Exhibit 21.1

SUBSIDIARIES

1. Wholly owned subsidiaries of First Mariner Bancorp

        First Mariner Bank

        Mariner Capital Trust II

        Mariner Capital Trust III

        Mariner Capital Trust IV

        Mariner Capital Trust V

        Mariner Capital Trust VI

        Mariner Capital Trust VII

 First Mariner Mortgage Corporation (inactive)

2. Wholly owned subsidiaries of First Mariner Bank

 FM Appraisals, LLC

        Compass Properties, Inc.

        Compass Point Properties, LLC

        First Mariner Financial Services, Inc. (inactive)

        FMB Holdings, Inc. (inactive)

        Canton Crossing II, LLC

3. Wholly owned subsidiary of Compass Properties, Inc.

        Compass Properties, LLC

4. Wholly owned subsidiary of Compass Point Properties, LLC.

        Turkey Point, LLC