 4/30/98 Portfolio Inception NO. YEARS #VALUE! #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 3.000000 8.469844 0.35420 118.065929 0.354198 0.354198 0 8 EEDB Charge 31-Dec-99 3.000000 8.464755 0.35441 0.354411 0.354411 0.354411 0 9 EEDB Charge 31-Dec-00 3.000000 10.431157 0.28760 95.866643 0.287600 0.287600 0.287600 0 10 EEDB Charge 31-Dec-01 3.000000 11.700100 0.25641 0.256408 0.256408 0.256408 0.256408 0 --------------------------------------------------------------- Units 95.610235 117.167510 #N/A #N/A #DIV/0! $ Value 1118.6493 1370.8716 #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 11.86% 37.09% #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 11.86% 11.09% #N/A #N/A Mutual Shares Securities - Class II Range S 19 SubAccount Inception 9/19/00 11/8/96 Portfolio Inception NO. YEARS 1.282 5.15 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 10.000413 99.9959 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 7.460690 0.40211 134.035860 0.402108 0 6 EEDB Charge 31-Dec-97 3.000000 8.636580 0.34736 0.347360 0.347360 0 7 EEDB Charge 31-Dec-98 3.000000 8.499418 0.35297 117.655115 0.352965 0.352965 0 8 EEDB Charge 31-Dec-99 3.000000 9.500573 0.31577 0.315770 0.315770 0.315770 0 9 EEDB Charge 31-Dec-00 3.000000 10.625866 0.28233 94.109977 0.282330 0.282330 0.282330 0.282330 10 EEDB Charge 31-Dec-01 3.000000 11.210793 0.26760 0.267599 0.267599 0.267599 0.267599 0.267599 --------------------------------------------------------------- Units 93.842377 116.789415 132.469835 #N/A 99.445941 $ Value 1052.0475 1309.3020 1485.0919 #N/A 1114.8679 Cumulative SubAccount 5.20% #N/A #N/A #N/A 11.49% Portfolio 5.20% 30.93% 48.51% #N/A Annualized SubAccount 5.20% #N/A #N/A #N/A 8.85% Portfolio 5.20% 9.40% 8.23% #N/A Templeton Developing Markets SecuritiesRangeass 2T 20 SubAccount Inception 9/19/00 3/4/96 Portfolio Inception NO. YEARS 1.282 5.83 0.2822 YEAR YEAR YEAR YEAR 1.282 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 19-Sep-00 Inception Date 9/19/00 12.267956 81.5132 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 20.370406 0.14727 49.090823 0.147272 0 6 EEDB Charge 31-Dec-97 3.000000 14.179668 0.21157 0.211571 0.211571 0 7 EEDB Charge 31-Dec-98 3.000000 11.037037 0.27181 90.604027 0.271812 0.271812 0 8 EEDB Charge 31-Dec-99 3.000000 16.674992 0.17991 0.179910 0.179910 0.179910 0 9 EEDB Charge 31-Dec-00 3.000000 11.170643 0.26856 89.520362 0.268561 0.268561 0.268561 0.268561 10 EEDB Charge 31-Dec-01 3.000000 10.120331 0.29643 0.296433 0.296433 0.296433 0.296433 0.296433 ------------------------------------------------- Units 89.223929 89.859123 47.862536 #N/A 80.948177 $ Value 902.9757 909.4041 484.3847 #N/A 819.2223 Cumulative SubAccount -9.70% #N/A #N/A #N/A -18.08% Portfolio -9.70% -9.06% -51.56% #N/A Annualized SubAccount -9.70% #N/A #N/A #N/A -14.40% Portfolio -9.70% -3.12% -13.50% #N/A Templeton Foreign Securities - Class 2 Range U 21 SubAccount Inception 5/22/00 5/1/92 Portfolio Inception NO. YEARS 1.611 9.67 0.6110 YEAR YEAR YEAR YEAR 1.611 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 22-May-00 Inception Date 5/22/00 13.064355 76.5442 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 5.040394 0.59519 0.595192 0 2 EEDB Charge 31-Dec-93 3.000000 7.303113 0.41078 0.410784 0 3 EEDB Charge 31-Dec-94 3.000000 7.020868 0.42730 0.427298 0 4 EEDB Charge 31-Dec-95 3.000000 7.993993 0.37528 0.375282 0 5 EEDB Charge 31-Dec-96 3.000000 9.752613 0.30761 102.536623 0.307610 0 6 EEDB Charge 31-Dec-97 3.000000 10.924690 0.27461 0.274607 0.274607 0 7 EEDB Charge 31-Dec-98 3.000000 11.745768 0.25541 85.137047 0.255411 0.255411 0 8 EEDB Charge 31-Dec-99 3.000000 14.267851 0.21026 0.210263 0.210263 0.210263 0 9 EEDB Charge 31-Dec-00 3.000000 13.730860 0.21849 72.828650 0.218486 0.218486 0.218486 0.218486 10 EEDB Charge 31-Dec-01 3.000000 11.368660 0.26388 0.263883 0.263883 0.263883 0.263883 0.263883 --------------------------------------------------------------- Units 72.564767 84.444415 101.313972 #N/A 76.061785 $ Value 824.9642 960.0198 1151.8041 #N/A 864.7206 Cumulative SubAccount -17.50% #N/A #N/A #N/A -13.53% Portfolio -17.50% -4.00% 15.18% #N/A Annualized SubAccount -17.50% #N/A #N/A #N/A -8.63% Portfolio -17.50% -1.35% 2.87% #N/A Templeton Global Income Securities - ClRange V 22 SubAccount Inception TBD 1/24/89 Portfolio Inception NO. YEARS #VALUE! 12.94 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 7.159743 0.41901 139.669818 0 1 EEDB Charge 31-Dec-92 3.000000 7.011573 0.42786 0.427864 0 2 EEDB Charge 31-Dec-93 3.000000 8.044283 0.37294 0.372936 0 3 EEDB Charge 31-Dec-94 3.000000 7.515066 0.39920 0.399198 0 4 EEDB Charge 31-Dec-95 3.000000 8.473564 0.35404 0.354042 0 5 EEDB Charge 31-Dec-96 3.000000 9.134873 0.32841 109.470597 0.328412 0 6 EEDB Charge 31-Dec-97 3.000000 9.204088 0.32594 0.325942 0.325942 0 7 EEDB Charge 31-Dec-98 3.000000 9.690773 0.30957 103.190943 0.309573 0.309573 0 8 EEDB Charge 31-Dec-99 3.000000 8.969896 0.33445 0.334452 0.334452 0.334452 0 9 EEDB Charge 31-Dec-00 3.000000 9.208808 0.32578 108.591687 0.325775 0.325775 0.325775 0 10 EEDB Charge 31-Dec-01 3.000000 9.279645 0.32329 0.323288 0.323288 0.323288 0.323288 0 --------------------------------------------------------------- Units 108.268399 102.207427 107.851567 136.168336 #DIV/0! $ Value 1004.6923 948.4486 1000.8243 1263.5938 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 0.47% -5.16% 0.08% 26.36% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 0.47% -1.75% 0.02% 2.37% LSA Aggressive Growth Range W 23 SubAccount Inception TBD 8/14/01 Portfolio Inception NO. YEARS #VALUE! 0.38 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 3.000000 #N/A -- #N/A -- -- 0 8 EEDB Charge 31-Dec-99 3.000000 #N/A -- -- -- -- 0 9 EEDB Charge 31-Dec-00 3.000000 #N/A -- #N/A -- -- -- 0 10 EEDB Charge 31-Dec-01 3.000000 13.556545 0.22130 0.221295 0.221295 0.221295 0.221295 0 --------------------------------------------------------------- Units #N/A #N/A #N/A #N/A #DIV/0! $ Value #N/A #N/A #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio #N/A #N/A #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio #N/A #N/A #N/A #N/A LSA Focused Equity Range X 24 SubAccount Inception 6/21/02 10/1/99 Portfolio Inception NO. YEARS -0.471 2.25 0.5288 YEAR YEAR YEAR YEAR -0.471 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 21-Jun-02 Inception Date 6/21/02 10.971967 91.1414 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 3.000000 #N/A -- #N/A -- -- 0 8 EEDB Charge 31-Dec-99 3.000000 18.772433 0.15981 0.159809 0.159809 0.159809 0 9 EEDB Charge 31-Dec-00 3.000000 16.320642 0.18382 61.272099 0.183816 0.183816 0.183816 0 10 EEDB Charge 31-Dec-01 3.000000 13.603396 0.22053 0.220533 0.220533 0.220533 0.220533 0 --------------------------------------------------------------- Units 61.051566 #N/A #N/A #N/A 91.141361 $ Value 830.5086 #N/A #N/A #N/A 1239.8320 Cumulative SubAccount #N/A #N/A #N/A #N/A 23.98% Portfolio -16.95% #N/A #N/A #N/A Annualized SubAccount #N/A #N/A #N/A #N/A 23.98% Portfolio -16.95% #N/A #N/A #N/A LSA Mid Cap Value Range Y 25 SubAccount Inception TBD 8/14/01 Portfolio Inception NO. YEARS #VALUE! 0.38 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 3.000000 #N/A -- #N/A -- -- 0 8 EEDB Charge 31-Dec-99 3.000000 #N/A -- -- -- -- 0 9 EEDB Charge 31-Dec-00 3.000000 #N/A -- #N/A -- -- -- 0 10 EEDB Charge 31-Dec-01 3.000000 11.337984 0.26460 0.264597 0.264597 0.264597 0.264597 0 --------------------------------------------------------------- Units #N/A #N/A #N/A #N/A #DIV/0! $ Value #N/A #N/A #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio #N/A #N/A #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio #N/A #N/A #N/A #N/A Oppenheimer Aggressive Growth - ServiceRanges Z 26 SubAccount Inception TBD 8/15/86 Portfolio Inception NO. YEARS #VALUE! 