Deposits And Customer Repurchase Agreements

3 Months Ended

Jun. 30, 2011

Deposits And Customer Repurchase Agreements

Deposits And Customer Repurchase Agreements

Note 10:  DEPOSITS AND CUSTOMER REPURCHASE AGREEMENTS

Deposits consisted of the following at June 30, 2011, December 31, 2010 and June 30, 2010 (dollars in thousands):

	June 30 2011					December 31 2010					June 30 2010
	Amount		Percent of Total			Amount		Percent of Total			Amount		Percent of Total
Non-interest-bearing accounts	$	645,778		18.6	%	$	600,457		16.7	%	$	548,251		14.3	%
Interest-bearing checking		356,321		10.3			357,702		10.0			368,418		9.6
Regular savings accounts		631,688		18.2			616,512		17.2			593,591		15.4
Money market accounts		434,281		12.5			459,034		12.8			441,222		11.5
T                 Total transaction and saving accounts		2,068,068		59.6			2,033,705		56.7			1,951,482		50.8
Certificates which mature or reprice:
Within 1 year		1,092,682		31.6			1,185,405		33.0			1,605,190		41.8
After 1 year, but within 3 years		242,987		7.0			314,532		8.7			241,639		6.3
After 3 years		62,663		1.8			57,556		1.6			40,684		1.1
Total certificate accounts		1,398,332		40.4			1,557,493		43.3			1,887,513		49.2
Total deposits	$	3,466,400		100.0	%	$	3,591,198		100.0	%	$	3,838,995		100.0	%
Included in total deposits:
Public fund transaction accounts	$	72,181		2.0	%	$	64,482		1.8	%	$	85,292		2.2	%
Public fund interest-bearing certificates		69,219		2.0			81,809		2.3			81,668		2.1
Total public deposits	$	141,400		4.0	%	$	146,291		4.1	%	$	166,960		4.3	%
Total brokered deposits	$	73,161		2.1	%	$	102,984		2.9	%	$	145,571		3.8	%

The following table presents the geographic concentration of deposits at June 30, 2011 (in thousands):

	Washington		Oregon		Idaho		Total
Total deposits	$	2,646,712	$	591,519	$	228,169	$	3,466,400

In addition to deposits, we also offer retail repurchase agreements which are customer funds that are primarily associated with sweep account arrangements tied to transaction deposit accounts.  While we include these collateralized borrowings in other borrowings reported in our Consolidated Statements of Financial Condition, these accounts primarily represent customer utilization of our cash management services and related deposit accounts.

The following table presents customer repurchase agreement balances as of June 30, 2011, December 31, 2010 and June 30, 2010 (in thousands):

	June 30 2011		December 31 2010		June 30 2010
Retail repurchase agreements	$	85,822	$	125,140	$	122,755