OPERATING SEGMENTS (Tables)

12 Months Ended

Dec. 31, 2022

Segment Reporting [Abstract]

Schedule of Segment Reporting Information, by Segment

The Company is considered to have three principal business segments in 2022, 2021, and 2020, the Commercial/Retail Bank, the Mortgage Banking Division, and the Holding Company.

	Year Ended December 31, 2022
($ in thousands)	Commercial/ Retail Bank		Mortgage Banking Division		Holding Company		Total
Interest income	$	199,937	$	439	$	17	$	200,393
Interest expense	14,979		106		7,492		22,577
Net interest income (loss)	184,958		333		(7,475)		177,816
Provision (credit) for credit losses	5,605		—		—		5,605
Net interest income (loss) after provision for loan losses	179,353		333		(7,475)		172,211
Non-interest income	29,991		4,303		2,667		36,961
Non-interest expense	116,899		5,493		8,091		130,483
Income (loss) before income taxes	92,445		(857)		(12,899)		78,689
Income tax (benefit) expense	19,250		(217)		(3,263)		15,770
Net income (loss)	$	73,195	$	(640)	$	(9,636)	$	62,919
Total Assets	$	6,428,889	$	18,194	$	14,634	$	6,461,717
Net Loans	3,734,659		5,024		—		3,739,683

	Year Ended December 31, 2021
($ in thousands)	Commercial/ Retail Bank		Mortgage Banking Division		Holding Company		Total
Interest income	$	176,153	$	582	$	10	$	176,745
Interest expense	12,166		140		7,375		19,681
Net interest income (loss)	163,987		442		(7,365)		157,064
Provision (credit) for loan losses	(1,104)		—		—		(1,104)
Net interest income (loss) after provision for loan losses	165,091		442		(7,365)		158,168
Non-interest income	28,539		8,823		111		37,473
Non-interest expense	103,430		5,361		5,768		114,559
Income (loss) before income taxes	90,200		3,904		(13,022)		81,082
Income tax (benefit) expense	19,222		988		(3,295)		16,915
Net income (loss)	$	70,978	$	2,916	$	(9,727)	$	64,167
Total Assets	$	6,015,664	$	16,519	$	45,231	$	6,077,414
Net Loans	2,929,995		6,494		—		2,936,489

	Year Ended December 31, 2020
($ in thousands)	Commercial/ Retail Bank		Mortgage Banking Division		Holding Company		Total
Interest income	$	178,462	$	866	$	20	$	179,348
Interest expense	20,801		270		5,593		26,664
Net interest income (loss)	157,661		596		(5,573)		152,684
Provision (credit) for loan losses	25,076		75		—		25,151
Net interest income (loss) after provision for loan losses	132,585		521		(5,573)		127,533
Non-interest income	30,538		10,446		892		41,876
Non-interest expense	95,370		5,596		5,375		106,341
Income (loss) before income taxes	67,753		5,371		(10,056)		63,068
Income tax (benefit) expense	11,749		1,359		(2,545)		10,563
Net income (loss)	$	56,004	$	4,012	$	(7,511)	$	52,505
Total Assets	$	5,044,647	$	33,525	$	74,588	$	5,152,760
Net Loans	3,099,675		9,615		—		3,109,290