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FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK - Schedule of Financial Instruments with Off-Balance Sheet Risk (Details) - USD ($)
$ in Thousands
Sep. 30, 2024
Dec. 31, 2023
Fixed Rate    
Financial instruments with off-balance-sheet risk    
Commitments to make loans $ 34,997 $ 34,380
Unused lines of credit 165,324 231,335
Standby letters of credit 13,346 15,573
Variable Rate    
Financial instruments with off-balance-sheet risk    
Commitments to make loans 50,348 50,226
Unused lines of credit 729,288 605,646
Standby letters of credit $ 15,514 $ 13,114