REVENUE FROM CONTRACTS WITH CUSTOMERS (Tables)

12 Months Ended

Dec. 31, 2024

Revenue from Contract with Customer [Abstract]

Schedule of Revenue from Contract with Customer by Non-Interest Income

The following table presents the Company’s sources of non-interest income for December 31, 2024, 2023, and 2022. Items outside the scope of ASC 606 are noted as such.

($ in thousands)	Year Ended December 31, 2024
	Commercial/ Retail Bank		Mortgage Banking Division		Holding Company		Total
Revenue by Operating Segments
Non-interest income
Service charges on deposits
Overdraft fees	$	8,095	$	4	$	—	$	8,099
Other	5,804		2		—		5,806
Interchange income	17,914		—		—		17,914
Investment brokerage fees	1,829		—		—		1,829
Net gains on OREO	(87)		—		—		(87)
Net losses on sales of securities (1)	(31)		—		—		(31)
Loss on premises and equipment	(183)		—		—		(183)
Gain on sale of loans	2,323		—		—		2,323
Other	10,728		3,348		16		14,092
Total non-interest income	$	46,392	$	3,354	$	16	$	49,762

($ in thousands)	Year Ended December 31, 2023
	Commercial/ Retail Bank		Mortgage Banking Division		Holding Company		Total
Revenue by Operating Segments
Non-interest income
Service charges on deposits
Overdraft fees	$	8,154	$	—	$	—	$	8,154
Other	6,021		—		—		6,021
Interchange income	18,914		—		—		18,914
Investment brokerage fees	1,623		—		—		1,623
Net gains on OREO	6		—		—		6
Net losses on sales of securities (1)	(9,716)		—		—		(9,716)
Gain on premises and equipment	35		—		—		35
Gain on sale of loans	1,512		—		—		1,512
Other	10,307		2,866		6,983		20,156
Total non-interest income	$	36,856	$	2,866	$	6,983	$	46,705

($ in thousands)	Year Ended December 31, 2022
	Commercial/ Retail Bank		Mortgage Banking Division		Holding Company		Total
Revenue by Operating Segments
Non-interest income
Service charges on deposits
Overdraft fees	$	4,023	$	93	$	—	$	4,116
Other	8,679		—		—		8,679
Interchange income	12,702		—		—		12,702
Investment brokerage fees	1,566		—		—		1,566
Net gains on OREO	214		—		—		214
Net losses on sales of securities (1)	(82)		—		—		(82)
Gain on acquisition (1)	281		—		—		281
Loss on premises and equipment	(116)		—		—		(116)
Other	2,724		4,210		2,667		9,601
Total non-interest income	$	29,991	$	4,303	$	2,667	$	36,961

___________________________________

(1)Not within scope of ASC 606.