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COMMITMENTS, CONTINGENCIES, AND CONCENTRATIONS OF CREDIT RISK (Tables)
 12 Months Ended
Dec. 31, 2024
Commitments and Contingencies Disclosure [Abstract]  
Schedule of Financial Instruments with Off-Balance Sheet Risk
The contractual amounts of financial instruments with off-balance-sheet risk at year-end were as follows:
20242023
($ in thousands)
Fixed Rate
Variable Rate
Fixed Rate
Variable Rate
Commitments to make loans$23,430 $39,796 $34,380 $50,226 
Unused lines of credit126,592 706,585 231,335 605,646 
Standby letters of credit13,405 16,331 15,573 13,114 
Schedule of Financing Receivable, Allowance for Credit Loss, OBSC Exposures
Changes in the ACL on OBSC exposures were as follows for the presented periods:
($ in thousands)202420232022
Balance at beginning of period$2,075$1,325$1,070
Credit loss expense related to OBSC exposures32750255
Balance at end of period$2,107$2,075$1,325