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Short Duration Contracts (Tables)

12 Months Ended

Dec. 31, 2022

Short Duration Contracts Disclosure [Abstract]

The Company’s reserves for losses and loss adjustment expenses primarily relate to short-duration contracts with various characteristics (e.g., type of coverage, geography, claims duration). The Company considered such information in determining the level of disaggregation for disclosures related to its short-duration contracts, as detailed in the table below:

Reportable segment

Level of disaggregation

Included lines of business

Insurance

Property energy, marine and aviation

Third party occurrence business

Excess and surplus casualty (excluding contract binding); construction and national accounts; and other (including alternative market risks, excess workers’ compensation and employer’s liability insurance coverages)

Third party claims-made business

Professional lines

Multi-line and other specialty

Programs; contract binding (part of excess and surplus casualty); travel, accident and health; warranty and lenders solutions; and other (contract and commercial surety coverages)

Reinsurance

Casualty

Property catastrophe

Property excluding property catastrophe

Marine and aviation

Other specialty

Mortgage

Direct mortgage insurance in the U.S.

Mortgage insurance on U.S. primary exposures

Claims Development [Line Items]

Reconciliation of claims development to liability

The following table represents a reconciliation of the disclosures of net incurred and paid loss development tables to the reserve for losses and loss adjustment expenses at December 31, 2022:


	December 31, 2022
Net outstanding liabilities
Insurance
Property, energy, marine and aviation	$	750,461
Third party occurrence business	3,184,995
Third party claims-made business	1,991,302
Multi-line and other specialty	1,215,721
Reinsurance
Casualty	2,323,825
Property catastrophe	535,158
Property excluding property catastrophe	1,010,604
Marine and aviation	289,944
Other specialty	1,444,921
Mortgage
U.S. primary	397,118
Other short duration lines not included in disclosures	301,222
Total for short duration lines	13,445,271

Unpaid losses and loss adjustment expenses recoverable
Insurance
Property, energy, marine and aviation	423,740
Third party occurrence business	1,761,871
Third party claims-made business	995,921
Multi-line and other specialty	173,051
Reinsurance
Casualty	684,663
Property catastrophe	595,740
Property excluding property catastrophe	206,867
Marine and aviation	186,416
Other specialty	656,130
Mortgage
U.S. primary	37,531
Other short duration lines not included in disclosures (1)	560,642
Intercompany eliminations	(3,747)
Total for short duration lines	6,278,825

Lines other than short duration	102,283
Discounting	(60,536)
Unallocated claims adjustment expenses	266,100
	307,847

Total gross reserves for losses and loss adjustment expenses	$	20,031,943

(1) Includes unpaid loss and loss adjustment expenses recoverable of $280.2 million related to the loss portfolio transfer reinsurance agreements.

Insurance

Claims Development [Line Items]

Claims development tables

The following tables present information on the insurance segment’s short-duration insurance contracts:


Property, energy, marine and aviation ($000’s except claim count)
Incurred losses and allocated loss adjustment expenses, net of reinsurance																					December 31, 2022
																					Total of IBNR liabilities plus expected development on reported claims		Cumulative number of reported claims
	Year ended December 31,
Accident year	2013 unaudited		2014 unaudited		2015 unaudited		2016 unaudited		2017 unaudited		2018 unaudited		2019 unaudited		2020 unaudited		2021 unaudited		2022
2013	$	158,548	$	156,147	$	148,622	$	142,889	$	134,473	$	133,400	$	128,157	$	126,825	$	125,813	$	124,868	$	27	3,982
2014			148,104		145,679		147,248		136,050		132,166		134,192		134,895		134,803		133,605		1,674		3,557
2015					112,299		109,769		103,921		102,449		97,789		91,770		91,833		90,816		2,654		4,244
2016							104,002		100,843		105,184		100,003		95,989		92,108		87,618		61		5,704
2017									280,686		246,264		235,924		230,413		231,199		225,298		3,268		6,287
2018											180,981		186,030		173,693		170,057		170,411		7,177		5,048
2019													179,056		178,564		165,477		161,156		4,162		5,942
2020															359,394		329,362		335,747		28,330		8,546
2021																	426,870		428,719		54,746		7,566
2022																			521,750		208,080		8,965
																	Total		$	2,279,988