15.39 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 5.096911 0.58859 196.197265 0 1 EEDB Charge 31-Dec-92 3.000000 5.790156 0.51812 0.518121 0 2 EEDB Charge 31-Dec-93 3.000000 7.255869 0.41346 0.413458 0 3 EEDB Charge 31-Dec-94 3.000000 6.599457 0.45458 0.454583 0 4 EEDB Charge 31-Dec-95 3.000000 8.608276 0.34850 0.348502 0 5 EEDB Charge 31-Dec-96 3.000000 10.185126 0.29455 98.182389 0.294547 0 6 EEDB Charge 31-Dec-97 3.000000 11.201029 0.26783 0.267833 0.267833 0 7 EEDB Charge 31-Dec-98 3.000000 12.386997 0.24219 80.729817 0.242189 0.242189 0 8 EEDB Charge 31-Dec-99 3.000000 22.385164 0.13402 0.134017 0.134017 0.134017 0 9 EEDB Charge 31-Dec-00 3.000000 19.564493 0.15334 51.113004 0.153339 0.153339 0.153339 0 10 EEDB Charge 31-Dec-01 3.000000 13.243981 0.22652 0.226518 0.226518 0.226518 0.226518 0 --------------------------------------------------------------- Units 50.886486 80.215943 97.158492 193.144158 #DIV/0! $ Value 673.9396 1062.3784 1286.7652 2557.9976 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -32.61% 6.24% 28.68% 155.80% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -32.61% 2.04% 5.17% 9.85% Oppenheimer Global Securities - ServiceRanges AA 27 SubAccount Inception TBD 11/12/90 Portfolio Inception NO. YEARS #VALUE! 11.14 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 3.913290 0.76662 255.539457 0 1 EEDB Charge 31-Dec-92 3.000000 3.577775 0.83851 0.838510 0 2 EEDB Charge 31-Dec-93 3.000000 5.997789 0.50018 0.500184 0 3 EEDB Charge 31-Dec-94 3.000000 5.565549 0.53903 0.539030 0 4 EEDB Charge 31-Dec-95 3.000000 5.600675 0.53565 0.535650 0 5 EEDB Charge 31-Dec-96 3.000000 6.492990 0.46204 154.012250 0.462037 0 6 EEDB Charge 31-Dec-97 3.000000 7.823677 0.38345 0.383451 0.383451 0 7 EEDB Charge 31-Dec-98 3.000000 8.786446 0.34143 113.811659 0.341435 0.341435 0 8 EEDB Charge 31-Dec-99 3.000000 13.705812 0.21889 0.218885 0.218885 0.218885 0 9 EEDB Charge 31-Dec-00 3.000000 14.178804 0.21158 70.527810 0.211583 0.211583 0.211583 0 10 EEDB Charge 31-Dec-01 3.000000 12.272780 0.24444 0.244443 0.244443 0.244443 0.244443 0 --------------------------------------------------------------- Units 70.283367 113.136747 152.612452 251.264247 #DIV/0! $ Value 862.5723 1388.5024 1872.9790 3083.7108 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -13.74% 38.85% 87.30% 208.37% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -13.74% 11.56% 13.37% 11.92% Oppenheimer High Income - Service ClassRange BB 28 SubAccount Inception TBD 4/30/86 Portfolio Inception NO. YEARS #VALUE! 15.68 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 6.119832 0.49021 163.403178 0 1 EEDB Charge 31-Dec-92 3.000000 7.082265 0.42359 0.423593 0 2 EEDB Charge 31-Dec-93 3.000000 8.806372 0.34066 0.340662 0 3 EEDB Charge 31-Dec-94 3.000000 8.392313 0.35747 0.357470 0 4 EEDB Charge 31-Dec-95 3.000000 9.942841 0.30172 0.301725 0 5 EEDB Charge 31-Dec-96 3.000000 11.278007 0.26600 88.668149 0.266004 0 6 EEDB Charge 31-Dec-97 3.000000 12.456021 0.24085 0.240847 0.240847 0 7 EEDB Charge 31-Dec-98 3.000000 12.296821 0.24397 81.321831 0.243965 0.243965 0 8 EEDB Charge 31-Dec-99 3.000000 12.621833 0.23768 0.237683 0.237683 0.237683 0 9 EEDB Charge 31-Dec-00 3.000000 10.743293 0.27924 93.081330 0.279244 0.279244 0.279244 0 10 EEDB Charge 31-Dec-01 3.000000 10.784235 0.27818 0.278184 0.278184 0.278184 0.278184 0 --------------------------------------------------------------- Units 92.803146 80.526720 87.388224 160.433800 #DIV/0! $ Value 1000.8109 868.4191 942.4151 1730.1558 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 0.08% -13.16% -5.76% 73.02% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 0.08% -4.59% -1.18% 5.64% Oppenheimer Main Street Growth & IncomeRangervicCCClass29 SubAccount Inception TBD 7/5/95 Portfolio Inception NO. YEARS #VALUE! 6.50 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 7.060319 0.42491 0.424910 0 5 EEDB Charge 31-Dec-96 3.000000 9.207447 0.32582 108.607739 0.325823 0 6 EEDB Charge 31-Dec-97 3.000000 12.005613 0.24988 0.249883 0.249883 0 7 EEDB Charge 31-Dec-98 3.000000 12.371781 0.24249 80.829106 0.242487 0.242487 0 8 EEDB Charge 31-Dec-99 3.000000 14.820093 0.20243 0.202428 0.202428 0.202428 0 9 EEDB Charge 31-Dec-00 3.000000 13.310571 0.22538 75.128257 0.225385 0.225385 0.225385 0 10 EEDB Charge 31-Dec-01 3.000000 11.770113 0.25488 0.254883 0.254883 0.254883 0.254883 0 --------------------------------------------------------------- Units 74.873374 80.146411 107.432673 #N/A #DIV/0! $ Value 881.2681 943.3323 1264.4947 #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -11.87% -5.67% 26.45% #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -11.87% -1.93% 4.81% #N/A Oppenheimer Main Street Small Cap - SerRangeClasDD 30 SubAccount Inception TBD 5/1/98 Portfolio Inception NO. YEARS #VALUE! 3.67 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 3.000000 10.097079 0.29712 99.038544 0.297116 0.297116 0 8 EEDB Charge 31-Dec-99 3.000000 14.565313 0.20597 0.205969 0.205969 0.205969 0 9 EEDB Charge 31-Dec-00 3.000000 11.707107 0.25625 85.418199 0.256255 0.256255 0.256255 0 10 EEDB Charge 31-Dec-01 3.000000 11.487579 0.26115 0.261152 0.261152 0.261152 0.261152 0 --------------------------------------------------------------- Units 85.157048 98.315169 #N/A #N/A #DIV/0! $ Value 978.2483 1129.4033 #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -2.18% 12.94% #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -2.18% 4.14% #N/A #N/A Oppenheimer Multiple Strategies - ServiRangeass EE 31 SubAccount Inception TBD 2/9/87 Portfolio Inception NO. YEARS #VALUE! 14.90 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 5.121992 0.58571 195.236541 0 1 EEDB Charge 31-Dec-92 3.000000 5.493744 0.54608 0.546076 0 2 EEDB Charge 31-Dec-93 3.000000 6.269480 0.47851 0.478509 0 3 EEDB Charge 31-Dec-94 3.000000 6.050726 0.49581 0.495808 0 4 EEDB Charge 31-Dec-95 3.000000 7.227641 0.41507 0.415073 0 5 EEDB Charge 31-Dec-96 3.000000 8.215295 0.36517 121.724174 0.365173 0 6 EEDB Charge 31-Dec-97 3.000000 9.478287 0.31651 0.316513 0.316513 0 7 EEDB Charge 31-Dec-98 3.000000 9.949542 0.30152 100.507139 0.301521 0.301521 0 8 EEDB Charge 31-Dec-99 3.000000 10.947969 0.27402 0.274023 0.274023 0.274023 0 9 EEDB Charge 31-Dec-00 3.000000 11.469967 0.26155 87.184209 0.261553 0.261553 0.261553 0 10 EEDB Charge 31-Dec-01 3.000000 11.538380 0.26000 0.260002 0.260002 0.260002 0.260002 0 --------------------------------------------------------------- Units 86.924207 99.711561 120.310562 191.522290 #DIV/0! $ Value 1002.9645 1150.5099 1388.1890 2209.8570 #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 0.30% 15.05% 38.82% 120.99% Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 0.30% 4.78% 6.78% 8.25% Oppenheimer Strategic Bond - Service ClRange FF 32 SubAccount Inception TBD 5/3/93 Portfolio Inception NO. YEARS #VALUE! 8.67 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 7.383877 0.40629 0.406291 0 3 EEDB Charge 31-Dec-94 3.000000 6.993230 0.42899 0.428986 0 4 EEDB Charge 31-Dec-95 3.000000 7.938326 0.37791 0.377913 0 5 EEDB Charge 31-Dec-96 3.000000 8.754419 0.34268 114.228026 0.342684 0 6 EEDB Charge 31-Dec-97 3.000000 9.366451 0.32029 0.320292 0.320292 0 7 EEDB Charge 31-Dec-98 3.000000 9.485705 0.31627 105.421790 0.316265 0.316265 0 8 EEDB Charge 31-Dec-99 3.000000 9.599918 0.31250 0.312503 0.312503 0.312503 0 9 EEDB Charge 31-Dec-00 3.000000 9.698157 0.30934 103.112375 0.309337 0.309337 0.309337 0 10 EEDB Charge 31-Dec-01 3.000000 10.000785 0.29998 0.299976 0.299976 0.299976 0.299976 0 --------------------------------------------------------------- Units 102.812398 104.499974 112.669652 #N/A #DIV/0! $ Value 1028.2047 1045.0818 1126.7850 #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 2.82% 4.51% 12.68% #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 2.82% 1.48% 2.42% #N/A Van Kampen LIT Emerging Growth - Class Range GG 33 SubAccount Inception TBD 7/3/95 Portfolio Inception NO. YEARS #VALUE! 6.50 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 6.201962 0.48372 0.483718 0 5 EEDB Charge 31-Dec-96 3.000000 7.112806 0.42177 140.591491 0.421774 0 6 EEDB Charge 31-Dec-97 3.000000 8.422062 0.35621 0.356207 0.356207 0 7 EEDB Charge 31-Dec-98 3.000000 11.391297 0.26336 87.786316 0.263359 0.263359 0 8 EEDB Charge 31-Dec-99 3.000000 22.892120 0.13105 0.131049 0.131049 0.131049 0 9 EEDB Charge 31-Dec-00 3.000000 20.222415 0.14835 49.450078 0.148350 0.148350 0.148350 0 10 EEDB Charge 31-Dec-01 3.000000 13.622271 0.22023 0.220228 0.220228 0.220228 0.220228 0 --------------------------------------------------------------- Units 49.229850 87.286689 139.472297 #N/A #DIV/0! $ Value 670.6224 1189.0429 1899.9294 #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -32.94% 18.90% 89.99% #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -32.94% 5.94% 13.70% #N/A Van Kampen LIT Growth and Income - ClasRange HH 34 SubAccount Inception TBD 12/23/96 Portfolio Inception NO. YEARS #VALUE! 