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LOANS - Activity in Allowance for Credit Losses (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Allowance for loan losses:        
Beginning balance $ 54,032 $ 38,917 $ 30,742  
Initial allowance on PCD loans     3,176 $ 1,303
Provision for credit losses 3,758 13,750 5,350  
Loans charged-off (3,894) (3,092) (1,218)  
Recoveries 2,309 1,281 2,740  
Total ending allowance balance 56,205 54,032 38,917  
Commercial, Financial and Agriculture        
Allowance for loan losses:        
Beginning balance 8,844 6,349 4,873  
Initial allowance on PCD loans     727 614
Provision for credit losses 3,213 2,164 688  
Loans charged-off (1,173) (745) (259)  
Recoveries 319 349 433  
Total ending allowance balance 11,203 8,844 6,349  
Commercial Real Estate        
Allowance for loan losses:        
Beginning balance 29,125 20,389 17,552  
Initial allowance on PCD loans     2,260 576
Provision for credit losses (173) 6,610 1,742  
Loans charged-off (161) (250) (72)  
Recoveries 676 116 591  
Total ending allowance balance 29,467 29,125 20,389  
Consumer Real Estate        
Allowance for loan losses:        
Beginning balance 15,260 11,599 7,889  
Initial allowance on PCD loans     182 113
Provision for credit losses 53 3,279 2,786  
Loans charged-off (522) (49) (204)  
Recoveries 85 249 1,015  
Total ending allowance balance 14,876 15,260 11,599  
Consumer Installment        
Allowance for loan losses:        
Beginning balance 803 580 428  
Initial allowance on PCD loans     7 $ 0
Provision for credit losses 665 1,697 134  
Loans charged-off (2,038) (2,048) (683)  
Recoveries 1,229 567 701  
Total ending allowance balance $ 659 $ 803 $ 580