Cumulative paid losses and allocated loss adjustment expenses, net of reinsurance
2013	$	32,216	$	84,680	$	110,432	$	119,649	$	121,779	$	125,014	$	122,894	$	124,227	$	124,381	$	124,402
2014			25,849		53,632		77,764		84,061		87,681		98,423		115,253		122,165		122,792
2015					23,561		64,900		76,282		86,196		87,870		86,190		87,260		87,564
2016							24,684		83,218		98,303		97,089		94,570		90,808		87,232
2017									30,215		139,849		195,512		211,688		215,874		217,764
2018											30,026		102,285		134,858		142,838		149,663
2019													26,130		105,380		133,911		139,141
2020															55,619		194,487		251,055
2021																	90,423		267,677
2022																			100,476
									Total										1,547,766
									All outstanding liabilities before 2013, net of reinsurance										18,239
							Liabilities for losses and loss adjustment expenses, net of reinsurance												$	750,461


Third party occurrence business ($000’s except claim count)
	Incurred losses and allocated loss adjustment expenses, net of reinsurance																				December 31, 2022
																					Total of IBNR liabilities plus expected development on reported claims		Cumulative number of reported claims
	Year ended December 31,
Accident year	2013 unaudited		2014 unaudited		2015 unaudited		2016 unaudited		2017 unaudited		2018 unaudited		2019 unaudited		2020 unaudited		2021 unaudited		2022
2013	$	282,852	$	296,668	$	306,572	$	301,622	$	281,637	$	274,246	$	272,385	$	269,297	$	270,110	$	263,430	$	43,148	66,118
2014			329,718		335,587		338,505		342,759		339,403		343,904		342,641		343,286		345,024		60,263		75,557
2015					358,769		391,570		398,565		391,797		391,132		382,427		386,465		379,226		75,540		78,507
2016							389,530		394,190		405,803		399,315		374,654		367,586		363,453		93,800		78,576
2017									417,097		417,662		422,360		412,231		406,857		406,165		114,603		84,418
2018											430,128		452,879		450,647		451,164		458,050		156,700		77,685
2019													455,928		487,080		480,535		471,279		195,283		84,985
2020															606,640		616,314		640,231		309,019		90,795
2021																	621,972		662,716		431,302		89,718
2022																			688,082		614,366		70,380
																	Total		$	4,677,656

Cumulative paid losses and allocated loss adjustment expenses, net of reinsurance
2013	$	6,840	$	29,215	$	71,335	$	101,153	$	122,045	$	149,012	$	164,090	$	174,591	$	184,444	$	192,159
2014			9,200		40,226		71,473		112,541		161,935		191,108		211,440		223,895		237,135
2015					11,110		44,514		88,411		139,364		181,505		211,510		227,439		249,399
2016							11,679		41,920		87,543		136,759		164,534		194,637		215,481
2017									13,391		52,309		99,806		134,988		165,468		220,660
2018											16,991		63,776		115,049		154,138		198,502
2019													18,375		73,075		121,646		172,948
2020															24,407		76,567		154,902
2021																	26,235		90,791
2022																			23,981
									Total										1,755,958
									All outstanding liabilities before 2013, net of reinsurance										263,297
							Liabilities for losses and loss adjustment expenses, net of reinsurance												$	3,184,995


Third party claims-made business ($000’s except claim count)
Incurred losses and allocated loss adjustment expenses, net of reinsurance																					December 31, 2022
																					Total of IBNR liabilities plus expected development on reported claims		Cumulative number of reported claims
	Year ended December 31,
Accident year	2013 unaudited		2014 unaudited		2015 unaudited		2016 unaudited		2017 unaudited		2018 unaudited		2019 unaudited		2020 unaudited		2021 unaudited		2022
2013	$	301,608	$	320,266	$	324,044	$	320,177	$	294,372	$	290,852	$	281,642	$	271,156	$	273,607	$	281,584	$	14,639	14,953
2014			264,273		279,410		298,541		278,556		281,271		297,248		291,498		287,573		296,153		21,206		15,482
2015					258,740		277,358		276,256		259,830		255,207		252,263		267,725		266,758		18,198		14,392
2016							274,996		291,258		308,080		314,412		321,764		326,960		329,534		29,356		15,083
2017									270,272		285,738		311,724		308,172		323,128		316,673		45,042		15,198
2018											272,543		314,112		319,646		336,106		347,449		61,612		15,934
2019													289,128		317,312		317,363		322,178		93,422		15,858
2020															383,497		413,156		423,375		187,245		15,438
2021																	514,676		517,975		351,736		15,751
2022																			657,664		575,484		18,190
																	Total		$	3,759,343

