COMMITMENTS, CONTINGENCIES, AND CONCENTRATIONS OF CREDIT RISK (Tables)

12 Months Ended

Dec. 31, 2022

Commitments and Contingencies Disclosure [Abstract]

Schedule of Financial Instruments with Off- Balance Sheet Risk

The contractual amounts of financial instruments with off-balance-sheet risk at year-end were as follows:

	2022				2021
($ in thousands)	Fixed Rate		Variable Rate		Fixed Rate		Variable Rate
Commitments to make loans	$	43,227	$	15,758	$	80,760	$	23,946
Unused lines of credit	243,043		404,025		213,332		309,791
Standby letters of credit	4,260		9,909		2,586		9,737

Financing Receivable, Allowance for Credit Loss, OBSC Exposures

Changes in the ACL on OBSC exposures were as follows for the presented periods:

($ in thousands)	2022		2021
Balance at beginning of period	$	1,070	$	—
Adoption of ASU 326	—		718
Credit loss expense related to OBSC exposures	255		352
Balance at end of period	$	1,325	$	1,070