CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
ASSETS
Cash and due from banks	$ 28,547	$ 30,333
Interest-bearing deposits with banks	28,852	13,899
Federal funds sold	7,834	386
Total cash and cash equivalents	65,233	44,618
Securities held-to-maturity, at amortized cost	7,233	8,193
Securities available-for-sale, at fair value	239,631	254,746
Other securities	6,249	7,235
Total securities	253,113	270,174
Loans held for sale	1,058	2,103
Loans	746,588	704,531
Allowance for loan losses	(6,734)	(6,095)
Loans, net	740,912	700,539
Premises and equipment	33,610	34,810
Interest receivable	3,809	3,659
Cash surrender value of life insurance	14,771	14,463
Goodwill	12,276	12,276
Other real estate owned	4,104	4,655
Other assets	10,021	8,574
TOTAL ASSETS	1,137,849	1,093,768
Deposits:
Noninterest-bearing	187,542	201,362
Interest-bearing	776,298	691,413
TOTAL DEPOSITS	963,840	892,775
Interest payable	232	316
Borrowed funds	58,986	89,450
Subordinated debentures	10,310	10,310
Other liabilities	2,859	4,701
TOTAL LIABILITIES	1,036,227	997,552
STOCKHOLDERS' EQUITY:
Preferred stock, no par value, $1,000 per share liquidation, 10,000,000 shares authorized; 17,123 issued and outstanding at September 30, 2015 and December 31, 2014, respectively	17,123	17,123
Common stock, par value $1 per share, 20,000,000 shares authorized and 5,403,159 shares issued at Sept 30, 2015; 10,000,000 shares authorized and 5,342,670 shares issued at December 31, 2014, respectively	5,403	5,343
Additional paid-in capital	44,469	44,421
Retained earnings	33,554	27,975
Accumulated other comprehensive income	1,537	1,818
Treasury stock, at cost, 26,494 shares at September 30, 2015 and at December 31, 2014	(464)	(464)
TOTAL STOCKHOLDERS' EQUITY	101,622	96,216
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 1,137,849	$ 1,093,768