5.02 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 6.801196 0.44110 147.032963 0.441099 0 6 EEDB Charge 31-Dec-97 3.000000 8.170932 0.36716 0.367155 0.367155 0 7 EEDB Charge 31-Dec-98 3.000000 9.612699 0.31209 104.029056 0.312087 0.312087 0 8 EEDB Charge 31-Dec-99 3.000000 10.682033 0.28085 0.280845 0.280845 0.280845 0 9 EEDB Charge 31-Dec-00 3.000000 12.534270 0.23934 79.781272 0.239344 0.239344 0.239344 0 10 EEDB Charge 31-Dec-01 3.000000 11.527497 0.26025 0.260247 0.260247 0.260247 0.260247 0 --------------------------------------------------------------- Units 79.521024 103.248619 145.573284 #N/A #DIV/0! $ Value 916.6784 1190.1981 1678.0956 #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -8.33% 19.02% 67.81% #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -8.33% 5.98% 10.91% #N/A Van Kampen UIF Active International AllRangeon -IIlass 35 SubAccount Inception TBD 8/31/99 Portfolio Inception NO. YEARS #VALUE! 2.34 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 #N/A -- -- -- 0 7 EEDB Charge 31-Dec-98 3.000000 #N/A -- #N/A -- -- 0 8 EEDB Charge 31-Dec-99 3.000000 16.639552 0.18029 0.180293 0.180293 0.180293 0 9 EEDB Charge 31-Dec-00 3.000000 14.099160 0.21278 70.926211 0.212779 0.212779 0.212779 0 10 EEDB Charge 31-Dec-01 3.000000 11.104632 0.27016 0.270158 0.270158 0.270158 0.270158 0 --------------------------------------------------------------- Units 70.656054 #N/A #N/A #N/A #DIV/0! $ Value 784.6095 #N/A #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -21.54% #N/A #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio -21.54% #N/A #N/A #N/A Van Kampen UIF Emerging Markets Debt - Range II JJ 36 SubAccount Inception TBD 6/16/97 Portfolio Inception NO. YEARS #VALUE! 4.55 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 9.627610 0.31160 0.311604 0.311604 0 7 EEDB Charge 31-Dec-98 3.000000 6.779840 0.44249 147.496106 0.442488 0.442488 0 8 EEDB Charge 31-Dec-99 3.000000 8.624610 0.34784 0.347842 0.347842 0.347842 0 9 EEDB Charge 31-Dec-00 3.000000 9.445695 0.31761 105.868335 0.317605 0.317605 0.317605 0 10 EEDB Charge 31-Dec-01 3.000000 10.225434 0.29339 0.293386 0.293386 0.293386 0.293386 0 --------------------------------------------------------------- Units 105.574949 146.537273 #N/A #N/A #DIV/0! $ Value 1079.5497 1498.4072 #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 7.95% 49.84% #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 7.95% 14.43% #N/A #N/A Van Kampen UIF U.S. Real Estate - ClassRange KK 37 SubAccount Inception TBD 3/3/97 Portfolio Inception NO. YEARS #VALUE! 4.83 #VALUE! YEAR YEAR YEAR YEAR #VALUE! TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 TBD Inception Date TBD 0.000000 #DIV/0! 0 EEDB Charge 31-Dec-91 3.000000 #N/A -- #N/A 0 1 EEDB Charge 31-Dec-92 3.000000 #N/A -- -- 0 2 EEDB Charge 31-Dec-93 3.000000 #N/A -- -- 0 3 EEDB Charge 31-Dec-94 3.000000 #N/A -- -- 0 4 EEDB Charge 31-Dec-95 3.000000 #N/A -- -- 0 5 EEDB Charge 31-Dec-96 3.000000 #N/A -- #N/A -- 0 6 EEDB Charge 31-Dec-97 3.000000 8.531658 0.35163 0.351632 0.351632 0 7 EEDB Charge 31-Dec-98 3.000000 7.477567 0.40120 133.733339 0.401200 0.401200 0 8 EEDB Charge 31-Dec-99 3.000000 7.244043 0.41413 0.414133 0.414133 0.414133 0 9 EEDB Charge 31-Dec-00 3.000000 9.208200 0.32580 108.598858 0.325797 0.325797 0.325797 0 10 EEDB Charge 31-Dec-01 3.000000 9.944124 0.30169 0.301686 0.301686 0.301686 0.301686 0 --------------------------------------------------------------- Units 108.297172 132.691723 #N/A #N/A #DIV/0! $ Value 1076.9205 1319.5029 #N/A #N/A #DIV/0! Cumulative SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 7.69% 31.95% #N/A #N/A Annualized SubAccount #VALUE! #VALUE! #VALUE! #VALUE! #DIV/0! Portfolio 7.69% 9.68% #N/A #N/A Advisor $ 1,000.00 Date 12/31/01 End 12/31/01 Putnam II - NY Advisor MAV w/RIG The George Putnam Fund of Boston - ClasRange A 1 Portfolio Inception 4/30/98 NO. YEARS 3.674 0.6740 YEAR YEAR YEAR YEAR 3.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 30-Apr-98 ------------------ Inception Date 4/30/98 10.256654 97.4977 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 10.532303 0.34814 94.945996 0.348135 0.348135 0.348135 8 FEE 31-Dec-99 3.666667 10.339005 0.35464 0.354644 0.354644 0.354644 0.354644 9 FEE 31-Dec-00 3.666667 11.172534 0.32819 89.505210 0.328186 0.328186 0.328186 0.328186 10 FEE 31-Dec-01 3.666667 11.061997 0.33147 0.331465 0.331465 0.331465 0.331465 0.331465 ------------------ --------------------------------------------------------------- Units 89.173745 93.931701 #N/A #N/A 96.135253 $ Value 986.4397 1039.0722 #N/A #N/A 1063.4479 1000*(1+T)= Surrender $ Value 926.9397 996.5722 #N/A #N/A 1020.9479 Cumulative No Surrender -1.36% 3.91% #N/A #N/A 6.34% T W/ Surrender -7.31% -0.34% #N/A #N/A 2.09% Annualized No Surrender -1.36% 1.29% #N/A #N/A 1.69% R W/ Surrender -7.31% -0.11% #N/A #N/A 0.57% Global Asset Allocation - Class IB Range B 2 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 2/1/88 4.106232 243.5323 0 FEE 31-Dec-91 3.666667 5.703521 0.64288 175.330292 0.642878 1 FEE 31-Dec-92 3.666667 5.966534 0.61454 0.614539 0.614539 2 FEE 31-Dec-93 3.666667 6.898834 0.53149 0.531491 0.531491 3 FEE 31-Dec-94 3.666667 6.620457 0.55384 0.553839 0.553839 4 FEE 31-Dec-95 3.666667 8.126152 0.45122 0.451218 0.451218 5 FEE 31-Dec-96 3.666667 9.247374 0.39651 108.138808 0.396509 0.396509 6 FEE 31-Dec-97 3.666667 10.891820 0.33664 0.336644 0.336644 0.336644 7 FEE 31-Dec-98 3.666667 12.182453 0.30098 82.085275 0.300979 0.300979 0.300979 8 FEE 31-Dec-99 3.666667 13.421326 0.27320 0.273197 0.273197 0.273197 0.273197 9 FEE 31-Dec-00 3.666667 12.586894 0.29131 79.447718 0.291308 0.291308 0.291308 0.291308 10 FEE 31-Dec-01 3.666667 11.349791 0.32306 0.323060 0.323060 0.323060 0.323060 0.323060 --------------------------------------------------------------- Units 79.124657 81.197709 106.613619 171.257507 238.816608 $ Value 898.0483 921.5770 1210.0423 1943.7369 2710.5186 Surrender $ Value 838.5483 879.0770 1184.5423 1943.7369 2710.5186 Cumulative No Surrender -10.20% -7.84% 21.00% 94.37% 171.05% W/ Surrender -16.15% -12.09% 18.45% 94.37% 171.05% Annualized No Surrender -10.20% -2.69% 3.89% 6.87% 7.42% W/ Surrender -16.15% -4.21% 3.45% 6.87% 7.42% Growth and Income - Class IB Range CC 3 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 2/1/88 2.764490 361.7304 0 FEE 31-Dec-91 3.666667 4.590057 0.79883 217.862218 0.798828 1 FEE 31-Dec-92 3.666667 4.958251 0.73951 0.739508 0.739508 2 FEE 31-Dec-93 3.666667 5.576204 0.65756 0.657556 0.657556 3 FEE 31-Dec-94 3.666667 5.507385 0.66577 0.665773 0.665773 4 FEE 31-Dec-95 3.666667 7.410606 0.49479 0.494786 0.494786 5 FEE 31-Dec-96 3.666667 8.892398 0.41234 112.455605 0.412337 0.412337 6 FEE 31-Dec-97 3.666667 10.865739 0.33745 0.337452 0.337452 0.337452 7 FEE 31-Dec-98 3.666667 12.348379 0.29694 80.982289 0.296935 0.296935 0.296935 8 FEE 31-Dec-99 3.666667 12.349956 0.29690 0.296897 0.296897 0.296897 0.296897 9 FEE 31-Dec-00 3.666667 13.139073 0.27907 76.108870 0.279066 0.279066 0.279066 0.279066 10 FEE 31-Dec-01 3.666667 12.122296 0.30247 0.302473 0.302473 0.302473 0.302473 0.302473 --------------------------------------------------------------- Units 75.806397 80.103853 110.942782 213.379435 356.448762 $ Value 918.9476 971.0426 1344.8812 2586.6487 4320.9774 Surrender $ Value 859.4476 928.5426 1319.3812 2586.6487 4320.9774 Cumulative No Surrender -8.11% -2.90% 34.49% 158.66% 332.10% W/ Surrender -14.06% -7.15% 31.94% 158.66% 332.10% Annualized No Surrender -8.11% -0.97% 6.11% 9.97% 11.08% W/ Surrender -14.06% -2.44% 5.70% 9.97% 11.08% Health Sciences - Class IB Range D 4 Portfolio Inception 4/30/98 NO. YEARS 3.674 0.6740 YEAR YEAR YEAR YEAR 3.