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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Activity in Allowance for Credit Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Dec. 31, 2023
Allowance for loan losses:          
Beginning balance $ 55,133 $ 52,614 $ 54,032 $ 38,917 $ 38,917
Initial allowance on PCD loans       3,176 3,176
Provision for credit losses 1,000 1,000 2,650 12,500  
Loans charged-off (1,386) (629) (2,922) (2,095) (3,092)
Recoveries 953 580 1,940 1,067  
Total ending allowance balance 55,700 53,565 55,700 53,565 54,032
Commercial, financial and agriculture          
Allowance for loan losses:          
Beginning balance 8,731 8,972 8,844 6,349 6,349
Initial allowance on PCD loans       727 727
Provision for credit losses 349 (709) 652 1,554  
Loans charged-off (404) (48) (832) (472) (745)
Recoveries 232 277 244 334  
Total ending allowance balance 8,908 8,492 8,908 8,492 8,844
Commercial real estate          
Allowance for loan losses:          
Beginning balance 30,101 28,726 29,125 20,389 20,389
Initial allowance on PCD loans       2,260 2,260
Provision for credit losses 565 389 1,093 6,380  
Loans charged-off 0 (27) (91) (27) (250)
Recoveries 18 15 557 101  
Total ending allowance balance 30,684 29,103 30,684 29,103 29,125
Consumer real estate          
Allowance for loan losses:          
Beginning balance 15,560 14,123 15,260 11,599 11,599
Initial allowance on PCD loans       182 182
Provision for credit losses (67) 919 493 3,203  
Loans charged-off (81) (21) (375) (45) (49)
Recoveries 22 142 56 224  
Total ending allowance balance 15,434 15,163 15,434 15,163 15,260
Consumer installment          
Allowance for loan losses:          
Beginning balance 741 793 803 580 580
Initial allowance on PCD loans       7 7
Provision for credit losses 153 401 412 1,363  
Loans charged-off (901) (533) (1,624) (1,551) (2,048)
Recoveries 681 146 1,083 408  
Total ending allowance balance $ 674 $ 807 $ 674 $ 807 $ 803