CONSOLIDATED BALANCE SHEETS (USD $) In Thousands, unless otherwise specified	Sep. 30, 2012	Dec. 31, 2011
ASSETS
Cash and due from banks	$ 20,070	$ 10,152
Interest-bearing deposits with banks	15,652	12,788
Federal funds sold	990	241
Total cash and cash equivalents	36,712	23,181
Securities held-to-maturity, at amortized cost	8,478	6,002
Securities available-for-sale, at fair value	233,621	212,529
Other securities	2,638	2,645
Total securities	244,737	221,176
Loans held for sale	4,898	2,906
Loans	388,062	385,022
Allowance for loan losses	(4,400)	(4,511)
Loans, net	388,560	383,417
Premises and equipment	22,522	22,991
Interest receivable	3,054	2,772
Cash surrender value of life insurance	6,400	6,270
Goodwill	9,362	9,362
Other assets	6,313	7,891
Other real estate owned	8,008	4,353
TOTAL ASSETS	725,668	681,413
Deposits:
Noninterest-bearing	110,051	107,129
Interest-bearing	511,882	466,265
TOTAL DEPOSITS	621,933	573,394
Interest payable	227	308
Borrowed funds	16,781	27,032
Subordinated debentures	10,310	10,310
Other liabilities	11,045	9,944
TOTAL LIABILITIES	660,296	620,988
STOCKHOLDERS EQUITY:
Preferred stock, no par value, $1,000 per share liquidation, 10,000,000 shares authorized; 17,123 issued and outstanding at Sept. 30, 2012 and at December 31, 2011	17,000	16,939
Common stock, par value $1 per share, 10,000,000 shares authorized; 3,135,361 and 3,092,566 shares issued at Sept. 30, 2012 and at December 31, 2011	3,135	3,093
Additional paid-in capital	23,636	23,504
Retained earnings	19,000	16,791
Accumulated other comprehensive income	3,060	562
Treasury stock, at cost, 26,494 shares at Sept. 30, 2012 and at December 31, 2011	(464)	(464)
TOTAL STOCKHOLDERS EQUITY	65,372	60,425
TOTAL LIABILITIES AND STOCKHOLDERS EQUITY	$ 725,668	$ 681,413