REGULATORY MATTERS (Tables)

12 Months Ended

Dec. 31, 2020

REGULATORY MATTERS

Schedule Of Capital Required To Be Well Capitalized Under Banking Regulations

	Company				Subsidiary
December 31, 2020	(Consolidated)				The First
	Amount		Ratio		Amount		Ratio
Total risk-based	$	618,025	19.1	%	$	549,273	16.9	%
Common equity Tier 1		438,109	13.5	%		513,453	15.8	%
Tier 1 risk-based		453,409	14.0	%		513,453	15.8	%
Tier 1 leverage		453,409	9.2	%		513,453	10.4	%
December 31, 2019
	Amount		Ratio		Amount		Ratio
Total risk-based	$	446,571	15.8	%	$	439,538	15.6	%
Common equity Tier 1		352,481	12.5	%		425,630	15.1	%
Tier 1 risk-based		367,727	13.0	%		425,630	15.1	%
Tier 1 leverage		367,727	10.3	%		425,630	11.8	%

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

The minimum amounts of capital and ratios, not including Accumulated Other Comprehensive Income, as established by banking regulators at December 31, 2020, and 2019, were as follows ($ in thousands):

	Company				Subsidiary
December 31, 2020	(Consolidated)				The First
	Amount		Ratio		Amount		Ratio
Total risk-based	$	258,896	8.0	%	$	259,136	8.0	%
Common equity Tier 1		145,629	4.5	%		145,764	4.5	%
Tier 1 risk-based		194,172	6.0	%		194,352	6.0	%
Tier 1 leverage		129,448	4.0	%		129,568	4.0	%

December 31, 2019
	Amount		Ratio		Amount		Ratio
Total risk-based	$	225,932	8.0	%	$	225,413	8.0	%
Common equity Tier 1		127,087	4.5	%		126,795	4.5	%
Tier 1 risk-based		169,449	6.0	%		169,060	6.0	%
Tier 1 leverage		143,460	4.0	%		143,940	4.0	%