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 30-Apr-98 Inception Date 4/30/98 11.106674 90.0360 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 12.033401 0.30471 83.102026 0.304707 0.304707 0.304707 8 FEE 31-Dec-99 3.666667 11.388440 0.32196 0.321964 0.321964 0.321964 0.321964 9 FEE 31-Dec-00 3.666667 15.603855 0.23498 64.086727 0.234985 0.234985 0.234985 0.234985 10 FEE 31-Dec-01 3.666667 12.341474 0.29710 0.297101 0.297101 0.297101 0.297101 0.297101 --------------------------------------------------------------- Units 63.789626 82.247976 #N/A #N/A 88.877198 $ Value 787.2580 1015.0613 #N/A #N/A 1096.8756 Surrender $ Value 727.7580 972.5613 #N/A #N/A 1054.3756 Cumulative No Surrender -21.27% 1.51% #N/A #N/A 9.69% W/ Surrender -27.22% -2.74% #N/A #N/A 5.44% Annualized No Surrender -21.27% 0.50% #N/A #N/A 2.55% W/ Surrender -27.22% -0.92% #N/A #N/A 1.45% High Yield - Class IB Range E 5 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 01-Feb-88 4.778975 209.2499 0 FEE 31-Dec-91 3.666667 6.133327 0.59783 163.043647 0.597827 1 FEE 31-Dec-92 3.666667 7.182386 0.51051 0.510508 0.510508 2 FEE 31-Dec-93 3.666667 8.452410 0.43380 0.433801 0.433801 3 FEE 31-Dec-94 3.666667 8.241167 0.44492 0.444921 0.444921 4 FEE 31-Dec-95 3.666667 9.597192 0.38206 0.382056 0.382056 5 FEE 31-Dec-96 3.666667 10.655673 0.34410 93.846724 0.344105 0.344105 6 FEE 31-Dec-97 3.666667 11.991686 0.30577 0.305767 0.305767 0.305767 7 FEE 31-Dec-98 3.666667 11.122399 0.32967 89.908661 0.329665 0.329665 0.329665 8 FEE 31-Dec-99 3.666667 11.600356 0.31608 0.316082 0.316082 0.316082 0.316082 9 FEE 31-Dec-00 3.666667 10.462334 0.35046 95.580967 0.350464 0.350464 0.350464 0.350464 10 FEE 31-Dec-01 3.666667 10.688306 0.34305 0.343054 0.343054 0.343054 0.343054 0.343054 --------------------------------------------------------------- Units 95.237913 88.899061 92.201691 159.283223 204.891641 $ Value 1017.9320 950.1804 985.4799 1702.4678 2189.9446 Surrender $ Value 958.4320 907.6804 959.9799 1702.4678 2189.9446 Cumulative No Surrender 1.79% -4.98% -1.45% 70.25% 118.99% W/ Surrender -4.16% -9.23% -4.00% 70.25% 118.99% Annualized No Surrender 1.79% -1.69% -0.29% 5.46% 5.79% W/ Surrender -4.16% -3.18% -0.81% 5.46% 5.79% come - Class IB Range F 6 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 2/1/88 4.300906 232.5092 0 FEE 31-Dec-91 3.666667 5.975173 0.61365 167.359171 0.613650 1 FEE 31-Dec-92 3.666667 6.321491 0.58003 0.580032 0.580032 2 FEE 31-Dec-93 3.666667 6.923499 0.52960 0.529597 0.529597 3 FEE 31-Dec-94 3.666667 6.590152 0.55639 0.556386 0.556386 4 FEE 31-Dec-95 3.666667 7.812253 0.46935 0.469348 0.469348 5 FEE 31-Dec-96 3.666667 7.874744 0.46562 126.988255 0.465624 0.465624 6 FEE 31-Dec-97 3.666667 8.420104 0.43547 0.435466 0.435466 0.435466 7 FEE 31-Dec-98 3.666667 8.980094 0.40831 111.357409 0.408310 0.408310 0.408310 8 FEE 31-Dec-99 3.666667 8.660381 0.42338 0.423384 0.423384 0.423384 0.423384 9 FEE 31-Dec-00 3.666667 9.202407 0.39845 108.667222 0.398446 0.398446 0.398446 0.398446 10 FEE 31-Dec-01 3.666667 9.731975 0.37676 0.376765 0.376765 0.376765 0.376765 0.376765 --------------------------------------------------------------- Units 108.290457 110.158814 124.945884 162.715813 227.252142 $ Value 1053.8800 1072.0628 1215.9702 1583.5462 2211.6122 Surrender $ Value 994.3800 1029.5628 1190.4702 1583.5462 2211.6122 Cumulative No Surrender 5.39% 7.21% 21.60% 58.35% 121.16% W/ Surrender -0.56% 2.96% 19.05% 58.35% 121.16% Annualized No Surrender 5.39% 2.35% 3.99% 4.70% 5.87% W/ Surrender -0.56% 0.98% 3.55% 4.70% 5.87% International Growth - Class IB Range G 7 Portfolio Inception 1/2/97 NO. YEARS 4.997 0.9973 YEAR YEAR YEAR YEAR 4.997 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 02-Jan-97 Inception Date 1/2/97 7.983183 125.2633 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 9.125084 0.40182 0.401823 0.401823 0.401823 7 FEE 31-Dec-98 3.666667 10.656413 0.34408 93.840207 0.344081 0.344081 0.344081 8 FEE 31-Dec-99 3.666667 16.810223 0.21812 0.218121 0.218121 0.218121 0.218121 9 FEE 31-Dec-00 3.666667 14.985894 0.24467 66.729419 0.244675 0.244675 0.244675 0.244675 10 FEE 31-Dec-01 3.666667 11.725728 0.31270 0.312703 0.312703 0.312703 0.312703 0.312703 --------------------------------------------------------------- Units 66.416716 93.064708 #N/A #N/A 123.741917 $ Value 778.7844 1091.2515 #N/A #N/A 1450.9641 Surrender $ Value 719.2844 1048.7515 #N/A #N/A 1416.9641 Cumulative No Surrender -22.12% 9.13% #N/A #N/A 45.10% W/ Surrender -28.07% 4.88% #N/A #N/A 41.70% Annualized No Surrender -22.12% 2.95% #N/A #N/A 7.73% W/ Surrender -28.07% 1.60% #N/A #N/A 7.22% Investors - Class IB Range H 8 Portfolio Inception 4/30/98 NO. YEARS 3.674 0.6740 YEAR YEAR YEAR YEAR 3.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 30-Apr-98 Inception Date 4/30/98 14.708501 67.9879 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 16.976239 0.21599 58.905862 0.215988 0.215988 0.215988 8 FEE 31-Dec-99 3.666667 21.751097 0.16857 0.168574 0.168574 0.168574 0.168574 9 FEE 31-Dec-00 3.666667 17.445231 0.21018 57.322256 0.210182 0.210182 0.210182 0.210182 10 FEE 31-Dec-01 3.666667 12.933949 0.28349 0.283492 0.283492 0.283492 0.283492 0.283492 --------------------------------------------------------------- Units 57.038764 58.243615 #N/A #N/A 67.109658 $ Value 737.7365 753.3200 #N/A #N/A 867.9929 Surrender $ Value 678.2365 710.8200 #N/A #N/A 825.4929 Cumulative No Surrender -26.23% -24.67% #N/A #N/A -13.20% W/ Surrender -32.18% -28.92% #N/A #N/A -17.45% Annualized No Surrender -26.23% -9.01% #N/A #N/A -3.78% W/ Surrender -32.18% -10.75% #N/A #N/A -5.09% Money Market - Class IB Range I 9 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 2/1/88 6.045840 165.4030 0 FEE 31-Dec-91 3.666667 7.489509 0.48957 133.520101 0.489574 1 FEE 31-Dec-92 3.666667 7.634610 0.48027 0.480269 0.480269 2 FEE 31-Dec-93 3.666667 7.723869 0.47472 0.474719 0.474719 3 FEE 31-Dec-94 3.666667 7.892808 0.46456 0.464558 0.464558 4 FEE 31-Dec-95 3.666667 8.192567 0.44756 0.447560 0.447560 5 FEE 31-Dec-96 3.666667 8.473290 0.43273 118.017913 0.432732 0.432732 6 FEE 31-Dec-97 3.666667 8.775006 0.41785 0.417853 0.417853 0.417853 7 FEE 31-Dec-98 3.666667 9.092450 0.40326 109.981358 0.403265 0.403265 0.403265 8 FEE 31-Dec-99 3.666667 9.383548 0.39075 0.390755 0.390755 0.390755 0.390755 9 FEE 31-Dec-00 3.666667 9.783359 0.37479 102.214383 0.374786 0.374786 0.374786 0.374786 10 FEE 31-Dec-01 3.666667 10.011052 0.36626 0.366262 0.366262 0.366262 0.366262 0.366262 --------------------------------------------------------------- Units 101.848121 108.849555 116.064992 129.267342 160.660655 $ Value 1019.6068 1089.6986 1161.9327 1294.1021 1608.3822 Surrender $ Value 960.1068 1047.1986 1136.4327 1294.1021 1608.3822 Cumulative No Surrender 1.96% 8.97% 16.19% 29.41% 60.84% W/ Surrender -3.99% 4.72% 13.64% 29.41% 60.84% Annualized No Surrender 1.96% 2.90% 3.05% 2.61% 3.47% W/ Surrender -3.99% 1.55% 2.59% 2.61% 3.47% New Opportunities - Class IB Range J 10 Portfolio Inception 5/2/94 NO. YEARS 7.671 0.6712 YEAR YEAR YEAR YEAR 7.671 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 02-May-94 Inception Date 5/2/94 6.829835 146.4164 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 7.312090 0.50145 0.501453 0.501453 4 FEE 31-Dec-95 3.666667 10.426218 0.35168 0.351678 0.351678 5 FEE 31-Dec-96 3.666667 11.305501 0.32433 88.452515 0.324326 0.324326 6 FEE 31-Dec-97 3.666667 13.718368 0.26728 0.267282 0.267282 0.267282 7 FEE 31-Dec-98 3.666667 16.798037 0.21828 59.530765 0.218279 0.218279 0.218279 8 FEE 31-Dec-99 3.666667 27.999441 0.13095 0.130955 0.130955 0.130955 0.130955 9 FEE 31-Dec-00 3.666667 20.368547 0.18002 49.095304 0.180016 0.180016 0.180016 0.180016 10 FEE 31-Dec-01 3.666667 14.024703 0.26144 0.261443 0.261443 0.261443 0.261443 0.261443 --------------------------------------------------------------- Units 48.833860 58.958351 87.394540 #N/A 144.180990 $ Value 684.8804 826.8734 1225.6825 #N/A 2022.0956 Surrender $ Value 625.3804 784.3734 1200.1825 #N/A 2022.0956 Cumulative No Surrender -31.51% -17.31% 22.57% #N/A 102.21% W/ Surrender -37.46% -21.56% 20.02% #N/A 102.21% Annualized No Surrender -31.51% -6.14% 4.15% #N/A 9.61% W/ Surrender -37.46% -7.78% 