CONSOLIDATED BALANCE SHEETS (USD $) In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
ASSETS
Cash and due from banks	$ 26,013	$ 30,333
Interest-bearing deposits with banks	25,844	13,899
Federal funds sold	42,617	386
Total cash and cash equivalents	94,474	44,618
Securities held-to-maturity, at amortized cost	7,829	8,193
Securities available-for-sale, at fair value	246,842	254,746
Other securities	7,235	7,235
Total securities	261,906	270,174
Loans held for sale	1,657	2,103
Loans	716,359	704,531
Allowance for loan losses	(5,928)	(6,095)
Loans, net	712,088	700,539
Premises and equipment	33,769	34,810
Interest receivable	3,950	3,659
Cash surrender value of life insurance	14,569	14,463
Goodwill	12,276	12,276
Other real estate owned	4,598	4,655
Other assets	8,518	8,574
TOTAL ASSETS	1,146,148	1,093,768
Deposits:
Noninterest-bearing	203,766	201,362
Interest-bearing	780,877	691,413
TOTAL DEPOSITS	984,643	892,775
Interest payable	275	316
Borrowed funds	49,446	89,450
Subordinated debentures	10,310	10,310
Other liabilities	2,708	4,701
TOTAL LIABILITIES	1,047,382	997,552
STOCKHOLDERS' EQUITY:
Preferred stock, no par value, $1,000 per share liquidation, 10,000,000 shares authorized; 17,123 issued and outstanding at March 31, 2015 and December 31, 2014, respectively	17,123	17,123
Common stock, par value $1 per share, 10,000,000 shares authorized; 5,400,909 shares issued at March 31, 2015 and 5,342,670 at December 31, 2014, respectively	5,401	5,343
Additional paid-in capital	44,419	44,421
Retained earnings	29,717	27,975
Accumulated other comprehensive income	2,570	1,818
Treasury stock, at cost, 26,494 shares at March 31, 2015 and at December 31, 2014	(464)	(464)
TOTAL STOCKHOLDERS' EQUITY	98,766	96,216
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$ 1,146,148	$ 1,093,768