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REGULATORY MATTERS (Tables)
12 Months Ended
Dec. 31, 2022
Banking and Thrift, Other Disclosure [Abstract]  
Schedule of Capital Amounts and Ratios, Excluding Unrealized Losses
December 31, 2022Company
(Consolidated)
Subsidiary
The First
Amount
Ratio
Amount
Ratio
Total risk-based$753,708 16.7 %$739,616 16.4 %
Common equity Tier 1570,660 12.7 %701,099 15.6 %
Tier 1 risk-based586,068 13.0 %701,099 15.6 %
Tier 1 leverage586,068 9.3 %701,099 11.1 %
December 31, 2021Amount
Ratio
AmountRatio
Total risk-based$662,658 18.6 %$618,472 17.4 %
Common equity Tier 1488,290 13.7 %588,334 16.6 %
Tier 1 risk-based503,644 14.1 %588,334 16.6 %
Tier 1 leverage503,644 9.2 %588,334 10.8 %
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
The minimum amounts of capital and ratios, not including Accumulated Other Comprehensive Income, as established by banking regulators at December 31, 2022, and 2021, were as follows ($ in thousands):
December 31, 2022Company
(Consolidated)
Subsidiary
The First
Amount
Ratio
Amount
Ratio
Total risk-based$360,597 8.0 %$360,071 8.0 %
Common equity Tier 1202,836 4.5 %202,540 4.5 %
Tier 1 risk-based270,447 6.0 %270,053 6.0 %
Tier 1 leverage180,298 4.0 %180,035 4.0 %
December 31, 2021Amount
Ratio
AmountRatio
Total risk-based$285,049 8.0 %$284,209 8.0 %
Common equity Tier 1160,340 4.5 %159,868 4.5 %
Tier 1 risk-based213,787 6.0 %213,157 6.0 %
Tier 1 leverage142,524 4.0 %142,105 4.0 %