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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 Ok2HkmegCfr36bvbfXmREFDqwDv0iVkIrLJE/8wG8fvrpGTByfcu7W1vE/RKMvTN
 mGoIEwFrqz6XfFYFEIjzGg==

<SEC-DOCUMENT>9999999995-09-003265.txt : 20091123
<SEC-HEADER>9999999995-09-003265.hdr.sgml : 20091123
<ACCEPTANCE-DATETIME>20091123001513
ACCESSION NUMBER:		9999999995-09-003265
CONFORMED SUBMISSION TYPE:	EFFECT
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20091120
DATE AS OF CHANGE:		20091123
EFFECTIVENESS DATE:		20091120

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FIRST DEFIANCE FINANCIAL CORP
		CENTRAL INDEX KEY:			0000946647
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				341803915
		STATE OF INCORPORATION:			OH
		FISCAL YEAR END:			0131

	FILING VALUES:
		FORM TYPE:		EFFECT
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-163014
		FILM NUMBER:		091200133

	BUSINESS ADDRESS:	
		STREET 1:		601 CLINTON ST
		CITY:			DEFIANCE
		STATE:			OH
		ZIP:			43512
		BUSINESS PHONE:		4107825015

	MAIL ADDRESS:	
		STREET 1:		601 CLINTON ST
		CITY:			DEFIANCE
		STATE:			OH
		ZIP:			43512
</SEC-HEADER>
<DOCUMENT>
<TYPE>EFFECT
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
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<?xml version="1.0"?>
<edgarSubmission>

    <schemaVersion>X0101</schemaVersion>

    <submissionType>EFFECT</submissionType>

    <act>33</act>

    <testOrLive>LIVE</testOrLive>

    <effectiveData>
        <finalEffectivenessDispDate>2009-11-20</finalEffectivenessDispDate>
        <finalEffectivenessDispTime>11:30:00</finalEffectivenessDispTime>
        <form>S-3</form>
        <filer>
            <cik>0000946647</cik>
            <entityName>FIRST DEFIANCE FINANCIAL CORP</entityName>
            <fileNumber>333-163014</fileNumber>
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</TEXT>
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