PREMISES AND EQUIPMENT

12 Months Ended

Dec. 31, 2024

Property, Plant and Equipment [Abstract]

PREMISES AND EQUIPMENT

PREMISES AND EQUIPMENT

Premises and equipment owned and utilized in the operations of the Company are stated at cost, less accumulated depreciation and amortization as follows:

($ in thousands)	2024		2023
Premises:
Land	$	48,416	$	48,460
Buildings and improvements	126,759		126,013
Equipment	43,429		41,788
Construction in progress	1,879		1,808
	220,483		218,069
Less accumulated depreciation and amortization	50,687		43,760
Total	$	169,796	$	174,309

The amounts charged to occupancy expense for depreciation were $7.3 million, $7.4 million, and $5.7 million in 2024, 2023 and 2022, respectively.