3.72% #N/A 9.61% New Value - Class IB Range K 11 Portfolio Inception 1/2/97 NO. YEARS 4.997 0.9973 YEAR YEAR YEAR YEAR 4.997 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 02-Jan-97 Inception Date 1/2/97 8.234670 121.4378 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 9.532110 0.38466 0.384665 0.384665 0.384665 7 FEE 31-Dec-98 3.666667 9.969605 0.36778 100.304877 0.367785 0.367785 0.367785 8 FEE 31-Dec-99 3.666667 9.852566 0.37215 0.372153 0.372153 0.372153 0.372153 9 FEE 31-Dec-00 3.666667 11.885643 0.30850 84.135120 0.308495 0.308495 0.308495 0.308495 10 FEE 31-Dec-01 3.666667 12.103436 0.30294 0.302944 0.302944 0.302944 0.302944 0.302944 --------------------------------------------------------------- Units 83.832176 99.321283 #N/A #N/A 119.701732 $ Value 1014.6574 1202.1288 #N/A #N/A 1448.8023 Surrender $ Value 955.1574 1159.6288 #N/A #N/A 1414.8023 Cumulative No Surrender 1.47% 20.21% #N/A #N/A 44.88% W/ Surrender -4.48% 15.96% #N/A #N/A 41.48% Annualized No Surrender 1.47% 6.33% #N/A #N/A 7.70% W/ Surrender -4.48% 5.06% #N/A #N/A 7.19% Research - Class IB Range L 12 Portfolio Inception 9/29/98 NO. YEARS 3.258 0.2575 YEAR YEAR YEAR YEAR 3.258 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 29-Sep-98 Inception Date 9/29/98 11.259148 88.8167 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 13.370419 0.27424 74.791972 0.274237 0.274237 0.274237 8 FEE 31-Dec-99 3.666667 16.829125 0.21788 0.217876 0.217876 0.217876 0.217876 9 FEE 31-Dec-00 3.666667 16.260942 0.22549 61.497052 0.225489 0.225489 0.225489 0.225489 10 FEE 31-Dec-01 3.666667 13.008396 0.28187 0.281869 0.281869 0.281869 0.281869 0.281869 --------------------------------------------------------------- Units 61.215183 74.066737 #N/A #N/A 87.817195 $ Value 796.3113 963.4894 #N/A #N/A 1142.3609 Surrender $ Value 736.8113 920.9894 #N/A #N/A 1099.8609 Cumulative No Surrender -20.37% -3.65% #N/A #N/A 14.24% W/ Surrender -26.32% -7.90% #N/A #N/A 9.99% Annualized No Surrender -20.37% -1.23% #N/A #N/A 4.17% W/ Surrender -26.32% -2.71% #N/A #N/A 2.97% Utilities Growth and Income - Class IB Range M 13 Portfolio Inception 5/1/92 NO. YEARS 9.674 0.6740 YEAR YEAR YEAR YEAR 9.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-May-92 Inception Date 5/1/92 6.864287 145.6816 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 7.274652 0.50403 0.504033 0.504033 2 FEE 31-Dec-93 3.666667 8.121880 0.45146 0.451455 0.451455 3 FEE 31-Dec-94 3.666667 7.432583 0.49332 0.493323 0.493323 4 FEE 31-Dec-95 3.666667 9.588940 0.38238 0.382385 0.382385 5 FEE 31-Dec-96 3.666667 10.928730 0.33551 91.501940 0.335507 0.335507 6 FEE 31-Dec-97 3.666667 13.671147 0.26820 0.268205 0.268205 0.268205 7 FEE 31-Dec-98 3.666667 15.478174 0.23689 64.607104 0.236893 0.236893 0.236893 8 FEE 31-Dec-99 3.666667 15.136653 0.24224 0.242238 0.242238 0.242238 0.242238 9 FEE 31-Dec-00 3.666667 17.534629 0.20911 57.030006 0.209110 0.209110 0.209110 0.209110 10 FEE 31-Dec-01 3.666667 13.424846 0.27313 0.273125 0.273125 0.273125 0.273125 0.273125 --------------------------------------------------------------- Units 56.756881 63.882631 90.272370 #N/A 142.285280 $ Value 761.9524 857.6145 1211.8927 #N/A 1910.1580 Surrender $ Value 702.4524 815.1145 1186.3927 #N/A 1910.1580 Cumulative No Surrender -23.80% -14.24% 21.19% #N/A 91.02% W/ Surrender -29.75% -18.49% 18.64% #N/A 91.02% Annualized No Surrender -23.80% -4.99% 3.92% #N/A 6.92% W/ Surrender -29.75% -6.59% 3.48% #N/A 6.92% Vista - Class IB Range N 14 Portfolio Inception 1/2/97 NO. YEARS 4.997 0.9973 YEAR YEAR YEAR YEAR 4.997 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 02-Jan-97 Inception Date 1/2/97 10.360057 96.5246 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 12.564460 0.29183 0.291828 0.291828 0.291828 7 FEE 31-Dec-98 3.666667 14.800333 0.24774 67.566047 0.247742 0.247742 0.247742 8 FEE 31-Dec-99 3.666667 22.260794 0.16471 0.164714 0.164714 0.164714 0.164714 9 FEE 31-Dec-00 3.666667 21.047302 0.17421 47.512028 0.174211 0.174211 0.174211 0.174211 10 FEE 31-Dec-01 3.666667 13.794330 0.26581 0.265810 0.265810 0.265810 0.265810 0.265810 --------------------------------------------------------------- Units 47.246218 66.961313 #N/A #N/A 95.380260 $ Value 651.7299 923.6864 #N/A #N/A 1315.7068 Surrender $ Value 592.2299 881.1864 #N/A #N/A 1281.7068 Cumulative No Surrender -34.83% -7.63% #N/A #N/A 31.57% W/ Surrender -40.78% -11.88% #N/A #N/A 28.17% Annualized No Surrender -34.83% -2.61% #N/A #N/A 5.64% W/ Surrender -40.78% -4.13% #N/A #N/A 5.09% Voyager - Class IB Range O 15 Portfolio Inception 2/1/88 NO. YEARS 13.923 0.9233 YEAR YEAR YEAR YEAR 13.923 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Feb-88 Inception Date 2/1/88 2.445480 408.9177 0 FEE 31-Dec-91 3.666667 4.484596 0.81761 222.985526 0.817614 1 FEE 31-Dec-92 3.666667 4.871119 0.75274 0.752736 0.752736 2 FEE 31-Dec-93 3.666667 5.690852 0.64431 0.644309 0.644309 3 FEE 31-Dec-94 3.666667 5.659233 0.64791 0.647909 0.647909 4 FEE 31-Dec-95 3.666667 7.835446 0.46796 0.467959 0.467959 5 FEE 31-Dec-96 3.666667 8.711993 0.42088 114.784298 0.420876 0.420876 6 FEE 31-Dec-97 3.666667 10.848198 0.33800 0.337998 0.337998 0.337998 7 FEE 31-Dec-98 3.666667 13.280109 0.27610 75.300587 0.276102 0.276102 0.276102 8 FEE 31-Dec-99 3.666667 20.684950 0.17726 0.177263 0.177263 0.177263 0.177263 9 FEE 31-Dec-00 3.666667 17.018491 0.21545 58.759616 0.215452 0.215452 0.215452 0.215452 10 FEE 31-Dec-01 3.666667 13.014715 0.28173 0.281732 0.281732 0.281732 0.281732 0.281732 --------------------------------------------------------------- Units 58.477884 74.626140 113.495751 218.763191 403.877728 $ Value 761.0730 971.2379 1477.1149 2847.1406 5256.3535 Surrender $ Value 701.5730 928.7379 1451.6149 2847.1406 5256.3535 Cumulative No Surrender -23.89% -2.88% 47.71% 184.71% 425.64% W/ Surrender -29.84% -7.13% 45.16% 184.71% 425.64% Annualized No Surrender -23.89% -0.97% 8.11% 11.03% 12.66% W/ Surrender -29.84% -2.43% 7.74% 11.03% 12.66% Franklin Growth and Income Securities -Ranges 2 P 16 Portfolio Inception 1/24/89 NO. YEARS 12.942 0.9425 YEAR YEAR YEAR YEAR 12.942 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 24-Jan-89 Inception Date 1/24/89 3.206615 311.8553 0 FEE 31-Dec-91 3.666667 3.941430 0.93029 253.715022 0.930288 1 FEE 31-Dec-92 3.666667 4.263114 0.86009 0.860091 0.860091 2 FEE 31-Dec-93 3.666667 4.624143 0.79294 0.792940 0.792940 3 FEE 31-Dec-94 3.666667 4.703526 0.77956 0.779557 0.779557 4 FEE 31-Dec-95 3.666667 6.143089 0.59688 0.596877 0.596877 5 FEE 31-Dec-96 3.666667 6.897541 0.53159 144.979203 0.531590 0.531590 6 FEE 31-Dec-97 3.666667 8.664847 0.42317 0.423166 0.423166 0.423166 7 FEE 31-Dec-98 3.666667 9.229488 0.39728 108.348372 0.397277 0.397277 0.397277 8 FEE 31-Dec-99 3.666667 9.458350 0.38766 0.387665 0.387665 0.387665 0.387665 9 FEE 31-Dec-00 3.666667 11.044655 0.33199 90.541533 0.331986 0.331986 0.331986 0.331986 10 FEE 31-Dec-01 3.666667 11.408535 0.32140 0.321397 0.321397 0.321397 0.321397 0.321397 --------------------------------------------------------------- Units 90.220137 107.307325 143.117713 248.292477 305.502503 $ Value 1029.2796 1224.2194 1632.7634 2832.6534 3485.3360 Surrender $ Value 969.7796 1181.7194 1607.2634 2832.6534 3485.3360 Cumulative No Surrender 2.93% 22.42% 63.28% 183.27% 248.53% W/ Surrender -3.02% 18.17% 60.73% 183.27% 248.53% Annualized No Surrender 2.93% 6.98% 10.30% 10.97% 10.13% W/ Surrender -3.02% 5.72% 9.96% 10.97% 10.13% Franklin Small Cap - Class 2 Range Q 17 Portfolio Inception 10/31/95 NO. YEARS 6.173 0.1726 YEAR YEAR YEAR YEAR 6.173 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 31-Oct-95 Inception Date 10/31/95 7.120859 140.4325 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 7.264100 0.50477 0.504765 0.504765 5 FEE 31-Dec-96 3.666667 9.219012 0.39773 108.471493 0.397729 0.397729 6 FEE 31-Dec-97 3.666667 10.644064 0.34448 0.344480 0.344480 0.344480 7 FEE 31-Dec-98 3.666667 10.363106 0.35382 96.496166 0.353819 0.353819 0.353819 8 FEE 31-Dec-99 3.666667 20.057279 0.18281 0.182810 0.182810 0.182810 0.182810 9 FEE 31-Dec-00 3.666667 16.848082 0.21763 59.353937 0.217631 0.217631 0.217631 0.217631 10 FEE 31-Dec-01 3.666667 14.073478 0.26054 0.260537 0.260537 0.260537 0.260537 0.260537 --------------------------------------------------------------- Units 59.093400 95.835188 107.112216 #N/A 138.170724 $ Value 831.6497 1348.7344 1507.4414 #N/A 1944.5426 Surrender $ Value 772.1497 1306.2344 1481.9414 #N/A 1927.5426 Cumulative No Surrender -16.84% 34.87% 50.74% #N/A 94.45% W/ Surrender -22.79% 30.62% 48.19% #N/A 92.75% Annualized No Surrender -16.84% 10.49% 8.55% #N/A 11.38% W/ Surrender -22.79% 9.31% 8.18% #N/A 11.22% Franklin Small Cap Value Securities - CRange2 RR 18 Portfolio Inception 4/30/98 NO. YEARS 3.674 0.6740 YEAR YEAR YEAR YEAR 3.