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FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK - Schedule of Financial Instruments with Off-Balance Sheet Risk (Details) - USD ($)
$ in Thousands
Sep. 30, 2023
Dec. 31, 2022
Fixed Rate    
Financial instruments with off-balance-sheet risk    
Commitments to make loans $ 54,323 $ 43,227
Unused lines of credit 259,705 243,043
Standby letters of credit 15,975 4,260
Variable Rate    
Financial instruments with off-balance-sheet risk    
Commitments to make loans 31,508 15,758
Unused lines of credit 641,896 404,025
Standby letters of credit $ 12,556 $ 9,909