Cumulative paid losses and allocated loss adjustment expenses, net of reinsurance
2013	$	19,007	$	87,386	$	137,857	$	179,261	$	197,861	$	216,984	$	238,730	$	245,423	$	246,813	$	253,570
2014			13,814		63,288		129,409		172,722		207,447		229,314		243,137		249,307		260,333
2015					9,059		52,007		100,030		126,431		174,084		193,105		216,892		220,871
2016							10,537		68,157		127,203		158,127		205,478		242,300		256,705
2017									9,281		67,529		112,975		143,064		195,788		232,508
2018											12,241		68,244		118,105		158,389		208,063
2019													12,373		65,286		122,046		154,630
2020															17,070		87,248		151,750
2021																	23,253		90,487
2022																			25,244
									Total										1,854,161
									All outstanding liabilities before 2013, net of reinsurance										86,120
							Liabilities for losses and loss adjustment expenses, net of reinsurance												$	1,991,302


Multi-line and other specialty ($000’s except claim count)
Incurred losses and allocated loss adjustment expenses, net of reinsurance																					December 31, 2022
																					Total of IBNR liabilities plus expected development on reported claims		Cumulative number of reported claims
	Year ended December 31,
Accident year	2013 unaudited		2014 unaudited		2015 unaudited		2016 unaudited		2017 unaudited		2018 unaudited		2019 unaudited		2020 unaudited		2021 unaudited		2022
2013	$	264,243	$	272,335	$	263,631	$	263,928	$	251,894	$	253,271	$	248,634	$	245,825	$	245,069	$	244,191	$	2,761	86,371
2014			301,548		325,705		318,453		318,268		317,197		313,221		310,051		309,061		310,977		3,968		130,844
2015					334,684		357,939		356,777		364,815		356,657		349,432		347,206		344,974		5,632		170,579
2016							408,686		430,976		427,829		416,108		409,987		408,004		408,716		8,616		189,406
2017									482,436		501,026		491,347		500,947		504,322		512,717		12,776		229,570
2018											512,406		564,563		562,848		565,116		564,693		21,722		256,621
2019													566,864		612,179		640,262		651,004		38,672		250,441
2020															618,340		569,123		515,016		87,261		162,214
2021																	635,186		618,581		153,336		113,165
2022																			678,479		425,107		89,859
																	Total		$	4,849,348

Cumulative paid losses and allocated loss adjustment expenses, net of reinsurance
2013	$	86,680	$	150,925	$	180,428	$	213,461	$	225,324	$	234,330	$	236,375	$	237,293	$	238,321	$	238,257
2014			107,726		196,899		234,267		267,079		281,195		291,727		293,131		294,630		295,896
2015					138,153		236,108		277,850		305,895		320,971		326,652		330,431		331,320
2016							175,948		304,743		341,789		362,823		379,305		385,314		390,350
2017									181,102		342,385		380,696		423,480		446,002		471,978
2018											211,711		389,047		442,643		479,824		508,649
2019													211,970		385,794		486,882		548,844
2020															171,994		309,106		358,967
2021																	156,992		334,549
2022																			177,092
									Total										3,655,902
									All outstanding liabilities before 2013, net of reinsurance										22,275
							Liabilities for losses and loss adjustment expenses, net of reinsurance												$	1,215,721

Percentage annual payout by age

The following table presents the average annual percentage payout of incurred losses and allocated loss adjustment expenses by age, net of reinsurance, as of December 31, 2022:


