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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Composition of Loan Portfolio (Details) - USD ($)
$ in Thousands
Sep. 30, 2024
Jun. 30, 2024
Dec. 31, 2023
Sep. 30, 2023
Jun. 30, 2023
Dec. 31, 2022
Loans held for sale            
Total LHFS $ 2,987   $ 2,914      
Loans held for investment            
Loans held for investment 5,318,590   5,170,042      
Less allowance for credit losses (55,700) $ (55,133) (54,032) $ (53,565) $ (52,614) $ (38,917)
Net loans held for investment 5,262,890   5,116,010      
PPP Loans 256   386      
Mortgage loans held for sale            
Loans held for sale            
Total LHFS 2,987   2,914      
Commercial, financial and agriculture            
Loans held for investment            
Loans held for investment 748,664   800,324      
Less allowance for credit losses (8,908) (8,731) (8,844) (8,492) (8,972) (6,349)
Commercial real estate            
Loans held for investment            
Loans held for investment 3,235,566   3,059,155      
Less allowance for credit losses (30,684) (30,101) (29,125) (29,103) (28,726) (20,389)
Consumer real estate            
Loans held for investment            
Loans held for investment 1,287,144   1,252,795      
Less allowance for credit losses (15,434) (15,560) (15,260) (15,163) (14,123) (11,599)
Consumer installment            
Loans held for investment            
Loans held for investment 47,216   57,768      
Less allowance for credit losses $ (674) $ (741) $ (803) $ (807) $ (793) $ (580)