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 30-Apr-98 Inception Date 4/30/98 10.996899 90.9347 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 8.469844 0.43291 118.065929 0.432908 0.432908 0.432908 8 FEE 31-Dec-99 3.666667 8.464755 0.43317 0.433169 0.433169 0.433169 0.433169 9 FEE 31-Dec-00 3.666667 10.431157 0.35151 95.866643 0.351511 0.351511 0.351511 0.351511 10 FEE 31-Dec-01 3.666667 11.700100 0.31339 0.313388 0.313388 0.313388 0.313388 0.313388 --------------------------------------------------------------- Units 95.553255 116.967862 #N/A #N/A 89.403751 $ Value 1117.9826 1368.5357 #N/A #N/A 1046.0328 Surrender $ Value 1058.4826 1326.0357 #N/A #N/A 1003.5328 Cumulative No Surrender 11.80% 36.85% #N/A #N/A 4.60% W/ Surrender 5.85% 32.60% #N/A #N/A 0.35% Annualized No Surrender 11.80% 11.02% #N/A #N/A 1.23% W/ Surrender 5.85% 9.86% #N/A #N/A 0.10% Mutual Shares Securities - Class II Range S 19 Portfolio Inception 11/8/96 NO. YEARS 5.148 0.1479 YEAR YEAR YEAR YEAR 5.148 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 08-Nov-96 Inception Date 11/8/96 7.226047 138.3883 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 7.460690 0.49146 134.035860 0.491465 0.491465 6 FEE 31-Dec-97 3.666667 8.636580 0.42455 0.424551 0.424551 0.424551 7 FEE 31-Dec-98 3.666667 8.499418 0.43140 117.655115 0.431402 0.431402 0.431402 8 FEE 31-Dec-99 3.666667 9.500573 0.38594 0.385942 0.385942 0.385942 0.385942 9 FEE 31-Dec-00 3.666667 10.625866 0.34507 94.109977 0.345070 0.345070 0.345070 0.345070 10 FEE 31-Dec-01 3.666667 11.210793 0.32707 0.327066 0.327066 0.327066 0.327066 0.327066 --------------------------------------------------------------- Units 93.782911 116.597037 132.121830 #N/A 135.982755 $ Value 1051.3808 1307.1453 1481.1905 #N/A 1524.4745 Surrender $ Value 991.8808 1264.6453 1455.6905 #N/A 1498.9745 Cumulative No Surrender 5.14% 30.71% 48.12% #N/A 52.45% W/ Surrender -0.81% 26.46% 45.57% #N/A 49.90% Annualized No Surrender 5.14% 9.34% 8.17% #N/A 8.54% W/ Surrender -0.81% 8.14% 7.80% #N/A 8.18% Templeton Developing Markets SecuritiesRangeass 2T 20 Portfolio Inception 3/4/96 NO. YEARS 5.830 0.8301 YEAR YEAR YEAR YEAR 5.830 TRANSACTION ATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 04-Mar-96 Inception Date 3/4/96 21.907225 45.6470 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 20.370406 0.18000 49.090823 0.180000 0.180000 6 FEE 31-Dec-97 3.666667 14.179668 0.25859 0.258586 0.258586 0.258586 7 FEE 31-Dec-98 3.666667 11.037037 0.33221 90.604027 0.332215 0.332215 0.332215 8 FEE 31-Dec-99 3.666667 16.674992 0.21989 0.219890 0.219890 0.219890 0.219890 9 FEE 31-Dec-00 3.666667 11.170643 0.32824 89.520362 0.328241 0.328241 0.328241 0.328241 10 FEE 31-Dec-01 3.666667 10.120331 0.36231 0.362307 0.362307 0.362307 0.362307 0.362307 ------------------------------------------------- Units 89.158055 89.693589 47.589584 #N/A 43.965802 $ Value 902.3090 907.7288 481.6223 #N/A 444.9485 Surrender $ Value 842.8090 865.2288 456.1223 #N/A 419.4485 Cumulative No Surrender -9.77% -9.23% -51.84% #N/A -55.51% W/ Surrender -15.72% -13.48% -54.39% #N/A -58.06% Annualized No Surrender -9.77% -3.18% -13.59% #N/A -12.97% W/ Surrender -15.72% -4.71% -14.53% #N/A -13.84% Templeton Foreign Securities - Class 2 Range U 21 Portfolio Inception 5/1/92 NO. YEARS 9.674 0.6740 YEAR YEAR YEAR YEAR 9.674 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-May-92 Inception Date 5/1/92 5.429182 184.1898 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 5.040394 0.72746 0.727456 0.727456 2 FEE 31-Dec-93 3.666667 7.303113 0.50207 0.502069 0.502069 3 FEE 31-Dec-94 3.666667 7.020868 0.52225 0.522253 0.522253 4 FEE 31-Dec-95 3.666667 7.993993 0.45868 0.458678 0.458678 5 FEE 31-Dec-96 3.666667 9.752613 0.37597 102.536623 0.375968 0.375968 6 FEE 31-Dec-97 3.666667 10.924690 0.33563 0.335631 0.335631 0.335631 7 FEE 31-Dec-98 3.666667 11.745768 0.31217 85.137047 0.312169 0.312169 0.312169 8 FEE 31-Dec-99 3.666667 14.267851 0.25699 0.256988 0.256988 0.256988 0.256988 9 FEE 31-Dec-00 3.666667 13.730860 0.26704 72.828650 0.267038 0.267038 0.267038 0.267038 10 FEE 31-Dec-01 3.666667 11.368660 0.32252 0.322524 0.322524 0.322524 0.322524 0.322524 --------------------------------------------------------------- Units 72.506126 84.290496 101.042272 #N/A 180.109036 $ Value 824.2975 958.2700 1148.7152 #N/A 2047.5984 Surrender $ Value 764.7975 915.7700 1123.2152 #N/A 2047.5984 Cumulative No Surrender -17.57% -4.17% 14.87% #N/A 104.76% W/ Surrender -23.52% -8.42% 12.32% #N/A 104.76% Annualized No Surrender -17.57% -1.41% 2.81% #N/A 7.69% W/ Surrender -23.52% -2.89% 2.35% #N/A 7.69% Templeton Global Income Securities - ClRange V 22 Portfolio Inception 1/24/89 NO. YEARS 12.942 0.9425 YEAR YEAR YEAR YEAR 12.942 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 24-Jan-89 Inception Date 1/24/89 5.577086 179.3051 0 FEE 31-Dec-91 3.666667 7.159743 0.51212 139.669818 0.512123 1 FEE 31-Dec-92 3.666667 7.011573 0.52294 0.522945 0.522945 2 FEE 31-Dec-93 3.666667 8.044283 0.45581 0.455810 0.455810 3 FEE 31-Dec-94 3.666667 7.515066 0.48791 0.487909 0.487909 4 FEE 31-Dec-95 3.666667 8.473564 0.43272 0.432718 0.432718 5 FEE 31-Dec-96 3.666667 9.134873 0.40139 109.470597 0.401392 0.401392 6 FEE 31-Dec-97 3.666667 9.204088 0.39837 0.398374 0.398374 0.398374 7 FEE 31-Dec-98 3.666667 9.690773 0.37837 103.190943 0.378367 0.378367 0.378367 8 FEE 31-Dec-99 3.666667 8.969896 0.40877 0.408775 0.408775 0.408775 0.408775 9 FEE 31-Dec-00 3.666667 9.208808 0.39817 108.591687 0.398170 0.398170 0.398170 0.398170 10 FEE 31-Dec-01 3.666667 9.279645 0.39513 0.395130 0.395130 0.395130 0.395130 0.395130 --------------------------------------------------------------- Units 108.196557 101.988868 107.491782 135.390228 174.513395 $ Value 1004.0256 946.4205 997.4856 1256.3733 1619.4224 Surrender $ Value 944.5256 903.9205 971.9856 1256.3733 1619.4224 Cumulative No Surrender 0.40% -5.36% -0.25% 25.64% 61.94% W/ Surrender -5.55% -9.61% -2.80% 25.64% 61.94% Annualized No Surrender 0.40% -1.82% -0.05% 2.31% 3.79% W/ Surrender -5.55% -3.31% -0.57% 2.31% 3.79% Aggressive Growth Range W 23 Portfolio Inception 8/14/01 NO. YEARS 0.381 0.3808 YEAR YEAR YEAR YEAR 0.381 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 14-Aug-01 Inception Date 8/14/01 14.547679 68.7395 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 3.666667 #N/A -- -- -- -- 0 9 FEE 31-Dec-00 3.666667 #N/A -- #N/A -- -- -- 0 10 FEE 31-Dec-01 3.666667 13.556545 0.27047 0.270472 0.270472 0.270472 0.270472 0.270472 --------------------------------------------------------------- Units #N/A #N/A #N/A #N/A 68.469016 $ Value #N/A #N/A #N/A #N/A 928.2033 Surrender $ Value #N/A #N/A #N/A #N/A 868.7033 #N/A Cumulative No Surrender #N/A #N/A #N/A #N/A -7.18% W/ Surrender #N/A #N/A #N/A #N/A -13.13% Annualized No Surrender #N/A #N/A #N/A #N/A -7.18% W/ Surrender #N/A #N/A #N/A #N/A -13.13% LSA Focused Equity Range X 24 Portfolio Inception 10/1/99 NO. YEARS 2.252 0.2521 YEAR YEAR YEAR YEAR 2.252 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-Oct-99 Inception Date 10/1/99 15.608796 64.0664 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 3.666667 18.772433 0.19532 0.195322 0.195322 0.195322 0.195322 9 FEE 31-Dec-00 3.666667 16.320642 0.22466 61.272099 0.224664 0.224664 0.224664 0.224664 10 FEE 31-Dec-01 3.666667 13.603396 0.26954 0.269541 0.269541 0.269541 0.269541 0.269541 --------------------------------------------------------------- Units 61.002559 #N/A #N/A #N/A 63.376914 $ Value 829.8420 #N/A #N/A #N/A 862.1413 Surrender $ Value 770.3420 #N/A #N/A #N/A 811.1413 Cumulative No Surrender -17.02% #N/A #N/A #N/A -13.79% W/ Surrender -22.97% #N/A #N/A #N/A -18.89% Annualized No Surrender -17.02% #N/A #N/A #N/A -6.37% W/ Surrender -22.97% #N/A #N/A #N/A -8.88% LSA Mid Cap Value Range Y 25 Portfolio Inception 8/14/01 NO. YEARS 0.381 0.3808 YEAR YEAR YEAR YEAR 0.381 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 14-Aug-01 Inception Date 8/14/01 10.647551 93.9183 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 3.666667 #N/A -- -- -- -- 0 9 FEE 31-Dec-00 3.666667 #N/A -- #N/A -- -- -- 0 10 FEE 31-Dec-01 3.666667 11.337984 0.32340 0.323397 0.323397 0.323397 0.323397 0.323397 --------------------------------------------------------------- Units #N/A #N/A #N/A #N/A 93.594914 $ Value #N/A #N/A #N/A #N/A 1061.1776 Surrender $ Value #N/A #N/A #N/A #N/A 1001.6776 #N/A Cumulative No Surrender #N/A #N/A #N/A #N/A 6.12% W/ Surrender #N/A #N/A #N/A #N/A 0.17% Annualized No Surrender #N/A #N/A #N/A #N/A 6.12% W/ Surrender #N/A #N/A #N/A #N/A 0.17% Oppenheimer Aggressive Growth - ServiceRanges Z 26 Portfolio Inception 8/15/86 NO. YEARS 15.389 0.3890 YEAR YEAR YEAR YEAR 15.389 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 15-Aug-86 Inception Date 8/15/86 2.651757 377.1085 0 FEE 31-Dec-91 3.666667 5.096911 0.71939 196.197265 0.719390 1 FEE 31-Dec-92 3.666667 5.790156 0.63326 0.633259 0.633259 2 FEE 31-Dec-93 3.666667 7.255869 0.50534 0.505338 0.505338 3 FEE 31-Dec-94 3.666667 6.599457 0.55560 0.555601 0.555601 4 FEE 31-Dec-95 3.666667 8.608276 0.42595 0.425947 0.425947 5 FEE 31-Dec-96 3.666667 10.185126 0.36000 98.182389 0.360002 0.360002 6 FEE 31-Dec-97 3.666667 11.201029 0.32735 0.327351 0.327351 0.327351 7 FEE 31-Dec-98 3.666667 12.386997 0.29601 80.729817 0.296009 0.296009 0.296009 8 FEE 31-Dec-99 3.666667 22.385164 0.16380 0.163799 0.163799 0.163799 0.163799 9 FEE 31-Dec-00 3.666667 19.564493 0.18741 51.113004 0.187414 0.187414 0.187414 0.187414 10 FEE 31-Dec-01 3.666667 13.243981 0.27686 0.276855 0.276855 0.276855 0.276855 0.276855 --------------------------------------------------------------- Units 50.836148 80.101748 96.930960 192.465690 372.657495 $ Value 673.2730 1060.8660 1283.7518 2549.0119 4935.4688 Surrender $ Value 613.7730 1018.3660 1258.2518 2549.0119 4935.4688 Cumulative No Surrender -32.67% 6.09% 28.38% 154.90% 393.55% W/ Surrender -38.62% 1.84% 25.83% 154.90% 393.55% Annualized No Surrender -32.67% 1.99% 5.12% 9.81% 10.93% W/ Surrender -38.62% 0.61% 4.70% 9.81% 10.93% Oppenheimer Global Securities - ServiceRanges AA 27 Portfolio Inception 11/12/90 NO. YEARS 11.142 0.1425 YEAR YEAR YEAR YEAR 11.142 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 12-Nov-90 Inception Date 11/12/90 3.838670 260.5069 0 FEE 31-Dec-91 3.666667 3.913290 0.93698 255.539457 0.936978 1 FEE 31-Dec-92 3.666667 3.577775 1.02485 1.024846 1.024846 2 FEE 31-Dec-93 3.666667 5.997789 0.61134 0.611336 0.611336 3 FEE 31-Dec-94 3.666667 5.565549 0.65881 0.658815 0.658815 4 FEE 31-Dec-95 3.666667 5.600675 0.65468 0.654683 0.654683 5 FEE 31-Dec-96 3.666667 6.492990 0.56471 154.012250 0.564712 0.564712 6 FEE 31-Dec-97 3.666667 7.823677 0.46866 0.468663 0.468663 0.468663 7 FEE 31-Dec-98 3.666667 8.786446 0.41731 113.811659 0.417309 0.417309 0.417309 8 FEE 31-Dec-99 3.666667 13.705812 0.26753 0.267526 0.267526 0.267526 0.267526 9 FEE 31-Dec-00 3.666667 14.178804 0.25860 70.527810 0.258602 0.258602 0.258602 0.258602 10 FEE 31-Dec-01 3.666667 12.272780 0.29876 0.298764 0.298764 0.298764 0.298764 0.298764 --------------------------------------------------------------- Units 70.229046 112.986767 152.301385 250.314200 254.344660 $ Value 861.9056 1386.6617 1869.1614 3072.0511 3121.5161 Surrender $ Value 802.4056 1344.1617 1843.6614 3072.0511 3121.5161 Cumulative No Surrender -13.81% 38.67% 86.92% 207.21% 212.15% W/ Surrender -19.76% 34.42% 84.37% 207.21% 212.15% Annualized No Surrender -13.81% 11.51% 13.33% 11.88% 10.76% W/ Surrender -19.76% 10.36% 13.02% 11.88% 10.76% Oppenheimer High Income - Service ClassRange BB 28 Portfolio Inception 4/30/86 NO. YEARS 15.682 0.6822 YEAR YEAR YEAR YEAR 15.682 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 30-Apr-86 Inception Date 4/30/86 3.562376 280.7115 0 FEE 31-Dec-91 3.666667 6.119832 0.59914 163.403178 0.599145 1 FEE 31-Dec-92 3.666667 7.082265 0.51773 0.517725 0.517725 2 FEE 31-Dec-93 3.666667 8.806372 0.41637 0.416365 0.416365 3 FEE 31-Dec-94 3.666667 8.392313 0.43691 0.436908 0.436908 4 FEE 31-Dec-95 3.666667 9.942841 0.36877 0.368775 0.368775 5 FEE 31-Dec-96 3.666667 11.278007 0.32512 88.668149 0.325117 0.325117 6 FEE 31-Dec-97 3.666667 12.456021 0.29437 0.294369 0.294369 0.294369 7 FEE 31-Dec-98 3.666667 12.296821 0.29818 81.321831 0.298180 0.298180 0.298180 8 FEE 31-Dec-99 3.666667 12.621833 0.29050 0.290502 0.290502 0.290502 0.290502 9 FEE 31-Dec-00 3.666667 10.743293 0.34130 93.081330 0.341298 0.341298 0.341298 0.341298 10 FEE 31-Dec-01 3.666667 10.784235 0.34000 0.340002 0.340002 0.340002 0.340002 0.340002 --------------------------------------------------------------- Units 92.741327 80.350028 87.103797 159.773938 276.483139 $ Value 1000.1443 866.5136 939.3478 1723.0397 2981.6591 Surrender $ Value 940.6443 824.0136 913.8478 1723.0397 2981.6591 Cumulative No Surrender 0.01% -13.35% -6.07% 72.30% 198.17% W/ Surrender -5.94% -17.60% -8.62% 72.30% 198.17% Annualized No Surrender 0.01% -4.66% -1.24% 5.59% 7.21% W/ Surrender -5.94% -6.25% -1.79% 5.59% 7.21% Oppenheimer Main Street Growth & IncomeRangervicCCClass29 Portfolio Inception 7/5/95 NO. YEARS 6.496 0.4959 YEAR YEAR YEAR YEAR 6.496 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 05-Jul-95 Inception Date 7/5/95 5.680348 176.0456 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 7.060319 0.51933 0.519334 0.519334 5 FEE 31-Dec-96 3.666667 9.207447 0.39823 108.607739 0.398228 0.398228 6 FEE 31-Dec-97 3.666667 12.005613 0.30541 0.305413 0.305413 0.305413 7 FEE 31-Dec-98 3.666667 12.371781 0.29637 80.829106 0.296373 0.296373 0.296373 8 FEE 31-Dec-99 3.666667 14.820093 0.24741 0.247412 0.247412 0.247412 0.247412 9 FEE 31-Dec-00 3.666667 13.310571 0.27547 75.128257 0.275470 0.275470 0.275470 0.275470 10 FEE 31-Dec-01 3.666667 11.770113 0.31152 0.311523 0.311523 0.311523 0.311523 0.311523 --------------------------------------------------------------- Units 74.816734 79.994701 107.171547 #N/A 173.691798 $ Value 880.6014 941.5467 1261.4212 #N/A 2044.3721 Surrender $ Value 821.1014 899.0467 1235.9212 #N/A 2027.3721 Cumulative No Surrender -11.94% -5.85% 26.14% #N/A 104.44% W/ Surrender -17.89% -10.10% 23.59% #N/A 102.74% Annualized No Surrender -11.94% -1.99% 4.75% #N/A 11.64% W/ Surrender -17.89% -3.49% 4.33% #N/A 11.49% Oppenheimer Main Street Small Cap - SerRangeClasDD 30 Portfolio Inception 5/1/98 NO. YEARS 3.671 0.6712 YEAR YEAR YEAR YEAR 3.671 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 01-May-98 Inception Date 5/1/98 10.630207 94.0715 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 10.097079 0.36314 99.038544 0.363141 0.363141 0.363141 8 FEE 31-Dec-99 3.666667 14.565313 0.25174 0.251740 0.251740 0.251740 0.251740 9 FEE 31-Dec-00 3.666667 11.707107 0.31320 85.418199 0.313200 0.313200 0.313200 0.313200 10 FEE 31-Dec-01 3.666667 11.487579 0.31919 0.319185 0.319185 0.319185 0.319185 0.319185 --------------------------------------------------------------- Units 85.099014 98.154419 #N/A #N/A 92.824279 $ Value 977.5816 1127.5566 #N/A #N/A 1066.3262 Surrender $ Value 918.0816 1085.0566 #N/A #N/A 1023.8262 Cumulative No Surrender -2.24% 12.76% #N/A #N/A 6.63% W/ Surrender -8.19% 8.51% #N/A #N/A 2.38% Annualized No Surrender -2.24% 4.08% #N/A #N/A 1.76% W/ Surrender -8.19% 2.76% #N/A #N/A 0.64% Oppenheimer Multiple Strategies - ServiRangeass EE 31 Portfolio Inception 2/9/87 NO. YEARS 14.901 0.9014 YEAR YEAR YEAR YEAR 14.901 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 09-Feb-87 Inception Date 2/9/87 3.267886 306.0082 0 FEE 31-Dec-91 3.666667 5.121992 0.71587 195.236541 0.715867 1 FEE 31-Dec-92 3.666667 5.493744 0.66743 0.667426 0.667426 2 FEE 31-Dec-93 3.666667 6.269480 0.58484 0.584844 0.584844 3 FEE 31-Dec-94 3.666667 6.050726 0.60599 