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Consolidated Balance Sheet - CAD ($)
$ in Millions
Oct. 31, 2025
Oct. 31, 2024
ASSETS    
Cash and due from banks $ 7,512 $ 6,437
Interest-bearing deposits with banks 109,417 169,930
Cash and interest bearing deposits with banks 116,929 176,367
Trading loans, securities, and other 220,136 175,770
Non-trading financial assets at fair value through profit or loss 7,395 5,869
Derivatives 82,972 78,061
Financial assets designated at fair value through profit or loss 6,986 6,417
Financial assets at fair value through other comprehensive income 126,369 93,897
Total trading and non trading financial assets 443,858 360,014
Debt securities at amortized cost, net of allowance for credit losses 240,439 271,615
Securities purchased under reverse repurchase agreements 247,078 208,217
Loans    
Residential mortgages 315,063 331,649
Consumer instalment and other personal 259,033 228,382
Credit card 41,662 40,639
Business and government 345,943 356,973
Total loans 961,701 957,643
Allowance for loan losses (8,689) (8,094)
Loans, net of allowance for loan losses 953,012 949,549
Other    
Investment in Schwab 0 9,024
Goodwill 18,980 18,851
Other intangibles 3,409 3,044
Land, buildings, equipment, other depreciable assets, and right-of-use assets 10,132 9,837
Deferred tax assets 5,388 4,937
Amounts receivable from brokers, dealers, and clients 27,345 22,115
Other assets 27,988 28,181
Total other miscellaneous assets 93,242 95,989
Total assets 2,094,558 2,061,751
LIABILITIES    
Trading deposits 37,882 30,412
Derivatives 79,356 68,368
Securitization liabilities at fair value 25,283 20,319
Financial liabilities designated at fair value through profit or loss 197,635 207,914
Total financial liabilities other than non-trading deposits and other 340,156 327,013
Deposits    
Personal 650,396 641,667
Banks 27,233 57,698
Business and government 589,475 569,315
Total deposits, other than trading 1,267,104 1,268,680
Other    
Obligations related to securities sold short 43,795 39,515
Obligations related to securities sold under repurchase agreements 221,150 201,900
Securitization liabilities at amortized cost 14,841 12,365
Amounts payable to brokers, dealers, and clients 27,434 26,598
Insurance contract liabilities 7,278 7,169
Other liabilities 34,240 51,878
Total other miscellaneous liabilities 348,738 339,425
Subordinated notes and debentures 10,733 11,473
Total liabilities 1,966,731 1,946,591
EQUITY    
Contributed surplus 285 204
Retained earnings 78,320 70,826
Accumulated other comprehensive income (loss) 12,874 7,904
Total equity 127,827 115,160
Total liabilities and equity 2,094,558 2,061,751
Common shares [member]    
EQUITY    
Issued capital 24,727 25,373
Treasury shares 0 (17)
Total equity 24,727 25,373
Preferred shares and other equity instruments [member]    
EQUITY    
Issued capital 11,625 10,888
Treasury shares (4) (18)
Total equity $ 11,625 $ 10,888