	Average annual percentage payout of incurred losses and allocated loss adjustment expenses by age, net of reinsurance
	Year 1		Year 2		Year 3		Year 4		Year 5		Year 6		Year 7		Year 8		Year 9		Year 10
Property, energy, marine and aviation	20.3	%	44.2	%	18.4	%	5.2	%	1.5	%	1.1	%	2.0	%	2.2	%	0.3	%	—	%
Third party occurrence business	3.4	%	9.3	%	11.8	%	11.2	%	9.7	%	9.7	%	5.4	%	4.5	%	3.8	%	2.9	%
Third party claims-made business	4.1	%	17.2	%	17.2	%	11.4	%	13.6	%	8.8	%	6.4	%	2.0	%	2.1	%	2.4	%
Multi-line and other specialty	34.3	%	28.9	%	10.9	%	8.8	%	4.5	%	3.1	%	0.9	%	0.4	%	0.4	%	—	%

Reinsurance

Claims Development [Line Items]

Claims development tables

The following tables present information on the reinsurance segment’s short-duration insurance contracts:


Casualty ($000’s)
Incurred losses and allocated loss adjustment expenses, net of reinsurance																					December 31, 2022
																					Total of IBNR liabilities plus expected development on reported claims		Cumulative number of reported claims
	Year ended December 31,
Accident year	2013 unaudited		2014 unaudited		2015 unaudited		2016 unaudited		2017 unaudited		2018 unaudited		2019 unaudited		2020 unaudited		2021 unaudited		2022
2013	$	163,425	$	156,619	$	152,392	$	146,230	$	134,204	$	132,701	$	129,120	$	133,401	$	133,687	$	133,094	$	26,542	N/A
2014			212,923		217,991		214,724		227,485		224,105		233,922		234,293		230,944		231,175		33,255		N/A
2015					217,343		216,759		224,385		231,473		235,637		242,554		245,756		247,419		44,753		N/A
2016							208,192		221,004		242,089		257,214		264,573		264,475		268,079		46,122		N/A
2017									262,894		251,827		267,173		293,381		304,194		310,858		52,415		N/A
2018											270,621		284,405		276,802		281,852		293,320		56,325		N/A
2019													325,359		334,755		361,549		372,669		93,310		N/A
2020															378,668		367,595		349,831		169,909		N/A
2021																	434,187		431,165		292,696		N/A
2022																			541,941		482,552		N/A
																	Total		$	3,179,551

Cumulative paid losses and allocated loss adjustment expenses, net of reinsurance
2013	$	2,421	$	9,822	$	22,886	$	42,861	$	54,323	$	62,751	$	70,289	$	76,141	$	81,167	$	87,485
2014			3,885		15,973		40,651		63,214		90,530		113,596		133,263		143,929		152,586
2015					4,440		20,208		46,933		70,523		95,988		119,096		136,138		151,119
2016							5,720		25,626		51,494		86,362		112,818		131,341		155,584
2017									6,417		30,316		63,922		112,474		136,489		163,243
2018											7,576		31,240		106,443		128,728		154,173
2019													15,798		57,568		96,593		129,766
2020															17,646		50,383		90,156
2021																	14,633		53,264
2022																			17,638
									Total										1,155,014
									All outstanding liabilities before 2013, net of reinsurance										299,288
							Liabilities for losses and loss adjustment expenses, net of reinsurance												$	2,323,825


Property catastrophe ($000’s)
Incurred losses and allocated loss adjustment expenses, net of reinsurance																					December 31, 2022
																					Total of IBNR liabilities plus expected development on reported claims		Cumulative number of reported claims
	Year ended December 31,
Accident year	2013 unaudited		2014 unaudited		2015 unaudited		2016 unaudited		2017 unaudited		2018 unaudited		2019 unaudited		2020 unaudited		2021 unaudited		2022
2013	$	65,372	$	45,962	$	34,959	$	30,518	$	27,974	$	27,248	$	26,415	$	26,543	$	26,344	$	26,221	$	(138)	N/A
2014			43,800		29,801		24,500		21,764		20,026		19,326		19,229		19,004		19,045		(10)		N/A
2015					32,748		17,558		11,425		5,531		3,779		3,133		2,932		2,569		68		N/A
2016							23,224		16,582		12,749		9,190		6,886		5,987		5,181		877		N/A
2017									86,410		53,699		49,507		35,893		24,239		21,026		(803)		N/A
2018											73,041		52,001		33,425		19,831		10,722		3,039		N/A
2019													25,526		14,252		13,093		4,590		4,576		N/A
2020															260,244		322,680		326,262		33,413		N/A
2021																	308,014		302,124		29,963		N/A
2022																			299,636		73,474		N/A
																	Total		$	1,017,376

