CONSOLIDATED STATEMENTS OF INCOME (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012	Sep. 30, 2011
INTEREST INCOME:
Interest and fees on loans	$ 5,204	$ 5,165	$ 16,011	$ 15,296
Interest and dividends on securities:
Taxable interest and dividends	731	452	2,154	1,290
Tax exempt interest	513	366	1,527	1,029
Interest on federal funds sold	11	16	42	58
TOTAL INTEREST INCOME	6,459	5,999	19,734	17,673
INTEREST EXPENSE:
Interest on deposits	714	963	2,440	3,271
Interest on borrowed funds	314	304	870	908
TOTAL INTEREST EXPENSE	1,028	1,267	3,310	4,179
NET INTEREST INCOME	5,431	4,732	16,424	13,494
PROVISION FOR LOAN LOSSES	371	230	744	883
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	5,060	4,502	15,680	12,611
OTHER INCOME:
Service charges on deposit accounts	853	632	2,580	1,758
Other service charges and fees	665	456	1,923	1,273
Impairment loss on securities:
Total other-than-temporary impairment (gain)loss		(52)		(141)
Portion of gain (loss) recognized in other comprehensive income		52		137
Net impairment loss recognized in earnings				4
TOTAL OTHER INCOME	1,518	1,088	4,503	3,027
OTHER EXPENSES:
Salaries and employee benefits	3,075	2,391	9,009	6,864
Occupancy and equipment	493	534	2,402	1,466
Other	1,869	1,554	4,962	4,966
TOTAL OTHER EXPENSES	5,437	4,479	16,373	13,296
INCOME BEFORE INCOME TAXES	1,141	1,111	3,810	2,342
INCOME TAXES	269	365	930	425
NET INCOME	872	746	2,880	1,917
PREFERRED STOCK ACCRETION AND DIVIDENDS	106	86	318	257
NET INCOME APPLICABLE TO COMMON STOCKHOLDERS	$ 766	$ 660	$ 2,562	$ 1,660
NET INCOME APPLICABLE TO COMMON STOCKHOLDERS:
BASIC	$ 0.25	$ 0.22	$ 0.83	$ 0.54
DILUTED	$ 0.24	$ 0.21	$ 0.82	$ 0.54
DIVIDENDS PER SHARE COMMON	$ 0.0375	$ 0.0375	$ 0.1125	$ 0.1125