CONSOLIDATED STATEMENTS OF INCOME (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
INTEREST INCOME:
Interest and fees on loans	$ 8,148	$ 7,004
Interest and dividends on securities:
Taxable interest and dividends	1,011	903
Tax exempt interest	501	529
Interest on federal funds sold	23	11
TOTAL INTEREST INCOME	9,683	8,447
INTEREST EXPENSE:
Interest on deposits	632	466
Interest on borrowed funds	172	157
TOTAL INTEREST EXPENSE	804	623
NET INTEREST INCOME	8,879	7,824
PROVISION FOR LOAN LOSSES	150	358
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	8,729	7,466
OTHER INCOME:
Service charges on deposit accounts	1,051	984
Other service charges and fees	799	688
TOTAL OTHER INCOME	1,850	1,672
OTHER EXPENSES:
Salaries and employee benefits	4,626	4,097
Occupancy and equipment	1,109	1,220
Other	2,083	1,910
TOTAL OTHER EXPENSES	7,818	7,227
INCOME BEFORE INCOME TAXES	2,761	1,911
INCOME TAXES	732	484
NET INCOME	2,029	1,427
PREFERRED STOCK ACCRETION AND DIVIDENDS	85	106
NET INCOME APPLICABLE TO COMMON STOCKHOLDERS	$ 1,944	$ 1,321
NET INCOME APPLICABLE TO COMMON STOCKHOLDERS:
BASIC	$ 0.36	$ 0.26
DILUTED	$ 0.36	$ 0.25
DIVIDENDS PER SHARE - COMMON	$ 0.0375	$ 0.0375