Cumulative paid losses and allocated loss adjustment expenses, net of reinsurance
2013	$	12,035	$	18,496	$	23,001	$	24,697	$	26,329	$	26,549	$	26,549	$	27,233	$	26,998	$	27,023
2014			13,619		19,544		17,902		18,679		18,244		18,421		18,550		18,629		18,592
2015					(3,141)		(2,109)		1,843		2,103		1,659		1,745		1,817		1,874
2016							(7,039)		1,759		1,870		2,932		2,086		2,433		2,594
2017									30,625		31,621		37,084		27,060		14,215		16,034
2018											27,424		7,344		18,253		(10,934)		(8,100)
2019													4,374		8,845		12,895		(11,472)
2020															52,592		152,075		200,510
2021																	64,408		167,806
2022																			69,969
									Total										484,830
									All outstanding liabilities before 2013, net of reinsurance										2,612
							Liabilities for losses and loss adjustment expenses, net of reinsurance												$	535,158


Property excluding property catastrophe ($000’s)
Incurred losses and allocated loss adjustment expenses, net of reinsurance																					December 31, 2022
																					Total of IBNR liabilities plus expected development on reported claims		Cumulative number of reported claims
	Year ended December 31,
Accident year	2013 unaudited		2014 unaudited		2015 unaudited		2016 unaudited		2017 unaudited		2018 unaudited		2019 unaudited		2020 unaudited		2021 unaudited		2022
2013	$	114,775	$	76,290	$	69,981	$	65,734	$	64,013	$	63,247	$	62,070	$	62,774	$	62,288	$	63,390	$	29	N/A
2014			142,092		116,331		98,263		90,031		87,768		83,476		81,812		80,348		79,307		443		N/A
2015					213,681		187,932		183,709		187,569		186,861		175,812		172,189		166,580		3,909		N/A
2016							174,506		144,323		136,367		134,362		138,216		135,116		128,941		6,208		N/A
2017									266,628		247,462		235,310		227,891		212,133		204,128		8,794		N/A
2018											222,932		238,876		234,794		211,852		201,429		7,370		N/A
2019													214,513		204,620		194,164		189,456		8,407		N/A
2020															366,726		338,712		319,097		36,912		N/A
2021																	545,101		497,059		83,934		N/A
2022																			742,703		360,528		N/A
																	Total		$	2,592,090

Cumulative paid losses and allocated loss adjustment expenses, net of reinsurance
2013	$	25,943	$	42,418	$	49,433	$	52,614	$	53,400	$	55,272	$	60,777	$	61,640	$	61,665	$	63,228
2014			23,342		62,414		71,144		76,060		77,687		78,067		78,029		77,728		77,894
2015					75,458		118,396		148,887		159,482		164,637		158,293		158,537		159,054
2016							33,236		94,121		97,918		103,202		111,039		113,300		114,432
2017									27,456		124,220		155,139		162,933		177,737		181,029
2018											29,654		107,172		151,632		166,598		174,778
2019													42,919		123,293		149,377		161,573
2020															100,927		207,061		242,844
2021																	135,815		269,481
2022																			142,938
									Total										1,587,251
									All outstanding liabilities before 2013, net of reinsurance										5,765
							Liabilities for losses and loss adjustment expenses, net of reinsurance												$	1,010,604