0.605988 0.605988 4 FEE 31-Dec-95 3.666667 7.227641 0.50731 0.507312 0.507312 5 FEE 31-Dec-96 3.666667 8.215295 0.44632 121.724174 0.446322 0.446322 6 FEE 31-Dec-97 3.666667 9.478287 0.38685 0.386849 0.386849 0.386849 7 FEE 31-Dec-98 3.666667 9.949542 0.36853 100.507139 0.368526 0.368526 0.368526 8 FEE 31-Dec-99 3.666667 10.947969 0.33492 0.334918 0.334918 0.334918 0.334918 9 FEE 31-Dec-00 3.666667 11.469967 0.31968 87.184209 0.319675 0.319675 0.319675 0.319675 10 FEE 31-Dec-01 3.666667 11.538380 0.31778 0.317780 0.317780 0.317780 0.317780 0.317780 --------------------------------------------------------------- Units 86.866429 99.534766 119.996426 190.696901 300.752720 $ Value 1002.2979 1148.4700 1384.5644 2200.3333 3470.1992 Surrender $ Value 942.7979 1105.9700 1359.0644 2200.3333 3470.1992 Cumulative No Surrender 0.23% 14.85% 38.46% 120.03% 247.02% W/ Surrender -5.72% 10.60% 35.91% 120.03% 247.02% Annualized No Surrender 0.23% 4.72% 6.72% 8.21% 8.71% W/ Surrender -5.72% 3.41% 6.33% 8.21% 8.71% Oppenheimer Strategic Bond - Service ClRange FF 32 Portfolio Inception 5/3/93 NO. YEARS 8.668 0.6685 YEAR YEAR YEAR YEAR 8.668 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 03-May-93 Inception Date 5/3/93 7.157678 139.7101 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 7.383877 0.49658 0.496577 0.496577 3 FEE 31-Dec-94 3.666667 6.993230 0.52432 0.524317 0.524317 4 FEE 31-Dec-95 3.666667 7.938326 0.46189 0.461894 0.461894 5 FEE 31-Dec-96 3.666667 8.754419 0.41884 114.228026 0.418836 0.418836 6 FEE 31-Dec-97 3.666667 9.366451 0.39147 0.391468 0.391468 0.391468 7 FEE 31-Dec-98 3.666667 9.485705 0.38655 105.421790 0.386547 0.386547 0.386547 8 FEE 31-Dec-99 3.666667 9.599918 0.38195 0.381948 0.381948 0.381948 0.381948 9 FEE 31-Dec-00 3.666667 9.698157 0.37808 103.112375 0.378079 0.378079 0.378079 0.378079 10 FEE 31-Dec-01 3.666667 10.000785 0.36664 0.366638 0.366638 0.366638 0.366638 0.366638 --------------------------------------------------------------- Units 102.745737 104.295126 112.323347 #N/A 135.903809 $ Value 1027.5380 1043.0331 1123.3216 #N/A 1359.1448 Surrender $ Value 968.0380 1000.5331 1097.8216 #N/A 1359.1448 Cumulative No Surrender 2.75% 4.30% 12.33% #N/A 35.91% W/ Surrender -3.20% 0.05% 9.78% #N/A 35.91% Annualized No Surrender 2.75% 1.41% 2.35% #N/A 3.60% W/ Surrender -3.20% 0.02% 1.88% #N/A 3.60% Van Kampen LIT Emerging Growth - Class Range GG 33 Portfolio Inception 7/3/95 NO. YEARS 6.501 0.5014 YEAR YEAR YEAR YEAR 6.501 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 03-Jul-95 Inception Date 7/3/95 5.340335 187.2542 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 6.201962 0.59121 0.591211 0.591211 5 FEE 31-Dec-96 3.666667 7.112806 0.51550 140.591491 0.515502 0.515502 6 FEE 31-Dec-97 3.666667 8.422062 0.43536 0.435364 0.435364 0.435364 7 FEE 31-Dec-98 3.666667 11.391297 0.32188 87.786316 0.321883 0.321883 0.321883 8 FEE 31-Dec-99 3.666667 22.892120 0.16017 0.160172 0.160172 0.160172 0.160172 9 FEE 31-Dec-00 3.666667 20.222415 0.18132 49.450078 0.181317 0.181317 0.181317 0.181317 10 FEE 31-Dec-01 3.666667 13.622271 0.26917 0.269167 0.269167 0.269167 0.269167 0.269167 --------------------------------------------------------------- Units 49.180911 87.175661 139.223588 #N/A 184.779554 $ Value 669.9557 1187.5305 1896.5414 #N/A 2517.1172 Surrender $ Value 610.4557 1145.0305 1871.0414 #N/A 2500.1172 Cumulative No Surrender -33.00% 18.75% 89.65% #N/A 151.71% W/ Surrender -38.95% 14.50% 87.10% #N/A 150.01% Annualized No Surrender -33.00% 5.90% 13.66% #N/A 15.26% W/ Surrender -38.95% 4.62% 13.35% #N/A 15.14% Van Kampen LIT Growth and Income - ClasRange HH 34 Portfolio Inception 12/23/96 NO. YEARS 5.025 0.0247 YEAR YEAR YEAR YEAR 5.025 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 23-Dec-96 Inception Date 12/23/96 6.824184 146.5377 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 6.801196 0.53912 147.032963 0.539121 0.539121 6 FEE 31-Dec-97 3.666667 8.170932 0.44875 0.448745 0.448745 0.448745 7 FEE 31-Dec-98 3.666667 9.612699 0.38144 104.029056 0.381440 0.381440 0.381440 8 FEE 31-Dec-99 3.666667 10.682033 0.34326 0.343256 0.343256 0.343256 0.343256 9 FEE 31-Dec-00 3.666667 12.534270 0.29253 79.781272 0.292531 0.292531 0.292531 0.292531 10 FEE 31-Dec-01 3.666667 11.527497 0.31808 0.318080 0.318080 0.318080 0.318080 0.318080 --------------------------------------------------------------- Units 79.463192 103.075189 145.248911 #N/A 144.214494 $ Value 916.0117 1188.1989 1674.3564 #N/A 1662.4321 Surrender $ Value 856.5117 1145.6989 1648.8564 #N/A 1636.9321 Cumulative No Surrender -8.40% 18.82% 67.44% #N/A 66.24% W/ Surrender -14.35% 14.57% 64.89% #N/A 63.69% Annualized No Surrender -8.40% 5.92% 10.86% #N/A 10.65% W/ Surrender -14.35% 4.64% 10.52% #N/A 10.31% Van Kampen UIF Active International AllRangeon -IIlass 35 Portfolio Inception 8/31/99 NO. YEARS 2.337 0.3370 YEAR YEAR YEAR YEAR 2.337 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 31-Aug-99 Inception Date 8/31/99 14.224277 70.3023 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 #N/A -- -- -- 0 7 FEE 31-Dec-98 3.666667 #N/A -- #N/A -- -- 0 8 FEE 31-Dec-99 3.666667 16.639552 0.22036 0.220358 0.220358 0.220358 0.220358 9 FEE 31-Dec-00 3.666667 14.099160 0.26006 70.926211 0.260063 0.260063 0.260063 0.260063 10 FEE 31-Dec-01 3.666667 11.104632 0.33019 0.330193 0.330193 0.330193 0.330193 0.330193 --------------------------------------------------------------- Units 70.596019 #N/A #N/A #N/A 69.491729 $ Value 783.9428 #N/A #N/A #N/A 771.6801 Surrender $ Value 724.4428 #N/A #N/A #N/A 720.6801 Cumulative No Surrender -21.61% #N/A #N/A #N/A -22.83% W/ Surrender -27.56% #N/A #N/A #N/A -27.93% Annualized No Surrender -21.61% #N/A #N/A #N/A -10.50% W/ Surrender -27.56% #N/A #N/A #N/A -13.08% Van Kampen UIF Emerging Markets Debt - Range II JJ 36 Portfolio Inception 6/16/97 NO. YEARS 4.545 0.5452 YEAR YEAR YEAR YEAR 4.545 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 16-Jun-97 Inception Date 6/16/97 9.644022 103.6912 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 9.627610 0.38085 0.380849 0.380849 0.380849 7 FEE 31-Dec-98 3.666667 6.779840 0.54082 147.496106 0.540819 0.540819 0.540819 8 FEE 31-Dec-99 3.666667 8.624610 0.42514 0.425140 0.425140 0.425140 0.425140 9 FEE 31-Dec-00 3.666667 9.445695 0.38818 105.868335 0.388184 0.388184 0.388184 0.388184 10 FEE 31-Dec-01 3.666667 10.225434 0.35858 0.358583 0.358583 0.358583 0.358583 0.358583 --------------------------------------------------------------- Units 105.509752 146.324199 #N/A #N/A 101.597603 $ Value 1078.8830 1496.2284 #N/A #N/A 1038.8796 Surrender $ Value 1019.3830 1453.7284 #N/A #N/A 1004.8796 Cumulative No Surrender 7.89% 49.62% #N/A #N/A 3.89% W/ Surrender 1.94% 45.37% #N/A #N/A 0.49% Annualized No Surrender 7.89% 14.38% #N/A #N/A 0.84% W/ Surrender 1.94% 13.28% #N/A #N/A 0.11% Van Kampen UIF U.S. Real Estate - ClassRange KK 37 Portfolio Inception 3/3/97 NO. YEARS 4.833 0.8329 YEAR YEAR YEAR YEAR 4.833 TRANSACTION DATE $ VALUE UNIT VALUE NO. UNITS 1 3 5 10 Inception 31-Dec-00 31-Dec-98 31-Dec-96 31-Dec-91 03-Mar-97 Inception Date 3/3/97 7.333233 136.3655 0 FEE 31-Dec-91 3.666667 #N/A -- #N/A 0 1 FEE 31-Dec-92 3.666667 #N/A -- -- 0 2 FEE 31-Dec-93 3.666667 #N/A -- -- 0 3 FEE 31-Dec-94 3.666667 #N/A -- -- 0 4 FEE 31-Dec-95 3.666667 #N/A -- -- 0 5 FEE 31-Dec-96 3.666667 #N/A -- #N/A -- 0 6 FEE 31-Dec-97 3.666667 8.531658 0.42977 0.429772 0.429772 0.429772 7 FEE 31-Dec-98 3.666667 7.477567 0.49036 133.733339 0.490356 0.490356 0.490356 8 FEE 31-Dec-99 3.666667 7.244043 0.50616 0.506163 0.506163 0.506163 0.506163 9 FEE 31-Dec-00 3.666667 9.208200 0.39820 108.598858 0.398196 0.398196 0.398196 0.398196 10 FEE 31-Dec-01 3.666667 9.944124 0.36873 0.368727 0.368727 0.368727 0.368727 0.368727 --------------------------------------------------------------- Units 108.230131 132.460253 #N/A #N/A 134.172289 $ Value 1076.2538 1317.2012 #N/A #N/A 1334.2259 Surrender $ Value 1016.7538 1274.7012 #N/A #N/A 1300.2259 Cumulative No Surrender 7.63% 31.72% #N/A #N/A 33.42% W/ Surrender 1.68% 27.47% #N/A #N/A 30.02% Annualized No Surrender 7.63% 9.62% #N/A #N/A 6.15% W/ Surrender 1.68% 8.43% #N/A #N/A 5.58%