Marine and aviation ($000’s)
Incurred losses and allocated loss adjustment expenses, net of reinsurance																					December 31, 2022
																					Total of IBNR liabilities plus expected development on reported claims		Cumulative number of reported claims
	Year ended December 31,
Accident year	2013 unaudited		2014 unaudited		2015 unaudited		2016 unaudited		2017 unaudited		2018 unaudited		2019 unaudited		2020 unaudited		2021 unaudited		2022
2013	$	38,167	$	36,765	$	35,669	$	34,293	$	34,207	$	33,453	$	33,001	$	29,434	$	26,728	$	25,695	$	1,012	N/A
2014			30,566		28,757		26,995		25,297		23,302		22,919		21,698		21,651		18,511		800		N/A
2015					33,134		37,019		31,499		31,373		30,423		28,120		27,299		25,008		1,514		N/A
2016							27,258		22,625		23,448		19,122		16,834		14,896		11,952		4,080		N/A
2017									28,590		26,165		23,613		20,749		19,842		17,329		4,178		N/A
2018											27,613		25,680		24,058		24,192		21,052		3,738		N/A
2019													48,383		54,684		60,321		60,635		5,574		N/A
2020															82,716		75,695		79,338		28,621		N/A
2021																	110,129		95,586		51,391		N/A
2022																			125,685		99,917		N/A
																	Total		$	480,791

Cumulative paid losses and allocated loss adjustment expenses, net of reinsurance
2013	$	4,751	$	13,054	$	17,678	$	20,580	$	21,557	$	22,803	$	23,176	$	22,941	$	22,912	$	23,648
2014			4,005		7,795		11,335		12,209		14,368		14,794		15,650		15,729		17,084
2015					(6)		13,321		18,852		20,623		22,318		21,971		22,114		22,297
2016							(7,371)		(1,739)		445		3,169		5,764		6,656		7,028
2017									1,650		6,433		9,249		10,897		11,488		11,817
2018											1,993		6,817		11,021		13,332		13,923
2019													10,537		21,261		28,680		34,637
2020															9,096		26,129		42,203
2021																	8,407		24,108
2022																			12,101
									Total										208,846
									All outstanding liabilities before 2013, net of reinsurance										17,999
							Liabilities for losses and loss adjustment expenses, net of reinsurance												$	289,944


Other specialty ($000’s)
Incurred losses and allocated loss adjustment expenses, net of reinsurance																					December 31, 2022
																					Total of IBNR liabilities plus expected development on reported claims		Cumulative number of reported claims
	Year ended December 31,
Accident year	2013 unaudited		2014 unaudited		2015 unaudited		2016 unaudited		2017 unaudited		2018 unaudited		2019 unaudited		2020 unaudited		2021 unaudited		2022
2013	$	304,905	$	280,398	$	269,105	$	267,106	$	266,970	$	264,418	$	263,713	$	257,960	$	255,453	$	254,380	$	4,327	N/A
2014			328,056		308,074		310,153		303,589		298,357		299,789		295,270		289,460		287,941		6,034		N/A
2015					271,235		269,237		267,079		263,826		263,985		261,158		250,103		248,848		6,340		N/A
2016							313,982		310,907		303,432		295,116		301,277		296,251		293,571		8,371		N/A
2017									382,884		375,347		357,762		357,212		355,763		351,478		22,234		N/A
2018											402,372		395,484		390,135		413,116		408,905		32,668		N/A
2019													414,049		393,864		387,810		383,491		38,889		N/A
2020															579,367		511,136		506,164		57,946		N/A
2021																	589,452		590,091		148,264		N/A
2022																			924,130		601,334		N/A
																	Total		$	4,248,999

Cumulative paid losses and allocated loss adjustment expenses, net of reinsurance
2013	$	81,609	$	155,936	$	188,651	$	209,775	$	222,292	$	229,228	$	237,023	$	237,559	$	240,669	$	243,881
2014			92,743		181,222		223,243		240,680		250,427		263,123		266,898		270,529		271,712
2015					80,453		157,176		190,699		204,444		216,683		227,879		230,640		231,384
2016							103,649		196,496		231,761		249,699		265,763		271,609		277,028
2017									130,150		245,165		285,299		299,405		312,273		322,863
2018											124,996		265,000		303,141		323,868		340,061
2019													116,762		204,625		267,972		293,260
2020															129,621		285,729		361,031
2021																	146,503		300,025
2022																			175,834
									Total										2,817,079
									All outstanding liabilities before 2013, net of reinsurance										13,001
							Liabilities for losses and loss adjustment expenses, net of reinsurance												$	1,444,921

Percentage annual payout by age

The following table presents the average annual percentage payout of incurred losses and allocated loss adjustment expenses by age, net of reinsurance, as of December 31, 2022:


	Average annual percentage payout of incurred losses and allocated loss adjustment expenses by age, net of reinsurance
	Year 1		Year 2		Year 3		Year 4		Year 5		Year 6		Year 7		Year 8		Year 9		Year 10
Casualty	2.8	%	7.8	%	12.4	%	11.3	%	9.5	%	8.2	%	7.5	%	5.0	%	3.8	%	4.7	%
Property catastrophe	41.7	%	27.3	%	49.4	%	(115.6)	%	(10.7)	%	4.1	%	1.7	%	1.7	%	(0.5)	%	0.1	%
Property excluding property catastrophe	27.0	%	37.4	%	13.2	%	5.6	%	4.0	%	0.6	%	2.4	%	0.4	%	0.1	%	2.5	%
Marine and aviation	4.5	%	28.8	%	18.3	%	10.9	%	8.4	%	3.0	%	2.4	%	0.1	%	3.6	%	2.9	%
Other specialty	29.9	%	29.9	%	13.1	%	6.0	%	4.4	%	3.3	%	1.8	%	0.6	%	0.8	%	1.3	%

Mortgage

Claims Development [Line Items]

Claims development tables

The following table presents information on the mortgage segment’s short-duration insurance contracts:


U.S. primary mortgage insurance ($000’s except claim count)
Incurred losses and allocated loss adjustment expenses, net of reinsurance																							December 31, 2022
																								Total of IBNR liabilities plus expected development on reported claims	Cumulative number of paid claims
Year ended December 31,
Accident year	2013 unaudited		2014 unaudited		2015 unaudited		2016 unaudited		2017 unaudited		2018 unaudited		2019 unaudited		2020 unaudited		2021 unaudited				2022
2013	$	469,311	$	419,668	$	411,793	$	405,809	$	395,693	$	393,149	$	390,987	$	391,062	$	391,324			$	390,299		2	9,474
2014			316,095		297,151		279,434		266,027		265,992		261,091		262,682		262,829				260,554			4	6,311
2015					222,790		197,238		198,001		194,677		189,235		190,913		190,560				188,649			1	4,573
2016							183,556		170,532		148,715		140,608		142,392		141,657				137,415			—	3,445
2017									179,376		132,220		107,255		108,181		109,242				102,005			(1)	2,516
2018											132,318		96,357		89,120		87,962				71,976			(4)	1,718
2019													108,424		119,253		110,362				63,485			74	1,002
2020															420,003		373,533				78,334			476	299
2021																	144,375				77,212			379	72
2022																					173,327			2,147	7
															Total						$	1,543,256

Cumulative paid losses and allocated loss adjustment expenses, net of reinsurance
2013	41,447		203,957		308,956		353,189		373,909		382,200		386,853		387,894		387,879				388,036
2014			20,099		129,159		201,925		233,879		247,038		254,175		256,285		256,875				257,232
2015					16,159		92,431		151,222		171,337		180,321		183,472		184,025				184,955
2016							11,462		72,201		113,357		127,286		131,161		131,717				132,387
2017									8,622		48,112		78,650		87,317		89,756				91,645
2018											3,966		31,478		50,135		55,853				58,687
2019													2,899		20,105		29,102				34,178
2020															1,040		4,144				7,740
2021																	469				1,687
2022																					176
																					1,156,723
									All outstanding liabilities before 2013, net of reinsurance										10,585
							Liabilities for losses and loss adjustment expenses, net of reinsurance												$	397,118

Percentage annual payout by age

The following table presents the average annual percentage payout of incurred losses and allocated loss adjustment expenses by age, net of reinsurance, as of December 31, 2022:


Average annual percentage payout of incurred losses and allocated loss adjustment expenses by age, net of reinsurance
	Year 1		Year 2		Year 3		Year 4		Year 5		Year 6		Year 7		Year 8		Year 9		Year 10
U.S. Primary	5.6	%	30.9	%	23.8	%	9.8	%	4.0	%	1.8	%	0.7	%	0.3	%	0.1	%	—	%